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\u6ee1\u8db3\u9ad8\u51c0\u503c\u4eba\u58eb\u7684\u72ec\u7279\u9700\u6c42<\/h2>\n\n

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\u4f8b\u5982\uff0c\u6570\u767e\u4e07\u7f8e\u56fd\u4eba\u9700\u8981\u6c7d\u8f66\u4fdd\u9669\u3002\n\u7136\u800c\uff0c\u4fdd\u9669\u4f5c\u5bb6 Rachel Bodine \u548c Leslie Kasperowicz<\/a> \u6307\u51fa\uff0c\u9ad8\u51c0\u503c\u4eba\u58eb\u53ef\u80fd\u9700\u8981\u6bd4\u63d0\u4f9b\u7ed9\u5927\u591a\u6570\u53f8\u673a\u7684\u6807\u51c6\u4fdd\u5355\u66f4\u591a\u7684\u94b1\u3002 <\/p>\n\n

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\"\"<\/figure>\n\n

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\u5728 COVID-19 \u5927\u6d41\u884c\u671f\u95f4\uff0c\u968f\u7740\u5458\u5de5\u4ece\u529e\u516c\u5ba4\u5de5\u4f5c\u8f6c\u5411\u5728\u5bb6\u5de5\u4f5c\uff0c\u7f51\u7edc\u653b\u51fb\u6709\u6240\u589e\u52a0\u3002\n\u9ad8\u51c0\u503c\u4eba\u58eb\u6bd4\u5176\u4ed6\u5458\u5de5\u66f4\u6709\u53ef\u80fd\u6210\u4e3a\u653b\u51fb\u76ee\u6807\uff1a\u6839\u636e Chubb \u7684\u4e00\u9879 \u7814\u7a76<\/a> \uff0c\u5927\u7ea6 10% \u7684\u9ad8\u51c0\u503c\u53d7\u8bbf\u8005\u8868\u793a\uff0c\u5728\u75ab\u60c5\u671f\u95f4\u5728\u5bb6\u5de5\u4f5c\u65f6\u906d\u53d7\u4e86\u7f51\u7edc\u653b\u51fb\uff0c\u800c\u603b\u4f53\u53d7\u8bbf\u8005\u7684\u8fd9\u4e00\u6bd4\u4f8b\u4e3a 3%\u3002 <\/p>\n\n

\u201c\u81ea 2 \u6708 [2020]\u4ee5\u6765\uff0c\u9488\u5bf9\u5bb6\u5ead\u7684\u672a\u9042\u6216\u6210\u529f\u88ad\u51fb\u6570\u91cf\u731b\u589e\uff0c\u56e0\u4e3a\u574f\u4eba\u77e5\u9053\u5f88\u591a\u4eba\u5728\u5bb6\u5de5\u4f5c\uff0c\u201d\u98ce\u9669\u54a8\u8be2\u516c\u53f8 Mechelsen Private Client \u603b\u88c1 Darren McGraw<\/a> \u8bf4\u3002\n\u201c\u5f88\u591a\u574f\u4eba\u90fd\u77e5\u9053\uff0c\u5bb6\u5ead\u7f51\u7edc\u548c\u5bb6\u5ead\u4e60\u60ef\uff0c\u4ee5\u53ca\u6211\u4eec\u7ecf\u8425\u6570\u5b57\u751f\u6d3b\u7684\u65b9\u5f0f\uff0c\u6bd4\u6211\u4eec\u5728\u6b63\u5f0f\u7684\u529e\u516c\u5ba4\u5de5\u4f5c\u73af\u5883\u4e2d\u65f6\u8981\u5bbd\u677e\u3002\u201d\n\u7531\u4e8e\u9ad8\u51c0\u503c\u4eba\u58eb\u5728\u5de5\u4f5c\u4e2d\u7ecf\u5e38\u53ef\u4ee5\u8bbf\u95ee\u975e\u5e38\u6709\u4ef7\u503c\u7684\u6570\u636e\uff0c\u800c\u4e14\u4ed6\u4eec\u53ef\u80fd\u4f1a\u5931\u53bb\u66f4\u591a\uff0c\u56e0\u6b64\u4ed6\u4eec\u6210\u4e3a\u6e0e\u804c\u884c\u4e3a\u7684\u8bf1\u4eba\u76ee\u6807\u3002 <\/p>\n\n

