{"id":35124,"date":"2025-04-01T21:07:40","date_gmt":"2025-04-01T13:07:40","guid":{"rendered":"https:\/\/bolttech.io\/news\/ra-mat-cong-nghe-phong-ngua-bu-long-de-giup-cac-cong-ty-bao-hiem-nha-giam-ton-that-do-nuoc\/"},"modified":"2025-11-10T21:42:42","modified_gmt":"2025-11-10T13:42:42","slug":"ra-mat-cong-nghe-phong-ngua-bu-long-de-giup-cac-cong-ty-bao-hiem-nha-giam-ton-that-do-nuoc","status":"publish","type":"post","link":"https:\/\/bolttech.io\/vi\/news\/ra-mat-cong-nghe-phong-ngua-bu-long-de-giup-cac-cong-ty-bao-hiem-nha-giam-ton-that-do-nuoc\/","title":{"rendered":"Ra m\u1eaft c\u00f4ng ngh\u1ec7 ph\u00f2ng ng\u1eeba bu l\u00f4ng \u0111\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e0 gi\u1ea3m t\u1ed5n th\u1ea5t do n\u01b0\u1edbc"},"content":{"rendered":"\n<p><em>Gi\u1ea3i ph\u00e1p ph\u00f2ng ng\u1eeba r\u1ee7i ro m\u1edbi c\u00f3 s\u1eb5n cho c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 th\u00f4ng qua n\u1ec1n t\u1ea3ng bu l\u00f4ng \u0111\u1ec3 gi\u00fap kh\u00e1ch h\u00e0ng ng\u0103n ng\u1eeba thi\u1ec7t h\u1ea1i do n\u01b0\u1edbc cho nh\u00e0 tr\u01b0\u1edbc khi n\u00f3 tr\u1edf th\u00e0nh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng<\/em><\/p>\n\n<p><strong>SAN FRANCISCO, CA &#8211; Ng\u00e0y 1 th\u00e1ng 4 n\u0103m 2025<\/strong> &#8211; <a href=\"https:\/\/bolttech.io\/vi\/\"><strong>bolt<\/strong><\/a>, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1edbi s\u00e0n giao d\u1ecbch b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 c\u00f4ng ngh\u1ec7 l\u1edbn nh\u1ea5t th\u1ebf gi\u1edbi, h\u00f4m nay \u0111\u00e3 c\u00f4ng b\u1ed1 ra m\u1eaft C\u00f4ng <a href=\"https:\/\/bolttech.io\/vi\/du-lich-2\/\"><strong>ngh\u1ec7 ng\u0103n ch\u1eb7n bolt<\/strong><\/a>, m\u1ed9t gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 gi\u00fap c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m v\u00e0 T\u1ed5ng \u0111\u1ea1i l\u00fd qu\u1ea3n l\u00fd (MGA) gi\u1ea3m t\u1ed5n th\u1ea5t li\u00ean quan \u0111\u1ebfn n\u01b0\u1edbc cho kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd th\u00f4ng qua gi\u00e1m s\u00e1t th\u1eddi gian th\u1ef1c, s\u1ef1 tham gia t\u1ef1 \u0111\u1ed9ng c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng v\u00e0 t\u00edch h\u1ee3p li\u1ec1n m\u1ea1ch v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng c\u1ee7a nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5.<\/p>\n\n<p>B\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p c\u1ea3m bi\u1ebfn n\u01b0\u1edbc h\u1ed7 tr\u1ee3 IoT v\u1edbi kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd r\u1ee7i ro t\u00edch h\u1ee3p c\u1ee7a bu l\u00f4ng, C\u00f4ng ngh\u1ec7 Ph\u00f2ng ng\u1eeba bu l\u00f4ng cho ph\u00e9p c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 ch\u1ee7 \u0111\u1ed9ng gi\u1ea3m t\u1ed5n th\u1ea5t, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p cho c\u00e1c ch\u1ee7 h\u1ee3p \u0111\u1ed3ng s\u1ef1 b\u1ea3o v\u1ec7 th\u00f4ng minh