{"id":19188,"date":"2024-09-20T08:47:08","date_gmt":"2024-09-20T13:47:08","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%95%b0%e5%ad%97%e6%8a%80%e6%9c%af%e5%a6%82%e4%bd%95%e6%94%b9%e5%96%84%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e8%b4%ad%e4%b9%b0%e8%80%85%e7%9a%84%e6%97%85%e7%a8%8b\/"},"modified":"2024-09-20T08:47:13","modified_gmt":"2024-09-20T13:47:13","slug":"%e6%95%b0%e5%ad%97%e6%8a%80%e6%9c%af%e5%a6%82%e4%bd%95%e6%94%b9%e5%96%84%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e8%b4%ad%e4%b9%b0%e8%80%85%e7%9a%84%e6%97%85%e7%a8%8b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%95%b0%e5%ad%97%e6%8a%80%e6%9c%af%e5%a6%82%e4%bd%95%e6%94%b9%e5%96%84%e5%95%86%e4%b8%9a%e4%bf%9d%e9%99%a9%e8%b4%ad%e4%b9%b0%e8%80%85%e7%9a%84%e6%97%85%e7%a8%8b\/","title":{"rendered":"\u6570\u5b57\u6280\u672f\u5982\u4f55\u6539\u5584\u5546\u4e1a\u4fdd\u9669\u8d2d\u4e70\u8005\u7684\u65c5\u7a0b"},"content":{"rendered":"\n<p>\u5546\u4e1a\u4fdd\u9669\u8d2d\u4e70\u8005\u7684\u65c5\u7a0b\u8d8a\u6765\u8d8a\u50cf\u4e2a\u4eba\u4fdd\u9669\u4f53\u9a8c\u3002\n\u5546\u4e1a\u8fd0\u8425\u5546\u4e0d\u4f1a\u5411\u4e0d\u9732\u9762\u7684\u4f01\u4e1a\u7ec4\u7ec7\u9500\u552e\u4ea7\u54c1;\u4ed6\u4eec\u5411\u771f\u6b63\u7684\u4eba\u9500\u552e\u4ea7\u54c1\uff0c\u8fd9\u4e9b\u4eba\u77e5\u9053\u5728\u4e9a\u9a6c\u900a\u8d2d\u7269\u3001\u4ece Grubhub \u8ba2\u8d2d\u98df\u7269\u4ee5\u53ca\u4ece\u4fdd\u9669\u79d1\u6280\u5e73\u53f0\u8d2d\u4e70\u5bb6\u5ead\u4fdd\u9669\u662f\u4ec0\u4e48\u611f\u89c9\u3002 <\/p>\n\n<p>\u4ed6\u4eec\u5728\u4e3a\u5176\u4f01\u4e1a\u8d2d\u4e70\u4fdd\u9669\u65f6\u5e0c\u671b\u83b7\u5f97\u76f8\u540c\u7684\u4f53\u9a8c\uff0c\u800c\u5546\u4e1a\u8fd0\u8425\u5546\u9700\u8981\u4f7f\u7528\u6280\u672f\u6765\u4e3a\u4ed6\u4eec\u63d0\u4f9b\u8fd9\u79cd\u4f53\u9a8c\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4f01\u4e1a\u5e0c\u671b\u4ece\u8d2d\u4e70\u4f53\u9a8c\u4e2d\u83b7\u5f97\u4ec0\u4e48\uff1f<\/h2>\n\n<p>B2Z Insurance \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u8425\u9500\u5b98 <a href=\"https:\/\/coverager.com\/solving-customer-pain-points-at-the-source-with-ai\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stephanie N. Blahut<\/a> \u5199\u9053\uff0c\u5927\u6d41\u884c\u52a0\u901f\u4e86\u5546\u4e1a\u4fdd\u9669\u5ba2\u6237\u7684\u9700\u6c42\u3002\u201c[It] \u8ba9\u63d0\u4f9b\u6570\u5b57\u7aef\u5230\u7aef\u4f53\u9a8c\u6210\u4e3a\u73b0\u5728\u7684\u5fc5\u9700\u54c1\uff0c\u800c\u4e0d\u662f\u73b0\u6709\u4f01\u4e1a\u7684\u672a\u6765\u613f\u666f\uff0c\u201d\u5979\u89e3\u91ca\u8bf4\u3002\n\u201c\u5546\u4e1a\u4fdd\u9669\u5ba2\u6237\u9700\u8981\u53cd\u6620\u4e2a\u4eba\u9669\u79cd\u4fdd\u9669\u7684\u4f53\u9a8c\u3002\u201d <\/p>\n\n<p>\u4f46\u8fd9\u5728\u5b9e\u8df5\u4e2d\u610f\u5473\u7740\u4ec0\u4e48\uff1f<\/p>\n\n<p>\u57c3\u68ee\u54f2\u548c Fjord \u4e8e 2018 \u5e74\u5bf9\u7f8e\u56fd\u5c0f\u4f01\u4e1a\u8fdb\u884c\u7684\u7814\u7a76\u63d0\u4f9b\u4e86\u6709\u5173\u5c0f\u4f01\u4e1a\u4e3b\u5bf9\u5546\u4e1a\u8fd0\u8425\u5546\u7684\u671f\u671b\u7684\u89c1\u89e3\u3002\n\u51cf\u8f7b\u538b\u529b\u548c\u8282\u7701\u65f6\u95f4\u5bf9\u4ed6\u4eec\u6765\u8bf4\u5f88\u91cd\u8981\u3002\n\u201c\u4f01\u4e1a\u4e3b\u5f88\u5fd9\uff0c\u5e0c\u671b\u628a\u65f6\u95f4\u82b1\u5728\u53d1\u5c55\u516c\u53f8\u548c\u670d\u52a1\u5ba2\u6237\u4e0a\uff0c\u800c\u4e0d\u662f\u82b1\u5728\u5408\u89c4\u548c\u7ba1\u7406\u95ee\u9898\u4e0a\uff0c\u201d\u57c3\u68ee\u54f2\u6218\u7565\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/small-business-owners-explain-why-they-dont-buy-commercial-coverage-online\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Reilly<\/a> \u8bf4\u3002\n\u4ed6\u4eec\u8fd8\u5e0c\u671b\uff1a   <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u9488\u5bf9\u4ed6\u4eec\u7684\u9700\u6c42\u8fdb\u884c\u4e2a\u6027\u5316\u670d\u52a1\u3002<\/li>\n\n\n\n<li>\u900f\u660e\u5ea6\u3002<\/li>\n\n\n\n<li>\u957f\u671f\u5173\u7cfb\u3002<\/li>\n<\/ul>\n\n<p>\u901f\u5ea6\u548c\u6548\u7387\u662f\u6d88\u8d39\u8005\u7684\u9996\u8981\u9700\u6c42\uff0c\u4fdd\u9669\u5e94\u7528\u7a0b\u5e8f Thimble \u7684\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/12\/30\/553029.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jay Bregman<\/a> \u5199\u9053\u3002\n\u201c\u4ed6\u4eec\u4e0d\u60f3\u82b1\u51e0\u4e2a\u5c0f\u65f6\u6765\u9009\u62e9\u4fdd\u9669\u5355\uff0c\u201d\u4ed6\u8bf4\u3002\n\u201c\u5229\u7528\u4e00\u6d41\u7684\u6280\u672f\uff0c\u53ea\u9700\u6309\u4e00\u4e0b\u6309\u94ae\u5373\u53ef\u63d0\u4f9b\u65b9\u4fbf\u3001\u7b80\u5316\u7684\u8d2d\u4e70\u4fdd\u9669\u9014\u5f84\uff0c\u8fd9\u5bf9\u4e8e\u57f9\u517b\u79ef\u6781\u7684\u5ba2\u6237\u4f53\u9a8c\u81f3\u5173\u91cd\u8981\u3002\u201d  <\/p>\n\n<p>\u627f\u8fd0\u5546\u548c\u4ee3\u7406\u5546\u53ef\u4ee5\u4f7f\u7528\u6280\u672f\u6765\u6ee1\u8db3\u6240\u6709\u8fd9\u4e9b\u9700\u6c42\uff0c\u6253\u9020\u4e2a\u6027\u5316\u3001\u900f\u660e\u548c\u7b80\u5316\u7684\u4e70\u5bb6\u65c5\u7a0b\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--1024x684.jpg\" alt=\"\" class=\"wp-image-9954\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes-.