{"id":18427,"date":"2024-09-19T17:26:25","date_gmt":"2024-09-19T22:26:25","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e7%89%b9%e6%96%af%e6%8b%89%e4%bf%9d%e9%99%a9%e5%af%b9%e8%b4%a2%e4%ba%a7%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%84%8f%e5%91%b3%e7%9d%80%e4%bb%80%e4%b9%88%ef%bc%9f\/"},"modified":"2024-09-19T17:26:29","modified_gmt":"2024-09-19T22:26:29","slug":"%e7%89%b9%e6%96%af%e6%8b%89%e4%bf%9d%e9%99%a9%e5%af%b9%e8%b4%a2%e4%ba%a7%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%84%8f%e5%91%b3%e7%9d%80%e4%bb%80%e4%b9%88%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e7%89%b9%e6%96%af%e6%8b%89%e4%bf%9d%e9%99%a9%e5%af%b9%e8%b4%a2%e4%ba%a7%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%84%8f%e5%91%b3%e7%9d%80%e4%bb%80%e4%b9%88%ef%bc%9f\/","title":{"rendered":"\u7279\u65af\u62c9\u4fdd\u9669\u5bf9\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u610f\u5473\u7740\u4ec0\u4e48\uff1f"},"content":{"rendered":"\n<p>\u60f3\u8c61\u4e00\u4e0b\u4e00\u8f86\u53ef\u4ee5\u81ea\u52a8\u9a7e\u9a76\u7684\u6c7d\u8f66\u3002\n\u66f4\u597d\u7684\u662f\uff0c\u60f3\u8c61\u4e00\u4e0b\u4e00\u8f86\u53ef\u4ee5\uff08\u51e0\u4e4e\uff09\u4e3a\u81ea\u5df1\u6295\u4fdd\u7684\u6c7d\u8f66\u3002 <\/p>\n\n<p>\u7279\u65af\u62c9\u5728 8 \u6708\u4efd\u79bb\u8fd9\u4e2a\u76ee\u6807\u53c8\u8fd1\u4e86\u4e00\u6b65\u3002\n\u73b0\u5728\uff0c\u52a0\u5dde\u7279\u65af\u62c9\u8f66\u4e3b\u53ef\u4ee5\u5411\u8be5\u516c\u53f8\u5bfb\u6c42\u4fdd\u9669\u3002 <\/p>\n\n<p>\u4e3a\u4ec0\u4e48\u6c7d\u8f66\u5236\u9020\u5546\u4f1a\u6d89\u8db3\u4fdd\u9669\u4e1a\u52a1\uff1f\n\u5236\u9020\u5546\u5982\u4f55\u6bd4\u4f20\u7edf\u7ecf\u7eaa\u4eba\u66f4\u80fd\u5e2e\u52a9\u6d88\u8d39\u8005\uff1f\n\u5982\u679c\u66f4\u591a\u7684\u6c7d\u8f66\u516c\u53f8\u63d0\u4f9b\u7c7b\u4f3c\u7684\u8ba1\u5212\uff0c\u6574\u4e2a\u884c\u4e1a\u4f1a\u53d1\u751f\u4ec0\u4e48\u53d8\u5316\uff1f  <\/p>\n\n<p>\u6211\u4eec\u6df1\u5165\u7814\u7a76\u4ee5\u89e3\u51b3\u8fd9\u4e9b\u68d8\u624b\u7684\u95ee\u9898\u3002\n\u4ee5\u4e0b\u662f\u6211\u4eec\u53d1\u73b0\u7684\u60c5\u51b5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u76ee\u524d\u7684\u4fdd\u9669\u8ba1\u5212<\/h2>\n\n<p><a href=\"https:\/\/www.valuepenguin.com\/tesla-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Value Penguin<\/a> \u8868\u793a\uff0c\u7279\u65af\u62c9\u7684\u8ba1\u5212\u4e3a <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/self-driving-cars\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.13.1725027415908&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66<\/a>\u63d0\u4f9b\u4e86\u7279\u5b9a\u7684\u4fdd\u62a4\u3002\n\u8f66\u8f86\u81ea\u52a8\u5316\u5957\u4ef6\u5305\u62ec\u5bf9\u6c7d\u8f66\u5904\u4e8e\u81ea\u52a8\u9a7e\u9a76\u6a21\u5f0f\u7684\u65f6\u523b\u7684\u8986\u76d6\u3002\n\u5e0c\u671b\u4e3a\u4ed6\u4eec\u7684\u8f66\u8f86\u5b9a\u5236\u4fdd\u9669\u7684\u7279\u65af\u62c9\u8f66\u4e3b\u53ef\u80fd\u4f1a\u53d1\u73b0\u8fd9\u5f88\u6709\u5438\u5f15\u529b\u3002\n\u4f46\u7279\u65af\u62c9\u4fdd\u9669\u7684\u6210\u672c\u6709\u53ef\u80fd\u4e0e\u5927\u591a\u6570\u6d88\u8d39\u8005\u4ea7\u751f\u5171\u9e23\u3002   <\/p>\n\n<p>\u7279\u65af\u62c9\u6ca1\u6709\u63d0\u4f9b\u5177\u4f53\u7684\u4fdd\u9669\u4ef7\u683c\u8303\u56f4\uff0c\u4f46\u8be5\u516c\u53f8\u5173\u4e8e\u65b0\u8ba1\u5212\u7684<a href=\"https:\/\/www.tesla.com\/blog\/introducing-tesla-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u535a\u5ba2\u6587\u7ae0<\/a> \u8868\u660e\uff0c\u4e0e\u4f20\u7edf\u4fdd\u9669\u76f8\u6bd4\uff0c\u6d88\u8d39\u8005\u53ef\u4ee5\u8282\u7701\u9ad8\u8fbe 30% \u7684\u8d39\u7528\u3002\n\u201c\u56e0\u4e3a\u7279\u65af\u62c9\u6700\u4e86\u89e3\u81ea\u5df1\u7684\u8f66\u8f86\uff0c\u6240\u4ee5\u7279\u65af\u62c9\u4fdd\u9669\u80fd\u591f\u5229\u7528\u6211\u4eec\u6c7d\u8f66\u7684\u5148\u8fdb\u6280\u672f\u3001\u5b89\u5168\u6027\u548c\u53ef\u7ef4\u62a4\u6027\uff0c\u4ee5\u8f83\u4f4e\u7684\u6210\u672c\u63d0\u4f9b\u4fdd\u9669\uff0c\u201d\u7279\u65af\u62c9\u56e2\u961f\u89e3\u91ca\u8bf4\u3002 <\/p>\n\n<p>\u8fd9\u662f\u4e00\u4e2a\u5f88\u5927\u7684\u6298\u6263\uff0c\u503c\u5f97\u8003\u8651\u8be5\u516c\u53f8\u5982\u4f55\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u5230\u5e95\u77e5\u9053\u591a\u5c11\uff1f<\/h2>\n\n<p>\u7279\u65af\u62c9\u9996\u5e2d\u6267\u884c\u5b98<a href=\"https:\/\/www.cnbc.com\/2019\/04\/24\/elon-musk-tesla-will-launch-an-insurance-product-in-about-a-month.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u57c3\u9686\u00b7\u9a6c\u65af\u514b \uff08Elon Musk<\/a> \uff09 \u544a\u8bc9\u8bb0\u8005\uff0c\u8be5\u516c\u53f8\u76f4\u63a5\u4e86\u89e3\u5ba2\u6237\u5982\u4f55\u4f7f\u7528\u4ed6\u4eec\u7684\u6c7d\u8f66\uff0c\u8fd9\u4f7f\u516c\u53f8\u80fd\u591f\u4e86\u89e3\u98ce\u9669\u3002\n\u4ed6\u8865\u5145\u8bf4\uff0c\u672a\u6765\u53ef\u80fd\u4f1a\u8981\u6c42\u7279\u65af\u62c9\u5ba2\u6237\u540c\u610f\u8c28\u614e\u9a7e\u9a76\u4ed6\u4eec\u7684\u6c7d\u8f66\u3002\n\u5982\u679c\u4ed6\u4eec\u4e0d\u540c\u610f\u5e76\u4e14\u4f20\u611f\u5668\u8bc1\u660e\u8fd9\u4e00\u70b9\uff0c\u53f8\u673a\u53ef\u80fd\u4f1a\u53d7\u5230\u66f4\u9ad8\u7684\u4fdd\u9669\u8d39\u7387\u7684\u6253\u51fb\u3002  <\/p>\n\n<p>\u7684\u786e\uff0c\u666e\u901a\u7684\u7279\u65af\u62c9\u90fd\u914d\u5907\u4e86\u6444\u50cf\u5934\u3001\u4f20\u611f\u5668\u548c\u4eea\u8868\u3002\n\u4ece\u7406\u8bba\u4e0a\u8bb2\uff0c\u8bbe\u5907\u6536\u96c6\u7684\u6570\u636e\u5728\u8bbe\u5b9a\u4fdd\u9669\u4ef7\u683c\u65f6\u53ef\u80fd\u975e\u5e38\u6709\u7528\u3002 <\/p>\n\n<p>\u201c\u73b0\u5728\uff0c\u60f3\u8c61\u4e00\u4e0b\u6240\u6709\u8fd9\u4e9b\u4fe1\u606f\u5982\u4f55\u5e2e\u52a9\u4f7f\u6c7d\u8f66\u4fdd\u9669\u4ef7\u683c\u66f4\u51c6\u786e\u5730\u53cd\u6620\u9a7e\u9a76\u5458\u7684\u884c\u4e3a\u3002\n\u5b83\u53ef\u4ee5\u8ddf\u8e2a <em>\u4e00\u5207<\/em>\uff0c\u4ece\u574f\u4e60\u60ef\u5230\u9669\u4e9b\u5931\u8bef\uff0c\u518d\u5230\u6bcf\u4e2a\u9a7e\u9a76\u5458\u613f\u610f\u627f\u62c5\u6216\u4e0d\u627f\u62c5\u7684\u98ce\u9669\u7c7b\u578b\uff0c\u201c\u300aEQ Applied\u300b\u7684\u4f5c\u8005<a href=\"https:\/\/www.inc.com\/justin-bariso\/tesla-just-made-a-huge-announcement-that-may-completely-change-auto-industry-heres-why-its-brilliant.html\" target=\"_blank\" rel=\"noreferrer noopener\">Justin Bariso<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u5982\u679c Tesla \u9ad8\u7ba1\u80fd\u591f\u5168\u9762\u4e86\u89e3\u5ba2\u6237\u5728\u65b9\u5411\u76d8\u540e\u6240\u505a\u7684\u4e00\u5207\uff0c\u90a3\u4e48\u51e0\u4e4e\u53ef\u4ee5\u6d88\u9664\u5bf9\u98ce\u9669\u548c\u6536\u76ca\u7684\u731c\u6d4b\u3002\n\u8fd9\u662f\u4e00\u4e2a\u5f3a\u5927\u7684\u60f3\u6cd5\uff0c\u4f46\u5c31\u76ee\u524d\u800c\u8a00\uff0c\u5b83\u4ecd\u7136\u662f\u4e00\u4e2a\u7406\u8bba\u3002 <\/p>\n\n<p>CNBC \u8bb0\u8005 <a href=\"https:\/\/www.cnbc.com\/2019\/09\/18\/tesla-wants-your-car-insurance-business-it-may-not-save-you-money.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sarah O&#8217;Brien<\/a> \u89e3\u91ca\u8bf4\uff0c\u6c47\u603b\u7684\u9a7e\u9a76\u5458\u6570\u636e\u76ee\u524d\u843d\u540e\u4e8e\u7279\u65af\u62c9\u7684\u4fdd\u9669\u4ef7\u683c\u3002\n\u4f46\u662f\uff0c\u5979\u8bf4\uff0c\u76d1\u7ba1\u6587\u4ef6\u8868\u660e\uff0c\u7279\u65af\u62c9\u5e0c\u671b\u5728\u672a\u6765\u7684\u67d0\u4e2a\u65f6\u5019\u4f7f\u7528\u4e2a\u4eba\u6570\u636e\u3002\n\u8be5\u516c\u53f8\u9700\u8981\u786e\u4fdd\u8fd9\u4e9b\u8ba1\u5212\u4e0d\u4f1a\u8fdd\u53cd\u5dde\u6cd5\u5f8b\u3002\n\u6d88\u8d39\u8005\u4e5f\u53ef\u80fd\u53cd\u5bf9\u7279\u65af\u62c9\u9ad8\u7ba1\u770b\u7740\u4ed6\u4eec\u5f00\u8f66\uff0c\u5c3d\u7ba1\u4e00\u4e9b\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u6839\u636e\u6295\u4fdd\u8f66\u8f86\u7684\u76f4\u63a5\u6570\u636e\u63d0\u4f9b\u6298\u6263\u3002   <\/p>\n\n<p>\u4f8b\u5982\uff0cValue Penguin \u56e2\u961f\u6307\u51fa\uff0cProgressive Insurance \u548c Root Insurance \u90fd\u4f7f\u7528\u7c7b\u4f3c\u7684\u6280\u672f\u3002\n\u63d2\u5165\u5f0f\u8fdc\u7a0b\u4fe1\u606f\u5904\u7406\u4e3a\u516c\u53f8\u63d0\u4f9b\u4e86\u5927\u91cf\u5173\u4e8e\u4eba\u4eec\u5982\u4f55\u9a7e\u9a76\u7684\u6570\u636e\uff0c\u8fd9\u4e9b\u4fe1\u606f\u53ef\u4ee5\u5e2e\u52a9\u6307\u5bfc\u51c6\u786e\u7684\u5b9a\u4ef7\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u7279\u65af\u62c9\u53f8\u673a\u53ef\u80fd\u7565\u6709\u4e0d\u540c\u3002\n\u4ed6\u4eec\u6b63\u5728\u8d2d\u4e70\u5177\u6709\u5f3a\u5927\u52a8\u529b\u548c\u901f\u5ea6\u7684\u6c7d\u8f66\uff0c\u6709\u7406\u7531\u9884\u671f\u4ed6\u4eec\u81f3\u5c11\u60f3\u5c1d\u8bd5\u4e00\u6b21\u8fd9\u4e9b\u529f\u80fd\u3002\n\u6b63\u5982 Motoring Research \u7684\u5185\u5bb9\u7f16\u8f91 <a href=\"https:\/\/www.motoringresearch.com\/car-news\/tesla-car-insurance-monitors-drivers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethan Jupp<\/a> \u6240\u8bf4\uff0c\u201c\u95ee\u9898\uff0c\u5c24\u5176\u662f\u5bf9\u4e8e\u6c7d\u8f66\u7231\u597d\u8005\u6765\u8bf4\uff0c\u662f\u66f4\u4f4e\u4ef7\u683c\u7684\u597d\u5904\u662f\u5426\u8d85\u8fc7\u4e86\u8feb\u5728\u7709\u776b\u7684\u76d1\u63a7\uff0c\u5c24\u5176\u662f\u5f53\u4f60\u60f3\u8f7b\u5feb\u5730\u5f00\u8f66\u65f6\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-1024x683.jpg\" alt=\"\" class=\"wp-image-6944\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u7279\u65af\u62c9\u4fdd\u9669\u662f\u4e00\u4e2a\u70ed\u95e8\u8bdd\u9898\uff1f<\/h2>\n\n<p>\u7279\u65af\u62c9\u7684\u4e3b\u8981\u4ef7\u503c\u58f0\u660e\u6d89\u53ca\u4ef7\u683c\u3002\n\u6d88\u8d39\u8005\u88ab\u5438\u5f15\u8003\u8651\u8f6c\u6362\uff0c\u56e0\u4e3a\u4ed6\u4eec\u53ef\u4ee5\u8282\u7701\u4fdd\u9669\u8d39\u3002\n\u4f46\u662f\uff0c\u867d\u7136\u4e3a\u7279\u65af\u62c9\u6295\u4fdd\u786e\u5b9e\u5f88\u6602\u8d35\uff0c\u4f46\u95ee\u9898\u5f88\u590d\u6742\u3002  <\/p>\n\n<p>\u201c\u7279\u65af\u62c9\u663e\u7136\u6bd4\u5176\u4ed6\u4efb\u4f55\u4eba\u90fd\u66f4\u4e86\u89e3\u5176\u6c7d\u8f66\u7684\u8bbe\u8ba1\u65b9\u5f0f\uff0c\u4f46\u76ee\u524d\u5c1a\u4e0d\u6e05\u695a\u7279\u65af\u62c9\u662f\u5426\u6bd4\u4fdd\u9669\u516c\u53f8\u62e5\u6709\u6bd4\u4fdd\u9669\u516c\u53f8\u66f4\u597d\u7684\u6570\u636e\uff0c\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u8bf4\u660e\u5176\u6c7d\u8f66\u649e\u8f66\u7684\u9891\u7387\u6216\u7ef4\u4fee\u6210\u672c\uff0c\u201dArs Technica \u7684\u9ad8\u7ea7\u6280\u672f\u653f\u7b56\u8bb0\u8005 <a href=\"https:\/\/arstechnica.com\/cars\/2019\/08\/tesla-now-offers-auto-insurance-in-california\/\" target=\"_blank\" rel=\"noreferrer noopener\">Timothy