{"id":21284,"date":"2024-09-30T14:30:43","date_gmt":"2024-09-30T19:30:43","guid":{"rendered":"https:\/\/bolttech.io\/insights\/blockchain-trong-nganh-bao-hiem-nam-bat-co-hoi-va-ngan-chan-rui-ro\/"},"modified":"2024-11-06T17:34:12","modified_gmt":"2024-11-06T22:34:12","slug":"blockchain-trong-nganh-bao-hiem-nam-bat-co-hoi-va-ngan-chan-rui-ro","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/blockchain-trong-nganh-bao-hiem-nam-bat-co-hoi-va-ngan-chan-rui-ro\/","title":{"rendered":"Blockchain trong ng\u00e0nh b\u1ea3o hi\u1ec3m: N\u1eafm b\u1eaft c\u01a1 h\u1ed9i v\u00e0 ng\u0103n ch\u1eb7n r\u1ee7i ro"},"content":{"rendered":"\n

B\u1ed1n m\u01b0\u01a1i s\u00e1u ph\u1ea7n tr\u0103m c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hy v\u1ecdng s\u1ebd b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng blockchain trong v\u00f2ng hai n\u0103m t\u1edbi v\u00e0 84 ph\u1ea7n tr\u0103m n\u00f3i r\u1eb1ng c\u00f4ng ngh\u1ec7 n\u00e0y s\u1ebd thay \u0111\u1ed5i c\u00e1ch h\u1ecd kinh doanh, Jim Struntz<\/a> t\u1ea1i B\u1ea3o hi\u1ec3m Accenture n\u00f3i.<\/p>\n\n

R\u00f5 r\u00e0ng l\u00e0 blockchain mang l\u1ea1i nhi\u1ec1u kh\u1ea3 n\u0103ng th\u00fa v\u1ecb cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&C, nh\u01b0ng vi\u1ec7c tri\u1ec3n khai n\u00f3 c\u0169ng \u0111i k\u00e8m v\u1edbi nhi\u1ec1u r\u1ee7i ro v\u00e0 th\u00e1ch th\u1ee9c. Sau \u0111\u00e2y l\u00e0 t\u00ecnh h\u00ecnh hi\u1ec7n t\u1ea1i c\u1ee7a blockchain \u2014 c\u00f9ng c\u00e1ch hi\u1ec3u nh\u1eefng r\u1ee7i ro v\u00e0 c\u01a1 h\u1ed9i v\u1ed1n c\u00f3 khi s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 th\u00fa v\u1ecb n\u00e0y trong b\u1ea3o hi\u1ec3m.<\/p>\n\n

C\u00f4ng ngh\u1ec7 Blockchain ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o<\/h2>\n\n

C\u00f4ng ngh\u1ec7 Blockchain \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t t\u1eeb th\u00f4ng d\u1ee5ng trong h\u00e0ng ch\u1ee5c ng\u00e0nh c\u00f4ng nghi\u1ec7p, n\u01a1i c\u00f4ng ngh\u1ec7 h\u1ee9a h\u1eb9n s\u1ebd c\u00e1ch m\u1ea1ng h\u00f3a c\u00e1c quy tr\u00ecnh tr\u00ean di\u1ec7n r\u1ed9ng.<\/p>\n\n

Blockchain l\u00e0 m\u1ed9t s\u1ed5 c\u00e1i ph\u00e2n t\u00e1n, v\u1edbi c\u00e1c m\u1ee5c nh\u1eadp \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef tr\u00ean to\u00e0n b\u1ed9 m\u1ea1ng l\u01b0\u1edbi m\u00e0 n\u00f3 ho\u1ea1t \u0111\u1ed9ng, theo Michael Mainelli<\/a> , ch\u1ee7 t\u1ecbch \u0111i\u1ec1u h\u00e0nh t\u1ea1i c\u00f4ng ty c\u00f4ng ngh\u1ec7 Z\/Yen. Nh\u1eefng ng\u01b0\u1eddi tham gia v\u00e0o blockchain c\u00f3 th\u1ec3 th\u00eam v\u00e0o c\u00e1c m\u1ee5c nh\u1eadp trong chu\u1ed7i, nh\u01b0ng kh\u00f4ng th\u1ec3 x\u00f3a ho\u1eb7c s\u1eeda \u0111\u1ed5i c\u00e1c m\u1ee5c nh\u1eadp tr\u01b0\u1edbc \u0111\u00f3. S\u1ef1 \u0111\u1ed3ng thu\u1eadn \u0111\u1ea1t \u0111\u01b0\u1ee3c khi phi\u00ean b\u1ea3n s\u1ed5 c\u00e1i c\u1ee7a m\u1ecdi ng\u01b0\u1eddi kh\u1edbp nhau; c\u00e1c m\u1ee5c nh\u1eadp b\u1ea5t th\u01b0\u1eddng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn d\u1ea1ng ngay l\u1eadp t\u1ee9c l\u00e0 kh\u00f4ng ph\u00f9 h\u1ee3p, kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 ho\u1eb7c \u0111\u00e1ng ng\u1edd. <\/p>\n\n