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4f7f\u7528\u6570\u636e\u6539\u5584\u62a5\u4ef7\u4f53\u9a8c<\/h2>\n\n<p>\u6570\u636e\u53ef\u4ee5\u7b80\u5316\u62a5\u4ef7\u5e76\u6d88\u9664\u4f01\u4e1a\u5bf9\u6d41\u7a0b\u7684\u8bb8\u591a\u5178\u578b\u632b\u8d25\u611f\u3002<\/p>\n\n<p>\u5f53\u4fdd\u9669\u79d1\u6280\u516c\u53f8 Hokodo \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u8054\u5408\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.duedil.com\/blogs\/how-technology-will-transform-commercial-insurance-over-the-next-decade\" target=\"_blank\" rel=\"noreferrer noopener\">Richard Thornton<\/a> \u66f4\u65b0\u516c\u53f8\u7684\u4fdd\u9669\u8303\u56f4\u65f6\uff0c\u4ed6\u53d1\u73b0\u62a5\u4ef7\u8fc7\u7a0b\u53ef\u80fd\u662f\u591a\u4e48\u75db\u82e6\u3002\n\u4ed6\u5fc5\u987b\u586b\u5199\u591a\u4e2a\u8868\u683c\uff0c\u5176\u4e2d\u5305\u542b\u5728\u5176\u4ed6\u5730\u65b9\u5f88\u5bb9\u6613\u83b7\u5f97\u7684\u76f8\u540c\u4fe1\u606f\u3002 <\/p>\n\n<p>\u201c\u6240\u6709\u8fd9\u4e9b\u4fe1\u606f\u90fd\u53ef\u4ee5\u4ece\u516c\u5171\u6765\u6e90\u3001\u6570\u636e\u63d0\u4f9b\u5546\u6216\u6211\u7684\u4f1a\u8ba1\u7cfb\u7edf\u548c\u6211\u4eec\u7684\u94f6\u884c\u8d26\u6237\u83b7\u5f97\uff0c\u201d\u4ed6\u8bf4\u3002\n\u201c\u5982\u679c\u5b83\u8ba9\u6211\u514d\u4e8e\u586b\u5199\u66f4\u591a\u8868\u683c\uff0c\u6211\u5c06\u975e\u5e38\u9ad8\u5174\u5730\u6388\u4e88\u5bf9\u6211\u4eec\u7684\u94f6\u884c\u8d26\u6237\u548c\u4f1a\u8ba1\u7cfb\u7edf\u7684\u8bfb\u53d6\u8bbf\u95ee\u6743\u9650\u3002\u8001\u5b9e\u8bf4\uff0c\u6211\u4ec0\u81f3\u613f\u610f\u653e\u5f03\u4e3a\u6211\u7684\u5c01\u9762\u4e70\u5230\u6700\u4fbf\u5b9c\u7684\u4ef7\u683c\u3002\u4ee4\u6211\u9707\u60ca\u7684\u662f\uff0c\u5f53\u5ba2\u6237\u8feb\u5207\u5e0c\u671b\u4ed6\u4eec\u8fd9\u6837\u505a\u65f6\uff0c\u4fdd\u9669\u516c\u53f8\u65e0\u6cd5\u9f50\u5fc3\u534f\u529b\u4f7f\u7528\u8fd9\u4e9b\u4fe1\u606f\u6e90\u3002 <\/p>\n\n<p>\u7ea0\u6b63\u8fd9\u4e2a\u95ee\u9898\u6b63\u662f Chubb \u5173\u6ce8\u7684\u95ee\u9898\uff0c\u8be5\u516c\u53f8\u7684\u9996\u5e2d\u6570\u5b57\u5b98 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/digital-transformation-must-happen-across-entire-insurance-ecosystem-226451.