{"id":18670,"date":"2024-09-19T20:52:56","date_gmt":"2024-09-20T01:52:56","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%99%a9%ef%bc%9a%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9a%84%e6%96%b0%e5%b8%b8%e6%80%81\/"},"modified":"2024-09-19T20:52:58","modified_gmt":"2024-09-20T01:52:58","slug":"%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%99%a9%ef%bc%9a%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9a%84%e6%96%b0%e5%b8%b8%e6%80%81","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%99%a9%ef%bc%9a%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9a%84%e6%96%b0%e5%b8%b8%e6%80%81\/","title":{"rendered":"\u5d4c\u5165\u5f0f\u4fdd\u9669\uff1a\u6c7d\u8f66\u4fdd\u9669\u7684\u65b0\u5e38\u6001"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u6700\u521d\u4e13\u6ce8\u4e8e\u6613\u4e8e\u5b9a\u4e49\u3001\u6613\u4e8e\u627f\u4fdd\u7684\u98ce\u9669\u3002\n\u968f\u7740\u6570\u636e\u5206\u6790\u3001\u4eba\u5de5\u667a\u80fd\u548c\u81ea\u52a8\u5316\u89e3\u9501\u4e86\u65b0\u7684\u627f\u4fdd\u80fd\u529b\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u6b63\u5728\u6269\u5c55\u5230\u5305\u62ec\u66f4\u590d\u6742\u7684\u98ce\u9669\u3002 <\/p>\n\n<p>\u5176\u4e2d\u6700\u4e3b\u8981\u7684\u662f <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/tesla-insurance-embedded\" target=\"_blank\" rel=\"noreferrer noopener\">\u8f66\u8f86\u5d4c\u5165\u5f0f\u4fdd\u9669<\/a>\u3002\n\u51e0\u4e4e\u7f8e\u56fd\u6bcf\u4e2a\u5dde\u90fd\u8981\u6c42\u67d0\u79cd\u5f62\u5f0f\u7684\u4fdd\u9669\u6216\u4fdd\u62a4\u6765\u89e3\u51b3\u8f66\u7978\u8d39\u7528\uff0c\u800c\u6c7d\u8f66\u4fdd\u9669\u662f\u8fc4\u4eca\u4e3a\u6b62\u6700\u53d7\u6b22\u8fce\u7684\u9009\u62e9\u3002\n\u901a\u8fc7\u5c06\u4fdd\u9669\u5d4c\u5165\u5230\u8f66\u8f86\u7684\u8d2d\u4e70\u4ef7\u683c\u4e2d\u6216\u5c06\u5176\u4f5c\u4e3a\u9500\u552e\u70b9\u7684\u53ef\u7528\u9644\u52a0\u7ec4\u4ef6\uff0c\u4fdd\u9669\u516c\u53f8\u548c\u6c7d\u8f66\u7ecf\u9500\u5546\u53ef\u4ee5\u63d0\u4f9b\u66f4\u597d\u7684\u5ba2\u6237\u670d\u52a1\u5e76\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5173\u7cfb\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u6b63\u5728\u589e\u957f<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u5e76\u4e0d\u662f\u4e00\u4e2a\u65b0\u60f3\u6cd5\u3002\n\u4f8b\u5982\uff0c\u51e0\u5341\u5e74\u6765\uff0c\u79df\u8f66\u5ba2\u6237\u4e00\u76f4\u53ef\u4ee5\u4f7f\u7528\u9500\u552e\u70b9\u4fdd\u9669\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u591a\u5e74\u6765\uff0c\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u5e76\u6ca1\u6709\u8fdc\u8fdc\u8d85\u51fa\u79df\u8f66\u67dc\u53f0\u3002\n\u627f\u4fdd\u4e0e\u79df\u8f66\u4f7f\u7528\u76f8\u5173\u7684\u98ce\u9669\u662f\u6709\u9650\u4e14\u53ef\u9884\u6d4b\u7684\uff0c\u6bd4\u627f\u4fdd\u4e0e\u5bb6\u5ead\u3001\u5bb6\u5ead\u6216\u5546\u52a1\u8f66\u8f86\u76f8\u5173\u7684\u98ce\u9669\u66f4\u7b80\u5355\uff0c\u8fd9\u4e9b\u8f66\u8f86\u53ef\u80fd\u5728\u65e5\u5e38\u4f7f\u7528\u5341\u5e74\u6216\u66f4\u957f\u65f6\u95f4\u5185\u5e76\u7528\u4e8e\u5404\u79cd\u76ee\u7684\u3002 <\/p>\n\n<p>\u7ba1\u7406\u54a8\u8be2\u516c\u53f8 Guidehouse Insights \u7684\u9996\u5e2d\u7814\u7a76\u5206\u6790\u5e08 <a