{"id":19464,"date":"2024-09-20T09:40:17","date_gmt":"2024-09-20T14:40:17","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e4%bc%a0%e7%bb%9f%e6%8f%90%e4%be%9b%e5%95%86%e5%a6%82%e4%bd%95%e4%b8%8e%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%e5%88%9d%e5%88%9b%e5%85%ac%e5%8f%b8%e4%ba%89%e5%a4%ba%e6%95%b0%e5%ad%97%e4%bc%98%e5%85%88\/"},"modified":"2024-09-20T09:40:20","modified_gmt":"2024-09-20T14:40:20","slug":"%e4%bc%a0%e7%bb%9f%e6%8f%90%e4%be%9b%e5%95%86%e5%a6%82%e4%bd%95%e4%b8%8e%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%e5%88%9d%e5%88%9b%e5%85%ac%e5%8f%b8%e4%ba%89%e5%a4%ba%e6%95%b0%e5%ad%97%e4%bc%98%e5%85%88","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%bc%a0%e7%bb%9f%e6%8f%90%e4%be%9b%e5%95%86%e5%a6%82%e4%bd%95%e4%b8%8e%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%e5%88%9d%e5%88%9b%e5%85%ac%e5%8f%b8%e4%ba%89%e5%a4%ba%e6%95%b0%e5%ad%97%e4%bc%98%e5%85%88\/","title":{"rendered":"\u4f20\u7edf\u63d0\u4f9b\u5546\u5982\u4f55\u4e0e\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u4e89\u593a\u6570\u5b57\u4f18\u5148\u6d88\u8d39\u8005\uff1f"},"content":{"rendered":"\n<p>\u4e70\u5bb6\u5bf9\u8d2d\u7269\u7684\u671f\u671b\u53d1\u751f\u4e86\u53d8\u5316\u3002\n\u968f\u7740\u5728\u7ebf\u96f6\u552e\u5546\u7684\u5d1b\u8d77\uff0c\u5ba2\u6237\u5df2\u7ecf\u4e60\u60ef\u4e8e\u5728\u7ebf\u7814\u7a76\u3001\u6bd4\u8f83\u548c\u8d2d\u4e70\u57fa\u672c\u4ea7\u54c1\u548c\u670d\u52a1\u3002\n\u4eca\u5929\uff0c\u5ba2\u6237\u5e0c\u671b\u8d22\u4ea7\u548c\u610f\u5916\u4fdd\u9669\u516c\u53f8\u4ee5\u6570\u5b57\u65b9\u5f0f\u63d0\u4f9b\u4fe1\u606f\u548c\u4fdd\u9669\u3002  <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u54cd\u5e94\u5ba2\u6237\u671f\u671b\u7684\u8fd9\u79cd\u53d8\u5316\uff0c\u4f46\u901f\u5ea6\u5f88\u6162\u3002\n\u9ea6\u80af\u9521 \uff08 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/future-of-insurance-unleashing-growth-through-new-business-building\" target=\"_blank\" rel=\"noreferrer noopener\">McKinsey<\/a> \uff09 \u548c McKinsey \u7684\u4e00\u4e2a\u7814\u7a76\u56e2\u961f\u5199\u9053\uff0c\u9ea6\u80af\u9521 \uff08McKinsey\uff09 \u5728 2020 \u5e74\u8fdb\u884c\u7684\u4e00\u9879\u5206\u6790\u53d1\u73b0\uff0c20% \u7684\u7f8e\u56fd\u9876\u7ea7\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u6295\u8d44\u4e86\u6570\u5b57\u4e1a\u52a1\u3002\n\u4e0e\u6b64\u540c\u65f6\uff0c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u6b63\u5728\u4ecb\u5165\uff0c\u63d0\u4f9b\u5ba2\u6237\u60f3\u8981\u7684\u6570\u5b57\u4f53\u9a8c\u3002  <\/p>\n\n<p>\u4fdd\u6301\u9886\u5148\u4e8e\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u5e76\u4e0d\u9700\u8981\u73b0\u6709\u4f01\u4e1a\u5728\u81ea\u5df1\u7684\u6e38\u620f\u4e2d\u51fb\u8d25\u5b83\u4eec\u3002\n\u76f8\u53cd\uff0c\u5b83\u9700\u8981\u6e05\u695a\u5730\u4e86\u89e3\u5ba2\u6237\u7684\u6570\u5b57\u671f\u671b\uff0c\u5e76\u5173\u6ce8\u5efa\u7acb\u5173\u7cfb\u548c\u57f9\u80b2\u6570\u5b57\u73af\u5883\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4e86\u89e3\u63a8\u52a8\u5ba2\u6237\u8d70\u5411\u6570\u5b57\u5316\u7684\u56e0\u7d20<\/h2>\n\n<p>\u201c\u60f3\u8981\u4e0e\u6570\u5b57\u53c2\u4e0e\u8005\u7ade\u4e89\u7684\u4f20\u7edf\u4fdd\u9669\u516c\u53f8\u5fc5\u987b\u654f\u9510\u5730\u4e86\u89e3\u5e02\u573a\u7684\u53d8\u5316\u4ee5\u53ca\u4ed6\u4eec\u7684\u7ade\u4e89\u5bf9\u624b\u5982\u4f55\u5e94\u5bf9\uff0c\u201dKaesler \u7b49\u4eba\u5199\u9053\u3002\n\u94dd\u3002 <\/p>\n\n<p>COVID-19 \u5927\u6d41\u884c\u5bfc\u81f4\u8bb8\u591a\u5ba2\u6237\u91c7\u7528\u6570\u5b57\u4f18\u5148\u65b9\u6cd5\u6765\u8d2d\u4e70\u4fdd\u9669\u548c\u5176\u4ed6\u6240\u9700\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u3002\n\u201c\u8bb8\u591a\u4ee5\u524d\u6ca1\u6709\u6570\u5b57\u4e92\u52a8\u7684\u5ba2\u6237\u73b0\u5728\u5df2\u7ecf\u4e0a\u7f51\u8d2d\u7269\u548c\u5176\u4ed6\u6d3b\u52a8\uff0c\u8fd9\u4f7f\u5f97\u4fdd\u9669\u516c\u53f8\u66f4\u5bb9\u6613\u63a8\u52a8\u6570\u5b57\u91c7\u7528\uff0c\u201d\u8d1d\u6069&amp;\u516c\u53f8\u7684 <a href=\"https:\/\/www.bain.com\/insights\/insurers-now-need-bigger-bolder-digital-moves\/\" target=\"_blank\" rel=\"noreferrer noopener\">M\u00e1rio Conde\u3001Andrew Schwedel\u548cTanja Brettel<\/a>\u5199\u9053\u3002 <\/p>\n\n<p>\u5728\u5ba1\u67e5\u51e0\u5bb6\u9886\u5148\u4fdd\u9669\u516c\u53f8\u7684\u6570\u5b57\u5316\u5de5\u4f5c\u65f6\uff0cConde\u3001Schwedel \u548c Brettel \u53d1\u73b0\uff0c\u6700\u6210\u529f\u7684\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5728\u6295\u8d44\u6570\u5b57\u8d44\u4ea7\uff0c\u76ee\u6807\u662f\u4f18\u5148\u8003\u8651\u5ba2\u6237\u7684\u6613\u7528\u6027\u3002<\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c [leading insurers] \u62e5\u6709\u5c16\u7aef\u7f51\u7ad9\u548c\u5ba2\u6237\u670d\u52a1\u95e8\u6237\u7684\u53ef\u80fd\u6027\u662f\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u7684 1.7 \u500d\u3002\n\u4ed6\u4eec\u63d0\u4f9b\u5373\u65f6\u5728\u7ebf\u6279\u51c6\u6216\u62d2\u7edd\u6c7d\u8f66\u4fdd\u9669\u7533\u8bf7\u7684\u53ef\u80fd\u6027\u8981\u9ad8 2.8 \u500d\uff0c\u201c\u4ed6\u4eec\u89e3\u91ca\u8bf4\u3002\n\u5e73\u5747\u800c\u8a00\uff0c\u8fd9\u4e9b\u4fdd\u9669\u516c\u53f8\u8fd8\u4f7f\u7528\u66f4\u591a\u7684\u6570\u5b57\u6e20\u9053\uff0c\u5305\u62ec\u66f4\u5e7f\u6cdb\u5730\u91c7\u7528\u793e\u4ea4\u5a92\u4f53\u3001\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u548c\u89c6\u9891\u3002  <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u91c7\u7528\u8fd9\u4e9b\u6570\u5b57\u5de5\u5177\u6765\u89e6\u8fbe\u5ba2\u6237\uff0c\u662f\u56e0\u4e3a\u4ed6\u4eec\u610f\u8bc6\u5230\u5ba2\u6237\u8d8a\u6765\u8d8a\u671f\u671b\u5728\u8d2d\u4e70\u4fdd\u9669\u65f6\u9009\u62e9\u6570\u5b57\u4f18\u5148\u6216\u7eaf\u6570\u5b57\u9009\u9879\u3002<\/p>\n\n<p>\u201c\u5ba2\u6237\u6b63\u5728\u5bfb\u6c42\u5feb\u901f\u3001\u7b80\u5355\u3001\u5b9a\u5236\u4e14\u8d1f\u62c5\u5f97\u8d77\u7684\u4fdd\u9669\uff0c\u4ed6\u4eec\u4e0d\u60f3\u4e3a\u4e86\u4e0d\u90a3\u4e48\u51fa\u8272\u7684\u5ba2\u6237\u4f53\u9a8c\u800c\u59a5\u534f\uff0c\u201dNext Insurance \u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.forbes.com\/sites\/forbesfinancecouncil\/2020\/11\/05\/three-ways-insurtechs-are-breathing-new-life-into-a-centuries-old-industry\/?sh=5f7ad5507854\" target=\"_blank\" rel=\"noreferrer noopener\">Guy Goldstein<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u4ec5\u4ec5\u4e3a\u4e86\u62e5\u6709\u6570\u5b57\u5de5\u5177\u800c\u5b9e\u65bd\u6570\u5b57\u5de5\u5177\u53ef\u80fd\u4e0d\u4f1a\u5438\u5f15\u5ba2\u6237\u3002\n\u4e8b\u5b9e\u4e0a\uff0c\u5b83\u53ef\u80fd\u4f1a\u4ea7\u751f\u76f8\u53cd\u7684\u6548\u679c\u3002\n\u8fd9\u662f\u56e0\u4e3a\u5ba2\u6237\u5bf9\u6280\u672f\u672c\u8eab\u5e76\u4e0d\u611f\u5174\u8da3\u3002\n\u76f8\u53cd\uff0c\u4ed6\u4eec\u60f3\u8981\u7684\u5de5\u5177\u80fd\u591f\u8ba9\u4ed6\u4eec\u66f4\u8f7b\u677e\u5730\u7814\u7a76\u4fdd\u9669\u548c\u8d2d\u4e70\u4fdd\u5355\uff0cChubb \u9996\u5e2d\u6570\u5b57\u5b98 <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/technology\/digital-evolution-must-happen-across-entire-insurance-ecosystem-226452.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Ringsted<\/a> \u8bf4\u3002   <\/p>\n\n<p>\u4ec5\u4ec5\u4e3a\u4e86\u62e5\u6709\u6280\u672f\u800c\u91c7\u7528\u6280\u672f\u4e5f\u4e0d\u662f\u4e00\u4e2a\u6709\u6548\u7684\u89e3\u51b3\u65b9\u6848\u3002\n\u76f8\u53cd\uff0cRingsted \u5efa\u8bae\u4fdd\u9669\u516c\u53f8\u8bbe\u5b9a\u660e\u786e\u7684\u76ee\u6807\uff0c\u7136\u540e\u9009\u62e9\u80fd\u591f\u5e2e\u52a9\u4ed6\u4eec\u5b9e\u73b0\u8fd9\u4e9b\u76ee\u6807\u7684\u6280\u672f\u3002 <\/p>\n\n<p>\u901a\u8fc7\u8bbe\u5b9a\u4e13\u6ce8\u4e8e\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\u548c\u671f\u671b\u7684\u76ee\u6807\uff0c\u6210\u719f\u7684\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5e2e\u52a9\u5f25\u5408\u5176\u4ea7\u54c1\u4e0e\u5ba2\u6237\u901a\u8fc7\u6570\u5b57\u6e20\u9053\u65e0\u7f1d\u6c9f\u901a\u7684\u613f\u671b\u4e4b\u95f4\u7684\u5dee\u8ddd\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-1024x683.jpg\" alt=\"\" class=\"wp-image-9446\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb<\/h2>\n\n<p>\u4fdd\u9669\u516c\u53f8\u5728\u4fdd\u9669\u4e1a\u52a1\u65b9\u9762\u79ef\u7d2f\u4e86\u6570\u5341\u5e74\u751a\u81f3\u6570\u767e\u5e74\u7684\u7ecf\u9a8c\u3002\n\u4e3a\u4e86\u4fdd\u6301\u884c\u4e1a\u9886\u5148\u5730\u4f4d\uff0c\u8fd9\u4e9b\u8001\u724c\u4fdd\u9669\u516c\u53f8\u5fc5\u987b\u7ee7\u7eed\u4e13\u6ce8\u4e8e\u4fdd\u9669\u3002\n\u5c3d\u7ba1\u63a8\u51fa\u65b0\u7684\u79d1\u6280\u4f01\u4e1a\u53ef\u80fd\u5f88\u8bf1\u4eba\uff0c\u4f46\u6280\u672f\u5e76\u4e0d\u662f\u4fdd\u9669\u516c\u53f8\u7684\u4e3b\u8981\u4e13\u4e1a\u9886\u57df\uff0c\u4e5f\u4e0d\u5e94\u8be5\u6210\u4e3a\u4ed6\u4eec\u7684\u4e3b\u8981\u5173\u6ce8\u70b9\u3002  <\/p>\n\n<p>\u76f8\u53cd\uff0c\u4e13\u6ce8\u4e8e\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u96c6\u4e2d\u7cbe\u529b\u3002\n\u901a\u8fc7\u4e86\u89e3\u5ba2\u6237\u7684\u9700\u6c42\u548c\u671f\u671b\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5efa\u7acb\u5fc5\u8981\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u968f\u65f6\u968f\u5730\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\uff0c\u4ece\u800c\u5efa\u7acb\u5ba2\u6237\u4fdd\u7559\u7387\u548c\u5fe0\u8bda\u5ea6\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5efa\u7acb\u4fdd\u9669\u79d1\u6280\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb<\/h3>\n\n<p>\u201c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u548c\u73b0\u6709\u4f01\u4e1a\u4e4b\u95f4\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u662f\u4e00\u4e2a\u65e5\u76ca\u589e\u957f\u7684\u8d8b\u52bf\uff0c\u800c\u4e14\u6709\u5145\u5206\u7684\u7406\u7531\u2014\u2014\u8fd9\u901a\u5e38\u662f\u4e00\u4e2a\u53cc\u8d62\u7684\u63d0\u8bae\uff0c\u201d\u4f01\u4e1a\u7ea7\u65e0\u4ee3\u7801\u5f00\u53d1\u5e73\u53f0 EasySend \u7684\u9996\u5e2d\u6267\u884c\u5b98\u517c\u8054\u5408\u521b\u59cb\u4eba <a href=\"https:\/\/www.easysend.io\/top-16-digital-transformation-trends-in-insurance-in-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Tal Daskal<\/a> \u5199\u9053\u3002\n\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u5c06\u73b0\u6709\u7684\u5ba2\u6237\u5173\u7cfb\u548c\u76f8\u5173\u6570\u636e\u5e26\u5230\u684c\u9762\u4e0a\uff0c\u800c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u5219\u63d0\u4f9b\u5c16\u7aef\u7684\u6280\u672f\u77e5\u8bc6\u548c\u89e3\u51b3\u65b9\u6848\u3002 <\/p>\n\n<p>\u81ea\u52a8\u5316\u91d1\u878d\u6280\u672f\u5e73\u53f0 Fintech OS \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u6267\u884c\u526f\u603b\u88c1 <a href=\"https:\/\/sifted.eu\/articles\/fintech-banks-incumbents-fintechos\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sergiu Negut<\/a> \u6307\u51fa\uff0c\u4e0e\u73b0\u6709\u673a\u6784\u76f8\u6bd4\uff0c\u4ece\u4e00\u5f00\u59cb\u5c31\u4e13\u6ce8\u4e8e\u6570\u5b57\u4f18\u5148\u65b9\u6cd5\u7684\u521d\u521b\u516c\u53f8\u5177\u6709\u591a\u9879\u4f18\u52bf\u3002\n\u201c\u4ed6\u4eec\u975e\u5e38\u64c5\u957f\u5ba2\u6237\u4f53\u9a8c\uff0c\u8fd9\u662f\u56e0\u4e3a\u4ed6\u4eec\u6ca1\u6709\u6280\u672f\u503a\u52a1\uff0c\u201dNegut \u8bf4\u3002\n\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u4e0d\u9700\u8981\u5904\u7406\u9057\u7559\u7cfb\u7edf\uff0c\u800c\u4e14\u9884\u5148\u5b58\u5728\u7684\u4fe1\u606f\u5b64\u5c9b\u4e0d\u4f1a\u8feb\u4f7f\u4ed6\u4eec\u6839\u636e\u5ba2\u6237\u6216\u4ea7\u54c1\u8c03\u6574\u65b9\u6cd5\u3002  <\/p>\n\n<p>\u4fdd\u9669\u8fd0\u8425\u89e3\u51b3\u65b9\u6848\u548c\u670d\u52a1\u63d0\u4f9b\u5546 ReSource Pro \u7684\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/08\/06\/578141.