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\u9ea6\u80af\u9521\u7684 Paul Gao<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u5458\u8868\u793a\uff0c\u5230 2030 \u5e74\u552e\u51fa\u7684\u65b0\u8f66\u4e2d\uff0c\u6709\u9ad8\u8fbe 15% \u53ef\u80fd\u662f\u5b8c\u5168\u81ea\u52a8\u9a7e\u9a76\u7684\u3002\n\u66f4\u5927\u6bd4\u4f8b\u7684\u53d7\u8bbf\u8005\u53ef\u80fd\u4f1a\u91c7\u7528\u67d0\u79cd\u667a\u80fd\u6280\u672f\uff0c\u5305\u62ec\u7528\u4e8e\u8ddf\u8e2a\u9a7e\u9a76\u884c\u4e3a\u7684\u8fdc\u7a0b\u4fe1\u606f\u5904\u7406\u548c\u9a7e\u9a76\u5458\u8f85\u52a9\u7cfb\u7edf\u3002 <\/p>\n\n

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\u5965\u5170\u591a Brown and Brown Insurance \u9ad8\u7ea7\u526f\u603b\u88c1 Nicole Long<\/a> \u8bf4\uff0c\u4e0d\u660e\u786e\u516c\u53f8\u8f66\u8f86\u7684\u4f7f\u7528\u4f1a\u201c\u8ba9\u5458\u5de5\u611f\u89c9\u50cf\u662f\u53ef\u4ee5\u81ea\u7531\u652f\u914d\u201d\u3002\n\u5b83\u8fd8\u4f1a\u5927\u5927\u589e\u52a0\u62e5\u6709\u8f66\u8f86\u7684\u4f01\u4e1a\u548c\u4e3a\u5176\u63d0\u4f9b\u4fdd\u9669\u7684\u4fdd\u9669\u516c\u53f8\u7684\u98ce\u9669\u3002 <\/p>\n\n

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\u5546\u4e1a\u9a7e\u9a76\u57fa\u4e8e\u4f7f\u7528\u91cf\u7684\u4fdd\u9669<\/h3>\n\n

\u76ee\u524d\uff0c\u5c3d\u7ba1\u57fa\u4e8e\u4f7f\u7528\u91cf\u7684\u4fdd\u9669\u5728\u5ba2\u6237\u4e2d\u5f88\u53d7\u6b22\u8fce\uff0c\u4f46\u63d0\u4f9b\u57fa\u4e8e\u4f7f\u7528\u91cf\u7684\u4fdd\u9669\u7684\u96be\u70b9\u4e4b\u4e00\u662f\u51c6\u786e\u8ba1\u7b97\u4f7f\u7528\u91cf\u548c\u98ce\u9669\u3002\n\u7136\u800c\uff0c\u50cf COVID-19 \u5173\u95ed\u5bfc\u81f4\u8bb8\u591a\u4f01\u4e1a\u5173\u95ed\u7684\u60c5\u51b5\uff0c\u6070\u6070\u63d0\u4f9b\u4e86\u57fa\u4e8e\u4f7f\u7528\u91cf\u7684\u4fdd\u9669\u53ef\u4ee5\u4f7f\u53f8\u673a\u53d7\u76ca\u7684\u60c5\u51b5\uff0c\u798f\u5e03\u65af\u7684 Jason Metz<\/a> \u5199\u9053\u3002 <\/p>\n\n

