{"id":20909,"date":"2024-09-30T14:07:56","date_gmt":"2024-09-30T19:07:56","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%99%a9%e4%b8%9a%e4%b8%ad%e6%96%ad%ef%bc%9a2020-%e5%b9%b4%e5%b1%95%e6%9c%9b\/"},"modified":"2024-09-30T14:08:00","modified_gmt":"2024-09-30T19:08:00","slug":"%e4%bf%9d%e9%99%a9%e4%b8%9a%e4%b8%ad%e6%96%ad%ef%bc%9a2020-%e5%b9%b4%e5%b1%95%e6%9c%9b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%bf%9d%e9%99%a9%e4%b8%9a%e4%b8%ad%e6%96%ad%ef%bc%9a2020-%e5%b9%b4%e5%b1%95%e6%9c%9b\/","title":{"rendered":"\u4fdd\u9669\u4e1a\u4e2d\u65ad\uff1a2020 \u5e74\u5c55\u671b"},"content":{"rendered":"\n<p>\u5f88\u5c11\u6709\u884c\u4e1a\u50cf\u4fdd\u9669\u4e1a\u4e00\u6837\u9762\u4e34\u5982\u6b64\u591a\u7684\u98a0\u8986\u3002\n\u4fdd\u9669\u4e1a\u4e2d\u65ad\u7684\u89c4\u6a21\u548c\u901f\u5ea6\u4e0d\u65ad\u6269\u5927\uff0c\u4e3a\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u548c\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u5e26\u6765\u4e86\u673a\u9047\u548c\u6311\u6218\u3002 <\/p>\n\n<p>\u5ba2\u6237\u9700\u6c42\u4e5f\u5728\u53d8\u5316\uff0c\u8fd9\u4fc3\u4f7f\u4fdd\u9669\u516c\u53f8\u6539\u53d8\u4ece\u5206\u9500\u5230\u7406\u8d54\u5904\u7406\u518d\u5230\u627f\u4fdd\u7684\u65b9\u65b9\u9762\u9762\u3002\n\u5546\u4e1a\u8d22\u4ea7\u9669\u5e02\u573a\u7684\u6301\u7eed\u538b\u529b\u4e5f\u8981\u6c42\u91c7\u7528\u65b0\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u4fdd\u9669\u4e2d\u65ad\u521b\u9020\u673a\u4f1a<\/h2>\n\n<p>\u5ba2\u6237\u662f\u5f53\u4eca\u8d22\u4ea7\u548c\u610f\u5916\u9669\u4fdd\u9669\u516c\u53f8\u7684\u7b2c\u4e00\u5927\u5e72\u6270\u6765\u6e90\u3002\n\u8fd1\u5e74\u6765\uff0c\u5ba2\u6237\u7684\u671f\u671b\u53d1\u751f\u4e86\u8fc5\u901f\u53d8\u5316\uff0c\u5f53\u4eca\u7684\u5ba2\u6237\u671f\u671b\u83b7\u5f97\u4e2a\u6027\u5316\u7684\u6309\u9700\u4fdd\u9669\u4f53\u9a8c\uff0c\u4ece\u800c\u63d0\u4f9b\u91cf\u8eab\u5b9a\u5236\u7684\u4fdd\u9669\u3002 <\/p>\n\n<p>\u4e3a\u4e86\u5728\u56e0\u4e0d\u65ad\u53d8\u5316\u7684\u6d88\u8d39\u8005\u671f\u671b\u800c\u98a0\u8986\u7684\u884c\u4e1a\u4e2d\u7ade\u4e89\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u4e86\u89e3\u5ba2\u6237\u7684\u9700\u6c42\uff0c\u5e76\u901a\u8fc7\u76f8\u5173\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u6765\u6ee1\u8db3\u4ed6\u4eec\u7684\u9700\u6c42\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c61% \u7684\u4fdd\u9669\u5ba2\u6237\u66f4\u559c\u6b22\u5728\u7ebf\u67e5\u770b\u4fdd\u9669\u7533\u8bf7\u7684\u72b6\u6001\uff0cBoard