{"id":20674,"date":"2024-09-27T11:07:26","date_gmt":"2024-09-27T16:07:26","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e6%88%90%e5%8a%9f%e9%80%82%e5%ba%94%e6%8b%bc%e8%bd%a6%e7%9a%84%e5%85%b4%e8%b5%b7\/"},"modified":"2024-09-27T11:07:32","modified_gmt":"2024-09-27T16:07:32","slug":"%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e6%88%90%e5%8a%9f%e9%80%82%e5%ba%94%e6%8b%bc%e8%bd%a6%e7%9a%84%e5%85%b4%e8%b5%b7","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e6%88%90%e5%8a%9f%e9%80%82%e5%ba%94%e6%8b%bc%e8%bd%a6%e7%9a%84%e5%85%b4%e8%b5%b7\/","title":{"rendered":"\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u5982\u4f55\u6210\u529f\u9002\u5e94\u62fc\u8f66\u7684\u5174\u8d77"},"content":{"rendered":"\n<p>\u751a\u81f3\u5728\u65b0\u51a0\u75c5\u6bd2\u98a0\u8986\u65e5\u5e38\u751f\u6d3b\u4e4b\u524d\uff0c\u6c7d\u8f66\u548c\u6c7d\u8f66\u4fdd\u9669\u884c\u4e1a\u4f4e\u8ff7\u7684\u6d88\u606f\u5c31\u5df2\u7ecf\u4f20\u5f00\u4e86\u3002\n\u4f8b\u5982\uff0c\u5728 2019 \u5e74 5 \u6708\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\uff0cBCG \u7684 <a href=\"https:\/\/www.bcg.com\/publications\/2019\/automotive-downturn-coming-time-to-prepare.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Collie<\/a> \u53ca\u5176\u540c\u4e8b\u9884\u6d4b\uff0c\u6c7d\u8f66\u884c\u4e1a\u7684\u6c7d\u8f66\u9500\u552e\u6570\u91cf\u548c\u652f\u4ed8\u7684\u6c7d\u8f66\u8d37\u6b3e\u6570\u91cf\u5c06\u5f88\u5feb\u51cf\u5c11\u3002 <\/p>\n\n<p>2020 \u5e74\u521d\uff0c\u6469\u6839\u58eb\u4e39\u5229\u5206\u6790\u5e08 <a href=\"https:\/\/www.autonews.com\/retail\/morgan-stanley-us-sales-could-slip-9-coronavirus\" target=\"_blank\" rel=\"noreferrer noopener\">Adam Jonas<\/a> \u9884\u6d4b\uff0c\u4e0e 2019 \u5e74\u76f8\u6bd4\uff0c2020 \u5e74\u7f8e\u56fd\u7684\u6c7d\u8f66\u9500\u91cf\u53ef\u80fd\u4f1a\u51cf\u5c11\u8fd1 200 \u4e07\u8f86\u3002\n\u66f4\u5c11\u7684\u8f66\u8f86\u8d2d\u4e70\u610f\u5473\u7740\u66f4\u5c11\u7684\u6c7d\u8f66\u4fdd\u9669\u5355\uff0c\u65e0\u8bba\u662f\u4e2a\u4eba\u8f66\u8f86\u8fd8\u662f\u5546\u4e1a\u8fd0\u8f93\u3002 <\/p>\n\n<p>\u867d\u7136 COVID-19 \u662f\u5bf9\u6c7d\u8f66\u4fdd\u9669\u9500\u552e\u65bd\u52a0\u4e0b\u884c\u538b\u529b\u7684\u65b0\u56e0\u7d20\uff0c\u4f46\u5b83\u5e76\u4e0d\u662f\u552f\u4e00\u7684\u56e0\u7d20\u3002\n\u8bb8\u591a\u56e0\u7d20\u6b63\u5728\u5f71\u54cd\u5f53\u524d\u7684\u4f4e\u8ff7\uff0c\u5305\u62ec\u5bf9\u62fc\u8f66\u548c\u7535\u52a8\u79df\u8d41\u9009\u62e9\uff08\u5982\u8e0f\u677f\u8f66\u3001\u81ea\u884c\u8f66\u548c\u6c7d\u8f66\uff09\u7684\u6301\u7eed\u5174\u8da3\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u6c7d\u8f66\u4fdd\u9669\u9700\u6c42\u5448\u4e0b\u964d\u8d8b\u52bf<\/h2>\n\n<p>\u7136\u800c\uff0c\u76ee\u524d\uff0c\u6c7d\u8f66\u4fdd\u9669\u9700\u6c42\u4e0b\u964d\u7684\u6700\u5927\u95ee\u9898\u662f COVID-19 \u53ca\u5176\u5bf9\u4eba\u7c7b\u65c5\u884c\u548c\u7ecf\u6d4e\u7684\u5f71\u54cd\u3002<\/p>\n\n<p>\u968f\u7740\u7ecf\u6d4e\u505c\u6ede\u4e0d\u524d\uff0c\u884c\u9a76\u91cc\u7a0b\u4e5f\u4f1a\u589e\u52a0\u3002\n\u201c\u4ece\u5386\u53f2\u4e0a\u770b\uff0c\u5728\u7ecf\u6d4e\u8870\u9000\u671f\u95f4\uff0c\u7f8e\u56fd\u7684\u603b\u884c\u9a76\u91cc\u7a0b\u6570\u4f1a\u4e0b\u964d\uff0c\u201dCCC Information Services \u7684\u8463\u4e8b\u517c\u7814\u7a76\u5206\u6790\u5e08 <a href=\"https:\/\/www.cccis.com\/2020\/03\/20\/how-claim-and-accident-frequency-may-be-impacted-by-covid-19\/\" target=\"_blank\" rel=\"noreferrer noopener\">Susanna Gotsch<\/a> \u8bf4\u3002\n\u4f8b\u5982\uff0c\u5728\u5927\u8870\u9000\u671f\u95f4\uff0c\u9a7e\u9a76\u91cc\u7a0b\u4e0b\u964d\u4e86 3%\u3002  <\/p>\n\n<p>\u62fc\u8f66\u516c\u53f8\u4e5f\u5728\u6700\u8fd1\u7684\u7ecf\u6d4e\u4f4e\u8ff7\u4e2d\u82e6\u82e6\u6323\u624e\u3002\n\u5728\u897f\u96c5\u56fe3\u6708\u4efd\u9762\u4e34\u51a0\u72b6\u75c5\u6bd2\u7206\u53d1\u540e\uff0c\u4f18\u6b65\u5728\u897f\u96c5\u56fe\u7684\u4e1a\u52a1\u4e0b\u964d\u4e8660%\u81f370%\uff0cDA Davidson\u9ad8\u7ea7\u526f\u603b\u88c1\u517c\u9ad8\u7ea7\u80a1\u7968\u7814\u7a76\u5206\u6790\u5e08 <a href=\"https:\/\/www.nytimes.com\/2020\/04\/17\/technology\/uber-lift-coronavirus.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c64\u59c6\u00b7\u6000\u7279\uff08Tom White<\/a> \uff09\u9884\u6d4b\uff0c\u5168\u56fd\u8303\u56f4\u5185\u7684\u62fc\u8f66\u670d\u52a1\u6574\u4f53\u5c06\u4e0b\u964d70%\u81f380%\u3002 <\/p>\n\n<p>\u4e3a\u4e86\u652f\u6491\u4ed6\u4eec\u7684\u4e1a\u52a1\uff0cUber \u548c Lyft \u90fd\u8f6c\u5411\u4e86\u9001\u9910\u670d\u52a1\uff1aUber \u6269\u5c55\u4e86 UberEats \u8ba1\u5212\uff0cLyft \u5728\u7f8e\u56fd 11 \u4e2a\u4e3b\u8981\u57ce\u5e02\u63a8\u51fa\u4e86\u9001\u9910\u548c\u6742\u8d27\u914d\u9001\u8ba1\u5212\u3002\nLyft \u7684\u8ba1\u5212\u91cd\u70b9\u662f\u4e3a\u65e0\u6cd5\u81ea\u884c\u83b7\u5f97\u8fd9\u4e9b\u7269\u54c1\u7684\u4eba\u7fa4\uff08\u5982\u8001\u5e74\u4eba\uff09\u63d0\u4f9b\u98df\u54c1\u548c\u533b\u7597\u7528\u54c1\u7b49\u5fc5\u9700\u54c1\u3002\n\u201c\u968f\u7740\u793e\u533a\u5c31\u5730\u907f\u96be\uff0c\u5c06\u7269\u54c1\u9001\u5230\u5bb6\u95e8\u53e3\u7684\u9700\u6c42\u7a7a\u524d\u9ad8\u6da8\uff0c\u201dLyft \u793e\u4f1a\u5f71\u54cd\u603b\u76d1 <a href=\"https:\/\/www.lyft.com\/blog\/posts\/essential-deliveries\" target=\"_blank\" rel=\"noreferrer noopener\">Lisa Boyd<\/a> \u8bf4\u3002  <\/p>\n\n<p>\u4ece\u8fd0\u9001\u4eba\u5458\u5230\u8fd0\u9001\u98df\u54c1\u548c\u8d27\u7269\u7684\u4e34\u65f6\u8f6c\u53d8\u5c06\u4f7f\u4e00\u4e9b Uber \u548c Lyft \u53f8\u673a\u7ee7\u7eed\u4e0a\u8def\u3002\n\u7136\u800c\uff0c\u5728\u4e3b\u8981\u5927\u90fd\u5e02\u5730\u533a\uff0c\u5b83\u4e5f\u53ef\u80fd\u4fc3\u4f7f\u4e00\u4e9b\u62fc\u8f66\u53f8\u673a\u6539\u7528\u66f4\u5c0f\u3001\u66f4\u6613\u64cd\u4f5c\u548c\u66f4\u4fbf\u5b9c\u7684\u8f66\u8f86\uff0c\u4f8b\u5982\u7535\u52a8\u6ed1\u677f\u8f66\u6216\u81ea\u884c\u8f66\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-hailing-taxi-1024x682.jpg\" alt=\"\" class=\"wp-image-8386\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-hailing-taxi-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-hailing-taxi-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-hailing-taxi-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-hailing-taxi.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u62fc\u8f66\u548c\u79df\u8d41\u5bf9\u4fdd\u9669\u5e02\u573a\u7684\u5f71\u54cd<\/h2>\n\n<p>\u5728\u4e16\u754c\u5404\u56fd\u653f\u5e9c\u6025\u4e8e\u5e94\u5bf9 COVID-19 \u4e4b\u524d\uff0c\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5728\u8003\u8651\u62fc\u8f66\u5bf9\u4fdd\u9669\u7684\u5f71\u54cd\u3002\n\u4ed6\u4eec\u8fd8\u5f00\u59cb\u63a2\u7d22\u7535\u52a8\u6c7d\u8f66\u548c\u8f66\u8f86\u66ff\u4ee3\u54c1\uff08\u5982\u7535\u52a8\u81ea\u884c\u8f66\u548c\u8e0f\u677f\u8f66\uff09\u7684\u5f71\u54cd\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5e94\u5bf9\u62fc\u8f66\u7684\u5174\u8d77<\/h3>\n\n<p>\u4fdd\u9669\u516c\u53f8\u901a\u8fc7\u4e3a\u62fc\u8f66\u53f8\u673a\u4f7f\u7528\u7684\u4e2a\u4eba\u8f66\u8f86\u63d0\u4f9b\u989d\u5916\u4fdd\u9669\u6765\u5e94\u5bf9\u62fc\u8f66\u7684\u5174\u8d77\u3002\n\u8fd9\u79cd\u989d\u5916\u7684\u4fdd\u9669\u901a\u5e38\u4e0d\u63d0\u4f9b\u4e0e\u5b8c\u6574\u7684\u5546\u4e1a\u4fdd\u9669\u5355\u76f8\u540c\u7684\u4fdd\u9669\uff0c\u4f46\u5b83\u4eec\u786e\u5b9e\u63d0\u4f9b\u4e86\u4e00\u4e9b\u989d\u5916\u7684\u5b89\u5168\u6027\u3002\n\u4ed6\u4eec\u5728\u4f7f\u7528\u79c1\u5bb6\u8f66\u63d0\u4f9b\u4e58\u8f66\u670d\u52a1\u7684\u62fc\u8f66\u53f8\u673a\u4e2d\u5f88\u53d7\u6b22\u8fce\uff0c\u4f46\u4ed6\u4eec\u53d1\u73b0\u5168\u9762\u7684\u5546\u4e1a\u4fdd\u9669\u7ef4\u62a4\u6210\u672c\u592a\u9ad8\uff0c\u300a\u4fdd\u9669\u5546\u4e1a\u300b\u6742\u5fd7\u7684 