{"id":20727,"date":"2024-09-27T11:08:41","date_gmt":"2024-09-27T16:08:41","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%95%b0%e5%ad%97%e4%bf%9d%e9%99%a9%e5%b7%a5%e5%85%b7%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9%e5%ba%94%e5%af%b9%e5%bb%ba%e7%ad%91%e4%b8%9a%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%98\/"},"modified":"2024-09-27T11:08:44","modified_gmt":"2024-09-27T16:08:44","slug":"%e6%95%b0%e5%ad%97%e4%bf%9d%e9%99%a9%e5%b7%a5%e5%85%b7%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9%e5%ba%94%e5%af%b9%e5%bb%ba%e7%ad%91%e4%b8%9a%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%98","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%95%b0%e5%ad%97%e4%bf%9d%e9%99%a9%e5%b7%a5%e5%85%b7%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9%e5%ba%94%e5%af%b9%e5%bb%ba%e7%ad%91%e4%b8%9a%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%98\/","title":{"rendered":"\u6570\u5b57\u4fdd\u9669\u5de5\u5177\u5982\u4f55\u5e2e\u52a9\u5e94\u5bf9\u5efa\u7b51\u4e1a\u7684\u6700\u5927\u6311\u6218"},"content":{"rendered":"\n<p>\u5efa\u7b51\u4fdd\u9669\u5e02\u573a\u6709\u597d\u6d88\u606f\u4e5f\u6709\u574f\u6d88\u606f\u3002<\/p>\n\n<p>\u597d\u6d88\u606f\uff1a\u603b\u4f53\u800c\u8a00\uff0c\u5efa\u7b51\u4fdd\u9669\u5e02\u573a\u5f3a\u52b2\uff0cInsurance Journal Magazine \u4e3b\u7f16 <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-coverstory\/2019\/06\/17\/529372.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Andrea Wells<\/a> \u5199\u9053\u3002\n\u826f\u597d\u5065\u5eb7\u7684\u8ff9\u8c61\u5305\u62ec\u5e02\u573a\u524d\u666f\u5e7f\u9614\u7684\u4ea7\u80fd\u548c\u5145\u6ee1\u6d3b\u529b\u7684\u627f\u9500\u5546\u4e89\u593a\u6700\u6709\u5229\u53ef\u56fe\u7684\u8d26\u6237\u3002 <\/p>\n\n<p>\u574f\u6d88\u606f\uff1a\u8fd9\u4e9b\u75be\u75c5\u5728\u7f8e\u56fd\u5404\u5730\u7684\u5206\u5e03\u5e76\u4e0d\u5747\u7b49\u3002\nWells \u62a5\u544a\u79f0\uff0c\u867d\u7136\u5efa\u7b51\u4fdd\u9669\u6574\u4f53\u8868\u73b0\u826f\u597d\uff0c\u4f46\u7279\u5b9a\u5730\u7406\u533a\u57df\u548c\u9879\u76ee\u7684\u6311\u6218\u4f7f\u627f\u4fdd\u8303\u56f4\u5bf9\u4fdd\u9669\u516c\u53f8\u548c\u5ba2\u6237\u6765\u8bf4\u90fd\u662f\u4e00\u4e2a\u8270\u96be\u7684\u63d0\u8bae\u3002 <\/p>\n\n<p>\u6570\u5b57\u5de5\u5177\u548c\u5e73\u53f0\u6b63\u5728\u5e2e\u52a9\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u548c\u5efa\u7b51\u516c\u53f8\u5229\u7528\u673a\u9047\uff0c\u540c\u65f6\u66f4\u6709\u6548\u5730\u5e94\u5bf9\u6311\u6218\u3002\n\u901a\u8fc7\u4e86\u89e3\u8fd9\u4e9b\u5de5\u5177\uff0c\u5546\u4e1a\u627f\u8fd0\u5546\u53ef\u4ee5\u4e3a\u5efa\u7b51\u5ba2\u6237\u63d0\u4f9b\u66f4\u597d\u7684\u652f\u6301\uff0c\u540c\u65f6\u8fd8\u53ef\u4ee5\u7ba1\u7406\u98ce\u9669\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4ef7\u683c\u4e0a\u6da8<\/h2>\n\n<p>\u53bb\u5e74\uff0c\u5305\u62ec\u5efa\u7b51\u5728\u5185\u7684\u8bb8\u591a\u5546\u4e1a\u4fdd\u9669\u9886\u57df\u7684\u4ef7\u683c\u4e0a\u6da8\u3002\n\u8d22\u7ecf\u8bb0\u8005 <a href=\"https:\/\/www.businessinsurance.com\/article\/20200226\/NEWS06\/912333273\/Commercial-insurance-price-hikes-continue-CIAB-Council-of-Insurance-Agents-&amp;-Br\" target=\"_blank\" rel=\"noreferrer noopener\">Gavin Souter<\/a> \u5199\u9053\uff0c\u5927\u578b\u8d26\u6237\u7684\u5e73\u5747\u8d39\u7387\u589e\u957f\u4e86 9.4%\uff0c\u5176\u6b21\u662f\u4e2d\u578b\u8d26\u6237 8% \u548c\u5c0f\u578b\u5546\u4e1a\u8d26\u6237 5.2%\u3002 <\/p>\n\n<p>\u9884\u8ba1\u5efa\u7b51\u4fdd\u9669\u7684\u51e0\u4e4e\u6bcf\u4e2a\u7ec6\u5206\u5e02\u573a\u7684\u8d39\u7387\u90fd\u5c06\u7ee7\u7eed\u4e0a\u6da8\u3002\n <a href=\"https:\/\/www.willistowerswatson.com\/en-US\/Insights\/2019\/11\/insurance-marketplace-realities-2019-fall-update-construction\" target=\"_blank\" rel=\"noreferrer noopener\">\u97e6\u83b1\u97ec\u60a6 \uff08Willis Towers Watson<\/a> \uff09 2020 \u5e74\u7684\u4e00\u9879\u8c03\u67e5\u9884\u6d4b\uff0c\u4f1e\u5f0f\u8d23\u4efb\u9669\u5c06\u589e\u52a0 30%\u3002\n\u9884\u8ba1\u53ea\u6709\u5de5\u4f24\u8d54\u507f\u4f1a\u6709\u6240\u4e0b\u964d\uff0c\u9884\u8ba1\u8d39\u7387\u53d8\u5316\u8303\u56f4\u4e3a -2% \u81f3 +4%\u3002  <\/p>\n\n<p>\u5efa\u7b51\u4fdd\u9669\u4ef7\u683c\u4e0a\u6da8\u662f\u7531\u591a\u79cd\u56e0\u7d20\u63a8\u52a8\u7684\uff0c\u5305\u62ec\u9879\u76ee\u89c4\u6a21\u3002\n\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u5df2\u7ecf\u5f00\u59cb\u901a\u8fc7\u91cd\u65b0\u8bc4\u4f30\u4ed6\u4eec\u7684\u627f\u4fdd\u8303\u56f4\u6765\u5e94\u5bf9\u4ef7\u683c\u53d8\u5316\uff0c\u8fd9\u672c\u8eab\u53ef\u80fd\u4f1a\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u989d\u5916\u7684\u98ce\u9669\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5927\u9879\u76ee\uff0c\u5927\u4ef7\u683c<\/h3>\n\n<p>\u66f4\u5927\u7684\u9879\u76ee\u4e5f\u610f\u5473\u7740\u66f4\u5927\u7684\u603b\u7f8e\u5143\u8d22\u52a1\u98ce\u9669\u3002\n\u201c\u4ef7\u503c 50 \u4ebf\u81f3 100 \u4ebf\u7f8e\u5143\u7684\u9879\u76ee\u5e76\u4e0d\u7f55\u89c1\uff0c\u8fd9\u610f\u5473\u7740\u7d22\u8d54\u91d1\u989d\u53ef\u80fd\u8fbe\u5230\u6570\u5343\u4e07\u7f8e\u5143\uff0c\u201dAGCS \u8d22\u4ea7\u548c\u5de5\u7a0b\u7d22\u8d54\u5168\u7403\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/cyber\/key-causes-of-engineering-and-construction-insurance-claims-176675.