{"id":20709,"date":"2024-09-27T11:08:10","date_gmt":"2024-09-27T16:08:10","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%b7%b7%e5%90%88%e4%b8%aa%e4%ba%ba-%e5%95%86%e4%b8%9a%e4%bf%9d%e5%8d%95%e4%bc%9a%e4%b8%bb%e5%af%bc%e5%b0%8f%e5%9e%8b%e4%bc%81%e4%b8%9a%e5%90%97%ef%bc%9f\/"},"modified":"2024-09-27T11:08:11","modified_gmt":"2024-09-27T16:08:11","slug":"%e6%b7%b7%e5%90%88%e4%b8%aa%e4%ba%ba-%e5%95%86%e4%b8%9a%e4%bf%9d%e5%8d%95%e4%bc%9a%e4%b8%bb%e5%af%bc%e5%b0%8f%e5%9e%8b%e4%bc%81%e4%b8%9a%e5%90%97%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%b7%b7%e5%90%88%e4%b8%aa%e4%ba%ba-%e5%95%86%e4%b8%9a%e4%bf%9d%e5%8d%95%e4%bc%9a%e4%b8%bb%e5%af%bc%e5%b0%8f%e5%9e%8b%e4%bc%81%e4%b8%9a%e5%90%97%ef%bc%9f\/","title":{"rendered":"\u6df7\u5408\u4e2a\u4eba\/\u5546\u4e1a\u4fdd\u5355\u4f1a\u4e3b\u5bfc\u5c0f\u578b\u4f01\u4e1a\u5417\uff1f"},"content":{"rendered":"\n<p>\u8fd1\u5e74\u6765\uff0c\u4e2a\u4eba\u751f\u6d3b\u548c\u5546\u4e1a\u751f\u6d3b\u4e4b\u95f4\u7684\u754c\u9650\u5df2\u7ecf\u6a21\u7cca\u3002\n <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/gig-economy\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.7.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u96f6\u5de5\u7ecf\u6d4e<\/a> \u548c\u8fdc\u7a0b\u5de5\u4f5c\u9009\u62e9\u9f13\u52b1\u5458\u5de5\u5c06\u4ed6\u4eec\u7684\u751f\u6d3b\u7a7a\u95f4\u548c\u4e2a\u4eba\u8d22\u4ea7\u7528\u4e8e\u6709\u5229\u53ef\u56fe\u7684\u7528\u9014\u3002\n\u793e\u4ea4\u8ddd\u79bb\u63aa\u65bd\u5df2\u5c06\u8bb8\u591a\u5de5\u4f5c\u8f6c\u53d8\u4e3a\u8fdc\u7a0b\u5de5\u4f5c\uff0c\u8bb8\u591a\u5c0f\u4f01\u4e1a\u4e3b\u548c\u4f01\u4e1a\u5bb6\u53d1\u73b0\u81ea\u5df1\u53ea\u80fd\u5728\u5bb6\u7ecf\u8425\u3002  <\/p>\n\n<p>\u968f\u7740\u4e2a\u4eba\u7528\u9014\u548c\u5546\u4e1a\u7528\u9014\u4e4b\u95f4\u7684\u533a\u522b\u6d88\u5931\uff0c\u5173\u4e8e\u54ea\u4e9b\u4fdd\u9669\u5355\u9002\u7528\u4e8e\u54ea\u4e9b\u60c5\u51b5\u7684\u6df7\u6dc6\u4e5f\u968f\u4e4b\u589e\u52a0\u3002\n\u4e00\u4e2a\u7b54\u6848\u662f\u63d0\u4f9b\u4e2a\u4eba\u548c\u5546\u4e1a\u8d22\u4ea7\u548c\u610f\u5916\u9669\u7d22\u8d54\u7684\u6df7\u5408\u4fdd\u9669\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u6df7\u5408\u7b56\u7565\u7684\u5174\u8d77<\/h2>\n\n<p>\u6839\u636e <a href=\"https:\/\/www.sba.gov\/sites\/default\/files\/advocacy\/2018-Small-Business-Profiles-US.