{"id":20733,"date":"2024-09-27T11:08:48","date_gmt":"2024-09-27T16:08:48","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e7%ac%ac%e4%ba%8c%e5%a5%97%e6%88%bf%e5%ad%90%e6%88%96%e5%ba%a6%e5%81%87%e5%b1%8b%e4%b8%9a%e4%b8%bb%e7%9a%84%e4%bf%9d%e9%99%a9%ef%bc%9a%e9%ab%98%e5%87%80%e5%80%bc%e5%ae%a2%e6%88%b7%e9%9c%80%e8%a6%81\/"},"modified":"2024-09-27T11:08:53","modified_gmt":"2024-09-27T16:08:53","slug":"%e7%ac%ac%e4%ba%8c%e5%a5%97%e6%88%bf%e5%ad%90%e6%88%96%e5%ba%a6%e5%81%87%e5%b1%8b%e4%b8%9a%e4%b8%bb%e7%9a%84%e4%bf%9d%e9%99%a9%ef%bc%9a%e9%ab%98%e5%87%80%e5%80%bc%e5%ae%a2%e6%88%b7%e9%9c%80%e8%a6%81","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e7%ac%ac%e4%ba%8c%e5%a5%97%e6%88%bf%e5%ad%90%e6%88%96%e5%ba%a6%e5%81%87%e5%b1%8b%e4%b8%9a%e4%b8%bb%e7%9a%84%e4%bf%9d%e9%99%a9%ef%bc%9a%e9%ab%98%e5%87%80%e5%80%bc%e5%ae%a2%e6%88%b7%e9%9c%80%e8%a6%81\/","title":{"rendered":"\u7b2c\u4e8c\u5957\u623f\u5b50\u6216\u5ea6\u5047\u5c4b\u4e1a\u4e3b\u7684\u4fdd\u9669\uff1a\u9ad8\u51c0\u503c\u5ba2\u6237\u9700\u8981\u4ec0\u4e48\uff1f"},"content":{"rendered":"\n<p>\u62e5\u6709\u7b2c\u4e8c\u5957\u623f\u5b50\u6bd4\u8bb8\u591a\u7f8e\u56fd\u4eba\u9884\u671f\u7684\u8981\u666e\u904d\u3002\n\u7b2c\u4e8c\u4e2a\u5bb6\u53ef\u4ee5\u5728\u4e00\u5e74\u4e2d\u7684\u90e8\u5206\u65f6\u95f4\u7528\u4f5c\u66ff\u4ee3\u4f4f\u6240\uff0c\u6216\u4f5c\u4e3a\u4e1a\u4e3b\u53ca\u5176\u670b\u53cb\u6216\u5bb6\u4eba\u7684\u5ea6\u5047\u80dc\u5730\u3002\n\u5b83\u4e5f\u53ef\u4ee5\u4f5c\u4e3a\u521b\u6536\u8d22\u4ea7\u51fa\u79df\u6216\u79df\u8d41\u3002  <\/p>\n\n<p>\u6240\u6709\u8fd9\u4e9b\u60c5\u51b5\u90fd\u7ed9\u623f\u4e3b\u5e26\u6765\u4e86\u72ec\u7279\u7684\u6311\u6218\uff0c\u5305\u62ec\u4e3a\u4ed6\u4eec\u7684\u4e3b\u8981\u4f4f\u6240\u548c\u989d\u5916\u7684\u4f4f\u6240\u627e\u5230\u5408\u9002\u7684\u4fdd\u9669\u3002\n\u7cbe\u901a\u9ad8\u51c0\u503c\u5ba2\u6237\u7684\u95ee\u9898\u3001\u9700\u6c42\u548c\u671f\u671b\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u4e3a\u4ed6\u4eec\u63d0\u4f9b\u66f4\u4ee4\u4eba\u6ee1\u610f\u7684\u4fdd\u9669\u5173\u7cfb\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7b2c\u4e8c\u5957\u623f\u5b50\u7684\u5174\u8d77<\/h2>\n\n<p>2018 \u5e74\uff0c\u5728 65 \u5c81\u4ee5\u4e0b\u7684\u7f8e\u56fd\u6210\u5e74\u4eba\u4e2d\uff0c\u53ea\u6709\u4e0d\u5230 5% \u7684\u4eba\u62e5\u6709\u4e0d\u6b62\u4e00\u5957\u623f\u5c4b\u3002\n\u5176\u4e2d\uff0c30-49 \u5c81\u7684\u4eba\u6700\u6709\u53ef\u80fd\u62e5\u6709\u7b2c\u4e8c\u5957\u623f\u5b50\uff0c\u6839\u636e