{"id":18741,"date":"2024-09-19T20:53:51","date_gmt":"2024-09-20T01:53:51","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%bd%93%e5%89%8d%e4%bf%9d%e9%99%a9%e8%b6%8b%e5%8a%bf%e5%92%8c%e6%9c%aa%e6%9d%a5%e5%b1%95%e6%9c%9b\/"},"modified":"2024-09-19T20:53:55","modified_gmt":"2024-09-20T01:53:55","slug":"%e5%bd%93%e5%89%8d%e4%bf%9d%e9%99%a9%e8%b6%8b%e5%8a%bf%e5%92%8c%e6%9c%aa%e6%9d%a5%e5%b1%95%e6%9c%9b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%bd%93%e5%89%8d%e4%bf%9d%e9%99%a9%e8%b6%8b%e5%8a%bf%e5%92%8c%e6%9c%aa%e6%9d%a5%e5%b1%95%e6%9c%9b\/","title":{"rendered":"\u5f53\u524d\u4fdd\u9669\u8d8b\u52bf\u548c\u672a\u6765\u5c55\u671b"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u3002\nAI \u548c\u6570\u636e\u667a\u80fd\u3002\n\u5ba2\u6237\u671f\u671b\u3002\n\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u3002   <\/p>\n\n<p>\u591a\u5e74\u6765\uff0c\u6240\u6709\u8fd9\u4e9b\u90fd\u662f\u4fdd\u9669\u4e1a\u7684\u70ed\u95e8\u8bdd\u9898\u3002\n\u5230 2021 \u5e74\u5e95\uff0c\u8fd9\u4e9b\u8bdd\u9898\u548c\u5176\u4ed6\u8bdd\u9898\u5c06\u6210\u4e3a\u6765\u5e74\u7684 <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/insurance-transform-2022\" target=\"_blank\" rel=\"noreferrer noopener\">\u5bf9\u8bdd\u7684\u4e3b\u5bfc<\/a> \u8bdd\u9898\u3002\n\u4f46\u8fd9\u4e9b\u9884\u6d4b\u6210\u529f\u4e86\u5417\uff1f  <\/p>\n\n<p>\u4ee5\u4e0b\u662f P&amp;C \u4fdd\u9669\u5728 2022 \u5e74\u4e0b\u534a\u5e74\u884c\u4e1a\u4e2d\u4e00\u4e9b\u6700\u5927\u8d8b\u52bf\u548c\u70ed\u95e8\u8bdd\u9898\u4e0a\u7684\u4f4d\u7f6e\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u9669<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u76ee\u524d\u53d7\u5230\u7684\u5173\u6ce8\u4f4e\u4e8e\u5176\u4ed6\u4fdd\u9669\u8d8b\u52bf\uff0c\u4f8b\u5982\u5ba2\u6237\u4e2a\u6027\u5316\u548c\u4eba\u5de5\u667a\u80fd\u7684\u4f7f\u7528\u3002\n\u7136\u800c\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u5e76\u6ca1\u6709\u56e0\u4e3a\u7f3a\u4e4f\u5bf9\u8bdd\u800c\u67af\u840e\u3002\n\u76f8\u53cd\uff0c\u5d4c\u5165\u5f0f\u548c\u9500\u552e\u70b9\u4fdd\u9669\u6b63\u5728\u84ec\u52c3\u53d1\u5c55\uff0c\u968f\u7740\u5b83\u4eec\u7684\u53d1\u5c55\uff0c\u5b83\u4eec\u5bf9\u4f20\u7edf\u7684\u4fdd\u9669\u5206\u9500\u6a21\u5f0f\u9020\u6210\u4e86\u8d8a\u6765\u8d8a\u6df1\u7684\u98a0\u8986\u3002  <\/p>\n\n<p>InsurTech \u4e3b\u7f16 <a href=\"https:\/\/insurtechdigital.com\/insurtech\/three-key-trends-for-insurtechs-driving-innovation-in-2022\" target=\"_blank\" rel=\"noreferrer noopener\">Joanna