{"id":19963,"date":"2024-09-20T14:51:09","date_gmt":"2024-09-20T19:51:09","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%86%8d%e4%bf%9d%e9%99%a9%e5%9c%a8%e5%95%86%e4%b8%9a%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%e4%b8%ad%e7%9a%84%e4%bd%9c%e7%94%a8\/"},"modified":"2024-09-20T14:51:15","modified_gmt":"2024-09-20T19:51:15","slug":"%e5%86%8d%e4%bf%9d%e9%99%a9%e5%9c%a8%e5%95%86%e4%b8%9a%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%e4%b8%ad%e7%9a%84%e4%bd%9c%e7%94%a8","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%86%8d%e4%bf%9d%e9%99%a9%e5%9c%a8%e5%95%86%e4%b8%9a%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%e4%b8%ad%e7%9a%84%e4%bd%9c%e7%94%a8\/","title":{"rendered":"\u518d\u4fdd\u9669\u5728\u5546\u4e1a\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u4f5c\u7528"},"content":{"rendered":"\n<p>\u4e0e\u4fdd\u9669\u4e1a\u7684\u5176\u4ed6\u9886\u57df\u4e00\u6837\uff0c\u518d\u4fdd\u9669\u4e5f\u5904\u4e8e\u5341\u5b57\u8def\u53e3\u3002\nCOVID-19 \u5927\u6d41\u884c\u3001\u8feb\u5728\u7709\u776b\u7684\u98d3\u98ce\u5b63\u8282\u548c\u5176\u4ed6\u98ce\u9669\u5a01\u80c1\u7740\u91cd\u5927\u7834\u574f\u548c\u4e0d\u7a33\u5b9a\u3002\n\u4e0e\u6b64\u540c\u65f6\uff0c\u5b58\u5728\u6570\u5b57\u5316\u5de5\u5177\u548c\u673a\u4f1a\uff0c\u53ef\u4ee5\u6253\u9020\u518d\u4fdd\u9669\u7684\u91cd\u5927\u91cd\u5851\uff0c\u4ece\u800c\u4fdd\u8bc1\u8be5\u884c\u4e1a\u5728\u672a\u6765\u51e0\u5341\u5e74\u7684\u5f39\u6027\u3002  <\/p>\n\n<p>\u4e3a\u4e86\u6293\u4f4f\u673a\u9047\u5e76\u89c4\u907f\u5a01\u80c1\uff0c\u518d\u4fdd\u9669\u516c\u53f8\u9700\u8981\u5728\u65b0\u7684\u4fdd\u9669\u884c\u4e1a\u80cc\u666f\u4e0b\u91cd\u65b0\u6784\u60f3\u81ea\u5df1\u3002\n\u901a\u8fc7\u6570\u5b57 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-ecosystems\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.21.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u751f\u6001\u7cfb\u7edf<\/a> \u4e0e\u5408\u4f5c\u4f19\u4f34\u548c\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u63d0\u4f9b\u4e86\u8fd9\u6837\u4e00\u4e2a\u5145\u6ee1\u5e0c\u671b\u7684\u672a\u6765\u613f\u666f\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5546\u4e1a\u518d\u4fdd\u9669\u7684\u73b0\u72b6<\/h2>\n\n<p>\u201c\u5927\u578b\u5546\u4e1a\u548c\u518d\u4fdd\u9669\u884c\u4e1a\u53d1\u73b0\u81ea\u5df1\u540c\u65f6\u9762\u4e34\u4e25\u91cd\u7684\u98a0\u8986\u98ce\u9669\uff0c\u5e76\u5904\u4e8e\u5173\u952e\u8f6c\u578b\u7684\u8fb9\u7f18\uff0c\u201d <a href=\"https:\/\/assets.ey.com\/content\/dam\/ey-sites\/ey-com\/en_gl\/topics\/insurance\/ey-nextwave-insurance-large-commercial-reinsurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Isabelle