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COVID-19 \u5927\u6d41\u884c\u4ece\u6839\u672c\u4e0a\u6539\u53d8\u4e86\u7f8e\u56fd\u4eba\u7684\u5de5\u4f5c\u548c\u751f\u6d3b\u4e60\u60ef\u3002\n\u505c\u5de5\u3001\u5c31\u5730\u907f\u96be\u4ee4\u4ee5\u53ca\u4e3a\u904f\u5236\u75c5\u6bd2\u4f20\u64ad\u800c\u9700\u8981\u9694\u79bb\uff0c\u8fd9\u610f\u5473\u7740\u6570\u767e\u4e07\u4eba\u5446\u5728\u5bb6\u91cc\u3002\n\u4e2a\u4eba\u548c\u5546\u7528\u8f66\u8f86\u4ecd\u7136\u505c\u653e\u7740\u3002\n\u4e00\u4e9b\u6c7d\u8f66\u4fdd\u9669\u5ba2\u6237\u751a\u81f3\u5bfb\u6c42\u964d\u4f4e\u8d39\u7387\u6216\u53d6\u6d88\u65e0\u4eba\u9a7e\u9a76\u7684\u8f66\u8f86\u7684\u4fdd\u9669\u3002 <\/p>\n\n

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\u968f\u7740 COVID-19 \u5728 2020 \u5e74 3 \u6708\u5173\u95ed\u4f01\u4e1a\u5e76\u5c06\u7f8e\u56fd\u4eba\u9650\u5236\u5728\u5bb6\u4e2d\uff0c\u8981\u6c42\u6539\u53d8\u6c7d\u8f66\u4fdd\u9669\u7684\u547c\u58f0\u5f88\u5feb\u5c31\u6765\u4e86\u3002<\/p>\n\n

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\u6700\u7ec8\uff0c\u51e0\u5bb6\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u786e\u5b9e\u5411\u7f8e\u56fd\u5404\u5730\u7684\u5ba2\u6237\u9000\u8fd8\u6216\u8d37\u8bb0\u4e86\u90e8\u5206\u6c7d\u8f66\u4fdd\u9669\u8d39\u3002<\/p>\n\n

\u201c\u8fd9\u4e9b\u516c\u53f8\u8bd5\u56fe\u53cd\u6620\u73b0\u5728\u53d1\u751f\u7684\u4e8b\u60c5\uff0c\u56e0\u4e3a\u4fdd\u9669\u516c\u53f8\u4ea7\u751f\u7684\u6210\u672c\u4e0e\u4ed6\u4eec\u9884\u671f\u7684\u660e\u663e\u4e0d\u540c\uff0c\u201dPinnacle Actuarial Resources\uff0c Inc. \u7684\u9ad8\u7ea7\u54a8\u8be2\u7cbe\u7b97\u5e08 Greg Frankowiak<\/a> \u8bf4\u3002<\/p>\n\n

\u7136\u800c\uff0c\u5728 2020 \u5e74\u4e0b\u534a\u5e74\uff0c\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5f00\u59cb\u653e\u5f03\u9000\u6b3e\u548c\u4fe1\u7528\u3002\n\u6c7d\u8f66\u6d41\u91cf\u7684\u589e\u52a0\u548c\u9010\u6e10\u6062\u590d\u5230\u9884\u671f\u7684\u6d41\u91cf\u6a21\u5f0f\u518d\u6b21\u6539\u53d8\u4e86\u7ade\u4e89\u73af\u5883\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u6c7d\u8f66\u4fdd\u9669\u6b63\u5728\u6062\u590d\u5417\uff1f<\/h2>\n\n