\u7136\u800c\uff0c\u7f51\u7edc\u653b\u51fb\u7684\u98ce\u9669\u4ecd\u7136\u5e76\u4e0d\u603b\u662f\u5f97\u5230\u4ed6\u4eec\u9700\u8981\u7684\u5173\u6ce8\u3002\nChubb \u7684\u7814\u7a76\u53d1\u73b0\uff0c\u201c\u5927\u591a\u6570\u53d7\u8bbf\u8005\u5bf9\u5728\u8fdc\u7a0b\u5de5\u4f5c\u65f6\u6210\u4e3a\u7f51\u7edc\u653b\u51fb\u76ee\u6807\u7684\u62c5\u5fe7\u4e0d\u5c51\u4e00\u987e\uff0c\u8fd1\u4e00\u534a\u7684\u53d7\u8bbf\u8005\u6b63\u5728\u4f7f\u7528\u4e2a\u4eba\u8bbe\u5907\u6216\u7535\u5b50\u90ae\u4ef6\u5e10\u6237\u5f00\u5c55\u4e1a\u52a1\uff0c\u201dChubb \u9996\u5e2d\u6570\u5b57\u5b98\u517c\u9996\u5e2d\u98ce\u9669\u5b98 Sean Ringsted<\/a> \u8bf4\u3002 <\/p>\n\n

\u6b63\u786e\u7684\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u9ad8\u51c0\u503c\u4eba\u58eb\u4ece\u7f51\u7edc\u653b\u51fb\u4e2d\u6062\u590d\u8fc7\u6765\u3002\n\u4fdd\u9669\u8303\u56f4\u4e0d\u4ec5\u5e94\u5173\u6ce8\u653b\u51fb\u7684\u7269\u8d28\u6210\u672c\uff08\u5982\u6cc4\u9732\u7684\u6570\u636e\uff09\uff0c\u8fd8\u5e94\u5173\u6ce8\u8bf8\u5982\u53d1\u751f\u653b\u51fb\u65f6\u77e5\u540d\u4eba\u58eb\u7684\u58f0\u8a89\u53ef\u80fd\u906d\u53d7\u7684\u635f\u5bb3\u7b49\u95ee\u9898\u3002\n\u5728\u8eab\u4efd\u76d7\u7a83\u7684\u60c5\u51b5\u4e0b\u6062\u590d\u88ab\u76d7\u4fe1\u606f\u7684\u9700\u6c42\u4e5f\u81f3\u5173\u91cd\u8981\uff0cGulfshore Insurance \u7684\u526f\u5ba2\u6237\u987e\u95ee Kevin Havemeier<\/a> \u8bf4\u3002 <\/p>\n\n

\u6469\u6839\u58eb\u4e39\u5229\u8d22\u5bcc\u7ba1\u7406\u8463\u4e8b\u603b\u7ecf\u7406 Joseph Toledano<\/a> \u8868\u793a\uff0c\u7f51\u7edc\u5b89\u5168\u98ce\u9669\u76f8\u5bf9\u8f83\u65b0\u4e14\u53f2\u65e0\u524d\u4f8b\uff0c\u8fd9\u79cd\u60c5\u51b5\u5bf9\u4e8e\u9ad8\u51c0\u503c\u4e2a\u4eba\u548c\u5bb6\u5ead\u6765\u8bf4\u53ef\u80fd\u5c24\u5176\u5982\u6b64\u3002\n\u5bfb\u6c42\u652f\u6301\u9ad8\u51c0\u503c\u5ba2\u6237\u7684\u4fdd\u9669\u516c\u53f8\u9664\u4e86\u63d0\u4f9b\u4ed6\u4eec\u9700\u8981\u7684\u4fdd\u9669\u5916\uff0c\u8fd8\u53ef\u80fd\u9700\u8981\u6559\u80b2\u8fd9\u4e9b\u4eba\u4e86\u89e3\u4ed6\u4eec\u9762\u4e34\u7684\u7f51\u7edc\u5b89\u5168\u98ce\u9669\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u5efa\u7acb\u8d22\u5bcc\u7ba1\u7406\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb<\/h2>\n\n