Santenac<\/a> \u548c\u5b89\u6c38\u7684\u4fdd\u9669\u9886\u5bfc\u8005\u5199\u9053\u3002<\/p>\n\n<p>\u4e0e\u75ab\u60c5\u76f8\u5173\u7684\u4e2d\u65ad\u3001\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u9700\u6c42\u3001\u65e0\u5f62\u8d44\u4ea7\u4ef7\u503c\u7684\u589e\u52a0\u4ee5\u53ca\u5bf9\u65b0\u4eba\u624d\u7684\u9700\u6c42\u90fd\u7ed9\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u538b\u529b\u3002\n\u4e0e\u6b64\u540c\u65f6\uff0c\u6280\u672f\u98a0\u8986\u6709\u671b\u98a0\u8986\u73b0\u6709\u7684\u5546\u4e1a\u548c\u518d\u4fdd\u9669\u6a21\u5f0f\u3002 <\/p>\n\n<p>\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u76ee\u524d\u9762\u4e34\u7684\u6700\u5927\u6311\u6218\u4e4b\u4e00\u662f\u5fc5\u987b\u5c06\u5ba2\u6237\u9700\u6c42\u3001\u504f\u597d\u548c\u671f\u671b\u7eb3\u5165\u4ed6\u4eec\u7684\u65b9\u6cd5\u4e2d\u3002\n\u968f\u7740\u4ece\u96c6\u4e2d\u5f0f\u5e73\u53f0\u8fd0\u884c <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/understanding-insurance-ecosystems\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.21.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u7684\u6570\u5b57\u751f\u6001\u7cfb\u7edf<\/a> \u6210\u4e3a\u65e5\u5e38\u4f53\u9a8c\u7684\u4e00\u90e8\u5206\uff0c\u5ba2\u6237\u4e5f\u8d8a\u6765\u8d8a\u671f\u671b\u4fdd\u9669\u516c\u53f8\u4e5f\u80fd\u63d0\u4f9b\u8fd9\u4e9b\u751f\u6001\u7cfb\u7edf\u3002 <\/p>\n\n<p>\u6839\u636e 2020 <a href=\"https:\/\/www.swissre.com\/dam\/jcr:430c9b00-09ee-448f-8307-0ca484a2ad96\/sigma1_2020_en.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e74\u745e\u58eb\u518d\u4fdd\u9669<\/a> \u7684\u4e00\u4efd\u62a5\u544a\uff0c\u91c7\u7528\u751f\u6001\u7cfb\u7edf\u65b9\u6cd5\u7684\u4fdd\u9669\u516c\u53f8\u201c\u5c06\u80fd\u591f\u4ece\u4ee5\u4ea7\u54c1\u4e3a\u4e2d\u5fc3\u7684\u9500\u552e\u65b9\u6cd5\u8f6c\u53d8\u4e3a\u4e0e\u5ba2\u6237\u6574\u4e2a\u751f\u547d\u5468\u671f\u7684\u66f4\u5e7f\u6cdb\u9700\u6c42\u5bc6\u5207\u76f8\u5173\u7684\u65b9\u6cd5\uff0c\u66f4\u52a0\u5173\u6ce8\u4eba\u7c7b\u4f53\u9a8c\u201d\u3002\n\u4fdd\u9669\u516c\u53f8\u62e5\u6709\u7684\u6570\u636e\u8d8a\u591a\uff0c\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u5c31\u8d8a\u5bb9\u6613\uff0c\u4fdd\u9669\u548c\u518d\u4fdd\u9669\u516c\u53f8\u5c31\u8d8a\u5bb9\u6613\u63d0\u4f9b\u5353\u8d8a\u7684\u4f53\u9a8c\uff0c\u4ece\u800c\u5efa\u7acb\u5ba2\u6237\u5fe0\u8bda\u5ea6\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-1024x682.jpg\" alt=\"\" class=\"wp-image-8750\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669\u516c\u53f8\u4e0e\u518d\u4fdd\u9669\u516c\u53f8\u5173\u7cfb\u7684\u6311\u6218\u548c\u673a\u9047<\/h2>\n\n<p>\u5982\u4eca\uff0c\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u90fd\u9762\u4e34\u7740\u91cd\u5927\u6311\u6218\u3002\nCOVID-19 \u5927\u6d41\u884c\u3001\u91cd\u5927\u98d3\u98ce\u5b63\u8282\u7684\u5a01\u80c1\u548c\u5176\u4ed6\u56e0\u7d20\u90fd\u5371\u53ca\u4fdd\u9669\u516c\u53f8\u7684\u7a33\u5b9a\u6027\u3001\u5ba2\u6237\u5173\u7cfb\u7b49\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u5728\u8fd9\u4e9b\u6311\u6218\u4e2d\u8574\u85cf\u7740\u8bb8\u591a\u673a\u9047\u3002\n\u5176\u4e2d\u5305\u62ec\u91cd\u65b0\u601d\u8003\u4fdd\u9669\u5173\u7cfb\u7684\u673a\u4f1a\uff0c\u4ee5\u53ca\u5efa\u7acb\u4ee5\u65b0\u65b9\u5f0f\u5438\u5f15\u5ba2\u6237\u548c\u975e\u4fdd\u9669\u5408\u4f5c\u4f19\u4f34\u516c\u53f8\u7684\u5e73\u53f0\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u518d\u4fdd\u9669\u548c