\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u6298\u6263\u548c\u9000\u6b3e\u5e76\u6ca1\u6709\u5bf9\u4fdd\u9669\u516c\u53f8\u7684\u5e95\u7ebf\u4ea7\u751f\u8d1f\u9762\u5f71\u54cd\u3002\n\u8fd9\u662f\u56e0\u4e3a\u4e0d\u5f00\u8f66\u7684\u53f8\u673a\u4e5f\u6ca1\u6709\u5c06\u81ea\u5df1\u548c\u4ed6\u4eec\u7684\u8f66\u8f86\u66b4\u9732\u5728\u4e8b\u6545\u4e2d\u3002\n\u4f8b\u5982\uff0c\u5fb7\u52e4 2020 \u5e74\u521d\u7684\u4e00\u4efd\u62a5\u544a\u53d1\u73b0\uff0c\u7f8e\u56fd 4 \u6708\u4efd\u7684\u884c\u9a76\u91cc\u7a0b\u6bd4\u4e0a\u4e00\u5e74\u4e0b\u964d\u4e86 40.2%\uff0c5 \u6708\u4efd\u4e0b\u964d\u4e86 25.5%\u3002 <\/p>\n\n

\u5c3d\u7ba1\u6536\u53d6\u7684\u4fdd\u8d39\u6709\u6240\u4e0b\u964d\uff0c\u4f46\u201c\u7531\u4e8e\u4ece\u7ecf\u6d4e\u89d2\u5ea6\u6765\u770b\uff0c\u7531\u4e8e\u5e02\u573a\u4e0d\u6d3b\u8dc3\uff0c\u4e8b\u6545\u6570\u91cf\u548c\u4e0e\u4e4b\u76f8\u5173\u7684\u8d39\u7528\u4e5f\u6709\u6240\u51cf\u5c11\uff0c\u201d\u5fb7\u52e4\u54a8\u8be2\u8d1f\u8d23\u4eba Matthew Carrier<\/a> \u8bf4\u3002\n\u652f\u4ed8\u7684\u7d22\u8d54\u660e\u663e\u51cf\u5c11\u610f\u5473\u7740\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5c06\u90e8\u5206\u8d44\u91d1\u9000\u8fd8\u7ed9\u5ba2\u6237\uff0c\u5e76\u4e14\u4ecd\u7136\u53ef\u4ee5\u6ee1\u8db3\u4ed6\u4eec\u7684\u4e1a\u52a1\u76ee\u6807\u3002 <\/p>\n\n

2020 \u5e74\u4e0b\u534a\u5e74\uff0c\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u5355\u7684\u901f\u5ea6\u5f00\u59cb\u8d85\u8fc7\u524d\u4e00\u5e74\u8d2d\u4e70\u7c7b\u4f3c\u4fdd\u5355\u7684\u901f\u5ea6\u3002\n\u4f8b\u5982\uff0c \u73af\u8054\u7684\u4e00\u9879\u8c03\u67e5<\/a>\u53d1\u73b0\uff0c\u867d\u7136\u4e0e 2019 \u5e74 4 \u6708\u76f8\u6bd4\uff0c2020 \u5e74 4 \u6708\u5ba2\u6237\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u7684\u5174\u8da3\u4e0b\u964d\u4e86 8%\uff0c\u4f46\u5230 2020 \u5e74 6 \u6708\uff0c\u8fd9\u4e00\u6bd4\u4f8b\u5df2\u7ecf\u4e0a\u5347\u5230\u6bd4 2019 \u5e74 6 \u6708\u9ad8\u51fa 12%\u3002 <\/p>\n\n

\u6839\u636e LexisNexis Risk Solutions \u7684\u4e00\u9879\u7814\u7a76\uff0c2020 \u5e74\u7b2c\u4e09\u5b63\u5ea6\u7684\u65e9\u671f\u6570\u636e\u663e\u793a\uff0c\u4e2a\u4eba\u548c\u5546\u4e1a\u5ba2\u6237\u90fd\u5df2\u91cd\u65b0\u5f00\u59cb\u4ee5\u4e0e\u5927\u6d41\u884c\u524d\u516c\u5e03\u7684\u8d39\u7387\u76f8\u4f3c\u7684\u4ef7\u683c\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u3002<\/p>\n\n

