{"id":19406,"date":"2024-09-20T09:19:09","date_gmt":"2024-09-20T14:19:09","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%9b%bf%e4%bb%a3%e5%88%86%e9%94%80%ef%bc%9a%e6%88%90%e4%b8%ba%e5%ae%a2%e6%88%b7%e6%97%85%e7%a8%8b%e4%b8%ad%e7%9a%84%e8%8b%b1%e9%9b%84\/"},"modified":"2024-09-20T09:19:15","modified_gmt":"2024-09-20T14:19:15","slug":"%e6%9b%bf%e4%bb%a3%e5%88%86%e9%94%80%ef%bc%9a%e6%88%90%e4%b8%ba%e5%ae%a2%e6%88%b7%e6%97%85%e7%a8%8b%e4%b8%ad%e7%9a%84%e8%8b%b1%e9%9b%84","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%9b%bf%e4%bb%a3%e5%88%86%e9%94%80%ef%bc%9a%e6%88%90%e4%b8%ba%e5%ae%a2%e6%88%b7%e6%97%85%e7%a8%8b%e4%b8%ad%e7%9a%84%e8%8b%b1%e9%9b%84\/","title":{"rendered":"\u66ff\u4ee3\u5206\u9500\uff1a\u6210\u4e3a\u5ba2\u6237\u65c5\u7a0b\u4e2d\u7684\u82f1\u96c4"},"content":{"rendered":"\n<p><strong>\u5409\u59c6\u00b7\u5fb7\u74e6\u6069<\/strong><\/p>\n\n<p><strong>Bolt \u9996\u5e2d\u8425\u6536\u5b98<\/strong><\/p>\n\n<p>\u66ff\u4ee3\u5206\u9500\u662f\u5f53\u4eca\u4fdd\u9669\u4e1a\u6700\u4ee4\u4eba\u5174\u594b\u7684\u4e8b\u60c5\u4e4b\u4e00\uff0c\u56e0\u4e3a\u5b83\u5f71\u54cd\u4e86\u4fdd\u9669\u65c5\u7a0b\u7684\u8bb8\u591a\u90e8\u5206\u3002<\/p>\n\n<p>\u8fd9\u4e3a\u4fdd\u9669\u4ea7\u54c1\u7684\u5206\u9500\u65b9\u5f0f\u521b\u9020\u4e86\u771f\u6b63\u7684\u591a\u6837\u6027\u3002\n\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u8fd1\u5e74\u6765\uff0c\u64c5\u957f\u6784\u5efa\u5ba2\u6237\u65c5\u7a0b\u7684\u516c\u53f8\u7eb7\u7eb7\u8fdb\u5165\u4fdd\u9669\u9886\u57df\u3002\nPetco\u3001NerdWallet \u548c Keller Williams \u7b49\u516c\u53f8\u90fd\u5df2\u6210\u4e3a\u4fdd\u9669\u4ea7\u54c1\u7684\u4e3b\u8981\u5206\u9500\u6e20\u9053\uff0c\u6b63\u662f\u56e0\u4e3a\u8fd9\u4e9b\u516c\u53f8\u4e13\u6ce8\u4e8e\u4e3a\u5ba2\u6237\u589e\u52a0\u4ef7\u503c\u3002  <\/p>\n\n<p>\u4ed6\u4eec\u662f\u600e\u4e48\u505a\u5230\u7684\u5462\uff1f\n\u5728\u5546\u4e1a\u548c\u98ce\u9669\u7684\u4ea4\u53c9\u70b9\u4e0a\uff0c\u5728\u6b63\u786e\u7684\u65f6\u95f4\u5c06\u4ed6\u4eec\u7684\u5ba2\u6237\u4e0e\u6b63\u786e\u7684\u4fdd\u9669\u4ea7\u54c1\u8054\u7cfb\u8d77\u6765\u3002 <\/p>\n\n<p>\u5bf9\u4e8e\u8fd0\u8425\u5546\u6765\u8bf4\uff0c\u8fd9\u79cd\u65b0\u5174\u7684\u66ff\u4ee3\u5206\u9500\u6e20\u9053\u751f\u6001\u7cfb\u7edf\u5e26\u6765\u4e86\u673a\u4f1a\u3002\n\u8fd9\u4e9b\u975e\u4fdd\u9669\u4e1a\u52a1\u521b\u9020\u4e86\u65b0\u9896\u3001\u7ecf\u6d4e\u9ad8\u6548\u7684\u65b9\u5f0f\u6765\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u3002\n\u63a5\u53d7\u8fd9