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Ringsted<\/a> \u8bf4\u3002\n\u901a\u8fc7\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u4f01\u4e1a\u9700\u8981\u8f93\u5165\u7684\u4fe1\u606f\u91cf\uff0c\u8be5\u516c\u53f8\u65e8\u5728\u7b80\u5316\u5c0f\u578b\u4f01\u4e1a\u7684\u6d41\u7a0b\uff0c\u5e76\u4f7f\u4ee3\u7406\u5546\u548c\u7ecf\u7eaa\u4eba\u66f4\u5bb9\u6613\u4e0e\u5ba2\u6237\u4e92\u52a8\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4e2a\u6027\u5316\u6bcf\u4e2a\u63a5\u89e6\u70b9<\/h2>\n\n<p>\u5ba2\u6237\u4f53\u9a8c\u548c\u4e1a\u52a1\u6d41\u7a0b\u5916\u5305 Majorel \u5317\u7f8e\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.insurancethoughtleadership.com\/how-to-improve-the-customer-journey\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fara Haron<\/a> \u5199\u9053\uff0c\u5ba2\u6237\u975e\u5e38\u91cd\u89c6\u4e0e\u4fdd\u9669\u987e\u95ee\u7684\u4e2a\u4eba\u4e92\u52a8\u3002\n\u4f46\u4ed6\u4eec\u4e5f\u5173\u5fc3\u516c\u53f8\u6839\u636e\u5176\u72ec\u7279\u60c5\u51b5\u4e2a\u6027\u5316\u4fdd\u5355\u7684\u80fd\u529b\u3002 <\/p>\n\n<p>\u4e0d\u5e78\u7684\u662f\uff0c\u5927\u591a\u6570\u8fd0\u8425\u5546\u5728\u8fd9\u65b9\u9762\u90fd\u5931\u8d25\u4e86\u3002\n\u5728\u4e2a\u6027\u5316\u5ba2\u6237\u65c5\u7a0b\u65b9\u9762\uff0c\u8be5\u884c\u4e1a\u843d\u540e\u4e8e\u91d1\u878d\u548c\u96f6\u552e\u7b49\u5176\u4ed6\u884c\u4e1a\uff0c\u82f1\u56fd\u548c\u7231\u5c14\u5170 CRIF Decision Solutions \u7684\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/technology\/why-insurers-must-embrace-new-ways-to-engage-with-customers-236354.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sara Costantini<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u201c\u4fdd\u9669\u4e1a\u4ecd\u7136\u843d\u540e\uff0c\u201d\u5979\u8bf4\u3002\n\u201c\u4fdd\u9669\u4ea7\u54c1\u975e\u5e38\u6807\u51c6\u5316\uff0c\u901a\u5e38\u4f5c\u4e3a\u5305\u88c5\u4ea7\u54c1\u51fa\u552e\u3002\n\u4f46\u4eca\u5929\uff0c\u7531\u4e8e\u5236\u5b9a\u4efb\u4f55\u77ed\u671f\u6216\u4e2d\u671f\u8ba1\u5212\u7684\u96be\u5ea6\u5f88\u5927\uff0c\u6d88\u8d39\u8005\u5c06\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u66f4\u5e0c\u671b\u53ea\u8d2d\u4e70\u4ed6\u4eec\u9700\u8981\u7684\u4e1c\u897f\uff0c\u800c\u4e14\u53ef\u80fd\u53ea\u5728\u9700\u8981\u65f6\u8d2d\u4e70\u3002  <\/p>\n\n<p>\u201c\u56e0\u6b64\uff0c\u4fdd\u9669\u516c\u53f8\u5e94\u8be5\u80fd\u591f\u5feb\u901f\u54cd\u5e94\u8fd9\u4e9b\u65b0\u5174\u7684\u4fdd\u9669\u9700\u6c42\uff08\u4f8b\u5982\u5373\u65f6\u4fdd\u9669\u3001\u6309\u9700\u548c\u6309\u4f7f\u7528\u4ed8\u8d39\u7684\u4fdd\u9669\uff09\uff0c\u5e76\u51c6\u5907\u597d\u5feb\u901f\u8bbe\u8ba1\u76f8\u5173\u4ea7\u54c1\u5e76\u5c06\u5176\u63a8\u5411\u5e02\u573a\u3002\u201d<\/p>\n\n<p>\u5982\u679c\u4fdd\u9669\u516c\u53f8\u60f3\u8981\u6539\u8fdb\u4ed6\u4eec\u7684\u4ea7\u54c1\u5e76\u5347\u7ea7\u5ba2\u6237\u4f53\u9a8c\uff0c\u4ed6\u4eec\u9700\u8981\u201c\u66f4\u5f3a\u5927\u7684\u6570\u636e\u7ba1\u7406\u7cfb\u7edf\u548c\u5206\u6790\uff0c\u4ee5\u5b9e\u73b0\u9ad8\u6548\u3001\u5feb\u901f\u7684\u4fe1\u606f\u5171\u4eab\uff0c\u201d\u5b89\u6c38\u5168\u7403\u4fdd\u9669\u54a8\u8be2\u4e3b\u7ba1 <a href=\"https:\/\/www.ey.com\/en_us\/innovation-in-insurance\/why-the-insurance-industry-needs-to-rethink-its-value-proposition\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u5199\u9053\u3002\n\u201c\u901a\u8fc7\u5728\u4ece\u627f\u4fdd\u548c\u7d22\u8d54\u5230\u8425\u9500\u548c\u5206\u9500\u7b49\u5404\u79cd\u804c\u80fd\u4e2d\u5e94\u7528\u6570\u636e\u5206\u6790\u548c AI\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5c31\u52a8\u6001\u5ba2\u6237\u5b9a\u4ef7\u7b49\u95ee\u9898\u505a\u51fa\u66f4\u597d\u3001\u66f4\u5feb\u7684\u51b3\u7b56\u3002\u201d <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-1024x683.jpg\" alt=\"\" class=\"wp-image-9944\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c06 Back Office \u5e26\u5165\u4e70\u65b9\u7684\u65c5\u7a0b<\/h2>\n\n<p>\u4e00\u4e9b\u4eba\u8ba4\u4e3a\u627f\u9500\u5546\u5c06\u6210\u4e3a\u6570\u5b57\u5316\u8f6c\u578b\u7684\u9996\u6279\u53d7\u5bb3\u8005\u4e4b\u4e00\u3002\n\u7136\u800c\uff0c\u6709\u4e86\u6280\u672f\u548c\u6570\u636e\uff0c\u4ed6\u4eec\u5b9e\u9645\u4e0a\u6709\u53ef\u80fd\u6539\u53d8\u5546\u4e1a\u8d2d\u4e70\u4f53\u9a8c\u3002 <\/p>\n\n<p>Appian \u7684 <a href=\"https:\/\/www.insurancejournal.com\/news\/midwest\/2020\/02\/20\/558289.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jake Sloan<\/a> \u5199\u9053\uff0c\u6570\u636e\u5c06\u4e3a\u627f\u4fdd\u4eba\u63d0\u4f9b\u652f\u6301\u3002\n\u4ed6\u89e3\u91ca\u8bf4\uff1a\u201c\u901a\u8fc7\u63d0\u9ad8\u6d88\u8d39\u8005\u6570\u636e\u7684\u53ef\u7528\u6027\u3001\u51cf\u5c11\u4e0e\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u7684\u4e89\u5435\u4ee5\u53ca\u66f4\u8f7b\u677e\u5730\u4f7f\u7528\u548c\u4f7f\u7528\u8fd9\u4e9b\u6570\u636e\u7684\u80fd\u529b\uff0c\u65e7\u7684\u3001\u624b\u52a8\u7684\u548c\u7f13\u6162\u7684\u627f\u4fdd\u6d41\u7a0b\u5c06\u5f97\u5230\u73b0\u4ee3\u5316\u3001\u7b80\u5316\u548c\u52a0\u901f\u3002\n\u201c\u8fd9\u5c06\u4f7f\u627f\u4fdd\u4eba\u66f4\u52a0\u9ad8\u6548\uff0c\u4f7f\u4ed6\u4eec\u80fd\u591f\u4f7f\u7528\u57fa\u4e8e\u4e91\u7684\u6570\u5b57\u6570\u636e\u5206\u6790\u5e73\u53f0\u6765\u6269\u5c55\u5230\u65b0\u5e02\u573a\uff0c\u5e76\u5728\u4fdd\u6301\u76c8\u5229\u80fd\u529b\u7684\u540c\u65f6\u589e\u52a0\u9500\u552e\u7684\u4fdd\u5355\u6570\u91cf\u3002\u201d  <\/p>\n\n<p>\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u5df2\u7ecf\u5728\u5e2e\u52a9\u627f\u4fdd\u4eba\u53d1\u6325\u5176\u6f5c\u529b\u3002\n\u4ee5 API \u5e73\u53f0 <a href=\"https:\/\/cytora.