\u201c\u4fdd\u9669\u516c\u53f8\u5728 COVID \u5371\u673a\u6700\u4e25\u91cd\u65f6\u5b9e\u65bd\u7684\u6682\u505c\u53d6\u6d88\u5c06\u5230\u671f\uff0c\u5dde\u653f\u5e9c\u6b63\u5728\u91cd\u65b0\u5f00\u653e\u5e76\u9881\u53d1\u66f4\u591a\u9a7e\u9a76\u6267\u7167\uff0c\u4fdd\u9669\u516c\u53f8\u5f00\u59cb\u7533\u8bf7\u964d\u4f4e\u8d39\u7387\uff0c\u201dLexisNexis Risk Solutions \u6c7d\u8f66\u4fdd\u9669\u52a9\u7406\u526f\u603b\u88c1 Tanner Sheehan<\/a> \u8bf4\u3002\n\u201c\u8fd9\u4e9b\u90fd\u662f\u8d2d\u7269\u6709\u5f88\u5927\u6f5c\u529b\u56de\u5347\u7684\u8ff9\u8c61\u3002\u201d <\/p>\n\n

\u56e0\u6b64\uff0c2020 \u5e74\u5e95\u4e3a\u5bfb\u6c42\u5728\u5e74\u5e95\u4fdd\u62a4\u5176\u5e95\u7ebf\u7684\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u51e0\u4e2a\u6709\u5e0c\u671b\u7684\u6761\u4ef6\u3002\n\u7136\u800c\uff0c\u968f\u7740 COVID-19 \u5f71\u54cd\u7684\u6301\u7eed\uff0c\u8fd9\u4e9b\u6c7d\u8f66\u4fdd\u9669\u8d8b\u52bf\u53ef\u80fd\u4f1a\u53d1\u751f\u53d8\u5316\uff0cTransUnion Insurance Solutions \u6267\u884c\u526f\u603b\u88c1 Mark McElroy<\/a> \u8bf4\u3002 <\/p>\n\n

\u201c\u6c7d\u8f66\u4fdd\u9669\u8d2d\u7269\u7684\u72b6\u51b5\u4ecd\u7136\u4e0d\u786e\u5b9a\uff0c\u4fdd\u9669\u516c\u53f8\u9002\u5e94\u8fd9\u4e9b\u4e0d\u65ad\u53d8\u5316\u7684\u8d2d\u7269\u884c\u4e3a\u548c\u4e0d\u540c\u7684\u6d88\u8d39\u8005\u9700\u6c42\u81f3\u5173\u91cd\u8981\uff0c\u201dMcElroy \u8bf4\u3002<\/p>\n\n

\"\"<\/figure>\n\n

2021 \u5e74\u53ca\u4ee5\u540e\u7684\u6c7d\u8f66\u4fdd\u9669<\/h2>\n\n

\u5c3d\u7ba1\u53f8\u673a\u6b63\u5728\u91cd\u8fd4\u9053\u8def\uff0c\u4f46\u5927\u6d41\u884c\u7684\u5f71\u54cd\u53ef\u80fd\u4f1a\u5728\u672a\u6765\u51e0\u5e74\u5bf9\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u4ea7\u751f\u5f71\u54cd\u3002<\/p>\n\n

\u4e3a\u5ba2\u6237\u884c\u4e3a\u7684\u53d8\u5316\u505a\u51c6\u5907<\/h3>\n\n

\u884c\u9a76\u91cc\u7a0b\u7684\u51cf\u5c11\u4ee3\u8868\u4e86 COVID-19 \u5bf9\u6c7d\u8f66\u76f8\u5173\u884c\u4e3a\u548c\u6c7d\u8f66\u4fdd\u9669\u7684\u4e00\u4e2a\u660e\u663e\u7684\u77ed\u671f\u5f71\u54cd\u3002\n\u7136\u800c\uff0c\u968f\u7740\u5927\u6d41\u884c\u7ee7\u7eed\u5f71\u54cd\u7f8e\u56fd\u548c\u4e16\u754c\u5404\u5730\u793e\u533a\u7684\u51b3\u7b56\uff0c\u5ba2\u6237\u884c\u4e3a\u7684\u5176\u4ed6\u53d8\u5316\u4e5f\u53ef\u80fd\u5f71\u54cd\u6c7d\u8f66\u4fdd\u9669\u3002 <\/p>\n\n