Statista \u7684 <a href=\"https:\/\/www.statista.com\/statistics\/228894\/people-living-in-households-that-own-a-second-home-usa\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alexander Kunst<\/a> \u7684\u8bf4\u6cd5\u3002 <\/p>\n\n<p>\u8fd1\u5e74\u6765\uff0c\u7b2c\u4e8c\u5957\u623f\u5b50\u7684\u62e5\u6709\u7387\u7565\u6709\u4e0a\u5347\uff0c\u90e8\u5206\u539f\u56e0\u662f\u5b8c\u5168\u62e5\u6709\u623f\u5c4b\u7684\u623f\u4e3b\u5728\u8fd8\u6e05\u62b5\u62bc\u8d37\u6b3e\u540e\u7684\u76f8\u5e94\u589e\u52a0\u3002<\/p>\n\n<p>\u622a\u81f3 2017 \u5e74\uff0c37% \u7684\u7f8e\u56fd\u623f\u5c4b\u662f\u514d\u8d39\u548c\u6e05\u6670\u7684\uff0c\u798f\u5e03\u65af\u7684 <a href=\"https:\/\/www.forbes.com\/sites\/brendarichardson\/2019\/07\/26\/nearly-40-of-homes-in-the-us-are-free-and-clear-of-a-mortgage\/#2bea439347c2\" target=\"_blank\" rel=\"noreferrer noopener\">Brenda Richardson<\/a> \u5199\u9053\u3002\n\u8fd8\u6e05\u62b5\u62bc\u8d37\u6b3e\u4f7f\u8fd9\u4e9b\u623f\u4e3b\u53ef\u4ee5\u7ee7\u7eed\u79ef\u7d2f\u8d22\u5bcc\uff0c\u5e76\u8003\u8651\u8d2d\u4e70\u7b2c\u4e8c\u5957\u623f\u5b50\u7528\u4e8e\u5ea6\u5047\u3001\u66ff\u4ee3\u4f4f\u5b85\u6216\u6295\u653e\u79df\u8d41\u5e02\u573a\u3002 <\/p>\n\n<p>\u62e5\u6709\u7b2c\u4e8c\u5957\u4f4f\u623f\u4e5f\u5f00\u59cb\u51cf\u5c11\u5168\u56fd\u7a7a\u7f6e\u4f4f\u5b85\u7684\u6570\u91cf\uff0c\u8fd9\u4e2a\u95ee\u9898\u5728\u5927\u8427\u6761\u671f\u95f4\u8fbe\u5230\u9876\u5cf0\u3002\n\u5728\u4e00\u4e2a\u5065\u5eb7\u7684\u4f4f\u5b85\u5e02\u573a\u4e2d\uff0c\u7a7a\u7f6e\u623f\u5c4b\u7684\u6570\u91cf\u4e3a 2% \u6216\u66f4\u5c11\uff0cCityLab \u8054\u5408\u521b\u59cb\u4eba\u517c The Atlantic \u9ad8\u7ea7\u7f16\u8f91 <a href=\"https:\/\/www.citylab.com\/equity\/2018\/07\/vacancy-americas-other-housing-crisis\/565901\/\" target=\"_blank\" rel=\"noreferrer noopener\">Richard Florida \u535a\u58eb<\/a>\u5199\u9053\u3002\n\u5927\u591a\u6570\u6216\u5168\u90e8\u623f\u5c4b\u90fd\u6709\u4e1a\u4e3b\u7684\u793e\u533a\u72af\u7f6a\u7387\u8f83\u4f4e\uff0c\u623f\u4ea7\u4ef7\u503c\u8f83\u9ad8\u2014\u2014\u65e0\u8bba\u4e1a\u4e3b\u662f\u5426\u5168\u5e74\u90fd\u4f4f\u5728\u623f\u5b50\u91cc\u3002  <\/p>\n\n<p>\u968f\u7740\u7b2c\u4e8c\u5957\u623f\u5b50\u6240\u6709\u6743\u7684\u589e\u52a0\uff0c\u9700\u8981\u4e3a\u591a\u5957\u4f4f\u5b85\u63d0\u4f9b\u6e05\u6670\u3001\u5168\u9762\u4fdd\u969c\u7684\u4fdd\u9669\u5355\u3002\nSmartAsset \u7684 <a