COVID-19\uff1a\u53ef\u4ee5\u5171\u4eab\u98ce\u9669\u655e\u53e3\u5417\uff1f<\/h3>\n\n<p>\u518d\u4fdd\u9669\u7684\u76ee\u6807\u662f\u786e\u4fdd\u201c\u6ca1\u6709\u4fdd\u9669\u516c\u53f8\u5bf9\u7279\u522b\u5927\u7684\u4e8b\u4ef6\u6216\u707e\u96be\u6709\u592a\u5927\u7684\u98ce\u9669\uff0c\u201d\u5546\u4e1a\u4f5c\u5bb6 <a href=\"https:\/\/www.investopedia.com\/ask\/answers\/08\/reinsurance.asp\" target=\"_blank\" rel=\"noreferrer noopener\">Caroline Banton<\/a> \u8bf4\u3002\n\u5f53\u4e8b\u4ef6\u6216\u707e\u96be\u672c\u5730\u5316\u65f6\uff0c\u6b64\u6a21\u578b\u6548\u679c\u5f88\u597d\u3002\n\u4f8b\u5982\uff0c\u5728\u98d3\u98ce\u533a\u7684\u4fdd\u9669\u516c\u53f8\u4e4b\u95f4\u5206\u6563\u98ce\u9669\u655e\u53e3\u6709\u52a9\u4e8e\u786e\u4fdd\u5728\u98d3\u98ce\u88ad\u51fb\u8be5\u5730\u533a\u65f6\uff0c\u6ca1\u6709\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u88ab\u7d22\u8d54\u6240\u6df9\u6ca1\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u4e00\u573a\u5168\u7403\u5927\u6d41\u884c\u75c5\u89c4\u6a21\u7684\u707e\u96be\u4e0d\u4ec5\u66b4\u9732\u4e86\u4e2a\u522b\u516c\u53f8\uff0c\u8fd8\u66b4\u9732\u4e86\u6574\u4e2a\u4fdd\u9669\u4e1a\u3002\n\u5728\u8fd9\u4e9b\u60c5\u51b5\u4e0b\uff0c\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u96be\u4ee5\u5206\u62c5\u98ce\u9669\u655e\u53e3\uff0c\u56e0\u4e3a\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u6bcf\u4e2a\u5b63\u5ea6\u90fd\u9762\u4e34\u4e8f\u635f\u3002 <\/p>\n\n<p>\u4f01\u4e1a\u4e0e\u4fdd\u9669\u516c\u53f8\u4e00\u6837\u62c5\u5fc3\u75ab\u60c5\u76f8\u5173\u98ce\u9669\uff0c\u56e0\u4e3a\u4ed6\u4eec\u7ad9\u5728\u635f\u5931\u7684\u524d\u7ebf\u3002\n <a href=\"https:\/\/www.pwc.com\/us\/en\/library\/covid-19\/covid-19-and-insurance-industry.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u666e\u534e\u6c38\u9053\u7684\u4e00\u9879<\/a> \u7814\u7a76\u53d1\u73b0\uff0c71% \u7684\u516c\u53f8\u5c06\u201c\u8d22\u52a1\u5f71\u54cd\u201d\u5217\u4e3a\u4e0e\u51a0\u72b6\u75c5\u6bd2\u76f8\u5173\u7684\u4e09\u5927\u62c5\u5fe7\u4e4b\u4e00\u3002\n\u8fd9\u4e9b\u8d22\u52a1\u5f71\u54cd\u53cd\u8fc7\u6765\u5c06\u5f71\u54cd\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\uff0c\u56e0\u4e3a\u4f01\u4e1a\u6b63\u5728\u5bfb\u6c42\u635f\u5931\u4fdd\u9669\u3002  <\/p>\n\n<p>\u4ece\u5386\u53f2\u4e0a\u770b\uff0c\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u90fd\u662f\u5efa\u7acb\u5728\u5927\u578b\u707e\u96be\u7684\u57fa\u7840\u4e0a\uff0c\u5e76\u5229\u7528\u5b83\u4eec\u6765\u523a\u6fc0\u8fdb\u4e00\u6b65\u589e\u957f\u3002\n\u4f8b\u5982\uff0c <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/state-of-property-and-casualty-insurance-2020\" target=\"_blank\" rel=\"noreferrer