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u56fd\u5c0f\u4f01\u4e1a\u7ba1\u7406\u5c40<\/a> \uff08SBA\uff09 \u7684\u6570\u636e\uff0c\u622a\u81f3 2018 \u5e74\uff0c\u7f8e\u56fd\u7ea6\u6709 3020 \u4e07\u5bb6\u5c0f\u4f01\u4e1a\uff0c\u5360\u5168\u56fd\u8fd0\u8425\u5546\u4e1a\u5b9e\u4f53\u7684 99% \u4ee5\u4e0a\nSBA \u60c5\u51b5\u8bf4\u660e\u4e66\u3002\n\u8fd9\u4e9b\u4f01\u4e1a\u96c7\u7528\u4e86 47.5% \u7684\u7f8e\u56fd\u5458\u5de5\u3002  <\/p>\n\n<p>\u8fd9\u4e9b\u4e1a\u52a1\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u5de8\u5927\u7684\u673a\u4f1a\u3002\n\u201c\u8bc0\u7a8d\u662f\u9488\u5bf9\u6b64\u7c7b\u4f01\u4e1a\u8fdb\u884c\u76c8\u5229\uff0c\u5c24\u5176\u662f\u6700\u5c0f\u7684\u4f01\u4e1a\u2014\u20142400 \u4e07\u5bb6\u975e\u96c7\u4e3b\u516c\u53f8\uff0c\u7ea6\u5360\u6240\u6709\u4f01\u4e1a\u7684 80%\uff0c\u201dDigital Insurance \u7684 <a href=\"https:\/\/www.dig-in.com\/news\/big-digital-boosts-small-commercial-lines\" target=\"_blank\" rel=\"noreferrer noopener\">Anne Rawland Gabriel<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u8fd9\u4e9b\u201c\u975e\u96c7\u4e3b\u516c\u53f8\u201d\u5305\u62ec\u72ec\u8d44\u7ecf\u8425\u8005\u548c\u5408\u4f19\u4f01\u4e1a\u3002\n\u4ece\u5e7f\u4e49\u4e0a\u8bb2\uff0c\u4ed6\u4eec\u8fd8\u5305\u62ec\u96f6\u5de5\u548c\u81ea\u7531\u804c\u4e1a\u8005\uff0c\u4ed6\u4eec\u7684\u4e2a\u4eba\u8d22\u4ea7\u3001\u5bb6\u5ead\u548c\u65e5\u5e38\u751f\u6d3b\u4e0e\u4ed6\u4eec\u7684\u5546\u4e1a\u6d3b\u52a8\u5bc6\u4e0d\u53ef\u5206\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5c0f\u578b\u4f01\u4e1a\u9762\u4e34\u7684\u98ce\u9669<\/h3>\n\n<p>\u72ec\u8d44\u7ecf\u8425\u8005\u548c\u5c0f\u4f01\u4e1a\u90fd\u9762\u4e34\u6765\u81ea\u591a\u4e2a\u6765\u6e90\u7684\u8d22\u52a1\u98ce\u9669\uff0c\u5305\u62ec\u6f5c\u5728\u7684\u8bc9\u8bbc\u3002\n2005 \u5e74\u4e3a SBA \u8fdb\u884c\u7684\u4e00\u9879 <a href=\"https:\/\/www.sba.gov\/sites\/default\/files\/files\/rs265tot.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7814\u7a76<\/a> \u4f30\u8ba1\uff0c\u5bf9\u4e8e\u5c0f\u4f01\u4e1a\u6765\u8bf4\uff0c\u201c\u5b9e\u9645\u8bc9\u8bbc\u7684\u6cd5\u5f8b\u8d39\u7528\u4ece 3,000 \u7f8e\u5143\u5230 150,000 \u7f8e\u5143\u4e0d\u7b49\u3002\n\u968f\u7740\u901a\u8d27\u81a8\u80c0\uff0c\u8fd9\u4e2a\u8303\u56f4\u4eca\u5929\u843d\u5728\u5927\u7ea6 4,000 \u7f8e\u5143\u5230 200,000 \u7f8e\u5143\u4e4b\u95f4\u3002  <\/p>\n\n<p>\u8fc4\u4eca\u4e3a\u6b62\uff0c\u96f6\u5de5\u7ecf\u6d4e\u4fdd\u9669\u4e00\u76f4\u4e13\u6ce8\u4e8e\u6240\u6267\u884c\u7684\u5de5\u4f5c\u7c7b\u578b\u3002\n\u4f8b\u5982\uff0cUber \u548c Lyft \u53f8\u673a\u7684\u4fdd\u9669\u4e3b\u8981\u96c6\u4e2d\u5728\u4ed6\u4eec\u5de5\u4f5c\u7684\u62fc\u8f66\u65b9\u9762\u3002 <\/p>\n\n<p>\u72b9\u4ed6\u5dde\u7acb\u5927\u5b66\u589e\u957f\u4e0e\u673a\u4f1a\u4e2d\u5fc3\u7814\u7a76\u4e3b\u4efb <a href=\"https:\/\/medium.com\/cgo-benchmark\/who-benefits-from-the-gig-economy-7fec8d50d33\" target=\"_blank\" rel=\"noreferrer noopener\">\u6885\u6839\u00b7\u8a79\u91d1\u65af \uff08Megan Jenkins<\/a>\uff09 \u5199\u9053\uff0c\u8fd9\u79cd\u7c7b\u578b\u7684\u4fdd\u9669\u5bf9\u5de5\u4eba\u6765\u8bf4\u5f88\u65b9\u4fbf\u3002\n\u4f46\u662f\uff0c\u5bf9\u4e8e\u5e0c\u671b\u6539\u53d8\u6216\u6269\u5927\u5176\u4e1a\u52a1\u52aa\u529b\u7684\u5c0f\u4f01\u4e1a\u3001\u81ea\u7531\u804c\u4e1a\u8005\u548c\u72ec\u8d44\u7ecf\u8425\u8005\u6765\u8bf4\uff0c\u5b83\u7f3a\u4e4f\u7075\u6d3b\u6027\u3002 <\/p>\n\n<p>\u771f\u6b63\u7684\u6df7\u5408\u7b56\u7565\u63d0\u4f9b\u4e86\u8fd9\u79cd\u7075\u6d3b\u6027\u3002\n\u5b83\u4eec\u5141\u8bb8\u4f01\u4e1a\u5bb6\u5728\u5bb6\u5de5\u4f5c\uff0c\u6839\u636e\u9700\u8981\u591a\u6b21\u6539\u53d8\u4ed6\u4eec\u7684\u65b9\u6cd5\uff0c\u4ee5\u53d6\u5f97\u6210\u529f\uff0c\u751a\u81f3\u5728\u4ed6\u4eec\u9009\u62e9\u7684\u5de5\u4f5c\u4e2d\u8301\u58ee\u6210\u957f\u3002\n\u5b83\u4eec\u6d89\u53ca\u6c7d\u8f66\u3001\u8ba1\u7b97\u673a\u548c\u5176\u4ed6\u8bbe\u5907\u7b49\u5173\u952e\u8d44\u4ea7\u7684\u5546\u4e1a\u548c\u4e2a\u4eba\u4f7f\u7528\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u6df7\u5408\u4fdd\u9669\u548c\u8fdc\u7a0b\u5de5\u4f5c<\/h3>\n\n<p>\u968f\u7740\u5458\u5de5\u5c06\u5de5\u4f5c\u4ece\u529e\u516c\u5ba4\u8f6c\u79fb\u5230\u5bb6\u4e2d\u4ee5\u9075\u5b88\u5c31\u5730\u907f\u96be\u4ee4\uff0c\u4f01\u4e1a\u548c\u4fdd\u9669\u516c\u53f8\u8003\u8651\u5728\u5bb6\u5de5\u4f5c\u60c5\u51b5\u7684\u4fdd\u9669\u9700\u6c42\u81f3\u5173\u91cd\u8981\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5404\u79cd\u89c4\u6a21\u7684\u4f01\u4e1a\u90fd\u53ef\u4ee5\u901a\u8fc7\u68c0\u67e5\u5176\u5de5\u4eba\u7684\u623f\u4e3b\u4fdd\u9669\u8303\u56f4\u6765\u505a\u51fa\u56de\u5e94\u3002\n\u7136\u800c\uff0c\u8fd9\u79cd\u4fdd\u9669\u5e76\u4e0d\u80fd\u89e3\u51b3\u8fdc\u7a0b\u5de5\u4f5c\u8005\u5728\u5bb6\u5de5\u4f5c\u6240\u5e26\u6765\u7684\u6240\u6709\u98ce\u9669\u3002 <\/p>\n\n<p>\u201c\u4ece\u96c7\u4e3b\u7684\u89d2\u5ea6\u6765\u770b\uff0c\u5de5\u4f24\u8d54\u507f\u98ce\u9669\u66f4\u5927 [when employees work from