{"id":18878,"date":"2024-09-19T20:56:33","date_gmt":"2024-09-20T01:56:33","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%90%8e%e4%b8%ad%e6%96%ad%e4%bf%9d%e9%99%a9%e8%a1%8c%e4%b8%9a%e7%9a%84%e6%95%b0%e6%8d%ae%e5%88%86%e6%9e%90\/"},"modified":"2024-09-19T20:56:34","modified_gmt":"2024-09-20T01:56:34","slug":"%e5%90%8e%e4%b8%ad%e6%96%ad%e4%bf%9d%e9%99%a9%e8%a1%8c%e4%b8%9a%e7%9a%84%e6%95%b0%e6%8d%ae%e5%88%86%e6%9e%90","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%90%8e%e4%b8%ad%e6%96%ad%e4%bf%9d%e9%99%a9%e8%a1%8c%e4%b8%9a%e7%9a%84%e6%95%b0%e6%8d%ae%e5%88%86%e6%9e%90\/","title":{"rendered":"\u540e\u4e2d\u65ad\u4fdd\u9669\u884c\u4e1a\u7684\u6570\u636e\u5206\u6790"},"content":{"rendered":"\n<p>\u4fdd\u9669\u4e00\u76f4\u662f\u4e00\u9879\u6570\u636e\u9a71\u52a8\u578b\u4e1a\u52a1\u3002\n\u4fdd\u9669\u516c\u53f8\u5bf9\u76f8\u5173\u98ce\u9669\u7684\u4fe1\u606f\u8d8a\u591a\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u8d8a\u80fd\u51c6\u786e\u5730\u627f\u4fdd\u8be5\u98ce\u9669\u3002 <\/p>\n\n<p>\u8fc7\u53bb\uff0c\u4fdd\u9669\u516c\u53f8\u5bf9\u6570\u636e\u7684\u8bbf\u95ee\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d7\u5230\u4eba\u7c7b\u80fd\u529b\u7684\u9650\u5236\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u4e13\u5bb6\u5206\u6790\u548c\u7406\u89e3\u6570\u636e\u7684\u80fd\u529b\u6765\u4e86\u89e3\u548c\u627f\u4fdd\u98ce\u9669\u3002\n\u4f7f\u7528\u7684\u6570\u636e\u53d7\u5230\u5176\u4ed6\u4eba\u6536\u96c6\u548c\u8bb0\u5f55\u4fe1\u606f\u7684\u80fd\u529b\u7684\u9650\u5236\u3002  <\/p>\n\n<p>\u4eca\u5929\uff0c\u8fd9\u4e9b\u9650\u5236\u4ecd\u7136\u9002\u7528 \u2014 \u4f46\u4ee5\u4e00\u79cd\u65b0\u7684\u65b9\u5f0f\u3002\n\u6570\u5b57\u5316\u98a0\u8986\u4f7f\u521b\u5efa\u3001\u5b58\u50a8\u3001\u8bbf\u95ee\u548c\u5206\u6790\u5927\u91cf\u6570\u636e\u96c6\u6210\u4e3a\u53ef\u80fd\u3002\n\u5206\u6790\u53ef\u4ee5\u5728\u4e00\u4e2a\u77ac\u95f4\u8fdb\u884c\uff0c\u5e76\u5728\u4e0b\u4e00\u4e2a\u77ac\u95f4\u63d0\u4f9b\u7ed3\u679c\u3002  <\/p>\n\n<p>\u6570\u636e\u5206\u6790\u4e3a\u4fdd\u9669\u4e1a\u63d0\u4f9b\u4e86\u4e00\u4e2a\u4ee4\u4eba\u5174\u594b\u7684\u65b0\u4e16\u754c\u3002\n\u7136\u800c\uff0c\u8fd9\u4e2a\u65b0\u4e16\u754c\u4e5f\u5e26\u6765\u4e86\u6311\u6218\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u8fd9\u662f\u4e00\u4e2a\u6570\u636e\u9a71\u52a8\u7684\u4e16\u754c<\/h2>\n\n<p>\u4fe1\u606f\u4e00\u76f4\u5f88\u6709\u4ef7\u503c\u3002\n\u6709\u5173\u5929\u6c14\u4e8b\u4ef6\u7684\u6570\u636e\u53ef\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u66f4\u597