href=\"https:\/\/smartasset.com\/insurance\/what-kind-of-insurance-do-you-need-for-a-second-home\" target=\"_blank\" rel=\"noreferrer noopener\">Rebecca Lake<\/a> \u8bf4\uff0c\u5c3d\u7ba1\u4e00\u4e9b\u623f\u4e3b\u4fdd\u9669\u5355\u6db5\u76d6\u7b2c\u4e8c\u5957\u623f\u5b50\uff0c\u4f46\u5176\u4ed6\u623f\u4e3b\u4fdd\u9669\u5355\u5219\u6ca1\u6709\u3002\n\u867d\u7136 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/embedded-homeowners-insurance\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.8.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669<\/a> \u8d8a\u6765\u8d8a\u53d7\u6b22\u8fce\uff0c\u4f46\u8fd9\u7edd\u4e0d\u662f\u5e38\u6001\u3002  <\/p>\n\n<p>\u5982\u679c\u7b2c\u4e8c\u5957\u623f\u5b50\u4e5f\u662f\u5927\u623f\u5b50\u3001\u6709\u989d\u5916\u9644\u5c5e\u5efa\u7b51\u7684\u623f\u5b50\u6216\u6709\u6e38\u6cf3\u6c60\u7b49\u529f\u80fd\u7684\u623f\u5b50\uff0c\u5373\u4f7f\u662f\u58f0\u79f0\u6db5\u76d6\u7b2c\u4e8c\u5957\u623f\u5b50\u6216\u5ea6\u5047\u5c4b\u7684\u4e3b\u8981\u4f4f\u5b85\u7684\u623f\u4e3b\u4fdd\u5355\u4e5f\u53ef\u80fd\u4e0d\u80fd\u63d0\u4f9b\u8db3\u591f\u7684\u4fdd\u62a4\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-swimming-pool-1024x682.jpg\" alt=\"\" class=\"wp-image-8356\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-swimming-pool-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-swimming-pool-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-swimming-pool-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-swimming-pool.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u51fa\u79df\u3001\u5ea6\u5047\u5c4b\u548c\u5176\u4ed6\u4f4f\u6240\uff1a\u5ba2\u6237\u9700\u8981\u4ec0\u4e48\uff1f<\/h2>\n\n<p>\u7b2c\u4e8c\u5957\u623f\u5b50\u7ed9\u4fdd\u9669\u5ba2\u6237\u5e26\u6765\u4e86\u8bb8\u591a\u72ec\u7279\u7684\u6311\u6218\u3002\n\u65e0\u8bba\u623f\u5c4b\u662f\u7528\u4f5c\u5ea6\u5047\u7a7a\u95f4\u3001\u7b2c\u4e8c\u751f\u6d3b\u7a7a\u95f4\u8fd8\u662f\u51fa\u79df\uff0c\u5b83\u90fd\u9700\u8981\u4fdd\u9669\u2014\u2014\u5176\u6240\u6709\u8005\u9700\u8981\u4e86\u89e3\u4e3a\u4ec0\u4e48\u8fd9\u79cd\u4fdd\u9669\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4fdd\u62a4\u65e0\u4f4f\u6237\u7684\u623f\u5c4b<\/h3>\n\n<p>\u6240\u6709\u7c7b\u578b\u7684\u7b2c\u4e8c\u5957\u623f\u5b50\u90fd\u4f1a\u7ed9\u4fdd\u9669\u516c\u53f8\u53ca\u5176\u5ba2\u6237\u5e26\u6765\u95ee\u9898\u3002\n\u867d\u7136\u6bcf\u79cd\u60c5\u51b5\u4e0b\u7684\u95ee\u9898\u5404\u4e0d\u76f8\u540c\uff0c\u4f46\u4e00\u4e2a\u5171\u540c\u7684\u95ee\u9898\u662f\u7b2c\u4e8c\u5957\u623f\u5b50\u53ef\u80fd\u90e8\u5206\u6216\u5168\u5e74\u7a7a\u7f6e\u6216\u65e0\u4eba\u5c45\u4f4f\u3002 <\/p>\n\n<p>\u7a7a\u7f6e\u5bf9\u623f\u5c4b\u7684\u7269\u7406\u7ed3\u6784\u6765\u8bf4\u5f88\u56f0\u96be\u3002\n\u5929\u6c14\u3001\u52a8\u7269\u548c\u5176\u4ed6\u56e0\u7d20\u4f1a\u8fc5\u901f\u635f\u574f\u5efa\u7b51\u7269\uff0c\u800c\u6ca1\u6709\u4eba\u5728\u573a\u4ee5\u9632\u6b62\u6216\u51cf\u8f7b\u8fd9\u79cd\u635f\u5bb3\u3002\n\u51fa\u4e8e\u8fd9\u4e2a\u539f\u56e0\uff0c\u5373\u4f7f\u6709\u4fdd\u5355\uff0c\u7a7a\u7f6e\u623f\u4ea7\u4e5f\u7ecf\u5e38\u88ab\u6392\u9664\u5728\u4fdd\u9669\u8303\u56f4\u4e4b\u5916\uff0cMiller Public Adjusters \u7684 <a href=\"https:\/\/www.millerpublicadjusters.com\/free-property-insurance-claim-advice-blog\/vacant-unoccupied-insurance-coverage-difference-important\" target=\"_blank\" rel=\"noreferrer noopener\">David Miller<\/a> \u6307\u51fa\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u7a7a\u7f6e\uff0c\u6216\u7ef4\u62a4\u4f46\u4e0d\u5e38\u5e74\u5c45\u4f4f\u7684\u7b2c\u4e8c\u4e2a\u5bb6\uff0c\u53ef\u80fd\u4f1a\u5e26\u6765\u7c7b\u4f3c\u7684\u98ce\u9669\u3002\n\u5982\u679c\u6709\u4eba\u4f4f\u5728\u5efa\u7b51\u7269\u4e2d\uff0c\u7ba1\u9053\u7834\u88c2\u6216\u706b\u707e\u4f1a\u5f88\u5feb\u5f97\u5230\u89e3\u51b3\uff0c\u5982\u679c\u5728\u51e0\u4e2a\u5c0f\u65f6\u6216\u51e0\u5929\u5185\u6ca1\u6709\u88ab\u53d1\u73b0\uff0c\u53ef\u80fd\u4f1a\u9020\u6210\u66f4\u5927\u7684\u635f\u5931\u3002\n\u76d7\u7a83\u548c\u6545\u610f\u7834\u574f\u4e5f\u4f1a\u5e26\u6765\u66f4\u5927\u7684\u98ce\u9669\u3002  <\/p>\n\n<p>\u201c\u5982\u679c\u6ca1\u6709\u4eba\u770b\u7ba1\u623f\u4ea7\uff0c\u5404\u79cd\u4e8b\u60c5\u90fd\u53ef\u80fd\u51fa\u9519\uff0c\u201d\u4fdd\u9669\u4fe1\u606f\u7814\u7a76\u6240 \uff08Insurance Information Institute\uff09 \u7684\u4f20\u64ad\u987e\u95ee\u6797 <a href=\"https:\/\/www.insurance.com\/home-and-renters-insurance\/natural-disasters\/hard-to-insure-homes.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u6069\u00b7\u9ea6\u514b\u514b\u91cc\u65af\u8482\u5b89 \uff08Lynne McChristian<\/a>\uff09 \u8bf4\u3002<\/p>\n\n<p>\u5f8b\u5e08 <a href=\"https:\/\/www.claimsjournal.com\/news\/national\/2020\/04\/09\/296472.