England<\/a> \u5199\u9053\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u8f6c\u5316\u7387\u76ee\u524d\u4e3a 10% \u5230 20%\uff0c\u800c\u4e8b\u540e\u8d2d\u4e70\u548c\u6295\u4fdd\uff08\u6216\u672a\u6295\u4fdd\uff09\u7684\u9879\u76ee\u4e3a 1% \u5230 3%\u3002<\/p>\n\n<p>\u8f6c\u5316\u7387\u7684\u663e\u8457\u5dee\u5f02\u53ef\u80fd\u5f52\u56e0\u4e8e\u8fd9\u6837\u4e00\u4e2a\u4e8b\u5b9e\uff1a\u5f53\u5ba2\u6237\u5728\u8d2d\u4e70\u539f\u59cb\u5546\u54c1\u7684\u540c\u4e00\u7b14\u4ea4\u6613\u4e2d\u53ef\u4ee5\u8f7b\u677e\u8d2d\u4e70\u4fdd\u9669\u65f6\uff0c\u4ed6\u4eec\u66f4\u6709\u53ef\u80fd\u8d2d\u4e70\u4fdd\u9669\u3002\n\u5f53\u5ba2\u6237\u5fc5\u987b\u5728\u4e8b\u540e\u5355\u72ec\u5bfb\u627e\u4fdd\u9669\u65f6\uff0c\u9664\u975e\u6709\u989d\u5916\u7684\u5f71\u54cd\uff0c\u4f8b\u5982\u5f3a\u5236\u8981\u6c42\u6c7d\u8f66\u4fdd\u9669\u7684\u5dde\u6cd5\u5f8b\u53d1\u6325\u4f5c\u7528\uff0c\u5426\u5219\u4ed6\u4eec\u4e0d\u592a\u53ef\u80fd\u8fd9\u6837\u505a\u3002 <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u662f\u4e00\u79cd\u5168\u7403\u73b0\u8c61\u3002\n\u4e00\u4efd <a href=\"https:\/\/www.researchandmarkets.com\/reports\/5547704\/africa-and-middle-east-embedded-insurance?utm_source=GNOM&amp;utm_medium=PressRelease&amp;utm_code=g8jkvr&amp;utm_campaign=1675575+-+Africa+%26+Middle+East+Embedded+Insurance+Market+Report+2022%3a+Market+is+Expected+to+Grow+by+40.2%25+to+Reach+%242%2c329.0+Million+in+2022+-+Forecast+to+2029&amp;utm_exec=chdo54prd\" target=\"_blank\" rel=\"noreferrer noopener\">\u62a5\u544a<\/a> \u4f30\u8ba1\uff0c\u4ec5\u5728 2022 \u5e74\uff0c\u975e\u6d32\u548c\u4e2d\u4e1c\u7684\u5d4c\u5165\u5f0f\u4fdd\u9669\u5c31\u9884\u8ba1\u5c06\u589e\u957f 40.2%\uff0c\u4ef7\u503c\u8d85\u8fc7 23 \u4ebf\u7f8e\u5143\u3002\n\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e3a\u6269\u5927\u5206\u9500\u8303\u56f4\u63d0\u4f9b\u4e86\u4e00\u79cd\u5f3a\u5927\u7684\u65b9\u6cd5\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-1024x684.jpg\" alt=\"\" class=\"wp-image-11465\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60<\/h2>\n\n<p>\u4eba\u5de5\u667a\u80fd\u7ee7\u7eed\u63a8\u52a8\u4fdd\u9669\u79d1\u6280\u7684\u52aa\u529b\u548c\u6295\u8d44\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_us\/insurance\/insurtech-trends-and-investment-landscape?WT.mc_id=10818312&amp;AA.tsrc=paidsearch&amp;gclid=CjwKCAjwzeqVBhAoEiwAOrEmzWok2RDGzvRekHB6SZAICBCDUO_dNlSrVcBppxFv2qOCFLAw9fOk4xoCZkwQAvD_BwE\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Spit<\/a> \u5199\u9053\uff0c\u62e5\u6709\u5f3a\u5927 