h\u01a1n \u0111\u1ec3 ng\u0103n ng\u1eeba r\u1ee7i ro ti\u1ec1m \u1ea9n tr\u01b0\u1edbc khi ch\u00fang tr\u1edf th\u00e0nh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n<p><strong>T\u0103ng c\u01b0\u1eddng ph\u00f2ng ng\u1eeba r\u1ee7i ro v\u1edbi c\u00f4ng ngh\u1ec7 t\u00edch h\u1ee3p<\/strong><\/p>\n\n<p>Thi\u1ec7t h\u1ea1i do n\u01b0\u1edbc l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n h\u00e0ng \u0111\u1ea7u g\u00e2y ra y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m c\u1ee7a ch\u1ee7 nh\u00e0, v\u1edbi <a href=\"https:\/\/www.consumeraffairs.com\/homeowners\/water-damage-insurance-claims-statistics.html#general-statistics\" target=\"_blank\" rel=\"noopener\"><strong>r\u00f2 r\u1ec9 kh\u00f4ng th\u1ea3m kh\u1ed1c chi\u1ebfm kho\u1ea3ng 24% t\u1ed5ng s\u1ed1 thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n v\u00e0 th\u01b0\u01a1ng vong<\/strong><\/a><strong><sup>1.<\/sup><\/strong> Y\u00eau <a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/water-damage\/\" target=\"_blank\" rel=\"noopener\"><strong>c\u1ea7u b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i do n\u01b0\u1edbc kh\u00f4ng li\u00ean quan \u0111\u1ebfn th\u1eddi ti\u1ebft trung b\u00ecnh v\u01b0\u1ee3t qu\u00e1 10,000 \u0111\u00f4 la<\/strong><\/a><strong><sup>2<\/sup><\/strong>, d\u1eabn \u0111\u1ebfn h\u00e0ng t\u1ef7 \u0111\u00f4 la y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng h\u00e0ng n\u0103m. C\u00f4ng ngh\u1ec7 ng\u0103n ch\u1eb7n bu l\u00f4ng gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro n\u00e0y b\u1eb1ng c\u00e1ch ph\u00e1t hi\u1ec7n s\u1edbm r\u00f2 r\u1ec9, \u0111\u1ea3m b\u1ea3o can thi\u1ec7p nhanh h\u01a1n v\u00e0 gi\u1ea3m kh\u1ea3 n\u0103ng h\u01b0 h\u1ecfng nghi\u00eam tr\u1ecdng.  <\/p>\n\n<p>C\u00f4ng ngh\u1ec7 ng\u0103n ch\u1eb7n bu l\u00f4ng \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n \u0111\u1ec3 \u1ee9ng ph\u00f3 v\u1edbi nh\u1eefng r\u1ee7i ro n\u00e0y.<\/p>\n\n<p>M\u1ed9t nghi\u00ean c\u1ee9u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi m\u1ed9t c\u00f4ng ty t\u00ednh to\u00e1n \u0111\u1ed9c l\u1eadp cho th\u1ea5y c\u00e1c ch\u00ednh s\u00e1ch c\u00f3 c\u1ea3m bi\u1ebfn n\u01b0\u1edbc th\u00f4ng minh \u0111\u00e3 <strong>gi\u1ea3m 39% t\u1ea7n su\u1ea5t m\u1ea5t n\u01b0\u1edbc v\u00e0 gi\u1ea3m 12% m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng c\u1ee7a y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng<\/strong>, ch\u1ee9ng minh t\u00e1c \u0111\u1ed9ng c\u00f3 th\u1ec3 \u0111o l\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u1ee7a vi\u1ec7c ch\u1ee7 \u0111\u1ed9ng ng\u0103n ng\u1eeba t\u1ed5n th\u1ea5t.