C\u00f4ng ngh\u1ec7 Blockchain b\u1eaft \u0111\u1ea7u nh\u01b0 m\u1ed9t tr\u00ecnh \u0111i\u1ec1u khi\u1ec3n c\u00e1c lo\u1ea1i ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 v\u00ec n\u00f3 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c m\u1ed9t v\u1ea5n \u0111\u1ec1 h\u1eadu c\u1ea7n: s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a m\u1ed9t b\u00ean th\u1ee9 ba, ch\u1eb3ng h\u1ea1n nh\u01b0 ng\u00e2n h\u00e0ng, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o h\u1ed3 s\u01a1 chuy\u1ec3n ti\u1ec1n gi\u1eefa hai b\u00ean.<\/p>\n\n

Michael Taggart<\/a> , ch\u1ee7 t\u1ecbch Cryptonomex, cho bi\u1ebft qu\u1ef9 kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c chi ti\u00eau hai l\u1ea7n v\u00ec s\u1ef1 t\u1ed3n t\u1ea1i c\u1ee7a ch\u00fang ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c giao d\u1ecbch ghi l\u1ea1i ch\u00fang. Thay v\u00ec sao ch\u00e9p c\u00e1c gi\u00e1 tr\u1ecb, s\u1ed5 c\u00e1i li\u00ean t\u1ee5c \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt v\u1edbi m\u1ed9t lo\u1ea1t c\u00e1c giao d\u1ecbch, n\u00eau chi ti\u1ebft ai c\u00f3 g\u00ec t\u1ea1i m\u1ecdi th\u1eddi \u0111i\u1ec3m. <\/p>\n\n

Brian Kelley<\/a> , ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Quincy Analytics, cho bi\u1ebft m\u00f4 h\u00ecnh t\u01b0\u01a1ng t\u1ef1 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho c\u00e1c lo\u1ea1i giao d\u1ecbch nh\u1ea1y c\u1ea3m kh\u00e1c. V\u00ed d\u1ee5, n\u00f3 c\u00f3 th\u1ec3 cho ph\u00e9p d\u1eef li\u1ec7u nh\u1ea1y c\u1ea3m \u0111\u01b0\u1ee3c chia s\u1ebb tr\u1ef1c ti\u1ebfp gi\u1eefa c\u00e1c b\u00ean, gi\u1ea3m ho\u1eb7c lo\u1ea1i b\u1ecf kh\u1ea3 n\u0103ng d\u1eef li\u1ec7u b\u1ecb thay \u0111\u1ed5i ho\u1eb7c r\u01a1i v\u00e0o tay ng\u01b0\u1eddi kh\u00f4ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n. Blockchain c\u0169ng c\u00f3 th\u1ec3 gi\u1ea3m l\u01b0\u1ee3ng th\u1eddi gian c\u1ea7n thi\u1ebft cho m\u1ed9t s\u1ed1 giao d\u1ecbch nh\u1ea5t \u0111\u1ecbnh. <\/p>\n\n

