Trong khi t\u1ed5ng s\u1ed1 giao d\u1ecbch gi\u1ea3m nh\u1eb9 t\u1eeb n\u0103m 2019 \u0111\u1ebfn n\u0103m 2020, gi\u00e1 tr\u1ecb c\u1ee7a c\u00e1c v\u1ee5 s\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i \u0111\u00e3 di\u1ec5n ra \u0111\u00e3 t\u0103ng 39% gi\u1eefa hai n\u0103m \u0111\u00f3, Sweeney v\u00e0 Purowitz l\u01b0u \u00fd. M\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a Deloitte cho th\u1ea5y 32% c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u1edf B\u1eafc M\u1ef9 t\u00ecm \u0111\u1ebfn M&A nh\u01b0 m\u1ed9t c\u00e1ch \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 h\u00e0nh \u0111\u1ed9ng chi\u1ebfn l\u01b0\u1ee3c trong k\u1ef7 nguy\u00ean chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 nhanh ch\u00f3ng v\u00e0 s\u1ef1 kh\u00f4ng ch\u1eafc ch\u1eafn s\u00e2u s\u1eafc. <\/p>\n\n
S\u1ef1 kh\u1edfi \u0111\u1ea7u c\u1ee7a \u0111\u1ea1i d\u1ecbch COVID-19 t\u1ea1m th\u1eddi l\u00e0m ch\u1eadm ho\u1ea1t \u0111\u1ed9ng M&A, nh\u01b0ng s\u1ef1 ch\u1eadm l\u1ea1i d\u01b0\u1eddng nh\u01b0 l\u00e0 s\u1ef1 tr\u00ec ho\u00e3n c\u1ee7a vi\u1ec7c giao d\u1ecbch h\u01a1n l\u00e0 h\u1ee7y b\u1ecf c\u00e1c giao d\u1ecbch \u0111ang ch\u1edd x\u1eed l\u00fd. “C\u00e1c nh\u00e0 giao d\u1ecbch trong ng\u00e0nh b\u1ea3o hi\u1ec3m, gi\u1ed1ng nh\u01b0 nhi\u1ec1u ng\u01b0\u1eddi kh\u00e1c, \u0111\u00e3 t\u1ea1m d\u1eebng \u0111\u1ec3 suy ng\u1eabm trong n\u1eeda \u0111\u1ea7u n\u0103m nay, nh\u01b0ng kh\u00f4ng l\u00e2u”, Ivor Edwards<\/a>, \u0111\u1ed1i t\u00e1c t\u1ea1i nh\u00f3m b\u1ea3o hi\u1ec3m doanh nghi\u1ec7p c\u1ee7a Clyde &Co cho bi\u1ebft. <\/p>\n\n T\u1ed1c \u0111\u1ed9 m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ebfp t\u1ee5c n\u1eafm b\u1eaft c\u00e1c th\u01b0\u01a1ng v\u1ee5 mua b\u00e1n v\u00e0 s\u00e1p nh\u1eadp t\u0103ng h\u01a1n n\u1eefa trong n\u1eeda \u0111\u1ea7u n\u0103m 2021. Theo PwC, 215 th\u01b0\u01a1ng v\u1ee5 b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 t\u1eeb th\u00e1ng 1 \u0111\u1ebfn th\u00e1ng 5\/2021, v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb 24,6 t\u1ef7 USD. <\/p>\n\n “T\u1ed1c \u0111\u1ed9 v\u00e0 quy m\u00f4 c\u1ee7a c\u00e1c giao d\u1ecbch b\u1ea3o hi\u1ec3m ti\u1ebfp t\u1ee5c t\u0103ng t\u1ed1c trong n\u1eeda \u0111\u1ea7u n\u0103m nay khi ng\u01b0\u1eddi b\u00e1n t\u00ecm c\u00e1ch t\u1eadn d\u1ee5ng m\u1ee9c \u0111\u1ecbnh gi\u00e1 cao do nhu c\u1ea7u m\u1ea1nh m\u1ebd \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m”, Mark Friedman<\/a>, l\u00e3nh \u0111\u1ea1o giao d\u1ecbch b\u1ea3o hi\u1ec3m c\u1ee7a PwC cho bi\u1ebft.