\u4f8b\u5982\uff0c\u5de5\u4f5c\u548c\u5b66\u4e60\u4e60\u60ef\u7684\u53d8\u5316\uff0c\u66f4\u591a\u7684\u5de5\u4eba\u548c\u5b66\u751f\u5446\u5728\u5bb6\u91cc\uff0c\u53ef\u80fd\u4f1a\u5bfc\u81f4\u65b0\u8f66\u9500\u91cf\u4e0b\u964d\u3002\n\u201c\u65b0\u8f66\u9500\u91cf\u7684\u4efb\u4f55\u4e0b\u964d\u90fd\u4f1a\u7ed9\u8425\u6536\u5e26\u6765\u538b\u529b\uff0c\u5c3d\u7ba1\u76f8\u5bf9\u4e8e\u6295\u4fdd\u8f66\u8f86\u7684\u603b\u91cf\u6765\u8bf4\uff0c\u8fd9\u79cd\u5f71\u54cd\u5c06\u662f\u6e29\u548c\u7684\uff0c\u201d Ari Chester<\/a> \u548c\u9ea6\u80af\u9521\u7684\u7814\u7a76\u4eba\u5458\u5199\u9053\u3002 <\/p>\n\n

\u4ed6\u4eec\u8865\u5145\u8bf4\uff0c\u5176\u4ed6\u4e8b\u4ef6\u53ef\u80fd\u4f1a\u6539\u53d8\u9a7e\u9a76\u884c\u4e3a\u5e76\u5f71\u54cd\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\uff0c\u4f8b\u5982\u6301\u7eed\u7684\u9ad8\u5931\u4e1a\u7387\uff0c\u8fd9\u51cf\u5c11\u4e86\u901a\u52e4\u9700\u6c42\u3002\n\u4e0e COVID-19 \u76f8\u5173\u7684\u521b\u4f24\u5bfc\u81f4\u7684\u98ce\u9669\u538c\u6076\u589e\u52a0\u4e5f\u53ef\u80fd\u4f7f\u8c28\u614e\u7684\u53f8\u673a\u8fdc\u79bb\u9053\u8def\u3002 <\/p>\n\n

\u7531\u4e8e\u8c28\u614e\u7684\u53f8\u673a\u5f85\u5728\u5bb6\u91cc\uff0c\u66f4\u591a\u9c81\u83bd\u7684\u53f8\u673a\u53ef\u80fd\u4f1a\u4ee5\u5f71\u54cd\u4e8b\u6545\u7387\u7684\u65b9\u5f0f\u4e0a\u8857\u3002\n\u4f8b\u5982\uff0c \u5dde\u957f\u516c\u8def\u5b89\u5168\u534f\u4f1a<\/a> 2020 \u5e74 4 \u6708\u7684\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c\u5728\u65b0\u51a0\u75c5\u6bd2\u505c\u5de5\u671f\u95f4\uff0c\u9053\u8def\u4e0a\u7684\u53f8\u673a\u6709\u66f4\u591a\u9c81\u83bd\u9a7e\u9a76\u884c\u4e3a\u3002\n\u56db\u4e2a\u5dde\u2014\u2014\u79d1\u7f57\u62c9\u591a\u5dde\u3001\u5370\u7b2c\u5b89\u7eb3\u5dde\u3001\u5185\u5e03\u62c9\u65af\u52a0\u5dde\u548c\u72b9\u4ed6\u5dde\u2014\u2014\u8bb0\u5f55\u4e86\u53f8\u673a\u6bcf\u5c0f\u65f6\u884c\u9a76\u8d85\u8fc7 100 \u82f1\u91cc\u7684\u60c5\u51b5\uff0c\u800c\u6d1b\u6749\u77f6\u7684\u8857\u9053\u4f20\u611f\u5668\u53d1\u73b0\u53f8\u673a\u7684\u901f\u5ea6\u63d0\u9ad8\u4e86 30%\u3002\n\u5185\u534e\u8fbe\u5dde\u548c\u7f57\u5fb7\u5c9b\u5dde\u53d1\u73b0\uff0c\u867d\u7136\u603b\u4f53\u8f66\u7978\u6709\u6240\u51cf\u5c11\uff0c\u4f46\u6d89\u53ca\u884c\u4eba\u7684\u81f4\u547d\u4e8b\u6545\u5374\u5728\u4e0a\u5347\u3002 <\/p>\n\n