“C\u00e1c \u0111\u1eb7c t\u00ednh b\u1ea5t bi\u1ebfn c\u1ee7a blockchain l\u00e0m cho n\u00f3 tr\u1edf th\u00e0nh m\u1ed9t \u0111\u1ed1i t\u00e1c t\u1ef1 nhi\u00ean cho b\u1ea3o hi\u1ec3m, n\u01a1i c\u00e1c khu \u0111\u1ecbnh c\u01b0 v\u00e0 h\u00f2a gi\u1ea3i gi\u1eefa nhi\u1ec1u b\u00ean trong chu\u1ed7i b\u1ea3o hi\u1ec3m v\u00e0 t\u00e1i b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 g\u00e2y \u0111au \u0111\u1edbn v\u00e0 k\u00e9o d\u00e0i”, Helen Beckett<\/a> t\u1ea1i Raconteur n\u00f3i.<\/p>\n\n

S\u1ef1 t\u1ed3n t\u1ea1i c\u1ee7a m\u1ed9t h\u1ed3 s\u01a1 duy nh\u1ea5t m\u00e0 kh\u00f4ng m\u1ed9t b\u00ean n\u00e0o c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t c\u00f3 th\u1ec3 ch\u1ea5m d\u1ee9t nhi\u1ec1u tranh ch\u1ea5p tr\u01b0\u1edbc khi ch\u00fang b\u1eaft \u0111\u1ea7u.<\/p>\n\n

\"\"<\/figure>\n\n

Blockchain mang l\u1ea1i l\u1ee3i \u00edch cho ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o<\/h2>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u01b0\u1edfng t\u01b0\u1ee3ng ra v\u00f4 s\u1ed1 c\u00e1ch s\u1eed d\u1ee5ng cho m\u1ed9t h\u1ec7 th\u1ed1ng t\u1ef1 x\u00e1c minh \u0111\u1ed9 ch\u00ednh x\u00e1c c\u1ee7a n\u00f3, kh\u00f4ng b\u1ecb c\u00f4 l\u1eadp trong b\u1ea5t k\u1ef3 c\u00f4ng ty ho\u1eb7c m\u00e1y ch\u1ee7 n\u00e0o v\u00e0 c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 t\u00e1c v\u1ee5 nh\u1ea5t \u0111\u1ecbnh khi c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng. C\u00e1c c\u01a1 h\u1ed9i c\u1ee7a blockchain trong b\u1ea3o hi\u1ec3m ch\u1ec9 m\u1edbi b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c kh\u00e1m ph\u00e1. <\/p>\n\n

Minh b\u1ea1ch<\/h2>\n\n

V\u00ec c\u00f4ng ngh\u1ec7 blockchain \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i v\u00e0 c\u00f3 s\u1ef1 tham gia, n\u00f3 mang \u0111\u1ebfn nh\u1eefng c\u01a1 h\u1ed9i m\u1edbi cho t\u00ednh minh b\u1ea1ch trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m. \u0110\u00e2y l\u00e0 \u0111i\u1ec1u m\u00e0 ng\u00e0nh c\u00f4ng nghi\u1ec7p hi\u1ec7n t\u1ea1i r\u1ea5t c\u1ea7n, Adrian Clarke<\/a> , ng\u01b0\u1eddi s\u00e1ng l\u1eadp n\u1ec1n t\u1ea3ng d\u1ef1a tr\u00ean blockchain Evident Proof cho bi\u1ebft. <\/p>\n\n

V\u00ed d\u1ee5, t\u00ednh minh b\u1ea1ch cao h\u01a1n s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng hi\u1ec3u r\u00f5 h\u01a1n l\u00fd do v\u00e0 c\u00e1ch gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i c\u1ee7a h\u1ecd. Clarke cho bi\u1ebft \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m chi ph\u00ed ki\u1ec7n t\u1ee5ng do hi\u1ec3u l\u1ea7m, gi\u00fap qu\u00e1 tr\u00ecnh khi\u1ebfu n\u1ea1i hi\u1ec7u qu\u1ea3 h\u01a1n.<\/p>\n\n

B\u1ea3o m\u1eadt t\u1ed1t h\u01a1n th\u00f4ng qua BYOID<\/h2>\n\n

Blockchain c\u0169ng c\u00f3 th\u1ec3 h\u1ee3p l\u00fd h\u00f3a c\u00e1c giao d\u1ecbch gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1eb1ng c\u00e1ch tri\u1ec3n khai h\u1ec7 th\u1ed1ng mang theo ID c\u1ee7a ri\u00eang b\u1ea1n (BYOID), Abbey Gallegos<\/a> t\u1ea1i Zeguro n\u00f3i.<\/p>\n\n

