{"id":18521,"date":"2024-09-19T19:41:28","date_gmt":"2024-09-20T00:41:28","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%8f%82%e6%95%b0%e4%bf%9d%e9%99%a9%e5%8d%95%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9%e6%89%93%e5%87%bb%e6%ac%ba%e8%af%88\/"},"modified":"2024-09-19T19:41:31","modified_gmt":"2024-09-20T00:41:31","slug":"%e5%8f%82%e6%95%b0%e4%bf%9d%e9%99%a9%e5%8d%95%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9%e6%89%93%e5%87%bb%e6%ac%ba%e8%af%88","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%8f%82%e6%95%b0%e4%bf%9d%e9%99%a9%e5%8d%95%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9%e6%89%93%e5%87%bb%e6%ac%ba%e8%af%88\/","title":{"rendered":"\u53c2\u6570\u4fdd\u9669\u5355\u5982\u4f55\u5e2e\u52a9\u6253\u51fb\u6b3a\u8bc8"},"content":{"rendered":"\n<p>\u957f\u671f\u4ee5\u6765\uff0c\u4eba\u4eec\u4e00\u76f4\u6301\u6000\u7591\u6001\u5ea6\u7684\u53c2\u6570\u5316\u4fdd\u9669\u5355\uff0c\u7531\u4e8e\u5148\u8fdb\u7684\u6570\u636e\u5206\u6790\u5de5\u5177\uff0c\u5b83\u6b63\u5728\u53d1\u6325\u4f5c\u7528\u3002<\/p>\n\n<p>\u201c\u6f5c\u5728\u707e\u96be\u6027\u98ce\u9669\u7684\u6765\u6e90\u548c\u6211\u4eec\u91cf\u5316\u98ce\u9669\u7684\u80fd\u529b\u6b63\u5728\u53d1\u751f\u53d8\u5316\uff0c\u201d\u4fdd\u9669\u6559\u80b2\u63d0\u4f9b\u5546 The Institutes \u7684\u77e5\u8bc6\u8d44\u6e90\u9ad8\u7ea7\u603b\u76d1 <a href=\"https:\/\/www.insurancejournal.com\/news\/international\/2019\/09\/24\/540903.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Michael W. Elliott<\/a> \u5199\u9053\u3002\n\u4eca\u5929\uff0c\u53c2\u6570\uff08\u6216\u57fa\u4e8e\u6307\u6570\uff09\u7684\u4fdd\u9669\u5355\u66f4\u6709\u610f\u4e49\uff0c\u56e0\u4e3a\u5b83\u4eec\u53ef\u4ee5\u66f4\u6709\u6548\u5730\u6839\u636e\u5ba2\u6237\u7684\u635f\u5931\u8fdb\u884c\u5b9a\u5236\u3002 <\/p>\n\n<p><a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/market-parametric-insurance-policies\" target=\"_blank\" rel=\"noreferrer noopener\">\u53c2\u6570\u4fdd\u5355<\/a> \u8fd8\u63d0\u4f9b\u4e86\u4e00\u79cd\u6253\u51fb\u6b3a\u8bc8\u7684\u65b0\u65b9\u6cd5\uff0c\u8fd9\u4ecd\u7136\u662f\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u6700\u5173\u5fc3\u7684\u95ee\u9898\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669\u6b3a\u8bc8\u7684\u73b0\u72b6<\/h2>\n\n<p>\u4fdd\u9669\u6b3a\u8bc8\u7684\u5b58\u5728\u65f6\u95f4\u51e0\u4e4e\u4e0e\u4fdd\u9669\u672c\u8eab\u4e00\u6837\u957f\u3002\n\u4e00\u65e6\u4fdd\u9669\u6210\u4e3a\u4e2a\u4eba\u548c\u4f01\u4e1a\u73af\u5883\u4e2d\u7684\u4e00\u79cd\u9009\u62e9\uff0c\u4e0d\u4e45\u4e4b\u540e\uff0c\u4e0d\u6cd5\u4e4b\u5f92\u5c31\u60f3\u65b9\u8bbe\u6cd5\u6b3a\u9a97\u4fdd\u9669\u516c\u53f8\uff0c\u4ee5\u83b7\u5f97\u4e0d\u52b3\u800c\u83b7\u7684\u610f\u5916\u4e4b\u8d22\u3002 <\/p>\n\n<p>\u5982\u4eca\uff0c\u4fdd\u9669\u6b3a\u8bc8\u4ee5\u8bb8\u591a\u4e0d\u540c\u7684\u5f62\u5f0f\u51fa\u73b0\uff0c\u4ece\u7cbe\u5fc3\u8bbe\u8ba1\u7684\u6b3a\u9a97\u548c\u5f7b\u5934\u5f7b\u5c3e\u7684\u8c0e\u8a00\u5230\u201c\u8f6f\u6027\u201d\u6b3a\u8bc8\uff0c\u5373\u5ba2\u6237\u9519\u8bef\u5730\u9648\u8ff0\u4ed6\u4eec\u7684\u60c5\u51b5\u4ee5\u51cf\u5c11\u4ed6\u4eec\u7684\u603b\u4fdd\u8d39\uff0c\u73af\u8054\u5168\u7403\u6b3a\u8bc8\u89e3\u51b3\u65b9\u6848\u9ad8\u7ea7\u526f\u603b\u88c1 <a href=\"https:\/\/www.propertycasualty360.com\/2022\/08\/23\/insurance-remains-industry-with-the-most-global-digital-fraud-growth\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shai Cohen<\/a> \u8bf4\u3002\n\u968f\u7740\u4e92\u8054\u7f51\u6210\u4e3a\u4fdd\u9669\u516c\u53f8\u548c\u5ba2\u6237\u6c9f\u901a\u3001\u5171\u4eab\u3001\u5b58\u50a8\u548c\u5206\u6790\u6570\u636e\u7684\u4e3b\u8981\u65b9\u5f0f\uff0c\u6570\u5b57\u6216\u7f51\u7edc\u6b3a\u8bc8\u6025\u5267\u589e\u52a0\u3002 <\/p>\n\n<p>\u73af\u8054 \uff08TransUnion\uff09 \u7684\u7814\u7a76\u53d1\u73b0\uff0c2021 \u5e74\u548c 2022 \u5e74\u6700\u5e38\u89c1\u7684\u6b3a\u8bc8\u7c7b\u578b\u662f\u7b2c\u4e00\u65b9\u5e94\u7528\u7a0b\u5e8f\u6b3a\u8bc8\u3002\n\u5728\u8fd9\u4e9b\u60c5\u51b5\u4e0b\uff0c\u5ba2\u6237\u4f7f\u7528\u4e0d\u6b63\u786e\u3001\u865a\u5047\u6216\u7eb5\u7684\u4fe1\u606f\u7533\u8bf7\u4fdd\u9669\uff0c\u76ee\u7684\u662f\u4ee5\u66f4\u4f4e\u7684\u6210\u672c\u83b7\u5f97\u66f4\u597d\u7684\u4fdd\u9669\u3002\n\u5ba2\u6237\u5728\u7d22\u8d54\u8fc7\u7a0b\u4e2d\u865a\u62a5\u635f\u5931\u7684\u6b3a\u8bc8\u884c\u4e3a\u4e5f\u65f6\u6709\u53d1\u751f\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-with-contractor-1024x683.jpg\" alt=\"\" class=\"wp-image-11801\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-with-contractor-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-with-contractor-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-with-contractor-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-with-contractor.