d\u5730\u4e86\u89e3\u548c\u9884\u6d4b\u98ce\u9669\u3002\n\u6709\u5173\u5ba2\u6237\u884c\u4e3a\u7684\u4fe1\u606f\u53ef\u5e2e\u52a9\u96f6\u552e\u5546\u51b3\u5b9a\u662f\u5426\u8ba2\u8d2d\u3001\u4f55\u65f6\u8ba2\u8d2d\u3001\u8ba2\u8d2d\u591a\u5c11\u5e93\u5b58\u4ee5\u53ca\u5982\u4f55\u663e\u793a\u5e93\u5b58\u3002\n\u6d41\u901a\u65e5\u5fd7\u4e3a\u56fe\u4e66\u9986\u5458\u63d0\u4f9b\u4e86\u6709\u6548\u7ba1\u7406\u5a92\u4f53\u9986\u85cf\u6240\u9700\u7684\u4fe1\u606f\u3002   <\/p>\n\n<p>\u7136\u800c\uff0c\u8fd1\u5e74\u6765\u6570\u636e\u9a71\u52a8\u8bbe\u5907\u7684\u7206\u70b8\u5f0f\u589e\u957f\u4ee5\u6570\u636e\u7684\u5f62\u5f0f\u4ea7\u751f\u4e86\u81ea\u5df1\u7684\u5a74\u513f\u6f6e\u3002\n\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian\u3001Ari Libarikian \u548c Doug McElhaney<\/a> \u5199\u9053\uff0c\u5230 2025 \u5e74\uff0c\u9884\u8ba1\u5c06\u4f7f\u7528\u5927\u7ea6 1 \u4e07\u4ebf\u53f0\u4e92\u8054\u8bbe\u5907\uff0c\u4ece\u800c\u4ea7\u751f\u201c\u96ea\u5d29\u822c\u7684\u65b0\u6570\u636e\u201d\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u770b\u5230\u5899\u4e0a\u7684\uff08\u6570\u5b57\uff09\u6587\u5b57\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_ch\/insurance\/should-insurance-be-a-business-driven-by-data-and-analytics\" target=\"_blank\" rel=\"noreferrer noopener\">Corina Gruenenfelder \u548c Sabine Betz<\/a> \u5199\u9053\uff0c\u5728\u5b89\u6c38\u4fdd\u9669\u6570\u636e\u79d1\u5b66\u8c03\u67e5\u4e2d\uff0c\u6bcf\u4f4d\u53d7\u8bbf\u4fdd\u9669\u516c\u53f8\u90fd\u8868\u793a\uff0c\u6570\u636e\u5206\u6790\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u7684\u6301\u7eed\u6210\u529f\u975e\u5e38\u91cd\u8981\u3002\n\u7136\u800c\uff0c\u5e76\u975e\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u90fd\u5728\u9002\u5e94\u8fd9\u79cd\u6570\u5b57\u5316\u672a\u6765\u65b9\u9762\u53d6\u5f97\u4e86\u957f\u8db3\u7684\u8fdb\u6b65\u3002\n\u53ea\u6709 25% \u7684\u53d7\u8bbf\u8005\u5c06\u9ad8\u7ea7\u6570\u636e\u5206\u6790\u65b9\u6cd5\u7528\u4e8e\u5176\u6838\u5fc3\u4e1a\u52a1\u3002\n\u5176\u4ed6 75% \u7684\u53d7\u8bbf\u8005\u5e0c\u671b\u901a\u8fc7\u66f4\u597d\u5730\u4f7f\u7528\u6570\u5b57\u5206\u6790\u5de5\u5177\u6765\u6539\u8fdb\u548c\u6269\u5c55\u4ed6\u4eec\u73b0\u6709\u7684\u5206\u6790\u65b9\u6cd5\u3002    <\/p>\n\n<p>\u5927\u591a\u6570\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5f00\u59cb\u8fc7\u6e21\u5230\u5f3a\u5927\u7684\u6570\u5b57\u6570\u636e\u5206\u6790\uff0c\u4e13\u6ce8\u4e8e\u5c06\u5206\u6790\u5de5\u5177\u5e94\u7528\u4e8e\u4ed6\u4eec\u81ea\u5df1\u7684\u6570\u636e\u6536\u96c6\u3002\n\u4fdd\u9669\u516c\u53f8\u4e13\u6ce8\u4e8e\u4ece\u81ea\u5df1\u5b58\u50a8\u7684\u5ba2\u6237\u6570\u636e\u3001\u6709\u5173\u5176\u5185\u90e8\u6d41\u7a0b\u7684\u4fe1\u606f\u4ee5\u53ca\u4ece\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u90a3\u91cc\u6536\u96c6\u7684\u6570\u636e\u4e2d\u6536\u96c6\u89c1\u89e3\u3002\n\u7136\u800c\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u53ef\u4ee5\u4ece\u5916\u90e8\u6765\u6e90\uff08\u5305\u62ec\u516c\u5171\u6570\u636e\u96c6\u548c\u7b2c\u4e09\u65b9\u805a\u5408\u5668\uff09\u8bbf\u95ee\u5feb\u901f\u589e\u957f\u7684\u6570\u636e\u5e93\uff0c\u82cf\u9ece\u4e16\u4fdd\u9669\u516c\u53f8\u5546\u4e1a\u4fdd\u9669 UW \u96c6\u56e2\u8f6c\u578b\u8d1f\u8d23\u4eba <a href=\"https:\/\/www.commercialriskonline.com\/data-analytics-an-opportunity-to-rethink-risk-and-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kirill Pankradov<\/a> \u5199\u9053\u3002  <\/p>\n\n<p>\u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u5206\u6790\u8fd9\u4e9b\u6570\u636e\u4ee5\u83b7\u5f97\u89c1\u89e3\u548c\u6a21\u5f0f\u7684\u5de5\u5177\u5c06\u63d0\u4f9b\u4fdd\u9669\u516c\u53f8\u5386\u53f2\u4e0a\u65e0\u6cd5\u83b7\u5f97\u7684\u4fe1\u606f\uff0c\u8fd9\u5c06\u6df1\u523b\u6539\u53d8\u4fdd\u9669\u516c\u53f8\u627f\u4fdd\u98ce\u9669\u548c\u5206\u914d\u4fdd\u9669\u7684\u65b9\u5f0f\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"596\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-1024x596.jpg\" alt=\"\" class=\"wp-image-11319\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-1024x596.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-300x175.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-768x447.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5e94\u7528\u6570\u636e\u505a\u51fa\u66f4\u597d\u7684\u4fdd\u9669\u51b3\u7b56<\/h2>\n\n<p>\u5e94\u7528\u6570\u636e\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u6982\u5ff5\u5316\u3001\u5904\u7406\u548c\u89e3\u51b3\u65e7\u95ee\u9898\u7684\u65b0\u65b9\u6cd5\u3002\n\u5c3d\u7ba1\u5982\u6b64\uff0c\u6570\u636e\u5206\u6790\u672c\u8eab\u4e5f\u5e26\u6765\u4e86\u6311\u6218\u3002 <\/p>\n\n<p>\u66f4\u597d\u7684\u6570\u636e\u5206\u6790\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u7ba1\u7406\u6210\u672c\uff0c\u6155\u5c3c\u9ed1\u518d\u4fdd\u9669\u7f8e\u56fd\u6267\u884c\u526f\u603b\u88c1\u517c\u4e13\u4e1a\u9669\u79cd\u8d1f\u8d23\u4eba <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/data-analytics-and-technology-now-table-stakes-in-insurance-313613.