{"id":19993,"date":"2024-09-20T14:51:51","date_gmt":"2024-09-20T19:51:51","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%af%b9%e4%ba%8e%e5%b0%8f%e5%9e%8b%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%e6%8a%95%e8%b5%84%ef%bc%8c%e5%8f%98%e5%8c%96%e5%8d%b3%e5%b0%86%e5%88%b0%e6%9d%a5\/"},"modified":"2024-09-20T14:51:53","modified_gmt":"2024-09-20T19:51:53","slug":"%e5%af%b9%e4%ba%8e%e5%b0%8f%e5%9e%8b%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%e6%8a%95%e8%b5%84%ef%bc%8c%e5%8f%98%e5%8c%96%e5%8d%b3%e5%b0%86%e5%88%b0%e6%9d%a5","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%af%b9%e4%ba%8e%e5%b0%8f%e5%9e%8b%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%e6%8a%95%e8%b5%84%ef%bc%8c%e5%8f%98%e5%8c%96%e5%8d%b3%e5%b0%86%e5%88%b0%e6%9d%a5\/","title":{"rendered":"\u5bf9\u4e8e\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\u79d1\u6280\u6295\u8d44\uff0c\u53d8\u5316\u5373\u5c06\u5230\u6765"},"content":{"rendered":"\n<p>\u5bf9\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u7684\u6295\u8d44\u9010\u5e74\u589e\u957f\u3002\n2017 \u5e74\uff0c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7b79\u96c6\u7684\u603b\u4ef7\u503c\u4e3a 22 \u4ebf\u7f8e\u5143\u3002\n\u6839\u636e <a href=\"https:\/\/www.hampletonpartners.com\/reports\/insurtech-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c49\u666e\u5c14\u987f<\/a> \u7684\u4e00\u4efd\u62a5\u544a\uff0c2018 \u5e74\uff0c\u8d44\u91d1\u8dc3\u5347\u81f3 42 \u4ebf\u7f8e\u5143\u3002  <\/p>\n\n<p>\u6839\u636e <a href=\"https:\/\/www.willistowerswatson.com\/en-GB\/News\/2020\/01\/2019-insurtech-investment-reaches-all-time-high-with-one-third-of-historic-total-almost-2-billion\" target=\"_blank\" rel=\"noreferrer noopener\">Willis Towers Watson<\/a> \u7684\u4e00\u4efd\u62a5\u544a\uff0c\u622a\u81f3 2019 \u5e74\u5e95\uff0c\u5e74\u5ea6\u4fdd\u9669\u79d1\u6280\u8d44\u91d1\u627f\u8bfa\u5df2\u8fbe\u5230 63.7 \u4ebf\u7f8e\u5143\uff0c\u5360\u5386\u53f2\u603b\u989d\u7684\u8fd1 34%\u3002<\/p>\n\n<p>\u8fc4\u4eca\u4e3a\u6b62\uff0c\u8fd9\u4e9b\u8d44\u91d1\u4e2d\u7684\u7edd\u5927\u591a\u6570\u90fd\u6d41\u5411\u4e86\u4e13\u6ce8\u4e8e\u4e2a\u4eba\u4fdd\u9669\u4e1a\u52a1\u8f6c\u578b\u7684\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u3002\n\u7136\u800c\uff0c\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\u9886\u57df\u4e3a\u4fdd\u9669\u79d1\u6280\u521b\u65b0\u63d0\u4f9b\u4e86\u7c7b\u4f3c\u7684\u673a\u4f1a\u2014\u2014\u4fdd\u9669\u516c\u53f8\u548c\u6295\u8d44\u8005\u5df2\u7ecf\u5f00\u59cb\u6293\u4f4f\u8fd9\u4e9b\u673a\u4f1a\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669\u79d1\u6280\u6295\u8d44\u548c\u8d22\u4ea7\u4fdd\u9669\u8f6c\u578b<\/h2>\n\n<p>\u5fb7\u52e4\u7684 <a href=\"https:\/\/www.propertycasualty360.com\/2019\/11\/12\/insurtech-investments-expected-to-be-highest-on-record\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Friedman \u548c Mark Purowitz<\/a> \u8868\u793a\uff0c\u8fd1\u5e74\u6765\uff0c\u4fdd\u9669\u79d1\u6280\u6295\u8d44\u96c6\u4e2d\u5728\u4e09\u4e2a\u4e3b\u8981\u521b\u65b0\u9886\u57df\uff1a\u91cd\u65b0\u6784\u60f3\u4e1a\u52a1\u3001\u8f6c\u53d8\u5ba2\u6237\u548c\u5458\u5de5\u53c2\u4e0e\u5ea6\u4ee5\u53ca\u6570\u5b57\u5316\u8f6c\u578b\u3002<\/p>\n\n<p>\u79c1\u52df\u80a1\u6743\u6295\u8d44\u8005\u548c\u4fdd\u9669\u516c\u53f8\u90fd\u5728\u6295\u8d44\u4fdd\u9669\u79d1\u6280\uff0c\u4ed6\u4eec\u5404\u81ea\u5229\u76ca\u7684\u6a21\u5f0f\u5df2\u7ecf\u5f00\u59cb\u51fa\u73b0\uff0cL.E.K. Consulting \u7684\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/www.lek.com\/insights\/ei\/investment-insurtech-trends\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Evans<\/a> \u5199\u9053\u3002\n\u79c1\u52df\u80a1\u6743\u66f4\u4fa7\u91cd\u4e8e\u6295\u8d44\u4e8e\u5206\u6790\uff0c\u800c\u4fdd\u9669\u516c\u53f8\u5219\u5bf9\u80fd\u591f\u7b80\u5316\u5de5\u4f5c\u548c\u589e\u5f3a\u5ba2\u6237\u4f53\u9a8c\u7684\u6570\u5b57\u5e73\u53f0\u7279\u522b\u611f\u5174\u8da3\u3002 <\/p>\n\n<p>\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u6295\u8d44\u5e76\u4e0e\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u5bf9\u4e8e\u4e2a\u4eba\u548c\u5546\u4e1a\u9669\u79cd\u7684\u672a\u6765\u589e\u957f\u81f3\u5173\u91cd\u8981\u3002\n\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u548c\u6295\u8d44\u5c06\u7ee7\u7eed\u5851\u9020\u4fdd\u9669\u4e1a\u3002\n\u57fa\u4e8e\u6280\u672f\u7684\u53d8\u9769\u5c06\u54cd\u5e94\u5e76\u5851\u9020\u5ba2\u6237\u9700\u6c42\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/taking-phone-notes-1024x682.jpg\" alt=\"\" class=\"wp-image-8469\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/taking-phone-notes-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/taking-phone-notes-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/taking-phone-notes-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/taking-phone-notes.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6295\u8d44\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669<\/h2>\n\n<p>\u8fc4\u4eca\u4e3a\u6b62\uff0c\u5bf9\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\u79d1\u6280\u7684\u6295\u8d44\u843d\u540e\u4e8e\u5bf9\u9488\u5bf9\u4e2a\u4eba\u4fdd\u9669\u3001\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u7684\u4fdd\u9669\u79d1\u6280\u7684\u6295\u8d44\u3002\n\u7136\u800c\uff0c\u4ece\u540e\u8005\u4e2d\u5438\u53d6\u7684\u7ecf\u9a8c\u6559\u8bad\u53ef\u80fd\u4f