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/guides\/rideshare-insurance--everything-you-need-to-know-165801.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Bethan Moorcraft<\/a> \u5199\u9053\u3002  <\/p>\n\n<p>\u968f\u7740\u62fc\u8f66\u5de5\u4f5c\u7684\u589e\u52a0\uff0c\u4eba\u4eec\u5bf9\u62fc\u8f66\u53f8\u673a\u7684\u5546\u4e1a\u4fdd\u9669\u7684\u5174\u8da3\u4e5f\u4f1a\u589e\u52a0\u3002\n\u4f01\u4e1a\u4e5f\u53ef\u80fd\u4f1a\u53d1\u73b0\u62fc\u8f66\u5e73\u53f0\u7684\u66f4\u591a\u7528\u9014\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u4e00\u4e9b\u4f01\u4e1a\u901a\u8fc7\u4e0e Uber \u548c Lyft \u7b49\u516c\u53f8\u5408\u4f5c\uff0c\u4e3a\u5ba2\u6237\u6216\u5458\u5de5\u63d0\u4f9b\u5fc5\u8981\u7684\u4ea4\u901a\u5de5\u5177\u3002\nUber \u7684 B2B\u201cUber for Business\u201d\u5e73\u53f0\u5141\u8bb8\u516c\u53f8\u81ea\u52a8\u5411\u5176\u516c\u53f8\u8d26\u6237\u6536\u53d6\u4e58\u8f66\u8d39\u7528\uff0c\u5e76\u63d0\u4f9b\u6709\u5173\u6536\u8d39\u4e58\u8f66\u53d1\u751f\u7684\u4eba\u5458\u3001\u5730\u70b9\u548c\u65f6\u95f4\u7684\u4fe1\u606f\u3002 <\/p>\n\n<p>\u7136\u800c\uff0cUber for Business \u548c\u7c7b\u4f3c\u5e73\u53f0\u5f15\u53d1\u4e86\u8bb8\u591a\u4e0e\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u76f8\u5173\u7684\u62c5\u5fe7\uff0c\u5305\u62ec\u6570\u636e\u6cc4\u9732\u7684\u98ce\u9669\u3002\n\u7531\u4e8e\u62fc\u8f66\u5e73\u53f0\u76f4\u63a5\u94fe\u63a5\u5230\u4f01\u4e1a\u5ba2\u6237\u7684\u5e10\u6237\uff0c\u56e0\u6b64\u5b83\u4eec\u4f7f\u4f01\u4e1a\u9762\u4e34\u8d22\u52a1\u6b3a\u8bc8\u6216\u6570\u636e\u76d7\u7a83\u7684\u98ce\u9669\u3002 <\/p>\n\n<p>\u201c\u4fdd\u62a4 PII\uff08\u4e2a\u4eba\u8eab\u4efd\u4fe1\u606f\uff09\u662f\u5176\u4ed6\u7c7b\u578b\u7684\u4ea4\u901a\u5de5\u5177\u4e0d\u5b58\u5728\u7684\u7ec6\u5fae\u5dee\u522b\uff0c\u201dAllied Public Risk MuniPlus \u4fdd\u9669\u8ba1\u5212\u9ad8\u7ea7\u526f\u603b\u88c1 <a href=\"https:\/\/riskandinsurance.com\/uber-for-business-critical-risks-to-consider-before-requesting-a-ride\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thom