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Brockett<\/a> \u8bf4\u3002\nBrockett \u6307\u51fa\uff0c\u501f\u52a9\u6b63\u786e\u7684\u5de5\u5177\uff0c\u4fdd\u9669\u4e1a\u201c\u53ef\u4ee5\u589e\u5f3a\u6211\u4eec\u7684\u5b9a\u4ef7\u3001\u627f\u4fdd\u4ee5\u53ca\u56f4\u7ed5\u7d22\u8d54\u548c\u5ba2\u6237\u7ec6\u5206\u7684\u5206\u6790\uff0c\u4ece\u800c\u63d0\u9ad8\u6211\u4eec\u7684\u76c8\u5229\u80fd\u529b\u5e76\u4e86\u89e3\u6211\u4eec\u7684\u98ce\u9669\u3002 <\/p>\n\n<p>\u627f\u4fdd\u548c\u5206\u9500\u4e3a\u4fdd\u9669\u6570\u636e\u5206\u6790\u63d0\u4f9b\u4e86\u80a5\u6c83\u7684\u571f\u58e4\u3002\n\u201c\u4f20\u7edf\u5b9e\u8df5\u7684\u7cbe\u7b97\u5b66\u4e0e\u6570\u636e\u5206\u6790\u6709\u8bb8\u591a\u76f8\u4f3c\u4e4b\u5904\uff0c\u201dEmeritus \u7684 <a href=\"https:\/\/emeritus.org\/blog\/data-science-ai-in-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Rachel Hastings<\/a> \u5199\u9053\u3002\n\u7cbe\u7b97\u5b66\u548c\u5f53\u4eca\u7684\u6570\u636e\u5206\u6790\u90fd\u4f9d\u8d56\u4e8e\u9ad8\u8d28\u91cf\u7684\u6570\u636e\u8f93\u5165\u624d\u80fd\u53d6\u5f97\u6210\u529f\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u6570\u636e\u5206\u6790\u7684\u6210\u529f\u5c06\u53d6\u51b3\u4e8e\u5982\u4f55\u7406\u89e3\u548c\u4f7f\u7528\u6570\u636e\u3002<\/p>\n\n<p>\u4e0d\u65ad\u53d8\u5316\u7684\u98ce\u9669\u6a21\u5f0f\u5df2\u7ecf\u5f00\u59cb\u4ea7\u751f\u4e24\u4e2a\u4e0d\u540c\u7684\u7c7b\u522b\uff1a\u66f4\u53ef\u8861\u91cf\u3001\u66f4\u9891\u7e41\u3001\u66f4\u4e0d\u4e25\u91cd\u7684\u98ce\u9669\u4e0e\u4e0d\u592a\u53ef\u8861\u91cf\u3001\u66f4\u4e0d\u9891\u7e41\u4f46\u66f4\u4e25\u91cd\u7684\u98ce\u9669\u3002\n\u4f8b\u5982\uff0c\u6625\u96e8\u671f\u95f4\u5730\u4e0b\u5ba4\u6e17\u6c34\u7684\u98ce\u9669\u5c5e\u4e8e\u7b2c\u4e00\u7c7b\uff0c\u800c\u540c\u4e00\u680b\u623f\u5b50\u7684\u6574\u4e2a\u5730\u4e0b\u5ba4\u88ab\u707e\u96be\u6027\u6d2a\u6c34\u51b2\u6bc1\u7684\u98ce\u9669\u5c5e\u4e8e\u7b2c\u4e8c\u7c7b\u3002 <\/p>\n\n<p>\u6570\u636e\u5206\u6790\u53ef\u4ee5\u89e3\u51b3\u8fd9\u4e24\u79cd\u7c7b\u578b\u7684\u98ce\u9669\uff0c\u5c3d\u7ba1\u5c06\u6570\u636e\u5e94\u7528\u4e8e\u6bcf\u79cd\u7c7b\u578b\u7684\u6311\u6218\u4e0d\u540c\uff0c <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/transforming-the-talent-model-in-the-insurance-industry\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u548c\u9ea6\u80af\u9521\u4fdd\u9669\u548c\u7ec4\u7ec7\u5b9e\u8df5\u7684\u5176\u4ed6\u6210\u5458\u5199\u9053\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u66f4\u53ef\u8861\u91cf\u548c\u66f4\u9891\u7e41\u7684\u98ce\u9669\u6d89\u53