B. Lee<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u6bcf\u8f86\u8f66\u5185\u7f6e\u7684\u5148\u8fdb\u6280\u672f\u751a\u81f3\u53ef\u4ee5\u5c06\u5c0f\u7684\u6321\u6ce5\u677f\u5f2f\u66f2\u53d8\u6210\u5927\u989d\u4fdd\u9669\u7d22\u8d54\u3002\n\u5e0c\u671b\u901a\u8fc7\u4fdd\u5355\u8d5a\u94b1\u7684\u4fdd\u9669\u516c\u53f8\u5728\u8bbe\u5b9a\u6210\u672c\u65f6\u9700\u8981\u8003\u8651\u8fd9\u4e00\u70b9\u3002 <\/p>\n\n<p>\u6c7d\u8f66\u5206\u6790\u5e08 <a href=\"https:\/\/www.autonews.com\/finance-insurance\/how-tesla-plans-cut-customers-insurance-costs-tap-autopilot\" target=\"_blank\" rel=\"noreferrer noopener\">Maryann Keller<\/a> \u751a\u81f3\u8868\u793a\uff0c\u7279\u65af\u62c9\u201c\u65e0\u6cd5\u4fee\u590d\u3002\n\u4f60\u4f1a\u770b\u7740\u4ed6\u4eec\uff0c\u4f60\u4f1a\u8bf4\uff0c&#8217;\u8fd9\u8f86\u8f66\u6ca1\u4ec0\u4e48\u95ee\u9898\u3002\u5b83\u6709\u4e00\u4e2a\u5c0f\u51f9\u75d5\u3002\n\u597d\u5427\uff0c\u4fee\u590d\u8fd9\u4e2a\u5c0f\u51f9\u75d5\u53ef\u80fd\u9700\u8981 15,000 \u7f8e\u5143\u6216\u66f4\u591a\u3002\n\u771f\u6b63\u7684\u95ee\u9898\u662f\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u5c06\u8fd9\u4e9b\u6c7d\u8f66\u6062\u590d\u5230\u539f\u59cb\u8bbe\u5907\u72b6\u6001\u5417\uff1f\n\u8fd9\u5c31\u662f\u4fdd\u9669\u7684\u627f\u8bfa\u3002    <\/p>\n\n<p>\u4e5f\u5f88\u96be\u786e\u5b9a\u7d22\u8d54\u4e2d\u7684\u6b63\u786e\u90e8\u5206\u3002\n\u7279\u65af\u62c9\u7684\u96f6\u4ef6\u5e76\u4e0d\u603b\u662f\u53ef\u4ee5\u4e92\u6362\u7684\uff0c\u8fd9\u610f\u5473\u7740\u73b0\u573a\u4ee3\u7406\u5728\u8bc4\u4f30\u635f\u5931\u65f6\u5fc5\u987b\u5bf9\u4ea7\u54c1\u6709\u5145\u5206\u7684\u4e86\u89e3\u3002 <\/p>\n\n<p>\u5373\u4f7f\u662f\u770b\u4f3c\u76f8\u4f3c\u7684\u7279\u65af\u62c9\u8f66\u578b\u4e5f\u53ef\u80fd\u5177\u6709\u622a\u7136\u4e0d\u540c\u7684\u7ef4\u4fee\u4ef7\u683c\u70b9\uff0cElectrek \u4e3b\u7f16 <a href=\"https:\/\/electrek.co\/2016\/08\/30\/tesla-enters-car-insurance-business-self-driving-cars-prepare-disrupt-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fred Lambert<\/a> \u6307\u51fa\u3002\n\u201c\u5982\u679c Model S 60 \u51fa\u4e86\u4ec0\u4e48\u4e8b\u5e76\u4e14\u5df2\u7ecf\u62a5\u5e9f\uff0c\u90a3\u4e48\u8f66\u8f86\u7684\u4ef7\u503c\u9700\u8981\u4e0e\u652f\u4ed8\u7684\u4ef7\u683c\uff08\u4e00\u4e2a 60 kWh \u7684\u7535\u6c60\u7ec4\uff09\u6302\u94a9\uff0c\u5373\u4f7f\u5b83\u662f\u4e00\u4e2a 75 kWh \u7684\u7535\u6c60\u7ec4\u88ab\u6bc1\u574f\u4e86\u3002\u8003\u8651\u5230\u8fd9\u4e9b\u590d\u6742\u6027\uff0c\u7279\u65af\u62c9\u66f4\u591a\u5730\u53c2\u4e0e\u4fdd\u9669\u6d41\u7a0b\u662f\u6709\u610f\u4e49\u7684\uff0c\u201c\u4ed6\u8bf4\u3002 <\/p>\n\n<p>\u5982\u679c\u7279\u65af\u62c9\u80fd\u591f\u627e\u5230\u4e00\u79cd\u65b9\u6cd5\u6765\u5229\u7528\u6709\u5173\u6d88\u8d39\u8005\u7684\u6570\u636e\uff0c\u5e76\u7ed3\u5408\u6709\u5173\u6a21\u578b\u5982\u4f55\u62fc\u51d1\u5728\u4e00\u8d77\u7684\u4fe1\u606f\uff0c\u8be5\u516c\u53f8\u5c31\u53ef\u4ee5\u5408\u7406\u5730\u964d\u4f4e\u6210\u672c\u5e76\u5e2e\u52a9\u6d88\u8d39\u8005\u3002\n\u4f46\u8fd8\u6709\u53e6\u4e00\u79cd\u65b9\u6cd5\u53ef\u4ee5\u5b9e\u73b0\u76f8\u540c\u7684\u76ee\u6807\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u53ef\u4ee5\u5171\u4eab\u4fe1\u606f\u5417\uff1f<\/h2>\n\n<p>\u7279\u65af\u62c9\u8ba4\u4e3a\uff0c\u8fd9\u9879\u6280\u672f\u6709\u52a9\u4e8e\u51cf\u5c11\u78b0\u649e\uff0c\u8fd9\u5e94\u8be5\u4f1a\u964d\u4f4e\u6c7d\u8f66\u7684\u4fdd\u9669\u6210\u672c\u3002\n\u4f46\u4fdd\u9669\u516c\u53f8\u9700\u8981\u8bc1\u636e\u3002 <\/p>\n\n<p>\u201c\u867d\u7136\u8fd9\u4e9b\u6c7d\u8f66\u53ef\u4ee5\u505a\u4e00\u4e9b\u975e\u51e1\u7684\u4e8b\u60c5\u6765\u9632\u6b62\u78b0\u649e\uff0c\u4f46\u6ca1\u6709\u4eba\u62a5\u544a\u8fd9\u4e00\u70b9\u3002\u5728\u4f60\u80fd\u83b7\u5f97\u66f4\u591a\u6570\u636e\u6765\u8bc1\u660e\u8fd9\u4e9b\u7cfb\u7edf\u5b9e\u9645\u4e0a\u51cf\u5c11\u4e86\u8f66\u7978\u4e4b\u524d\uff0c\u4f60\u80fd\u505a\u7684\u5c31\u662f\u770b\u770b\u4fee\u590d\u5b83\u7684\u6210\u672c\u662f\u591a\u5c11\uff0c\u201cAAA Southern New England \u7684\u516c\u5171\u4e8b\u52a1\u548c\u4ea4\u901a\u5b89\u5168\u7ecf\u7406 <a href=\"https:\/\/www.caranddriver.com\/news\/a24233073\/active-safety-repair-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">John Paul<\/a> \u89e3\u91ca\u8bf4\u3002<\/p>\n\n<p>\u5982\u679c\u7279\u65af\u62c9\u53ef\u4ee5\u5206\u4eab\u6709\u5173\u4e8b\u6545\u53d1\u751f\u524d\u53d1\u751f\u7684\u4e8b\u60c5\u7684\u5173\u952e\u4fe1\u606f\uff0c\u90a3\u53ef\u4ee5\u5e2e\u52a9\u7406\u7b97\u5458\u4e86\u89e3\u9a7e\u9a76\u5458\u5982\u4f55\u907f\u514d\u78b0\u649e\u3002\n\u4f46\u8fd9\u79cd\u6570\u636e\u5171\u4eab\u8fd8\u6ca1\u6709\u5b8c\u5168\u53d1\u751f\u3002\n\u201c\u5982\u679c\u6ca1\u6709\u6765\u81ea\u6bcf\u8f86\u8f66\u7684\u8fde\u7eed\u5b9e\u65f6\u4fe1\u606f\uff0c\u6211\u4eec\u5c31\u65e0\u6cd5\u786e\u5b9a\u9a7e\u9a76\u5458\u8f85\u52a9\u529f\u80fd\u662f\u5426\u6b63\u5e38\u5de5\u4f5c\u3001\u9632\u6b62\u5b9e\u9645\u78b0\u649e\uff0c\u751a\u81f3\u662f\u5426\u88ab\u6fc0\u6d3b\uff0c\u201d<a href=\"https:\/\/www.caranddriver.com\/features\/a15080539\/does-teslas-autopilot-reduce-crashes-it-depends-on-where-you-get-your-data-feature\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clifford Atiyeh<\/a> \u4e3a Car and Driver \u64b0\u7a3f\u65f6\u8bf4\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-1024x683.jpg\" alt=\"\" class=\"wp-image-6954\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6279\u8bc4\u8005\u8868\u793a\u6000\u7591<\/h2>\n\n<p>\u7279\u65af\u62c9\u7684\u516c\u544a\u5728\u5a92\u4f53\u4e0a\u5e7f\u6cdb\u4f20\u64ad\uff0c\u5f88\u591a\u4eba\u5bf9\u8fd9\u5bb6\u6c7d\u8f66\u5236\u9020\u5546\u7684\u65b9\u5411\u53d8\u5316\u8868\u793a\u62c5\u5fe7\u3002<\/p>\n\n<p>\u201c\u4e3a\u4ec0\u4e48\u7279\u65af\u62c9\u7684\u56e2\u961f\u80fd\u591f\u964d\u4f4e\u7279\u65af\u62c9\u53f8\u673a\u7684\u4fdd\u8d39\uff0c\u800c\u7f8e\u56fd 2850 \u4ebf\u7f8e\u5143\u7684\u6c7d\u8f66\u4fdd\u9669\u4e1a\u80cc\u540e\u7684\u8001\u724c\u4fdd\u9669\u516c\u53f8\u5374\u65e0\u6cd5\u964d\u4f4e\uff1f\u8fd9\u4e9b\u95ee\u9898\u4ecd\u672a\u5f97\u5230\u89e3\u7b54\uff0c\u201cInsurance Business \u7684\u526f\u4e3b\u7f16<a href=\"https:\/\/www.insurancebusinessmag.com\/us\/guides\/tesla-and-insurance--everything-you-need-to-know-177272.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Bethan Moorcraft<\/a> \u8bf4\u3002<\/p>\n\n<p>\u5982\u679c\u6d88\u8d39\u8005\u52a0\u5165\u7279\u65af\u62c9\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u8fd9\u4e9b\u95ee\u9898\u7684\u7b54\u6848\u53ef\u80fd\u4f1a\u53d8\u5f97\u6e05\u6670\u3002\n\u7279\u65af\u62c9\u8981\u4e48\u8d5a\u94b1\uff0c\u8981\u4e48\u4e8f\u635f\u3002\n\u4f46\u4e00\u4e9b\u6279\u8bc4\u8005\u62c5\u5fc3\uff0c\u5931\u8d25\u51e0\u4e4e\u662f\u4e0d\u53ef\u907f\u514d\u7684\u3002  <\/p>\n\n<p><a href=\"https:\/\/www.cnbc.com\/2019\/05\/04\/warren-buffett-on-tesla-id-bet-against-any-company-in-the-auto-business.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c83\u4f26\u00b7\u5df4\u83f2\u7279\uff08Warren Buffet<\/a> \uff09\u5bf9\u6b64\u8868\u793a\u6000\u7591\uff0c\u4ed6\u5728\u4f2f\u514b\u5e0c\u5c14\u00b7\u54c8\u6492\u97e6\u516c\u53f8\uff08Berkshire Hathaway\uff09\u7684\u4e00\u6b21\u5e74\u4f1a\u4e0a\u544a\u8bc9\u4ed6\u7684\u80a1\u4e1c\uff1a\u201c\u6c7d\u8f66\u516c\u53f8\u8fdb\u5165\u4fdd\u9669\u4e1a\u52a1\u7684\u6210\u529f\u53ef\u80fd\u4e0e\u4fdd\u9669\u516c\u53f8\u8fdb\u5165\u6c7d\u8f66\u4e1a\u52a1\u7684\u6210\u529f\u4e00\u6837\u6709\u53ef\u80fd\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u5c06\u4f55\u53bb\u4f55\u4ece\uff1f<\/h2>\n\n<p>\u76ee\u524d\uff0c\u7279\u65af\u62c9\u4fdd\u9669\u4ec5\u5728\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u63d0\u4f9b\uff0c\u5e76\u4e14\u4ec5\u6db5\u76d6\u7279\u65af\u62c9\u6c7d\u8f66\u3002\n\u8be5\u516c\u53f8\u786e\u5b9e\u8ba1\u5212\u6269\u5f20\uff0c\u5e76\u53ef\u80fd\u6539\u53d8\u4fdd\u9669\u7684\u8fd0\u4f5c\u65b9\u5f0f\u548c\u5904\u7406\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u7531<a href=\"https:\/\/www.marketwatch.com\/story\/tesla-should-stick-to-selling-cars-and-not-insurance-rbc-says-2019-04-29\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Dwelle<\/a> \u9886\u5bfc\u7684 