C\u00e1c phi\u00ean b\u1ea3n \u0111\u1ea7u ti\u00ean c\u1ee7a BYOID \u0111\u00e3 t\u1ed3n t\u1ea1i v\u00e0 ch\u00fang \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi c\u00e1c giao di\u1ec7n ch\u01b0\u01a1ng tr\u00ecnh \u1ee9ng d\u1ee5ng ho\u1eb7c API. Ch\u00fang l\u00e0 m\u1ed9t c\u1ea3nh t\u01b0\u1ee3ng ph\u1ed5 bi\u1ebfn: C\u00e1c t\u00f9y ch\u1ecdn \u0111\u1ec3 \u0111\u0103ng nh\u1eadp b\u1eb1ng Google ho\u1eb7c s\u1eed d\u1ee5ng ID Facebook c\u1ee7a b\u1ea1n s\u1eed d\u1ee5ng API, cho ph\u00e9p m\u1ecdi ng\u01b0\u1eddi s\u1eed d\u1ee5ng m\u1ed9t b\u1ed9 th\u00f4ng tin \u0111\u0103ng nh\u1eadp cho nhi\u1ec1u t\u00e1c v\u1ee5 kh\u00e1c nhau. <\/p>\n\n

V\u1edbi blockchain, th\u00f4ng tin nh\u1eadn d\u1ea1ng kh\u00f4ng thu\u1ed9c v\u1ec1 b\u1ea5t k\u1ef3 c\u00f4ng ty ho\u1eb7c m\u00e1y ch\u1ee7 n\u00e0o. Thay v\u00e0o \u0111\u00f3, ng\u01b0\u1eddi d\u00f9ng duy tr\u00ec th\u00f4ng tin nh\u1eadn d\u1ea1ng c\u1ee7a h\u1ecd tr\u00ean thi\u1ebft b\u1ecb c\u1ee7a ri\u00eang h\u1ecd v\u00e0 ch\u1ecdn chia s\u1ebb th\u00f4ng tin \u0111\u00f3 v\u1edbi ai. Vi\u1ec7c lo\u1ea1i b\u1ecf t\u00ean ng\u01b0\u1eddi d\u00f9ng v\u00e0 m\u1eadt kh\u1ea9u \u0111\u00e3 l\u01b0u tr\u1eef gi\u00fap t\u0103ng t\u1ed1c th\u1eddi gian giao d\u1ecbch v\u00e0 gi\u1ea3m s\u1ed1 l\u01b0\u1ee3ng \u0111i\u1ec3m d\u1eef li\u1ec7u c\u00f3 th\u1ec3 b\u1ecb tin t\u1eb7c khai th\u00e1c, \u0111\u1ed3ng th\u1eddi c\u1ea3i thi\u1ec7n s\u1ef1 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi \u0111\u0103ng nh\u1eadp v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a h\u1ecd ch\u00ednh l\u00e0 ng\u01b0\u1eddi m\u00e0 h\u1ecd n\u00f3i h\u1ecd l\u00e0, Armin Ebrahimi<\/a> , ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh t\u1ea1i ShoCard cho bi\u1ebft. <\/p>\n\n

Nationwide \u0111\u00e3 b\u1eaft \u0111\u1ea7u th\u1eed nghi\u1ec7m m\u1ed9t c\u00f4ng c\u1ee5 ch\u1ee9ng minh b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean blockchain v\u00e0 m\u00f4 h\u00ecnh BYOID, Abizer Rangwala<\/a> t\u1ea1i Accenture cho bi\u1ebft. C\u00f4ng c\u1ee5 n\u00e0y c\u00f3 t\u00ean l\u00e0 RiskBlock, nh\u1eb1m m\u1ee5c \u0111\u00edch gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u01a1 quan qu\u1ea3n l\u00fd v\u00e0 quan ch\u1ee9c th\u1ef1c thi ph\u00e1p lu\u1eadt x\u00e1c minh th\u00f4ng tin chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 theo th\u1eddi gian th\u1ef1c m\u00e0 kh\u00f4ng c\u1ea7n th\u1ebb b\u1ea3o hi\u1ec3m gi\u1ea5y. <\/p>\n\n

