{"id":19938,"date":"2024-09-20T13:28:37","date_gmt":"2024-09-20T18:28:37","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%bd%93%e5%89%8d%e5%92%8c%e9%a2%84%e6%9c%9f%e7%9a%84%e6%8c%91%e6%88%98\/"},"modified":"2024-09-20T13:28:43","modified_gmt":"2024-09-20T18:28:43","slug":"%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%bd%93%e5%89%8d%e5%92%8c%e9%a2%84%e6%9c%9f%e7%9a%84%e6%8c%91%e6%88%98","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%bd%93%e5%89%8d%e5%92%8c%e9%a2%84%e6%9c%9f%e7%9a%84%e6%8c%91%e6%88%98\/","title":{"rendered":"\u65c5\u884c\u4fdd\u9669\uff1a\u5f53\u524d\u548c\u9884\u671f\u7684\u6311\u6218"},"content":{"rendered":"\n<p>2019 \u5e74\u5e95\u548c 2020 \u5e74\u521d\uff0c\u5bf9\u65c5\u884c\u4fdd\u9669\u884c\u4e1a\u7684\u9884\u6d4b\u975e\u5e38\u4e50\u89c2\u3002\n\u7136\u800c\uff0c\u7531\u4e8e COVID-19 \u5927\u6d41\u884c\u6270\u4e71\u4e86\u4e16\u754c\u5404\u5730\u7684\u65c5\u884c\u8ba1\u5212\uff0c\u5b83\u4e5f\u6270\u4e71\u4e86\u4e3a\u65c5\u884c\u98ce\u9669\u63d0\u4f9b\u4fdd\u9669\u7684\u884c\u4e1a\u3002 <\/p>\n\n<p>\u4e0e\u5176\u4ed6\u884c\u4e1a\u4e00\u6837\uff0c\u968f\u7740\u5927\u6d41\u884c\u7684\u6700\u521d\u51b2\u51fb\u5df2\u7ecf\u8fc7\u53bb\uff0c\u65c5\u884c\u4fdd\u9669\u5f00\u59cb\u53cd\u5f39\u3002\n\u968f\u7740\u65c5\u884c\u4fdd\u9669\u7684\u590d\u82cf\uff0c\u5b83\u53d7\u5230\u5ba2\u6237\u548c\u76d1\u7ba1\u673a\u6784\u7684\u65b0\u5ba1\u67e5\u3002\n\u5b8c\u5168\u6062\u590d\u5c06\u8981\u6c42\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u6ee1\u8db3\u5bf9\u65b0\u4ea7\u54c1\u548c\u6539\u8fdb\u6c9f\u901a\u7684\u5927\u91cf\u9700\u6c42\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">COVID-19 \u4e0b\u7684\u65c5\u884c\u4fdd\u9669\u72b6\u51b5<\/h2>\n\n<p>\u201cCOVID-19 \u5df2\u7ecf\u98a0\u8986\u4e86\u8fd9\u4e2a\u884c\u4e1a\u3002\u4e0e\u65c5\u884c\u8ba1\u5212\u7684\u627f\u4fdd\u548c\u4fdd\u5355\u6709\u5173\uff0c\u5c06\u53d1\u751f\u91cd\u5927\u53d8\u5316\uff0c\u201c\u4e3a\u7f8e\u56fd\u548c\u52a0\u62ff\u5927\u7684\u6e38\u5ba2\u63d0\u4f9b\u65c5\u884c\u4fdd\u9669\u7684\u4fdd\u9669\u79d1\u6280\u516c\u53f8 INF \u7684\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/05\/this-is-the-surprising-way-coronavirus-has-changed-travel-insurance\/#14bab4481664\" target=\"_blank\" rel=\"noreferrer noopener\">PK Rao<\/a> \u8bf4\u3002<\/p>\n\n<p>\u6839\u636e\u7f8e\u56fd\u65c5\u884c\u4fdd\u9669\u534f\u4f1a 2018 \u5e74\u7684\u4e00\u9879 <a href=\"http:\/\/www.ustia.org\/uploads\/2\/4\/8\/8\/24887869\/ustia_press_release_2019_new_study.