of Innovation \u7684 <a href=\"https:\/\/www.boardofinnovation.com\/blog\/trends-shaping-the-future-of-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas Brady \u548c Alexandra Sutton<\/a> \u8bf4\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u53d1\u73b0\u4ed6\u4eec\u73b0\u6709\u7684\u6280\u672f\u57fa\u7840\u8bbe\u65bd\u4e0e\u5176\u8bf4\u662f\u5e2e\u52a9\uff0c\u4e0d\u5982\u8bf4\u662f\u963b\u788d;\u90a3\u4e9b\u6210\u529f\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\u7684\u516c\u53f8\u662f\u901a\u8fc7\u5c06\u5ba2\u6237\u4f53\u9a8c\u96c6\u4e2d\u5728\u81ea\u5df1\u7684\u6570\u5b57\u5316\u8f6c\u578b\u5de5\u4f5c\u4e2d\u6765\u5b9e\u73b0\u7684\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u8003\u8651\u5173\u7cfb\uff0c\u800c\u4e0d\u662f\u673a\u5668\u4eba<\/h3>\n\n<p>\u4ee5\u5ba2\u6237\u4f53\u9a8c\u4e3a\u4e2d\u5fc3\u7684\u53e6\u4e00\u79cd\u65b9\u6cd5\u662f\u4f7f\u7528\u6570\u5b57\u6280\u672f\u5728\u4fdd\u9669\u516c\u53f8\u548c\u5ba2\u6237\u4e4b\u95f4\u5efa\u7acb\u6301\u7eed\u7684\u5173\u7cfb\u3002<\/p>\n\n<p>\u901a\u8fc7\u6269\u5927\u5ba2\u6237\u548c\u4fdd\u9669\u516c\u53f8\u4e4b\u95f4\u7684\u63a5\u89e6\u70b9\u8303\u56f4\uff0c\u8d22\u4ea7\u4e0e\u610f\u5916\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u4e0e\u88ab\u4fdd\u9669\u4eba\u4e00\u8d77\u4e58\u5750\u4ed6\u4eec\u7684\u8f66\u8f86\uff0c\u51fa\u73b0\u5728\u4ed6\u4eec\u7684\u5bb6\u4e2d\u4ee5\u8b66\u544a\u6f5c\u5728\u7684\u635f\u5bb3\uff0c\u5e76\u91c7\u53d6\u5176\u4ed6\u6b65\u9aa4\u6765\u5efa\u7acb\u57fa\u4e8e\u591a\u5143\u4f53\u9a8c\u6a21\u578b\u7684\u7262\u56fa\u5173\u7cfb\u3002<\/p>\n\n<p>\u201cMultiexperience \u7528\u5177\u6709\u6280\u672f\u7d20\u517b\u7684\u6280\u672f\u53d6\u4ee3\u4e86\u5177\u6709\u6280\u672f\u7d20\u517b\u7684\u4eba\u3002\u5728\u8fd9\u79cd\u8d8b\u52bf\u4e0b\uff0c\u8ba1\u7b97\u673a\u7684\u4f20\u7edf\u6982\u5ff5\u4ece\u5355\u4e00\u4ea4\u4e92\u70b9\u6f14\u53d8\u4e3a\u5305\u62ec\u591a\u4f20\u611f\u5668\u548c\u591a\u63a5\u89e6\u70b9\u754c\u9762\uff0c\u5982\u53ef\u7a7f\u6234\u8bbe\u5907\u548c\u9ad8\u7ea7\u8ba1\u7b97\u673a\u4f20\u611f\u5668\uff0c\u201cGartner \u7684 <a href=\"https:\/\/www.gartner.com\/smarterwithgartner\/gartner-top-10-strategic-technology-trends-for-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kasey Panetta<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u5979\u4ecb\u7ecd\u4e86\u62ab\u8428\u8fde\u9501\u5e97 Domino&#8217;s \u5982\u4f55\u901a\u8fc7\u5e26\u6709\u4f20\u611f\u5668\u7684\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\u6765\u63a5\u53d7\u591a\u4f53\u9a8c\u5ba2\u6237\u670d\u52a1\uff0c\u4f7f\u5ba2\u6237\u80fd\u591f\u8ddf\u8e2a\u4ed6\u4eec\u7684\u4ea4\u4ed8\u3002\n\u5b83\u4eec\u8fd8\u96c6\u6210\u4e86\u667a\u80fd\u626c\u58f0\u5668\u901a\u4fe1\uff0c\u4ee5\u4fbf\u4e8e\u8ba2\u8d2d\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u4f7f\u7528\u7c7b\u4f3c\u7684\u65b9\u6cd5\u6765\u8054\u7cfb\u5ba2\u6237\uff0c\u4ece\u800c\u8f7b\u677e\u66f4\u6539\u627f\u4fdd\u8303\u56f4\u6216\u901a\u8fc7\u5bb6\u4e2d\u7684\u667a\u80fd\u626c\u58f0\u5668\u6216\u901a\u8fc7\u8f66\u8f86\u7684\u8f66\u8f7d\u8ba1\u7b97\u673a\u7cfb\u7edf\u63d0\u51fa\u7d22\u8d54\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u5229\u7528\u60a8\u62e5\u6709\u7684\u5173\u7cfb<\/h3>\n\n<p>\u5728\u4ee5\u5ba2\u6237\u4f53\u9a8c\u548c\u9700\u6c42\u4e3a\u4e2d\u5fc3\u65b9\u9762\uff0c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u901a\u5e38\u5177\u6709\u4f18\u52bf\u3002\n\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u53ef\u4ee5\u901a\u8fc7\u5728\u5ba2\u6237\u4eca\u5929\u6240\u5728\u7684\u5730\u65b9\u4e0e\u4ed6\u4eec\u4f1a\u9762\u6765\u5f00\u59cb\u4ed6\u4eec\u7684\u4fdd\u9669\u751f\u6d3b\uff0c\u800c\u4e0d\u662f\u901a\u8fc7\u6539\u53d8\u6839\u6df1\u8482\u56fa\u4f46\u8fc7\u65f6\u7684\u4e60\u60ef\u3002\n\u7136\u800c\uff0c\u5bf9\u4e8e\u5df2\u5efa\u7acb\u7684 P&amp;C \u6765\u8bf4\uff0c\u8d62\u5f97\u5ba2\u6237\u6e38\u620f\u9700\u8981\u4e0d\u540c\u7684\u65b9\u6cd5\u3002  <\/p>\n\n<p>\u201c\u4e0e\u57fa\u4e8e\u65b0\u6280\u672f\u7684\u521d\u521b\u516c\u53f8\u4e0d\u540c\uff0c\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u62e5\u6709\u6570\u767e\u4e07\u5ba2\u6237\uff0c\u9700\u8981\u5efa\u7acb\u5f15\u4eba\u5165\u80dc\u7684\u4e3b\u5f20\uff0c\u4ee5\u521b\u9020\u7c98\u6027\uff0c\u201d\u5fb7\u52e4\u4fdd\u9669\u5408\u4f19\u4eba <a href=\"https:\/\/www2.deloitte.com\/content\/campaigns\/uk\/insurancetrends\/insurancetrends\/insurancetrends.html\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Masters<\/a> \u8bf4\u3002\n\u5f53\u4fdd\u9669\u516c\u53f8\u4e13\u6ce8\u4e8e\u5728\u73b0\u6709\u5ba2\u6237\u7fa4\u4e2d\u5efa\u7acb\u5fe0\u8bda\u5ea6\u65f6\uff0c\u4ed6\u4eec\u53ef\u4ee5\u63d0\u9ad8\u4fdd\u7559\u7387\u5e76\u6ee1\u8db3\u5ba2\u6237\u6240\u5728\u4f4d\u7f6e\u7684\u9700\u6c42\u3002 <\/p>\n\n<p>\u901a\u8fc7\u5c06\u5ba2\u6237\u5173\u7cfb\u653e\u5728\u9996\u4f4d\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u6293\u4f4f\u6700\u5927\u7684\u4e2d\u65ad\u6765\u6e90\u4e4b\u4e00\uff0c\u5e76\u5229\u7528\u5b83\u6765\u5e2e\u52a9\u4ed6\u4eec\u5728\u672a\u6765\u5341\u5e74\u5185\u53d1\u5c55\u58ee\u5927\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-1024x683.jpg\" alt=\"\" class=\"wp-image-6903\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8981\u5728\u98a0\u8986\u4e2d\u6210\u957f\uff0c\u6539\u53d8\u4f60\u7684\u9053\u8def<\/h2>\n\n<p>\u6700\u8fd1\uff0c\u4fdd\u9669\u4e1a\u610f\u8bc6\u5230\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u53d1\u751f\u4e86\u7ffb\u5929\u8986\u5730\u7684\u53d8\u5316\u3002\n\u4fdd\u9669\u516c\u53f8\u4e0d\u518d\u5c06\u81ea\u5df1\u5b9a\u4f4d\u4e3a\u5728\u7d22\u8d54\u53d1\u751f\u65f6\u5904\u7406\u7d22\u8d54\uff0c\u800c\u662f\u8d8a\u6765\u8d8a\u5173\u6ce8\u9632\u6b62\u635f\u5931\u53d1\u751f\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p>\u8fd9\u79cd\u5bf9\u9884\u9632\u7684\u5174\u8da3\u53ef\u80fd\u4f1a\u6301\u7eed\u5230\u672a\u6765\uff0c\u4ece\u800c\u6539\u53d8\u4fdd\u9669\u5b9e\u8df5\u3002\n\u98ce\u9669\u9884\u9632\u5c06\u53d1\u6325\u4e3b\u5bfc\u4f5c\u7528\uff0c\u8d85\u8d8a\u98ce\u9669\u7ba1\u7406\uff0c\u6210\u4e3a\u4fdd\u62a4\u4fdd\u9669\u516c\u53f8\u5e95\u7ebf\u5e76\u901a\u8fc7\u5b8c\u5168\u907f\u514d\u635f\u5931\u6765\u63a7\u5236\u4fdd\u8d39\u4e0a\u6da8\u7684\u4e00\u79cd\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u6ca1\u6709\u54ea\u4e2a\u8d22\u4ea7\u548c\u610f\u5916\u4fdd\u9669\u90e8\u95e8\u6bd4\u5546\u4e1a\u4fdd\u9669\u66f4\u80fd\u8bf4\u660e\u9700\u8981\u5173\u6ce8\u98ce\u9669\u9884\u9632\u3002\n2019 \u5e74\uff0c\u5546\u4e1a\u8d22\u4ea7\u4fdd\u9669\u7684\u8d39\u7387\u4e0a\u6da8\u4e86 5% \u5230 10%;Woodruff Sawyer \u9ad8\u7ea7\u526f\u603b\u88c1\u517c\u623f\u5730\u4ea7\u4e13\u5bb6 <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-coverstory\/2019\/10\/21\/545864.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Casey Soares<\/a> \u8bf4\uff0c\u4e00\u4e9b\u516c\u53f8\u7684\u4ef7\u683c\u589e\u957f\u4e86 50% \u6216\u66f4\u591a\u3002 <\/p>\n\n<p>\u5979\u8865\u5145\u8bf4\uff0c\u4f5c\u4e3a\u56de\u5e94\uff0c\u4fdd\u9669\u516c\u53f8\u4e89\u5148\u6050\u540e\u5730\u5e94\u5bf9\u575a\u633a\u7684\u5e02\u573a\uff0c\u66f4\u4ed4\u7ec6\u5730\u68c0\u67e5\u81ea\u5df1\u7684\u627f\u4fdd\u60c5\u51b5\uff0c\u5e76\u6539\u53d8\u98ce\u9669\u9884\u9632\u548c\u7f13\u89e3\u7684\u65b9\u6cd5\u3002<\/p>\n\n<p>Aon PLC \u9996\u5e2d\u7ecf\u7eaa\u5b98 <a href=\"https:\/\/www.businessinsurance.com\/article\/20191015\/NEWS06\/912331151\/Commercial-insurance-prices-set-to-keep-rising-into-2020\" target=\"_blank\" rel=\"noreferrer noopener\">Brian S. Wanat<\/a> \u9884\u6d4b\uff0c2020 \u5e74\u5546\u4e1a\u8d22\u4ea7\u548c\u610f\u5916\u9669\u7684\u8d39\u7387\u5c06\u7ee7\u7eed\u4e0a\u6da8\u3002\n\u7531\u4e8e\u5f88\u5c11\u6709\u65b0\u7684\u4fdd\u9669\u516c\u53f8\u8fdb\u5165\u5546\u4e1a\u9886\u57df\uff0c\u201c\u771f\u7684\u6ca1\u6709\u65b0\u5e02\u573a\u5c06\u6b64\u89c6\u4e3a\u673a\u4f1a\u5e76\u964d\u4f4e\u8d39\u7387\u3002 <\/p>\n\n<p>\u7a33\u56fa\u7684\u5546\u4e1a\u5e02\u573a\u4e5f\u53ef\u80fd\u6539\u53d8\u5ba2\u6237\u884c\u4e3a\u3002\nWillis Towers Watson \u6267\u884c\u526f\u603b\u88c1\u517c\u5168\u7403\u7ecf\u7eaa\u4e1a\u52a1\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/11\/15\/548582.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Joe Peiser<\/a> \u8868\u793a\uff0c\u5ba2\u6237\u5c06\u5bfb\u6c42\u907f\u514d\u635f\u5931\uff0c\u4ee5\u514d\u56e0\u8fd9\u4e9b\u635f\u5931\u800c\u652f\u4ed8\u514d\u8d54\u989d\u6216\u589e\u52a0\u4fdd\u8d39\u3002\n\u6295\u8d44\u4e8e\u5206\u6790\u548c\u7c7b\u4f3c\u7684\u635f\u5931\u9884\u9632\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u968f\u65f6\u968f\u5730\u6ee1\u8db3\u8fd9\u4e9b\u5ba2\u6237\u7684\u9700\u6c42\uff0c\u5efa\u7acb\u5fe0\u8bda\u5ea6\u5e76\u786e\u4fdd\u4e1a\u52a1\u5b89\u5168\u3002  <\/p>\n\n<p>\u5f53\u4eca\u53ef\u7528\u7684\u5927\u91cf\u6570\u5b57\u6570\u636e\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u53d1\u73b0\u8d8b\u52bf\u5e76\u66f4\u5feb\u5730\u505a\u51fa\u53cd\u5e94\uff08\u5982\u679c\u4ed6\u4eec\u6709\u80fd\u529b\u7684\u8bdd\uff09\u3002\n\u62e5\u62b1\u6570\u5b57\u5316\u98a0\u8986\u662f\u4fdd\u9669\u516c\u53f8\u5c06\u81ea\u5df1\u5b9a\u4f4d\u4e3a\u5229\u7528\u65e9\u671f\u8d8b\u52bf\u53d1\u73b0\u7684\u4e00\u79cd\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u201c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u91c7\u7528\u4e00\u79cd\u751f\u6001\u7cfb\u7edf\u65b9\u6cd5\uff0c\u5305\u62ec\u5408\u4f5c\u548c\u5916\u5305\u4ee5\u53ca\u5185\u90e8\u56e2\u961f\u3002\u4ece\u4f20\u7edf\u4f4d\u7f6e\u8fc7\u6e21\u5230\u7075\u6d3b\u3001\u5f00\u653e\u7684\u67b6\u6784\u9700\u8981\u4ed8\u51fa\u5f88\u591a\u52aa\u529b\uff0c\u201c\u5fb7\u52e4\u5408\u4f19\u4eba <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/uk\/Documents\/financial-services\/deloitte-uk-insurance-trends-2019.