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u53c2\u6570\u7b56\u7565\u4f5c\u4e3a\u9632\u6b62\u6b3a\u8bc8\u7684\u9632\u5fa1\u63aa\u65bd<\/h2>\n\n<p>\u6700\u5e38\u89c1\u7684\u7533\u8bf7\u548c\u7d22\u8d54\u6b3a\u8bc8\u7c7b\u578b\u53d6\u51b3\u4e8e\u957f\u671f\u4ee5\u6765\u88ab\u8ba4\u4e3a\u662f\u4fdd\u9669\u5355\u7279\u6709\u7684\u4e00\u4e2a\u7279\u5f81\uff1a\u9700\u8981\u5ba2\u6237\u8f93\u5165\u3002<\/p>\n\n<p>\u5728\u7b2c\u4e00\u65b9\u7533\u8bf7\u6b3a\u8bc8\u4e2d\uff0c\u5ba2\u6237\u5411\u4fdd\u9669\u516c\u53f8\u62a5\u544a\u5173\u952e\u4fe1\u606f\uff0c\u4f8b\u5982\u8d22\u4ea7\u7684\u4ef7\u503c\u3001\u4f4d\u7f6e\u548c\u6750\u6599\u3002\n\u5728\u7b2c\u4e00\u65b9\u7d22\u8d54\u6b3a\u8bc8\u4e2d\uff0c\u5ba2\u6237\u518d\u6b21\u5411\u4fdd\u9669\u516c\u53f8\u62a5\u544a\u5173\u952e\u4fe1\u606f\uff0c\u4f8b\u5982\u635f\u5bb3\u7684\u7c7b\u578b\u548c\u7a0b\u5ea6\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u6295\u5165\u5927\u91cf\u65f6\u95f4\u548c\u7cbe\u529b\u6765\u4ed4\u7ec6\u68c0\u67e5\u8fd9\u4e9b\u7ec6\u8282\u3002\n\u53c2\u6570\u5316\u4fdd\u5355\u53ef\u4ee5\u6d88\u9664\u4fdd\u9669\u516c\u53f8\u5728\u63d0\u4f9b\u4fe1\u606f\u65f6\u5bf9\u5ba2\u6237\u8bda\u4fe1\u7684\u4f9d\u8d56\uff0c\u4ece\u800c\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u6d88\u9664\u5bf9\u8fd9\u4e9b\u5de5\u4f5c\u7684\u9700\u8981\u3002 <\/p>\n\n<p>\u53c2\u6570\u4fdd\u5355\u6839\u636e\u6570\u636e\u800c\u4e0d\u662f\u5ba2\u6237\u62a5\u544a\u8bbe\u5b9a\u4fdd\u8d39\u5e76\u53d1\u653e\u7d22\u8d54\u4ed8\u6b3e\u3002\n\u4f8b\u5982\uff0c\u53c2\u6570\u6d2a\u6c34\u4fdd\u9669\u6839\u636e\u5efa\u7b51\u7269\u4e0e\u6d2a\u6c34\u7684\u8ddd\u79bb\u3001\u6d2a\u6c34\u7684\u4e25\u91cd\u7a0b\u5ea6\u548c\u5176\u4ed6\u56e0\u7d20\u6765\u8ba1\u7b97\u6d2a\u6c34\u635f\u5931\u3002\n\u7136\u540e\uff0c\u4fdd\u5355\u4f1a\u6839\u636e\u8fd9\u4e9b\u8861\u91cf\u6807\u51c6\u89e6\u53d1\u7d22\u8d54\u652f\u4ed8\u3002  <\/p>\n\n<p>\u5728\u53c2\u6570\u6cdb\u6d2a\u7b56\u7565\u4e2d\uff0c\u5ba2\u6237\u5bf9\u5e94\u7528\u7a0b\u5e8f\u7684\u8bda\u5b9e\u5ea6\u8fdc\u4e0d\u90a3\u4e48\u91cd\u8981\u3002\n\u8986\u76d6\u8303\u56f4\u4e0d\u662f\u57fa\u4e8e\u5ba2\u6237\u5173\u4e8e\u5176\u9632\u6d2a\u6280\u672f\u7684\u62a5\u544a\uff0c\u800c\u662f\u57fa\u4e8e\u5efa\u7b51\u7269\u7684\u4f4d\u7f6e\u548c\u6d2a\u6c34\u6e90\u7684\u66b4\u9732\u7a0b\u5ea6\u3002\n\u540c\u6837\uff0c\u6b64\u7c7b\u7b56\u7565\u7684\u58f0\u660e\u53ef\u4ee5\u7531 customers \u4ee5\u5916\u7684\u6570\u636e\u6e90\u7ba1\u7406\u3002  <\/p>\n\n<p>\u201c\u5bf9\u4e8e\u67d0\u4e9b\u53c2\u6570\u4ea7\u54c1\uff0c\u6b3a\u8bc8\u6027\u58f0\u660e\u51e0\u4e4e\u662f\u4e0d\u53ef\u80fd\u7684\uff0c\u56e0\u4e3a\u89e6\u53d1\u56e0\u7d20\u662f\u57fa\u4e8e\u7b2c\u4e09\u65b9\u6570\u636e\uff0c\u201dInstech \u7684\u7814\u7a76\u5206\u6790\u5e08 <a href=\"https:\/\/www.instech.co\/insight\/four-challenges-facing-parametric-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Henry Gale<\/a> \u5199\u9053\u3002\nGale \u4ee5\u5730\u9707\u653f\u7b56\u4e3a\u4f8b\u3002\n\u5730\u9707\u635f\u5931\u7684\u53c2\u6570\u5316\u4fdd\u5355\u53ef\u80fd\u4f1a\u6839\u636e\u4ece\u8054\u90a6\u5730\u8d28\u673a\u6784\uff08\u800c\u4e0d\u662f\u5ba2\u6237\uff09\u6536\u5230\u7684\u6570\u636e\u81ea\u52a8\u53d1\u653e\u4ed8\u6b3e\u3002\n\u56e0\u6b64\uff0c\u5ba2\u6237\u65e0\u6cd5\u62a5\u544a\u4e0d\u51c6\u786e\u6216\u4f2a\u9020\u7684\u4fe1\u606f\uff0c\u56e0\u4e3a\u4fdd\u9669\u516c\u53f8\u6c38\u8fdc\u4e0d\u9700\u8981\u4ed6\u4eec\u7684\u8f93\u5165\u3002   <\/p>\n\n<p>\u201c\u6211\u53ef\u4ee5\u770b\u5230\u4e00\u4e2a\u672a\u6765\uff0c\u7406\u8bba\u4e0a\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528\u5b9e\u65f6\u6570\u636e\u4e3a\u4efb\u4f55\u4e8b\u60c5\u521b\u5efa\u53c2\u6570\u5316\u4fdd\u9669\u89e3\u51b3\u65b9\u6848\u3002\u8fd9\u542c\u8d77\u6765\u50cf\u79d1\u5e7b\u5c0f\u8bf4\uff0c\u4f46\u5b9e\u9645\u4e0a\uff0c\u4f1a\u6709\u8db3\u591f\u7684\u6570\u636e\uff0c\u201cElement Insurance \u9996\u5e2d\u4fdd\u9669\u529e\u516c\u5ba4\u517c\u9996\u5e2d\u8d22\u52a1\u5b98 <a href=\"https:\/\/www.insurancetimes.co.uk\/news\/parametric-ugly-duckling-could-become-sectors-future\/1440616.article\" target=\"_blank\" rel=\"noreferrer noopener\">Eric Schuh<\/a> \u8bf4\u3002\n\u5728\u8fd9\u4e2a\u79d1\u5e7b\u7684\u672a\u6765\uff0c\u5ba2\u89c2\u548c\u503c\u5f97\u4fe1\u8d56\u7684\u6570\u636e\u4e5f\u53ef\u80fd\u6d88\u9664\u4fdd\u9669\u6b3a\u8bc8\u884c\u4e1a\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1a khunaspix\/\u00a9123RF.com\uff0c giggsy25\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u957f\u671f\u4ee5\u6765\uff0c\u4eba\u4eec\u4e00\u76f4\u6301\u6000\u7591\u6001\u5ea6\u7684\u53c2\u6570\u5316\u4fdd\u9669\u5355\uff0c\u7531\u4e8e\u5148\u8fdb\u7684\u6570\u636e\u5206\u6790\u5de5\u5177\uff0c\u5b83\u6b63\u5728\u53d1\u6325\u4f5c\u7528\u3002 \u201c\u6f5c\u5728\u707e\u96be\u6027\u98ce\u9669\u7684\u6765\u6e90\u548c [&hellip;]<\/p>\n","protected":false},"featured_media":11812,"template":"","insight-category":[],"class_list":["post-18521","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/18521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/11812"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=18521"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=18521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}