{"id":20702,"date":"2024-09-27T11:08:02","date_gmt":"2024-09-27T16:08:02","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e6%bb%a1%e8%b6%b3%e5%ae%a2%e6%88%b7%e9%9c%80%e6%b1%82\/"},"modified":"2024-09-27T11:08:12","modified_gmt":"2024-09-27T16:08:12","slug":"%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e6%bb%a1%e8%b6%b3%e5%ae%a2%e6%88%b7%e9%9c%80%e6%b1%82","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e6%bb%a1%e8%b6%b3%e5%ae%a2%e6%88%b7%e9%9c%80%e6%b1%82\/","title":{"rendered":"\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u5982\u4f55\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42"},"content":{"rendered":"\n<p>\u5bf9\u4e8e\u5ba2\u6237\u6765\u8bf4\uff0c\u4fdd\u9669\u957f\u671f\u4ee5\u6765\u4e00\u76f4\u662f\u4e00\u79cd\u4e0d\u5e72\u6d89\u7684\u5173\u7cfb\u3002\n\u5927\u591a\u6570\u5546\u4e1a\u4fdd\u9669\u5ba2\u6237\u4ec5\u5728\u9700\u8981\u83b7\u5f97\u4fdd\u9669\u3001\u66f4\u65b0\u73b0\u6709\u4fdd\u9669\u6216\u63d0\u51fa\u7d22\u8d54\u65f6\u624d\u4e0e\u4fdd\u9669\u516c\u53f8\u4e92\u52a8\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u968f\u7740\u6211\u4eec\u7684\u4e2a\u4eba\u548c\u5546\u4e1a\u751f\u6d3b\u8f6c\u79fb\u5230\u7ebf\u4e0a\uff0c\u5ba2\u6237\u7684\u671f\u671b\u53d1\u751f\u4e86\u53d8\u5316\u3002\n\u5ba2\u6237\u4e60\u60ef\u4e86\u6765\u81ea\u5176\u4ed6\u5728\u7ebf\u4e1a\u52a1\u7684\u4e2a\u6027\u5316\u3001\u8f7b\u677e\u7684\u4fe1\u606f\u8bbf\u95ee\u548c\u5feb\u901f\u54cd\u5e94\uff0c\u4ed6\u4eec\u5e0c\u671b\u4ed6\u4eec\u7684\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u76f8\u540c\u7684\u529f\u80fd\uff0c\u5e76\u4e14\u4ed6\u4eec\u613f\u610f\u66f4\u6362\u4fdd\u9669\u516c\u53f8\uff0c\u76f4\u5230\u627e\u5230\u5b83\u3002 <\/p>\n\n<p>COVID-19 \u5927\u6d41\u884c\u4f7f\u8fd9\u4e00\u70b9\u53d8\u5f97\u9c9c\u660e\u3002\n\u968f\u7740\u6570\u767e\u4e07\u7f8e\u56fd\u4eba\u7a81\u7136\u9677\u5165\u56f0\u5883\uff0c\u4f01\u4e1a\u4e3b\u548c <a href=\"https:\/\/www.reuters.com\/article\/us-health-coronavirus-insurance\/u-s-lawmakers-push-insurers-to-cover-coronavirus-business-losses-idUSKBN2173MD\" target=\"_blank\" rel=\"noreferrer noopener\">\u56fd\u4f1a<\/a> \u7eb7\u7eb7\u5411\u4fdd\u9669\u516c\u53f8\u5bfb\u6c42\u5e2e\u52a9\u3002 <\/p>\n\n<p>\u4f46\u8fd9\u4e0d\u662f\u7d22\u8d54\u5bf9\u8bdd\u3002\n\u6bd5\u7adf\uff0c\u5f88\u96be\u4e3a\u5df2\u7ecf\u627f\u4fdd\u7684\u4fdd\u5355\u4e2d\u672a\u8003\u8651\u7684\u98ce\u9669\u63d0\u4f9b\u8d44\u91d1\u3002\n\u76f8\u53cd\uff0c\u8fd9\u662f\u4e00\u573a\u5173\u4e8e\u54cd\u5e94\u80fd\u529b\u7684\u5bf9\u8bdd\u3002\n\u901a\u8fc7\u5efa\u7acb\u66f4\u654f\u6377\u3001\u54cd\u5e94\u66f4\u8fc5\u901f\u7684\u5ba2\u6237\u5173\u7cfb\uff0c\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u8fd8\u53ef\u4ee5\u5efa\u7acb\u5ba2\u6237\u5fe0\u8bda\u5ea6\u5e76\u5438\u5f15\u65b0\u4e1a\u52a1\u3002   <\/p>\n\n<h1 class=\"wp-block-heading\">\u5ba2\u6237\u6c38\u8fdc\u662f\u7b2c\u4e00\u4f4d\u7684\uff1a\u4e0d\u65ad\u53d8\u5316\u7684\u4fdd\u9669\u5ba2\u6237\u9700\u6c42<\/h1>\n\n<p>\u201c\u867d\u7136\u6280\u672f\u6b63\u5728\u6539\u53d8\u4fdd\u9669\u4e1a\uff0c\u4f46\u5ba2\u6237\u4e5f\u540c\u6837\u5177\u6709\u98a0\u8986\u6027\uff0c\u201d <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/uk\/Documents\/financial-services\/deloitte-uk-insurance-trends-new-world-new-customers-new-solutions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">David Rush<\/a> \u548c Deloitte \u7684\u7814\u7a76\u4eba\u5458\u540c\u4e8b\u8bf4\u3002<\/p>\n\n<p>\u6839\u636e Deloitte \u7684\u4e00\u9879\u8c03\u67e5\uff0c45% \u7684\u4fdd\u9669\u4e1a\u9ad8\u7ba1\u8ba4\u4e3a\uff0c\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u671f\u671b\u548c\u9700\u6c42\u5c06\u662f\u4ed6\u4eec\u672a\u6765\u4e09\u5e74\u9762\u4e34\u7684\u6700\u5927\u589e\u957f\u6311\u6218\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u671f\u671b\u83b7\u5f97\u4e2a\u6027\u5316\u670d\u52a1<\/h2>\n\n<p>\u5ba2\u6237\u5e0c\u671b\u83b7\u5f97\u4e2a\u6027\u5316\uff0c\u5c24\u5176\u662f\u4ee5\u5b9a\u5236\u901a\u77e5\u548c\u63d0\u793a\u7684\u5f62\u5f0f\u53d1\u9001\u5230\u4ed6\u4eec\u7684\u667a\u80fd\u624b\u673a\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/why-insurance-business-models-are-going-to-change\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u548c\u540c\u4e8b\u8868\u793a\uff0c\u5df2\u7ecf\u5c06\u4ea4\u901a\u548c\u5929\u6c14\u66f4\u65b0\u7b49\u4fe1\u606f\u6574\u5408\u5230\u65e5\u5e38\u6570\u5b57\u751f\u6d3b\u4e2d\u7684\u5ba2\u6237\u66f4\u6709\u53ef\u80fd\u63a5\u53d7\u4fdd\u9669\u516c\u53f8\u53d1\u9001\u7684\u7c7b\u4f3c\u4fe1\u606f\uff0c\u8fd9\u4e9b\u4fe1\u606f\u65e8\u5728\u5e2e\u52a9\u4ed6\u4eec\u964d\u4f4e\u98ce\u9669\u548c\u8282\u7701\u8d44\u91d1\u3002 <\/p>\n\n<p>\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u5ba2\u6237\u5bf9\u4e2a\u6027\u5316\u6d88\u606f\u4f20\u9012\u7684\u504f\u597d\u63d0\u4f9b\u4e86\u901a\u8fc7\u6539\u8fdb\u98ce\u9669\u5206\u6790\u6765\u6539\u5584\u5ba2\u6237\u5173\u7cfb\u7684\u673a\u4f1a\u3002\n\u4ed6\u4eec\u5199\u9053\uff1a\u201c\u4fdd\u9669\u516c\u53f8\u6570\u636e\u548c\u5206\u6790\u7684\u4e0b\u4e00\u4e2a\u91cd\u5927\u521b\u65b0\u673a\u4f1a\u6d89\u53ca\u5feb\u901f\u8bc6\u522b\u548c\u7cbe\u786e\u8861\u91cf\u98ce\u9669\uff0c\u7136\u540e\u5229\u7528\u8fd9\u79cd\u6d1e\u5bdf\u529b\u4e3b\u52a8\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u5e0c\u671b\u73b0\u5728\u5c31\u6db5\u76d6\u4eca\u5929\u7684\u98ce\u9669<\/h2>\n\n<p>\u51e0\u5341\u5e74\u6765\uff0c\u5546\u4e1a\u8d23\u4efb\u4fdd\u9669\u91c7\u53d6\u4e00\u5200\u5207\u7684\u65b9\u6cd5\u3002\n\u6309\u9700\u5c0f\u4f01\u4e1a\u4fdd\u9669\u5355\u63d0\u4f9b\u5546 Thimble \u7684\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-ideaexchange\/2019\/10\/21\/545867.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jay Bregman<\/a> \u8868\u793a\uff0c\u968f\u7740\u7ecf\u6d4e\u7ee7\u7eed\u5f3a\u8c03\u96f6\u5de5\u5de5\u4f5c\u3001\u517c\u804c\u5de5\u4f5c\u4ee5\u53ca\u6c7d\u8f66\u548c\u623f\u5730\u4ea7\u7684\u4e2a\u4eba\u548c\u5546\u4e1a\u7528\u9014\u4e4b\u95f4\u7684\u6a21\u7cca\u754c\u9650\uff0c\u6628\u5929\u7684\u8d23\u4efb\u4fdd\u9669\u9009\u9879\u8d8a\u6765\u8d8a\u4e0d\u5408\u9002\u3002 <\/p>\n\n<p>\u4e1a\u52a1\u53d1\u751f\u4e86\u53d8\u5316\uff0c\u9700\u8981\u627f\u4fdd\u7684\u98ce\u9669\u4e5f\u53d1\u751f\u4e86\u53d8\u5316\u3002\n\u4e0e\u6b64\u540c\u65f6\uff0c\u5176\u4ed6\u884c\u4e1a\u7684\u5ba2\u6237\u80fd\u591f\u5373\u65f6\u83b7\u5f97\u670d\u52a1\u4e5f\u6539\u53d8\u4e86\u4ed6\u4eec\u5bf9\u4fdd\u9669\u8303\u56f4\u7684\u671f\u671b\u3002\n\u56e0\u4e3a\u4fdd\u9669\u4e0d\u8981\u6c42\u6d88\u8d39\u8005\u62e5\u6709\u5b9e\u7269\uff0c\u6240\u4ee5\u6d88\u8d39\u8005\u4e0d\u660e\u767d\u4e3a\u4ec0\u4e48\u6295\u4fdd\u9700\u8981\u51e0\u5929\u624d\u80fd\u5b8c\u6210\u3002  <\/p>\n\n<p>\u201c\u73b0\u4ee3\u6d88\u8d39\u8005\uff08\u548c\u7ecf\u7eaa\u4eba\uff09\u671f\u671b\u83b7\u5f97\u5373\u65f6\u7684\u6309\u9700\u4ea7\u54c1\u3002\u4e0d\u662f\u51e0\u5929\u3002\u4e0d\u662f\u5c0f\u65f6\u3002\u4e0d\u662f\u51e0\u5206\u949f\u3002\u51e0\u79d2\u949f\uff0c\u201c\u5e03\u96f7\u683c\u66fc\u5199\u9053\u3002<\/p>\n\n<h1 