{"id":19107,"date":"2024-09-19T23:31:33","date_gmt":"2024-09-20T04:31:33","guid":{"rendered":"https:\/\/bolttech.io\/insight\/predictive-analytics-%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bf%9d%e9%99%a9%e7%bb%8f%e7%ba%aa%e4%ba%ba%e7%9a%84%e8%a7%92%e8%89%b2\/"},"modified":"2024-09-19T23:31:37","modified_gmt":"2024-09-20T04:31:37","slug":"predictive-analytics-%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bf%9d%e9%99%a9%e7%bb%8f%e7%ba%aa%e4%ba%ba%e7%9a%84%e8%a7%92%e8%89%b2","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/predictive-analytics-%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bf%9d%e9%99%a9%e7%bb%8f%e7%ba%aa%e4%ba%ba%e7%9a%84%e8%a7%92%e8%89%b2\/","title":{"rendered":"Predictive Analytics \u5982\u4f55\u6539\u53d8\u4fdd\u9669\u7ecf\u7eaa\u4eba\u7684\u89d2\u8272"},"content":{"rendered":"\n<p>\u6280\u672f\u6b63\u5728\u8fc5\u901f\u6539\u53d8\u4fdd\u9669\u516c\u53f8\u548c\u7ecf\u7eaa\u4eba\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002\n\u7136\u800c\uff0c\u4fdd\u9669\u4e1a\u7684\u6838\u5fc3\u4ecd\u7136\u4f9d\u8d56\u4e8e\u4e00\u4e2a\u59cb\u7ec8\u5982\u4e00\u7684\u539f\u5219\uff1a\u66f4\u597d\u7684\u6570\u636e\u4f1a\u5e26\u6765\u66f4\u51c6\u786e\u7684\u98ce\u9669\u8ba1\u7b97\uff0c\u4ece\u800c\u5e26\u6765\u66f4\u9ad8\u7684\u5229\u6da6\u3002 <\/p>\n\n<p>\u5982\u4eca\uff0c\u8bb8\u591a\u6280\u672f\u5de5\u5177\u53ef\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u548c\u7ecf\u7eaa\u4eba\u8bbf\u95ee\u6bd4\u4ee5\u5f80\u66f4\u597d\u7684\u6570\u636e\u3002\n\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u53ef\u4ee5\u4ee5\u65b0\u7684\u65b9\u5f0f\u5206\u6790\u5927\u91cf\u6570\u636e\u96c6\uff0c\u800c\u9884\u6d4b\u5206\u6790\u53ef\u4ee5\u63d0\u4f9b\u5f3a\u5927\u7684\u65b0\u89c1\u89e3\u3002\n\u5229\u7528\u9884\u6d4b\u5206\u6790\u7684\u7ecf\u7eaa\u4eba\u53d1\u73b0\u4ed6\u4eec\u7684\u89d2\u8272\u53d1\u751f\u4e86\u8f6c\u53d8;\u90a3\u4e9b\u63a5\u53d7\u8f6c\u578b\u7684\u4f01\u4e1a\u5c06\u80fd\u591f\u4e0e\u5ba2\u6237\u548c\u4fdd\u9669\u516c\u53f8\u5efa\u7acb\u66f4\u597d\u7684\u5173\u7cfb\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u9884\u6d4b\u5206\u6790\uff1f<\/h2>\n\n<p>\u4eba\u5de5\u667a\u80fd \uff08AI\uff09 \u6b63\u5728\u5f7b\u5e95\u6539\u53d8\u4fdd\u9669\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u7684\u5de5\u4f5c\u3002\nAI \u662f\u4e00\u4e2a\u5927\u5bb6\u65cf\uff0c\u5305\u542b\u8bb8\u591a\u5de5\u5177\u3002\n\u5176\u4e2d\u4e00\u4e9b\u9002\u7528\u4e8e\u5728\u6570\u636e\u4e2d\u53d1\u73b0\u6a21\u5f0f\u6216\u6307\u5bfc\u7528\u6237\u5b8c\u6210\u6559\u7a0b\u3002\n\u5176\u4ed6\u65b9\u6cd5\uff08\u5982\u9884\u6d4b\u5206\u6790\uff09\u5219\u4fa7\u91cd\u4e8e\u9884\u6d4b\u672a\u6765\u3002   <\/p>\n\n<p>\u9884\u6d4b\u5206\u6790\u5141\u8bb8\u5176\u7528\u6237\u7ed3\u5408\u5927\u578b\u5386\u53f2\u6570\u636e\u96c6\u3001\u7edf\u8ba1\u7b97\u6cd5\u548c\u673a\u5668\u5b66\u4e60\u5de5\u5177\uff0c\u4ee5\u5bf9\u672a\u6765\u4e8b\u4ef6\u505a\u51fa\u6e05\u6670\u3001\u51c6\u786e\u7684\u9884\u6d4b\u3002<\/p>\n\n<p>\u201c\u9884\u6d4b\u5206\u6790\u662f\u4f7f\u7528\u6570\u636e\u6765\u5e2e\u52a9\u60a8\u9884\u89c1\u672a\u6765\u7684\u5de5\u5177\u3002\u4f46\u8fd9\u4e0d\u662f\u4e00\u4e2a\u6c34\u6676\u7403\u3002\u76f8\u53cd\uff0c\u5b83\u544a\u8bc9\u4f60\u53ef\u80fd\u7ed3\u679c\u7684\u6982\u7387\u3002\u4e86\u89e3\u8fd9\u4e9b\u6982\u7387\u53ef\u4ee5\u5e2e\u52a9\u60a8\u89c4\u5212\u4e1a\u52a1\u7684\u8bb8\u591a\u65b9\u9762\uff0c\u201c <a href=\"https:\/\/crm.org\/news\/best-predictive-analytics-tools\" target=\"_blank\" rel=\"noreferrer noopener\">CRM.org \u7684 Michael Zunenshine<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u968f\u7740\u9884\u6d4b\u5206\u6790\u4ece\u8fc7\u53bb\u51e0\u5341\u5e74\u7684\u6570\u636e\u6316\u6398\u4e2d\u53d1\u5c55\u8d77\u6765\uff0c\u201c\u6211\u4eec\u5df2\u7ecf\u770b\u5230\u4e86\u6570\u636e\u7c92\u5ea6\u548c\u4e30\u5bcc\u6027\u66f4\u9ad8\u3001\u6570\u636e\u6765\u6e90\u4ee5\u53ca\u5b58\u50a8\u3001\u5904\u7406\u548c\u5206\u6790\u8fd9\u4e9b\u6570\u636e\u7684\u66f4\u5177\u6210\u672c\u6548\u76ca\u7684\u6280\u672f\u7684\u6f14\u53d8\uff0c\u201dMilliman \u7684\u7cbe\u7b97\u5e08 <a href=\"https:\/\/riskandinsurance.com\/evolution-analytics\/\" target=\"_blank\" rel=\"noreferrer noopener\">Peggy Brinkmann<\/a> \u8bf4\u3002<\/p>\n\n<p>\u5982\u4eca\uff0c\u9884\u6d4b\u5206\u6790\u53ef\u4ee5\u5206\u6790\u592a\u5927\u7684\u6570\u636e\u96c6\uff0c\u4eba\u7c7b\u65e0\u6cd5\u81ea\u884c\u8fdb\u884c\u6709\u6548\u5206\u6790\u3002\n\u901a\u8fc7\u5904\u7406\u5927\u578b\u6570\u636e\u96c6\u7684\u5206\u6790\u4ee5\u9884\u6d4b\u8d8b\u52bf\uff0c\u9884\u6d4b\u5206\u6790\u4e3a\u5ba2\u6237\u7684\u4e2a\u4eba\u6570\u636e\u63d0\u4f9b\u4e86\u65b0\u7684\u89c6\u89d2\u3002 <\/p>\n\n<p>\u201c\u6b64\u7c7b\u4e2a\u4eba\u6570\u636e\u53ef\u4ee5\u8865\u5145\u4fdd\u9669\u4e2d\u4f7f\u7528\u7684\u4f20\u7edf\u6765\u6e90&#8230;&#8230;\u751f\u6210\u6709\u5173\u4e00\u4e2a\u4eba\u7684\u751f\u6d3b\u65b9\u5f0f\u548c\u4e60\u60ef\u7684\u5b9e\u65f6\u89c1\u89e3\uff0c\u8fd9\u4e9b\u89c1\u89e3\u53ef\u7528\u4e8e\u521b\u9020\u7ade\u4e89\u4f18\u52bf\uff0c\u201c\u98de\u884c\u4fdd\u9669\u63d0\u4f9b\u5546 Panzly \u548c\u4fdd\u9669\u79d1\u6280\u516c\u53f8 Fortifier \u7684\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/yfsmagazine.com\/2019\/07\/24\/how-big-data-impacts-the-insurance-industry-and-beyond\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Gayduk<\/a> \u5199\u9053\u3002\n\u5b83\u8fd8\u53ef\u7528\u4e8e\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u548c\u7ecf\u7eaa\u4eba\u9884\u6d4b\u5ba2\u6237\u63a5\u4e0b\u6765\u53ef\u80fd\u4f1a\u505a\u4ec0\u4e48\u6216\u9047\u5230\u4ec0\u4e48\u3002 <\/p>\n\n<p>\u9884\u6d4b\u5206\u6790\u4f7f\u6570\u636e\u6bd4\u5728\u6570\u636e\u5e93\u4e2d\u4ec5\u4ec5\u8fdb\u884c\u6392\u5e8f\u6216\u7ec4\u7ec7\u66f4\u8fdb\u4e00\u6b65\u3002\n\u7136\u800c\uff0c\u5b83\u5e76\u6ca1\u6709\u5efa\u8bae\u7528\u6237\u5e94\u8be5\u5982\u4f55\u5904\u7406\u5b83\u751f\u6210\u7684\u89c1\u89e3\u3002\n\u8fd9\u4e00\u6b65\u7559\u7ed9\u4f7f\u7528\u9884\u6d4b\u5206\u6790\u7684\u4eba\u7684\u4e13\u4e1a\u77e5\u8bc6\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-1024x683.jpg\" alt=\"&#x5728;&#x5496;&#x5561;&#x9986;&#x91CC;&#x7528;&#x7B14;&#x8BB0;&#x672C;&#x7535;&#x8111;&#x5DE5;&#x4F5C;&#x7684;&#x5E74;&#x8F7B;&#x535A;&#x4E3B;&#xFF0C;&#x7279;&#x5199;\" class=\"wp-image-10090\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u9884\u6d4b\u5206\u6790\u7684\u529b\u91cf<\/h2>\n\n<p>\u201c\u8fc7\u65f6\u6216\u7cdf\u7cd5\u7684\u6570\u636e\u5bfc\u81f4 46% \u7684\u516c\u53f8\u505a\u51fa\u53ef\u80fd\u9020\u6210\u6570\u5341\u4ebf\u7f8e\u5143\u7684\u9519\u8bef\u51b3\u7b56\uff0c\u201d\u6570\u5b57\u5316\u8f6c\u578b\u987e\u95ee <a href=\"https:\/\/martech.zone\/benefits-of-big-data\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5199\u9053<\/a>\uff0c\u521b\u59cb\u4eba Martech Zone.\n\u8bbf\u95ee\u66f4\u5927\u7684\u6570\u636e\u96c6\u53ef\u4ee5\u786e\u4fdd\u8003\u8651\u66f4\u591a\u60c5\u51b5\u548c\u4fe1\u606f\u70b9\uff0c\u4ece\u800c\u505a\u51fa\u66f4\u597d\u7684\u51b3\u7b56\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u5f53\u6570\u636e\u96c6\u53d8\u5f97\u592a\u5927\u800c\u4eba\u7c7b\u65e0\u6cd5\u81ea\u884c\u5206\u6790\u65f6\uff0c\u6839\u636e\u6570\u636e\u505a\u51fa\u7684\u51b3\u7b56\u8d28\u91cf\u4e0d\u4ec5\u53d6\u51b3\u4e8e\u5305\u542b\u54ea\u4e9b\u6570\u636e\uff0c\u8fd8\u53d6\u51b3\u4e8e\u4f7f\u7528\u54ea\u4e9b\u5de5\u5177\u6765\u5206\u6790\u8fd9\u4e9b\u6570\u636e\u3002\n\u4f7f\u7528 AI \u5206\u6790\u5927\u6570\u636e\u7684\u52aa\u529b\u9996\u5148\u8981\u5173\u6ce8\u73b0\u6709\u6570\u636e\u4e2d\u7684\u6a21\u5f0f\u53d1\u73b0;\u9884\u6d4b\u5206\u6790\u4fa7\u91cd\u4e8e\u6839\u636e\u6570\u636e\u96c6\u4e2d\u5df2\u7ecf\u8868\u793a\u7684\u5185\u5bb9\uff0c\u5bf9\u63a5\u4e0b\u6765\u4f1a\u53d1\u751f\u4ec0\u4e48\u505a\u51fa\u57fa\u4e8e\u6570\u636e\u7684\u9884\u6d4b\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u9884\u6d4b\u5206\u6790\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u6216\u7ecf\u7eaa\u4eba\u76d1\u63a7\u7279\u5b9a\u793e\u533a\u6216\u5546\u4e1a\u533a\u7684\u7d22\u8d54\u5386\u53f2\u8bb0\u5f55\uff0c\u5e76\u9884\u6d4b\u4f01\u4e1a\u6700\u6709\u53ef\u80fd\u770b\u5230\u7684\u7d22\u8d54\u7c7b\u578b\u3002\n\u9884\u6d4b\u5206\u6790\u8fd8\u53ef\u4ee5\u68c0\u67e5\u5efa\u7b51\u6210\u672c\u548c\u5929\u6c14\u6a21\u5f0f\uff0c\u4f7f\u7528\u6237\u80fd\u591f\u66f4\u51c6\u786e\u5730\u9884\u6d4b\u98ce\u9669\u548c\u4ef7\u683c\u3002 <\/p>\n\n<p>\u6709\u4e86\u8fd9\u4e9b\u4fe1\u606f\uff0c\u7ecf\u7eaa\u4eba\u53ef\u4ee5\u66f4\u597d\u5730\u5e2e\u52a9\u5ba2\u6237\u627e\u5230\u5408\u9002\u7684\u4fdd\u9669\u8303\u56f4\u3002\n\u968f\u7740\u9884\u6d4b\u5206\u6790\u53d8\u5f97\u53f8\u7a7a\u89c1\u60ef\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u7ecf\u7eaa\u4eba\u5c06\u4f7f\u7528\u8be5\u5de5\u5177\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5728\u63a5\u53d7\u9884\u6d4b\u5206\u6790\u7684\u529b\u91cf\u3002\n\u201c\u5e73\u5747\u800c\u8a00\uff0c\u9886\u5148\u7684\u5206\u6790\u9a71\u52a8 [insurance] \u578b\u516c\u53f8\u5728\u9ad8\u7ea7\u5206\u6790\u89e3\u51b3\u65b9\u6848\u4e0a\u7684\u82b1\u8d39\u51e0\u4e4e\u662f\u540c\u884c\u7684\u4e94\u500d\uff0c\u201dGoodData \u4fdd\u9669\u526f\u603b\u88c1 <a href=\"https:\/\/www.claimsjournal.com\/news\/national\/2018\/07\/12\/285663.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Rusch<\/a> \u5199\u9053\u3002\n\u56e0\u6b64\uff0c\u5206\u6790\u548c\u6570\u636e\u96c6\u7684\u6b63\u786e\u7ec4\u5408\u4e3a\u6295\u8d44\u8fd9\u4e9b\u5de5\u5177\u7684\u4fdd\u9669\u516c\u53f8\u548c\u7ecf\u7eaa\u4eba\u521b\u9020\u4e86\u4f18\u52bf\u3002  <\/p>\n\n<p>\u968f\u7740\u8d8a\u6765\u8d8a\u591a\u7684\u4fdd\u9669\u516c\u53f8\u548c\u7ecf\u7eaa\u4eba\u91c7\u7528\u9884\u6d4b\u5206\u6790\uff0c\u5b83\u4eec\u4e5f\u6539\u53d8\u4e86\u4fdd\u9669\u7684\u7ecf\u8425\u65b9\u5f0f\u3002<\/p>\n\n<p>\u6839\u636e\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian\u3001Ari Libarikian \u548c Doug McElhaney<\/a> \u7684\u8bf4\u6cd5\uff0c\u5230 2030 \u5e74\uff0c\u4fdd\u9669\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u5c06\u51cf\u5c11\u3002\n\u90a3\u4e9b\u7559\u4e0b\u6765\u7684\u4eba\u5c06\u9002\u5e94\u4f7f\u7528\u9884\u6d4b\u5206\u6790\u548c\u5176\u4ed6\u6280\u672f\u6765\u5904\u7406\u8bb8\u591a\u957f\u671f\u624b\u5de5\u5b8c\u6210\u7684\u5de5\u4f5c\uff0c\u4ece\u586b\u5199\u8868\u683c\u5230\u8ba1\u7b97\u98ce\u9669\u3002 <\/p>\n\n<p>\u4ed6\u4eec\u5199\u9053\uff0c\u4ee3\u7406\u4eba\u3001\u7ecf\u7eaa\u4eba\u548c\u5176\u4ed6\u4fdd\u9669\u4e13\u4e1a\u4eba\u58eb\u5c06\u201c\u66f4\u64c5\u957f\u4f7f\u7528\u5148\u8fdb\u6280\u672f\u6765\u63d0\u9ad8\u51b3\u7b56\u548c\u751f\u4ea7\u529b\uff0c\u964d\u4f4e\u6210\u672c\u5e76\u4f18\u5316\u5ba2\u6237\u4f53\u9a8c\u201d\u3002<\/p>\n\n<p>\u4e3a\u4e86\u4e0e\u6280\u672f\u4e00\u8d77\u8fc7\u6e21\uff0c\u4fdd\u9669\u7ecf\u7eaa\u4eba\u9664\u4e86\u4e86\u89e3\u65b0\u5de5\u5177\u5916\uff0c\u8fd8\u9700\u8981\u4e13\u6ce8\u4e8e\u91c7\u7528\u5173\u7cfb\u548c\u6559\u80b2\u89d2\u8272\u3002\n\u968f\u7740 AI \u627f\u62c5\u7ecf\u7eaa\u4eba\u89d2\u8272\u7684\u66f4\u591a\u6280\u672f\u548c\u7ba1\u7406\u65b9\u9762\uff0c\u5c06\u5ba2\u6237\u4e0e\u4ed6\u4eec\u6240\u9700\u7684\u4fdd\u9669\u8054\u7cfb\u8d77\u6765\u7684\u4eba\u4e3a\u56e0\u7d20\u5c06\u52a0\u6df1\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-1024x683.jpg\" alt=\"&#x4E00;&#x5BF9;&#x592B;&#x5987;&#x5728;&#x5979;&#x7684;&#x529E;&#x516C;&#x5BA4;&#x91CC;&#x4E0E;&#x4ED6;&#x4EEC;&#x7684;&#x7ECF;&#x7EAA;&#x4EBA;&#x6216;&#x4FDD;&#x9669;&#x4EE3;&#x7406;&#x4EBA;&#x63E1;&#x624B;&#xFF0C;&#x5728;&#x5B8C;&#x6210;&#x4EA4;&#x6613;&#x65F6;&#x5F00;&#x5FC3;&#x5730;&#x5FAE;&#x7B11;\" class=\"wp-image-10080\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4f7f\u7528\u9884\u6d4b\u5206\u6790\u6539\u5584\u7ecf\u7eaa\u4eba\u4e0e\u5ba2\u6237\u7684\u5173\u7cfb<\/h2>\n\n<p>\u9884\u6d4b\u5206\u6790\u5df2\u7ecf\u6539\u53d8\u4e86\u7ecf\u7eaa\u4eba\u5bf9\u98ce\u9669\u3001\u627f\u4fdd\u8303\u56f4\u548c\u6210\u672c\u7684\u601d\u8003\u65b9\u5f0f\u3002\n\u4f7f\u7528\u9884\u6d4b\u5206\u6790\u4e5f\u53ef\u4ee5\u5e2e\u52a9\u7ecf\u7eaa\u4eba\u6539\u53d8\u5efa\u7acb\u7262\u56fa\u5ba2\u6237\u5173\u7cfb\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p>\u9884\u6d4b\u5206\u6790\u548c\u7c7b\u4f3c\u5de5\u5177\u4e0d\u4ec5\u7834\u574f\u4e86\u4fdd\u9669\u7ecf\u7eaa\u4eba\u7684\u5de5\u4f5c\u65b9\u5f0f\uff0c\u8fd8\u7834\u574f\u4e86\u4ed6\u4eec\u5bf9\u4fdd\u9669\u4e1a\u52a1\u7684\u770b\u6cd5\u3002\n\u4f20\u7edf\u4e0a\uff0c\u4fdd\u9669\u4f9d\u8d56\u4e8e\u5c06\u5177\u6709\u76f8\u4f3c\u4fdd\u9669\u9700\u6c42\u7684\u5ba2\u6237\u96c6\u4e2d\u8d77\u6765\uff0c\u4ee5\u5206\u6563\u98ce\u9669\uff0c\u5e73\u8861\u9762\u4e34\u707e\u96be\u6027\u635f\u5931\u7684\u5ba2\u6237\u4e0e\u6ca1\u6709\u906d\u53d7\u6b64\u7c7b\u635f\u5931\u7684\u5ba2\u6237\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u9884\u6d4b\u5206\u6790\u7b49\u5de5\u5177\u9700\u8981\u66f4\u52a0\u4e2a\u6027\u5316\u7684\u4fdd\u9669\u65b9\u6cd5\u3002\n\u201c\u5de8\u5927\u7684\u6570\u636e\u91cf\u548c\u901a\u8fc7\u51c6\u786e\u7684\u4e2a\u4f53\u9884\u6d4b\u5b9e\u73b0\u7684\u4e2a\u6027\u5316\u627f\u8bfa\u786e\u5b9e\u6df1\u6df1\u5730\u52a8\u6447\u4e86\u6c60\u5316\u80cc\u540e\u7684\u540c\u8d28\u6027\u5047\u8bbe\uff0c\u201d\u7814\u7a76\u4eba\u5458 <a href=\"https:\/\/journals.sagepub.com\/doi\/10.1177\/2053951720935143\" target=\"_blank\" rel=\"noreferrer noopener\">\u52b3\u4f26\u65af\u00b7\u5df4\u91cc \uff08Laurence Barry\uff09 \u548c\u4e9a\u745f\u00b7\u6c99\u5f6d\u8482\u5c14 \uff08Arthur Charpentier<\/a> \uff09 \u5728 2020 \u5e74\u53d1\u8868\u5728\u300a\u5927\u6570\u636e\u4e0e\u793e\u4f1a\u300b\u4e0a\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u5199\u9053\u3002\n\u9884\u6d4b\u5206\u6790\u4e0d\u662f\u5c06\u5ba2\u6237\u89c6\u4e3a\u4e00\u7ec4\u901a\u7528\u7684\u3001\u540c\u8d28\u5316\u7684\u98ce\u9669\u548c\u9700\u6c42\u7684\u793a\u4f8b\uff0c\u800c\u662f\u4e3a\u7ecf\u7eaa\u4eba\u5c06\u5ba2\u6237\u89c6\u4e3a\u4e2a\u4f53\u521b\u9020\u4e86\u6311\u6218\u548c\u673a\u9047\u3002  <\/p>\n\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u9884\u6d4b\u5206\u6790\u548c\u5176\u4ed6\u5de5\u5177\u627f\u62c5\u4e86\u66f4\u591a\u4f20\u7edf\u4e0a\u7531\u4fdd\u9669\u7ecf\u7eaa\u4eba\u529e\u516c\u5ba4\u5185\u4eba\u5de5\u5904\u7406\u7684\u65e5\u5e38\u4f46\u901a\u5e38\u4e4f\u5473\u7684\u5de5\u4f5c\u3002\n\u4f8b\u5982\uff0c\u5de5\u4f5c\u6d41\u81ea\u52a8\u5316\u53ef\u4ee5\u5904\u7406\u586b\u5199\u8868\u683c\u548c\u6536\u96c6\u5173\u952e\u6587\u6863\u7b49\u4efb\u52a1\uff0cIBM \u673a\u5668\u4eba\u6d41\u7a0b\u81ea\u52a8\u5316\u5185\u5bb9\u603b\u76d1 <a href=\"https:\/\/www.ibm.com\/cloud\/blog\/robotic-process-automation-in-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Paula Williams<\/a> \u5199\u9053\u3002 <\/p>\n\n<p>\u968f\u7740\u66f4\u591a\u7684\u65e5\u5e38\u7ba1\u7406\u4efb\u52a1\u88ab\u6392\u9664\u5728\u5916\uff0c\u9762\u4e34\u4e2a\u6027\u5316\u5ba2\u6237\u65b9\u6cd5\u6311\u6218\u7684\u4fdd\u9669\u7ecf\u7eaa\u4eba\u4e5f\u53d7\u76ca\u4e8e\u53ef\u7528\u7684\u7a7a\u95f2\u65f6\u95f4\u548c\u7cbe\u529b\u3002\n\u4eba\u5de5\u667a\u80fd\u53ef\u4ee5\u81ea\u52a8\u6267\u884c\u8bb8\u591a\u4efb\u52a1\uff0c\u4e3a\u7ecf\u7eaa\u4eba\u817e\u51fa\u65f6\u95f4\u548c\u8d44\u6e90\u6765\u4e13\u6ce8\u4e8e\u4eba\u5de5\u667a\u80fd\u65e0\u6cd5\u505a\u7684\u4e8b\u60c5\uff1a\u5728\u4e86\u89e3\u5ba2\u6237\u7684\u72ec\u7279\u9700\u6c42\u7684\u57fa\u7840\u4e0a\u5efa\u7acb\u771f\u6b63\u7684\u4eba\u9645\u5173\u7cfb\uff0c\u6559\u80b2\u5ba2\u6237\u4e86\u89e3\u4ed6\u4eec\u7684\u98ce\u9669\u5e76\u5728\u5173\u952e\u65f6\u523b\u63d0\u4f9b\u652f\u6301\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5f00\u59cb\u91c7\u7528\u652f\u6301 