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Epstein<\/a> \u5199\u9053\uff0c\u6210\u719f\u7684\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u548c\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u6b63\u5728\u63a5\u53d7\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u56e0\u4e3a\u53cc\u65b9\u90fd\u610f\u8bc6\u5230\uff0c\u4efb\u4f55\u4e00\u65b9\u90fd\u65e0\u6cd5\u5b8c\u5168\u9760\u81ea\u5df1\u6539\u53d8\u4fdd\u9669\u4e1a\u3002\n\u76f8\u53cd\uff0c\u9700\u8981\u5c06\u4fdd\u9669\u7ecf\u9a8c\u548c\u6280\u672f\u521b\u65b0\u76f8\u7ed3\u5408\uff0c\u624d\u80fd\u5c06\u6574\u4e2a\u4fdd\u9669\u4e1a\u5e26\u5165\u6570\u5b57\u4f18\u5148\u7684\u4e16\u754c\u3002 <\/p>\n\n<p>\u5b89\u6c38\u767e\u6155\u5927\u8463\u4e8b <a href=\"https:\/\/www.ey.com\/en_us\/bbc\/what-makes-digital-an-urgency-for-the-insurance-industry\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Maiato<\/a> \u5199\u9053\uff0c\u672a\u6765\u5341\u5e74\uff0c\u4fdd\u9669\u4e1a\u7684\u6536\u5165\u53ef\u80fd\u4f1a\u589e\u957f 6000 \u4ebf\u7f8e\u5143\uff0c\u7efc\u5408\u8fd0\u8425\u7387\u53ef\u80fd\u4f1a\u63d0\u9ad8 25% \u81f3 35%\u3002\nMaiato \u6307\u51fa\uff0c\u4e3a\u4e86\u5b9e\u73b0\u8fd9\u4e9b\u76ee\u6807\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u5efa\u7acb\u201c\u6218\u7565\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u521b\u9020\u91cf\u8eab\u5b9a\u5236\u7684\u4ea7\u54c1\u548c\u72ec\u7279\u7684\u4e0a\u5e02\u8ba1\u5212\u201d\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u52a0\u5f3a\u4ee3\u7406\u548c\u7ecf\u7eaa\u4eba\u5173\u7cfb<\/h3>\n\n<p>\u4e0e\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7684\u5408\u4f5c\u53ef\u4ee5\u5e2e\u52a9\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u63d0\u9ad8\u5176\u6570\u5b57\u5316\u76ee\u6807\u3002\n\u7136\u800c\uff0c\u8fd9\u4e9b\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u5e76\u4e0d\u662f\u4fdd\u9669\u516c\u53f8\u4e3a\u4e86\u5411\u5ba2\u6237\u63d0\u4f9b\u4e00\u81f4\u7684\u4ef7\u503c\u4e3b\u5f20\u548c\u4fbf\u6377\u7684\u670d\u52a1\u800c\u9700\u8981\u57f9\u517b\u7684\u552f\u4e00\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002 <\/p>\n\n<p>\u63d0\u9ad8\u7ecf\u7eaa\u4eba\u548c\u4ee3\u7406\u4eba\u4ee5\u6570\u5b57\u65b9\u5f0f\u8054\u7cfb\u7684\u80fd\u529b\u4e5f\u81f3\u5173\u91cd\u8981\u3002\n\u6bd5\u9a6c\u5a01 <a href=\"https:\/\/home.kpmg\/xx\/en\/home\/insights\/2020\/05\/covid-19-customer-and-digitization-in-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uff08KPMG\uff09 \u7684 Graham