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Lees<\/a> \u6307\u51fa\u3002\n\u7136\u800c\uff0c\u6709\u6548\u8f6c\u578b\u7684\u4fdd\u9669\u516c\u53f8\u5c06\u80fd\u591f\u53d1\u73b0\u6709\u524d\u666f\u7684\u8d8b\u52bf\u5e76\u66f4\u5feb\u5730\u505a\u51fa\u53cd\u5e94\uff0c\u800c\u7ade\u4e89\u5bf9\u624b\u5219\u88ab\u629b\u5728\u540e\u9762\u3002 <\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-1024x683.jpg\" alt=\"\" class=\"wp-image-6883\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5728\u5206\u53d1\u4e2d\u65ad\u4e4b\u524d\u4e2d\u65ad\u5206\u53d1<\/h2>\n\n<p>\u8fc4\u4eca\u4e3a\u6b62\uff0c\u4e0d\u65ad\u53d8\u5316\u7684\u6d88\u8d39\u8005\u9700\u6c42\u63a8\u52a8\u4e86\u4fdd\u9669\u4e1a\u7684\u4e2d\u65ad\uff0c\u5e76\u5f71\u54cd\u4e86\u627f\u4fdd\u548c\u635f\u5931\u9884\u9632\u3002\n\u672a\u6765\u4e00\u5e74\uff0c\u5206\u9500\u60c5\u51b5\u4e5f\u5c06\u53d1\u751f\u5de8\u5927\u53d8\u5316\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u5927\u7ea669%\u7684\u4fdd\u9669\u9ad8\u7ba1\u8ba4\u4e3a\u5206\u9500\u6e20\u9053\u7684\u53d8\u5316\u5c06\u5bf9\u4fdd\u9669\u884c\u4e1a\u4ea7\u751f\u6700\u5927\u7684\u7834\u574f\uff0c\u666e\u534e\u6c38\u9053\u62a5\u544a\u201c\u4fdd\u96692020\u53ca\u4ee5\u540e\u201d\u7684\u4e3b\u8981\u4f5c\u8005 <a href=\"https:\/\/www.pwc.com\/gx\/en\/insurance\/publications\/assets\/pwc-insurance-2020-and-beyond.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Jamie Yoder\u3001Anand Rao\u548cStephen O&#8217;Hearn<\/a>\u8bf4\u3002<\/p>\n\n<p>\u4ed6\u4eec\u5199\u9053\uff1a\u201c\u5927\u591a\u6570\u4fdd\u9669\u516c\u53f8\u90fd\u6295\u8d44\u4e8e\u6570\u5b57\u5206\u9500\uff0c\u6709\u4e9b\u4fdd\u9669\u516c\u53f8\u73b0\u5728\u5df2\u7ecf\u4ece\u76f4\u63a5\u6570\u5b57\u9500\u552e\u8f6c\u5411\u5c06\u516c\u53f8\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u5d4c\u5165\u4eba\u4eec\u751f\u6d3b\u7684\u6a21\u5f0f\uff08\u4f8b\u5982\u5373\u7528\u968f\u4ed8\u4fdd\u9669\uff09\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u89e3\u51b3\u5206\u9500\u4e2d\u65ad\u95ee\u9898\u5e76\u4e0d\u50cf\u5047\u8bbe\u6240\u6709\u5ba2\u6237\u90fd\u5e0c\u671b\u5728\u7ebf\u4e92\u52a8\u90a3\u4e48\u7b80\u5355\u3002\n\u8fd9\u662f\u56e0\u4e3a\u5ba2\u6237\u4e0d\u4ec5\u4ec5\u662f\u4ece\u6a21\u62df\u4fdd\u9669\u901a\u4fe1\u5207\u6362\u5230\u6570\u5b57\u4fdd\u9669\u901a\u4fe1\u3002\n\u76f8\u53cd\uff0c\u6839\u636e 2018 \u5e74 Facebook \u7684\u4e00\u9879\u8c03\u67e5\uff0c\u4ed6\u4eec\u6b63\u5728\u4f7f\u81ea\u5df1\u7684\u65b9\u6cd5\u591a\u6837\u5316\uff0c\u5bfb\u6c42\u4ee5\u6570\u5b57\u65b9\u5f0f\u4e0e\u4ee3\u7406\u4eba\u6216\u5ba2\u6237\u670d\u52a1\u4ee3\u8868\u4e92\u52a8\uff0cInsurance <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-features\/2019\/03\/04\/519221.