{"id":20790,"date":"2024-09-27T11:47:06","date_gmt":"2024-09-27T16:47:06","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e9%9d%a2%e4%b8%b4%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%98%e6%98%af%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e5%88%86%e9%94%80\/"},"modified":"2024-09-27T11:47:10","modified_gmt":"2024-09-27T16:47:10","slug":"%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e9%9d%a2%e4%b8%b4%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%98%e6%98%af%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e5%88%86%e9%94%80","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e9%9d%a2%e4%b8%b4%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%98%e6%98%af%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e5%88%86%e9%94%80\/","title":{"rendered":"\u4e3a\u4ec0\u4e48\u60a8\u9762\u4e34\u7684\u6700\u5927\u6311\u6218\u662f\u5546\u4e1a\u4fdd\u9669\u5206\u9500"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-disruptions\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.6.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fdb\u5165 2020<\/a> \u5e74\uff0c\u5546\u4e1a\u4fdd\u9669\u9762\u4e34\u76f8\u5f53\u5927\u7684\u6311\u6218\u3002\n\u867d\u7136\u5546\u4e1a\u4fdd\u9669\u4ef7\u683c\u4e0a\u6da8\u5360\u636e\u4e86\u5934\u6761\u65b0\u95fb\uff0c\u4f46\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u4e5f\u9762\u4e34\u7740\u4e00\u4e2a\u540c\u6837\u6301\u7eed\u5b58\u5728\u4f46\u5f88\u5c11\u88ab\u8ba8\u8bba\u7684\u95ee\u9898\uff1a\u5728\u6570\u5b57\u65f6\u4ee3\u6539\u5584\u5206\u9500\u3002 <\/p>\n\n<p>\u591a\u5e74\u6765\uff0c\u8d22\u4ea7\u548c\u610f\u5916\u9669\u4e2a\u4eba\u9669\u79cd\u7684\u5206\u9500\u4e00\u76f4\u5728\u7ecf\u5386\u6570\u5b57\u5316\u98a0\u8986\uff0c\u4f46\u5546\u4e1a\u9669\u79cd\u5374\u843d\u540e\u4e86\u3002\n\u73b0\u5728\uff0c\u5ba2\u6237\u5bf9\u4fdd\u9669\u8bbf\u95ee\u7684\u671f\u671b\u5f00\u59cb\u8fce\u5934\u8d76\u4e0a\u3002\n\u5df2\u7ecf\u5bf9\u6570\u5b57\u901a\u4fe1\u548c\u4e2a\u4eba\u4fdd\u9669\u7684\u53ef\u8bbf\u95ee\u6027\u611f\u5230\u6ee1\u610f\u7684\u5ba2\u6237\u5df2\u7ecf\u5f00\u59cb\u5bf9\u627f\u4fdd\u5176\u4e1a\u52a1\u7684\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7c7b\u4f3c\u7684\u8981\u6c42\u3002  <\/p>\n\n<p>\u4e3a\u4e86\u5e94\u5bf9\u5546\u4e1a <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-distribution\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.6.