Boffey<\/a> \u548c\u5176\u4ed6\u64b0\u7a3f\u4eba\u5199\u9053\uff0c\u6539\u5584\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u7684\u8054\u7cfb\u5bf9\u4e8e\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\u5c24\u4e3a\u91cd\u8981\uff0c\u4ed6\u4eec\u4e3b\u8981\u901a\u8fc7\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u3002 <\/p>\n\n<p>\u5982\u679c\u5176\u4ed6\u8054\u7cfb\u65b9\u5f0f\uff08\u4f8b\u5982\u4e0e\u4ee3\u7406\u4eba\u5408\u4f5c\uff09\u4ecd\u7136\u4ee4\u4eba\u56f0\u60d1\u3001\u590d\u6742\u6216\u7f13\u6162\uff0c\u90a3\u4e48\u4e3a\u5ba2\u6237\u63d0\u4f9b\u51fa\u8272\u7684\u6570\u5b57\u4f53\u9a8c\u5c06\u96be\u4ee5\u4e3a\u5ba2\u6237\u6216\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u6700\u5927\u4ef7\u503c\u3002\n\u201c\u5ba2\u6237\u4f53\u9a8c\u5fc5\u987b\u59cb\u7ec8\u4e0e\u4fdd\u9669\u516c\u53f8\u7684\u4ef7\u503c\u4e3b\u5f20\u4fdd\u6301\u4e00\u81f4\uff0c\u65e0\u8bba\u4ee5\u4f55\u79cd\u65b9\u5f0f\u8bbf\u95ee\uff0c\u201dBoffey \u548c KPMG \u56e2\u961f\u5199\u9053\u3002 <\/p>\n\n<p>\u901a\u8fc7\u4e0e\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u5efa\u7acb\u6b63\u786e\u7684\u5173\u7cfb\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4ed6\u4eec\u671f\u671b\u7684\u6570\u5b57\u4f53\u9a8c\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-1024x682.jpg\" alt=\"\" class=\"wp-image-9436\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5229\u7528\u8fde\u63a5\u6027<\/h2>\n\n<p>\u5ba2\u6237\u5bf9\u5728\u6570\u5b57\u73af\u5883\u4e2d\u8d2d\u4e70\u4fdd\u9669\u7684\u671f\u671b\u53d7\u5230\u6570\u5b57\u5de5\u5177\u548c\u5e94\u7528\u7a0b\u5e8f\u7684\u53d1\u5c55\u7684\u5f71\u54cd\uff0c\u8fd9\u4e9b\u5de5\u5177\u548c\u5e94\u7528\u7a0b\u5e8f\u4f7f\u96f6\u552e\u7b49\u5176\u4ed6\u9886\u57df\u7684\u7814\u7a76\u548c\u8d2d\u4e70\u53d8\u5f97\u66f4\u52a0\u7b80\u5355\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u6280\u672f\uff0c\u5982\u667a\u80fd\u624b\u673a\u3001\u804a\u5929\u673a\u5668\u4eba\u548c\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\uff0c\u5e76\u4e0d\u662f\u552f\u4e00\u5feb\u901f\u53d1\u5c55\u7684\u6570\u5b57\u5de5\u5177\u3002\n\u6700\u8fd1\u5f00\u53d1\u7684\u6570\u5b57\u5de5\u5177\u4e5f\u53ef\u7528\u4e8e\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u6784\u5efa\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u3002\n\u8fd9\u4e9b\u5de5\u5177\u8fd8\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u5728\u5efa\u7acb\u6570\u5b57\u4f18\u5148\u6216\u7eaf\u6570\u5b57\u5173\u7cfb\u65f6\u6ee1\u8db3\u5ba2\u6237\u7684\u671f\u671b\u3002  <\/p>\n\n<p>\u4e00\u4e9b\u6570\u5b57\u5de5\u5177\u4f7f\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u66f4\u8f7b\u677e\u5730\u4e0e\u5ba2\u6237\u548c\u5408\u4f5c\u4f19\u4f34\u4e92\u52a8\uff0c\u800c\u65e0\u9700\u5f7b\u5e95\u6539\u9020\u5176\u73b0\u6709\u7684\u8ba1\u7b97\u673a\u7cfb\u7edf\u3002\n\u201c\u4f8b\u5982\uff0c\u901a\u8fc7\u4f7f\u7528\u524d\u7aef\u5c42\u6216 