<\/p>\n\n<p>&#8220;Nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh c\u1ea3m bi\u1ebfn kh\u00f4ng th\u00fac \u0111\u1ea9y s\u1ef1 tham gia c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng ho\u1eb7c t\u00edch h\u1ee3p th\u00f4ng tin chi ti\u1ebft v\u1ec1 r\u1ee7i ro tr\u1ef1c ti\u1ebfp v\u00e0o quy tr\u00ecnh l\u00e0m vi\u1ec7c c\u1ee7a nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5&#8221;, <strong>Jon Walheim, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a bolt<\/strong> cho bi\u1ebft. &#8220;C\u00f4ng ngh\u1ec7 ng\u0103n ch\u1eb7n bu l\u00f4ng thu h\u1eb9p kho\u1ea3ng c\u00e1ch n\u00e0y b\u1eb1ng c\u00e1ch nh\u00fang c\u00e1c c\u00f4ng c\u1ee5 gi\u00e1m s\u00e1t th\u1eddi gian th\u1ef1c v\u00e0 t\u01b0\u01a1ng t\u00e1c t\u1ef1 \u0111\u1ed9ng v\u00e0o h\u1ec7 th\u1ed1ng t\u00e0u s\u00e2n bay, \u0111\u1ea3m b\u1ea3o r\u1eb1ng d\u1eef li\u1ec7u ph\u00f2ng ng\u1eeba c\u00f3 th\u1ec3 h\u00e0nh \u0111\u1ed9ng. Ch\u00fang t\u00f4i h\u00e0nh \u0111\u1ed9ng d\u1ef1a tr\u00ean th\u00f4ng tin chi ti\u1ebft do c\u00e1c \u0111\u1ed1i t\u00e1c c\u1ea3m bi\u1ebfn c\u1ee7a ch\u00fang t\u00f4i thu th\u1eadp \u0111\u1ec3 gi\u00fap ch\u1ee7 nh\u00e0 ng\u0103n ch\u1eb7n v\u00e0 \u1ee9ng ph\u00f3 s\u1edbm h\u01a1n \u0111\u1ed3ng th\u1eddi cho ph\u00e9p c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc ch\u1ee7 \u0111\u1ed9ng \u0111\u1ec3 gi\u1ea3m thi\u1ec3u y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.&#8221; <\/p>\n\n<p>D\u1ef1a tr\u00ean c\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y, C\u00f4ng ngh\u1ec7 ng\u0103n ch\u1eb7n bu l\u00f4ng k\u1ebft h\u1ee3p d\u1eef li\u1ec7u y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng th\u1ef1c, th\u00f4ng tin chi ti\u1ebft d\u1ef1a tr\u00ean c\u1ea3m bi\u1ebfn v\u00e0 t\u00edch h\u1ee3p li\u1ec1n m\u1ea1ch trong quy tr\u00ecnh b\u1ea3o hi\u1ec3m, ph\u00e2n ph\u1ed1i v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u0103ng c\u01b0\u1eddng l\u1ef1a ch\u1ecdn r\u1ee7i ro, t\u1ed1i \u01b0u h\u00f3a gi\u00e1 c\u1ea3 v\u00e0 mang l\u1ea1i gi\u00e1 tr\u1ecb l\u1edbn h\u01a1n cho c\u00e1c ch\u1ee7 h\u1ee3p \u0111\u1ed3ng tr\u00ean nhi\u1ec1u lo\u1ea1i gi\u00e1 tr\u1ecb nh\u00e0. <\/p>\n\n<p><strong>\u0110i\u1ec1u g\u00ec l\u00e0m cho c\u00f4ng ngh\u1ec7 ng\u0103n ch\u1eb7n bu l\u00f4ng kh\u00e1c bi\u1ec7t?<\/strong><\/p>\n\n<p>Vi\u1ec7c \u00e1p d\u1ee5ng c\u1ea3m bi\u1ebfn v\u00e0 s\u1ef1 tham gia c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc \u0111\u00e2y l\u00e0 nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi c\u1ea3 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 v\u00e0 nh\u00e0 cung c\u1ea5p c\u1ea3m bi\u1ebfn. Bolt v\u01b0\u1ee3t qua nh\u1eefng r\u00e0o c\u1ea3n n\u00e0y b\u1eb1ng c\u00e1ch theo d\u00f5i d\u1eef li\u1ec7u k\u00edch ho\u1ea1t, cho ph\u00e9p theo d\u00f5i c\u00f3 m\u1ee5c ti\u00eau v\u00e0 c\u1ea3i thi\u1ec7n tu\u00e2n th\u1ee7 \u0111\u1ec3 gi\u1ea3m r\u1ee7i ro \u2014 d\u1eabn \u0111\u1ebfn gi\u1ea3m y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 \u0111o l\u01b0\u1eddng \u0111\u01b0\u1ee3c, n\u00e2ng cao hi\u1ec7u su\u1ea5t b\u1ea3o hi\u1ec3m v\u00e0 h\u1ed7 tr\u1ee3 t\u1ed1i \u01b0u h\u00f3a ph\u00ed b\u1ea3o hi\u1ec3m. <\/p>\n\n<p>C\u00f4ng ngh\u1ec7 ph\u00f2ng ng\u1eeba bu l\u00f4ng hi\u1ec7n c\u00f3 s\u1eb5n cho c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m v\u00e0 MGA tr\u00ean kh\u1eafp Hoa K\u1ef3.