C\u1ea3i thi\u1ec7n x\u1eed l\u00fd khi\u1ebfu n\u1ea1i th\u00f4ng qua h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh<\/h2>\n\n

H\u1ee3p \u0111\u1ed3ng th\u00f4ng minh gi\u00e1m s\u00e1t th\u1eddi \u0111i\u1ec3m m\u1ed7i b\u00ean ho\u00e0n th\u00e0nh c\u00e1c ngh\u0129a v\u1ee5 nh\u1ea5t \u0111\u1ecbnh ho\u1eb7c th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc c\u1ee5 th\u1ec3. Khi \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c \u0111i\u1ec1u ki\u1ec7n ph\u00f9 h\u1ee3p, h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh s\u1ebd t\u1ef1 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n c\u00e1c h\u00e0nh \u0111\u1ed9ng t\u00f9y thu\u1ed9c v\u00e0o vi\u1ec7c c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u00f3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng.<\/p>\n\n

“M\u1ed9t h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 th\u1ec3 ngay l\u1eadp t\u1ee9c gi\u1ea3i ph\u00f3ng ti\u1ec1n cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng khi ch\u1ee7 h\u1ee3p \u0111\u1ed3ng qua \u0111\u1eddi th\u00f4ng qua ki\u1ec3m tra \u0111i\u1ec7n t\u1eed gi\u1ea5y ch\u1ee9ng t\u1eed”, James Maudslay<\/a> t\u1ea1i Equinix n\u00f3i.<\/p>\n\n

H\u1ee3p \u0111\u1ed3ng th\u00f4ng minh t\u1ef1 gi\u00e1m s\u00e1t m\u00e0 kh\u00f4ng c\u1ea7n b\u00ean th\u1ee9 ba x\u00e1c minh vi\u1ec7c th\u1ef1c hi\u1ec7n \u0111i\u1ec1u ki\u1ec7n. T\u00ednh n\u0103ng n\u00e0y cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ed1 h\u00f3a th\u00eam c\u00e1c quy tr\u00ecnh th\u01b0\u1eddng l\u1ec7, Mike de Waal<\/a> t\u1ea1i Global IQx cho bi\u1ebft. <\/p>\n\n

B\u1eb1ng c\u00e1ch lo\u1ea1i b\u1ecf s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a con ng\u01b0\u1eddi \u0111\u1ec3 ki\u1ec3m tra m\u1ecdi khi\u1ebfu n\u1ea1i th\u00f4ng th\u01b0\u1eddng, c\u00e1c h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c khi\u1ebfu n\u1ea1i nhanh h\u01a1n v\u00e0 gi\u1ea3i ph\u00f3ng ngu\u1ed3n l\u1ef1c nh\u00e2n vi\u00ean cho c\u00e1c khi\u1ebfu n\u1ea1i ph\u1ee9c t\u1ea1p h\u01a1n.<\/p>\n\n

H\u1ee3p \u0111\u1ed3ng th\u00f4ng minh c\u0169ng c\u00f3 th\u1ec3 gi\u00fap qu\u1ea3n l\u00fd khi\u1ebfu n\u1ea1i hi\u1ec7u qu\u1ea3 h\u01a1n, Rajesh Shirsagar<\/a> t\u1ea1i DZone cho bi\u1ebft. V\u00ed d\u1ee5, h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng ghi l\u1ea1i khi\u1ebfu n\u1ea1i v\u00e0 ch\u1ee9ng minh m\u1ed9t s\u1ed1 chi ti\u1ebft nh\u1ea5t \u0111\u1ecbnh, ch\u1ec9 gi\u1ea3i ng\u00e2n khi \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3. H\u1ee3p \u0111\u1ed3ng th\u00f4ng minh c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 theo d\u00f5i s\u1ed1 l\u01b0\u1ee3ng ho\u1eb7c lo\u1ea1i khi\u1ebfu n\u1ea1i t\u1eeb m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng nh\u1ea5t \u0111\u1ecbnh v\u00e0 t\u1ef1 \u0111\u1ed9ng k\u00edch ho\u1ea1t cu\u1ed9c \u0111i\u1ec1u tra theo c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c \u0111\u1eb7t tr\u01b0\u1edbc. <\/p>\n\n