API \u7f51\u5173\u7b49\u8f6f\u4ef6\uff0c\u53ef\u4ee5\u5728\u4e0e\u5ba2\u6237\u7684\u6240\u6709\u76f4\u63a5\u63a5\u53e3\u4e0a\u5b9e\u73b0\u5feb\u901f\u8fed\u4ee3\uff0c\u800c\u65e0\u9700\u5e72\u9884\u73b0\u6709 IT\uff0c\u201dAvenga \u7684 <a href=\"https:\/\/www.avenga.com\/magazine\/digital-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sascha Langfus<\/a> \u5199\u9053\u3002 <\/p>\n\n<p>\u5fae\u670d\u52a1\u63d0\u4f9b\u4e86\u53e6\u4e00\u79cd\u6784\u5efa\u5de5\u5177\u4ee5\u5438\u5f15\u6570\u5b57\u4f18\u5148\u5ba2\u6237\u7684\u65b9\u6cd5\u3002\nGo-To-Market \u526f\u603b\u88c1\u517c\u5168\u7403\u4fdd\u9669\u4e3b\u7ba1 <a href=\"https:\/\/www.salesforce.com\/blog\/insurance-companies-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ayan Sarkar<\/a> \u5199\u9053\uff0c\u5fae\u670d\u52a1\u53ef\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u8c03\u6574\u5404\u79cd\u57fa\u4e8e Web \u7684\u5e94\u7528\u7a0b\u5e8f\u4ee5\u6ee1\u8db3\u81ea\u5df1\u7684\u9700\u6c42\uff0c\u751a\u81f3\u6784\u5efa\u53ef\u4ee5\u5728\u540c\u4e00\u6570\u5b57\u73af\u5883\u4e2d\u8f7b\u677e\u8fd0\u884c\u7684\u65b0\u5e94\u7528\u7a0b\u5e8f\u3002\n\u4e0e API \u4e00\u6837\uff0c\u5fae\u670d\u52a1\u6539\u5584\u4e86\u5404\u79cd\u8ba1\u7b97\u673a\u7cfb\u7edf\u4e4b\u95f4\u7684\u901a\u4fe1\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u65e0\u7f1d\u4f53\u9a8c\uff0c\u5373\u4f7f\u6536\u96c6\u3001\u5206\u6790\u548c\u5b58\u50a8\u6570\u636e\u7684\u65e7\u7cfb\u7edf\u5728\u67d0\u79cd\u7a0b\u5ea6\u4e0a\u4ecd\u7136\u5f7c\u6b64\u72ec\u7acb\u3002  <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u5e94\u5bf9\u6765\u81ea\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u65e5\u76ca\u6fc0\u70c8\u7684\u7ade\u4e89\u7684\u4e00\u79cd\u65b9\u6cd5\u662f\u6784\u5efa\u81ea\u5df1\u7684\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u3002\n\u5f53\u5ba2\u6237\u901a\u8fc7\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u8fde\u63a5\u5230\u4ed6\u4eec\u7684\u4fdd\u9669\u516c\u53f8\u65f6\uff0c\u4ed6\u4eec\u8fd8\u53ef\u4ee5\u8bbf\u95ee\u5f53\u65f6\u53ef\u80fd\u4e0e\u4ed6\u4eec\u9ad8\u5ea6\u76f8\u5173\u7684\u76f8\u5173\u4e1a\u52a1\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5bfb\u6c42\u623f\u4e3b\u4fdd\u9669\u7684\u5ba2\u6237\u8fd8\u53ef\u4ee5\u901a\u8fc7\u623f\u4e3b\u4fdd\u9669\u516c\u53f8\u7684\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4e0e\u623f\u5c4b\u68c0\u67e5\u5458\u3001\u8b66\u62a5\u5668\u5b89\u88c5\u4eba\u5458\u548c\u5176\u4ed6\u76f8\u5173\u4e13\u4e1a\u4eba\u5458\u5efa\u7acb\u8054\u7cfb\u3002<\/p>\n\n<p>\u6784\u5efa\u751f\u6001\u7cfb\u7edf\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u5b9e\u73b0\u81ea\u8eab\u4e1a\u52a1\u7684\u591a\u6837\u5316\uff0c\u5e76\u4e3a\u5ba2\u6237\u63d0\u4f9b\u66f4\u5168\u9762\u3001\u66f4\u6613\u4e8e\u4f7f\u7528\u7684\u4f53\u9a8c\u3002\n\u7136\u800c\uff0c\u201c\u8fd9\u4e5f\u4f7f\u4ed6\u4eec\u7684\u4e1a\u52a1\u53d8\u5f97\u66f4\u52a0\u590d\u6742\uff0c\u201d\u5e94\u7528\u7a0b\u5e8f\u5e73\u53f0 