{"id":19511,"date":"2024-09-20T10:44:35","date_gmt":"2024-09-20T15:44:35","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%88%90%e4%b8%ba%e7%8b%ac%e7%ab%8b%e7%9a%84%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86%e4%ba%ba%ef%bc%9a%e5%bc%80%e5%b1%95%e4%b8%9a%e5%8a%a1%e7%9a%84%e7%ac%ac%e4%b8%80%e6%ad%a5\/"},"modified":"2024-09-20T10:44:36","modified_gmt":"2024-09-20T15:44:36","slug":"%e6%88%90%e4%b8%ba%e7%8b%ac%e7%ab%8b%e7%9a%84%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86%e4%ba%ba%ef%bc%9a%e5%bc%80%e5%b1%95%e4%b8%9a%e5%8a%a1%e7%9a%84%e7%ac%ac%e4%b8%80%e6%ad%a5","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%88%90%e4%b8%ba%e7%8b%ac%e7%ab%8b%e7%9a%84%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86%e4%ba%ba%ef%bc%9a%e5%bc%80%e5%b1%95%e4%b8%9a%e5%8a%a1%e7%9a%84%e7%ac%ac%e4%b8%80%e6%ad%a5\/","title":{"rendered":"\u6210\u4e3a\u72ec\u7acb\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\uff1a\u5f00\u5c55\u4e1a\u52a1\u7684\u7b2c\u4e00\u6b65"},"content":{"rendered":"\n<p>&#8220;<\/p>\n\n<p>\u5373\u4f7f\u62e5\u6709\u4fdd\u9669\u62a5\u4ef7\u805a\u5408\u5668\u3001\u4eba\u5de5\u667a\u80fd\u548c\u804a\u5929\u673a\u5668\u4eba\u7b49\u5e7f\u6cdb\u4f7f\u7528\u7684\u6280\u672f\uff0c\u72ec\u7acb\u4ee3\u7406\u4eba\u7684\u9700\u6c42\u4ecd\u7136\u5f88\u9ad8\u3002\n\u5728\u7ebf\u7edf\u8ba1\u95e8\u6237\u7f51\u7ad9 <a>Statista<\/a> \u7684\u7814\u7a76\u53d1\u73b0\uff0c2018 \u5e74\u7f8e\u56fd\u6709\u8fd1 120 \u4e07\u540d\u4fdd\u9669\u4ee3\u7406\u4eba\u3001\u7ecf\u7eaa\u4eba\u548c\u670d\u52a1\u5458\u5de5\uff0c\u6bd4 2010 \u5e74\u7684 895,000 \u4eba\u5927\u5e45\u589e\u52a0\u3002\n\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u4ee3\u7406\u4eba <a>Emily Delbridge<\/a> \u5199\u9053\uff0c\u4e2a\u6027\u5316\u670d\u52a1\u3001\u8d2d\u4e70\u4fdd\u5355\u5efa\u8bae\u4ee5\u53ca\u5e2e\u52a9\u586b\u5199\u7d22\u8d54\u662f\u4ed6\u4eec\u7684\u4e00\u4e9b\u4e3b\u8981\u5356\u70b9\u3002    <\/p>\n\n<p>\u5982\u679c\u8fd9\u662f\u60a8\u611f\u5174\u8da3\u7684\u804c\u4e1a\u9053\u8def\uff0c\u4ee5\u4e0b\u662f\u5f00\u5c55\u4e1a\u52a1\u65f6\u8981\u91c7\u53d6\u7684\u7b2c\u4e00\u6b65\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u901a\u8fc7\u8d37\u6b3e\u6216\u5176\u4ed6\u8ba1\u5212\u83b7\u5f97\u8d44\u91d1\u4fdd\u969c<\/strong><\/h2>\n\n<p>\u4e5f\u8bb8\u6700\u91cd\u8981\u7684\u4efb\u52a1\u662f\u83b7\u5f97\u8d44\u91d1\u6765