\u9ad8\u51c0\u503c\u4eba\u58eb\u7ba1\u7406\u8d22\u5bcc\u4ee5\u53ca\u4fdd\u9669\u516c\u53f8\u4e3a\u8fd9\u4e9b\u5ba2\u6237\u63d0\u4f9b\u57fa\u672c\u4fdd\u9669\u7684\u6700\u4f73\u65b9\u5f0f\u4e4b\u4e00\u662f\u4e0e\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u5408\u4f5c\u3002<\/p>\n\n

\u201c\u4fdd\u9669\u548c\u4e13\u4e1a\u7ba1\u7406\u670d\u52a1\u7684\u53ef\u9760\u7ed3\u5408\u662f\u5e94\u5bf9\u8fd9\u4e9b\u98ce\u9669\u7684\u6700\u6574\u4f53\u65b9\u6cd5\uff0c\u65e0\u8bba\u8fd9\u4e9b\u98ce\u9669 [faced by high net worth individuals]\u662f\u4e0e\u5de5\u4f5c\u8fd8\u662f\u65c5\u884c\u76f8\u5173\uff0c\u201dCargill \u8bf4\u3002<\/p>\n\n

\u8d22\u5bcc\u7ba1\u7406\u670d\u52a1\u5728\u540c\u4e00\u5c4b\u6a90\u4e0b\u4e3a\u9ad8\u51c0\u503c\u5ba2\u6237\u63d0\u4f9b\u591a\u9879\u670d\u52a1\u3002\n\u4e0e\u8d22\u52a1\u987e\u95ee\u4e00\u6837\uff0c\u4ed6\u4eec\u63d0\u4f9b\u8d22\u52a1\u54a8\u8be2\uff0c\u5e76\u5728\u63d0\u4f9b\u8d22\u52a1\u5efa\u8bae\u65f6\u5145\u5f53\u5ba2\u89c2\u7684\u7b2c\u4e09\u65b9\u3002 <\/p>\n\n

\u201c\u6295\u8d44\u8005\u9762\u4e34\u7684\u6700\u5927\u95ee\u9898\u662f\u4ed6\u4eec\u7684\u60c5\u7eea\u4f1a\u53d7\u5230\u963b\u788d\uff0c\u201d\u6ce8\u518c\u8d22\u52a1\u89c4\u5212\u5e08 Laila Pence<\/a> \u8bf4\u3002\n\u201c\u65e0\u8bba\u60a8\u662f\u8d22\u52a1\u987e\u95ee\u8fd8\u662f\u8d22\u5bcc\u987e\u95ee\uff0c\u6700\u5927\u7684\u5de5\u4f5c\u5c31\u662f\u5f15\u5bfc\u5ba2\u6237\u5ea6\u8fc7\u8fd9\u4e9b\u975e\u5e38\u975e\u5e38\u52a8\u8361\u7684\u65f6\u671f\u3002\u201d <\/p>\n\n

COVID-19 \u5927\u6d41\u884c\u4fc3\u4f7f\u7f8e\u56fd\u4eba\u5411\u91d1\u878d\u548c\u8d22\u5bcc\u987e\u95ee\u5bfb\u6c42\u5efa\u8bae\u3002\n\u5168\u56fd\u9000\u4f11\u7814\u7a76\u6240 \uff08Nationwide Retirement Institute\uff09 \u4e8e 2020 \u5e74\u521d\u53d1\u5e03\u7684\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c80% \u7684\u53d7\u8bbf\u8005\u548c 85% \u7684\u6295\u8d44\u8005\u8ba4\u4e3a\u81ea\u5df1\u5bb9\u6613\u53d7\u5230\u5916\u90e8\u4e8b\u4ef6\u7684\u5f71\u54cd;\u8be5\u516c\u53f8\u9ad8\u7ea7\u526f\u603b\u88c1 Kristi Rodriguez<\/a> \u8868\u793a\uff0c\u5927\u7ea6\u4e00\u534a\u7684\u8fd9\u4e24\u4e2a\u7fa4\u4f53\u90fd\u8868\u793a\uff0c\u5927\u6d41\u884c\u63d0\u9ad8\u4e86\u4ed6\u4eec\u5bf9\u8d22\u52a1\u7ba1\u7406\u548c\u6295\u8d44\u89c4\u5212\u9700\u8981\u5e2e\u52a9\u7684\u8ba4\u8bc6\u3002 <\/p>\n\n