home]\u3002\n\u968f\u7740\u5de5\u4f5c\u73af\u5883\u7684\u53d8\u5316\uff0c\u53ef\u80fd\u4f1a\u5e26\u6765\u989d\u5916\u7684\u5371\u9669\uff0c\u7279\u522b\u662f\u56e0\u4e3a\u73b0\u573a\u6ca1\u6709\u4eba\u529b\u8d44\u6e90\u90e8\u95e8\u6216\u7ef4\u62a4\u4eba\u5458\u6765\u51cf\u8f7b\u6f5c\u5728\u7684\u4f24\u5bb3\uff0c\u201cIntegrityFirst Insurance \u7684 <a href=\"https:\/\/www.integrityfirst.net\/blog\/is-my-home-business-covered-by-my-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Alexa Steffes<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u6b63\u786e\u7684\u6df7\u5408\u4fdd\u5355\u53ef\u4ee5\u5e2e\u52a9\u96c7\u4e3b\u548c\u96c7\u5458\u89e3\u51b3\u8fd9\u4e2a\u95ee\u9898\uff0c\u6db5\u76d6\u5bb6\u5ead\u7684\u5546\u4e1a\u548c\u4e2a\u4eba\u4f7f\u7528\u3002<\/p>\n\n<p>\u300a\u4fdd\u9669\u6742\u5fd7\u300b\u7684 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/03\/19\/561702.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Kartikay Mehrotra\u3001William Turton \u548c Alyza Seenius<\/a> \u8868\u793a\uff0c\u5728\u5bb6\u5de5\u4f5c\u6a21\u5f0f\u4e5f\u4f1a\u5e26\u6765\u65b0\u7684\u7f51\u7edc\u98ce\u9669\u3002\n\u6db5\u76d6\u8fdc\u7a0b\u5de5\u4f5c\u4ee5\u53ca\u72ec\u8d44\u7ecf\u8425\u8005\u548c\u5176\u4ed6\u5c0f\u4f01\u4e1a\u4e3b\u5de5\u4f5c\u7684\u4fdd\u9669\u5355\u53ef\u4ee5\u5e2e\u52a9\u9632\u8303\u98ce\u9669\uff0c\u4f8b\u5982\u5f53\u5de5\u4f5c\u673a\u5668\u65e0\u610f\u4e2d\u8fde\u63a5\u5230\u516c\u5171 Wi-Fi \u70b9\u65f6\u91cd\u8981\u6570\u636e\u88ab\u76d7\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-1024x682.jpg\" alt=\"\" class=\"wp-image-8293\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u81ea\u96c7\u4eba\u58eb\u3001\u5408\u540c\u5de5\u548c\u96f6\u5de5\u6295\u4fdd<\/h2>\n\n<p>\u6700\u5c0f\u7684\u4f01\u4e1a\u7531\u4e00\u4e2a\u4eba\u7ec4\u6210\uff0c\u5176\u80fd\u529b\u5360\u4f01\u4e1a\u7684\u5168\u90e8\u80fd\u529b\u3002\n\u65e0\u8bba\u662f\u72ec\u8d44\u7ecf\u8425\u8005\u3001\u5408\u540c\u5de5\u8fd8\u662f\u96f6\u5de5\uff0c\u8fd9\u4e9b\u6f5c\u5728\u7684\u4fdd\u9669\u5ba2\u6237\u901a\u5e38\u8ba4\u4e3a\u4ed6\u4eec\u7684\u4e2a\u4eba\u8d44\u4ea7\u548c\u8d1f\u503a\u4e0e\u5176\u4f01\u4e1a\u7684\u8d44\u4ea7\u548c\u8d1f\u503a\u4e4b\u95f4\u6ca1\u6709\u533a\u522b\u3002\n\u6df7\u5408\u4fdd\u9669\u5bf9\u4ed6\u4eec\u5e2e\u52a9\u6700\u5927\uff0c\u4f46\u8fd9\u4e9b\u5de5\u4eba\u4e5f\u5f88\u96be\u627e\u5230\u6216\u8d1f\u62c5\u5f97\u8d77\