\u542f\u52a8\u60a8\u7684\u4ee3\u7406\u673a\u6784\u3002\n\u4e0e\u4efb\u4f55\u4f01\u4e1a\u4e00\u6837\uff0c\u60a8\u5fc5\u987b\u62e5\u6709\u5fc5\u8981\u7684\u652f\u6301\u624d\u80fd\u8ba9\u60a8\u7684\u516c\u53f8\u8d77\u6b65\u5e76\u987a\u5229\u8fdb\u884c\u3002\n\u6709\u51e0\u79cd\u65b9\u6cd5\u53ef\u4ee5\u89e3\u51b3\u8fd9\u4e2a\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u79cd\u662f\u83b7\u5f97\u5546\u4e1a\u8d37\u6b3e\u3002  <\/p>\n\n<p>\u9996\u5148\u8981\u786e\u5b9a\u60a8\u6253\u7b97\u5c06\u8fd9\u7b14\u94b1\u7528\u4e8e\u4ec0\u4e48\u3002\n\u201c\u6709\u4e9b\u8d37\u6b3e\u662f\u4e00\u822c\u8425\u8fd0\u8d44\u91d1;\u5176\u4ed6\u7684\u5219\u65e8\u5728\u4e3a\u7279\u5b9a\u573a\u666f\u63d0\u4f9b\u8d44\u91d1\uff0c\u201c\u91d1\u878d\u89e3\u51b3\u65b9\u6848\u5e02\u573a Fundera \u7684\u8425\u9500\u526f\u603b\u88c1 <a>Meredith Wood<\/a> \u89e3\u91ca\u9053\u3002\n\u201c\u4f8b\u5982\uff0c\u5546\u4e1a\u4fe1\u8d37\u989d\u5ea6\u975e\u5e38\u9002\u5408\u4f5c\u4e3a\u8425\u8fd0\u8d44\u91d1\uff0c\u800c\u53d1\u7968\u878d\u8d44\u662f\u4e00\u79cd\u7279\u5b9a\u7684\u73b0\u91d1\u6d41\u8d37\u6b3e\uff0c\u53ef\u5e2e\u52a9\u9760\u4fe1\u7528\u5de5\u4f5c\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u3002\u201d  <\/p>\n\n<p>\u8d37\u6b3e\u4f5c\u5bb6 <a>Anna Serio<\/a> \u7f16\u5236\u4e86\u4e00\u4efd\u53ef\u4f9b\u72ec\u7acb\u4ee3\u7406\u4eba\u4f7f\u7528\u7684\u7279\u5b9a\u8d37\u6b3e\u9009\u9879\u6e05\u5355\uff0c\u5305\u62ec\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>SBA 7\uff08a\uff09 \u8d37\u6b3e\u3002\n\u5bf9\u4e8e\u5e0c\u671b\u53d1\u5c55\u7684\u65b0\u4ee3\u7406\u5546\u6765\u8bf4\uff0c\u8fd9\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u9009\u62e9\uff0c\u5e76\u4e14\u901a\u5e38\u6bd4\u8bb8\u591a\u5176\u4ed6\u7c7b\u578b\u7684\u878d\u8d44\u5229\u7387\u66f4\u4f4e\u3002\n\u60a8\u53ef\u4ee5\u4ece <a>\u7f8e\u56fd\u5c0f\u4f01\u4e1a\u7ba1\u7406\u5c40<\/a>\u4e86\u89e3\u6709\u5173 7\uff08a\uff09 \u8d37\u6b3e\u7684\u6240\u6709\u4fe1\u606f\u3002  <\/li>\n\n\n\n<li>\u5546\u4e1a\u4fe1\u7528\u989d\u5ea6\u3002\n\u8fd9\u4e0e\u4fe1\u7528\u5361\u7684\u8fd0\u4f5c\u524d\u63d0\u7c7b\u4f3c\uff0c\u8ba9\u60a8\u6bcf\u4e2a\u6708\u90fd\u80fd\u83b7\u5f97\u4e00\u5b9a\u6570\u91cf\u7684\u73b0\u91d1\u6d41\u3002 <\/li>\n\n\n\n<li>\u65e0\u62c5\u4fdd\u5b9a\u671f\u8d37\u6b3e\u3002\n\u5728\u8fd9\u91cc\uff0c\u60a8\u53ef\u4ee5\u83b7\u5f97\u9ad8\u989d\u4e00\u6b21\u6027\u8d39\u7528\u7684\u878d\u8d44\uff0c\u800c\u65e0\u9700\u63d0\u4f9b\u4efb\u4f55\u62b5\u62bc\u54c1\uff0c\u4f8b\u5982\u60a8\u7684\u623f\u5c4b\u6216\u8f66\u8f86\u3002\n\u8d37\u65b9\u4e00\u6b21\u6027\u7ed9\u60a8\u4e00\u7b14\u6b3e\u9879\uff0c\u60a8\u507f\u8fd8\u5e76\u52a0\u4e0a\u5229\u606f\u548c\u8d39\u7528\u3002  <\/li>\n\n\n\n<li>\u521b\u4e1a\u878d\u8d44\u3002\n\u8fd9\u53ef\u4ee5\u5e2e\u52a9\u60a8\u652f\u4ed8\u5efa\u7acb\u4ee3\u7406\u673a\u6784\u7684\u521d\u59cb\u8d39\u7528\u3002\n\u5e38\u89c1\u7684\u8d44\u91d1\u6765\u6e90\u5305\u62ec\u901a\u8fc7\u670b\u53cb\u548c\u5bb6\u4eba\u3001\u98ce\u9669\u6295\u8d44\u5bb6\u548c\u4f17\u7b79\u7b79\u96c6\u8d44\u91d1\uff0c\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u5e02\u573a Nav \u7684 <a>Kali Galdis<\/a> \u6307\u51fa\u3002  <\/li>\n<\/ul>\n\n<p>\u7814\u7a76\u5c0f\u4f01\u4e1a\u8865\u52a9\u91d1\u4e5f\u662f\u503c\u5f97\u7684\uff0c\u5b83\u63d0\u4f9b\u60a8\u4e0d\u5fc5\u507f\u8fd8\u7684\u8d44\u91d1\u3002NerdWallet \u7684 <a>Jackie Zimmerman<\/a> \u6307\u51fa\u4e86\u51e0\u79cd\u5bfb\u627e\u8d44\u52a9\u7684\u8d44\u6e90\uff0c\u4f8b\u5982 <a>Grants.gov<\/a>\u3001 <a>USA.gov<\/a> \u548c <a>Economic Development Administration<\/a>\u3002<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u4fdd\u62a4\u5e76\u8bbe\u7f6e\u4f4d\u7f6e<\/strong><\/h2>\n\n<p>\u62e5\u6709\u5408\u9002\u7684\u4f4d\u7f6e\u6765\u7ecf\u8425\u60a8\u7684\u4fdd\u9669\u4ee3\u7406\u673a\u6784\u4e5f\u5f88\u91cd\u8981\uff0c\u60a8\u6709\u4e24\u4e2a\u4e3b\u8981\u9009\u62e9\u3002\n\u4e00\u79cd\u662f\u62e5\u6709\u4e00\u5bb6\u4ee5\u5bb6\u5ead\u4e3a\u57fa\u7840\u7684\u4f01\u4e1a\uff0c\u6839\u636e The Simple Dollar \u7684 <a>Frank Addessi<\/a> \u7684\u8bf4\u6cd5\uff0c\u8fd9\u53ef\u4ee5\u9632\u6b62\u60a8\u652f\u4ed8\u623f\u79df\u3001\u8d2d\u4e70\u5bb6\u5177\u3001\u5927\u91cf\u8bbe\u5907\u4ee5\u53ca\u5546\u4e1a\u5730\u70b9\u5e26\u6765\u7684\u8bb8\u591a\u5176\u4ed6\u8d39\u7528\u3002\n\u5982\u679c\u60a8\u5bb6\u4e2d\u6709\u8db3\u591f\u7684\u7a7a\u95f4\u6216\u8ba1\u5212\u5728\u7ebf\u5f00\u5c55\u5927\u90e8\u5206\u4e1a\u52a1\uff0c\u8fd9\u53ef\u80fd\u662f\u53ef\u884c\u7684\u3002    <\/p>\n\n<p>\u53e6\u4e00\u79cd\u9009\u62e9\u662f\u83b7\u5f97\u5546\u4e1a\u7a7a\u95f4\uff0c\u8fd9\u53ef\u4ee5\u901a\u8fc7\u79df\u8d41\u6216\u8d2d\u4e70\u6765\u5b8c\u6210\u2014\u2014\u8fd9\u4e24\u8005\u90fd\u6709\u5176\u597d\u5904<\/p>\n\n<p>\u201c\u5982\u679c\u4f60\u9009\u62e9\u79df\u8d41\uff0c\u6ca1\u6709\u9996\u4ed8\uff0c\u4f60\u53ef\u4ee5\u6263\u9664\u79df\u8d41\u8d39\u7528\u4e8e\u7a0e\u6536\u76ee\u7684\uff0c\u623f\u4e1c\u8d1f\u8d23\u7ef4\u4fee\u548c\u4fdd\u517b\uff0c\u4f60\u53ef\u4ee5\u5728\u6602\u8d35\u7684\u5730\u533a\u79df\u623f\uff0c\u8fd9\u53ef\u4ee5\u63d0\u9ad8\u4f60\u7684\u4f01\u4e1a\u5728\u5408\u9002\u7684\u4eba\u7fa4\u4e2d\u7684\u77e5\u540d\u5ea6\uff0c\u201d\u72ec\u7acb\u4fdd\u9669\u4ee3\u7406\u4eba <a>\u5f17\u5170\u514b\u00b7\u6885\u8fea\u7eb3 \uff08Frank Medina<\/a>\uff09 \u5199\u9053\u3002\n\u201c\u5982\u679c\u4f60\u9009\u62e9\u8d2d\u4e70\u529e\u516c\u7a7a\u95f4\uff0c\u4f60\u53ef\u4ee5\u5efa\u7acb\u80a1\u6743\u5e76\u51fa\u79df\u989d\u5916\u7684\u7a7a\u95f4\uff0c\u6709\u7a33\u5b9a\u7684\u5f00\u652f\uff0c\u6263\u9664\u5229\u606f\u652f\u4ed8\uff0c\u5e76\u4f7f\u5efa\u7b51\u7269\u8d2c\u503c\u3002\u201d <\/p>\n\n<p>\u5728\u8bbe\u7f6e\u65b9\u9762\uff0c\u4fdd\u9669\u516c\u53f8 <a>The Hartford<\/a> \u7684\u56e2\u961f\u8868\u793a\uff0c\u60a8\u9700\u8981\u7684\u4e00\u4e9b\u57fa\u672c\u8bbe\u65bd\u5305\u62ec\u529e\u516c\u5bb6\u5177\uff0c\u4f8b\u5982\u4e66\u684c\u3001\u6905\u5b50\u3001\u67b6\u5b50\u548c\u6587\u4ef6\u67dc\u3002\n\u5728\u6280\u672f\u65b9\u9762\uff0c\u60a8\u9700\u8981\u8ba1\u7b97\u673a\u3001\u53ef\u4ee5\u5904\u7406\u5927\u91cf\u5e26\u5bbd\u7684\u53ef\u9760\u4e92\u8054\u7f51\u3001\u9ad8\u6548\u7684\u7535\u8bdd\u7cfb\u7edf\u3001\u4fdd\u9669\u8f6f\u4ef6\u548c\u6253\u5370\u673a\u3002 <\/p>\n\n<p>\u5982\u679c\u60a8\u60f3\u5728\u9884\u7b97\u5185\u627e\u5230\u8fd9\u4e9b\u7269\u54c1\uff0c\u5546\u4e1a\u5b66\u4e60\u5e73\u53f0 BusinessTown \u7684\u521b\u59cb\u4eba\u9c8d <a>\u52c3\u00b7\u4e9a\u5f53\u65af \uff08Bob Adams<\/a>\uff09 \u5efa\u8bae\u5bfb\u627e\u505c\u4e1a\u62cd\u5356\uff0c\u56e0\u4e3a\u5b83\u4eec\u901a\u5e38\u63d0\u4f9b\u8d85\u503c\u4f18\u60e0\uff0c\u60a8\u53ea\u9700\u652f\u4ed8\u4e00\u5c0f\u90e8\u5206\u4ef7\u683c\u5373\u53ef\u5728\u96f6\u552e\u5546\u5904\u652f\u4ed8\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u6ee1\u8db3\u4efb\u4f55\u5fc5\u8981\u7684\u5dde\u548c\u8054\u90a6\u8981\u6c42<\/strong><\/h2>\n\n<p>\u5728\u6b63\u5f0f\u542f\u52a8\u60a8\u7684\u673a\u6784\u4e4b\u524d\uff0c\u60a8\u5fc5\u987b\u6ee1\u8db3\u60a8\u6240\u5728\u5dde\u548c\u8054\u90a6\u5c42\u9762\u7684\u6240\u6709\u9002\u7528\u8981\u6c42\u3002<\/p>\n\n<p>\u201c\u6240\u6709\u5dde\u90fd\u6709\u4e00\u4e2a\u5171\u540c\u70b9\uff0c\u5373\u4fdd\u9669\u4ee3\u7406\u4eba\u5fc5\u987b\u83b7\u5f97\u8bb8\u53ef\u624d\u80fd\u5728\u5176\u5883\u5185\u5408\u6cd5\u9500\u552e\u4fdd\u9669\uff0c\u201d\u5728\u7ebf\u4fdd\u9669\u9884\u8bb8\u53ef\u8d44\u6e90 <a>\u7f8e\u56fd\u6559\u6388<\/a>\u89e3\u91ca\u8bf4\u3002\n\u201c\u4fdd\u9669\u6267\u7167\u524d\u8003\u8bd5\u6d4b\u8bd5\u6f5c\u5728\u4ee3\u7406\u4eba\u5bf9\u4fdd\u9669\u9500\u552e\u7684\u89c4\u5219\u548c\u6cd5\u89c4\u3001\u5982\u4f55\u5904\u7406\u4fdd\u9669\u7d22\u8d54\u3001\u4fdd\u9669\u8303\u56f4\u7684\u9650\u5236\u4ee5\u53ca\u5176\u4ed6\u7c7b\u4f3c\u91cd\u8981\u4e8b\u9879\u7684\u77e5\u8bc6\u3002\u201d <\/p>\n\n<p>\u5728\u83b7\u5f97\u9a7e\u7167\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u6210\u529f\u901a\u8fc7\u8003\u8bd5\uff0c\u5176\u4e2d\u5305\u542b\u6709\u5173\u56fd\u5bb6\u4fdd\u9669\u6750\u6599\u7684\u90e8\u5206\uff0c\u4ee5\u53ca\u6709\u5173\u60a8\u6240\u5728\u5dde\u4fdd\u9669\u6cd5\u89c4\u7684\u5355\u72ec\u90e8\u5206\u3002 <a>LearnHowToBecome.org<\/a> \u8868\u793a\uff0c\u60a8\u5e94\u8be5\u54a8\u8be2\u60a8\u6240\u5728\u5dde\u7684\u4fdd\u9669\u90e8\u95e8\uff0c\u4ee5\u4e86\u89e3\u8bb8\u53ef\u524d\u8981\u6c42\u3002\n\u4ed6\u4eec\u8fd8\u6307\u51fa\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528 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<\/p>\n\n<p>\u60a8\u53ef\u4ee5\u5728 <a>U.S. Small Business Administration<\/a> \u7f51\u9875\u4e0a\u4e86\u89e3\u6709\u5173\u8fd9\u4e9b\u4e0d\u540c\u7ed3\u6784\u7684\u66f4\u591a\u4fe1\u606f\u3002<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u5efa\u7acb\u6570\u5b57\u4e1a\u52a1\u7684\u57fa\u7840<\/strong><\/h2>\n\n<p>\u62e5\u6709 <a>\u5f3a\u5927\u7684\u6570\u5b57\u5f71\u54cd\u529b<\/a> \u4e0d\u518d\u662f\u72ec\u7acb\u4ee3\u7406\u4eba\u7684\u9009\u62e9\u3002\n\u8fd9\u662f\u5fc5\u8981\u7684\u3002\n\u4e3a\u4e86\u84ec\u52c3\u53d1\u5c55\u5e76\u4fdd\u6301\u7ade\u4e89\u529b\uff0c\u60a8\u9700\u8981\u901a\u8fc7\u641c\u7d22\u5f15\u64ce\u3001\u793e\u4ea4\u5a92\u4f53\u548c\u8bc4\u8bba\u7f51\u7ad9\u7b49\u5e7f\u6cdb\u4f7f\u7528\u7684\u5728\u7ebf\u6e20\u9053\u63a5\u89e6\u6f5c\u5728\u5ba2\u6237\u3002\n\u8fd9\u5f53\u7136\u9700\u8981\u65f6\u95f4\uff0c\u4f46\u60a8\u53ef\u4ee5\u901a\u8fc7\u4ee5\u4e0b\u4e09\u4e2a\u5173\u952e\u6b65\u9aa4\u6765\u5960\u5b9a\u57fa\u7840\u3002     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