AI \u80fd\u529b\u7684\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u4e5f\u5c55\u793a\u4e86\u4e00\u4e9b\u6700\u5f3a\u52b2\u7684\u6295\u8d44\u589e\u957f\u3002 <\/p>\n\n<p>\u968f\u7740\u4eba\u4eec\u5bf9 AI \u548c\u673a\u5668\u5b66\u4e60\u7684\u5174\u8da3\u4e0d\u65ad\u6269\u5927\uff0c\u4ed6\u4eec\u6539\u5584\u4fdd\u9669\u4e1a\u52a1\u7684\u80fd\u529b\u4e5f\u5728\u589e\u5f3a\u3002\n\u636e Excellarate \u5317\u7f8e\u4ea4\u4ed8\u526f\u603b\u88c1 <a href=\"https:\/\/www.insurancethoughtleadership.com\/going-digital\/insurance-industry-trends-2022\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Clark<\/a> \u79f0\uff0c\u8bb8\u591a\u4fdd\u9669\u9886\u5bfc\u8005\u73b0\u5728\u90fd\u5173\u6ce8 AI \u7684\u80fd\u529b\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u63d0\u9ad8\u627f\u4fdd\u6548\u7387\u3002<\/li>\n\n\n\n<li>\u6539\u8fdb\u7d22\u8d54\u548c\u6b3a\u8bc8\u4fdd\u62a4\u5de5\u4f5c\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u4e2a\u6027\u5316\u7684\u5ba2\u6237\u670d\u52a1\u3002<\/li>\n<\/ul>\n\n<p>\u201cAI \u901a\u8fc7\u4ece\u6839\u672c\u4e0a\u6539\u53d8\u4f60\u7684\u5de5\u4f5c\u65b9\u5f0f\u6765\u91ca\u653e\u5546\u4e1a\u4ef7\u503c\uff0c\u4ece\u5b9e\u73b0\u65b0\u7684\u4eba\u52a0\u673a\u5668\u5de5\u4f5c\u65b9\u5f0f\u548c\u66f4\u667a\u80fd\u7684\u7cfb\u7edf\uff0c\u5230\u521b\u9020\u65b0\u7684\u4ea7\u54c1\u548c\u670d\u52a1\uff0c\u201d\u57c3\u68ee\u54f2\u8463\u4e8b\u957f\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/fortune.com\/2021\/11\/09\/ai-artificial-intelligence-ceos-transformation-accenture-julie-sweet\/\" target=\"_blank\" rel=\"noreferrer noopener\">Julie Sweet<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u672a\u6765\u51e0\u5e74\uff0c\u5c06\u4eba\u7c7b\u52aa\u529b\u4e0e AI \u76f8\u7ed3\u5408\u4ecd\u5c06\u662f\u4fdd\u9669\u516c\u53f8\u7684\u4e3b\u8981\u5173\u6ce8\u70b9\u3002\n\u867d\u7136 AI \u53ef\u4ee5\u5e2e\u52a9\u4f18\u5316\u5206\u9500\u3001\u5206\u6790\u6570\u636e\u3001\u63d0\u4f9b\u5ba2\u6237\u4e2a\u6027\u5316\u548c\u5efa\u7acb\u5173\u7cfb\uff0c\u4f46\u4ec5\u9760 AI \u5e76\u4e0d\u80fd\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u5b9e\u73b0\u76ee\u6807\u6216\u4fdd\u6301\u7ade\u4e89\u529b\u3002 <\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c\u6ca1\u6709\u5b9e\u65f6\u670d\u52a1\u7684\u81ea\u52a9\u804a\u5929\u673a\u5668\u4eba\u53ef\u80fd\u4f1a\u5411\u5ba2\u6237\u4f20\u8fbe\u516c\u53f8\u4f18\u5148\u8003\u8651\u6210\u672c\u8282\u7ea6\u800c\u4e0d\u662f\u5e2e\u52a9\u7684\u4fe1\u606f\u3002\u8fd9\u5c31\u662f\u8054\u7edc\u4e2d\u5fc3\u4eba\u6027\u5316\u7684\u4e00\u9762\uff0c\u201c\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/xe\/en\/insights\/topics\/marketing-and-sales-operations\/global-marketing-trends\/2022\/end-to-end-customer-experience-ai.html\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Haas\u3001Ravouth Keuky \u548c Michelle McGuire Christian<\/a> \u5199\u9053\u3002\n\u5982\u679c\u4efb\u7531\u4eba\u5de5\u667a\u80fd\u81ea\u884c\u5176\u662f\uff0c\u53ef\u80fd\u4f1a\u9002\u5f97\u5176\u53cd;AI \u4e0e\u4eba\u7c7b\u7684\u52aa\u529b\u76f8\u7ed3\u5408\uff0c\u5c06\u7ee7\u7eed\u63a8\u52a8\u4fdd\u9669\u548c\u5176\u4ed6\u884c\u4e1a\u7684\u53d1\u5c55\u3002 <\/p>\n\n<p>\u4fdd\u9669\u4e00\u76f4\u4f9d\u8d56\u6570\u636e\u6765\u505a\u51fa\u51b3\u7b56\u3002\nAI \u8fd8\u63d0\u4f9b\u4e86\u91ca\u653e\u6570\u636e\u4ef7\u503c\u7684\u5f3a\u5927\u65b9\u6cd5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u6570\u636e\u667a\u80fd<\/h2>\n\n<p>\u4e91\u8ba1\u7b97\u4f7f\u6570\u636e\u66f4\u6613\u4e8e\u5b58\u50a8\u548c\u8bbf\u95ee\u3002\n\u4e86\u89e3\u8fd9\u4e9b\u6570\u636e\u63a8\u52a8\u4e86\u65b0\u5174\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u548c\u6210\u719f\u7684\u4fdd\u9669\u516c\u53f8\u5f00\u53d1\u66f4\u597d\u7684\u6570\u636e\u5206\u6790\u548c\u60c5\u62a5\u65b9\u6cd5\u3002\n\u4eba\u5de5\u667a\u80fd\u63d0\u4f9b\u4e86\u5206\u6790\u6570\u636e\u3001\u53d1\u73b0\u6a21\u5f0f\u548c\u8fdb\u884c\u9884\u6d4b\u7684\u65b9\u6cd5\u3002  <\/p>\n\n<p>\u4eba\u4eec\u5df2\u7ecf\u5bf9 AI \u6570\u636e\u5206\u6790\u80fd\u529b\u7684\u6f5c\u529b\u8fdb\u884c\u4e86\u5927\u91cf\u7814\u7a76\uff0c\u5305\u62ec\u8bb8\u591a\u542c\u8d77\u6765\u66f4\u50cf\u79d1\u5e7b\u5c0f\u8bf4\u800c\u4e0d\u662f\u65e5\u5e38\u73b0\u5b9e\u7684\u4e1c\u897f\u3002<\/p>\n\n<p>\u201c\u8fd0\u8425\u5546\u73b0\u5728\u9762\u4e34\u7684\u9009\u62e9\u5e76\u4e0d\u662f\u5e94\u8be5\u7531\u4eba\u8fd8\u662f\u673a\u5668\u6765\u627f\u62c5\u98ce\u9669\u7684\u4e8c\u5143\u51b3\u5b9a\u3002\u76f8\u53cd\uff0c\u8fd9\u662f\u4e00\u4e2a\u5982\u4f55\u6700\u597d\u5730\u5229\u7528\u673a\u5668\u6765\u5e2e\u52a9\u4eba\u5de5\u627f\u4fdd\u4eba\u66f4\u4e00\u81f4\u5730\u505a\u51fa\u6709\u5229\u53ef\u56fe\u7684\u627f\u4fdd\u51b3\u7b56\u7684\u95ee\u9898\uff0c\u201c\u57c3\u68ee\u54f2\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/the-future-of-underwriting-part-3-enabled-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Reilly<\/a> \u5199\u9053\u3002\n\u4e3a\u4e86\u6709\u6548\u5730\u5229\u7528\u6280\u672f\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u66f4\u6709\u6548\u5730\u5206\u6790\u6570\u636e\u5e76\u7acb\u5373\u6839\u636e\u6570\u636e\u667a\u80fd\u91c7\u53d6\u884c\u52a8\u3002 <\/p>\n\n<p>\u8fd9\u79cd\u5bf9\u5c16\u7aef\u6570\u636e\u667a\u80fd\u7684\u9700\u6c42\u4e0e\u4fdd\u9669\u4e1a\u5f53\u524d\u7684\u6bcf\u4e00\u4e2a\u95ee\u9898\u90fd\u4ea4\u7ec7\u5728\u4e00\u8d77\u3002\n\u8981\u5728\u5d4c\u5165\u5f0f\u4fdd\u9669\u9886\u57df\u83b7\u5f97\u5e02\u573a\u4efd\u989d\uff0c\u9700\u8981\u6e05\u695a\u5730\u4e86\u89e3\u5d4c\u5165\u5f0f\u4fdd\u5355\u53ef\u4ee5\u8986\u76d6\u54ea\u4e9b\u98ce\u9669\u4ee5\u53ca\u5982\u4f55\u8986\u76d6\u3002\n\u5efa\u7acb\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u9700\u8981\u4e0e\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u534f\u8c03\u6570\u636e\u667a\u80fd\u3002\n\u4eba\u5de5\u667a\u80fd\u63a8\u52a8\u6570\u636e\u5206\u6790\u3002\n\u53ef\u9760\u7684\u6570\u636e\u5206\u6790\u63d0\u4f9b\u4e86\u5ba2\u6237\u73b0\u5728\u6240\u9700\u7684\u4e2a\u6027\u5316\u3002    <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-1024x576.jpg\" alt=\"\" class=\"wp-image-11455\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-1024x576.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-300x169.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-768x432.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u671f\u671b<\/h2>\n\n<p>\u5ba2\u6237\u4e2a\u6027\u5316\u201c\u662f\u6bcf\u4e2a\u7269\u7406\u548c\u865a\u62df\u63a5\u89e6\u70b9\u7684\u8bbe\u8ba1\u76ee\u6807\uff0c\u5e76\u4e14\u8d8a\u6765\u8d8a\u591a\u5730\u7531 AI \u63d0\u4f9b\u652f\u6301\uff0c\u201d <a href=\"https:\/\/hbr.org\/2022\/03\/customer-experience-in-the-age-of-ai\" target=\"_blank\" rel=\"noreferrer noopener\">David C. Edelman \u548c Mark Abraham<\/a> \u5728\u300a\u54c8\u4f5b\u5546\u4e1a\u8bc4\u8bba\u300b\u4e0a\u5199\u9053\u3002\nAI \u548c\u6570\u636e\u5206\u6790\u5728\u6ee1\u8db3\u5ba2\u6237\u5feb\u901f\u53d8\u5316\u7684\u671f\u671b\u65b9\u9762\u53d1\u6325\u7740\u5173\u952e\u4f5c\u7528\u3002 <\/p>\n\n<p>\u7531\u4e8e\u5ba2\u6237\u671f\u671b\u53d7\u6280\u672f\u5f71\u54cd\uff0c\u56e0\u6b64\u8fd9\u4e9b\u671f\u671b\u4e5f\u5f71\u54cd\u4fdd\u9669\u516c\u53f8\u7684\u6280\u672f\u9009\u62e9\u548c\u5b9e\u65bd\u3002\n\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/xe\/en\/insights\/industry\/financial-services\/financial-services-industry-outlooks\/insurance-industry-outlook.