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u5728\u96f6\u5de5\u7ecf\u6d4e\u4e2d\u5efa\u7acb\u4fe1\u4efb<\/h3>\n\n<p>\u96f6\u5de5\u7ecf\u6d4e\u4f9d\u8d56\u4e8e\u4e70\u5bb6\u3001\u670d\u52a1\u63d0\u4f9b\u5546\u548c\u8fde\u63a5\u4ed6\u4eec\u7684\u7b2c\u4e09\u65b9\u5e73\u53f0\u4e4b\u95f4\u4ea7\u751f\u7684\u4fe1\u4efb\u3002\n\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u5efa\u7acb\u548c\u7ef4\u6301\u8fd9\u79cd\u4fe1\u4efb\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u8bb8\u591a\u96f6\u5de5\u5e73\u53f0\uff0c\u4f8b\u5982\u62fc\u8f66\u670d\u52a1\uff0c\u672a\u80fd\u5efa\u7acb\u4fe1\u4efb\u3002\n\u4ed6\u4eec\u62ab\u9732\u91cd\u8981\u4fe1\u606f\u7684\u65b9\u6cd5\uff0c\u4f8b\u5982\u53ef\u7528\u7684\u4fdd\u9669\u8303\u56f4\u7684\u6570\u91cf\u548c\u7c7b\u578b\uff0c\u4e0e\u4eba\u4eec\u5b9e\u9645\u4f7f\u7528\u8be5\u5e73\u53f0\u7684\u65b9\u5f0f\u4e0d\u76f8\u5bb9\u3002 <\/p>\n\n<p>\u201c\u8fd9\u4e9b\u670d\u52a1\u7684\u90e8\u5206\u4f18\u52bf\u662f\u5b83\u4eec\u7684\u901f\u5ea6\u548c\u4fbf\u5229\u6027\uff0c\u56e0\u6b64\u6211\u4eec\u90fd\u503e\u5411\u4e8e\u70b9\u51fb&#8217;\u540c\u610f&#8217;\u6761\u6b3e\u548c\u6761\u4ef6\u5e76\u7ee7\u7eed\u524d\u8fdb\u3002\u4f46\u8fd9\u5c31\u662f\u4fe1\u6258\u53ef\u80fd\u9020\u6210\u610f\u60f3\u4e0d\u5230\u7684\u8106\u5f31\u6027\u7684\u5730\u65b9\uff0c\u201cLiberty Mutual \u9ad8\u7ea7\u526f\u603b\u88c1\u517c\u9996\u5e2d\u627f\u4fdd\u5b98 <a href=\"https:\/\/riskandinsurance.com\/the-sharing-economy-is-built-on-trust-and-managing-these-3-risks-can-help-sustain-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">David Blessing<\/a> \u8bf4\u3002<\/p>\n\n<p>\u6df7\u5408\u4fdd\u5355\u53ef\u4ee5\u901a\u8fc7\u63d0\u4f9b\u66f4\u6e05\u6670\u3001\u66f4\u5168\u9762\u7684\u4fdd\u9669\u65b9\u6cd5\u6765\u589e\u5f3a\u4fe1\u4efb\u3002\n\u8d2d\u4e70\u8fd9\u4e9b\u4fdd\u5355\u7684\u4eba\u8fd8\u8d2d\u4e70\u4e86\u4fdd\u8bc1\uff0c\u65e0\u8bba\u4ed6\u4eec\u7684\u96f6\u5de5\u5de5\u4f5c\u671f\u95f4\u53d1\u751f\u4ec0\u4e48\uff0c\u4ed6\u4eec\u7684\u4fdd\u9669\u5355\u90fd\u4f1a\u6709\u7b54\u6848\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4e2a\u4eba\/\u5546\u4e1a\u5de5\u4f5c\u7684\u6027\u8d28\u4e0d\u65ad\u6f14\u53d8<\/h3>\n\n<p>\u4e2a\u4eba\u548c\u5c0f\u578b\u4f01\u4e1a\u4f1a\u8fc5\u901f\u6539\u53d8\u4ed6\u4eec\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002\n\u5b83\u4eec\u7684\u5c0f\u89c4\u6a21\u63d0\u4f9b\u4e86\u7075\u6d3b\u6027\uff0c\u4f46\u4e5f\