1a\u5f88\u597d\u5730\u8f6c\u5316\u4e3a\u524d\u8005\uff0c\u4f7f\u5c0f\u578b\u5546\u4e1a\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u80fd\u591f\u5b9e\u73b0\u5feb\u901f\u3001\u53ef\u9760\u7684\u589e\u957f\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u901a\u8fc7\u4e13\u6ce8\u4e8e\u8fd9\u4e9b\u6bd4\u8f83\u70b9\u53d6\u5f97\u4e86\u65e9\u671f\u6210\u529f\u3002\n\u4f8b\u5982\uff0c\u867d\u7136\u4e2a\u4eba\u6c7d\u8f66\u548c\u623f\u4e3b\u4fdd\u9669\u5ba2\u6237\u591a\u5e74\u6765\u4e00\u76f4\u80fd\u591f\u5728\u7ebf\u6bd4\u8f83\u627f\u4fdd\u8303\u56f4\uff0c\u4f46\u4ed6\u4eec\u65e0\u6cd5\u5bf9\u5c0f\u4f01\u4e1a\u4fdd\u9669\u627f\u4fdd\u8303\u56f4\u505a\u540c\u6837\u7684\u4e8b\u60c5\u3002 <\/p>\n\n<p>\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8 BusinessComparison \u586b\u8865\u4e86\u8fd9\u4e00\u5e02\u573a\u7a7a\u767d\u3002\n\u8fd9\u5bb6\u521d\u521b\u516c\u53f8\u5141\u8bb8\u82f1\u56fd\u7684\u5c0f\u4f01\u4e1a\u4e3b\u63cf\u8ff0\u4ed6\u4eec\u9700\u8981\u7684\u4fdd\u9669\uff0c\u7136\u540e\u8fdb\u884c\u6bd4\u8f83\u4ee5\u5bfb\u627e\u6700\u4f18\u60e0\u7684\u4ef7\u683c\u3002\n\u8be5\u516c\u53f8\u4e13\u6ce8\u4e8e\u4e3a\u5c0f\u4f01\u4e1a\u4e3b\u91cf\u8eab\u5b9a\u5236\u4fe1\u606f\u4e30\u5bcc\u7684\u4f53\u9a8c\uff0c\u521b\u59cb\u4eba <a href=\"https:\/\/www.forbes.com\/sites\/alisoncoleman\/2019\/07\/09\/four-insurtech-startups-shaking-up-the-insurance-industry\/#1ea0224429f4\" target=\"_blank\" rel=\"noreferrer noopener\">Philip Brennan<\/a> \u8bf4\u3002  <\/p>\n\n<p>\u5728\u5c0f\u578b\u5546\u4e1a\u7a7a\u95f4\u4e2d\uff0c\u8bb8\u591a\u8fd9\u6837\u7684\u5229\u57fa\u5e02\u573a\u4ecd\u6709\u5f85\u586b\u8865\uff0c\u4f46\u5b83\u4eec\u5e76\u4e0d\u603b\u662f\u5f00\u653e\u7684\u3002\n2019 \u5e74\uff0c\u51e0\u5bb6\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u8868\u73b0\u51fa\u4e86\u5e94\u5bf9\u5c0f\u4f01\u4e1a\u4fdd\u9669\u6311\u6218\u7684\u5174\u8da3\uff0c <a href=\"https:\/\/iireporter.com\/insurtech-a-review-of-what-was-new-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jeff Goldberg<\/a> \u5728 Insurance Innovation Reporter \u4e0a\u5199\u9053\u3002 <\/p>\n\n<p>\u5c3d\u7ba1\u4e00\u4e9b\u4fdd\u9669\u79d1\u6280\u53c2\u4e0e\u8005\u770b\u5230\u4e86\u5ba2\u6237\u4fdd\u9669\u4f53\u9a8c 100% \u6570\u5b57\u5316\u7684\u672a\u6765\uff0c\u4f46\u5176\u4ed6\u4eba\u5219\u8ba4\u4e3a\u8fd9\u4e2a\u672a\u6765\u6c38\u8fdc\u4e0d\u4f1a\u5b8c\u5168\u5b9e\u73b0\u3002\n\u867d\u7136\u6709\u4e9b\u6b65\u9aa4\u53ef\u4ee5\u81ea\u52a8\u5316\uff0c\u4f46\u5176\u4ed6\u6b65\u9aa4\u59cb\u7ec8\u9700\u8981\u4eba\u5de5\u5e72\u9884\uff0c\u5373\u4eba\u4e0e\u673a\u5668\u4e4b\u95f4\u7684\u5065\u5eb7\u5de5\u4f5c\u5173\u7cfb\u3002 <\/p>\n\n<p>\u201c\u81ea\u52a8\u5316\u673a\u5236\u5fc5\u987b\u80fd\u591f\u8bc6\u522b\u4f55\u65f6\u9700\u8981\u4eba\u5de5\u5e72\u9884\u7684\u60c5\u51b5\uff0c\u4ece\u800c\u5c06\u6709\u6548\u7ba1\u7406\u5904\u7406\u7a0b\u5e8f\u548c\u673a\u5668\u4e4b\u95f4\u7684\u4ea4\u4e92\u4f5c\u4e3a\u4e00\u4e2a\u5173\u952e\u8003\u8651\u56e0\u7d20\uff0c\u201dWillis Towers Watson \u7406\u8d54\u54a8\u8be2\u4e3b\u7ba1 <a href=\"https:\/\/www.globenewswire.com\/news-release\/2020\/01\/30\/1977329\/0\/en\/2019-InsurTech-investment-reaches-all-time-high-with-one-third-of-historic-total-almost-2-billion-invested-in-Q4-alone.html\" target=\"_blank\" rel=\"noreferrer noopener\">Tom Helm<\/a> \u8bf4\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5546\u4e1a\u4fdd\u9669\u548c\u4fdd\u9669\u79d1\u6280\u7684\u4e0b\u4e00\u6b65\u662f\u4ec0\u4e48\uff1f<\/h2>\n\n<p>\u867d\u7136\u4e13\u6ce8\u4e8e\u4e1a\u52a1\u3001\u5ba2\u6237\u4f53\u9a8c\u548c\u6570\u5b57\u5316\u8f6c\u578b\u5bf9\u4fdd\u9669\u516c\u53f8\u7684\u6210\u529f\u81f3\u5173\u91cd\u8981\uff0c\u4f46\u5b83\u4eec\u53ef\u80fd\u4e0d\u8db3\u4ee5\u5c06\u4fdd\u9669\u516c\u53f8\u521b\u65b0\u4e3a\u5177\u6709\u957f\u671f\u5b9e\u529b\u7684\u5730\u4f4d\uff0c\u5fb7\u52e4\u7684 Friedman \u548c Purowitz \u8868\u793a\u3002<\/p>\n\n<p>\u4ed6\u4eec\u89e3\u91ca\u8bf4\uff1a\u201c\u5927\u591a\u6570\u4fdd\u9669\u516c\u53f8\u51e0\u4e4e\u5c06\u6240\u6709\u6ce8\u610f\u529b\u548c\u8d44\u6e90\u90fd\u7528\u4e8e\u7ef4\u6301\u6216\u6539\u5584\u73b0\u72b6\uff0c\u800c\u4e0d\u662f\u957f\u671f\u533a\u5206\u4ed6\u4eec\u7684\u4ef7\u503c\u4e3b\u5f20\u3002\n\u7136\u800c\uff0c\u8fd9\u4e24\u79cd\u65b9\u6cd5\u5bf9\u4e8e\u53ef\u6301\u7eed\u7684\u5546\u4e1a\u6210\u529f\u90fd\u662f\u5fc5\u8981\u7684\u3002 <\/p>\n\n<p>\u4e13\u6ce8\u4e8e\u6539\u5584\u4fdd\u9669\u65e5\u5e38\u5de5\u4f5c\u548c\u5ba2\u6237\u4f53\u9a8c\u7684\u4fdd\u9669\u79d1\u6280\u521b\u65b0\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u53cc\u91cd\u597d\u5904\u3002<\/p>\n\n<p>\u201c\u4ece\u6c7d\u8f66\u5230\u7535\u4fe1\u518d\u5230\u94f6\u884c\u4e1a\u7684\u603b\u751f\u4ea7\u529b\u6b63\u5728\u8d85\u8fc7\u8d22\u4ea7\u548c\u610f\u5916\u4fdd\u9669\u884c\u4e1a\u3002\u9762\u5bf9\u91d1\u878d\u79d1\u6280\u548c\u6570\u5b57\u5206\u9500\u7684\u5f53\u524d\u548c\u65b0\u5174\u8fdb\u6b65\uff0c\u8d22\u4ea7\u548c\u610f\u5916\u9669\u884c\u4e1a\u73b0\u6709\u7684\u8fd0\u8425\u6a21\u5f0f\u9762\u4e34\u7740\u6311\u6218\u548c\u98ce\u9669\uff0c\u53ef\u80fd\u4f1a\u5931\u53bb\u7ecf\u6d4e\u76f8\u5173\u6027\uff0c\u201c\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/~\/media\/McKinsey\/Industries\/Financial%20Services\/Our%20Insights\/State%20of%20property%20and%20casualty%20insurance%202020\/State-of-property-and-casualty-insurance-2020.ashx\" target=\"_blank\" rel=\"noreferrer