noopener\">Sylvain Johansson<\/a> \u548c\u9ea6\u80af\u9521\u7814\u7a76\u4eba\u5458\u5728 2020 \u5e74 4 \u6708\u7684\u4e00\u4efd\u62a5\u544a\u4e2d\u5199\u9053\uff0c\u867d\u7136 2001 \u5e74 9 \u6708 11 \u65e5\u7684\u653b\u51fb\u7ed9\u4fdd\u9669\u516c\u53f8\u9020\u6210\u4e86\u521b\u7eaa\u5f55\u7684 450 \u4ebf\u7f8e\u5143\uff08\u6309 2020 \u5e74\u7684\u4ef7\u683c\u8ba1\u7b97\uff09\uff0c\u4f46\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u4e0d\u4ec5\u8bbe\u6cd5\u62b5\u5fa1\u4e86\u653b\u51fb\uff0c\u8fd8\u5229\u7528\u8fd9\u4e00\u4e8b\u4ef6\u52a0\u5f3a\u4e86\u4ed6\u4eec\u7684\u7ecf\u6d4e\u5730\u4f4d\u3002 <\/p>\n\n<p>\u867d\u7136\u5927\u6d41\u884c\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u8bb8\u591a\u65b0\u95ee\u9898\uff0c\u4f46\u5b83\u4e5f\u53ef\u80fd\u521b\u9020\u4e00\u4e2a\u673a\u4f1a\uff0c\u4ece\u6839\u672c\u4e0a\u91cd\u65b0\u601d\u8003\u4fdd\u9669\u4ea7\u54c1\u7684\u521b\u5efa\u548c\u5206\u9500\u65b9\u5f0f\u3002\n\u5b83\u8fd8\u521b\u9020\u4e86\u4e0e\u975e\u4fdd\u9669\u516c\u53f8\u5408\u4f5c\u4f19\u4f34\u5efa\u7acb\u5173\u7cfb\u7684\u673a\u4f1a\uff0c\u4ee5\u6253\u9020\u9ad8\u4ef7\u503c\u7684\u5ba2\u6237\u4f53\u9a8c\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u6570\u5b57\u5316\u98a0\u8986\u548c\u98a0\u8986\u8005<\/h3>\n\n<p>\u5728\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4e2d\uff0c\u5404\u5bb6\u516c\u53f8\u5728\u4e00\u4e2a\u5e73\u53f0\u4e0a\u5408\u4f5c\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u670d\u52a1\u4f53\u9a8c\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u518d\u4fdd\u9669\u516c\u53f8\u548c\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u5728\u4e00\u4e2a\u65e8\u5728\u4e3a\u5ba2\u6237\u63d0\u4f9b\u5168\u9762\u4fdd\u9669\u4f53\u9a8c\u7684\u751f\u6001\u7cfb\u7edf\u4e2d\u5408\u4f5c\u3002\n\u5ba2\u6237\u53ef\u4ee5\u540c\u65f6\u4e0e\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u5408\u4f5c\uff0c\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u90fd\u4e13\u6ce8\u4e8e\u7279\u5b9a\u7c7b\u578b\u7684\u5546\u4e1a\u4fdd\u9669\u3002\n\u5ba2\u6237\u5728\u79bb\u5f00\u65f6\u83b7\u5f97\u4e86\u4ed6\u4eec\u7279\u5b9a\u9879\u76ee\u6216\u4e1a\u52a1\u6240\u9700\u7684\u4fdd\u9669\uff0c\u5e76\u5bf9\u6240\u6d89\u53ca\u7684\u4fdd\u9669\u516c\u53f8\u548c\u5ba2\u6237\u670d\u52a1\u4f53\u9a8c\u7559\u4e0b\u4e86\u79ef\u6781\u7684\u5370\u8c61\u3002  <\/p>\n\n<p>Argo Group \u6267\u884c\u526f\u603b\u88c1\u517c Argo \u6b96\u6c11\u5730\u4e13\u4e1a\u4e1a\u52a1\u603b\u88c1 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/tech-enabling-new-business-opportunities-in-insurance-192195.