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u6311\u6218\uff0c\u4ed6\u4eec\u5fc5\u987b\u51c6\u786e\u8bc4\u4f30\u98ce\u9669\u5e76\u63d0\u4f9b\u4fdd\u9669\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5f53\u53f8\u673a\u5c06\u4e58\u5ba2\u4ece\u4e00\u4e2a\u70b9\u8fd0\u9001\u5230\u53e6\u4e00\u4e2a\u70b9\u65f6\uff0c\u62fc\u8f66\u53f8\u673a\u7684\u4fdd\u9669\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002\n\u7136\u800c\uff0c\u8fd0\u9001\u98df\u54c1\u6216\u5305\u88f9\u7684\u53f8\u673a\u4e5f\u53ef\u80fd\u9700\u8981\u4fdd\u9669\uff0cFit Small Business \u7684 <a href=\"https:\/\/fitsmallbusiness.com\/commercial-auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jaclyn Moriarty<\/a> \u5199\u9053\u3002 <\/p>\n\n<p>\u968f\u7740\u793e\u4ea4\u8ddd\u79bb\u548c\u5c31\u5730\u907f\u96be\u63aa\u65bd\u7684\u5174\u8d77\uff0cUber \u548c Lyft \u7b49\u62fc\u8f66\u516c\u53f8\u6b63\u5728\u5c06\u91cd\u70b9\u4ece\u4e58\u5ba2\u8f6c\u79fb\u5230\u9001\u8d27\u4e0a\u3002\n\u7136\u800c\uff0c\u4ed6\u4eec\u7684\u53f8\u673a\u53ef\u80fd\u4e0d\u660e\u767d\uff0c\u5373\u4f7f\u4ed6\u4eec\u5728\u57ce\u91cc\u5f00\u8f66\u9001\u9910\u6216\u5176\u4ed6\u7269\u54c1\u65f6\uff0c\u4ed6\u4eec\u7684\u4fdd\u9669\u8303\u56f4\u4e5f\u53ef\u80fd\u5b58\u5728\u5dee\u8ddd\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u901a\u8fc7\u786e\u4fdd\u53f8\u673a\u4e86\u89e3\u4ed6\u4eec\u7684\u4e2a\u4eba\u6c7d\u8f66\u4fdd\u9669\u6db5\u76d6\u54ea\u4e9b\u5185\u5bb9\u3001\u62fc\u8f66\u516c\u53f8\u6db5\u76d6\u54ea\u4e9b\u5185\u5bb9\u4ee5\u53ca\u5982\u4f55\u586b\u8865\u4efb\u4f55\u7a7a\u767d\uff0c\u4f7f\u8fd9\u4e9b\u53f8\u673a\u53d7\u76ca\u5e76\u5efa\u7acb\u5ba2\u6237\u5173\u7cfb\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-1024x683.jpg\" alt=\"\" class=\"wp-image-8303\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c0f\u578b\u4f01\u4e1a\u4e2a\u4eba\/\u5546\u4e1a\u4fdd\u9669\u7684\u672a\u6765\u8d8b\u52bf<\/h2>\n\n<p>\u56de\u5230\u4e2a\u4eba\u751f\u6d3b\u548c\u5de5\u4f5c\u751f\u6d3b\u660e\u663e\u4e0d\u540c\u7684\u4e16\u754c\u4f3c\u4e4e\u4e0d\u592a\u53ef\u80fd\u3002\n\u5173\u6ce8\u73b0\u6709\u8d8b\u52bf\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u66f4\u8f7b\u677e\u5730\u6839\u636e\u5c0f\u4f01\u4e1a\u5ba2\u6237\u7684\u5b9e\u9645\u8fd0\u8425\u65b9\u5f0f\u627e\u5230\u6ee1\u8db3\u8fd9\u4e9b\u9700\u6c42\u7684\u673a\u4f1a\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65b0\u5174\u7684\u6df7\u5408\