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Shaw<\/a> \u5199\u9053\uff0c\u901a\u8fc7\u81ea\u52a8\u5316\u7b80\u5316\u65e5\u5e38\u5de5\u4f5c\uff0c\u5e76\u4f7f\u7528\u652f\u6301 AI \u7684\u5de5\u5177\u63d0\u4f9b\u5b9a\u5236\u670d\u52a1\uff0c\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u4e24\u79cd\u65b9\u5f0f\uff0c\u53ef\u4ee5\u901a\u8fc7\u6ee1\u8db3\u5ba2\u6237\u671f\u671b\u6765\u6539\u5584\u5ba2\u6237\u4f53\u9a8c\u3002 <\/p>\n\n<p>\u5ba2\u6237\u5f3a\u70c8\u671f\u671b\u7684\u4e00\u4ef6\u4e8b\u662f\u4e2a\u6027\u5316\u3002\n\u4e2a\u6027\u5316\u63a8\u8350\u5df2\u6210\u4e3a\u8bb8\u591a\u5ba2\u6237\uff08\u5c24\u5176\u662f\u5e74\u8f7b\u4eba\uff09\u505a\u51fa\u51b3\u7b56\u7684\u5173\u952e\u3002\n\u201c\u867d\u7136\u6bcf\u4e2a\u5e74\u9f84\u6bb5\u7684\u4eba\u90fd\u5bf9\u5e2e\u52a9\u4ed6\u4eec\u505a\u51fa\u66f4\u5b89\u5168\u3001\u66f4\u5065\u5eb7\u3001\u66f4\u53ef\u6301\u7eed\u7684\u9009\u62e9\u7684\u6570\u5b57\u4ea7\u54c1\u8d8a\u6765\u8d8a\u611f\u5174\u8da3\uff0c\u4f46\u8d8a\u6765\u8d8a\u591a\u7684 34 \u5c81\u53ca\u4ee5\u4e0b\u7684\u6d88\u8d39\u8005\u8868\u793a\u4ed6\u4eec\u5e0c\u671b\u83b7\u5f97\u8fd9\u79cd\u5e2e\u52a9\uff0c\u201d\u57c3\u68ee\u54f2\u9ad8\u7ea7\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/data-driven-re-invention-makes-insurance-more-personal\" target=\"_blank\" rel=\"noreferrer noopener\">Kenneth Saldhana<\/a> \u5199\u9053\u3002  <\/p>\n\n<p>\u8fdb\u5165\u4e2a\u6027\u5316\u9886\u57df\u7684\u7ade\u4e89\u4e4d\u4e00\u770b\u4f3c\u4e4e\u4ee4\u4eba\u56f0\u60d1\u3002\n\u51e0\u4e2a\u4e16\u7eaa\u4ee5\u6765\uff0c\u4fdd\u9669\u4e1a\u4e00\u76f4\u4e13\u6ce8\u4e8e\u96c6\u56e2\u5c42\u9762\u7684\u4e2a\u6027\u5316\u3002\n\u4fdd\u9669\u516c\u53f8\u957f\u671f\u4ee5\u6765\u4e00\u76f4\u4f7f\u7528\u6570\u636e\u6765\u8bc6\u522b\u5177\u6709\u7279\u5b9a\u98ce\u9669\u7279\u5f81\u7684\u7fa4\u4f53\u3002  <\/p>\n\n<p>\u786e\u5b9a\u7fa4\u4f53\u540e\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u4f1a\u4e3a\u8fd9\u4e9b\u7fa4\u4f53\u521b\u5efa\u4ea7\u54c1\u5e76\u5b9a\u4ef7\u98ce\u9669\u3002\n\u51ef\u6377\u526f\u603b\u88c1\u517c\u5168\u7403\u4eba\u5bff\u548c\u5e74\u91d1\u884c\u4e1a\u8d1f\u8d23\u4eba <a href=\"https:\/\/www.dataart.com\/en\/blog\/how-insurance-companies-can-adopt-personalization-in-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Samantha Chow<\/a> \u6307\u51fa\uff0c\u4fdd\u9669\u516c\u53f8\u8fd8\u6839\u636e\u5bf9\u7279\u5b9a\u7fa4\u4f53\u6700\u5177\u5438\u5f15\u529b\u7684\u7279\u70b9\u6765\u8425\u9500\u8fd9\u4e9b\u4ea7\u54c1\u3002 <\/p>\n\n<p>\u5ba2\u6237\u4e0d\u518d\u671f\u671b\u4e0e\u5e74\u9f84\u3001\u804c\u4e1a\u9886\u57df\u3001\u793e\u533a\u6216\u5176\u4ed6\u7279\u5f81\u76f8\u4f3c\u7684\u5176\u4ed6\u4eba\u5206\u7ec4\u3002\n\u5982\u4eca\uff0c\u5ba2\u6237\u5e0c\u671b\u4ea7\u54c1\u5728\u4e2a\u4eba\u5c42\u9762\u4e0a\u5b9e\u73b0\u4e2a\u6027\u5316\u3002\n\u6bcf\u4e2a\u5ba2\u6237\u90fd\u5e0c\u671b\u770b\u5230\u9002\u5408\u4ed6\u4eec\u7684\u4fe1\u606f\u548c\u4ea7\u54c1\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u50cf\u4ed6\u4eec\u8fd9\u6837\u7684\u4eba\u3002  <\/p>\n\n<p>\u5728\u8fd9\u65b9\u9762\uff0c\u4eba\u5de5\u667a\u80fd\u3001\u6570\u636e\u5206\u6790\u548c\u5d4c\u5165\u5f0f\u4fdd\u9669\u53ef\u4ee5\u53d1\u6325\u4f5c\u7528\u3002\n\u6bcf\u4e2a\u90fd\u63d0\u4f9b\u4e86\u4e86\u89e3\u4e2a\u4eba\u5ba2\u6237\u548c\u9884\u6d4b\u5176\u9700\u6c42\u7684\u5de5\u5177\u3002\n\u5f53\u4e0e\u4ee3\u7406\u548c\u7ecf\u7eaa\u4eba\u4e13\u4e1a\u77e5\u8bc6\u76f8\u7ed3\u5408\u65f6\uff0c\u8fd9\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u6bcf\u4e2a\u5ba2\u6237\u83b7\u5f97\u4e00\u5bf9\u4e00\u7684\u5173\u6ce8\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4f19\u4f34\u5173\u7cfb\u548c\u751f\u6001\u7cfb\u7edf<\/h2>\n\n<p>\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u4e0e\u975e\u4fdd\u9669\u516c\u53f8\u4f01\u4e1a\u5408\u4f5c\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u66f4\u52a0\u4e2a\u6027\u5316\u7684\u670d\u52a1\uff0c\u5e76\u6536\u96c6\u6709\u5173\u5ba2\u6237\u884c\u4e3a\u7684\u66f4\u5b8c\u6574\u6570\u636e\u3002<\/p>\n\n<p>\u4e0e\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e00\u6837\uff0c\u751f\u6001\u7cfb\u7edf\u548c\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u53d7\u5230\u7684\u5173\u6ce8\u4f4e\u4e8e AI\u3001\u6570\u636e\u667a\u80fd\u548c\u5ba2\u6237\u4e2a\u6027\u5316\u3002\n\u4f46\u662f\uff0c\u751f\u6001\u7cfb\u7edf\u548c\u4f19\u4f34\u5173\u7cfb\u9a71\u52a8\u6216\u53d7\u8fd9\u4e9b\u66f4\u53d7\u6b22\u8fce\u7684\u56e0\u7d20\u9a71\u52a8\u3002 <\/p>\n\n<p>\u4e0e\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e00\u6837\uff0c\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u7ee7\u7eed\u84ec\u52c3\u53d1\u5c55\u3002\n\u9ea6\u80af\u9521\u7684 <a href=\"https:\/\/www.mckinsey.com\/business-functions\/mckinsey-digital\/our-insights\/how-do-companies-create-value-from-digital-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Miklos Dietz\u3001Hamza Khan \u548c Istvan Rab<\/a> \u8868\u793a\uff0c\u5230 2025 \u5e74\uff0c\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u53ef\u4ee5\u63a7\u5236\u591a\u8fbe 