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u9669\u5206\u9500<\/a>\u4e2d\u7684\u6700\u5927\u6311\u6218\uff0c\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u9996\u5148\u9700\u8981\u4e86\u89e3\u8fd9\u4e9b\u6311\u6218\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u201c\u5206\u9500\u201d\u4e0d\u662f\u4e00\u5200\u5207\u7684<\/h2>\n\n<p>\u5546\u4e1a\u4fdd\u9669\u5206\u9500\u9762\u4e34\u7684\u6700\u5927\u6311\u6218\u4e4b\u4e00\u662f\uff0c\u6ca1\u6709\u4e00\u79cd\u5206\u9500\u65b9\u6cd5\u4f1a\u8ba9\u6bcf\u5bb6\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u53d7\u76ca\u3002\n\u7531\u4e8e\u5546\u4e1a\u8fd0\u8425\u5546\u63d0\u4f9b\u7684\u4fdd\u9669\u7c7b\u578b\u548c\u4ed6\u4eec\u6240\u670d\u52a1\u7684\u5ba2\u6237\u7c7b\u578b\u4e0d\u540c\uff0c\u56e0\u6b64\u5e2e\u52a9\u4e00\u5bb6\u5546\u4e1a\u8fd0\u8425\u5546\u7684\u89e3\u51b3\u65b9\u6848\u53ef\u80fd\u5bf9\u53e6\u4e00\u5bb6\u5546\u4e1a\u8fd0\u8425\u5546\u65e0\u80fd\u4e3a\u529b\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5bf9\u4e8e\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\uff0c\u672a\u6765\u5c31\u5728\u773c\u524d<\/h3>\n\n<p>\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\u201c\u6b63\u5904\u4e8e\u6570\u5b57\u5316\u7684\u62d0\u70b9\u201d\uff0c\u57c3\u68ee\u54f2\u4fdd\u9669\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/ultimate-guide-to-small-commercial-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Reilly<\/a> \u5199\u9053\u3002\n\u524d\u4e94\u540d\u5c0f\u578b\u5546\u4e1a\u8fd0\u8425\u5546\u4e2d\u6709 4 \u5bb6\u63d0\u4f9b\u6570\u5b57\u76f4\u8fde\u670d\u52a1\u3002\n2010 \u5e74\u81f3 2018 \u5e74\u95f4\uff0c\u5c0f\u578b\u5546\u4e1a\u9886\u57df\u7684\u4fdd\u9669\u79d1\u6280\u652f\u51fa\u6bcf\u5e74\u589e\u957f 41%\u3002  <\/p>\n\n<p>\u5c0f\u578b\u5546\u4e1a\u5e02\u573a\u63d0\u4f9b\u4e86\u591a\u79cd\u673a\u4f1a\uff0c\u53ef\u4ee5\u901a\u8fc7\u6570\u5b57\u65b9\u5f0f\u6539\u5584\u5206\u9500\u3002\nReilly \u8868\u793a\uff0c\u5e02\u573a\u5206\u6563\u4e14\u670d\u52a1\u4e0d\u8db3\uff0c\u4e0e\u4e2a\u4eba\u4fdd\u9669\u76f8\u6bd4\uff0c\u6570\u5b57\u5316\u8f6c\u578b\u7684\u6ede\u540e\u6027\u4f7f\u5c0f\u578b\u5546\u4e1a\u8fd0\u8425\u5546\u80fd\u591f\u4ece\u4e2a\u4eba\u9886\u57df\u83b7\u5f97\u7684\u7ecf\u9a8c\u6559\u8bad\u4e2d\u53d7\u76ca\uff0c\u540c\u65f6\u4e5f\u80fd\u4ece\u6280\u672f\u6295\u8d44\u4e2d\u83b7\u5f97\u5de8\u5927\u6536\u76ca\u3002 <\/p>\n\n<p>\u4ee3\u9645\u53d8\u5316\u4e5f\u63a8\u52a8\u4e86\u5c0f\u4f01\u4e1a\u5206\u5e03\u7684\u53d8\u5316\u3002\n\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c\u5982\u679c\u5c0f\u4f01\u4e1a\u4e3b\u672a\u6ee1 53 \u5c81\uff0c\u4ed6\u4eec\u66f4\u6709\u53ef\u80fd\u5728\u7ebf\u8d2d\u4e70\u5546\u4e1a\u4fdd\u9669\u3002\nS&amp;P Global \u7684 <a href=\"https:\/\/www.spglobal.com\/marketintelligence\/en\/news-insights\/trending\/7zTgBJd8nFQpxZF4PsL9TA2\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Zawacki \u548c Thomas Mason<\/a> \u8868\u793a\uff0c\u5728\u63a5\u53d7\u8c03\u67e5\u7684 1,371 \u540d\u53d7\u8bbf\u8005\u4e2d\uff0c\u8d85\u8fc7 70% \u7684\u4eba\u8868\u793a\u4ed6\u4eec\u901a\u8fc7\u76f4\u63a5\uff08\u5728\u7ebf\uff09\u6e20\u9053\u8d2d\u4e70\u5c0f\u4f01\u4e1a\u4fdd\u9669\uff0c\u800c\u4e0d\u662f\u901a\u8fc7\u4ee3\u7406\u4eba\u3002  <\/p>\n\n<p>\u968f\u7740\u5e74\u957f\u7684\u5c0f\u4f01\u4e1a\u4e3b\u7ee7\u7eed\u5c06\u63a7\u5236\u6743\u4f20\u7ed9\u5e74\u8f7b\u4e00\u4ee3\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u5c0f\u4f01\u4e1a\u51b3\u7b56\u8005\u5c06\u5728\u7f51\u4e0a\u5bfb\u6c42\u4fdd\u9669\u3002\n\u4e0e\u6570\u5b57\u5206\u9500\u6e20\u9053\u5408\u4f5c\u7684\u5c0f\u578b\u5546\u4e1a\u8fd0\u8425\u5546\u73b0\u5728\u53ef\u4ee5\u5c06\u81ea\u5df1\u786e\u7acb\u4e3a\u8be5\u9886\u57df\u7684\u9996\u9009\u4fdd\u9669\u516c\u53f8\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4e2d\u95f4\u5e02\u573a\u9762\u4e34\u5927\u95ee\u9898<\/h3>\n\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u201c\u4e2d\u95f4\u5e02\u573a\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u5bfb\u627e\u65b0\u7684\u65b9\u6cd5\uff0c\u5728\u7ade\u4e89\u65e5\u76ca\u6fc0\u70c8\u3001\u6210\u672c\u610f\u8bc6\u5f3a\u7684\u73af\u5883\u4e2d\u4fdd\u6301\u548c\u6269\u5927\u6e17\u900f\u7387\u548c\u7559\u5b58\u7387\uff0c\u201d\u5fb7\u52e4\u7684\u7814\u7a76\u4eba\u5458 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/insurance\/new-ecosystems-middle-market-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Friedman\u3001Michelle Canaan \u548c Nikhil Gokhale<\/a> \u5199\u9053\u3002\n\u4f20\u7edf\u7684\u5546\u4e1a\u4fdd\u9669\u4ea7\u54c1\u5f80\u5f80\u662f\u7edf\u4e00\u7684\uff0c\u8fd9\u4e00\u4e8b\u5b9e\u4e3a\u5bfb\u6c42\u901a\u8fc7\u4e0e\u7ade\u4e89\u5bf9\u624b\u7684\u4fdd\u9669\u516c\u53f8\u533a\u5206\u5f00\u6765\u7559\u4f4f\u5ba2\u6237\uff0c\u8fd9\u4e3a\u4e2d\u95f4\u5e02\u573a\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u589e\u52a0\u4e86\u989d\u5916\u7684\u590d\u6742\u6027\u3002 <\/p>\n\n<p>\u4e3a\u4e86\u63d0\u9ad8\u5206\u9500\u548c\u5ba2\u6237\u5fe0\u8bda\u5ea6\uff0cFriedman \u7b49\u4eba\u5efa\u8bae\u5546\u4e1a\u8fd0\u8425\u5546\u5f00\u59cb\u5c06\u76ee\u5149\u6295\u5411\u5176\u6838\u5fc3\u4ea7\u54c1\u4ee5\u5916\u7684\u589e\u503c\u670d\u52a1\u3002\n\u8fd9\u4e9b\u53ef\u80fd\u5305\u62ec\u652f\u6301\u6838\u5fc3\u4ea7\u54c1\u7684\u7279\u5b9a\u670d\u52a1\uff0c\u6216\u4e0e\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u975e\u4fdd\u9669\u4f01\u4e1a\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u65e8\u5728\u540c\u65f6\u6ee1\u8db3\u591a\u4e2a\u5ba2\u6237\u9700\u6c42\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-1024x682.jpg\" alt=\"\" class=\"wp-image-8043\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u9700\u6c42\u63a8\u52a8\u5206\u9500\u53d8\u5316<\/h2>\n\n<p>\u5ba2\u6237\u9700\u6c42\u6539\u53d8\u4e86\u4e2a\u4eba\u4e1a\u52a1\u5904\u7406\u5206\u9500\u7684\u65b9\u5f0f\u3002\n\u8fd9\u4e9b\u76f8\u540c\u7684\u9700\u6c42\u4e5f\u5f00\u59cb\u5f71\u54cd\u5ba2\u6237\u5bf9\u5546\u4e1a\u653f\u6cbb\u7684\u6001\u5ea6\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u4fdd\u9669\u516c\u53f8\u54a8\u8be2\u516c\u53f8 Novarica \u7684\u5408\u4f19\u4eba <a href=\"https:\/\/novarica.com\/2019\/02\/looking-ahead-to-the-digital-evolution-of-small-commercial-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Harry Huberty \u535a\u58eb<\/a>\u8bf4\uff0c\u4f01\u4e1a\u4e3b\u5df2\u7ecf\u901a\u8fc7\u6570\u5b57\u65b9\u5f0f\u5bfb\u627e\u4e0e\u4e1a\u52a1\u76f8\u5173\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u3002\n\u56e0\u6b64\uff0c\u4ed6\u4eec\u4e5f\u51c6\u5907\u4ee5\u540c\u6837\u7684\u65b9\u5f0f\u8d2d\u4e70\u4fdd\u9669\u3002 <\/p>\n\n<p>\u201c\u5927\u591a\u6570\u4e0d\u540c\u5e74\u9f84\/\u6536\u5165\u7fa4\u4f53\u7684\u4f01\u4e1a\u4e3b\u5df2\u7ecf\u5728\u7ebf\u7ba1\u7406\u5546\u4e1a\u94f6\u884c\u5173\u7cfb;\u5927\u591a\u6570 45 \u5c81\u4ee5\u4e0b\u7684\u4eba\u5927\u90e8\u5206\u6216\u5168\u90e8\u901a\u8fc7\u6570\u5b57\u65b9\u5f0f\u8fdb\u884c\u8d2d\u4e70\uff0c\u201c\u4ed6\u89e3\u91ca\u8bf4\u3002\n\u5ba2\u6237\u5728\u573a;\u4ed6\u4eec\u7f3a\u4e4f\u7684\u662f\u4e86\u89e3\u548c\u83b7\u5f97\u5728\u7ebf\u5546\u4e1a\u5206\u9500\u7684\u673a\u4f1a\u3002 <\/p>\n\n<p>\u5f53\u5ba2\u6237\u65e0\u6cd5\u5728\u7ebf\u4e0e\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u8054\u7cfb\u65f6\uff0c\u4ed6\u4eec\u5f00\u59cb\u5bfb\u627e\u5176\u4ed6\u5728\u7ebf\u4fdd\u9669\u6765\u6e90\u2014\u2014\u5176\u4ed6\u4f01\u4e1a\u5df2\u51c6\u5907\u597d\u586b\u8865\u8fd9\u4e00\u7a7a\u767d\u3002\nOverstock.com \u548c Wal-Mart \u7b49\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u4e2a\u4f8b\u5b50\uff1a\u8fd9\u4e24\u5bb6\u516c\u53f8\u90fd\u4e3a\u8bb8\u591a\u5dde\u7684\u5ba2\u6237\u63d0\u4f9b\u8d2d\u4e70\u4fdd\u9669\u4ea7\u54c1\u548c\u96f6\u552e\u5546\u54c1\u7684\u673a\u4f1a\u3002\n\u57c3\u68ee\u54f2\u7684\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c66% \u7684\u53d7\u8bbf\u8005\u613f\u610f\u4ece\u4fdd\u9669\u516c\u53f8\u4ee5\u5916\u7684\u7ec4\u7ec7\u8d2d\u4e70\u4fdd\u9669\u3002  <\/p>\n\n<p>\u201c\u968f\u7740\u6d88\u8d39\u8005\u4e0d\u4ec5\u613f\u610f\u4ece\u94f6\u884c\u7b49\u4f20\u7edf\u7ade\u4e89\u5bf9\u624b\u90a3\u91cc\u8d2d\u4e70\u4fdd\u9669\uff0c\u800c\u4e14\u613f\u610f\u4ece\u4e92\u8054\u7f51\u5de8\u5934\u90a3\u91cc\u8d2d\u4e70\u4fdd\u9669\uff0c\u4fdd\u9669\u884c\u4e1a\u7684\u7ade\u4e89\u53ef\u80fd\u4f1a\u8fc5\u901f\u52a0\u5267\uff0c\u201d\u57c3\u68ee\u54f2\u6218\u7565\u9ad8\u7ea7\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/riskandinsurance.com\/disrupting-insurance-distribution\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Lyman<\/a> \u8bf4\u3002<\/p>\n\n<p>\u5546\u4e1a\u5206\u9500\u4e0d\u80fd\u5e78\u514d\u4e8e\u5ba2\u6237\u5229\u76ca\u5411\u975e\u4fdd\u9669\u516c\u53f8\u5206\u9500\u6765\u6e90\u7684\u8f6c\u79fb\u3002\n\u4e8b\u5b9e\u4e0a\uff0c\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u63a5\u53d7\u5ba2\u6237\u613f\u610f\u8d85\u8d8a\u4f20\u7edf\u4fdd\u9669\u6765\u5438\u5f15\u5ba2\u6237\u7684\u6ce8\u610f\u529b\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-1024x683.jpg\" alt=\"\" class=\"wp-image-8053\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5546\u4e1a\u4fdd\u9669\u5206\u914d\u4e0e\u5b9a\u4ef7\uff1a\u4fdd\u6301\u5e73\u8861<\/h2>\n\n<p>\u6700\u540e\uff0c\u9762\u5bf9\u4ef7\u683c\u4e0a\u6da8\uff0c\u5e94\u5bf9\u5206\u9500\u6311\u6218\u53ef\u80fd\u5177\u6709\u6311\u6218\u6027\u3002<\/p>\n\n<p>\u9996\u5148\uff0c\u867d\u7136\u5546\u4e1a\u4fdd\u9669\u7684\u8bb8\u591a\u7ec6\u5206\u5e02\u573a\u7684\u4ef7\u683c\u90fd\u5728\u4e0a\u6da8\uff0c\u4f46\u5e76\u4e0d\u662f\u6bcf\u4e2a\u7ec6\u5206\u5e02\u573a\u7684\u4ef7\u683c\u90fd\u4ee5\u76f8\u540c\u7684\u901f\u5ea6\u4e0a\u6da8\uff0c\u4e5f\u4e0d\u662f\u6240\u6709\u5730\u7406\u533a\u57df\u7684\u4ef7\u683c\u90fd\u4ee5\u76f8\u540c\u7684\u901f\u5ea6\u4e0a\u6da8\u3002<\/p>\n\n<p>\u5177\u4f53\u6765\u8bf4\uff0c\u7f8e