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Grose<\/a> \u8868\u793a\uff0c\u751f\u6001\u7cfb\u7edf\u4e3a\u5ba2\u6237\u548c\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u4e00\u9879\u597d\u5904\u662f\u66f4\u9ad8\u7684\u6548\u7387\u3002\n\u968f\u7740\u5ba2\u6237\u5c06\u66f4\u591a\u7684\u96f6\u552e\u8d2d\u7269\u548c\u670d\u52a1\u8d2d\u4e70\u8f6c\u79fb\u5230\u6570\u5b57\u9886\u57df\uff0c\u4ed6\u4eec\u5e0c\u671b\u5728\u7ebf\u4ea4\u6613\u66f4\u52a0\u9ad8\u6548\u3002\n\u540c\u6837\uff0c\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u91cd\u89c6\u6548\u7387;\u4ed6\u4eec\u5e0c\u671b\u5feb\u901f\u5f00\u5c55\u4e1a\u52a1\u3002  <\/p>\n\n<p>\u6b63\u786e\u7684\u6570\u5b57\u5e73\u53f0\u6258\u7ba1\u9762\u5411\u5ba2\u6237\u7684\u751f\u6001\u7cfb\u7edf\u5e76\u5904\u7406\u4ece\u5ba2\u6237\u4ea4\u6613\u4e2d\u6536\u96c6\u7684\u6570\u636e\uff0c\u53ef\u4ee5\u63d0\u9ad8\u5206\u9500\u901f\u5ea6\u4ee5\u53ca\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u76f8\u4e92\u4ea4\u4e92\u7684\u6548\u7387\u3002<\/p>\n\n<p>\u751f\u6001\u7cfb\u7edf\u6a21\u578b\u63a8\u52a8\u4e86\u5305\u62ec\u4fdd\u9669\u5728\u5185\u7684\u8bb8\u591a\u884c\u4e1a\u7684\u98a0\u8986\u3002\n\u95ee\u9898\u4e0d\u5728\u4e8e\u751f\u6001\u7cfb\u7edf\u65b9\u6cd5\u662f\u5426\u4f1a\u6539\u53d8\u4fdd\u9669\u516c\u53f8;\u57c3\u68ee\u54f2\u6b27\u6d32\u4e1a\u52a1\u9ad8\u7ea7\u8463\u4e8b\u603b\u7ecf\u7406\u517c\u4fdd\u9669\u8d1f\u8d23\u4eba <a href=\"https:\/\/insuranceblog.accenture.com\/the-ultimate-guide-to-insurance-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Daniele Presutti<\/a> \u8868\u793a\uff0c\u800c\u662f\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u662f\u5426\u4f1a\u901a\u8fc7\u91c7\u7528\u8fd9\u79cd\u6a21\u5f0f\u6216\u5e94\u5bf9\u7ade\u4e89\u516c\u53f8\u5f15\u53d1\u7684\u4e2d\u65ad\u6765\u6539\u53d8\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"680\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-1024x680.jpg\" alt=\"\" class=\"wp-image-8740\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-1024x680.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-768x510.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c06\u518d\u4fdd\u9669\u6784\u5efa\u5230\u6570\u5b57\u4fdd\u9669\u516c\u53f8\u751f\u6001\u7cfb\u7edf\u4e2d<\/h2>\n\n<p>\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4e5f\u4e3a\u4e13\u4e1a\u518d\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u65b0\u7684\u673a\u4f1a\u3002\n\u4f20\u7edf\u4e0a\uff0c\u518d\u4fdd\u9669\u516c\u53f8\u7684\u6210\u529f\u8981\u4e48\u662f\u901a\u8fc7\u6269\u5927\u89c4\u6a21\u6765\u627f\u62c5\u8bb8\u591a\u98ce\u9669\uff0c\u8981\u4e48\u662f\u901a\u8fc7\u4e13\u6ce8\u4e8e\u7279\u5b9a\u7684\u5229\u57fa\u5e02\u573a\u3002\n\u4e13\u4e1a\u518d\u4fdd\u9669\u516c\u53f8\u901a\u8fc7\u6210\u4e3a\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u4e0d\u4f1a\u89e6\u53ca\u7684\u98ce\u9669\u4e13\u5bb6\u800c\u84ec\u52c3\u53d1\u5c55\u3002  <\/p>\n\n<p>\u8fd9\u79cd\u4e13\u4e1a\u5316\u5728\u6280\u672f\u9a71\u52a8\u7684\u4fdd\u9669\u672a\u6765\u4ecd\u7136\u5f88\u6709\u4ef7\u503c\u3002\n\u7136\u800c\uff0c\u4e3a\u4e86\u786e\u4fdd\u4ed6\u4eec\u63a5\u89e6\u5230\u5408\u9002\u7684\u5ba2\u6237\uff0c\u4e13\u4e1a\u518d\u4fdd\u9669\u516c\u53f8\u9700\u8981\u91cd\u65b0\u8003\u8651\u4ed6\u4eec\u5982\u4f55\u5efa\u7acb\u548c\u63a8\u5e7f\u5173\u7cfb\u3002 <\/p>\n\n<p>\u4ed6\u4eec\u8fd8\u9700\u8981\u4e86\u89e3\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u9700\u6c42\u3002\n\u201c\u5f53\u4eca\u7684\u7cbe\u76ca\u548c\u6280\u672f\u9a71\u52a8\u578b\u7ec4\u7ec7\u66f4\u91cd\u89c6\u9632\u6b62\u635f\u5931\uff0c\u800c\u4e0d\u662f\u8f6c\u79fb\u98ce\u9669;\u4ed6\u4eec\u5bf9\u4fdd\u9669\u6709\u4e0d\u540c\u7684\u9700\u6c42\u548c\u671f\u671b\uff0c\u201c\u5b89\u6c38\u5168\u7403\u4fdd\u9669\u54a8\u8be2\u4e3b\u7ba1\u5408\u4f19\u4eba\u517c\u5b89\u6c38\u6b27\u6d32\u3001\u4e2d\u4e1c\u548c\u975e\u6d32\u4fdd\u9669\u4e3b\u7ba1\u5408\u4f19\u4eba <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/seven-business-models-of-the-future-for-the-insurance-sector\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u201c\u8f6c\u578b\u6700\u6210\u529f\u7684\u516c\u53f8\u5c06\u662f\u90a3\u4e9b\u7d27\u6025\u63a8\u52a8\u8fd1\u671f\u53d8\u9769\uff0c\u540c\u65f6\u5bf9\u672a\u6765\u8fdb\u884c\u660e\u667a\u7684\u957f\u671f\u62bc\u6ce8\u7684\u516c\u53f8\uff0c\u201d\u5b89\u6c38\u7f8e\u6d32\u4fdd\u9669\u884c\u4e1a\u548c\u54a8\u8be2\u4e3b\u7ba1 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/seven-business-models-of-the-future-for-the-insurance-sector\" target=\"_blank\" rel=\"noreferrer noopener\">Ed J. Majkowski<\/a> \u8bf4\u3002\n\u5bf9\u4e8e\u5546\u4e1a\u4fdd\u9669\u548c\u518d\u4fdd\u9669\uff0c\u8fd9\u4e9b\u8d4c\u6ce8\u5c06\u96c6\u4e2d\u5728\u4e86\u89e3\u5ba2\u6237\u9700\u6c42\u4e0a\u3002\n\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u8fd8\u5c06\u5728\u6570\u5b57\u73af\u5883\u4e2d\u4e0e\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u548c\u5176\u4ed6\u4f9b\u5e94\u5546\u5408\u4f5c\uff0c\u4ee5\u6ee1\u8db3\u8fd9\u4e9b\u9700\u6c42\u3002\n\u8fd9\u79cd\u5ba2\u6237\u8d8a\u6765\u8d8a\u719f\u6089\u7684\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u65b9\u6cd5\u5c06\u901a\u8fc7\u534f\u4f5c\u63d0\u4f9b\u7ade\u4e89\u4f18\u52bf\uff0c\u4f7f\u4fdd\u9669\u516c\u53f8\u548c\u518d\u4fdd\u9669\u516c\u53f8\u643a\u624b\u8fc8\u5411\u672a\u6765\u3002   <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1a Tyler Olson\/\u00a9123RF.com\uff0c dolgachov\/\u00a9123RF.com\uff0c dolgachov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4e0e\u4fdd\u9669\u4e1a\u7684\u5176\u4ed6\u9886\u57df\u4e00\u6837\uff0c\u518d\u4fdd\u9669\u4e5f\u5904\u4e8e\u5341\u5b57\u8def\u53e3\u3002 COVID-19 \u5927\u6d41\u884c\u3001\u8feb\u5728\u7709\u776b\u7684\u98d3\u98ce\u5b63\u8282\u548c\u5176\u4ed6\u98ce\u9669\u5a01\u80c1\u7740\u91cd [&hellip;]<\/p>\n","protected":false},"featured_media":8761,"template":"","insight-category":[],"class_list":["post-19963","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8761"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19963"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}