ca\u66f4\u591a\u7684\u6570\u636e\uff0c\u5c24\u5176\u662f\u5f53\u6d89\u53ca\u6765\u81ea\u667a\u80fd\u4f20\u611f\u5668\u548c\u7c7b\u4f3c\u8bbe\u5907\u7684\u5355\u4e2a\u5b9e\u65f6\u6570\u636e\u70b9\u65f6\u3002\n\u4fdd\u9669\u516c\u53f8\u5c06\u9700\u8981\u5de5\u5177\uff0c\u4f7f\u4ed6\u4eec\u80fd\u591f\u805a\u5408\u548c\u5408\u6210\u5927\u91cf\u6570\u636e\u96c6\uff0c\u5e76\u8ddf\u8e2a\u73b0\u6709\u6a21\u5f0f\uff0c\u4f5c\u4e3a\u9884\u6d4b\u5206\u6790\u7684\u57fa\u7840\u3002 <\/p>\n\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u4e0d\u592a\u53ef\u8861\u91cf\u548c\u9891\u7e41\u7684\u98ce\u9669\u4f34\u968f\u7740\u8f83\u5c0f\u7684\u6570\u636e\u96c6\uff0c\u4f46\u8fd9\u4e9b\u98ce\u9669\u7684\u5f3a\u5ea6\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u66f4\u5927\u7684\u9884\u6d4b\u548c\u5b9a\u4ef7\u538b\u529b\u3002\nCatlin \u7b49\u4eba\u89e3\u91ca\u8bf4\uff0c\u80fd\u591f\u53ef\u9760\u5730\u5bf9\u4e0d\u786e\u5b9a\u6027\u8fdb\u884c\u5efa\u6a21\u5e76\u63d0\u4f9b\u98ce\u9669\u8f6c\u79fb\u4e4b\u5916\u7684\u89e3\u51b3\u65b9\u6848\u5c06\u81f3\u5173\u91cd\u8981\u3002 <\/p>\n\n<p>\u6570\u636e\u4e3a\u5e94\u5bf9\u4fdd\u9669\u6311\u6218\u63d0\u4f9b\u4e86\u65b0\u7684\u65b9\u6cd5\u3002\n\u5b83\u751a\u81f3\u63d0\u4f9b\u4e86\u4e00\u79cd\u638c\u63e1\u5feb\u901f\u53d8\u5316\u7684\u98ce\u9669\u6a21\u5f0f\u7684\u65b9\u6cd5\u3002\n\u4e3a\u4e86\u6293\u4f4f\u8fd9\u4e9b\u673a\u4f1a\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u6df1\u601d\u719f\u8651\u5730\u4f7f\u7528\u4ed6\u4eec\u7684\u6570\u636e\u5de5\u5177\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-1024x683.jpg\" alt=\"\" class=\"wp-image-11309\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6570\u636e\u5206\u6790\u7684\u8d23\u4efb\u548c\u6311\u6218<\/h2>\n\n<p>\u201c\u6570\u636e\u548c\u5206\u6790\u80fd\u529b\u6b63\u5728\u6210\u4e3a\u6b27\u6d32\u548c\u5317\u7f8e\u8d22\u4ea7\u9669\u884c\u4e1a\u7684\u7b79\u7801\uff0c\u201d\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-data-and-analytics-are-redefining-excellence-in-p-and-c-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">Kia Javanmardian<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u5458\u5199\u9053\u3002\n\u901a\u8fc7\u6295\u8d44\u4e8e\u6570\u636e\u548c\u5206\u6790\uff0c\u7279\u522b\u662f\u4e3a\u4e86\u6539\u5584\u627f\u4fdd\uff0c\u4fdd\u9669\u516c\u53f8\u7684\u635f\u5931\u7387\u3001\u65b0\u4e1a\u52a1\u4fdd\u8d39\u548c\u81ea\u7559\u7387\u90fd\u6709\u6240\u589e\u52a0\u3002 <\/p>\n\n<p>\u968f\u7740\u9ad8\u7ea7\u6570\u636e\u5206\u6790\u5728\u4fdd\u9669\u9886\u57df\u53d8\u5f97\u53f8\u7a7a\u89c1\u60ef\uff0c\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance\/women-in-insurance-leading-voices-on-trends-affecting-insurers\/data-and-analytics-in-insurance-with-violet-chung\" target=\"_blank\" rel=\"noreferrer noopener\">Violet Chung<\/a> \u8868\u793a\uff0c\u5c06\u53d1\u751f\u4e09\u4e2a\u91cd\u5927\u8f6c\u53d8\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u9669\u8d39\u548c\u798f\u5229\u5c06\u6839\u636e\u5f53\u4e0b\u7684\u5ba2\u6237\u884c\u4e3a\u8fdb\u884c\u8c03\u6574\uff0c\u4f8b\u5982\u5373\u7528\u5373\u4ed8\u6c7d\u8f66\u4fdd\u9669\u3002<\/li>\n\n\n\n<li>\u98ce\u9669\u72b6\u51b5\u7684\u5de8\u53d8\u4ee5\u53ca\u83b7\u5f97\u6709\u5173\u8fd9\u4e9b\u98ce\u9669\u7684\u524d\u6240\u672a\u6709\u7684\u6570\u636e\uff0c\u5c06\u8981\u6c42\u4fdd\u9669\u516c\u53f8\u91cd\u65b0\u8003\u8651\u98ce\u9669\u548c\u76f8\u5173\u4fdd\u8d39\u3002<\/li>\n\n\n\n<li>\u5b9e\u65f6\u6570\u636e\u7684\u81ea\u52a8\u5206\u6790\u5c06\u4f7f\u4fdd\u9669\u516c\u53f8\u80fd\u591f\u81ea\u52a8\u627f\u4fdd\u66f4\u591a\u7c7b\u578b\u7684\u98ce\u9669\u3002<\/li>\n<\/ul>\n\n<p>\u8fd9\u4e9b\u53d8\u5316\u53cd\u8fc7\u6765\u5c06\u91cd\u5efa\u4fdd\u9669\u7684\u5176\u4ed6\u57fa\u672c\u9762\uff0c\u5305\u62ec\u5ba2\u6237\u5173\u7cfb\u548c\u4ee3\u7406\u4eba\u5728\u5206\u9500\u4e2d\u7684\u89d2\u8272\u3002\n\u4e3a\u4e86\u8ba9\u6570\u636e\u53d1\u6325\u4f5c\u7528\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u9762\u5bf9\u67d0\u4e9b\u6311\u6218\uff0c\u5e76\u627f\u62c5\u8fce\u63a5\u8fd9\u4e9b\u6311\u6218\u6240\u5e26\u6765\u7684\u8d23\u4efb\u3002 <\/p>\n\n<p>\u201c\u4e3a\u4e86\u6293\u4f4f\u8fd9\u4e9b\u673a\u4f1a\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u91cd\u5851\u4ed6\u4eec\u7684\u7ec4\u7ec7\u5e76\u8f6c\u53d8\u4e3a\u6570\u636e\u9a71\u52a8\u578b\u4f01\u4e1a\uff0c\u201d <a href=\"https:\/\/www.compact.nl\/articles\/the-growing-relevance-of-data-ethics-in-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Marck Timmermans<\/a> \u548c Compact Magazine \u7684\u7814\u7a76\u4eba\u5458\u5199\u9053\u3002\n\u6293\u4f4f\u65b0\u673a\u4f1a\u7684\u5174\u594b\u5fc5\u987b\u4e0e\u5b89\u5168\u9700\u6c42\u3001\u5bf9\u8fc7\u7a0b\u7684\u63a7\u5236\u548c\u793e\u4f1a\u671f\u671b\u7684\u610f\u8bc6\u76f8\u5e73\u8861\u3002 <\/p>\n\n<p>\u4f7f\u7528\u6570\u636e\u5206\u6790\u9762\u4e34\u7684\u5176\u4ed6\u6311\u6218\u5305\u62ec\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u7528\u6570\u636e\u96c6\u4e2d\u5b58\u5728\u6839\u6df1\u8482\u56fa\u7684\u504f\u5dee\uff0c\u5c24\u5176\u662f\u5728\u6570\u636e\u96c6\u6709\u9650\u7684\u60c5\u51b5\u4e0b\u3002<\/li>\n\n\n\n<li>\u4ece\u516c\u5171\u6570\u636e\u4e2d\u521b\u5efa\u4e0d\u5b8c\u6574\u6216\u5177\u6709\u8bef\u5bfc\u6027\u7684\u5ba2\u6237\u8d44\u6599\u3002<\/li>\n\n\n\n<li>\u7b97\u6cd5\u81ea\u4e3b\u51b3\u7b56\u5c06\u5bfc\u81f4\u4ee3\u4ef7\u9ad8\u6602\u7684\u9519\u8bef\u7684\u98ce\u9669\u3002<\/li>\n<\/ul>\n\n<p>\u5bf9\u4fdd\u9669\u6570\u636e\u5206\u6790\u7684\u9053\u5fb7\u62c5\u5fe7\u96c6\u4e2d\u5728\u6570\u636e\u4f7f\u7528\u5bf9\u4eba\u7c7b\u751f\u6d3b\u7684\u5f71\u54cd\u4e0a\u3002\n\u7136\u800c\uff0c\u9053\u5fb7\u5e76\u4e0d\u662f\u4fdd\u9669\u516c\u53f8\u5e94\u8be5\u8003\u8651\u5176\u6570\u636e\u5de5\u5177\u5982\u4f55\u4e0e\u4eba\u7c7b\u52aa\u529b\u4e92\u52a8\u7684\u552f\u4e00\u539f\u56e0\u3002 <\/p>\n\n<p>\u5c3d\u7ba1\u6700\u8fd1\u6280\u672f\u53d6\u5f97\u4e86\u8fdb\u6b65\uff0c\u4f46\u4fdd\u9669\u4e1a\u4ecd\u7136\u4e25\u91cd\u4f9d\u8d56\u5176\u4eba\u529b\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u6280\u80fd\u3002\n\u6570\u636e\u5206\u6790\u548c\u5176\u4ed6\u6280\u672f\u5de5\u5177\u53ef\u4ee5\u63d0\u9ad8\u4fdd\u9669\u4e13\u4e1a\u4eba\u58eb\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u6280\u80fd\uff0c\u4f46\u5b83\u4e0d\u80fd\u603b\u662f\u53d6\u4ee3\u5b83\u4eec\u3002\n\u5c06\u6570\u5b57\u5de5\u5177\u4e0e\u4eba\u7c7b\u4e13\u5bb6\u76f8\u7ed3\u5408\uff0c\u53ef\u4ee5\u53d1\u6325\u5404\u81ea\u7684\u6700\u4f73\u6f5c\u529b\uff0c\u4ece\u800c\u5728\u9762\u5bf9\u672a\u6765\u7684\u6570\u5b57\u6311\u6218\u65f6\u5b9e\u73b0\u8fdb\u4e00\u6b65\u589e\u957f\u548c\u66f4\u5f3a\u7684\u5f39\u6027\u3002  <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1askracht\/\u00a9123RF.com\u3001woodysphotos\/\u00a9123RF.com\u3001pavelvozmischev\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u9669\u4e00\u76f4\u662f\u4e00\u9879\u6570\u636e\u9a71\u52a8\u578b\u4e1a\u52a1\u3002 \u4fdd\u9669\u516c\u53f8\u5bf9\u76f8\u5173\u98ce\u9669\u7684\u4fe1\u606f\u8d8a\u591a\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u8d8a\u80fd\u51c6\u786e\u5730\u627f\u4fdd\u8be5\u98ce\u9669\u3002 \u8fc7\u53bb\uff0c\u4fdd\u9669\u516c\u53f8 [&hellip;]<\/p>\n","protected":false},"featured_media":11300,"template":"","insight-category":[],"class_list":["post-18878","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/18878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/11300"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=18878"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=18878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}