OutSystems \u7684 <a href=\"https:\/\/www.outsystems.com\/blog\/posts\/pc-insurance-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Douglas<\/a> \u5199\u9053\u3002\n\u5173\u6ce8\u5ba2\u6237\u3001\u4ee3\u7406\u5546\u3001\u7ecf\u7eaa\u4eba\u548c\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u7684\u65e0\u7f1d\u8fde\u63a5\u5bf9\u4e8e\u751f\u6001\u7cfb\u7edf\u7684\u6210\u529f\u81f3\u5173\u91cd\u8981\u3002  <\/p>\n\n<p>\u968f\u7740\u6570\u5b57\u4f18\u5148\u65b9\u6cd5\u7ee7\u7eed\u6210\u4e3a\u5e38\u6001\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u611f\u53d7\u5230\u8d8a\u6765\u8d8a\u5927\u7684\u538b\u529b\uff0c\u9700\u8981\u6539\u5584\u4ed6\u4eec\u4e3a\u5ba2\u6237\u63d0\u4f9b\u7684\u6570\u5b57\u4f53\u9a8c\u3002\n\u201c\u4fdd\u9669\u516c\u53f8\u522b\u65e0\u9009\u62e9\uff0c\u53ea\u80fd\u5728\u56db\u4e2a\u65b9\u9762\u5347\u7ea7\u6570\u5b57\u4f53\u9a8c\uff1a\u5254\u9664\u4e0d\u826f\u548c\u53ef\u907f\u514d\u7684\u6570\u91cf\uff0c\u901a\u8fc7\u66f4\u597d\u7684\u81ea\u52a9\u670d\u52a1\u5de5\u5177\u8ba9\u5ba2\u6237\u5904\u4e8e\u63a7\u5236\u4e4b\u4e2d\uff0c\u964d\u4f4e\u5355\u4f4d\u6210\u672c\u548c\u6570\u5b57\u5316\u9500\u552e\uff0c\u201d <a href=\"https:\/\/www.bain.com\/insights\/a-digital-reckoning-for-insurance-companies\/\" target=\"_blank\" rel=\"noreferrer noopener\">Henrik Naujoks<\/a> \u548c\u8d1d\u6069\u516c\u53f8\u7684\u5408\u4f5c\u4f19\u4f34\u5199\u9053\u3002 <\/p>\n\n<p>\u201c\u65b0\u5e38\u6001\u662f\u6570\u5b57\u8bbf\u95ee\uff0c\u201dSarkar \u6307\u51fa\u3002\n\u901a\u8fc7\u4e86\u89e3\u5ba2\u6237\u7684\u671f\u671b\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u8bbe\u5b9a\u76ee\u6807\u6765\u6ee1\u8db3\u8fd9\u4e9b\u671f\u671b\u5e76\u76f8\u5e94\u5730\u8c03\u52a8\u4ed6\u4eec\u7684\u8d44\u6e90\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1a ismagilov\/\u00a9123RF.com\uff0c stokkete\/\u00a9123RF.com\uff0c fizkes\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4e70\u5bb6\u5bf9\u8d2d\u7269\u7684\u671f\u671b\u53d1\u751f\u4e86\u53d8\u5316\u3002 \u968f\u7740\u5728\u7ebf\u96f6\u552e\u5546\u7684\u5d1b\u8d77\uff0c\u5ba2\u6237\u5df2\u7ecf\u4e60\u60ef\u4e8e\u5728\u7ebf\u7814\u7a76\u3001\u6bd4\u8f83\u548c\u8d2d\u4e70\u57fa\u672c\u4ea7\u54c1\u548c\u670d\u52a1\u3002 \u4eca\u5929\uff0c [&hellip;]<\/p>\n","protected":false},"featured_media":9457,"template":"","insight-category":[],"class_list":["post-19464","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/9457"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19464"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}