u4fdd\u9669\u6a21\u5f0f\u63d0\u4f9b\u6307\u5bfc<\/h3>\n\n<p>\u62fc\u8f66\u63d0\u51fa\u4e86\u4e00\u4e9b\u5173\u4e8e\u6df7\u5408\u5c0f\u578b\u4f01\u4e1a\u548c\u4e2a\u4eba\u4f7f\u7528\u8f66\u8f86\u7684\u6700\u65e9\u95ee\u9898\u3002<\/p>\n\n<p>\u201c\u62fc\u8f66\u7684\u53d1\u5c55\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u4e00\u4e2a\u95ee\u9898\uff0c\u4ed6\u4eec\u65e0\u6cd5\u9002\u5e94\u8fd9\u79cd\u65b0\u7684\u4ea4\u901a\u65b9\u5f0f\uff0c\u8fd9\u4f7f\u5f97\u62fc\u8f66\u53f8\u673a\u5728\u8def\u4e0a\u51e0\u4e4e\u6ca1\u6709\u9009\u62e9\u6765\u4fdd\u6301\u4fdd\u62a4\uff0c\u201d\u62fc\u8f66\u4fdd\u9669\u516c\u53f8 Buckle \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.nsinsurance.com\/news\/buckle-rideshare-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dustin Walsey<\/a> \u8bf4\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u62fc\u8f66\u7684\u5174\u8d77\u4e5f\u4e3a\u4fdd\u9669\u516c\u53f8\u521b\u9020\u4e86\u66f4\u597d\u5730\u7406\u89e3\u548c\u7ba1\u7406\u65b0\u578b\u98ce\u9669\u7684\u673a\u4f1a\u3002\n\u4f8b\u5982\uff0c\u50cf Buckle \u8fd9\u6837\u7684\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u73b0\u5728\u63d0\u4f9b\u5355\u4e00\u4fdd\u5355\uff0c\u540c\u65f6\u6ee1\u8db3\u62fc\u8f66\u53f8\u673a\u7684\u4e2a\u4eba\u548c\u5546\u4e1a\u9700\u6c42\u3002\nBuckle \u8fd8\u5141\u8bb8\u53f8\u673a\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u5b9a\u5236\u4ed6\u4eec\u7684\u4fdd\u5355\uff0c\u751a\u81f3\u5305\u62ec\u67d0\u4e9b\u7c7b\u578b\u7684\u533b\u7597\u4fdd\u9669\u3002  <\/p>\n\n<p>Business Insider \u7684 <a href=\"https:\/\/www.businessinsider.com\/insurtech-and-the-gig-economy-2018-12\" target=\"_blank\" rel=\"noreferrer noopener\">Lea Nonninger<\/a> \u5199\u9053\uff0c\u5176\u4ed6\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u4e13\u6ce8\u4e8e\u4e3a\u5bb6\u5ead\u7684\u5546\u4e1a\u7528\u9014\u6216\u81ea\u7531\u804c\u4e1a\u8005\u4f7f\u7528\u7684\u8bbe\u5907\u63d0\u4f9b\u6df7\u5408\u4fdd\u9669\u3002\n\u4e00\u4e9b\u516c\u53f8\u8fd8\u5f00\u59cb\u5c1d\u8bd5\u53ef\u4ee5\u6253\u5f00\u6216\u5173\u95ed\u7684\u4fdd\u9669\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u5728\u4efb\u4f55\u7ed9\u5b9a\u65f6\u95f4\u662f\u5426\u5c06\u4f4d\u7f6e\u6216\u9879\u76ee\u7528\u4e8e\u5546\u4e1a\u76ee\u7684\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u96f6\u5de5\u7ecf\u6d4e\u5bf9\u5c31\u4e1a\u7684\u5f71\u54cd<\/h3>\n\n<p>\u4fdd\u9669\u516c\u