<\/p>\n\n Xu h\u01b0\u1edbng t\u0103ng n\u00e0y ch\u01b0a c\u00f3 d\u1ea5u hi\u1ec7u ch\u1eadm l\u1ea1i trong th\u1eddi gian t\u1edbi. “Ch\u00fang t\u00f4i k\u1ef3 v\u1ecdng ho\u1ea1t \u0111\u1ed9ng M&A b\u1ea3o hi\u1ec3m m\u1ea1nh m\u1ebd s\u1ebd ti\u1ebfp t\u1ee5c trong n\u0103m 2022”, John Potter<\/a> , Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i Th\u01b0\u01a1ng v\u1ee5 PwC v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c kh\u00e1c cho bi\u1ebft. Theo nghi\u00ean c\u1ee9u c\u1ee7a PwC, c\u00e1c th\u01b0\u01a1ng v\u1ee5 mua b\u00e1n v\u00e0 s\u00e1p nh\u1eadp b\u1ea3o hi\u1ec3m trong n\u0103m t\u1edbi c\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn c\u00e1c c\u00f4ng ty m\u00f4i gi\u1edbi c\u0169ng nh\u01b0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang t\u00ecm ki\u1ebfm ch\u1ed7 \u0111\u1ee9ng m\u1edbi khi \u0111\u1ed1i m\u1eb7t v\u1edbi \u0111\u1ea1i d\u1ecbch \u0111ang di\u1ec5n ra v\u00e0 nh\u1eefng th\u00e1ch th\u1ee9c kh\u00e1c. <\/p>\n\n Nghi\u00ean c\u1ee9u c\u1ee7a Deloitte c\u0169ng cho th\u1ea5y 79% c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 ph\u00e1t hi\u1ec7n ra nh\u1eefng thi\u1ebfu s\u00f3t trong c\u00e1ch ti\u1ebfp c\u1eadn k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a t\u1ed5 ch\u1ee9c c\u1ee7a h\u1ecd trong th\u1eddi k\u1ef3 \u0111\u1ea1i d\u1ecbch v\u00e0 95% cam k\u1ebft \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 trong nh\u1eefng n\u0103m t\u1edbi, Sweeney v\u00e0 Purowitz vi\u1ebft. Kh\u00f4ng c\u00f3 g\u00ec \u0111\u00e1ng ng\u1ea1c nhi\u00ean, vi\u1ec7c t\u1eadp trung v\u00e0o chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 n\u00e0y c\u0169ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c s\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i gi\u1eefa c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. <\/p>\n\n “C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m k\u1ebf th\u1eeba \u0111ang t\u00ecm c\u00e1ch n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng c\u1ed1t l\u00f5i c\u1ee7a h\u1ecd v\u00e0 gi\u1ea3i ph\u00f3ng to\u00e0n b\u1ed9 ti\u1ec1m n\u0103ng c\u1ee7a c\u00e1c c\u00f4ng ngh\u1ec7 bi\u1ebfn \u0111\u1ed5i nh\u01b0 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, ph\u00e2n t\u00edch d\u1eef li\u1ec7u v\u00e0 internet v\u1ea1n v\u1eadt (IoT) \u0111\u00e3 ng\u00e0y c\u00e0ng chuy\u1ec3n sang M &A nh\u01b0 m\u1ed9t ph\u1ea7n c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ed5i m\u1edbi c\u1ee7a h\u1ecd”, Alex Zukerman<\/a>, gi\u00e1m \u0111\u1ed1c chi\u1ebfn l\u01b0\u1ee3c t\u1ea1i Sapiens vi\u1ebft.