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cytora<\/a> \u4e3a\u4f8b\u3002 <\/p>\n\n<p>\u201cCytora \u901a\u8fc7\u5229\u7528\u5176\u6570\u636e API \u63d0\u53d6\u4e0e\u6f5c\u5728\u5ba2\u6237\u76f8\u5173\u7684\u98ce\u9669\u4fe1\u606f\uff08\u4e3b\u8981\u662f\u516c\u53f8\u6570\u636e\uff09\uff0c\u4f7f\u627f\u4fdd\u4eba\u80fd\u591f\u66f4\u5feb\u5730\u505a\u51fa\u627f\u4fdd\u51b3\u7b56\uff0c\u201dSogeti \u6570\u5b57\u5316\u8f6c\u578b\u9ad8\u7ea7\u7ecf\u7406 <a href=\"https:\/\/labs.sogeti.com\/the-changing-face-of-insurtech-in-commercial-property\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gopikrishna Aravindan<\/a> \u89e3\u91ca\u9053\u3002\n\u201c\u6b64\u5916\uff0c\u8be5\u4ea7\u54c1\u8fd8\u63d0\u4f9b\u4eba\u5de5\u667a\u80fd\u529f\u80fd\uff0c\u4f7f\u627f\u4fdd\u4eba\u80fd\u591f\u6839\u636e\u5de5\u7a0b\u6570\u636e\u4f30\u8ba1\u51c6\u786e\u7684\u635f\u5931\u9884\u6d4b\uff0c\u5e76\u786e\u5b9a\u88ab\u4fdd\u9669\u4eba\u662f\u5426\u6709\u610f\u613f\u5728\u627f\u4fdd\u8fc7\u7a0b\u4e2d\u66f4\u65e9\u5730\u627f\u62c5\u98ce\u9669\u3002\u201d <\/p>\n\n<p>\u8fd9\u4e00\u5207\u4e0e\u4e70\u5bb6\u7684\u65c5\u7a0b\u6709\u4ec0\u4e48\u5173\u7cfb\uff1f<\/p>\n\n<p>\u597d\u5427\uff0c\u627f\u4fdd\u4eba\u5236\u5b9a\u4fdd\u5355\u7684\u901f\u5ea6\u8d8a\u5feb\u3001\u8d8a\u51c6\u786e\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u80fd\u63d0\u4f9b\u66f4\u597d\u7684\u5ba2\u6237\u4f53\u9a8c\u3002\n\u66f4\u91cd\u8981\u7684\u662f\uff0c\u627f\u9500\u5546\u53ef\u80fd\u4f1a\u88ab\u8981\u6c42\u8fdb\u5165\u9500\u552e\u8fc7\u7a0b\uff0c\u4ee5\u201c\u5411\u4ee3\u7406\u4eba\u3001\u7ecf\u7eaa\u4eba\u548c\u7533\u8bf7\u4eba\u89e3\u91ca\u4ed6\u4eec\u51b3\u5b9a\u80cc\u540e\u7684\u7406\u7531\u201d\uff0c\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/future-of-insurance-underwriting.html\" target=\"_blank\" rel=\"noreferrer noopener\">Britton Van Dalen\u3001Kelly Cusick \u548c Andy Ferris<\/a> \u5199\u9053\u3002\n\u201c\u4ed6\u4eec\u4e5f\u53ef\u80fd\u88ab\u8981\u6c42\u5e2e\u52a9\u8c08\u5224\u66ff\u4ee3\u6761\u6b3e\u548c\u6761\u4ef6\u4ee5\u5b8c\u6210\u9500\u552e\uff0c\u800c\u4e0d\u662f\u5c06\u4ed6\u4eec\u7684\u51b3\u5b9a\u5448\u73b0\u4e3a&#8217;\u8981\u4e48\u63a5\u53d7\u8981\u4e48\u653e\u5f03&#8217;\u7684\u4ea4\u6613\u3002\u201d  <\/p>\n\n<h2 class=\"wp-block-heading\">\u878d\u5165\u751f\u6001\u7cfb\u7edf\u4ee5\u589e\u52a0\u63a5\u89e6\u70b9\u5e76\u6d88\u9664\u6469\u64e6<\/h2>\n\n<p>\u5982\u679c\u5ba2\u6237\u4e0d\u5f97\u4e0d\u4e0d\u9057\u4f59\u529b\u5730\u8d2d\u4e70\u4fdd\u9669\uff0c\u90a3\u4e48\u4e70\u5bb6\u7684\u65c5\u7a0b\u5c31\u4f1a\u51fa\u73b0\u6469\u64e6\u3002\n\u5f53\u5546\u4e1a\u8fd0\u8425\u5546\u96c6\u6210\u5230\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4e2d\u65f6\uff0c\u60c5\u51b5\u5c31\u4e0d\u662f\u8fd9\u6837\u4e86\uff0c\u8fd9\u4f7f\u4ed6\u4eec\u80fd\u591f\u901a\u8fc7\u591a\u4e2a\u5408\u4f5c\u4f19\u4f34\u4ea4\u53c9\u9500\u552e\u4fdd\u9669\u3002 <\/p>\n\n<p>\u201c\u5728\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u4e2d\uff0c\u4fdd\u9669\u516c\u53f8\u4e0e\u6570\u5b57\u670d\u52a1\u63d0\u4f9b\u5546\u5408\u4f5c\uff0c\u521b\u5efa\u8de8\u884c\u4e1a\u4ea7\u54c1\u548c\u670d\u52a1\u4ea7\u54c1\uff0c\u5229\u7528\u6280\u672f\u80fd\u529b\u6765\u6ee1\u8db3\u8fd9\u4e9b\u5ba2\u6237\u671f\u671b\uff0c\u201d\u4fdd\u9669\u79d1\u6280 Cookhouse Labs \u7684\u4f20\u64ad\u7ecf\u7406 <a href=\"https:\/\/cookhouselabs.com\/digital-ecosystems-in-insurance-putting-the-modern-customer-first\/\" target=\"_blank\" rel=\"noreferrer noopener\">Insiya Meherally<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u201c\u8fd9\u4e9b\u751f\u6001\u7cfb\u7edf\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u6839\u636e\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u504f\u597d\u5feb\u901f\u4fee\u6539\u4ea7\u54c1\u548c\u670d\u52a1\uff0c\u201d\u5979\u89e3\u91ca\u8bf4\u3002\n\u201c\u901a\u8fc7\u4e0e\u5176\u4ed6\u9886\u57df\u7684\u4e13\u5bb6\u5408\u4f5c\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u4ee5\u9ad8\u6548\u3001\u7ecf\u6d4e\u548c\u4e92\u5229\u7684\u65b9\u5f0f\u521b\u9020\u771f\u6b63\u7684\u5ba2\u6237\u4ef7\u503c\u2014\u2014\u8fd9\u662f\u76f4\u63a5\u4e0e\u5ba2\u6237\u5efa\u7acb\u957f\u671f\u5173\u7cfb\u7684\u7b2c\u4e00\u6b65\u3002\u201d <\/p>\n\n<p>\u751f\u6001\u7cfb\u7edf\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4ef7\u503c\u7684\u4e3b\u8981\u65b9\u5f0f\u6709\u4e09\u79cd\uff0c\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms#\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u7b49\u4eba\u5199\u9053\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u5b83\u4eec\u51cf\u5c11\u4e86\u5ba2\u6237\u5207\u6362\u670d\u52a1\u7684\u9700\u6c42\uff0c\u4ece\u800c\u51cf\u5c11\u4e86\u6469\u64e6\u3002<\/li>\n\n\n\n<li>\u5b83\u4eec\u4f1a\u4ea7\u751