class=\"wp-block-heading\">\u5f3a\u5927\u3001\u7075\u6d3b\u7684\u5ba2\u6237\u5173\u7cfb\u7684\u8981\u7d20<\/h1>\n\n<p>\u5bfb\u6c42\u54cd\u5e94\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u9700\u6c42\u7684\u4fdd\u9669\u516c\u53f8\u5fc5\u987b\u89e3\u51b3\u4e00\u4e2a\u95ee\u9898\uff1a\u5728\u77ac\u606f\u4e07\u53d8\u7684\u6570\u5b57\u4e16\u754c\u4e2d\uff0c\u5f3a\u5927\u3001\u654f\u6377\u7684\u5ba2\u6237\u5173\u7cfb\u662f\u4ec0\u4e48\u6837\u7684\uff1f<\/p>\n\n<p>\u56de\u7b54\u8fd9\u4e2a\u95ee\u9898\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u4e0e\u5ba2\u6237\u4e00\u8d77\u884c\u52a8\u5e76\u9886\u5148\u4e8e\u5ba2\u6237\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5728\u5ba2\u6237\u73b0\u5728\u6240\u5728\u7684\u5730\u65b9\u6ee1\u8db3\u5ba2\u6237\uff0c\u5e76\u66f4\u597d\u5730\u9884\u6d4b\u5ba2\u6237\u672a\u6765\u7684\u9700\u6c42\u548c\u613f\u671b\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5c3d\u65e9\u3001\u7ecf\u5e38\u5730\u4ee5\u6570\u5b57\u65b9\u5f0f\u8fde\u63a5<\/h2>\n\n<p>\u9996\u5148\uff0c\u5f3a\u5927\u3001\u7075\u6d3b\u7684\u5ba2\u6237\u5173\u7cfb\u4fa7\u91cd\u4e8e\u901a\u8fc7\u6570\u5b57\u6e20\u9053\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u3002\n\u7ba1\u7406\u54a8\u8be2\u516c\u53f8\u8d1d\u6069\u516c\u53f8\u5bf9\u5c0f\u4f01\u4e1a\u4e3b\u4fdd\u9669\u8d2d\u4e70\u4e60\u60ef\u7684\u7814\u7a76\u53d1\u73b0\uff0c\u201c\u62e5\u6709\u81f3\u5c11\u4e00\u53f0\u8054\u7f51\u8bbe\u5907\u7684\u6d88\u8d39\u8005\u5e73\u5747\u6bcf\u5e74\u4e0e\u8fd0\u8425\u5546\u4e92\u52a819\u6b21\uff0c\u662f\u6ca1\u6709\u4efb\u4f55\u8054\u7f51\u8bbe\u5907\u7684\u5ba2\u6237\u7684\u4e94\u500d\u591a\uff0c\u201d <a href=\"https:\/\/www.bain.com\/insights\/insurers_how_to_lead_in_the_new_era_of_connectivity\/\" target=\"_blank\" rel=\"noreferrer noopener\">Henrik Naujoks<\/a> \u548c\u5176\u4ed6\u8d1d\u6069\u5408\u4f5c\u4f19\u4f34\u8bf4\u3002 <\/p>\n\n<p>\u4e0e\u4fdd\u9669\u516c\u53f8\u66f4\u9891\u7e41\u6c9f\u901a\u7684\u5546\u4e1a\u4fdd\u9669\u5ba2\u6237\u4e5f\u5f80\u5f80\u4f1a\u505c\u7559\u66f4\u957f\u65f6\u95f4\uff0c\u4ece\u540c\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u8d2d\u4e70\u66f4\u591a\u4fdd\u9669\u4ea7\u54c1\uff0c\u5e76\u5efa\u8bae\u670b\u53cb\u6216\u540c\u4e8b\u4e5f\u8fd9\u6837\u505a\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u62e5\u62b1\u6570\u636e<\/h2>\n\n<p>\u667a\u80fd\u624b\u673a\u3001\u5d4c\u5165\u5f0f\u4f20\u611f\u5668\u548c\u5168\u7403\u4e92\u8fde\u8bbe\u5907\u7f51\u7edc\u4f7f\u8ddf\u8e2a\u3001\u6355\u83b7\u548c\u5206\u6790\u6bd4\u4ee5\u5f80\u66f4\u591a\u7684\u6570\u636e\u6210\u4e3a\u53ef\u80fd\u3002\n\u5927\u6570\u636e\u7684\u5174\u8d77\u4e5f\u4e3a\u91c7\u7528\u6570\u636e\u4f18\u5148\u65b9\u6cd5\u7684\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u673a\u4f1a\uff0c\u6218\u7565\u670d\u52a1\u521b\u65b0\u54a8\u8be2\u516c\u53f8 