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Raymond Hogendoorn<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u4e00\u4e2a\u4f8b\u5b50\u662f\u54e5\u4f26\u6bd4\u4e9a\u7684 Hidroituango \u6c34\u7535\u7ad9\u5927\u575d\u3002\n2018 \u5e74\uff0c\u5927\u575d\u5728\u65bd\u5de5\u671f\u95f4\u53d1\u751f\u6d2a\u6c34\uff0c\u7ed9\u4fdd\u9669\u516c\u53f8\u9020\u6210\u4e86\u5927\u7ea6 14 \u4ebf\u7f8e\u5143\u7684\u635f\u5931\uff0c\u4f7f\u5927\u575d\u6210\u4e3a\u5386\u53f2\u4e0a\u6700\u5927\u7684\u5de5\u7a0b\u76f8\u5173\u4fdd\u9669\u7d22\u8d54\u4e4b\u4e00\uff0c\u7f8e\u56fd\u4fdd\u9669\u5546\u4e1a\u6742\u5fd7\u7684 Bethan Moorcraft \u5199\u9053\u3002 <\/p>\n\n<p>\u968f\u7740\u5efa\u7b51\u5de5\u5730\u7684\u89c4\u6a21\u548c\u590d\u6742\u6027\u7684\u589e\u52a0\uff0c\u6240\u6d89\u53ca\u7684\u8d44\u91d1\u548c\u8d44\u6e90\u91cf\u4e5f\u5728\u589e\u52a0\u3002\n\u98ce\u9669\u8d8a\u5927\uff0c\u7d22\u8d54\u6210\u672c\u8d8a\u9ad8\uff0c\u627f\u4fdd\u8303\u56f4\u4e5f\u5c31\u8d8a\u9ad8\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u7684\u6210\u672c\u548c\u98ce\u9669<\/h3>\n\n<p>\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u6311\u6218\u5728\u4e8e\u4ee5\u771f\u6b63\u53cd\u6620\u9879\u76ee\u590d\u6742\u6027\u548c\u98ce\u9669\u7684\u4ef7\u683c\u63d0\u4f9b\u8db3\u591f\u7684\u4fdd\u9669\u3002\n\u5bf9\u4e8e\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u6765\u8bf4\uff0c\u8fd9\u662f\u4e3a\u4e86\u5728\u9884\u7b97\u8303\u56f4\u5185\u4fdd\u62a4\u81ea\u5df1\u3002 <\/p>\n\n<p>\u4e3a\u4e86\u5b9e\u73b0\u4ed6\u4eec\u7684\u76ee\u6807\uff0c\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u53ef\u80fd\u4f1a\u9009\u62e9\u901a\u8fc7\u524a\u51cf\u8986\u76d6\u8303\u56f4\u6765\u964d\u4f4e\u6210\u672c\u3002\n\u4f8b\u5982\uff0c\u4ed6\u4eec\u53ef\u80fd\u540c\u610f\u5c06\u67d0\u4e9b\u98ce\u9669\u6392\u9664\u5728\u4fdd\u9669\u8303\u56f4\u4e4b\u5916\uff0c\u6216\u8005\u53ea\u662f\u4e3a\u9879\u76ee\u672c\u8eab\u8d2d\u4e70\u4e0d\u8db3\u7684\u4fdd\u9669\uff0c\u627f\u62c5\u4e00\u4e9b\u81ea\u8eab\u7684\u6f5c\u5728\u635f\u5931\u98ce\u9669\u3002 <\/p>\n\n<p>\u5168\u7403\u54a8\u8be2\u516c\u53f8 Willis Towers Watson \u7684 <a href=\"https:\/\/www.willistowerswatson.com\/en-US\/Insights\/2019\/11\/3-risk-management-trends-in-construction-and-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Bill Creedon \u548c Joe Russo<\/a> \u8868\u793a\uff0c\u4e00\u4e9b\u603b\u627f\u5305\u5546\u6b63\u5728\u91c7\u53d6\u66f4\u79ef\u6781\u4e3b\u52a8\u7684\u98ce\u9669\u65b9\u6cd5\uff0c\u8bd5\u56fe\u5bf9\u5206\u5305\u5546\u8fdb\u884c\u6559\u80b2\u3002\n\u7136\u800c\uff0c\u5e76\u975e\u6240\u6709\u98ce\u9669\u90fd\u53ef\u4ee5\u5206\u62c5\uff0c\u8fd9\u4f7f\u5f97\u627f\u5305\u5546\u4e0d\u5f97\u4e0d\u6743\u8861\u662f\u81ea\u5df1\u627f\u62c5\u98ce\u9669\u8fd8\u662f\u5c1d\u8bd5\u5bfb\u627e\u53ef\u4ee5\u89e3\u51b3\u98ce\u9669\u7684\u8d1f\u62c5\u5f97\u8d77\u7684\u4fdd\u9669\u3002 <\/p>\n\n<p>\u67d0\u4e9b\u98ce\u9669\u7684\u6210\u672c\u53ef\u80fd\u5f88\u9ad8\uff0c\u5c24\u5176\u662f\u5728\u8fd9\u4e9b\u6210\u672c\u4e0d\u65ad\u589e\u52a0\u7684\u60c5\u51b5\u4e0b\u3002\n\u5efa\u7b51\u516c\u53f8\u76ee\u524d\u9762\u4e34\u7740\u5bf9\u7ed3\u6784\u6d41\u7a0b\u7684\u65e5\u76ca\u4e25\u683c\u7684\u5ba1\u67e5\uff0c\u4f8b\u5982\uff0c\u5728\u65b0\u5965\u5c14\u826f Hard Rock Hotel \u548c\u4f5b\u7f57\u91cc\u8fbe\u56fd\u9645\u5927\u5b66\u4eba\u884c\u5929\u6865\u5012\u584c\u7b49\u4e8b\u4ef6\u4e4b\u540e\u3002 <\/p>\n\n<p>\u50cf\u8fd9\u6837\u7684\u4e8b\u4ef6\u4f7f\u5efa\u7b51\u516c\u53f8\u627f\u53d7\u7740\u66f4\u5927\u7684\u538b\u529b\uff0c\u9700\u8981\u628a\u4e8b\u60c5\u505a\u597d\u3002\n\u7279\u522b\u662f\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u589e\u52a0\u5ba1\u67e5\uff0c\u56e0\u4e3a\u5982\u679c\u53d1\u751f\u8bc9\u8bbc\uff0c\u4fdd\u9669\u516c\u53f8\u901a\u5e38\u662f\u8d1f\u8d23\u652f\u4ed8\u635f\u5bb3\u8d54\u507f\u7684\u4eba\uff0c\u98ce\u9669\u9884\u9632\u673a\u6784Marsh &amp; McLennan\u7684\u7ba1\u7406\u8d23\u4efb\u548c\u5ba2\u6237\u4f53\u9a8c\u9ad8\u7ea7\u526f\u603b\u88c1 <a href=\"https:\/\/www.constructiondive.com\/news\/top-trends-5-ways-construction-will-evolve-in-2020\/569472\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Hanson<\/a>\u8bf4\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u4f1a\u6b22\u8fce\u4fdd\u9669\u516c\u53f8\u7684\u6307\u5bfc\u3002\n\u4f46\u662f\uff0c\u5176\u4ed6\u4eba\u53ef\u80fd\u4f1a\u4fdd\u7559\u73b0\u6709\u7c7b\u578b\u7684\u4fdd\u9669\uff0c\u4ee5\u907f\u514d\u5bfb\u6c42\u5176\u4ed6\u7c7b\u578b\u7684\u4fdd\u9669\u6240\u5e26\u6765\u7684\u5ba1\u67e5\u3002\n\u8fd9\u79cd\u62fc\u51d1\u7684\u65b9\u6cd5\u4f1a\u6539\u53