\u5728\u6700\u597d\u7684\u60c5\u51b5\u4e0b\uff0c\u9a7e\u9a76\u5458\u7684\u884c\u4e3a\u53ef\u80fd\u5f88\u96be\u9884\u6d4b\u3002\n\u7136\u800c\uff0c\u5f53\u4e0e COVID-19 \u7684\u5f71\u54cd\u57fa\u672c\u672a\u77e5\u65f6\uff0c\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u7684\u7ed3\u679c\u53ef\u80fd\u66f4\u96be\u9884\u6d4b\u3002 <\/p>\n\n

\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6237\u5173\u7cfb<\/h3>\n\n

Insurance Thought Leadership \u7684 Roger Peverelli \u548c Reggy De Feniks<\/a> \u5199\u9053\uff0c\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u5e94\u5bf9 COVID-19 \u5f71\u54cd\u7684\u4e00\u79cd\u65b9\u5f0f\u662f\u63a5\u53d7\u5ba2\u6237\u5206\u4eab\u5065\u5eb7\u548c\u751f\u6d3b\u6570\u636e\u7684\u610f\u613f\uff0c\u4ee5\u4e0e\u5ba2\u6237\u5efa\u7acb\u66f4\u5584\u89e3\u4eba\u610f\u7684\u5173\u7cfb\u3002\n\u8fd9\u4e9b\u5173\u7cfb\u5305\u62ec\u4f7f\u5ba2\u6237\u80fd\u591f\u5c31\u4fdd\u9669\u548c\u98ce\u9669\u505a\u51fa\u66f4\u660e\u667a\u7684\u51b3\u7b56\u7684\u673a\u4f1a\u3002 <\/p>\n\n

\u201c\u5371\u673a……\u5e26\u6765\u4e86\u4e00\u4e9b\u51fa\u4e4e\u610f\u6599\u7684\u79ef\u6781\u56e0\u7d20\uff0c\u201cPeverelli \u548c De Feniks \u89e3\u91ca\u9053\u3002\n\u201c\u6bcf\u4e2a\u4eba\u90fd\u5728\u5c3d\u6700\u5927\u52aa\u529b\u5e2e\u52a9\u6211\u4eec\u6240\u6709\u4eba\u5ea6\u8fc7\u8fd9\u4e2a\u8270\u96be\u7684\u65f6\u671f\u3002\u4eba\u4eec\u6ce8\u610f\u5230\u4e86\u524d\u6240\u672a\u6709\u7684\u8054\u7cfb\u548c\u56e2\u7ed3\u611f\u3002\u4eba\u4eec\u771f\u7684\u5f88\u5173\u5fc3\u5f7c\u6b64\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u6269\u5c55\u8fd9\u79cd\u5173\u6000\u611f\uff0c\u5e76\u7ed3\u5408\u5f3a\u5927\u7684\u6570\u636e\u5206\u6790\uff0c\u4e3a\u4fdd\u9669\u5ba2\u6237\u63d0\u4f9b\u4e2a\u6027\u5316\u7684\u670d\u52a1\u548c\u6559\u80b2\u3002 <\/p>\n\n

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