Peer Insight \u7684\u521b\u59cb\u4eba <a href=\"https:\/\/peerinsight.com\/blog\/2020-insurance-trends\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Ogilvie<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u5bf9\u4e8e\u5bfb\u6c42\u6ee1\u8db3\u5f53\u4eca\u5c0f\u4f01\u4e1a\u4e3b\u9700\u6c42\u7684\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u5229\u7528\u6570\u636e\u7684\u80fd\u529b\u6765\u4e2a\u6027\u5316\u4fdd\u9669\u5e76\u52a0\u5feb\u8d2d\u4e70\u6216\u7eed\u4fdd\u6d41\u7a0b\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002<\/p>\n\n<p>\u201c\u4efb\u4f55\u5e0c\u671b\u5728\u5f53\u4eca\u5e02\u573a\u4e2d\u4fdd\u6301\u7ade\u4e89\u529b\u7684\u4f01\u4e1a\u90fd\u5fc5\u987b\u968f\u65f6\u968f\u5730\u6ee1\u8db3\u5ba2\u6237\u7684\u9700\u6c42\uff0c\u201dHitachi Solutions America \u9ad8\u7ea7\u552e\u524d\u67b6\u6784\u5e08 <a href=\"https:\/\/us.hitachi-solutions.com\/blog\/insurance-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jonathan Yundt<\/a> \u8bf4\u3002\n\u5f3a\u5927\u7684\u6570\u5b57\u5e73\u53f0\u901a\u8fc7\u5bf9\u65e7\u7cfb\u7edf\u8fdb\u884c\u73b0\u4ee3\u5316\u6539\u9020\u5e76\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u5de5\u5177\u6765\u652f\u6301\u5176\u4ed6\u6570\u5b57\u9009\u9879\uff0c\u5982\u4eba\u5de5\u667a\u80fd\u3001\u9884\u6d4b\u5206\u6790\u3001\u79fb\u52a8\u670d\u52a1\u548c\u5728\u7ebf\u804a\u5929\u9009\u9879\uff0c\u4ece\u800c\u63d0\u4f9b\u4e86\u4e00\u4e2a\u8d77\u70b9\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u6839\u636e\u60a8\u7684\u4efb\u52a1\u91cd\u65b0\u8c03\u6574\u60a8\u7684\u65b9\u6cd5<\/h2>\n\n<p><a href=\"https:\/\/assets.kpmg\/content\/dam\/kpmg\/xx\/pdf\/2019\/03\/insurtech-trends-2019.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Will Pritchett<\/a> \u548c\u6bd5\u9a6c\u5a01\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u300a\u4fdd\u9669\u79d1\u6280 10\uff1a2019 \u5e74\u8d8b\u52bf\u300b\u7684\u5408\u8457\u8005\u8868\u793a\uff0c\u672a\u6765\u51e0\u5e74\u4fdd\u9669\u516c\u53f8\u9762\u4e34\u7684\u6700\u5927\u6311\u6218\u4e4b\u4e00\u662f\u91c7\u7528\u7b26\u5408\u4e0d\u65ad\u53d8\u5316\u7684\u4e16\u754c\u9700\u6c42\u7684\u65b0\u7ecf\u8425\u65b9\u5f0f\u3002<\/p>\n\n<p>\u4e3a\u4e86\u6ee1\u8db3\u5ba2\u6237\u7684\u9700\u6c42\u5e76\u5229\u7528\u6570\u5b57\u5de5\u5177\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u9700\u8981\u91cd\u65b0\u8003\u8651\u81ea\u5df1\u7684\u5185\u90e8\u7ed3\u6784\u3002\n\u8fc7\u53bb\u7528\u4e8e\u7ec4\u5efa\u56e2\u961f\u3001\u54cd\u5e94\u5ba2\u6237\u9700\u6c42\u548c\u6295\u4fdd\u7684\u65b9\u6cd5\u53ef\u80fd\u5728\u672a\u6765\u65e0\u6cd5\u6ee1\u8db3\u5ba2\u6237\u7684\u9700\u6c42\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4e0d\u5fc5\u5b8c\u5168\u63a8\u7ffb\u4ed6\u4eec\u73b0\u6709\u7684\u65b9\u6cd5\uff0cPritchett \u548c\u5408\u8457\u8005\u8bf4\u3002\n\u7136\u800c\uff0c\u4fdd\u9669\u516c\u53f8\u5e94\u8be5\u613f\u610f\u5e76\u80fd\u591f\u5728\u5fc5\u8981\u65f6\u6b22\u8fce\u6fc0\u8fdb\u7684\u53d8\u9769\u3002\n\u4ed6\u4eec\u5199\u9053\uff1a\u201c\u4e0e\u73b0\u6709\u6cbb\u7406\u7ed3\u6784\u8131\u94a9\u53ef\u80fd\u4f1a\u8ba9\u4eba\u611f\u5230\u4e0d\u8212\u670d\uff0c\u4f46\u7ec4\u7ec7\u5fc5\u987b\u63a8\u52a8\u8fd9\u4e00\u70b9\uff0c\u4ee5\u6253\u7834\u963b\u788d\u4ed6\u4eec\u7684\u6587\u5316\u969c\u788d\u3002  <\/p>\n\n<h1 class=\"wp-block-heading\">\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\u7684\u6700\u4f73\u5b9e\u8df5<\/h1>\n\n<p>\u5728\u5f53\u4eca\u5e02\u573a\u4e0a\uff0c\u4e3a\u4e86\u4fdd\u9669\u800c\u5356\u4fdd\u9669\u662f\u4e00\u4e2a\u8270\u96be\u7684\u547d\u9898\u3002\nNaujoks \u8bf4\uff0c\u5982\u4eca\uff0c\u4f01\u4e1a\u4e3b\u5e0c\u671b\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u5e2e\u52a9\u4ed6\u4eec\u5b9e\u73b0\u81ea\u5df1\u7684\u76ee\u6807\uff0c\u5e76\u4e14\u613f\u610f\u4e0e\u975e\u4fdd\u9669\u516c\u53f8\u5efa\u7acb\u751f\u6001\u7cfb\u7edf\u4ee5\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\u3002 <\/p>\n\n<p>\u201c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u4ece\u4e13\u6ce8\u4e8e\u63d0\u4f9b\u4ea7\u54c1\u8f6c\u5411\u5f3a\u8c03\u4ea7\u54c1\u4f7f\u5ba2\u6237\u80fd\u591f\u505a\u4ec0\u4e48\uff0c\u201dRush \u5199\u9053\u3002\n\u4f8b\u5982\uff0c\u5c0f\u4f01\u4e1a\u4e3b\u53ef\u80fd\u5c06\u5de5\u4f24\u8d54\u507f\u4fdd\u9669\u89c6\u4e3a\u4e00\u9879\u4e4f\u5473\u7684\u82e6\u5dee\u4e8b\uff0c\u4f46\u53ef\u80fd\u4f1a\u5bf9\u4e13\u6ce8\u4e8e\u9884\u9632\u4f24\u5bb3\u548c\u5e2e\u52a9\u5de5\u4eba\u4fdd\u6301\u6216\u6062\u590d\u5065\u5eb7\u7684\u4fe1\u606f\u975e\u5e38\u654f\u611f\u3002 <\/p>\n\n<p>\u7531\u4e8e\u5ba2\u6237\u5bf9\u4fdd\u9669\u672c\u8eab\u4e0d\u592a\u611f\u5174\u8da3\uff0c\u56e0\u6b64\u4fdd\u9669\u516c\u53f8\u9700\u8981\u4e13\u6ce8\u4e8e\u4e0e\u5ba2\u6237\u7684\u771f\u6b63\u5229\u76ca\u5bf9\u8bdd\uff0c\u4f8b\u5982\u4ed6\u4eec\u4e1a\u52a1\u7684\u6210\u529f\u3002\n\u6784\u5efa\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4f7f\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u66f4\u5bb9\u6613\u5730\u89e3\u51b3\u8fd9\u4e9b\u5229\u76ca\u3002\n\u4ee5\u4fdd\u9669\u516c\u53f8\u4e3a\u6838\u5fc3\u7684\u751f\u6001\u7cfb\u7edf\u6210\u4e3a\u63d0\u9ad8\u4e1a\u52a1\u6210\u529f\u7684\u4e00\u7ad9\u5f0f\u5546\u5e97\uff0c\u4f7f\u5176\u6210\u4e3a\u5bf9\u5ba2\u6237\u66f4\u5177\u5438\u5f15\u529b\u7684\u4e3b\u5f20\u3002  <\/p>\n\n<p>\u6700\u7ec8\uff0c\u5728\u9009\u62e9\u65b0\u7684\u6570\u5b57\u5de5\u5177\u548c\u5e73\u53f0\u65f6\u5c06\u5ba2\u6237\u653e\u5728\u9996\u4f4d\u5c06\u5b9e\u73b0\u654f\u6377\u7684\u5173\u7cfb\u3002\n\u201c\u80fd\u591f\u9884\u89c1\u672a\u6765\u5e76\u6709\u52c7\u6c14\u6295\u8d44\u4e8e\u6df1\u601d\u719f\u8651\u3001\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u8f6c\u578b\u7684\u4fdd\u9669\u516c\u53f8\u5c06\u514b\u670d\u5f53\u4eca\u7684\u5a01\u80c1\u5e76\u6293\u4f4f\u4e0b\u4e00\u6ce2\u673a\u9047\uff0c\u201d <a href=\"https:\/\/assets.ey.com\/content\/dam\/ey-sites\/ey-com\/en_gl\/topics\/insurance\/insurance-pdfs\/ey-nextwave-insurance-personal-lines-small-commercial.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Isabelle Santenac<\/a> \u548c\u5b89\u6c38\u4fdd\u9669\u54a8\u8be2\u56e2\u961f\u7684\u5176\u4ed6\u6210\u5458\u8bf4\u3002 <\/p>\n\n<p>\u62e5\u6709\u654f\u6377\u5ba2\u6237\u5173\u7cfb\u65b9\u6cd5\u7684\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u5c06\u81ea\u5df1\u5b9a\u4f4d\u4e3a\u957f\u671f\u5efa\u7acb\u548c\u7ef4\u62a4\u8fd9\u4e9b\u5173\u7cfb\u3002\n\u4e3a\u4e86\u5efa\u7acb\u7262\u56fa\u7684\u5ba2\u6237\u5173\u7cfb\uff0c\u9700\u8981\u53ca\u65f6\u3001\u4e2a\u6027\u5316\u7684\u5ba2\u6237\u54cd\u5e94\u7684\u58f0\u8a89\u3002 <\/p>\n\n<p>\u56fe\u7247\u63d0\u4f9b\uff1a Aleksandr Davydov\/\u00a9123RF.com\uff0c racorn\/\u00a9123RF.com\uff0c choreoography\/\u00a9123RF.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5bf9\u4e8e\u5ba2\u6237\u6765\u8bf4\uff0c\u4fdd\u9669\u957f\u671f\u4ee5\u6765\u4e00\u76f4\u662f\u4e00\u79cd\u4e0d\u5e72\u6d89\u7684\u5173\u7cfb\u3002 \u5927\u591a\u6570\u5546\u4e1a\u4fdd\u9669\u5ba2\u6237\u4ec5\u5728\u9700\u8981\u83b7\u5f97\u4fdd\u9669\u3001\u66f4\u65b0\u73b0\u6709\u4fdd\u9669\u6216\u63d0\u51fa\u7d22\u8d54 [&hellip;]<\/p>\n","protected":false},"featured_media":8097,"template":"","insight-category":[],"class_list":["post-20702","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8097"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20702"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}