{"id":19425,"date":"2024-09-20T09:39:39","date_gmt":"2024-09-20T14:39:39","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%b9%b3%e5%8f%b0%e5%92%8c%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%e5%a6%82%e4%bd%95%e6%8e%a8%e5%8a%a8%e4%bf%9d%e9%99%a9%e5%88%9b%e6%96%b0\/"},"modified":"2024-09-20T09:39:43","modified_gmt":"2024-09-20T14:39:43","slug":"%e5%b9%b3%e5%8f%b0%e5%92%8c%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%e5%a6%82%e4%bd%95%e6%8e%a8%e5%8a%a8%e4%bf%9d%e9%99%a9%e5%88%9b%e6%96%b0","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%b9%b3%e5%8f%b0%e5%92%8c%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%e5%a6%82%e4%bd%95%e6%8e%a8%e5%8a%a8%e4%bf%9d%e9%99%a9%e5%88%9b%e6%96%b0\/","title":{"rendered":"\u5e73\u53f0\u548c\u751f\u6001\u7cfb\u7edf\u5982\u4f55\u63a8\u52a8\u4fdd\u9669\u521b\u65b0"},"content":{"rendered":"\n<p>\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u5728\u4e13\u6ce8\u3001\u7ec6\u81f4\u7684\u5c42\u9762\u4e0a\u63a8\u52a8\u4e86\u4fdd\u9669\u521b\u65b0\u3002\n\u8fd9\u4e9b\u5de5\u5177\u6539\u53d8\u4e86\u4fdd\u9669\u516c\u53f8\u548c\u5ba2\u6237\u67e5\u770b\u7279\u5b9a\u4efb\u52a1\u7684\u65b9\u5f0f\uff0c\u4f8b\u5982\u5206\u914d\u6216\u63d0\u4ea4\u7d22\u8d54\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u6280\u672f\u53d8\u9769\u7684\u6d6a\u6f6e\u5e76\u4e0d\u6b62\u4e8e\u4fdd\u9669\u79d1\u6280\u521b\u65b0\u3002\n\u7531\u5e73\u53f0\u6280\u672f\u548c API \u521b\u65b0\u9a71\u52a8\u7684\u751f\u6001\u7cfb\u7edf\u6a21\u578b\u6709\u671b\u5f7b\u5e95\u6539\u53d8\u6574\u4e2a\u4fdd\u9669\u4e1a\u3002\n\u4e86\u89e3\u8fd9\u4e9b\u5de5\u5177\u7684\u5de5\u4f5c\u539f\u7406\u4ee5\u53ca\u5b83\u4eec\u521b\u9020\u7684\u673a\u4f1a\u7684\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u5229\u7528\u5e73\u53f0\u548c\u751f\u6001\u7cfb\u7edf\u6765\u66f4\u597d\u5730\u670d\u52a1\u5ba2\u6237\u5e76\u5b9e\u73b0\u4e1a\u52a1\u76ee\u6807\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u98a0\u8986\u6216\u88ab\u98a0\u8986\uff1a\u4fdd\u9669\u7684\u6280\u672f\u672a\u6765<\/h2>\n\n<p>\u51e0\u5e74\u6765\uff0c\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u4e00\u76f4\u9762\u4e34\u6765\u81ea\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u7684\u7ade\u4e89\u3002\n\u8be5\u7ade\u8d5b\u901a\u5e38\u4fa7\u91cd\u4e8e\u7279\u5b9a\u7684\u4fdd\u9669\u6d41\u7a0b\u3002\n\u8d77\u521d\uff0c\u8fd9\u79cd\u6280\u672f\u4f3c\u4e4e\u4e0d\u4f1a\u6539\u53d8\u6574\u4e2a\u884c\u4e1a\u3002  <\/p>\n\n<p>\u4eca\u5929\uff0c\u5f88\u660e\u663e\uff0c\u9762\u5bf9\u6570\u5b57\u5316\u8f6c\u578b\uff0c\u4fdd\u9669\u4e1a\u9700\u8981\u505a\u51fa\u6539\u53d8\u3002\n\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u4e0d\u4ec5\u4ec5\u662f\u5728\u53d1\u660e\u5904\u7406\u65e7\u4fdd\u9669\u4efb\u52a1\u7684\u65b0\u65b9\u6cd5\u3002\n <a href=\"https:\/\/www.fintechmagazine.com\/fraud-and-cybersecurity\/digital-ecosystems-future-insurance-innovation\" target=\"_blank\" rel=\"noreferrer noopener\">Matt High<\/a> FinTech Magazine \u5199\u9053\uff0c\u4ed6\u4eec\u548c\u8bb8\u591a\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u5229\u7528\u6574\u4f53\u6280\u672f\u7684\u5feb\u901f\u53d1\u5c55\uff0c\u4f8b\u5982\u5206\u6790\u5927\u91cf\u6570\u636e\u7684\u80fd\u529b\uff0c\u5e76\u901a\u8fc7\u5e7f\u6cdb\u7684\u4e92\u8054\u7f51\u8fde\u63a5\u8f7b\u677e\u8054\u7cfb\u5ba2\u6237\u3002  <\/p>\n\n<p>\u5ba2\u6237\u7684\u671f\u671b\u4e5f\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u521b\u65b0\u538b\u529b\u3002\n\u4f8b\u5982\uff0c\u5f53\u5ba2\u6237\u770b\u5230\u5927\u6570\u636e\u548c\u65e0\u7f1d\u901a\u4fe1\u5bf9\u4ed6\u4eec\u7684\u96f6\u552e\u8d2d\u4e70\u7684\u5f71\u54cd\u65f6\uff0c\u4ed6\u4eec\u5f00\u59cb\u8981\u6c42\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7c7b\u4f3c\u7684\u4e2a\u6027\u5316\u548c\u4fbf\u5229\u6027\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u5e94\u5bf9\u8fd9\u4e9b\u4e0d\u65ad\u53d8\u5316\u7684\u671f\u671b\u3002\n\u7136\u800c\uff0c\u4f5c\u4e3a High \u97f3\u7b26\uff0c\u5b83\u4eec\u7684\u53d8\u5316\u53ef\u80fd\u4e0d\u591f\u5feb\u3002 <\/p>\n\n<p>\u5728 2019 \u5e74 12 \u6708\u7684\u4e00\u4efd\u62a5\u544a\u4e2d\uff0c\u57c3\u68ee\u54f2\u9884\u6d4b\u4fdd\u9669\u662f\u201c\u6700\u5bb9\u6613\u53d7\u5230\u672a\u6765\u4e2d\u65ad\u5f71\u54cd\u7684\u4fdd\u9669 [industries] \u4e4b\u4e00\u201d\u3002\u57c3\u68ee\u54f2\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/the-ultimate-guide-to-insurance-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Daniele Presutti<\/a> \u5199\u9053\uff0c\u5728\u5411\u6570\u5b57\u4e16\u754c\u8f6c\u578b\u65b9\u9762\u62d6\u5ef6\u7684\u8fd0\u8425\u5546\u201c\u5728\u672a\u6765\u4e94\u5e74\u5185\u53ef\u80fd\u4f1a\u906d\u53d7\u5168\u7403\u603b\u4ef7\u503c 1980 \u4ebf\u7f8e\u5143\u7684\u5e02\u573a\u4efd\u989d\u4fb5\u8680\u201d\u3002\n\u4ed6\u4eec\u8fd8\u5c06\u5931\u53bb\u589e\u957f\u673a\u4f1a\uff0c\u8fd9\u53ef\u80fd\u4f1a\u518d\u82b1\u8d39 1770 \u4ebf\u7f8e\u5143\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u79cd\u5f15\u9886\u76c8\u5229\u800c\u4e0d\u662f\u4e8f\u635f\u7684\u65b9\u6cd5\u3002\n\u4ed6\u4eec\u901a\u8fc7\u4f7f\u4fdd\u9669\u516c\u53f8\u6210\u4e3a\u6570\u5b57\u4e16\u754c\u7684\u5173\u952e\u53c2\u4e0e\u8005\u6765\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\u3002 <\/p>\n\n<p>Global IQX \u603b\u88c1\u3001\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.globaliqx.com\/designing-a-digital-insurance-ecosystem\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike de Waal<\/a> \u5199\u9053\uff0c\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u662f\u201c\u4e00\u4e2a\u7531\u76f8\u4e92\u5173\u8054\u7684\u5e94\u7528\u7a0b\u5e8f\u548c\u6280\u672f\u7ec4\u6210\u7684\u677e\u6563\u7f51\u7edc\uff0c\u8fd9\u4e9b\u5e94\u7528\u7a0b\u5e8f\u548c\u6280\u672f\u7d27\u5bc6\u76f8\u8fde\u5730\u5b9e\u73b0\u4e1a\u52a1\u76ee\u6807\u201d\u3002\n\u5c31\u50cf\u81ea\u7136\u754c\u4e2d\u7684\u751f\u6001\u7cfb\u7edf\u4e00\u6837\uff0c\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u7684\u53c2\u4e0e\u8005\u4e0d\u4f1a\u76f4\u63a5\u7ade\u4e89\u76f8\u540c\u7684\u8d44\u6e90\uff08\u8fd9\u91cc\u662f\u5ba2\u6237\uff09\u3002\n\u76f8\u53cd\uff0c\u6bcf\u4e2a\u4eba\u7684\u53c2\u4e0e\u90fd\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e86\u4ef7\u503c\uff0c\u5e76\u589e\u5f3a\u4e86\u751f\u6001\u7cfb\u7edf\u4e2d\u6bcf\u4e2a\u4eba\u6240\u505a\u7684\u5de5\u4f5c\u3002  <\/p>\n\n<p>\u4e0e\u5176\u4ed6\u884c\u4e1a\u4e00\u6837\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u9762\u4e34\u7740\u751f\u6001\u7cfb\u7edf\u6a21\u5f0f\u5174\u8d77\u7684\u98a0\u8986\u3002\n\u56de\u5e94\u624d\u662f\u6700\u91cd\u8981\u7684\u3002\n\u201c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u52a0\u5165\u73b0\u6709\u7684\u751f\u6001\u7cfb\u7edf\u6216\u8bbe\u8ba1\u548c\u6267\u884c\u81ea\u5df1\u7684\u751f\u6001\u7cfb\u7edf\uff0c\u4ee5\u786e\u4fdd\u4ed6\u4eec\u662f\u98a0\u8986\u8005\uff0c\u800c\u4e0d\u662f\u88ab\u7834\u574f\u8005\uff0c\u800c\u4e0d\u662f\u6210\u4e3a\u53d7\u5bb3\u8005\uff0c\u201dPresutti \u5199\u9053\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-discussing-finances-1024x682.jpg\" alt=\"\" class=\"wp-image-9393\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5e73\u53f0\u548c\u751f\u6001\u7cfb\u7edf\u5982\u4f55\u6539\u53d8\u4fdd\u9669\u5206\u9500<\/h2>\n\n<p>\u6b63\u5982 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms#\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u548c\u9ea6\u80af\u9521\u7684\u7814\u7a76\u4eba\u5458\u6240\u6307\u51fa\u7684\u90a3\u6837\uff0c\u5168\u7403 10 \u5bb6\u6700\u5927\u7684\u516c\u53f8\u4e2d\u6709 7 \u5bb6\u4f7f\u7528\u751f\u6001\u7cfb\u7edf\u6765\u5f00\u5c55\u5176\u65e5\u5e38\u4e1a\u52a1\u3002\n\u8fd9\u4e9b\u516c\u53f8\u5305\u62ec Amazon\u3001Alibaba\u3001Microsoft \u548c Facebook\u3002 <\/p>\n\n<p>\u603b\u7684\u6765\u8bf4\uff0c\u5b83\u4eec\u6bcf\u5929\u8986\u76d6\u5168\u7403\u6570\u5341\u4ebf\u4eba\u3002\n\u9664\u4e86\u9500\u552e\u81ea\u5df1\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u5916\uff0c\u8fd9\u4e9b\u516c\u53f8\u8fd8\u5411\u5ba2\u6237\u5c55\u793a\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u548c\u5e73\u53f0\u53ef\u4ee5\u4e3a\u4ed6\u4eec\u505a\u4e9b\u4ec0\u4e48\u3002\n\u56e0\u6b64\uff0c\u5ba2\u6237\u5e0c\u671b\u90e8\u5206\u6216\u5168\u90e8\u5728\u7ebf\u8fd0\u8425\u7684\u5176\u4ed6\u7ec4\u7ec7\uff08\u5305\u62ec\u4fdd\u9669\u516c\u53f8\uff09\u63d0\u4f9b\u7c7b\u4f3c\u7ea7\u522b\u7684\u670d\u52a1\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u6ee1\u8db3\u6570\u5b57\u65f6\u4ee3\u7684\u5ba2\u6237\u9700\u6c42<\/h3>\n\n<p>Catlin \u548c\u9ea6\u80af\u9521\u56e2\u961f\u5199\u9053\uff0c\u53c2\u4e0e\u751f\u6001\u7cfb\u7edf\u4e3a\u4fdd\u9669\u516c\u53f8\u5728\u5efa\u7acb\u548c\u7ef4\u62a4\u5ba2\u6237\u5173\u7cfb\u65b9\u9762\u63d0\u4f9b\u4e86\u5173\u952e\u4f18\u52bf\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u751f\u6001\u7cfb\u7edf\u53ef\u4ee5\u4e3a\u5ba2\u6237\u4fc3\u8fdb\u65e0\u6469\u64e6\u4ea4\u6613\u3002\n\u4f8b\u5982\uff0c\u5982\u679c\u5ba2\u6237\u7684\u6c7d\u8f66\u516c\u53f8\u548c\u4fdd\u9669\u516c\u53f8\u5728\u540c\u4e00\u4e2a\u751f\u6001\u7cfb\u7edf\u4e2d\u8fd0\u8425\uff0c\u90a3\u4e48\u5bfb\u6c42\u8d2d\u4e70\u65b0\u8f66\u5e76\u4e3a\u5176\u8d2d\u4e70\u4fdd\u9669\u7684\u5ba2\u6237\u4e0d\u5fc5\u5728\u7f51\u7ad9\u6216\u5e73\u53f0\u4e4b\u95f4\u5207\u6362\u3002\n\u8fd9\u79cd\u6613\u7528\u6027\u9f13\u52b1\u5ba2\u6237\u9009\u62e9\u5df2\u7ecf\u5728\u4ed6\u4eec\u5df2\u7ecf\u8fdb\u5165\u7684\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u4fdd\u9669\u516c\u53f8\u6765\u8d2d\u4e70\u4ed6\u4eec\u7684\u6c7d\u8f66\u3002  <\/p>\n\n<p>\u7531\u4e8e\u751f\u6001\u7cfb\u7edf\u53ef\u4ee5\u8de8\u7f51\u7edc\u96c6\u6210\u6570\u636e\uff0c\u56e0\u6b64\u5b83\u4eec\u53ef\u4ee5\u4e3a\u5ba2\u6237\u63d0\u4f9b\u66f4\u52a0\u4e2a\u6027\u5316\u7684\u670d\u52a1\uff0c\u540c\u65f6\u8fd8\u5141\u8bb8\u751f\u6001\u7cfb\u7edf\u53c2\u4e0e\u8005\u5206\u6790\u6709\u5173\u5ba2\u6237\u7684\u66f4\u591a\u4fe1\u606f\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">API \u548c\u751f\u6001\u7cfb\u7edf\u7684\u5174\u8d77<\/h3>\n\n<p>CB Insights \u4fdd\u9669\u6280\u672f\u9996\u5e2d\u5206\u6790\u5e08 <a href=\"https:\/\/www.cbronline.com\/wp-content\/uploads\/dlm_uploads\/2019\/03\/celent-api-technology-enabling-digital-insurance-reprint-091018-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Fitzgerald<\/a> \u9884\u6d4b\uff0c\u968f\u7740\u4fdd\u9669\u516c\u53f8\u5728\u65e0\u7f1d\u3001\u4e2a\u6027\u5316\u7684\u6570\u5b57\u73af\u5883\u4e2d\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u4fdd\u9669\u4ea7\u54c1\u548c\u670d\u52a1\u7684\u538b\u529b\u8d8a\u6765\u8d8a\u5927\uff0c\u201c\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u5c06\u8d8a\u6765\u8d8a\u96be\u4ee5\u4ee5\u53ef\u63a5\u53d7\u7684\u590d\u6742\u7a0b\u5ea6\u548c\u901f\u5ea6\u4e3a\u5176\u6d88\u8d39\u8005\u63d0\u4f9b\u6240\u6709\u5fc5\u8981\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u3002<\/p>\n\n<p>\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3 \uff08API\uff09 \u63d0\u4f9b\u4e86\u4e00\u79cd\u89e3\u51b3\u65b9\u6848\u3002\n\u901a\u8fc7\u4f7f\u4e0d\u540c\u7684\u516c\u53f8\u80fd\u591f\u5728\u4e00\u4e2a\u5e73\u53f0\u4e0a\u540c\u65f6\u63d0\u4f9b\u4ea7\u54c1\u548c\u670d\u52a1\uff0cAPI \u6784\u5efa\u4e86\u5ba2\u6237\u53ef\u4ee5\u8f7b\u677e\u5bfc\u822a\u7684\u751f\u6001\u7cfb\u7edf\u3002\n\u5ba2\u6237\u65e0\u9700\u5728\u4e0d\u540c\u516c\u53f8\u7684\u7f51\u7ad9\u548c\u5e73\u53f0\u4e4b\u95f4\u8df3\u8f6c\uff0c\u5e76\u8bd5\u56fe\u8bb0\u4f4f\u6bcf\u4e2a\u516c\u53f8\u7684\u5bc6\u7801\uff0c\u800c\u662f\u53ef\u4ee5\u767b\u5f55\u4e00\u4e2a\u5e73\u53f0\u5e76\u8bbf\u95ee\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u6bcf\u4e2a\u5408\u4f5c\u4f19\u4f34\u516c\u53f8\u3002  <\/p>\n\n<p>API \u5df2\u7ecf\u6539\u53d8\u4e86\u4eba\u4eec\u4f7f\u7528 Internet \u7684\u65b9\u5f0f\u3002\n\u4f8b\u5982\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u7f51\u7ad9\u5141\u8bb8\u7528\u6237\u4f7f\u7528\u4ed6\u4eec\u7684 Google \u6216 Facebook \u51ed\u636e\u767b\u5f55\uff0c\u4ece\u800c\u51cf\u5c11\u4ed6\u4eec\u5fc5\u987b\u8bb0\u4f4f\u7684\u7528\u6237\u540d\u548c\u5bc6\u7801\u7684\u4e00\u4e2a\u5e10\u6237\u3002\nMajesco \u7684 <a href=\"https:\/\/www.majesco.com\/ecosystems-innovation-and-the-digital-user-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u5199\u9053\uff0c\u4e00\u6574\u5957\u201c\u968f\u65f6\u968f\u5730\u5de5\u4f5c\u201d\u5de5\u5177\uff0c\u5982 Slack\uff0c\u53ef\u4ee5\u8f7b\u677e\u8fde\u63a5\u5230\u5176\u4ed6\u901a\u5e38\u7528\u4e8e\u6570\u5b57\u5de5\u4f5c\u7684\u8f6f\u4ef6\uff0c\u4f8b\u5982 Google Drive\u3001Trello \u548c Zendesk\u3002  <\/p>\n\n<p>\u8bb8\u591a\u5ba2\u6237\u4e0d\u77e5\u9053 API \u5982\u4f55\u5efa\u7acb\u8fd9\u4e9b\u8fde\u63a5\u3002\n\u4ed6\u4eec\u4f53\u9a8c\u5230\u7684\u662f\u5404\u79cd\u6570\u5b57\u5e73\u53f0\u548c\u5de5\u5177\u4e4b\u95f4\u7684\u5feb\u901f\u3001\u65e0\u7f1d\u8fde\u63a5\u3002\n\u968f\u7740\u8fd9\u79cd\u4f53\u9a8c\u6210\u4e3a\u5728\u7ebf\u5de5\u4f5c\u3001\u8d2d\u7269\u548c\u5a31\u4e50\u7684\u5e38\u6001\uff0c\u5ba2\u6237\u8d8a\u6765\u8d8a\u671f\u671b\u4ed6\u4eec\u7684\u4fdd\u9669\u516c\u53f8\u548c\u76f8\u5173\u4f01\u4e1a\uff08\u5982\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u3001\u6c7d\u8f66\u7ecf\u9500\u5546\u548c\u7ef4\u4fee\u5e97\uff09\u4e5f\u80fd\u83b7\u5f97\u8fd9\u79cd\u4f53\u9a8c\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-design-meeting-1024x576.jpg\" alt=\"\" class=\"wp-image-9383\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u7684\u4e0b\u4e00\u6b65\u662f\u4ec0\u4e48\uff1f<\/h2>\n\n<p>\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u5e76\u4e0d\u662f\u4fdd\u9669\u516c\u53f8\u7684\u65b0\u9886\u57df\u3002\n\u7136\u800c\uff0c\u968f\u7740\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u7684\u53d1\u5c55\uff0c\u8de8\u884c\u4e1a\u5408\u4f5c\u5c06\u6210\u4e3a\u5e38\u6001\u3002 <\/p>\n\n<p>\u751f\u6001\u7cfb\u7edf\u662f\u7531\u4e1a\u52a1\u4f19\u4f34\u5173\u7cfb\u5efa\u7acb\u8d77\u6765\u7684\u3002\n\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u7684\u6210\u5458\u76f8\u4e92\u652f\u6301\u5f7c\u6b64\u7684\u5de5\u4f5c\u6216\u5728\u5bc6\u5207\u76f8\u5173\u7684\u4f01\u4e1a\u4e2d\u5de5\u4f5c\u3002\n\u901a\u8fc7\u53c2\u4e0e\u5355\u4e00\u751f\u6001\u7cfb\u7edf\uff0c\u4ed6\u4eec\u8ba9\u5ba2\u6237\u66f4\u5bb9\u6613\u9009\u62e9\u4ed6\u4eec\u7684\u4e1a\u52a1\uff0c\u56e0\u4e3a\u4ed6\u4eec\u5728\u5ba2\u6237\u9700\u8981\u4ed6\u4eec\u7684\u7279\u5b9a\u4ea7\u54c1\u6216\u670d\u52a1\u65f6\u51fa\u73b0\u3002  <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u624d\u521a\u521a\u5f00\u59cb\u8fc8\u51fa\u8fc8\u5411\u57fa\u4e8e\u751f\u6001\u7cfb\u7edf\u7684\u4e16\u754c\u7684\u7b2c\u4e00\u6b65\u3002\n\u901a\u5e38\uff0c\u8fd9\u4e9b\u6b65\u9aa4\u662f\u72b9\u8c6b\u548c\u7f13\u6162\u7684\u3002 <\/p>\n\n<p>Adacta \u9996\u5e2d\u8425\u9500\u5b98 <a href=\"https:\/\/www.adacta-fintech.com\/blog\/digital-transformation-in-insurance-apis-platforms-and-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Sebastjan Plavec<\/a> \u5199\u9053\uff0c\u57fa\u4e8e\u751f\u6001\u7cfb\u7edf\u7684\u4fdd\u9669\u672a\u6765\u4ecd\u7136\u5b58\u5728\u4e00\u4e9b\u969c\u788d\u3002\n\u5b83\u4eec\u5305\u62ec\u9057\u7559\u6280\u672f\u7684\u6301\u7eed\u5f71\u54cd\u3001\u7f3a\u4e4f\u751f\u6001\u7cfb\u7edf\u53d1\u5c55\u6807\u51c6\u4ee5\u53ca\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u7684\u76ee\u6807\u6e05\u5355\u4e2d\u6ca1\u6709\u6784\u5efa\u751f\u6001\u7cfb\u7edf\u3002 <\/p>\n\n<p>\u8bb8\u591a\u516c\u53f8\u5df2\u7ecf\u901a\u8fc7 API \u5728\u6570\u5b57\u9886\u57df\u4fdd\u6301\u4e86\u81f3\u5c11\u4e00\u79cd\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002\n\u4e8b\u5b9e\u4e0a\uff0c\u6d89\u53ca\u6c7d\u8f66\u4fdd\u9669\u7684\u4fdd\u9669\u76f8\u5173\u5f00\u653e API \u5360\u76ee\u524d\u53ef\u7528\u5f00\u653e API \u7684\u56db\u5206\u4e4b\u4e00\uff0cThe Open Insurance Initiative \u7684\u521b\u59cb\u4eba <a href=\"https:\/\/openinsurance.io\/insurance-platform-ecosystems-are-an-open-playing-field\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fouad Husseini<\/a> \u5199\u9053\u3002\n\u8fd9\u4e9b API \u4fc3\u8fdb\u4e86\u4ece\u6295\u4fdd\u5230\u63d0\u4ea4\u7d22\u8d54\u7684\u5404\u79cd\u6c7d\u8f66\u4fdd\u9669\u76f8\u5173\u4efb\u52a1\u3002  <\/p>\n\n<p>\u7136\u800c\uff0cAPI \u53ea\u662f\u4e00\u4e2a\u5f00\u59cb\u3002\n\u201c\u771f\u6b63\u7684\u8f6c\u578b\u9700\u8981\u8d85\u8d8a\u4fdd\u9669\u80fd\u529b\u5e76\u5efa\u7acb\u8db3\u591f\u7684\u6280\u672f\u80fd\u529b\uff0c\u201dPlavec \u5199\u9053\u3002\n\u4e0e\u4fdd\u9669\u884c\u4e1a\u4ee5\u5916\u7684\u516c\u53f8\u5408\u4f5c\uff0c\u8fd9\u4e9b\u516c\u53f8\u540c\u6837\u81f4\u529b\u4e8e\u751f\u6001\u7cfb\u7edf\u7684\u53d1\u5c55\u548c\u6280\u672f\u8fdb\u6b65\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u83b7\u5f97\u5efa\u7acb\u548c\u53d1\u5c55\u81ea\u5df1\u7684\u751f\u6001\u7cfb\u7edf\u6240\u9700\u7684\u6280\u672f\u4e13\u4e1a\u77e5\u8bc6\u3002  <\/p>\n\n<p>\u968f\u7740\u4fdd\u9669\u516c\u53f8\u5145\u5206\u5229\u7528\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u7684\u529b\u91cf\uff0c\u4ed6\u4eec\u5c06\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6539\u53d8\u4fdd\u9669\u4e1a\u3002\n\u8fd9\u4e9b\u751f\u6001\u7cfb\u7edf\u201c\u4e3a\u521b\u65b0\u8005\u63d0\u4f9b\u4e86\u4e00\u5207\uff0c\u4ece\u5e7f\u544a\u548c\u5438\u5f15\u5ba2\u6237\u7684\u65b0\u9014\u5f84\uff0c\u5230\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e1a\u52a1\uff0c\u518d\u5230\u652f\u6301\u4f5c\u4e3a\u4fdd\u9669\u4ea7\u54c1\u4e00\u90e8\u5206\u7684\u589e\u503c\u670d\u52a1\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u201d\u4fdd\u9669\u52a0\u901f\u5668 SVIA \u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/sviaccelerator.com\/3-parts-to-framing-a-digital-ecosystem-strategy-for-the-insurance-c-suite\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Connor<\/a> \u5199\u9053\u3002 <\/p>\n\n<p>\u4e3a\u4e86\u5b9e\u73b0\u8fd9\u4e9b\u76ee\u6807\uff0c\u4fdd\u9669\u9886\u5bfc\u8005\u9700\u8981\u4e86\u89e3\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u7684\u8fd0\u4f5c\u65b9\u5f0f\u3002\n\u4ed6\u4eec\u8fd8\u9700\u8981\u82b1\u65f6\u95f4\u601d\u8003\u5efa\u7acb\u751f\u6001\u7cfb\u7edf\u6216\u53c2\u4e0e\u73b0\u6709\u751f\u6001\u7cfb\u7edf\u5982\u4f55\u5e2e\u52a9\u4ed6\u4eec\u7684\u516c\u53f8\u5b9e\u73b0\u5176\u4e1a\u52a1\u76ee\u6807\u3002\n\u5feb\u901f\u5b8c\u6210\u8fd9\u9879\u5de5\u4f5c\u7684\u4fdd\u9669\u516c\u53f8\u4f1a\u53d1\u73b0\u81ea\u5df1\u5904\u4e8e\u6709\u5229\u5730\u4f4d\uff0c\u53ef\u4ee5\u5438\u5f15\u90a3\u4e9b\u671f\u671b\u73b0\u5728\u5305\u62ec\u65e0\u7f1d\u751f\u6001\u7cfb\u7edf\u4f53\u9a8c\u7684\u5ba2\u6237\u3002  <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1aWutthichai Luemuang\/\u00a9123RF.com\uff0c auremar\/\u00a9123RF.com\uff0c Aleksei Gorodenkov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u5728\u4e13\u6ce8\u3001\u7ec6\u81f4\u7684\u5c42\u9762\u4e0a\u63a8\u52a8\u4e86\u4fdd\u9669\u521b\u65b0\u3002 \u8fd9\u4e9b\u5de5\u5177\u6539\u53d8\u4e86\u4fdd\u9669\u516c\u53f8\u548c\u5ba2\u6237\u67e5\u770b\u7279\u5b9a\u4efb\u52a1\u7684\u65b9\u5f0f\uff0c\u4f8b\u5982\u5206\u914d [&hellip;]<\/p>\n","protected":false},"featured_media":9404,"template":"","insight-category":[],"class_list":["post-19425","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/9404"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19425"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}