AI \u7684\u5de5\u5177\uff0c\u5305\u62ec\u9884\u6d4b\u5206\u6790\uff0c\u4ee5\u589e\u5f3a\u627f\u4fdd\u5e76\u6539\u5584\u5ba2\u6237\u5173\u7cfb\u3002\n\u4e8b\u5b9e\u4e0a\uff0c\u5728\u8fd9\u65b9\u9762\u843d\u540e\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u9762\u4e34\u4e25\u91cd\u7684\u4e0d\u5229\u540e\u679c\u3002 <\/p>\n\n<p>\u201c\u7ee7\u7eed\u4f9d\u8d56\u4f20\u7edf\u627f\u4fdd\u65b9\u5f0f\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u5f00\u59cb\u4e00\u4e2a\u96be\u4ee5\u9006\u8f6c\u7684\u8d1f\u9762\u5faa\u73af\u3002\u4ed6\u4eec\u53ef\u80fd\u4f1a\u9762\u4e34\u4e0d\u5229\u7684\u98ce\u9669\u9009\u62e9\uff0c\u53ef\u80fd\u4f1a\u4ece\u9996\u9009\u7684\u5206\u9500\u5408\u4f5c\u4f19\u4f34\u540d\u5355\u4e2d\u6389\u4e0b\u6765\uff0c\u5e76\u4e14\u53ef\u80fd\u5728\u62db\u8058\u548c\u7559\u4f4f\u719f\u7ec3\u7684\u4e13\u4e1a\u4eba\u5458\u65b9\u9762\u66f4\u52a0\u56f0\u96be\uff0c\u201c\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/future-of-insurance-underwriting.html\" target=\"_blank\" rel=\"noreferrer noopener\">Britton Van Dalen\u3001Kelly Cusick \u548c Andy Ferris<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u7ee7\u7eed\u4e0e\u8fd9\u4e9b\u4fdd\u9669\u516c\u53f8\u5408\u4f5c\u7684\u7ecf\u7eaa\u4eba\u53ef\u80fd\u4f1a\u5bf9\u4ed6\u4eec\u81ea\u5df1\u7684\u5de5\u4f5c\u4ea7\u751f\u7c7b\u4f3c\u7684\u5f71\u54cd\u3002\n\u7136\u800c\uff0c\u90a3\u4e9b\u91c7\u7528\u9884\u6d4b\u5206\u6790\u7684\u4eba\u53ef\u4ee5\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6237\u5173\u7cfb\uff0c\u6700\u7ec8\u4f7f\u53c2\u4e0e\u4fdd\u9669\u6295\u4fdd\u7684\u6bcf\u4e2a\u4eba\u90fd\u53d7\u76ca\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1arawpixel\/\u00a9123RF.com\uff0c belchonock\/\u00a9123RF.com\uff0c racorn\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6280\u672f\u6b63\u5728\u8fc5\u901f\u6539\u53d8\u4fdd\u9669\u516c\u53f8\u548c\u7ecf\u7eaa\u4eba\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002 \u7136\u800c\uff0c\u4fdd\u9669\u4e1a\u7684\u6838\u5fc3\u4ecd\u7136\u4f9d\u8d56\u4e8e\u4e00\u4e2a\u59cb\u7ec8\u5982\u4e00\u7684\u539f\u5219\uff1a\u66f4\u597d\u7684\u6570\u636e\u4f1a\u5e26\u6765 [&hellip;]<\/p>\n","protected":false},"featured_media":10153,"template":"","insight-category":[],"class_list":["post-19107","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/19107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/10153"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=19107"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=19107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}