<\/p>\n\n \u0110\u1ea7u t\u01b0 v\u00e0o chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, bao g\u1ed3m c\u1ea3 th\u00f4ng qua ho\u1ea1t \u0111\u1ed9ng M&A, \u0111ang mang l\u1ea1i l\u1ee3i \u00edch cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. D\u1eef li\u1ec7u t\u1eeb EY cho th\u1ea5y trong khi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh bao g\u1ed3m c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1eed d\u1ee5ng s\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 ch\u1ec9 trong 25% tr\u01b0\u1eddng h\u1ee3p v\u00e0o n\u0103m 2020, “nh\u1eefng giao d\u1ecbch \u0111\u00f3 \u0111\u00e3 v\u01b0\u1ee3t qu\u00e1 k\u1ef3 v\u1ecdng ROI 52% th\u1eddi gian”, Martin Spit<\/a> c\u1ee7a EY vi\u1ebft. S\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i \u0111\u01b0\u1ee3c theo \u0111u\u1ed5i v\u1edbi m\u1ee5c ti\u00eau th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a c\u00f4ng ty c\u00f3 th\u1ec3 t\u0103ng l\u00ean trong nh\u1eefng n\u0103m t\u1edbi, khi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u00ecm c\u00e1ch n\u1eafm l\u1ea5y l\u1ee3i t\u1ee9c \u0111\u1ea7u t\u01b0 v\u01b0\u1ee3t tr\u1ed9i m\u00e0 c\u00e1c m\u1ed1i quan h\u1ec7 nh\u01b0 v\u1eady h\u1ee9a h\u1eb9n. <\/p>\n\n Cu\u1ed1i c\u00f9ng, \u0111i\u1ec1u \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u1edfi nghi\u1ec7p v\u00e0 c\u00e1c nh\u00e0 m\u1ea1ng \u0111\u01b0\u01a1ng nhi\u1ec7m \u0111ang ng\u00e0y c\u00e0ng c\u1ea1nh tranh th\u1ecb ph\u1ea7n trong m\u1ed9t s\u1ed1 ng\u00e0nh d\u1ecdc ng\u00e0y c\u00e0ng t\u0103ng. \u0110i\u1ec1u n\u00e0y ph\u1ea7n l\u1edbn l\u00e0 do s\u1ef1 tr\u01b0\u1edfng th\u00e0nh v\u00e0 ho\u00e0n thi\u1ec7n c\u1ee7a c\u00e1c c\u00f4ng ty nh\u01b0 Lemonade, \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u1edbi tr\u1ecdng t\u00e2m duy nh\u1ea5t l\u00e0 b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi thu\u00ea nh\u00e0 nh\u01b0ng k\u1ec3 t\u1eeb \u0111\u00f3 \u0111\u00e3 m\u1edf r\u1ed9ng<\/a> sang cung c\u1ea5p b\u1ea3o hi\u1ec3m ch\u1ee7 nh\u00e0, b\u1ea3o hi\u1ec3m v\u1eadt nu\u00f4i v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. <\/p>\n\n C\u00e1c chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 di\u1ec5n ra trong c\u00e1c nh\u00e0 m\u1ea1ng k\u1ebf th\u1eeba ph\u1ea3i \u0111\u01b0\u1ee3c nh\u00ecn qua l\u0103ng k\u00ednh n\u00e0y. Insurtech \u0111\u00e3 ph\u00e1 v\u1ee1 l\u0129nh v\u1ef1c n\u00e0y v\u00e0 thay \u0111\u1ed5i k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch nhanh ch\u00f3ng. Ph\u00ed b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh, d\u1ef1a tr\u00ean d\u1eef li\u1ec7u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng kh\u00e1ch h\u00e0ng? Insurtech \u0111\u00e3 th\u00fac \u0111\u1ea9y nh\u1eefng \u0111\u1ed5i m\u1edbi \u0111\u00f3 v\u00e0 h\u1ecd \u0111ang \u0111\u01b0a nh\u1eefng m\u00f4 h\u00ecnh \u0111\u00f3 v\u00e0o ng\u00e0nh d\u1ecdc m\u1edbi – n\u01a1i kh\u00e1ch h\u00e0ng h\u00e1o h\u1ee9c ch\u1edd \u0111\u1ee3i s\u1ef1 linh ho\u1ea1t