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\u4f8b\u5982\uff0c\u5f53\u4e0e\u667a\u80fd\u6c7d\u8f66\u6280\u672f\u76f8\u7ed3\u5408\u65f6\uff0c\u57fa\u4e8e\u533a\u5757\u94fe\u7684\u8f6f\u4ef6\u53ef\u80fd\u6210\u4e3a\u4fdd\u9669\u516c\u53f8\u7684\u5b9e\u7528\u9009\u62e9\u3002\n\u5728 2018 \u5e74\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\uff0c \u7531 F. Lamberti<\/a> \u9886\u5bfc\u7684\u610f\u5927\u5229\u7814\u7a76\u5c0f\u7ec4\u63cf\u8ff0\u4e86\u4e00\u79cd\u4f7f\u7528\u667a\u80fd\u4f20\u611f\u5668\u7684\u65b9\u6cd5\uff0c\u5e76\u8f85\u4ee5\u57fa\u4e8e\u533a\u5757\u94fe\u7684\u8f6f\u4ef6\uff0c\u8be5\u65b9\u6cd5\u5c06\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u4ee5\u9ad8\u5ea6\u7b80\u5316\u7684\u65b9\u5f0f\u63d0\u4f9b\u57fa\u4e8e\u4f7f\u7528\u91cf\u7684\u4fdd\u9669\u3002\n\u8f6f\u4ef6\u548c\u4f20\u611f\u5668\u5c06\u627f\u62c5\u5927\u90e8\u5206\u8ba1\u7b97\u4f7f\u7528\u91cf\u7684\u5de5\u4f5c\uff0c\u8fd9\u4f7f\u5f97 UBI \u76ee\u524d\u96be\u4ee5\u653e\u7f6e\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u4fdd\u9669\u516c\u53f8\u5982\u4f55\u8fce\u63a5\u667a\u80fd\u6c7d\u8f66\u7684\u672a\u6765<\/h2>\n\n

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\u5728 2020 \u5e74\u4e00\u9879\u5173\u4e8e\u65b0\u578b\u79fb\u52a8\u6280\u672f\u53ca\u5176\u5bf9\u98ce\u9669\u5206\u6790\u5f71\u54cd\u7684\u7814\u7a76\u4e2d\uff0c\u7814\u7a76\u4eba\u5458 Nadine Gatzert \u548c Katrin Osterrieder<\/a> \u786e\u5b9a\u4e86\u4fdd\u9669\u516c\u53f8\u4e3a\u667a\u80fd\u6c7d\u8f66\u5728\u4e2a\u4eba\u548c\u5546\u4e1a\u7528\u9014\u4e2d\u53f8\u7a7a\u89c1\u60ef\u7684\u672a\u6765\u505a\u597d\u51c6\u5907\u7684\u51e0\u79cd\u65b9\u5f0f\u3002<\/p>\n\n

\u4f8b\u5982\uff0cGatzert \u548c Osterreider \u5efa\u8bae\u4fdd\u9669\u516c\u53f8\u901a\u8fc7\u91c7\u7528\u9ad8\u7ea7\u6570\u636e\u5206\u6790\u6765\u66f4\u597d\u5730\u4e86\u89e3\u667a\u80fd\u6c7d\u8f66\u7684\u8fd0\u884c\u65b9\u5f0f\uff0c\u4ece\u800c\u5e94\u5bf9\u9ad8\u5ea6\u6570\u5b57\u5316\u7684\u667a\u80fd\u6c7d\u8f66\u672a\u6765\u3002\n\u7d27\u8ddf\u667a\u80fd\u6c7d\u8f66\u548c\u4eba\u53e3\u6d41\u52a8\u6027\u7684\u65b0\u8d8b\u52bf\u53ef\u4ee5\u4e3a\u627f\u4fdd\u4eba\u63d0\u4f9b\u91cd\u8981\u7684\u80cc\u666f\u4fe1\u606f\u3002 <\/p>\n\n

\u7ef4\u591a\u5229\u4e9a\u4ea4\u901a\u653f\u7b56\u7814\u7a76\u6240\uff08Victoria Transport Policy Institute\uff09\u7684 \u6258\u5fb7\u00b7\u5229\u7279\u66fc\uff08Todd Litman<\/a> \uff09\u9884\u6d4b\uff0c\u672a\u6765\u9053\u8def\u4e0a\u5230\u5904\u90fd\u662f\u5b8c\u5168\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\uff0c\u8fd8\u9700\u8981\u51e0\u5341\u5e74\u7684\u65f6\u95f4\u3002\n\u7136\u800c\uff0c\u5982\u4eca\u5b58\u5728\u5145\u6ee1\u667a\u80fd\u6280\u672f\u7684\u5546\u4e1a\u8f66\u961f\uff0c\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u673a\u9047\u548c\u6311\u6218\u3002 <\/p>\n\n

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\u56fe\u7247\u63d0\u4f9b\uff1aPaolo Gianfrancesco\/\u00a9123RF.com\u3001Sitthinan Saengsanga\/\u00a9123RF.com\u3001adrianhancu\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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