<\/p>\n\n<p class=\"has-text-align-center\">###<\/p>\n\n<p><strong><u>Gi\u1edbi thi\u1ec7u v\u1ec1 bu l\u00f4ng<\/u><\/strong> <\/p>\n\n<p>bolt l\u00e0 n\u1ec1n t\u1ea3ng ph\u00e2n ph\u1ed1i h\u00e0ng \u0111\u1ea7u cho b\u1ea3o hi\u1ec3m P&amp;C, \u0111o\u00e0n k\u1ebft c\u00e1c nh\u00e0 ph\u00e2n ph\u1ed1i v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 thay \u0111\u1ed5i c\u00e1ch mua v\u00e0 b\u00e1n b\u1ea3o hi\u1ec3m.  <\/p>\n\n<p>K\u1ebft qu\u1ea3 l\u00e0 s\u00e0n giao d\u1ecbch c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 c\u00f4ng ngh\u1ec7 l\u1edbn nh\u1ea5t th\u1ebf gi\u1edbi, bao g\u1ed3m hai ph\u1ea7n ba c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u c\u1ee7a M\u1ef9, gi\u00fap c\u00e1c doanh nghi\u1ec7p thu\u1ed9c m\u1ecdi lo\u1ea1i h\u00ecnh ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m, m\u1edf r\u1ed9ng ph\u1ea1m vi ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0111\u00e1p \u1ee9ng nhi\u1ec1u nhu c\u1ea7u b\u1ea3o hi\u1ec3m v\u00e0 b\u1ea3o v\u1ec7 c\u1ee7a kh\u00e1ch h\u00e0ng.  <\/p>\n\n<p><strong>LI\u00caN H\u1ec6 TRUY\u1ec0N TH\u00d4NG<\/strong> <\/p>\n\n<p>Ross Stevens <br\/>C\u1ed1 v\u1ea5n doanh nghi\u1ec7p Calibre cho bu l\u00f4ng <br\/><a href=\"mailto:bolt@calibercorporate.com\">bolt@calibercorporate.com<\/a> <\/p>\n\n<p>     <strong>Ngu\u1ed3n:<\/strong><\/p>\n\n<p><strong>[1] V\u1ea5n \u0111\u1ec1 ng\u01b0\u1eddi ti\u00eau d\u00f9ng &#8211; <\/strong>Th\u1ed1ng k\u00ea y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m thi\u1ec7t h\u1ea1i do n\u01b0\u1edbc<br\/><strong>[2] Forbes.com &#8211; <\/strong> B\u1ea3o hi\u1ec3m ch\u1ee7 nh\u00e0 c\u00f3 chi tr\u1ea3 cho thi\u1ec7t h\u1ea1i do n\u01b0\u1edbc do m\u01b0a ho\u1eb7c r\u00f2 r\u1ec9 kh\u00f4ng?<\/p>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gi\u1ea3i ph\u00e1p ph\u00f2ng ng\u1eeba r\u1ee7i ro m\u1edbi c\u00f3 s\u1eb5n cho c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 th\u00f4ng qua n\u1ec1n t\u1ea3ng bu l\u00f4ng \u0111\u1ec3 gi\u00fap kh\u00e1ch h\u00e0ng ng\u0103n ng\u1eeba thi\u1ec7t h\u1ea1i do n\u01b0\u1edbc cho nh\u00e0 tr\u01b0\u1edbc khi n\u00f3 tr\u1edf th\u00e0nh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng SAN FRANCISCO, CA &#8211; Ng\u00e0y 1 th\u00e1ng 4 n\u0103m 2025 &#8211; bolt, [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-35124","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/posts\/35124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/comments?post=35124"}],"version-history":[{"count":0,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/posts\/35124\/revisions"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=35124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/categories?post=35124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}