\u4e00\u70b9\u7684\u8fd0\u8425\u5546\u5c06\u8d62\u5f97\u5ba2\u6237\u7684\u7ec8\u8eab\u4e1a\u52a1\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u5ba2\u6237\u589e\u52a0\u4ef7\u503c<\/h2>\n\n<p>\u8003\u8651\u4e00\u4e0b\u66ff\u4ee3\u5206\u9500\u4f5c\u4e3a\u53e6\u4e00\u5bb6\u516c\u53f8\u5ba2\u6237\u65c5\u7a0b\u7684\u4e00\u90e8\u5206\u662f\u4ec0\u4e48\u6837\u7684\uff0c\u8fd9\u4f1a\u5f88\u6709\u5e2e\u52a9\u3002<\/p>\n\n<p>\u60f3\u8c61\u4e00\u4e0b\u4e00\u5bb6\u623f\u5730\u4ea7\u516c\u53f8\uff0c\u5176\u5ba2\u6237\u4e3b\u8981\u5bf9\u4e70\u5356\u623f\u5c4b\u611f\u5174\u8da3\u3002\n\u8d2d\u623f\u901a\u5e38\u4f1a\u8feb\u4f7f\u5176\u4ed6\u51e0\u9879\u8d2d\u4e70\uff0c\u5176\u4e2d\u4e4b\u4e00\u662f\u8d2d\u4e70\u623f\u4e3b\u4fdd\u9669\u3002\n\u4e00\u5bb6\u4e13\u6ce8\u4e8e\u5ba2\u6237\u65c5\u7a0b\u7684\u623f\u5730\u4ea7\u516c\u53f8\u4f1a\u8ba4\u8bc6\u5230\u8fd9\u4e00\u70b9\uff0c\u5e76\u5bfb\u627e\u589e\u52a0\u4ef7\u503c\u7684\u65b9\u6cd5\u3002\n\u4f8b\u5982\uff0c\u8fd9\u53ef\u80fd\u610f\u5473\u7740\u8ba9\u5ba2\u6237\u53ef\u4ee5\u8f7b\u677e\u8d2d\u4e70\u4ed6\u4eec\u5373\u5c06\u9700\u8981\u7684\u623f\u4e3b\u4fdd\u9669\u3002   <\/p>\n\n<p>\u8fd9\u5bb6\u623f\u5730\u4ea7\u516c\u53f8\u968f\u540e\u6210\u4e3a\u5176\u5ba2\u6237\u7684\u76ee\u7684\u5730\u3002\n\u5b83\u62e5\u6709\u5927\u90e8\u5206\u7684\u8d2d\u623f\u4f53\u9a8c\u3002\n\u6b63\u662f\u901a\u8fc7\u8fd9\u79cd\u5b9a\u4f4d\uff0c\u623f\u5730\u4ea7\u516c\u53f8\u6210\u4e3a\u623f\u4e3b\u4fdd\u9669\u7684\u81ea\u7136\u5206\u9500\u6e20\u9053\u3002  <\/p>\n\n<p>\u540c\u6837\u7684\u4e8b\u60c5\u4e5f\u9002\u7528\u4e8e\u6c7d\u8f66\u7ecf\u9500\u5546\uff0c\u4ed6\u4eec\u53ef\u4ee5\u5c06\u4fdd\u9669\u8d2d\u4e70\u987a\u5229\u5730\u6574\u5408\u5230\u8d2d\u8f66\u8fc7\u7a0b\u4e2d\u3002\n\u540c\u6837\uff0c\u8fd9\u5141\u8bb8\u975e\u4fdd\u9669\u516c\u53f8\u5c06\u81ea\u5df1\u5b9a\u4f4d\u4e3a\u5176\u5ba2\u6237\u7684\u76ee\u7684\u5730\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u4ea7\u54c1\u7684\u5356\u5bb6\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/cars-parked-line-1024x768.jpg\" alt=\"\" class=\"wp-image-9745\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/cars-parked-line-1024x768.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/cars-parked-line-300x225.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/cars-parked-line-768x576.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/cars-parked-line.