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7814\u7a76<\/a> \uff0c\u867d\u7136\u5728\u5927\u6d41\u884c\u4e4b\u524d\uff0c\u65c5\u884c\u4fdd\u9669\u5728\u7f8e\u56fd\u662f\u4e00\u4e2a\u4ef7\u503c 38 \u4ebf\u7f8e\u5143\u7684\u884c\u4e1a\uff0c\u4f46\u5176\u4e2d\u53ea\u6709\u7ea6 6.3% \u7528\u4e8e\u533b\u7597\u548c\u533b\u7597\u540e\u9001\u9700\u6c42\u3002\n\u5927\u591a\u6570 Travel Insurance \u8d2d\u4e70\u96c6\u4e2d\u5728\u884c\u7a0b\u53d6\u6d88\u6216\u884c\u7a0b\u4e2d\u65ad\u4e0a\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u51a0\u72b6\u75c5\u6bd2\u5927\u6d41\u884c\u91cd\u65b0\u5f15\u8d77\u4e86\u4eba\u4eec\u5bf9\u65c5\u884c\u533b\u7597\u4fdd\u9669\u7684\u5174\u8da3\uff0c\u5c24\u5176\u662f COVID-19 \u611f\u67d3\u7684\u4fdd\u9669\u3002\n\u5b83\u8fd8\u4e3a\u65c5\u884c\u53d6\u6d88\u6216\u5ef6\u8bef\u4fdd\u9669\u7684\u5c40\u9650\u6027\u63d0\u4f9b\u4e86\u65b0\u7684\u89c6\u89d2\uff0c\u523a\u6fc0\u4e86\u4e70\u5bb6\u5bf9\u65b0\u4ea7\u54c1\u7684\u9700\u6c42\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65c5\u6e38\u4e1a\u5373\u5c06\u51fa\u53f0\u7684\u65b0\u89c4\u5219<\/h3>\n\n<p>\u6cd5\u5f8b\u548c\u76d1\u7ba1\u5e72\u9884\u4e5f\u53ef\u80fd\u6539\u53d8\u5ba2\u6237\u5bf9\u65c5\u884c\u4fdd\u9669\u7684\u9700\u6c42\u6216\u613f\u671b\u3002\n\u4f8b\u5982\uff0c2020 \u5e74 5 \u6708\u63d0\u51fa\u7684\u4e00\u9879\u6cd5\u6848\u5c06\u8981\u6c42\u4e3b\u8981\u822a\u7a7a\u516c\u53f8\u548c\u7b2c\u4e09\u65b9\u673a\u7968\u9500\u552e\u5546\u4e3a\u822a\u7a7a\u516c\u53f8\u6216\u4e58\u5ba2\u5728\u5927\u6d41\u884c\u671f\u95f4\u53d6\u6d88\u7684\u673a\u7968\u63d0\u4f9b\u5168\u989d\u73b0\u91d1\u9000\u6b3e\u3002 <\/p>\n\n<p>\u8be5\u6cd5\u6848\u88ab\u79f0\u4e3a\u300a <a href=\"https:\/\/www.markey.senate.gov\/imo\/media\/doc\/Cash%20Refunds%20for%20Coronavirus%20Cancellations%20bill.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u51a0\u72b6\u75c5\u6bd2\u53d6\u6d88\u73b0\u91d1\u9000\u6b3e\u6cd5\u6848<\/a>\u300b\uff0c\u8fc4\u4eca\u4e3a\u6b62\u5c1a\u672a\u5f97\u5230\u70ed\u60c5\u652f\u6301\u3002\n\u7136\u800c\uff0c\u5b83\u63d0\u4f9b\u4e86\u4e00\u4e2a\u4f8b\u5b50\uff0c\u8bf4\u660e\u53ef\u80fd\u5f71\u54cd\u5ba2\u6237\u5bf9\u65c5\u884c\u4fdd\u9669\u9700\u6c42\u7684\u770b\u6cd5\u7684\u5e72\u9884\uff0c\u8fd9\u53cd\u8fc7\u6765\u53c8\u4f1a\u5f71\u54cd\u4ed6\u4eec\u7684\u8d2d\u4e70\u51b3\u5b9a\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65b0\u6311\u6218\uff0c\u65b0\u8986\u76d6<\/h3>\n\n<p>\u867d\u7136\u4e00\u4e9b\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u56de\u907f\u4e3a COVID-19 \u7d22\u8d54\u63d0\u4f9b\u4fdd\u9669\uff0c\u4f46\u5176\u4ed6\u516c\u53f8\u5df2\u7ecf\u52a0\u7d27\u8fce\u63a5\u6311\u6218\u3002\n\u4f8b\u5982\uff0c\u65c5\u884c\u4fdd\u9669\u516c\u53f8 Seven Corners \u73b0\u5728\u63d0\u4f9b\u7684\u4fdd\u5355\u660e\u786e\u6db5\u76d6\u51fa\u56fd\u65c5\u884c\u65f6\u611f\u67d3\u7684 COVID-19 \u533b\u7597\u8d39\u7528\u6216\u627f\u4fdd\u516c\u8def\u65c5\u884c\u8d39\u7528\u3002 <\/p>\n\n<p>\u8fd9\u4e9b\u65b0\u653f\u7b56\u89e3\u51b3\u4e86\u5bf9\u51a0\u72b6\u75c5\u6bd2\u7684\u62c5\u5fe7\u548c\u4e0d\u65ad\u53d8\u5316\u7684\u65c5\u884c\u6a21\u5f0f\uff0cSeven Corners \u603b\u88c1 <a href=\"https:\/\/www.cnbc.com\/2020\/06\/21\/travel-insurer-launches-overseas-covid-19-domestic-road-trip-coverage.html\" target=\"_blank\" rel=\"noreferrer noopener\">Jeremy Murchland<\/a> \u8bf4\u3002\n\u201c\u5f88\u591a\u4eba\u9009\u62e9\u5728\u590f\u5929\u8fdb\u884c\u516c\u8def\u65c5\u884c\uff0c\u800c\u4e0d\u662f\u822a\u7a7a\u65c5\u884c\u3002\n\u6211\u4eec\u8fd8\u501f\u6b64\u673a\u4f1a [the pandemic presents] \u5f00\u53d1\u4e86\u4e00\u4e2a&#8217;plus&#8217;\u65c5\u884c\u4fdd\u9669\u7cfb\u5217\uff0c\u4e3a COVID-19 \u63d0\u4f9b\u7279\u5b9a\u7684\u4fdd\u9669\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg\" alt=\"\" class=\"wp-image-8938\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u75ab\u60c5\u9884\u6d4b\uff1a\u65c5\u884c\u4fdd\u9669\u7684\u4e0b\u4e00\u6b65\u662f\u4ec0\u4e48\uff1f<\/h2>\n\n<p>\u6700\u521d\u5bf9 COVID-19 \u7684\u62c5\u5fe7\u5bfc\u81f4\u4e00\u8fde\u4e32\u7684\u65c5\u884c\u53d6\u6d88\uff0c\u901a\u5e38\u4e0d\u8003\u8651\u662f\u5426\u53ef\u4ee5\u6536\u56de\u5168\u90e8\u6216\u90e8\u5206\u8d39\u7528\u3002\n\u7136\u800c\uff0c\u968f\u7740\u7f8e\u56fd\u4eba\u5df2\u7ecf\u4e60\u60ef\u4e86\u5927\u6d41\u884c\u75c5\u4e0b\u7684\u751f\u6d3b\uff0c\u65c5\u884c\u5df2\u7ecf\u6062\u590d\uff0c\u5c3d\u7ba1\u5f62\u5f0f\u4e0d\u540c\u3002 <\/p>\n\n<p>\u867d\u7136\u56fd\u9645\u65c5\u884c\u4eba\u6570\u6709\u6240\u4e0b\u964d\uff0c\u4f46\u56fd\u5185\u65c5\u884c\u4eba\u6570\u6709\u6240\u589e\u52a0\u3002\n\u201c\u8fc4\u4eca\u4e3a\u6b62\uff0cStarr Insurance Companies \u8d2d\u4e70\u7f8e\u56fd\u65c5\u884c\u4fdd\u5355\u7684\u9500\u552e\u989d\u540c\u6bd4\u589e\u957f\u4e86 528%\uff0c\u201dStarr \u4f11\u95f2\u65c5\u6e38\u9500\u552e\u548c\u5206\u9500\u603b\u76d1 <a href=\"https:\/\/www.propertycasualty360.com\/2020\/07\/23\/travel-trends-emerging-in-the-wake-of-the-covid-19-pandemic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Grossman<\/a> \u5199\u9053\u3002 <\/p>\n\n<p>\u5bf9\u65c5\u884c\u4fdd\u9669\u7684\u671f\u671b\u53ef\u80fd\u4ecd\u7136\u5f88\u9ad8\u3002\n\u4f2f\u514b\u5e0c\u5c14\u54c8\u6492\u97e6\u65c5\u6e38\u4fdd\u62a4\u516c\u53f8 \uff08Berkshire Hathaway Travel Protection\uff09 2019 \u5e74\u7684\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c\u5e74\u8f7b\u65c5\u884c\u8005\u5bf9\u65c5\u884c\u4fdd\u9669\u975e\u5e38\u611f\u5174\u8da3\u3002\n\u4f8b\u5982\uff0c71% \u7684\u53d7\u8bbf\u5343\u79a7\u4e00\u4ee3\u8868\u793a\uff0c\u4ed6\u4eec\u8ba1\u5212\u5728 2020 \u5e74\u8d2d\u4e70\u66f4\u591a\u65c5\u884c\u4fdd\u9669\u3002  <\/p>\n\n<p>\u8fc7\u53bb\u51e0\u5e74\u8868\u660e\uff0c\u5343\u79a7\u4e00\u4ee3\u5bf9\u65c5\u884c\u4fdd\u9669\u7684\u5174\u8da3\u6301\u7eed\u589e\u52a0\uff1a\u5373\u4f7f\u8fd9\u4e2a\u5e74\u9f84\u6bb5\u7684\u4eba\u60f3\u65c5\u884c\uff0c\u4ed6\u4eec\u4e5f\u60f3\u4fdd\u62a4\u81ea\u5df1\u514d\u53d7\u98ce\u9669\u3002\n\u201c\u8fd9\u5145\u5206\u8bf4\u660e\u4e86\u5343\u79a7\u4e00\u4ee3\uff0c\u4ed6\u4eec\u5927\u4f53\u4e0a\u8868\u793a\u613f\u610f\u5728\u65c5\u884c\u65f6\u5192\u9669\uff0c\u4f46\u53c8\u8868\u660e\u4ed6\u4eec\u8db3\u591f\u7cbe\u660e\uff0c\u53ef\u4ee5\u901a\u8fc7\u65c5\u884c\u4fdd\u9669\u6765\u4fdd\u62a4\u81ea\u5df1\uff0c\u201d\u4f2f\u514b\u5e0c\u5c14\u54c8\u6492\u97e6\u65c5\u884c\u4fdd\u62a4\u603b\u88c1 <a href=\"https:\/\/www.businesswire.com\/news\/home\/20191113005780\/en\/Survey-Reveals-Sharp-Spike-Travelers-Intending-Buy\" target=\"_blank\" rel=\"noreferrer noopener\">Dean Sivley<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u5c3d\u7ba1\u65b0\u51a0\u75ab\u60c5\u8086\u8650\uff0c\u4f46\u65c5\u884c\u4fdd\u9669\u4ecd\u7136\u662f\u6bcf\u5e74\u6570\u767e\u4e07\u65c5\u884c\u8005\u98ce\u9669\u4fdd\u969c\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002\n\u9002\u5e94\u65b0\u7684\u5173\u6ce8\u70b9\u548c\u65b0\u7684\u6c9f\u901a\u65b9\u5f0f\u53ef\u4ee5\u5e2e\u52a9\u65c5\u6e38\u4fdd\u9669\u516c\u53f8\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5728\u7ebf\u4e0e\u5ba2\u6237\u4f1a\u9762<\/h3>\n\n<p>\u4e0e\u5176\u4ed6\u884c\u4e1a\u4e00\u6837\uff0c\u5ba2\u6237\u6c9f\u901a\u7ee7\u7eed\u652f\u6301\u65c5\u884c\u4fdd\u9669\u4e2d\u5f3a\u5927\u3001\u5fe0\u8bda\u7684\u5ba2\u6237\u5173\u7cfb\u3002\n\u5728\u8fd9\u91cc\uff0c\u91c7\u7528\u6570\u5b57\u5de5\u5177\u548c\u6570\u5b57\u6587\u5316\u53ef\u4ee5\u5e2e\u52a9\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u5411\u5ba2\u6237\u4f20\u8fbe\u4fdd\u9669\u4ea7\u54c1\u7684\u53d8\u5316\uff0c\u5e76\u5728\u65c5\u884c\u524d\u3001\u65c5\u884c\u4e2d\u548c\u65c5\u884c\u540e\u63d0\u4f9b\u652f\u6301\u3002 <\/p>\n\n<p>2020 \u5e74 1 \u6708\uff0c\u51e0\u5bb6\u6fb3\u5927\u5229\u4e9a\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u7684\u521b\u59cb\u4eba <a href=\"https:\/\/www.travelweekly.com.au\/article\/opinion-9-travel-insurance-trends-to-spot-in-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ben Webster<\/a> \u9884\u6d4b\uff0c\u4e00\u7cfb\u5217\u4e13\u6ce8\u4e8e\u6539\u5584\u5ba2\u6237\u77e5\u8bc6\u3001\u4fe1\u4efb\u548c\u670d\u52a1\u7684\u8ba1\u5212\u5c06\u6539\u53d8\u65c5\u884c\u4fdd\u9669\u3002\n\u5176\u4e2d\u8bb8\u591a\uff0c\u5305\u62ec\u8054\u76df\u5173\u7cfb\u548c\u4e2a\u6027\u5316\u4ea7\u54c1\u63a8\u8350\uff0c\u90fd\u4f9d\u8d56\u4e8e\u4f7f\u7528\u6570\u5b57\u5de5\u5177\u548c\u6570\u636e\u6765\u63d0\u4f9b\u51fa\u8272\u7684\u5ba2\u6237\u4f53\u9a8c\u3002 <\/p>\n\n<p>\u5ba2\u6237\u5bf9\u57fa\u4e8e\u6570\u5b57\u5316\u7684\u4fdd\u9669\u65b9\u6cd5\u8868\u73b0\u51fa\u4e86\u5174\u8da3\uff0c\u4ece\u6570\u5b57\u5206\u9500\u5230\u4ee5\u65b0\u65b9\u5f0f\u5229\u7528\u6570\u636e\u7684\u4e2a\u6027\u5316\u4ea7\u54c1\u3002\n\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5229\u7528\u8fd9\u4e9b\u8d8b\u52bf\uff0c\u8ba9\u5ba2\u6237\u66f4\u5bb9\u6613\u7406\u89e3\u548c\u8d2d\u4e70\u4ed6\u4eec\u7684\u4ea7\u54c1\uff0c\u5373\u4f7f\u662f\u4e00\u65f6\u51b2\u52a8\u7684\u65c5\u884c\u4e5f\u662f\u5982\u6b64\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65c5\u6e38\u4fdd\u9669\u7684\u5149\u660e\u524d\u666f<\/h3>\n\n<p>\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u65c5\u884c\u4fdd\u9669\u53ef\u80fd\u4f1a\u589e\u52a0\u5ba2\u6237\u7684\u5174\u8da3\u548c\u53c2\u4e0e\u5ea6\u3002\nInsureMyTrip \u8425\u9500\u548c\u7535\u5b50\u5546\u52a1\u603b\u76d1 <a href=\"https:\/\/www.cnbc.com\/2020\/06\/07\/coronavirus-why-most-people-still-arent-buying-travel-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Cheryl Golden<\/a> \u8868\u793a\uff0c\u4ece\u5386\u53f2\u4e0a\u770b\uff0c\u5f71\u54cd\u65c5\u884c\u7684\u5371\u673a\u4e5f\u4f1a\u5f71\u54cd\u5ba2\u6237\u652f\u4ed8\u65c5\u884c\u4fdd\u9669\u7684\u610f\u613f\u3002 <\/p>\n\n<p>\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u4e5f\u9884\u8ba1\u5bf9\u65c5\u884c\u7684\u5174\u8da3\u4f1a\u53cd\u5f39\uff0c\u5c3d\u7ba1\u4ed6\u4eec\u8fd8\u65e0\u6cd5\u9884\u6d4b\u4f55\u65f6\u4f1a\u53cd\u5f39\u3002\u201c[Travel] \u6211\u8ba4\u4e3a\uff0c\u81f3\u5c11\u5728\u672a\u6765 12 \u4e2a\u6708\u5185\u4f1a\u53d1\u751f\u53d8\u5316\uff0c\u201dMcCabe World Travel \u603b\u88c1 <a href=\"https:\/\/www.cnbc.com\/2020\/05\/10\/heres-how-travel-will-change-after-the-covid-19-pandemic-recedes.html\" target=\"_blank\" rel=\"noreferrer