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Journal<\/a> \u7684\u56e2\u961f\u5199\u9053\u3002  <\/p>\n\n<p>\u56e0\u6b64\uff0c\u8981\u6709\u6548\u5730\u5e94\u5bf9\u5206\u9500\u4e2d\u65ad\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u91c7\u53d6\u4e24\u8005\u517c\u800c\u6709\u4e4b\u7684\u65b9\u6cd5\u3002\n\u52a0\u5f3a\u6570\u5b57\u6e20\u9053\u548c\u5de5\u5177\uff0c\u4f46\u5229\u7528\u5b83\u4eec\u6765\u52a0\u5f3a\u5df2\u7ecf\u5b8c\u6210\u7684\u5de5\u4f5c\uff0c\u4ee5\u63a5\u89e6\u5ba2\u6237\u3001\u89e3\u51b3\u7d22\u8d54\u548c\u6539\u5584\u627f\u4fdd\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u901a\u8fc7\u6570\u5b57\u5316\u6539\u8fdb\u7d22\u8d54\u5904\u7406<\/h3>\n\n<p>\u6570\u5b57\u5206\u9500\u6a21\u578b\u8fd8\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u6539\u8fdb\u5bf9\u7d22\u8d54\u8fdb\u884c\u5206\u7c7b\u7684\u65b9\u5f0f\uff0c\u6ee1\u8db3\u5bf9\u5feb\u901f\u3001\u4e2a\u6027\u5316\u5ba2\u6237\u670d\u52a1\u7684\u9700\u6c42\u3002\nP&amp;C \u6570\u5b57\u5206\u9500\u5e73\u53f0\u5185\u7f6e\u7684\u9884\u6d4b\u5206\u6790\u7cfb\u7edf\u53ef\u4ee5\u6539\u5584\u7d22\u8d54\u5904\u7406\uff0c\u8282\u7701\u65f6\u95f4\u548c\u91d1\u94b1\u3002 <\/p>\n\n<p>\u6570\u636e\u79d1\u5b66\u5bb6\u517c\u6570\u636e\u79d1\u5b66\u5b66\u9662\u521b\u59cb\u4eba <a href=\"https:\/\/medium.com\/activewizards-machine-learning-company\/top-10-data-science-use-cases-in-insurance-8cade8a13ee1\" target=\"_blank\" rel=\"noreferrer noopener\">Igor Bobriakov<\/a> \u8868\u793a\uff0c\u9884\u6d4b\u5206\u6790\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u5b8c\u6210\u6240\u6709\u5de5\u4f5c\uff0c\u4ece\u9884\u6d4b\u7d22\u8d54\u548c\u9632\u6b62\u635f\u5931\u5230\u53d1\u73b0\u54ea\u4e9b\u5ba2\u6237\u53ef\u80fd\u4f1a\u79bb\u5f00\u3002\n\u5f53\u8fd9\u4e9b\u5de5\u5177\u88ab\u7eb3\u5165\u4fdd\u9669\u516c\u53f8\u7684\u65b9\u6cd5\u65f6\uff0c\u5b83\u4eec\u4f1a\u63d0\u4f9b\u5f3a\u5927\u7684\u65b0\u65b9\u6cd5\u6765\u4e86\u89e3\u5ba2\u6237\u548c\u7ba1\u7406\u4fdd\u9669\u4e1a\u52a1\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4f7f\u7528\u6570\u5b57\u5206\u53d1\u6765\u4fc3\u8fdb\u6570\u636e\u5206\u6790<\/h3>\n\n<p>\u4fdd\u9669\u516c\u53f8\u4e5f\u5728\