Rickert<\/a> \u8bf4\u3002\n\u8bb8\u591a\u5546\u4e1a\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u4e5f\u4e0d\u671f\u671b\u5c06\u5176\u4f5c\u4e3a\u6c7d\u8f66\u98ce\u9669\u8ba1\u7b97\u7684\u4e00\u90e8\u5206\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u7535\u52a8\u66ff\u4ee3\u54c1\uff1a\u4f18\u70b9\u548c\u7f3a\u70b9<\/h3>\n\n<p>\u62fc\u8f66\u5e76\u4e0d\u662f\u6539\u53d8\u4f01\u4e1a\u8fd0\u9001\u4eba\u5458\u548c\u8d27\u7269\u65b9\u5f0f\u7684\u552f\u4e00\u56e0\u7d20\u3002\n\u7535\u52a8\u6c7d\u8f66\u7684\u5174\u8d77\uff0c\u5305\u62ec\u81ea\u884c\u8f66\u548c\u8e0f\u677f\u8f66\u7b49\u77ed\u9014\u9009\u62e9\uff0c\u4e5f\u6539\u53d8\u4e86\u98ce\u9669\u7684\u8ba1\u7b97\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u7535\u52a8\u6c7d\u8f66\u5bf9\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u7684\u6700\u5927\u5356\u70b9\u4e4b\u4e00\u662f\u5b83\u4eec\u51cf\u5c11\u6216\u6d88\u9664\u4e86\u5728\u5316\u77f3\u71c3\u6599\u4e0a\u82b1\u94b1\u7684\u9700\u8981\uff0c\u8fd9\u610f\u5473\u7740\u5b83\u4eec\u4e5f\u53ef\u80fd\u5bf9\u73af\u5883\u66f4\u597d\u3002\n\u7535\u52a8\u6c7d\u8f66\u5b89\u5168\u6027\u7814\u7a76\u8868\u660e\uff0c\u8fd9\u4e9b\u8f66\u8f86\u5728\u53d1\u751f\u78b0\u649e\u65f6\u7684\u5371\u9669\u6027\u4e5f\u53ef\u80fd\u8f83\u4f4e\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u201c\u4e0e\u6c7d\u6cb9\u7684\u53ef\u71c3\u6027\u76f8\u6bd4\uff0c\u9502\u79bb\u5b50\u7535\u6c60\u7684\u706b\u707e\u6216\u7206\u70b8\u98ce\u9669\u8981\u4f4e\u5f97\u591a\uff0c\u201d\u533b\u7597\u4e8b\u6545\u5f8b\u5e08 <a href=\"https:\/\/www.allenandallen.com\/are-electric-cars-safer-in-collisions\/\" target=\"_blank\" rel=\"noreferrer noopener\">Malcolm P. McConnell III<\/a> \u8bf4\u3002\n\u5728\u6781\u5c11\u6570\u60c5\u51b5\u4e0b\uff0c\u786e\u5b9e\u4f1a\u53d1\u751f\u706b\u707e\uff0c\u5b83\u901a\u5e38\u5305\u542b\u5728\u7535\u6c60\u5916\u58f3\u5185\u8db3\u591f\u957f\u7684\u65f6\u95f4\u4ee5\u6251\u706d\u3002 <\/p>\n\n<p>\u7535\u52a8\u6c7d\u8f66\u5b89\u5168\u6027\u7684\u63d0\u9ad8\u4e3a\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u5e0c\u671b\u3002\n\u5f53\u4e8b\u6545\u5bf9\u8f66\u8f86\u6216\u5176\u4e58\u5458\u9020\u6210\u7684\u635f\u5bb3\u8f83\u5c0f\u65f6\uff0c\u4fdd\u9669\u516c\u53f8\u7684\u6210\u672c\u901a\u5e38\u4f1a\u964d\u4f4e\u3002\n\u7d22\u8d54\u4e5f\u53ef\u4ee5\u66f4\u5feb\u5730\u5904\u7406\uff0c\u4ece\u800c\u63d0\u9ad8\u5ba2\u6237\u6ee1\u610f\u5ea6\u3002  <\/p>\n\n<p>\u7535\u52a8\u6c7d\u8f66\u4e5f\u53ef\u80fd\u6bd4\u6c7d\u6cb9\u52a8\u529b\u6c7d\u8f66\u66f4\u5bb9\u6613\u7ef4\u62a4\uff0c\u8fd9\u65e2\u53ef\u4ee5\u63d0\u9ad8\u5b89\u5168\u6027\uff0c\u53c8\u53ef\u4ee5\u964d\u4f4e\u67d0\u4e9b\u7d22\u8d54\u7684\u6210\u672c\u3002\n\u4f8b\u5982\uff0c\u201c\u7535\u52a8\u6c7d\u8f66\u4e0a\u7684\u5236\u52a8\u7cfb\u7edf\u6bd4\u6c7d\u6cb9\u8f66\u4e0a\u7684\u7cfb\u7edf\u4f7f\u7528\u5bff\u547d\u66f4\u957f\uff0c\u9700\u8981\u7684\u7ef4\u62a4\u66f4\u5c11\uff0c\u201dChargeHub \u7684 <a href=\"https:\/\/chargehub.com\/blog\/en\/electric-vehicles-safer-gas\/\" target=\"_blank\" rel=\"noreferrer noopener\">Olivier Proulx<\/a> \u8bf4\u3002\n\u5236\u52a8\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u5b89\u5168\u7cfb\u7edf;\u5bf9\u4e8e\u9a7e\u9a76\u5458\u6765\u8bf4\uff0c\u5de5\u4f5c\u6548\u679c\u66f4\u597d\u3001\u7ef4\u62a4\u66f4\u5c11\u7684\u5236\u52a8\u7cfb\u7edf\u53ef\u80fd\u662f\u66f4\u5b89\u5168\u7684\u9009\u62e9\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u7535\u52a8\u6c7d\u8f66\u7684\u8fd1\u671f\u524d\u666f\u5e76\u4e0d\u5b8c\u5168\u4e50\u89c2\u3002\n\u4e0d\u65ad\u4e0b\u8dcc\u7684\u5929\u7136\u6c14\u4ef7\u683c\u4f7f\u6c7d\u6cb9\u52a8\u529b\u6c7d\u8f66\u6216\u8f66\u961f\u7684\u71c3\u6599\u6210\u672c\u964d\u4f4e\uff0c\u8fd9\u53ef\u80fd\u4f1a\u964d\u4f4e\u5bf9\u7535\u52a8\u66ff\u4ee3\u54c1\u7684\u6295\u8d44\u5438\u5f15\u529b\u3002\nIHS Markit \u6c7d\u8f66\u884c\u4e1a\u5206\u6790\u5e08 <a href=\"https:\/\/www.wired.com\/story\/covid-19-bad-for-auto-industry-worse-for-evs\/\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Nagle<\/a> \u8868\u793a\uff0c\u5373\u4f7f\u662f\u9488\u5bf9\u7f8e\u56fd\u7535\u52a8\u6c7d\u8f66\u884c\u4e1a\u7684\u653f\u5e9c\u523a\u6fc0\u63aa\u65bd\uff0c\u201c\u4e5f\u53ef\u80fd\u592a\u5c0f\uff0c\u65e0\u6cd5\u62b5\u6d88\u7f8e\u56fd\u4eca\u5e74\u7684\u53d1\u5c55\u8f68\u8ff9\u201d\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-using-phone-1024x606.jpg\" alt=\"\" class=\"wp-image-8376\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-using-phone-1024x606.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-using-phone-300x177.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-using-phone-768x454.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-using-phone.