f\u7f51\u7edc\u6548\u5e94\uff0c\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u6536\u96c6\u66f4\u591a\u6570\u636e\u5e76\u5411\u66f4\u591a\u5ba2\u6237\u9500\u552e\u4ea7\u54c1\u3002<\/li>\n\n\n\n<li>\u5b83\u4eec\u4f7f\u8fd0\u8425\u5546\u80fd\u591f\u8bbf\u95ee\u6765\u81ea\u4e00\u7cfb\u5217\u670d\u52a1\u7684\u6570\u636e\uff0c\u8fd9\u4e9b\u6570\u636e\u53ef\u7528\u4e8e\u66f4\u597d\u5730\u9884\u6d4b\u98ce\u9669\u548c\u63d0\u9ad8\u8986\u76d6\u8303\u56f4\u3002<\/li>\n<\/ul>\n\n<p>\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8 CoverWallet \u662f\u751f\u6001\u7cfb\u7edf\u884c\u52a8\u7684\u4e00\u4e2a\u5f88\u597d\u7684\u4f8b\u5b50\u3002\n\u8be5\u5e94\u7528\u7a0b\u5e8f\u4f7f\u5c0f\u4f01\u4e1a\u4e3b\u53ef\u4ee5\u8f7b\u677e\u83b7\u5f97\u5546\u4e1a\u4fdd\u9669\uff0c\u5e76\u4e14\u53ef\u4ee5\u7531\u5f00\u53d1\u4eba\u5458\u4f7f\u7528 API \u96c6\u6210\u5230\u4e0d\u540c\u7684\u5e94\u7528\u7a0b\u5e8f\u548c\u7f51\u7ad9\u4e2d\u3002 <\/p>\n\n<p>\u5927\u591a\u6570\u5546\u4e1a\u8fd0\u8425\u5546\u8ddd\u79bb\u521b\u9020\u4e2a\u4eba P&amp;C \u5ba2\u6237\u6b63\u5728\u4e60\u60ef\u7684\u90a3\u79cd\u65e0\u6469\u64e6\u3001\u4e2a\u6027\u5316\u7684\u4f53\u9a8c\u8fd8\u6709\u5f88\u957f\u7684\u8def\u8981\u8d70\u3002\n\u901a\u8fc7\u4f7f\u7528\u4e0a\u9762\u5217\u51fa\u7684\u6280\u672f\uff0c\u4ed6\u4eec\u53ef\u4ee5\u5feb\u901f\u7f29\u5c0f\u5dee\u8ddd\uff0c\u5e76\u63d0\u4f9b\u5546\u4e1a\u5ba2\u6237\u6240\u9700\u7684\u4e70\u65b9\u65c5\u7a0b\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1a <a href=\"https:\/\/unsplash.com\/@seanpollock\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Pollock<\/a>\uff0c <a href=\"https:\/\/unsplash.com\/@homajob\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Graham<\/a>\uff0c <a href=\"https:\/\/unsplash.com\/@fatosi\" target=\"_blank\" rel=\"noreferrer noopener\">Fatos Bytyqi<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5546\u4e1a\u4fdd\u9669\u8d2d\u4e70\u8005\u7684\u65c5\u7a0b\u8d8a\u6765\u8d8a\u50cf\u4e2a\u4eba\u4fdd\u9669\u4f53\u9a8c\u3002 \u5546\u4e1a\u8fd0\u8425\u5546\u4e0d\u4f1a\u5411\u4e0d\u9732\u9762\u7684\u4f01\u4e1a\u7ec4\u7ec7\u9500\u552e\u4ea7\u54c1;\u4ed6\u4eec\u5411\u771f\u6b63\u7684\u4eba\u9500\u552e\u4ea7\u54c1\uff0c [&hellip;]<\/p>\n","protected":false},"featured_media":9965,"template":"","insight-category":[],"class_list":["post-19188","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/9965"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19188"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}