href=\"https:\/\/www.forbes.com\/sites\/guidehouse\/2020\/12\/04\/automakers-move-into-the-insurance-business-thanks-to-connectivity\/?sh=4f9726311a88\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Abuelsamid<\/a> \u5199\u9053\uff0c\u6269\u5c55\u7684\u8fde\u63a5\u548c\u6539\u8fdb\u7684\u6570\u636e\u5206\u6790\u65b9\u6cd5\u4f7f\u5d4c\u5165\u5f0f\u4fdd\u9669\u6210\u4e3a\u65e5\u5e38\u8d2d\u8f66\u8005\u7684\u9009\u62e9\u3002\n\u5982\u4eca\uff0c\u8bb8\u591a\u6c7d\u8f66\u5236\u9020\u5546\u6b63\u5728\u63a2\u7d22\u5c06\u4fdd\u9669\u8303\u56f4\u7eb3\u5165\u4ed6\u4eec\u63d0\u4f9b\u7684\u65b0\u8f66\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p>\u65b0\u51a0\u75ab\u60c5\u4fc3\u4f7f\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u4ee5\u53ca\u6c7d\u8f66\u5236\u9020\u5546\u6839\u636e\u5ba2\u6237\u7684\u8d2d\u4e70\u4e60\u60ef\u548c\u4fdd\u9669\u9700\u6c42\u91cd\u65b0\u8003\u8651\u6c7d\u8f66\u4fdd\u9669\u3002\n\u201c\u968f\u7740\u5ba2\u6237\u5c06\u4ed6\u4eec\u7684\u79fb\u52a8\u8bbe\u5907\u7528\u4f5c\u4ed6\u4eec\u7684\u4e2a\u4eba\u8d2d\u7269\u5546\u573a\uff0c\u8fd0\u8425\u5546\u8ba4\u8bc6\u5230\u9700\u8981\u4ee5\u6570\u5b57\u65b9\u5f0f\u5206\u9500\u4ed6\u4eec\u7684\u4ea7\u54c1\uff0c\u4ee5\u4fbf\u5728\u7ade\u4e89\u4e2d\u4fdd\u6301\u9886\u5148\u5730\u4f4d\uff0c\u201d\u7d22\u8d54\u5904\u7406\u5e73\u53f0 One Inc. \u7684\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6218\u7565\u5b98 <a href=\"https:\/\/www.dig-in.com\/opinion\/how-embedded-insurance-is-transforming-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Christopher Ewing<\/a> \u5199\u9053\u3002\n\u4e00\u79cd\u65b9\u6cd5\u662f\u901a\u8fc7\u5728\u5ba2\u6237\u8003\u8651\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u7684\u65f6\u95f4\u548c\u5730\u70b9\u63d0\u4f9b\u6c7d\u8f66\u4fdd\u9669\u6765\u7b80\u5316\u6c7d\u8f66\u4fdd\u9669\u3002  <\/p>\n\n<p>\u6280\u672f\u4e13\u5bb6 <a href=\"https:\/\/bill-malloy.com\/embedded-insurance-from-reliable-brands-offers-consumers-peace-of-mind\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bill Malloy<\/a> \u5199\u9053\uff0c\u5230 2023 \u5e74\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u5e02\u573a\u9884\u8ba1\u5c06\u8fbe\u5230 3 \u4e07\u4ebf\u7f8e\u5143\u3002\n\u8be5\u503c\u7684\u5f88\u5927\u4e00\u90e8\u5206\u53ef\u80fd\u6765\u81ea\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u3002\n\u4fdd\u9669\u516c\u53f8\u6709\u673a\u4f1a\u6269\u5c55\u5176\u6280\u672f\u80fd\u529b\u5e76\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6237\u5173\u7cfb\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-1024x768.jpg\" alt=\"\" class=\"wp-image-11269\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-1024x768.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-300x225.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-768x576.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8fd0\u8425\u5546\u5982\u4f55\u4e3a\u6210\u529f\u505a\u597d\u51c6\u5907<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u4e5f\u8981\u6c42\u4fdd\u9669\u516c\u53f8\u5efa\u7acb\u4e00\u79cd\u65b0\u578b\u7684\u5173\u7cfb\uff1a\u4fdd\u9669\u548c\u6c7d\u8f66\u884c\u4e1a\u4e4b\u95f4\u7684\u8054\u7cfb\u3002<\/p>\n\n<p>\u8d22\u4ea7\u548c\u610f\u5916\u9669\u4fdd\u9669\u516c\u53f8\u62e5\u6709\u4e16\u754c\u4e0a\u6700\u6df1\u539a\u7684\u5173\u4e8e\u9a7e\u9a76\u5458\u884c\u4e3a\u548c\u5728\u5404\u79cd\u6761\u4ef6\u4e0b\u64cd\u4f5c\u5404\u79cd\u673a\u52a8\u8f66\u8f86\u76f8\u5173\u98ce\u9669\u7684\u77e5\u8bc6\u3002\n\u7136\u800c\uff0c\u6c7d\u8f66\u5236\u9020\u5546\u5728\u5ba2\u6237\u5bfb\u627e\u4ec0\u4e48\u3001\u5ba2\u6237\u5982\u4f55\u5bfb\u627e\u65b0\u8f66\u4fe1\u606f\u4ee5\u53ca\u5ba2\u6237\u6700\u7ec8\u8d2d\u4e70\u54ea\u4e9b\u6c7d\u8f66\u65b9\u9762\u662f\u4e13\u5bb6\u3002 <\/p>\n\n<p>\u901a\u8fc7\u8054\u624b\uff0c\u4fdd\u9669\u516c\u53f8\u548c\u6c7d\u8f66\u5236\u9020\u5546\u6709\u673a\u4f1a\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u7ed3\u5408\u6570\u636e\u4ee5\u8fdb\u884c\u66f4\u597d\u7684\u5206\u6790\uff0c\u5e76\u66f4\u6df1\u5165\u5730\u4e86\u89e3\u5ba2\u6237\u4e0e\u6c7d\u8f66\u7684\u5173\u7cfb &#8211; \u4ece\u5bfb\u627e\u65b0\u8f66\u5230\u6bcf\u5929\u9a7e\u9a76\u6c7d\u8f66\u3002<\/li>\n\n\n\n<li>\u5f53\u5ba2\u6237\u8d2d\u4e70\u8f66\u8f86\u65f6\u5305\u542b\u4fdd\u9669\uff0c\u8ba9\u5ba2\u6237\u66f4\u52a0\u5b89\u5fc3\u3001\u4fdd\u62a4\u548c <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/embedded-insurance-benefits\" target=\"_blank\" rel=\"noreferrer noopener\">\u589e\u503c<\/a> \u3002<\/li>\n\n\n\n<li>\u5efa\u7acb\u5176\u4ed6\u5173\u7cfb\uff0c\u4f8b\u5982\u4e0e\u673a\u68b0\u548c\u5176\u4ed6\u76f8\u5173\u884c\u4e1a\u7684\u4e1a\u52a1\u8054\u7cfb\uff0c\u4ece\u800c\u8fdb\u4e00\u6b65\u63d0\u4f9b\u4ef7\u503c\u5e76\u52a0\u6df1\u5ba2\u6237\u5fe0\u8bda\u5ea6\u3002<\/li>\n<\/ul>\n\n<p>\u4e3a\u4e86\u5728\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e2d\u5efa\u7acb\u7262\u56fa\u7684\u5173\u7cfb\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u5c06\u81ea\u5df1\u89c6\u4e3a\u6c7d\u8f66\u5236\u9020\u5546\u548c\u7ecf\u9500\u5546\u7684\u8d44\u6e90\uff0c\u800c\u4e0d\u662f\u4fdd\u9669\u8303\u56f4\u7684\u5b88\u95e8\u4eba\u3002\nBaloise \u7684 <a href=\"https:\/\/www.baloise.com\/en\/home\/news-stories\/news\/blog\/2021\/embedded-insurance-2-0-an-ecosystem-in-evolution.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sibylle Fischer<\/a> \u5199\u9053\uff1a\u201c\u503c\u5f97\u4fe1\u8d56\u7684\u54c1\u724c\u548c\u975e\u4fdd\u9669\u516c\u53f8\u90fd\u53ef\u4ee5\u4e0e\u627f\u4fdd\u4eba\u5408\u4f5c\uff0c\u5c06\u4fdd\u9669\u4ea7\u54c1\u548c\u670d\u52a1\u5d4c\u5165\u5230\u4ea7\u54c1\u6216\u5176\u8d2d\u4e70\u4e2d\u3002\n\u5176\u7ed3\u679c\u662f\u4e3a\u8fd0\u8425\u5546\u3001\u6c7d\u8f66\u884c\u4e1a\u5408\u4f5c\u4f19\u4f34\u548c\u5ba2\u6237\u672c\u8eab\u63d0\u4f9b\u4e86\u66f4\u597d\u7684\u4f53\u9a8c\u3002  <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1a michaeljung\/\u00a9123RF.com\uff0c sidelnikov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u6700\u521d\u4e13\u6ce8\u4e8e\u6613\u4e8e\u5b9a\u4e49\u3001\u6613\u4e8e\u627f\u4fdd\u7684\u98ce\u9669\u3002 \u968f\u7740\u6570\u636e\u5206\u6790\u3001\u4eba\u5de5\u667a\u80fd\u548c\u81ea\u52a8\u5316\u89e3\u9501\u4e86\u65b0\u7684\u627f\u4fdd\u80fd\u529b\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u6b63 [&hellip;]<\/p>\n","protected":false},"featured_media":11290,"template":"","insight-category":[],"class_list":["post-18670","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/18670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/11290"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=18670"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=18670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}