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u7684\u672a\u6765\u4f1a\u600e\u6837\uff1f<\/h2>\n\n<p>\u968f\u7740\u4f01\u4e1a\u9002\u5e94\u65b0\u5e38\u6001\uff0c\u4ed6\u4eec\u5bf9\u7ef4\u62a4\u5546\u7528\u8f66\u961f\u7684\u504f\u597d\u53ef\u80fd\u4f1a\u8f6c\u53d8\u4e3a\u5c06\u9001\u8d27\u5916\u5305\u7ed9\u62fc\u8f66\u516c\u53f8\uff0c\u6216\u8005\u91c7\u7528\u7535\u52a8\u6c7d\u8f66\u6216\u5171\u4eab\u81ea\u884c\u8f66\u6216\u8e0f\u677f\u8f66\u7b49\u6c7d\u6cb9\u52a8\u529b\u6c7d\u8f66\u7684\u66ff\u4ee3\u54c1\u3002<\/p>\n\n<p>\u867d\u7136\u5c31\u5730\u907f\u96be\u8981\u6c42\u53ef\u80fd\u4f1a\u52a0\u901f\u8fd9\u4e00\u53d8\u5316\uff0c\u4f46\u4e2a\u4eba\u548c\u516c\u53f8\u62e5\u6709\u8f66\u8f86\u7684\u8d8b\u52bf\u5728 2020 \u5e74\u4e4b\u524d\u5c31\u5df2\u7ecf\u51fa\u73b0\u3002\n\u4f8b\u5982\uff0c\u5728 2015 \u5e74\uff0c44% \u7684\u57ce\u5e02\u4e2a\u4eba\u548c\u516c\u53f8\u8868\u793a\uff0c\u201c\u62e5\u6709\u4ea4\u901a\u5de5\u5177\u662f\u5fc5\u8981\u7684\uff0c\u4f46\u62e5\u6709\u8f66\u8f86\u4e0d\u662f\uff0c\u201dInsurance Auto Auctions \u8d22\u52a1\u526f\u603b\u88c1 <a href=\"https:\/\/www.iaai.com\/Articles\/ride-hailing-part-1-its-effect-on-vehicle-sales\" target=\"_blank\" rel=\"noreferrer noopener\">Sebastian Gancarczyk<\/a> \u5f15\u7528 Cox \u6c7d\u8f66\u7814\u7a76\u5199\u9053\u3002\n\u5230 2018 \u5e74\uff0c\u8fd9\u4e00\u6570\u5b57\u5df2\u589e\u52a0\u5230 57%\u3002\n\u90a3\u4e9b\u5c06\u62e5\u6709\u6c7d\u8f66\u89c6\u4e3a\u5fc5\u9700\u54c1\u7684\u4eba\u662f\u7f8e\u56fd\u57ce\u5e02\u4e2d\u5fc3\u7684\u5c11\u6570\u4eba\u3002   <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u4e3a\u7559\u4f4f\u5ba2\u6237\u800c\u91c7\u53d6\u7684\u4e00\u79cd\u77ed\u671f\u5e94\u5bf9\u63aa\u65bd\u662f\u6682\u65f6\u964d\u4f4e\u4fdd\u9669\u8d39\u3002\n\u76ee\u524d\uff0c\u51e0\u5bb6\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u66f4\u4fbf\u5b9c\u7684\u4fdd\u8d39\uff0c\u4f46\u88ab\u65c5\u884c\u548c\u4e8b\u6545\u9891\u7387\u7684\u51cf\u5c11\u6240\u62b5\u6d88\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/04\/13\/564510.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Safety Insurance Group<\/a> \u5728 4 \u6708\u548c 5 \u6708\u5ba3\u5e03\u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u5ba2\u6237\u63d0\u4f9b 15% \u7684\u4fdd\u5355\u4fdd\u8d39\u62b5\u514d\u3002\nAllstate \u8463\u4e8b\u957f\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/abc7news.com\/auto-insurance-companies-returning-%24800m-in-premiums-during-covid-19\/6084556\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c64\u59c6\u00b7\u5a01\u5c14\u900a \uff08Tom Wilson<\/a> \uff09 \u5ba3\u5e03\u4e86\u4e00\u9879\u7c7b\u4f3c\u7684\u8ba1\u5212\uff0c\u7406\u7531\u662f\u201c\u9a7e\u9a76\u4eba\u6570\u7a7a\u524d\u4e0b\u964d\u201d\u3002 <\/p>\n\n<p>\u9a7e\u9a76\u4e0b\u964d\u5df2\u7ecf\u5bf9\u7f8e\u56fd\u9053\u8def\u4ea7\u751f\u4e86\u6df1\u8fdc\u7684\u5f71\u54cd\u3002\n\u4f8b\u5982\uff0c\u6e7e\u533a\u5f3a\u5236\u5728\u5bb6\u5de5\u4f5c\u653f\u7b56\u5b9e\u65bd\u4ec5\u4e00\u5468\u540e\uff0c\u65e9\u665a\u9ad8\u5cf0\u65f6\u6bb5\u7684\u5e73\u5747\u901a\u52e4\u901f\u5ea6\u5c31\u63d0\u9ad8\u4e86 30%\uff0c\u4e92\u8054\u6c7d\u8f66\u670d\u52a1\u548c\u4ea4\u901a\u5206\u6790\u63d0\u4f9b\u5546 Inrix \u7684 <a href=\"https:\/\/inrix.com\/blog\/2020\/03\/coronavirus-commute-trends\/\" target=\"_blank\" rel=\"noreferrer noopener\">Trevor Reed<\/a> \u5199\u9053\u3002\n\u8def\u4e0a\u7684\u6c7d\u8f66\u8d8a\u5c11\uff0c\u901a\u52e4\u901f\u5ea6\u8d8a\u5feb\uff0c\u53d1\u751f\u4e8b\u6545\u7684\u673a\u4f1a\u5c31\u8d8a\u5c11\u3002  <\/p>\n\n<p>\u53f8\u673a\u4e0d\u9700\u8981\u8f66\u8f86\u7684\u65f6\u95f4\u8d8a\u957f\uff0c\u4ed6\u4eec\u4e2d\u7684\u8bb8\u591a\u4eba\u5c31\u8d8a\u6709\u53ef\u80fd\u5b8c\u5168\u9000\u5f79\u8fd9\u4e9b\u8f66\u8f86\uff0c\u8f6c\u800c\u4f9d\u8d56\u62fc\u8f66\u6216\u77ed\u671f\u79df\u8d41\u6c7d\u8f66\u3001\u81ea\u884c\u8f66\u6216\u8e0f\u677f\u8f66\u7b49\u670d\u52a1\u3002\n\u901a\u8fc7\u5bf9\u5f71\u54cd\u6c7d\u8f66\u4fdd\u9669\u9700\u6c42\u7684\u8bb8\u591a\u4e0d\u540c\u56e0\u7d20\u4fdd\u6301\u8b66\u60d5\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u66f4\u597d\u5730\u4e3a\u5373\u5c06\u5230\u6765\u7684\u53d8\u5316\u505a\u597d\u51c6\u5907\u5e76\u7559\u4f4f\u5fe0\u5b9e\u7684\u5ba2\u6237\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1adaisydaisy\/\u00a9123RF.com\uff0c maridav\/\u00a9123RF.com\uff0c ammentorp\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u751a\u81f3\u5728\u65b0\u51a0\u75c5\u6bd2\u98a0\u8986\u65e5\u5e38\u751f\u6d3b\u4e4b\u524d\uff0c\u6c7d\u8f66\u548c\u6c7d\u8f66\u4fdd\u9669\u884c\u4e1a\u4f4e\u8ff7\u7684\u6d88\u606f\u5c31\u5df2\u7ecf\u4f20\u5f00\u4e86\u3002 \u4f8b\u5982\uff0c\u5728 2019 \u5e74 5 \u6708\u7684\u4e00 [&hellip;]<\/p>\n","protected":false},"featured_media":8397,"template":"","insight-category":[],"class_list":["post-20674","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8397"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20674"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}