u63a5\u53d7\u6765\u81ea\u8fd9\u4e9b\u6570\u5b57\u8fde\u63a5\u7684\u589e\u52a0\u6570\u636e\uff0c\u4ee5\u53ca\u6570\u636e\u5e26\u6765\u7684\u5206\u6790\u3002<\/p>\n\n<p>\u4fdd\u9669\u4e1a\u4e00\u76f4\u975e\u5e38\u5173\u6ce8\u6570\u636e\u5206\u6790\u3002\n\u7406\u89e3\u548c\u5e94\u7528\u4ece\u4e2d\u6536\u96c6\u7684\u6570\u636e\u548c\u7ed3\u8bba\u7684\u80fd\u529b\u662f\u627f\u4fdd\u7684\u6838\u5fc3\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u6700\u8fd1\uff0c\u201c\u968f\u7740\u4fdd\u9669\u516c\u53f8\u5bfb\u6c42\u4e0e\u5ba2\u6237\u7684\u76f8\u5173\u6027\u548c\u6548\u7387\u66f4\u9ad8\uff0c\u4ed6\u4eec\u5df2\u7ecf\u610f\u8bc6\u5230\u6570\u636e\u6295\u8d44\u7684\u6218\u7565\u91cd\u8981\u6027\uff0c\u201dGuidewire Software\u7684EMEA\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/www.information-age.com\/data-analytics-insurance-industry-123481252\/\" target=\"_blank\" rel=\"noreferrer noopener\">Keith Stonell<\/a>\u8bf4\u3002\n\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u91c7\u7528\u6570\u636e\u5206\u6790\u6765\u5e2e\u52a9\u6539\u5584\u5ba2\u6237\u5173\u7cfb\u3001\u51cf\u5c11\u7d22\u8d54\u5904\u7406\u7684\u65f6\u95f4\u548c\u6210\u672c\u3001\u6539\u8fdb\u627f\u4fdd\u5e76\u6d88\u9664\u6b3a\u8bc8\u3002 <\/p>\n\n<p>\u6362\u53e5\u8bdd\u8bf4\uff0c\u4fdd\u9669\u4e2d\u65ad\u7684\u7b54\u6848\u53ef\u80fd\u662f\u4e2d\u65ad\u672c\u8eab\u3002\n\u968f\u7740\u5ba2\u6237\u9700\u6c42\u3001\u4e0d\u65ad\u53d8\u5316\u7684\u98ce\u9669\u548c\u5176\u4ed6\u56e0\u7d20\u52a8\u6447\u4fdd\u9669\u4e1a\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u901a\u8fc7\u91c7\u7528\u5a01\u80c1\u4e2d\u65ad\u7684\u76f8\u540c\u6570\u5b57\u5de5\u5177\u800c\u53d7\u76ca\uff0c\u53cd\u800c\u5c06\u5176\u8f6c\u5316\u4e3a\u673a\u9047\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1a dolgachov\/\u00a9123RF.com\uff0c chagin\/\u00a9123RF.com\uff0c ultramansk\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5f88\u5c11\u6709\u884c\u4e1a\u50cf\u4fdd\u9669\u4e1a\u4e00\u6837\u9762\u4e34\u5982\u6b64\u591a\u7684\u98a0\u8986\u3002 \u4fdd\u9669\u4e1a\u4e2d\u65ad\u7684\u89c4\u6a21\u548c\u901f\u5ea6\u4e0d\u65ad\u6269\u5927\uff0c\u4e3a\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u548c\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u5e26\u6765 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-20909","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20909"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}