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fc8\u514b\u5c14\u00b7\u5fb7\u535a\u7eb3 \uff08Michael L. DeBona<\/a>\uff09 \u5199\u9053\uff0c\u7531\u4e8e\u76ee\u524d\u7684\u5c31\u5730\u907f\u96be\u4ee4\u4f7f\u66f4\u591a\u4eba\u7559\u5728\u4ed6\u4eec\u7684\u4e3b\u8981\u4f4f\u6240\u4e2d\uff0c\u5bf9\u7a7a\u7f6e\u7ed3\u6784\u7684\u635f\u574f\u53ef\u80fd\u4f1a\u589e\u52a0\u3002\n\u867d\u7136\u4ed6\u7684\u9884\u6d4b\u4fa7\u91cd\u4e8e\u5173\u95ed\u7684\u4f01\u4e1a\uff0c\u4f46\u5ea6\u5047\u548c\u7b2c\u4e8c\u5957\u623f\u5b50\u53ef\u80fd\u4f1a\u906d\u53d7\u7c7b\u4f3c\u7684\u5f71\u54cd\uff0c\u7279\u522b\u662f\u5982\u679c\u66f4\u591a\u5dde\u51b3\u5b9a\u901a\u8fc7\u7981\u6b62\u53c2\u89c2\u5dde\u5185\u7684\u7b2c\u4e8c\u5957\u623f\u6216\u5ea6\u5047\u5c4b\u6765\u9650\u5236\u4eba\u5458\u6d41\u52a8\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4e86\u89e3\u72ec\u7279\u7684\u6240\u6709\u6743\u5b89\u6392<\/h3>\n\n<p>\u5f53\u6709\u591a\u4e2a\u5c5e\u6027\u53c2\u4e0e\u65f6\uff0c\u6240\u6709\u6743\u4e5f\u4f1a\u53d8\u5f97\u590d\u6742\u3002\n\u4f8b\u5982\uff0c\u623f\u5c4b\u53ef\u80fd\u7531\u5ba2\u6237\u53ca\u5176\u5bb6\u4eba\u5c45\u4f4f\uff0c\u4f46\u5408\u6cd5\u5f52\u6709\u9650\u8d23\u4efb\u516c\u53f8 \uff08LLC\uff09 \u6240\u6709\uff0c <a href=\"https:\/\/www.mynewmarkets.com\/articles\/183487\/why-the-high-net-worth-client-needs-more-than-just-an-agent\" target=\"_blank\" rel=\"noreferrer noopener\">Patrick Wraight<\/a> \u5728\u4fdd\u9669\u5e02\u573a\u76ee\u5f55 MyNewMarkets \u4e2d\u5199\u9053\u3002\nLLC \u53ef\u80fd\u7531\u5ba2\u6237\u62e5\u6709\uff0c\u4e5f\u53ef\u80fd\u662f\u5bb6\u5ead\u6709\u9650\u8d23\u4efb\u516c\u53f8\u3002\n\u4e00\u4e9b\u8d22\u4ea7\u7531\u4fe1\u6258\u62e5\u6709\u3002   <\/p>\n\n<p>\u4e60\u60ef\u4e8e\u8ba9\u4fe1\u6258\u3001\u6709\u9650\u8d23\u4efb\u516c\u53f8\u6216\u5176\u4ed6\u5bb6\u65cf\u4f01\u4e1a\u5904\u7406\u6295\u4fdd\u7b49\u4efb\u52a1\u7684\u623f\u4e3b\u53ef\u80fd\u6ca1\u6709\u610f\u8bc6\u5230\u7b2c\u4e8c\u5957\u4f4f\u5b85\u7684\u72ec\u7279\u6240\u6709\u6743\u5b89\u6392\u6240\u5e26\u6765\u7684\u590d\u6742\u6027\u3002\n\u5728\u8fd9\u91cc\uff0c\u4e00\u79cd\u5bf9\u623f\u4e3b\u548c\u7ba1\u7406\u8be5\u4fe1\u6258\u6216\u5bb6\u65cf\u529e\u516c\u5ba4\u7684\u5458\u5de5\u8fdb\u884c\u6559\u80b2\u7684\u65b9\u6cd5\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u6709\u6548\u5730\u8054\u7cfb\u6240\u6709\u76f8\u5173\u51b3\u7b56\u8005\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4e3a\u5929\u6c14\u505a\u597d\u51c6\u5907<\/h3>\n\n<p>\u6700\u540e\uff0c\u7b2c\u4e8c\u5957\u6216\u5ea6\u5047\u5c4b\u4fdd\u5355\u5e94\u6839\u636e\u4f4f\u5b85\u7684\u4f4d\u7f6e\u91cf\u8eab\u5b9a\u5236\u3002\n\u5168\u56fd\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u534f\u4f1a \uff08NAR\uff09 \u7684\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c\u867d\u7136\u8bb8\u591a\u5ea6\u5047\u5c4b\u805a\u96c6\u5728\u4ee5\u6e29\u548c\u5929\u6c14\u800c\u95fb\u540d\u7684\u5730\u533a\uff0c\u4f46\u5176\u4ed6\u5ea6\u5047\u5c4b\u5219\u5e76\u975e\u5982\u6b64\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0cNAR \u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6 <a href=\"https:\/\/www.nar.realtor\/newsroom\/rising-financial-wealth-boosts-demand-for-vacation-homes\" target=\"_blank\" rel=\"noreferrer noopener\">Lawrence Yun<\/a> \u8868\u793a\uff0c\u76ee\u524d\u8bb8\u591a\u5ea6\u5047\u5c4b\u4f4d\u4e8e\u4ee5\u6076\u52a3\u7684\u5b63\u8282\u6027\u6761\u4ef6\u800c\u95fb\u540d\u7684\u5dde\u548c\u53bf\uff0c\u5305\u62ec\u9a6c\u8428\u8bf8\u585e\u5dde\u3001\u65b0\u6cfd\u897f\u5dde\u548c\u5bc6\u6b47\u6839\u5dde\u3002<\/p>\n\n<p>\u4e25\u91cd\u7684\u98ce\u66b4\u3001\u5927\u96ea\u548c\u5176\u4ed6\u5929\u6c14\u4f1a\u5bf9\u623f\u5c4b\u9020\u6210\u635f\u5931\uff0c\u5c24\u5176\u662f\u5728\u4e00\u5e74\u4e2d\u6c14\u8c61\u6700\u6076\u52a3\u7684\u65f6\u5019\uff0c\u623f\u5c4b\u65e0\u4eba\u5c45\u4f4f\u3002\n\u8fd9\u4e9b\u4f4f\u5b85\u7684\u4fdd\u9669\u5355\u5fc5\u987b\u8003\u8651\u5230\u5929\u6c14\u72b6\u51b5\uff0c\u8fd9\u4e9b\u5929\u6c14\u72b6\u51b5\u53ef\u80fd\u4e0e\u5ba2\u6237\u4e3b\u8981\u4f4f\u6240\u7684\u5929\u6c14\u72b6\u51b5\u5927\u4e0d\u76f8\u540c\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/lakeside-cottage--1024x682.jpg\" alt=\"\" class=\"wp-image-8336\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/lakeside-cottage--1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/lakeside-cottage--300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/lakeside-cottage--768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/lakeside-cottage-.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u63a5\u89e6\u591a\u4e2a\u623f\u6e90\u7684\u4e1a\u4e3b<\/h2>\n\n<p>\u7531\u4e8e\u9ad8\u51c0\u503c\u4eba\u58eb\u62e5\u6709\u66f4\u590d\u6742\u7684\u8d44\u4ea7\uff0c\u56e0\u6b64\u4ed6\u4eec\u901a\u5e38\u4e5f\u6709\u66f4\u590d\u6742\u7684\u4fdd\u9669\u9700\u6c42\u3002<\/p>\n\n<p>\u201c\u4efb\u4f55\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u6216\u5343\u7bc7\u4e00\u5f8b\u7684\u4ee3\u7406\u90fd\u65e0\u6cd5\u6ee1\u8db3\u8fd9\u4e9b\u4fdd\u9669\u9700\u6c42\u3002\u4ed6\u4eec\u9700\u8981\u4e00\u4e2a\u53ef\u4ee5\u5145\u5f53\u4ed6\u4eec\u7684\u98ce\u9669\u7ecf\u7406\u7684\u4eba\u3002\u4ed6\u4eec\u9700\u8981\u987e\u95ee\u3001\u5021\u5bfc\u8005\u548c\u4e13\u5bb6\uff0c\u201cWraight \u8bf4\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6839\u636e\u7b2c\u4e8c\u5c45\u6240\u7684\u7c7b\u578b\u5b9a\u5236\u5916\u5c55\u6d3b\u52a8<\/h3>\n\n<p>\u4e3a\u4e86\u5e2e\u52a9\u7b2c\u4e8c\u5957\u623f\u5b50\u7684\u4e1a\u4e3b\u91c7\u7528\u660e\u667a\u7684\u4fdd\u9669\u8986\u76d6\u65b9\u6cd5\uff0c\u4fdd\u9669\u516c\u53f8\u5e94\u5173\u6ce8\u7279\u5b9a\u7c7b\u578b\u7684\u7b2c\u4e8c\u5957\u623f\u5b50\u6216\u5176\u4f4d\u7f6e\u7684\u9700\u6c42\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5bf9\u4e8e\u5730\u9707\u6216\u6d2a\u6c34\u533a\u7684\u7b2c\u4e8c\u5957\u623f\u6216\u5ea6\u5047\u5c4b\uff0c\u5e94\u91cd\u70b9\u786e\u4fdd\u4f4f\u5b85\u6709\u9002\u5f53\u7684\u4fdd\u9669\u3002\n\u5bf9\u4e8e\u4f5c\u4e3a\u516c\u5bd3\u6216\u5408\u4f5c\u516c\u5bd3\u7684\u7b2c\u4e8c\u5957\u623f\u5b50\uff0c\u8bf7\u5173\u6ce8\u5efa\u7b51\u653f\u7b56\u4e0d\u6db5\u76d6\u7684\u5185\u5bb9\uff0c\u4ee5\u53ca\u8fd9\u4e9b\u4f4f\u5b85\u4e2d\u53ef\u80fd\u53d1\u751f\u7684\u6700\u5e38\u89c1\u7684\u635f\u574f\u7c7b\u578b\u3002 <\/p>\n\n<p>Gotham Brokerage \u603b\u88c1 <a href=\"https:\/\/www.brickunderground.com\/blog\/2014\/04\/10_questions_to_ask_before_buying_co_op_or_condo_insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Jeff Schneider<\/a> \u5728 Brick Underground \u7684\u6587\u7ae0\u4e2d\u8bf4\uff1a\u201c\u6700\u5e38\u89c1\u7684\u7d22\u8d54 [his] 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<\/p>\n\n<p>\u62e5\u6709\u591a\u5957\u623f\u5b50\u4f1a\u5e26\u6765\u6311\u6218\uff0c\u5305\u62ec\u8d2d\u4e70\u9002\u5f53\u4fdd\u9669\u7684\u6311\u6218\u3002\n\u901a\u8fc7\u4e86\u89e3\u7b2c\u4e8c\u5957\u623f\u4e3b\u5728\u54ea\u4e9b\u65b9\u9762\u53ef\u80fd\u4f1a\u611f\u5230\u56f0\u60d1\u6216\u7f3a\u4e4f\u4fe1\u606f\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u81ea\u5df1\u5b9a\u4f4d\u4e3a\u4e0e\u8fd9\u4e9b\u9ad8\u51c0\u503c\u5ba2\u6237\u5efa\u7acb\u66f4\u7262\u56fa\u3001\u66f4\u6301\u4e45\u7684\u5173\u7cfb\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1a melpomen\/\u00a9123RF.com\uff0c goodluz\/\u00a9123RF.com\uff0c patrykkosmider\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u62e5\u6709\u7b2c\u4e8c\u5957\u623f\u5b50\u6bd4\u8bb8\u591a\u7f8e\u56fd\u4eba\u9884\u671f\u7684\u8981\u666e\u904d\u3002 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