RBC Capital Markets \u5206\u6790\u5e08\u4e3a Market Watch \u8bc4\u4f30\u4e86\u8fd9\u4e2a\u95ee\u9898\u3002\n\u7279\u65af\u62c9\u53ef\u4ee5\u9009\u62e9\u627f\u9500\u6240\u6709\u672a\u6765\u7684\u8d37\u6b3e\uff0c\u8fd9\u610f\u5473\u7740\u5728\u6240\u6709 50 \u4e2a\u5dde\u83b7\u5f97\u8bb8\u53ef\u3002\n\u6210\u529f\u7684\u6269\u5f20\u4e5f\u53ef\u80fd\u610f\u5473\u7740\u4e3a\u623f\u5c4b\u548c\u6c7d\u8f66\u6295\u4fdd\uff0c\u56e0\u4e3a\u6d88\u8d39\u8005\u5e0c\u671b\u6346\u7ed1\u8ba1\u5212\u4ee5\u83b7\u5f97\u66f4\u597d\u7684\u4ea4\u6613\u3002\nDwelle \u8fd8\u6307\u51fa\uff0c\u201c\u5bf9\u4e8e\u4e00\u4e2a\u5728\u63d0\u4f9b\u5176\u6838\u5fc3\u4e1a\u52a1\uff08\u5236\u9020\u6c7d\u8f66\uff09\u65b9\u9762\u4f3c\u4e4e\u9762\u4e34\u4e00\u4e9b\u6311\u6218\u7684\u7ec4\u7ec7\u6765\u8bf4\uff0c\u7ecf\u8425\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u662f\u4e00\u4e2a\u989d\u5916\u7684\u6311\u6218\u3002   <\/p>\n\n<p>\u4f46\u7279\u65af\u62c9\u53ef\u80fd\u9700\u8981\u5e94\u5bf9\u8fd9\u4e00\u6311\u6218\uff0c\u4ee5\u5b9e\u73b0\u5176\u68a6\u60f3\uff0c\u5373\u62e5\u6709\u4e00\u652f\u7531\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\u7ec4\u6210\u7684\u8f66\u961f\uff0c\u5728\u5168\u56fd\u5404\u5730\u5904\u7406\u9001\u8d27\u670d\u52a1\u3002<\/p>\n\n<p><a href=\"https:\/\/www.chicagotribune.com\/autos\/sns-auto-tesla-just-started-selling-auto-insurance-20190901-story.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u8054\u793e<\/a>\u8bf4\uff1a\u201c\u4e3a\u4e86\u5b9e\u73b0\u4ed6\u7684\u613f\u666f\uff0c\u65e0\u4eba\u9a7e\u9a76\u6c7d\u8f66\u5c06\u9700\u8981\u5546\u4e1a\u4fdd\u9669\u2014\u2014\u9664\u4e86\u7279\u65af\u62c9\u4e4b\u5916\uff0c\u6ca1\u6709\u516c\u53f8\u613f\u610f\u63d0\u4f9b\u8fd9\u79cd\u4fdd\u9669\uff0c\u56e0\u4e3a\u6d3e\u9063\u4e00\u652f\u5168\u81ea\u52a8\u9a7e\u9a76\u8f66\u961f\u6765\u63a5\u4e58\u5ba2\u57fa\u672c\u4e0a\u662f\u4e00\u4e2a\u672a\u77e5\u7684\u9886\u57df\u3002<\/p>\n\n<p>\u5982\u679c\u7279\u65af\u62c9\u65e0\u6cd5\u8ba9\u5176\u4ed6\u516c\u53f8\u4ee5\u5408\u7406\u7684\u4ef7\u683c\u4e3a\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\u6295\u4fdd\uff0c\u90a3\u4e48\u5efa\u7acb\u8be5\u8f66\u961f\u5c31\u6ca1\u6709\u7ecf\u6d4e\u610f\u4e49\u3002\n\u8fdb\u519b\u6d88\u8d39\u5e02\u573a\u53ef\u80fd\u662f\u671d\u7740\u8be5\u8f66\u961f\u8fc8\u51fa\u7684\u4e00\u5c0f\u6b65\u3002\n\u4e00\u65e6\u8fd9\u4e9b\u6c7d\u8f66\u4e0a\u8def\uff0c\u8c01\u77e5\u9053\u4fdd\u9669\u5e02\u573a\u4f1a\u662f\u4ec0\u4e48\u6837\u5b50\uff1f 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