noopener\">Sylvain Johansson<\/a> \u548c\u540c\u4e8b\u5199\u9053\u3002<\/p>\n\n<p>\u4fdd\u9669\u79d1\u6280\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u4e2a\u72ec\u7279\u7684\u673a\u4f1a\uff0c\u4e0d\u4ec5\u53ef\u4ee5\u76f8\u4e92\u7ade\u4e89\uff0c\u8fd8\u53ef\u4ee5\u4e89\u593a\u5404\u884c\u5404\u4e1a\u7684\u4eba\u624d\u3002\nGallagher Bassett \u884c\u4e1a\u89e3\u51b3\u65b9\u6848\u9ad8\u7ea7\u526f\u603b\u88c1 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-blog\/the-four-emerging-themes-shaping-small-commercial-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Paul Lubbers<\/a> \u8868\u793a\uff0c\u4e0e\u8bb8\u591a\u5176\u4ed6\u6570\u5b57\u521b\u65b0\u5bfb\u6c42\u53d6\u4ee3\u4f20\u7edf\u5546\u4e1a\u6a21\u5f0f\u7684\u884c\u4e1a\u4e0d\u540c\uff0c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u65e2\u6e34\u671b\u4e0e\u8001\u724c\u4fdd\u9669\u516c\u53f8\u5408\u4f5c\uff0c\u4e5f\u6e34\u671b\u4e0e\u4ed6\u4eec\u7ade\u4e89\u3002 <\/p>\n\n<p>\u4ed6\u5199\u9053\uff1a\u201c\u9ea6\u80af\u9521\u6700\u8fd1\u7684\u7814\u7a76\u8868\u660e\uff0c\u5728\u63a5\u53d7\u8c03\u67e5\u7684\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u4e2d\uff0c\u6709 61% \u5bfb\u6c42\u4e3a\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u7684\u73b0\u6709\u4ef7\u503c\u94fe\u8d4b\u80fd\uff0c\u4ece\u4ea7\u54c1\u4ea4\u4ed8\u548c\u5206\u9500\u5230\u627f\u4fdd\u548c\u7d22\u8d54\u2014\u2014\u800c\u4e0d\u662f\u7834\u574f\u4f20\u7edf\u4fdd\u9669\u516c\u53f8\u5728\u8be5\u9886\u57df\u7684\u4f5c\u7528\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"660\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-from-home-1024x660.jpg\" alt=\"\" class=\"wp-image-8479\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-from-home-1024x660.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-from-home-300x193.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-from-home-768x495.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-from-home.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4ece\u6295\u8d44\u548c\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u5230\u4fdd\u9669\u751f\u6001\u7cfb\u7edf<\/h2>\n\n<p>\u5f53\u4fdd\u9669\u516c\u53f8\u6295\u8d44\u4e13\u6ce8\u4e8e\u5206\u9500\u548c\u627f\u4fdd\u7b49\u4efb\u52a1\u7684\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u5e76\u4e0e\u4e4b\u5408\u4f5c\u65f6\uff0c\u4ed6\u4eec\u53ef\u4ee5\u627e\u5230\u7b80\u5316\u5728\u5176\u5c4b\u6a90\u4e0b\u5b8c\u6210\u7684\u5de5\u4f5c\u7684\u65b9\u6cd5\u3002<\/p>\n\n<p>\u8fd9\u53ef\u4ee5\u8ffd\u6eaf\u5230 Halos Insurance \u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/new-insurance-ecosystem?