60 \u4e07\u4ebf\u7f8e\u5143\u7684\u6536\u5165\u3002 <\/p>\n\n<p>\u5728\u53e6\u4e00\u4e2a\u80cc\u666f\u4e0b\uff0c\u4fdd\u9669\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u4e5f\u5728\u589e\u52a0\uff1a\u5e76\u8d2d\u3002\n\u5728 2022 \u5e74\u4e0a\u534a\u5e74\u7ecf\u5386\u4e86\u4e00\u4e9b\u72b9\u8c6b\u4e4b\u540e\uff0c\u4fdd\u9669\u5e76\u8d2d\u4ea4\u6613\u518d\u6b21\u6269\u5927\u3002\n\u201c\u6211\u4eec\u9884\u8ba1\u4e0b\u534a\u5e74\u7684\u4ea4\u6613\u6d3b\u52a8\u5c06\u589e\u52a0\uff0c\u56e0\u4e3a\u652f\u6301\u5e73\u53f0\u5bf9\u8be5\u884c\u4e1a\u7684 [private equity] \u6d53\u539a\u5174\u8da3\uff0c\u201d\u666e\u534e\u6c38\u9053\u7f8e\u56fd\u4fdd\u9669\u4ea4\u6613\u884c\u4e1a\u8d1f\u8d23\u4eba <a href=\"https:\/\/www.pwc.com\/us\/en\/industries\/financial-services\/library\/insurance-deals-outlook.html\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Friedman<\/a> \u8868\u793a\u3002  <\/p>\n\n<p>\u9884\u6d4b\u4fdd\u9669\u7684\u672a\u6765\u4ece\u6765\u90fd\u4e0d\u662f\u4e00\u4ef6\u5bb9\u6613\u7684\u4e8b\u3002\n\u5c3d\u7ba1\u5982\u6b64\uff0c\u5206\u6790\u8be5\u884c\u4e1a\u7684\u73b0\u72b6\u53ca\u5176\u53d1\u5c55\u60c5\u51b5\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/insurtech-in-2021-and-2022\" target=\"_blank\" rel=\"noreferrer noopener\">\u89c4\u5212\u524d\u8fdb\u7684\u9053\u8def<\/a>\u3002\n\u6280\u672f\u5c06\u7ee7\u7eed\u5851\u9020\u4fdd\u9669\u7684\u5173\u952e\u8981\u7d20\uff0c\u5305\u62ec\u5206\u9500\u3001\u4e1a\u52a1\u5173\u7cfb\u548c\u5ba2\u6237\u9700\u6c42\u3002\n\u4e86\u89e3\u8fd9\u4e9b\u8d8b\u52bf\u53d1\u5c55\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u66f4\u8f7b\u677e\u5730\u5c06\u5176\u8f68\u8ff9\u6574\u5408\u5230\u4e1a\u52a1\u7684\u6838\u5fc3\u76ee\u6807\u548c\u5de5\u4f5c\u6d41\u7a0b\u4e2d\u3002   <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1a romankosolapov\/\u00a9123RF.com\uff0c lacustrine\/\u00a9123RF.com\uff0c fizkes\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u3002 AI \u548c\u6570\u636e\u667a\u80fd\u3002 \u5ba2\u6237\u671f\u671b\u3002 \u6570\u5b57\u751f\u6001\u7cfb\u7edf\u3002 \u591a\u5e74\u6765\uff0c\u6240\u6709\u8fd9\u4e9b\u90fd\u662f\u4fdd\u9669\u4e1a\u7684\u70ed\u95e8\u8bdd\u9898\u3002 \u5230 20 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18741","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/18741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=18741"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=18741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}