m\u1edbi trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 s\u1eb5n cho h\u1ecd. <\/p>\n\n Li\u1ec7u m\u1ed9t kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f3 s\u1eb5n s\u00e0ng trao \u0111\u1ed5i d\u1eef li\u1ec7u l\u00e1i xe c\u1ee7a h\u1ecd \u0111\u1ec3 c\u00f3 m\u1ed9t ch\u00ednh s\u00e1ch ph\u00f9 h\u1ee3p, h\u1ee3p l\u00fd h\u01a1n kh\u00f4ng? T\u1ea5t c\u1ea3 c\u00e1c d\u1ea5u hi\u1ec7u ch\u1ec9 ra c\u00f3. Gi\u1edd \u0111\u00e2y, th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 m\u1ea1ng l\u00e0 khai th\u00e1c ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng c\u1ee7a h\u00e0nh vi kh\u00e1ch h\u00e0ng m\u1edbi n\u1ed5i n\u00e0y. <\/p>\n\n B\u1ea3o hi\u1ec3m v\u1eabn l\u00e0 ng\u00e0nh c\u00f4ng nghi\u1ec7p chuy\u00ean gia c\u1ee7a th\u1ebf gi\u1edbi v\u1ec1 r\u1ee7i ro. Tuy nhi\u00ean, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1eafm b\u1eaft chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 th\u00f4ng qua s\u00e1p nh\u1eadp, mua l\u1ea1i v\u00e0 quan h\u1ec7 \u0111\u1ed1i t\u00e1c c\u00e2n b\u1eb1ng chuy\u00ean m\u00f4n c\u1ee7a h\u1ecd v\u1ec1 r\u1ee7i ro v\u1edbi c\u00e1c k\u1ef9 n\u0103ng v\u00e0 kinh nghi\u1ec7m c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c c\u00f4ng ngh\u1ec7 v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng b\u1ed5 sung kh\u00e1c. K\u1ebft qu\u1ea3 l\u00e0 m\u1ed9t ng\u00e0nh b\u1ea3o hi\u1ec3m s\u00e1ng t\u1ea1o v\u00e0 linh ho\u1ea1t h\u01a1n. <\/p>\n\n \u1ea2nh: ammentorp\/\u00a9123RF.com, elleaon\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m chuy\u00ean v\u1ec1 r\u1ee7i ro – v\u00e0 trong nhi\u1ec1u th\u1ebf k\u1ef7, \u0111\u00e3 t\u1eadp trung v\u00e0o chuy\u00ean m\u00f4n c\u1ee7a h\u1ecd. Ng\u00e0y nay, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang kh\u00e1m ph\u00e1 ra r\u1eb1ng s\u1ef1 t\u0103ng tr\u01b0\u1edfng v\u00e0 chuy\u1ec3n \u0111\u1ed5i \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y t\u1ed1t nh\u1ea5t b\u00ean ngo\u00e0i ranh gi\u1edbi c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m truy\u1ec1n […]<\/p>\n","protected":false},"featured_media":10850,"template":"","insight-category":[],"class_list":["post-22270","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/22270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/10850"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=22270"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=22270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"Khái](\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-stock-charts--1024x683.jpg\")
<\/figure>\n\nChuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1<\/h2>\n\n
T\u0103ng tr\u01b0\u1edfng Insurtech theo chi\u1ec1u ngang<\/h2>\n\n