\u56fd\u5404\u5730\u7684\u5546\u4e1a\u5efa\u7b51\u4fdd\u9669\u4ef7\u683c\u90fd\u5728\u4e0a\u6da8\uff0c\u4f46\u6cbf\u6d77\u5730\u533a\u7684\u6da8\u5e45\u6bd4\u4e2d\u897f\u90e8\u5730\u533a\u5feb\u3002\n\u201c\u7ebd\u7ea6\u5730\u533a\u7684\u8d39\u7387\u6b63\u5728\u51fa\u73b0\u4e24\u4f4d\u6570\u548c\u4e09\u4f4d\u6570\u7684\u589e\u957f\uff0c\u4e00\u4e9b\u5efa\u7b51\u516c\u53f8\u73b0\u5728\u7528\u9650\u989d\u6362\u53d6\u4fdd\u8d39\uff0c\u201d <a href=\"https:\/\/www.crcgroup.com\/Tools-Intel\/post\/significant-challenges-facing-the-construction-insurance-marketplace?portalid=34\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Horan<\/a> \u548c CRC Group \u7684\u5176\u4ed6\u64b0\u7a3f\u4eba\u5199\u9053\u3002 <\/p>\n\n<p>\u6b64\u5916\uff0c\u5546\u4e1a\u4fdd\u9669\u7684\u4ef7\u683c\uff0c\u5982\u8d22\u4ea7\u3001\u822a\u7a7a\u3001\u5546\u4e1a\u6c7d\u8f66\u3001\u4e0a\u5e02\u516c\u53f8D&amp;O\u548c\u4f1e\u4fdd\u9669\u7684\u4ef7\u683c\u6bd4\u5176\u4ed6\u5546\u4e1a\u4fdd\u9669\u8d39\u7387\u589e\u957f\u5f97\u66f4\u5feb\uff0c\u98ce\u9669\u4e0e\u4fdd\u9669\u7684 <a href=\"https:\/\/riskandinsurance.com\/5-areas-of-commercial-insurance-set-for-price-hikes\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d3e\u91cc\u5fb7\u00b7\u96ea\u5229<\/a> \u8bf4\u3002<\/p>\n\n<p>\u5546\u4e1a\u4fdd\u9669\u8d39\u7387\u7684\u53d8\u5316\u4f1a\u5f71\u54cd\u5ba2\u6237\u884c\u4e3a\u3002\n\u5f53\u8d39\u7387\u6500\u5347\u65f6\uff0c\u5ba2\u6237\u53ef\u80fd\u4f1a\u5f00\u59cb\u6309\u4ef7\u683c\u8d2d\u7269\uff0c\u5c24\u5176\u662f\u5f53\u6240\u5bfb\u6c42\u7684\u4fdd\u9669\u88ab\u8ba4\u4e3a\u662f\u6240\u6709\u4fdd\u9669\u516c\u53f8\u7684\u6807\u51c6\u4fdd\u9669\u65f6\u3002\n\u7136\u800c\uff0c\u5f53\u4e00\u4e2a\u7ec6\u5206\u5e02\u573a\u7684\u8d39\u7387\u53d8\u5316\u4e0d\u540c\u65f6\uff0c\u5ba2\u6237\u884c\u4e3a\u4e5f\u4f1a\u4ee5\u4e0d\u540c\u7684\u6a21\u5f0f\u53d8\u5316\u3002\n\u4f8b\u5982\uff0c\u5982\u679c\u5546\u4e1a\u78b0\u649e\u4fdd\u9669\u8d39\u7387\u7684\u4e0a\u5347\u901f\u5ea6\u5feb\u4e8e\u5de5\u4f24\u4fdd\u9669\u8d39\u7387\uff0c\u5219\u5bfb\u6c42\u8f66\u961f\u4fdd\u9669\u7684\u5ba2\u6237\u53ef\u80fd\u4f1a\u51cf\u5c11\u5176\u78b0\u649e\u4fdd\u9669\uff0c\u4f46\u4fdd\u6301\u5176\u5f53\u524d\u7684\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u3002   <\/p>\n\n<p>\u4e3a\u4e86\u63d0\u9ad8\u5b9a\u4ef7\uff0c\u8bf7\u91c7\u7528\u6570\u5b57\u5206\u9500\u9009\u9879\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_us\/innovation-in-insurance\/why-insurance-business-models-are-going-to-change\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u5199\u9053\uff0c\u5f53\u5546\u4e1a\u8fd0\u8425\u5546\u4e13\u6ce8\u4e8e\u89c4\u6a21\u7ecf\u6d4e\u3001\u8425\u9500\u5206\u6790\u548c\u5ba2\u6237\u4f53\u9a8c\u65f6\uff0c\u4ed6\u4eec\u5c31\u6709\u66f4\u597d\u7684\u673a\u4f1a\u5efa\u7acb\u5f3a\u5927\u7684\u5ba2\u6237\u7fa4\u3002 <\/p>\n\n<p>\u4ed6\u89e3\u91ca\u8bf4\uff1a\u201c\u6211\u4eec\u4e0e\u884c\u4e1a\u5229\u76ca\u76f8\u5173\u8005\u7684\u5bf9\u8bdd\u4ee5\u53ca\u5bf9\u5404\u79cd\u4fdd\u9669\u516c\u53f8\u8d22\u52a1\u4e1a\u7ee9\u7684\u5206\u6790\u4f7f\u6211\u4eec\u5f97\u51fa\u7ed3\u8bba\uff0c\u901a\u8fc7\u8fd9\u4e9b\u65b9\u6cd5\uff0c\u4e00\u4e24\u5bb6\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5360\u636e\u5f88\u5927\u7684\u5e02\u573a\u4efd\u989d\uff0c\u751a\u81f3\u5360\u636e\u4e3b\u5bfc\u5730\u4f4d\u2014\u2014\u9ad8\u8fbe 30%\uff0c\u800c\u73b0\u5728\u53ea\u6709 %-6% \u5bb6\u3002<\/p>\n\n<p>\u6570\u5b57\u98a0\u8986\u3001\u5b9a\u4ef7\u4ee5\u53ca\u6574\u4e2a\u5546\u4e1a\u9886\u57df\u4fdd\u9669\u4ea7\u54c1\u7684\u7ec6\u5fae\u5dee\u522b\u90fd\u7ed9\u5546\u4e1a\u4fdd\u9669\u5206\u9500\u5e26\u6765\u4e86\u6311\u6218\u3002\n\u7136\u800c\uff0c\u5176\u4e2d\u4e00\u4e9b\u6311\u6218\u53ef\u4ee5\u7528\u6765\u89e3\u51b3\u5176\u4ed6\u6311\u6218\u3002\n\u501f\u52a9\u6b63\u786e\u7684\u5de5\u5177\uff0c\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u4e0d\u4ec5\u53ef\u4ee5\u6539\u5584\u5206\u9500\uff0c\u8fd8\u53ef\u4ee5\u5438\u5f15\u5fe0\u5b9e\u5ba2\u6237\u5e76\u62a2\u5360\u5e02\u573a\u4efd\u989d\uff0c\u5373\u4f7f\u5e02\u573a\u5f62\u52bf\u6076\u5316\u3002  <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1a pitinan\/\u00a9123RF.com\uff0c primagefactory\/\u00a9123RF.com\uff0c langstrup\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8fdb\u5165 2020 \u5e74\uff0c\u5546\u4e1a\u4fdd\u9669\u9762\u4e34\u76f8\u5f53\u5927\u7684\u6311\u6218\u3002 \u867d\u7136\u5546\u4e1a\u4fdd\u9669\u4ef7\u683c\u4e0a\u6da8\u5360\u636e\u4e86\u5934\u6761\u65b0\u95fb\uff0c\u4f46\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u4e5f\u9762\u4e34\u7740\u4e00\u4e2a [&hellip;]<\/p>\n","protected":false},"featured_media":8034,"template":"","insight-category":[],"class_list":["post-20790","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8034"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20790"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}