\u4e0e\u5ba2\u6237\u548c\u4fdd\u9669\u516c\u53f8\u4e00\u6837\uff0c\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u5728\u5168\u7403\u75ab\u60c5\u4e4b\u540e\u4e5f\u9762\u4e34\u7740\u6311\u6218\u3002\n\u7136\u800c\uff0c\u884c\u4e1a\u5feb\u901f\u53d8\u5316\u7684\u65f6\u671f\u4e5f\u53ef\u80fd\u662f\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u4e0e\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u8054\u7cfb\u4ee5\u5efa\u7acb\u66f4\u7262\u56fa\u5173\u7cfb\u7684\u673a\u4f1a\u3002 <\/p>\n\n

\u5728\u6469\u6839\u58eb\u4e39\u5229 \uff08Morgan Stanley\uff09 \u548c\u5965\u7eac\u54a8\u8be2 \uff08Oliver Wyman\uff09 \u7684\u4e00\u4efd\u84dd\u76ae\u4e66\u4e2d\uff0c\u5efa\u8bae\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u5728\u4ed6\u4eec\u5411\u9ad8\u51c0\u503c\u5ba2\u6237\u5c55\u793a\u7684\u4ea7\u54c1\u4e2d\u589e\u52a0\u5404\u79cd\u5f62\u5f0f\u7684\u4fdd\u9669\uff0c\u5305\u62ec P&C \u4fdd\u9669\u3002\n\u201c\u6211\u4eec\u4f30\u8ba1\uff0c\u63d0\u4f9b\u4fdd\u62a4\u4ea7\u54c1\u53ef\u4ee5\u63d0\u4f9b ~4% \u7684\u6536\u5165\u63d0\u5347\u5e76\u7ef4\u62a4\u5ba2\u6237\u5173\u7cfb\uff0c\u201d\u7531\u6469\u6839\u58eb\u4e39\u5229\u7684 Betsy L. Graseck \u548c Oliver Wyman \u7684 Kai Upadek<\/a> \u9886\u5bfc\u7684\u7814\u7a76\u4eba\u5458\u5199\u9053\u3002 <\/p>\n\n

\u7814\u7a76\u4eba\u5458\u8fd8\u5efa\u8bae\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u8003\u8651\u6574\u5408\u5230\u66f4\u5927\u7684\u751f\u6001\u7cfb\u7edf\u4e2d\uff0c\u65e2\u53ef\u4ee5\u63a5\u89e6\u5230\u65b0\u7684\u9ad8\u51c0\u503c\u5ba2\u6237\uff0c\u4e5f\u53ef\u4ee5\u63d0\u4f9b\u66f4\u5168\u9762\u7684\u4e00\u63fd\u5b50\u670d\u52a1\u3002\n\u56e0\u6b64\uff0c\u63d0\u4f9b\u6b64\u7c7b\u751f\u6001\u7cfb\u7edf\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u8054\u7cfb\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\uff0c\u5305\u62ec\u4fdd\u9669\u516c\u53f8\u751f\u6001\u7cfb\u7edf\u4ea7\u54c1\u4e2d\u7684\u8fd9\u4e9b\u4e13\u4e1a\u4eba\u58eb\u3002 <\/p>\n\n

\u5728\u63a5\u89e6\u9ad8\u51c0\u503c\u4e2a\u4eba\u65b9\u9762\uff0c\u4fdd\u9669\u516c\u53f8\u9762\u4e34\u591a\u9879\u6311\u6218\u3002\n\u63d0\u4f9b\u6ee1\u8db3\u8fd9\u4e9b\u4e2a\u4eba\u548c\u5bb6\u5ead\u72ec\u7279\u9700\u6c42\u7684\u4fdd\u9669\u662f\u5fc5\u987b\u7684\u3002\n\u4e86\u89e3\u7f51\u7edc\u5b89\u5168\u7b49\u95ee\u9898\u4ee5\u53ca\u5b83\u4eec\u5982\u4f55\u5f71\u54cd\u9ad8\u51c0\u503c\u4e2a\u4eba\u548c\u5bb6\u5ead\u4e5f\u5f88\u91cd\u8981\u3002 <\/p>\n\n

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\u56fe\u7247\u6765\u81ea\uff1a fizkes\/\u00a9123RF.com\uff0c gstockstudio\/\u00a9123RF.com\uff0c fizkes\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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