noopener\">Anne Scully<\/a> \u8bf4\u3002\n\u65c5\u884c\u8005\u4e5f\u66f4\u6709\u53ef\u80fd\u5728\u524d\u5f80\u5176\u4ed6\u5dde\u6216\u56fd\u5bb6\u4e4b\u524d\u5192\u9669\u524d\u5f80\u79bb\u5bb6\u66f4\u8fd1\u7684\u5730\u65b9\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"672\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg\" alt=\"\" class=\"wp-image-8928\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-300x197.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-768x504.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6293\u4f4f\u673a\u4f1a\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6237\u5173\u7cfb<\/h2>\n\n<p>\u201c\u6bcf\u4e2a\u65c5\u884c\u8005\uff0c\u5c24\u5176\u662f\u5728\u7f8e\u56fd\u5883\u5916\u65c5\u884c\u65f6\uff0c\u90fd\u5e94\u8be5\u8003\u8651\u8d2d\u4e70\u4e00\u4efd\u5168\u9762\u7684\u65c5\u884c\u4fdd\u9669\uff0c\u4ee5\u4fdd\u62a4\u81ea\u5df1\u548c\u4ed6\u4eec\u7684\u65c5\u884c\u6295\u8d44\u514d\u53d7\u4e0d\u53ef\u9884\u89c1\u7684\u7d27\u6025\u60c5\u51b5\u7684\u5f71\u54cd\uff0c\u201dYonder Travel Insurance \u603b\u88c1 <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/23\/this-is-how-to-buy-travel-insurance-after-the-pandemic\/#36a4ac546362\" target=\"_blank\" rel=\"noreferrer noopener\">Terry Boynton<\/a> \u8bf4\u3002\n\u7136\u800c\uff0c\u5728\u5927\u6d41\u884c\u4e4b\u524d\u8fd9\u6837\u505a\u7684\u5ba2\u6237\u53ef\u80fd\u4f1a\u5931\u671b\u5730\u53d1\u73b0\uff0c\u9762\u5bf9 COVID-19\uff0c\u4ed6\u4eec\u8d2d\u4e70\u7684\u65c5\u884c\u4fdd\u9669\u65e0\u6d4e\u4e8e\u4e8b\u3002 <\/p>\n\n<p>\u5bf9\u4e8e\u8bb8\u591a\u65c5\u884c\u8005\u6765\u8bf4\uff0cCOVID-19 \u4e0e\u65c5\u884c\u4fdd\u9669\u5355\u4e2d\u7684\u4e24\u4e2a\u4e3b\u8981\u7279\u70b9\u76f8\u51b2\u7a81\uff1a\u8981\u4e48\u5927\u6d41\u884c\u75c5\u88ab\u660e\u786e\u6392\u9664\u5728\u627f\u4fdd\u8303\u56f4\u4e4b\u5916\uff0c\u8981\u4e48\u5b83\u4eec\u6ca1\u6709\u88ab\u5217\u4e3a\u627f\u4fdd\u4e8b\u4ef6\uff0c\u65af\u79d1 <a href=\"https:\/\/www.wsj.com\/articles\/insurers-often-deny-claims-for-pandemic-related-trip-cancellations-11598446800\" target=\"_blank\" rel=\"noreferrer noopener\">\u7279\u00b7\u9ea6\u5361\u7279\u5c3c \uff08Scott McCartney<\/a> \uff09 \u4e3a\u300a\u534e\u5c14\u8857\u65e5\u62a5\u300b\u5199\u9053\u3002<\/p>\n\n<p>\u5728 COVID-19 \u5927\u6d41\u884c\u521d\u671f\uff0c\u65c5\u884c\u4fdd\u9669\u5ba2\u6237\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u95ee\u9898\u548c\u7d22\u8d54\uff0c\u56e0\u4e3a\u4ed6\u4eec\u8bd5\u56fe\u4e86\u89e3\u4ed6\u4eec\u7684\u4fdd\u9669\u5c06\u6db5\u76d6\u548c\u4e0d\u6db5\u76d6\u54ea\u4e9b\u5185\u5bb9\u3002<\/p>\n\n<p>\u201c\u6211\u4eec\u4fdd\u9669\u516c\u53f8\u9762\u4e34\u7684\u4e00\u4e9b\u56f0\u96be\u662f\u7535\u8bdd\u7b49\u5f85\u65f6\u95f4\u957f\u548c\u7535\u5b50\u90ae\u4ef6\u901a\u4fe1\u5ef6\u8fdf\u957f\u8fbe\u6570\u5468\uff0c\u201d\u603b\u90e8\u4f4d\u4e8e\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u7684\u65c5\u884c\u793e Cruise and Resort \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u8fd0\u8425\u5b98 <a href=\"https:\/\/www.travelagewest.com\/Industry-Insight\/Business-Features\/How-the-COVID-19-Pandemic-Has-Changed-the-World-of-Travel-Insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Kristy Adler<\/a> \u8bf4\u3002<\/p>\n\n<p>\u867d\u7136 Adler \u8868\u793a\uff0c\u8fd9\u4e9b\u7b49\u5f85\u65f6\u95f4\u5df2\u7ecf\u6062\u590d\u5230\u6b63\u5e38\u6c34\u5e73\uff0c\u4f46\u65c5\u884c\u4fdd\u9669\u5ba2\u6237\u901a\u5e38\u4f1a\u7ee7\u7eed\u5bf9\u4ed6\u4eec\u6240\u62e5\u6709\u7684\u4fdd\u9669\u611f\u5230\u6cae\u4e27\u3002\n\u7136\u800c\uff0c\u4ed6\u4eec\u4ecd\u7136\u5bf9\u5bfb\u627e\u89e3\u51b3 COVID-19 \u548c\u76f8\u5173\u5927\u6d41\u884c\u98ce\u9669\u7684\u4fdd\u9669\u611f\u5174\u8da3\u3002 <\/p>\n\n<p>\u65c5\u884c\u4fdd\u9669\u7684\u957f\u671f\u524d\u666f\u5145\u6ee1\u5e0c\u671b\u3002\n\u75ab\u60c5\u7684\u6682\u65f6\u6027\u653e\u7f13\u6548\u5e94\u4e5f\u4e3a\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u4e2a\u673a\u4f1a\uff0c\u8ba9\u4ed6\u4eec\u91cd\u65b0\u8003\u8651\u4ed6\u4eec\u7684\u627f\u4fdd\u65b9\u5f0f\u3002\n\u901a\u8fc7\u91c7\u7528\u65b0\u7684\u4ea7\u54c1\u6a21\u578b\u3001\u6539\u8fdb\u7684\u6570\u5b57\u5206\u9500\u548c\u63d0\u9ad8\u900f\u660e\u5ea6\uff0c\u65c5\u884c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5728\u65c5\u884c\u6062\u590d\u65f6\u5229\u7528\u65b0\u4e1a\u52a1\u3002  <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1aammentorp\/\u00a9123RF.com\uff0c Wang Tom\/\u00a9123RF.com\uff0c Livio Monti\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2019 \u5e74\u5e95\u548c 2020 \u5e74\u521d\uff0c\u5bf9\u65c5\u884c\u4fdd\u9669\u884c\u4e1a\u7684\u9884\u6d4b\u975e\u5e38\u4e50\u89c2\u3002 \u7136\u800c\uff0c\u7531\u4e8e COVID-19 \u5927\u6d41\u884c\u6270\u4e71\u4e86\u4e16 [&hellip;]<\/p>\n","protected":false},"featured_media":8949,"template":"","insight-category":[],"class_list":["post-19938","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/8949"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19938"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}