d8\u98ce\u9669\u8ba1\u7b97\uff0c\u5e76\u53ef\u80fd\u4ea7\u751f\u4e25\u91cd\u540e\u679c\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-1024x683.jpg\" alt=\"\" class=\"wp-image-8233\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6570\u5b57\u5316\u91c7\u8d2d<\/h2>\n\n<p>\u91c7\u8d2d\u4e00\u76f4\u662f\u5efa\u7b51\u516c\u53f8\u9762\u4e34\u7684\u6311\u6218\u3002\n\u89e3\u51b3\u91c7\u8d2d\u95ee\u9898\u7684\u6570\u5b57\u5e73\u53f0\u548c\u5de5\u5177\u7684\u5174\u8d77\u4e0d\u4ec5\u89e3\u51b3\u4e86\u73b0\u6709\u6311\u6218\uff0c\u8fd8\u63d0\u4f9b\u4e86\u5173\u4e8e\u98ce\u9669\u7684\u65b0\u89c1\u89e3\u3002 <\/p>\n\n<p>\u201c\u5728\u8fc7\u53bb\u7684\u4e8c\u5341\u5e74\u91cc\uff0c\u91c7\u8d2d\u7684\u4e3b\u8981\u4efb\u52a1\u5df2\u7ecf\u4ece\u6210\u672c\u9886\u5bfc\u548c\u4f9b\u5e94\u4fdd\u8bc1\u6269\u5c55\u5230\u51b3\u7b56\u7684\u6218\u7565\u6d1e\u5bdf\u529b\uff0c\u201d\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/pages\/operations\/articles\/digital-supply-networks-procurement-digitalization-strategy.html\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Umbenhauer<\/a> \u8bf4\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5404\u79cd\u6570\u5b57\u91c7\u8d2d\u5de5\u5177\u4f7f\u5efa\u7b51\u516c\u53f8\u80fd\u591f\u9884\u6d4b\u9700\u6c42\u3001\u5b9e\u65f6\u7ba1\u7406\u652f\u51fa\u3001\u7b80\u5316\u6587\u4e66\u5de5\u4f5c\u5904\u7406\uff0c\u5e76\u901a\u8fc7\u805a\u5408\u6765\u81ea\u591a\u4e2a\u6765\u6e90\u7684\u6570\u636e\u6765\u76d1\u63a7\u5b9e\u65f6\u98ce\u9669\u3002<\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u4e5f\u53ef\u4ee5\u5229\u7528\u8fd9\u4e9b\u5de5\u5177\u3002\n\u76d1\u63a7\u548c\u5206\u6790\u5927\u91cf\u6570\u636e\u7684\u80fd\u529b\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u4ee5\u6570\u5b57\u65f6\u4ee3\u4e4b\u524d\u65e0\u6cd5\u5b9e\u73b0\u7684\u65b9\u5f0f\u4e13\u6ce8\u4e8e\u627f\u4fdd\u548c\u98ce\u9669\u7ba1\u7406\u3002\n\u667a\u80fd\u4f20\u611f\u5668\u7b49\u4e92\u8054\u8bbe\u5907\u53ef\u4ee5\u5b9e\u65f6\u6536\u96c6\u548c\u5206\u6790\u6570\u636e\uff0c\u4f7f\u5efa\u7b51\u516c\u53f8\u53ca\u5176\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u5e94\u5bf9\u53d1\u5c55\u4e2d\u7684\u98ce\u9669\uff0c\u4ece\u800c\u51cf\u8f7b\u6216\u9632\u6b62\u6f5c\u5728\u7684\u4ee3\u4ef7\u9ad8\u6602\u7684\u635f\u5931\u3002  <\/p>\n\n<p>\u8fd9\u4e9b\u5de5\u5177\u4e0d\u4ec5\u4f7f\u4fdd\u9669\u516c\u53f8\u4e0e\u627f\u5305\u5546\u7684\u5173\u7cfb\u53d7\u76ca\uff0c\u800c\u4e14\u5bf9\u5176\u4ed6\u4fdd\u9669\u5ba2\u6237\u5173\u7cfb\u4e5f\u6709\u597d\u5904\u3002\n\u201c\u4f8b\u5982\uff0c\u667a\u80fd\u5185\u5bb9\u63d0\u53d6\u89e3\u51b3\u65b9\u6848\u53ef\u4ee5\u5c06\u9759\u6001\u6587\u6863\u8f6c\u6362\u4e3a\u6570\u636e\u70b9\uff0c\u4ece\u800c\u66f4\u8f7b\u677e\u5730\u8bc6\u522b\u6709\u4ef7\u503c\u7684\u6307\u6570\u5b9a\u4ef7\u548c\u7f5a\u6b3e\u5e76\u91c7\u53d6\u884c\u52a8\uff0c\u201dSAP \u7684 <a href=\"https:\/\/news.sap.com\/2018\/12\/digital-innovation-insurance-procurement-risk-mitigation-cost-savings\/\" target=\"_blank\" rel=\"noreferrer noopener\">Hugh Anderson<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u8fd9\u4e9b\u5de5\u5177\u751a\u81f3\u53ef\u4ee5\u8003\u8651\u8054\u90a6\u6216\u5dde\u5b89\u5168\u6cd5\u89c4\u7b49\u56e0\u7d20\uff0c\u5e76\u5c06\u5b83\u4eec\u7eb3\u5165\u6709\u6548\u7684\u627f\u4fdd\u6216\u5206\u9500\u7cfb\u7edf\u3002<\/p>\n\n<p>\u4e3a\u4e86\u5e94\u5bf9\u4ef7\u683c\u4e0a\u6da8\u548c\u98ce\u9669\u53d8\u5316\u7684\u6311\u6218\uff0c\u8bb8\u591a\u5efa\u7b51\u516c\u53f8\u9700\u8981\u5feb\u901f\u3001\u53ef\u9760\u5730\u83b7\u5f97\u4fdd\u9669\u8303\u56f4\u548c\u4fdd\u9669\u516c\u53f8\u4e13\u5bb6\u7684\u5e2e\u52a9\u3002\n\u6570\u5b57\u5e73\u53f0\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u79cd\u65b9\u5f0f\uff0c\u5f53\u4ed6\u4eec\u9700\u8981\u56de\u7b54\u95ee\u9898\u3001\u63d0\u4f9b\u62a5\u4ef7\u6216\u6295\u4fdd\u65f6\uff0c\u4ed6\u4eec\u53ef\u4ee5\u5feb\u901f\u4e0e\u8fd9\u4e9b\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-1024x682.jpg\" alt=\"\" class=\"wp-image-8223\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-768x511.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u65bd\u5de5\u8986\u76d6\u7387\u4e2d\u7684\u5176\u4ed6\u6311\u6218<\/h2>\n\n<p>\u65bd\u5de5\u4fdd\u9669\u662f\u4e00\u9879\u590d\u6742\u7684\u4efb\u52a1\u3002\n\u901a\u5e38\uff0c\u5b83\u4f9d\u8d56\u4e8e\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u4e4b\u95f4\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u4ed6\u4eec\u62e5\u6709\u9879\u76ee\u7279\u5b9a\u7684\u4e13\u4e1a\u77e5\u8bc6\uff0c\u800c\u4fdd\u9669\u516c\u53f8\u5219\u62e5\u6709\u4fdd\u9669\u548c\u627f\u4fdd\u4e13\u4e1a\u77e5\u8bc6\u3002\n\u7136\u800c\uff0c\u6709\u51e0\u4e2a\u56e0\u7d20\u53ef\u80fd\u4f1a\u5371\u53ca\u8fd9\u79cd\u91cd\u8981\u5173\u7cfb\u3002  <\/p>\n\n<p>\u603b\u4f53\u800c\u8a00\uff0c\u7f8e\u56fd\u7684\u5efa\u7b51\u8986\u76d6\u80fd\u529b\u4ecd\u7136\u5f88\u9ad8\u3002\n\u7136\u800c\uff0c\u5728\u67d0\u4e9b\u7279\u5b9a\u5e02\u573a\uff0c\u7531\u4e8e\u4fdd\u9669\u516c\u53f8\u62d2\u7edd\u627f\u4fdd\u5efa\u7b51\u98ce\u9669\uff0c\u627f\u4fdd\u80fd\u529b\u6b63\u5728\u840e\u7f29\u3002\n\u8fd9\u4e9b\u4fdd\u9669\u516c\u53f8\u7684\u635f\u5931\u5bf9\u5efa\u7b51\u4fdd\u9669\u5ba2\u6237\u4ea7\u751f\u4e86\u51e0\u4e2a\u5f71\u54cd\u3002  <\/p>\n\n<p>\u201c\u7ebd\u7ea6\u5efa\u7b51\u4e1a\u9762\u4e34\u7684\u6700\u5927\u98ce\u9669\u662f\u66f4\u591a\u5e02\u573a\u9000\u51fa\u4fdd\u9669\u5e02\u573a\uff0c\u8fd9\u5c06\u5bfc\u81f4\u5efa\u7b51\u4f01\u4e1a\u7684\u4fdd\u9669\u9009\u62e9\u51cf\u5c11\u3001\u627f\u4fdd\u8303\u56f4\u66f4\u4e25\u683c\u548c\u4fdd\u8d39\u66f4\u9ad8\uff0c\u201d\u7ebd\u7ea6 AmWINS \u7ecf\u7eaa\u516c\u53f8\u6267\u884c\u526f\u603b\u88c1 <a href=\"https:\/\/www.propertycasualty360.com\/2019\/10\/31\/challenges-and-opportunities-in-the-2019-construction-market\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f57\u4f2f\u7279\u00b7\u5409\u5e03\u68ee \uff08Robert Gibson<\/a>\uff09 \u8bf4\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u5982\u679c\u67d0\u4e9b\u9879\u76ee\u548c\u516c\u53f8\u65e0\u6cd5\u5728\u4ed6\u4eec\u8ba1\u5212\u5efa\u9020\u7684\u5730\u70b9\u627e\u5230\u6240\u9700\u7684\u4fdd\u9669\uff0c\u90a3\u4e48\u5065\u5eb7\u7684\u5168\u56fd\u65bd\u5de5\u8986\u76d6\u80fd\u529b\u53ef\u80fd\u4f1a\u4f7f\u67d0\u4e9b\u9879\u76ee\u548c\u516c\u53f8\u5904\u4e8e\u98ce\u9669\u4e4b\u4e2d\u3002\n\u8fd9\u4e9b\u627f\u5305\u5546\u548c\u4e1a\u4e3b\u53ef\u80fd\u4f1a\u53d1\u73b0\u81ea\u5df1\u4e3a\u4e86\u5b8c\u6210\u9879\u76ee\u800c\u8f6c\u5411\u5171\u62c5\u98ce\u9669\u6216\u627f\u62c5\u66f4\u591a\u81ea\u8eab\u98ce\u9669\uff0c\u5373\u4f7f\u8fd9\u6837\u505a\u4f1a\u4f7f\u4e1a\u52a1\u8fc7\u5ea6\u6269\u5f20\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1awarrengoldswain\/\u00a9123RF.com\uff0c Olena Kachmar\/\u00a9123RF.com\uff0c Geza Farkas\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5efa\u7b51\u4fdd\u9669\u5e02\u573a\u6709\u597d\u6d88\u606f\u4e5f\u6709\u574f\u6d88\u606f\u3002 \u597d\u6d88\u606f\uff1a\u603b\u4f53\u800c\u8a00\uff0c\u5efa\u7b51\u4fdd\u9669\u5e02\u573a\u5f3a\u52b2\uff0cInsurance Journal Ma [&hellip;]<\/p>\n","protected":false},"featured_media":8244,"template":"","insight-category":[],"class_list":["post-20727","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8244"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20727"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}