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.10.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">Satadru Sengupta<\/a> \u66fe\u7ecf\u8bf4\u8fc7\u7684\u8bdd\uff1a\u4e0d\u8981\u5c06\u9057\u7559\u8d44\u4ea7\u548c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u89c6\u4e3a\u75be\u75c5-\u8865\u6551\u63aa\u65bd\u7684\u5173\u7cfb\u3002\n\u76f8\u53cd\uff0c\u8981\u660e\u767d\u540e\u8005\u4f1a\u60f3\u529e\u6cd5\u878d\u5165\u524d\u8005\u3002 <\/p>\n\n<p>\u5404\u4e2a\u516c\u53f8\u90fd\u5728\u5bfb\u627e\u4f18\u5316\u627f\u4fdd\u548c\u5206\u9500\u7b49\u4efb\u52a1\u7684\u65b9\u6cd5\u3002\n\u56e0\u6b64\uff0c\u8fd0\u8425\u5546\u7684\u4f5c\u7528\u662f\u5f15\u5165\u4fc3\u8fdb\u8fd9\u4e9b\u96c6\u6210\u7684\u6280\u672f\u3002 <\/p>\n\n<p>\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48 BOLT \u5e73\u53f0\u65e8\u5728 <a href=\"https:\/\/www.boltinc.com\/insurance-carriers?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.10.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u951a\u5b9a\u8fd0\u8425\u5546\u7684\u6280\u672f\u5806\u6808<\/a>\u3002\n\u5b83\u662f\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7684\u96c6\u6210\u63d2\u5165\u7684\u8f6f\u4ef6\u3002\n\u968f\u7740\u8be5\u5e73\u53f0\u96c6\u6210\u6a21\u578b\u7684\u6269\u5c55\uff0c\u5b83\u4f1a\u521b\u5efa\u4e00\u4e2a\u5b8c\u6574\u7684\u5408\u4f5c\u4f19\u4f34\u4e1a\u52a1\u751f\u6001\u7cfb\u7edf\uff0c\u6bcf\u4e2a\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u90fd\u4f1a\u63d0\u9ad8\u6548\u7387\uff0c\u4ece\u800c\u6539\u5584\u5ba2\u6237\u4f53\u9a8c\u5e76\u7b80\u5316\u5de5\u4f5c\u6d41\u7a0b\u3002  <\/p>\n\n<p>\u6700\u7ec8\uff0c\u8fd9\u79cd\u6a21\u5f0f\u5c06\u4f7f\u8001\u724c\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u83b7\u5f97\u66f4\u591a\u5ba2\u6237\u3001\u5efa\u7acb\u5ba2\u6237\u5fe0\u8bda\u5ea6\u3001\u6269\u5927\u5176\u4ea7\u54c1\u8303\u56f4\u5e76\u5728\u672a\u6765\u7ee7\u7eed\u52aa\u529b\u3002<\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1amavoimage\/\u00a9123RF.com\uff0c bacho12345\/\u00a9123RF.com\uff0c langstrup\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5bf9\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u7684\u6295\u8d44\u9010\u5e74\u589e\u957f\u3002 2017 \u5e74\uff0c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7b79\u96c6\u7684\u603b\u4ef7\u503c\u4e3a 22 \u4ebf\u7f8e\u5143\u3002 \u6839\u636e \u6c49\u666e\u5c14\u987f  [&hellip;]<\/p>\n","protected":false},"featured_media":8254,"template":"","insight-category":[],"class_list":["post-19993","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8254"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19993"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}