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669\u5ba2\u6237\u9700\u8981\u8fd9\u4e2a<\/h2>\n\n<p>\u5ba2\u6237\u4e0d\u60f3\u4ec5\u4ec5\u4e3a\u4e86\u83b7\u5f97\u623f\u4e3b\u4fdd\u9669\u6216\u6c7d\u8f66\u4fdd\u9669\u800c\u7ecf\u5386\u6f2b\u957f\u7684\u8d2d\u4e70\u8fc7\u7a0b\u3002\n\u4ed6\u4eec\u53ea\u60f3\u8981\u9002\u5408\u4ed6\u4eec\u9700\u6c42\u7684\u4ea7\u54c1\u3002\n\u8fd9\u5c31\u662f\u66ff\u4ee3\u5206\u53d1\u5982\u6b64\u6709\u6548\u7684\u539f\u56e0\u3002  <\/p>\n\n<p>\u5ba2\u6237\u613f\u610f\u5171\u4eab\u4ed6\u4eec\u7684\u4e2a\u4eba\u6570\u636e\uff0c\u4ee5\u4fbf\u8fd0\u8425\u5546\u548c\u4fdd\u9669\u7ecf\u9500\u5546\u66f4\u8f7b\u677e\u3002\u57c3\u68ee\u54f2\u4fdd\u9669\u4e1a\u52a1\u90e8\u7684 <a href=\"https:\/\/www.accenture.com\/us-en\/insights\/insurance\/guide-insurance-customers-safety-well-being\" target=\"_blank\" rel=\"noreferrer noopener\">Kenneth Saldanha \u548c Todd Staehle<\/a> \u6307\u51fa\uff0c\u5ba2\u6237\u201c\u8d8a\u6765\u8d8a\u8981\u6c42\u6839\u636e\u884c\u4e3a\u548c\u4e60\u60ef\u6536\u8d39\uff0c\u4ed6\u4eec\u613f\u610f\u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u6536\u96c6\u548c\u4f7f\u7528\u4ed6\u4eec\u7684\u6570\u636e\u4ee5\u6362\u53d6\u8fd9\u79cd\u4ef7\u503c\u3002<\/p>\n\n<p>\u5ba2\u6237\u613f\u610f\u51fa\u793a\u5e72\u51c0\u7684\u5065\u5eb7\u8bc1\u660e\u4ee5\u83b7\u5f97\u5065\u5eb7\u4fdd\u9669\u6298\u6263\u3002\n\u4ed6\u4eec\u613f\u610f\u8bc1\u660e\u5e72\u51c0\u7684\u9a7e\u9a76\u8bb0\u5f55\u4ee5\u83b7\u5f97\u6c7d\u8f66\u4fdd\u9669\u6298\u6263\u3002\n\u8fd9\u662f\u4f01\u4e1a\u6210\u4e3a\u5ba2\u6237\u76ee\u7684\u5730\u7684\u4e00\u4e2a\u5173\u952e\u65b9\u9762\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u8fd0\u8425\u5546\u7684\u5546\u4e1a\u6848\u4f8b<\/h2>\n\n<p>\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u8fd9\u90fd\u662f\u4e2a\u597d\u6d88\u606f\uff0c\u56e0\u4e3a\u8fd9\u79cd\u4ee5\u5ba2\u6237\u884c\u4e3a\u4e3a\u4e2d\u5fc3\u7684\u5206\u9500\u6a21\u5f0f\u4e3a\u4e1a\u52a1\u589e\u957f\u521b\u9020\u4e86\u4e00\u6761\u6e05\u6670\u7684\u9053\u8def\u3002<\/p>\n\n<p>\u66ff\u4ee3\u5206\u9500\u5bf9\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\u6709\u4e24\u4ef6\u975e\u5e38\u91cd\u8981\u7684\u4e8b\u60c5\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b83\u964d\u4f4e\u4e86\u5ba2\u6237\u83b7\u53d6\u6210\u672c\u3002<\/strong>  \u901a\u8fc7\u591a\u79cd\u6e20\u9053\u5728\u53e6\u4e00\u4e2a\u5ba2\u6237\u65c5\u7a0b\u4e2d\u5f15\u5165\u6240\u9700\u7684\u4fdd\u9669\u4ea7\u54c1\uff0c\u4e3a\u4fdd\u9669\u516c\u53f8\u521b\u9020\u4e86\u65b0\u7684\u673a\u4f1a\u3002\n\u8fd9\u4f7f\u8fd0\u8425\u5546\u80fd\u591f\u5b9e\u73b0\u591a\u6837\u5316\u5e76\u8986\u76d6\u66f4\u5e7f\u6cdb\u7684\u6f5c\u5728\u6d88\u8d39\u8005\u53d7\u4f17\u3002 <\/li>\n\n\n\n<li><strong>\u5b83\u63d0\u9ad8\u4e86\u6bcf\u4e2a\u5ba2\u6237\u7684\u751f\u547d\u5468\u671f\u4ef7\u503c\u3002<\/strong>  \u60a8\u53ef\u4ee5\u901a\u8fc7\u5728\u4fdd\u9669\u65c5\u7a0b\u7684\u6bcf\u4e2a\u9636\u6bb5\u6ee1\u8db3\u8be5\u5ba2\u6237\u7684\u4fdd\u9669\u9700\u6c42\u6765\u5927\u5e45\u589e\u52a0\u8be5\u5ba2\u6237\u7684\u7ec8\u8eab\u4ef7\u503c\u3002\n\u5bf9\u4e8e\u8fd0\u8425\u5546\u6765\u8bf4\uff0c\u8fd9\u662f\u4e00\u4e2a\u975e\u5e38\u6709\u5438\u5f15\u529b\u7684\u4ef7\u503c\u4e3b\u5f20\u3002 <\/li>\n<\/ul>\n\n<p>\u8fd9\u79cd\u53d8\u5316\u5f88\u5feb\u5c31\u4f1a\u6765\u5230\u4fdd\u9669\u4e1a\u3002\n\u9996\u5148\u91c7\u53d6\u884c\u52a8\u7684\u4fdd\u9669\u516c\u53f8\u5c06\u83b7\u5f97\u6700\u5927\u7684\u6536\u76ca\u3002\n\u6b63\u5982\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-insurance-can-prepare-for-the-next-distribution-model\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Kaesler\u3001Matt Leo\u3001Shannon Varney \u548c Kaitlyn Young<\/a> \u6240\u6307\u51fa\u7684\u90a3\u6837\uff0c\u4fdd\u9669\u516c\u53f8\u5e94\u5728\u77ed\u671f\u5185\u4e13\u6ce8\u4e8e\u6d4b\u8bd5\u66ff\u4ee3\u5206\u9500\u6e20\u9053\u7684\u65b9\u6cd5\uff0c\u4e86\u89e3\u6709\u6548\u7684\u65b9\u6cd5\u5e76\u5feb\u901f\u8fed\u4ee3\u3002\n\u73b0\u5728\u5728\u7b56\u7565\u4e0a\u82b1\u8d39\u592a\u591a\u65f6\u95f4\u5c06\u662f\u4e00\u4e2a\u632b\u6298\u3002   <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1a <a href=\"https:\/\/unsplash.com\/@tierramallorca\" target=\"_blank\" rel=\"noreferrer noopener\">Tierra Mallorca<\/a>\uff0c <a href=\"https:\/\/unsplash.com\/@thenewmalcolm\" target=\"_blank\" rel=\"noreferrer noopener\">Obi Onyeador<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5409\u59c6\u00b7\u5fb7\u74e6\u6069 Bolt \u9996\u5e2d\u8425\u6536\u5b98 \u66ff\u4ee3\u5206\u9500\u662f\u5f53\u4eca\u4fdd\u9669\u4e1a\u6700\u4ee4\u4eba\u5174\u594b\u7684\u4e8b\u60c5\u4e4b\u4e00\uff0c\u56e0\u4e3a\u5b83\u5f71\u54cd\u4e86\u4fdd\u9669\u65c5\u7a0b\u7684\u8bb8\u591a\u90e8\u5206\u3002 [&hellip;]<\/p>\n","protected":false},"featured_media":9756,"template":"","insight-category":[],"class_list":["post-19406","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/9756"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19406"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}