{"id":19044,"date":"2024-09-19T23:30:41","date_gmt":"2024-09-20T04:30:41","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e4%bf%9d%e9%99%a9%e4%b8%9a%e7%9a%84%e6%9c%aa%e6%9d%a5%ef%bc%9a%e5%80%bc%e5%be%97%e6%9c%9f%e5%be%85%e7%9a%84-4-%e5%a4%a7%e5%8f%98%e5%8c%96\/"},"modified":"2024-09-19T23:30:46","modified_gmt":"2024-09-20T04:30:46","slug":"%e4%bf%9d%e9%99%a9%e4%b8%9a%e7%9a%84%e6%9c%aa%e6%9d%a5%ef%bc%9a%e5%80%bc%e5%be%97%e6%9c%9f%e5%be%85%e7%9a%84-4-%e5%a4%a7%e5%8f%98%e5%8c%96","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%bf%9d%e9%99%a9%e4%b8%9a%e7%9a%84%e6%9c%aa%e6%9d%a5%ef%bc%9a%e5%80%bc%e5%be%97%e6%9c%9f%e5%be%85%e7%9a%84-4-%e5%a4%a7%e5%8f%98%e5%8c%96\/","title":{"rendered":"\u4fdd\u9669\u4e1a\u7684\u672a\u6765\uff1a\u503c\u5f97\u671f\u5f85\u7684 4 \u5927\u53d8\u5316"},"content":{"rendered":"\n<p><strong>\u4f5c\u8005\uff1aJim Dwane<\/strong> <strong>Bolt \u9996\u5e2d\u6267\u884c\u5b98<\/strong><\/p>\n\n<p>\u5728\u5f53\u4eca\u7684\u4fdd\u9669\u4e1a\u4e2d\uff0c\u98a0\u8986\u65e0\u5904\u4e0d\u5728\u3002\n\u4e3a\u4e86\u7406\u89e3\u8fd9\u4e9b\u5feb\u901f\u7684\u53d8\u5316\uff0c\u4fdd\u9669\u4e13\u4e1a\u4eba\u58eb\u53ef\u80fd\u60f3\u77e5\u9053\u54ea\u4e9b\u4f1a\u6d88\u5931\uff0c\u54ea\u4e9b\u5c06\u7ee7\u7eed\u5f71\u54cd\u8be5\u884c\u4e1a\u3002 <\/p>\n\n<p>\u5728 Bolt\uff0c\u6211\u4eec\u9884\u6d4b\u6b63\u5728\u8fdb\u884c\u7684\u56db\u9879\u53d8\u5316\u5c06\u5bfc\u81f4\u4fdd\u9669\u516c\u53f8\u5f00\u5c55\u4e1a\u52a1\u7684\u65b9\u5f0f\u53d1\u751f\u6c38\u4e45\u6027\u6539\u53d8\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u9500\u552e\u70b9\u4fdd\u9669\u7684\u5e7f\u6cdb\u91c7\u7528<\/h2>\n\n<p>\u4f20\u7edf\u4e0a\uff0c\u5ba2\u6237\u4ece\u4e00\u5bb6\u4f01\u4e1a\u8d2d\u4e70\u5546\u54c1\uff0c\u7136\u540e\u5411\u4fdd\u9669\u516c\u53f8\u5bfb\u6c42\u4e0e\u8be5\u8d2d\u4e70\u76f8\u5173\u7684\u4fdd\u9669\u3002\n\u7136\u800c\uff0c\u4eca\u5929\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u4fdd\u9669\u516c\u53f8\u548c\u5176\u4ed6\u884c\u4e1a\u53c2\u4e0e\u8005\u6b63\u5728\u63a5\u53d7\u9500\u552e\u70b9\u4fdd\u9669\uff0c\u5728\u8fd9\u79cd\u4fdd\u9669\u4e2d\uff0c\u5ba2\u6237\u5728\u540c\u4e00\u7b14\u4ea4\u6613\u4e2d\u8fdb\u884c\u8d2d\u4e70\u548c\u6295\u4fdd\u3002 <\/p>\n\n<p>\u4e00\u4e2a\u7a81\u51fa\u7684\u4f8b\u5b50\u662f\u4e9a\u9a6c\u900a\uff0c\u5b83\u5df2\u7ecf\u4e3a\u67d0\u4e9b\u8d2d\u4e70\u63d0\u4f9b\u4fdd\u4fee\u548c\u4fdd\u62a4\u8ba1\u5212\u3002\n\u4f8b\u5982\uff0c\u8d2d\u4e70\u7b14\u8bb0\u672c\u7535\u8111\u6216\u5176\u4ed6\u6280\u672f\u4ea7\u54c1\u7684\u5ba2\u6237\u53ef\u80fd\u4f1a\u88ab\u8be2\u95ee\u662f\u5426\u8981\u4e3a\u8be5\u7269\u54c1\u8d2d\u4e70\u4fdd\u62a4\u8ba1\u5212\u3002\n\u5982\u679c\u5ba2\u6237\u9009\u62e9\u8be5\u8ba1\u5212\uff0c\u5219\u5176\u8d39\u7528\u5c06\u6dfb\u52a0\u5230\u7ed3\u8d26\u603b\u989d\u4e2d\u3002  <\/p>\n\n<p>\u5bf9\u4e8e\u5ba2\u6237\u6765\u8bf4\uff0c\u9500\u552e\u70b9\u4fdd\u9669\u51cf\u5c11\u4e86\u6469\u64e6\uff0c\u4ece\u800c\u66f4\u5bb9\u6613\u83b7\u5f97\u5fc5\u8981\u7684\u4fdd\u9669\u3002\n\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u9500\u552e\u70b9\u4fdd\u9669\u5c06\u4fdd\u9669\u516c\u53f8\u7f6e\u4e8e\u5546\u4e1a\u548c\u98ce\u9669\u7684\u4ea4\u6c47\u5904\uff0c\u6539\u5584\u5ba2\u6237\u5173\u7cfb\u5e76\u63d0\u9ad8\u4fdd\u9669\u516c\u53f8\u5bf9\u8d2d\u4e70\u6d41\u7a0b\u7684\u7406\u89e3\u548c\u638c\u63a7\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u901a\u8fc7\u66f4\u597d\u7684\u6570\u636e\u6539\u8fdb\u627f\u4fdd<\/h2>\n\n<p>\u4fdd\u9669\u516c\u53f8\u4e00\u76f4\u4f9d\u8d56\u6570\u636e\u6765\u6539\u5584\u627f\u4fdd\u548c\u5206\u9500\u3002\n\u968f\u7740\u5927\u6570\u636e\u548c\u9884\u6d4b\u5206\u6790\u7b49\u5de5\u5177\u7684\u5174\u8d77\uff0c\u4fdd\u9669\u627f\u4fdd\u5c06\u7ee7\u7eed\u4ee5\u524d\u6240\u672a\u6709\u7684\u5f3a\u5927\u65b9\u5f0f\u63a5\u53d7\u6570\u636e\u4f7f\u7528\u3002 <\/p>\n\n<p>\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/future-of-insurance-underwriting.html\" target=\"_blank\" rel=\"noreferrer noopener\">Britton Van Dalen\u3001Kelly Cusick \u548c Andy Ferris<\/a> \u5199\u9053\uff0c\u76ee\u524d\uff0c\u5bfb\u6c42\u901a\u8fc7\u4f7f\u7528\u5927\u6570\u636e\u5206\u6790\u6765\u8f6c\u53d8\u627f\u4fdd\u65b9\u5f0f\u7684\u4fdd\u9669\u516c\u53f8\u4e13\u6ce8\u4e8e\u591a\u4e2a\u9886\u57df\uff0c\u4f8b\u5982\u81ea\u52a8\u5316\u65e5\u5e38\u7ba1\u7406\u4efb\u52a1\u3001\u9009\u62e9\u589e\u5f3a\u56e2\u961f\u5f53\u524d\u4efb\u52a1\u7684\u6280\u672f\u4ee5\u53ca\u6574\u5408\u591a\u4e2a\u6570\u636e\u6e90\u3002<\/p>\n\n<p>\u968f\u7740\u4fdd\u9669\u516c\u53f8\u83b7\u5f97\u65b0\u7684\u548c\u66f4\u5168\u9762\u7684\u6570\u636e\u6e90\uff0c\u4ed6\u4eec\u53ef\u4ee5\u4f9d\u9760\u9884\u6d4b\u5206\u6790\u7b49 AI \u5de5\u5177\u6765\u53d1\u73b0\u6a21\u5f0f\u5e76\u4e3a\u7279\u5b9a\u5ba2\u6237\u5efa\u8bae\u6700\u53ef\u80fd\u7684\u4e8b\u4ef6\u6216\u7ed3\u679c\u3002\n\u968f\u7740\u6280\u672f\u53d8\u5f97\u53f8\u7a7a\u89c1\u60ef\uff0c\u4fdd\u9669\u4e1a\u5c06\u80fd\u591f\u4e13\u6ce8\u4e8e\u6bcf\u4e2a\u5ba2\u6237\u7684\u7279\u5b9a\u98ce\u9669\u548c\u9700\u6c42\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/discussion-in-the-office-1024x683.jpg\" alt=\"&#x5546;&#x4EBA;&#x7AD9;&#x5728;&#x73BB;&#x7483;&#x7A97;&#x7684;&#x623F;&#x95F4;&#x91CC;&#x4E0E;&#x5973;&#x4EBA;&#x8BA8;&#x8BBA;&#x3002;\" class=\"wp-image-10173\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/discussion-in-the-office-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/discussion-in-the-office-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/discussion-in-the-office-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/discussion-in-the-office.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6765\u81ea\u65b0\u884c\u4e1a\u53c2\u4e0e\u8005\u7684\u72ec\u7279\u65b9\u6cd5<\/h2>\n\n<p>\u5173\u4e8e\u4fdd\u9669\u79d1\u6280\u98a0\u8986\u7684\u8ba8\u8bba\u5728 2010 \u5e74\u4ee3\u53d8\u5f97\u53f8\u7a7a\u89c1\u60ef\uff0c\u8fd9\u662f\u6709\u5145\u5206\u7406\u7531\u7684\uff1a\u73b0\u6709\u4fdd\u9669\u516c\u53f8\u53d1\u73b0\u81ea\u5df1\u9762\u4e34\u7740\u6765\u81ea\u4e13\u6ce8\u4e8e\u6280\u672f\u7684\u521d\u521b\u516c\u53f8\u7684\u6311\u6218\uff0c\u8fd9\u4e9b\u521d\u521b\u516c\u53f8\u6253\u7b97\u4ee5\u65b0\u7684\u65b9\u5f0f\u5904\u7406\u4fdd\u9669\u4e1a\u52a1\u3002\n\u5bf9\u4e8e\u4e00\u4e2a\u62e5\u6709\u51e0\u4e2a\u4e16\u7eaa\u4e00\u8d2f\u62a5\u9053\u65b9\u6cd5\u7684\u884c\u4e1a\u6765\u8bf4\uff0c\u65b0\u53c2\u4e0e\u8005\u7684\u6d8c\u5165\u4ee3\u8868\u7740\u5bf9\u73b0\u72b6\u7684\u91cd\u5927\u80cc\u79bb\u3002 <\/p>\n\n<p>\u5982\u4eca\uff0c\u8001\u724c\u4fdd\u9669\u516c\u53f8\u4e0e\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u7684\u5173\u7cfb\u53d8\u5f97\u66f4\u52a0\u5408\u4f5c\uff0c\u4f46\u8fd9\u5e76\u4e0d\u610f\u5473\u7740\u65b0\u53c2\u4e0e\u8005\u5df2\u7ecf\u5b8c\u6210\u4e86\u66f4\u6362\u4fdd\u9669\u3002\n\u968f\u7740\u7b2c\u4e00\u6279\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7ad9\u7a33\u811a\u8ddf\u5e76\u8bc1\u660e\u5176\u60f3\u6cd5\u7684\u4ef7\u503c\uff0c\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u4e5f\u53d7\u5230\u542f\u53d1\uff0c\u4ee5\u81ea\u5df1\u7684\u72ec\u7279\u65b9\u6cd5\u8ffd\u968f\u4ed6\u4eec\u7684\u811a\u6b65\u3002\n\u7a33\u6b65\u5f15\u5165\u91c7\u7528\u65b0\u65b9\u6cd5\u7684\u53c2\u4e0e\u8005\u53ef\u80fd\u4f1a\u6210\u4e3a\u65b0\u5e38\u6001\u3002  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