53f8\u4f20\u7edf\u4e0a\u533a\u5206\u4e2a\u4eba\u548c\u5546\u4e1a\u6d3b\u52a8\u7684\u65b9\u6cd5\u4e4b\u4e00\u662f\u67e5\u770b\u96c7\u4f63\u5173\u7cfb\u3002\n\u4f8b\u5982\uff0c\u7d22\u8d54\u662f\u5426\u5c5e\u4e8e\u5de5\u4f24\u8d54\u507f\u8303\u56f4\u901a\u5e38\u53d6\u51b3\u4e8e\u5de5\u4eba\u662f\u6309\u7167\u96c7\u4e3b\u7684\u5de5\u4f5c\u6307\u793a\u884c\u4e8b\uff0c\u8fd8\u662f\u7eaf\u7cb9\u4e3a\u4e86\u81ea\u5df1\u7684\u5229\u76ca\u800c\u7ecf\u8425\u3002 <\/p>\n\n<p>\u96f6\u5de5\u7ecf\u6d4e\u3001\u81ea\u7531\u804c\u4e1a\u8005\u548c\u81ea\u96c7\u804c\u4e1a\u4f7f\u5c0f\u4f01\u4e1a\u548c\u4e3a\u5176\u6295\u4fdd\u7684\u516c\u53f8\u6a21\u7cca\u4e86\u8fd9\u4e9b\u754c\u9650\u3002\n\u4ed6\u4eec\u8981\u6c42\u5bf9\u5c31\u4e1a\u7684\u8fd0\u4f5c\u65b9\u5f0f\u4ee5\u53ca\u5546\u4e1a\u51b3\u7b56\u5982\u4f55\u53d7\u5230\u5f71\u54cd\u6709\u65b0\u7684\u7406\u89e3\uff0cBusiness Insurance \u7684 <a href=\"https:\/\/www.businessinsurance.com\/article\/20191031\/NEWS06\/912331450\/Gig-economy-tech-to-shape-future-of-insurance#\" target=\"_blank\" rel=\"noreferrer noopener\">Gavin Souter<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u4e2a\u4eba\u6d3b\u52a8\u548c\u5546\u4e1a\u6d3b\u52a8\u4e4b\u95f4\u66fe\u7ecf\u660e\u786e\u7684\u533a\u522b\u5c06\u5728\u672a\u6765\u51e0\u4e2a\u6708\u53ca\u4ee5\u540e\u53d8\u5f97\u66f4\u52a0\u6a21\u7cca\u3002\n\u80fd\u591f\u89e3\u51b3\u4e2a\u4eba\u751f\u6d3b\u4e0e\u65e5\u5e38\u5de5\u4f5c\u7684\u65b0\u7ec4\u5408\u95ee\u9898\u7684\u4fdd\u9669\u516c\u53f8\u66f4\u6709\u53ef\u80fd\u4fdd\u6301\u5ba2\u6237\u5fe0\u8bda\u5ea6\u5e76\u66f4\u6709\u6548\u5730\u89e3\u51b3\u98ce\u9669\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1apiksel\/\u00a9123RF.com\uff0c kenchiro95\/\u00a9123RF.com\uff0c lightfieldstudios\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u5e74\u6765\uff0c\u4e2a\u4eba\u751f\u6d3b\u548c\u5546\u4e1a\u751f\u6d3b\u4e4b\u95f4\u7684\u754c\u9650\u5df2\u7ecf\u6a21\u7cca\u3002 \u96f6\u5de5\u7ecf\u6d4e \u548c\u8fdc\u7a0b\u5de5\u4f5c\u9009\u62e9\u9f13\u52b1\u5458\u5de5\u5c06\u4ed6\u4eec\u7684\u751f\u6d3b\u7a7a\u95f4\u548c\u4e2a\u4eba\u8d22\u4ea7\u7528\u4e8e [&hellip;]<\/p>\n","protected":false},"featured_media":8284,"template":"","insight-category":[],"class_list":["post-20709","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8284"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20709"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}