NG\u00c0NH D\u1eccC M\u1edaI V\u00c0 CHU\u1ea8N B\u1eca TRONG T\u01af\u01a0NG LAI<\/h3>\n\n

Vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 BYOID v\u00e0 h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh kh\u00f4ng ch\u1ec9 cho ph\u00e9p x\u1eed l\u00fd khi\u1ebfu n\u1ea1i nhanh h\u01a1n m\u00e0 c\u00f2n m\u1edf r\u1ed9ng sang c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc \u0111\u00e2y qu\u00e1 t\u1ed1n c\u00f4ng s\u1ee9c \u0111\u1ec3 mang l\u1ea1i l\u1ee3i \u00edch cho kh\u00e1ch h\u00e0ng ho\u1eb7c c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n

V\u00ed d\u1ee5, m\u1ed9t s\u1ed1 c\u00f4ng ty \u0111\u00e3 b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh \u0111\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m ho\u00e3n chuy\u1ebfn bay, Olek Shestakov<\/a> t\u1ea1i Livegenic cho bi\u1ebft. Kh\u00e1ch h\u00e0ng nh\u1eadp d\u1eef li\u1ec7u chuy\u1ebfn bay c\u1ee7a h\u1ecd v\u00e0 ch\u1ecdn th\u1eddi gian ho\u00e3n, v\u00e0 n\u1ebfu chuy\u1ebfn bay b\u1ecb ho\u00e3n l\u00e2u h\u01a1n th\u1eddi gian \u0111\u00e3 ch\u1ecdn, h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh s\u1ebd t\u1ef1 \u0111\u1ed9ng thanh to\u00e1n cho kh\u00e1ch h\u00e0ng. V\u00ec giao d\u1ecbch \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ef1a tr\u00ean m\u1ed9t \u0111i\u1ec3m d\u1eef li\u1ec7u duy nh\u1ea5t, c\u00f4ng ngh\u1ec7 blockchain c\u00f3 th\u1ec3 x\u1eed l\u00fd nhi\u1ec7m v\u1ee5 m\u00e0 kh\u00f4ng c\u1ea7n s\u1ef1 can thi\u1ec7p c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u ch\u1ec9nh (tr\u1eeb nh\u1eefng tr\u01b0\u1eddng h\u1ee3p b\u1ea5t th\u01b0\u1eddng). <\/p>\n\n

Magda Ramada Sarasola<\/a> t\u1ea1i Willis Towers Watson cho bi\u1ebft c\u00f4ng ngh\u1ec7 chu\u1ed7i kh\u1ed1i c\u00f3 th\u1ec3 \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c chuy\u1ec3n \u0111\u1ed5i m\u1edbi n\u1ed5i kh\u00e1c trong b\u1ea3o hi\u1ec3m. V\u00ed d\u1ee5, kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng c\u1ee7a chu\u1ed7i kh\u1ed1i cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c ph\u1ea3n \u1ee9ng nhanh h\u01a1n v\u1edbi nh\u1eefng thay \u0111\u1ed5i nhanh ch\u00f3ng v\u1ec1 c\u00f4ng ngh\u1ec7, r\u1ee7i ro v\u00e0 k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng. <\/p>\n\n

\"\"<\/figure>\n\n

Nh\u1eefng tr\u1edf ng\u1ea1i \u0111\u1ed1i v\u1edbi c\u00f4ng ngh\u1ec7 Blockchain<\/h2>\n\n

Nh\u01b0 v\u1edbi b\u1ea5t k\u1ef3 c\u00f4ng ngh\u1ec7 m\u1edbi n\u00e0o, m\u1ed9t blockchain mang l\u1ea1i nh\u1eefng kh\u00f3 kh\u0103n ng\u00e0y c\u00e0ng t\u0103ng nh\u1ea5t \u0111\u1ecbnh cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n

B\u1ea3o m\u1eadt l\u00e0 m\u1ed9t m\u1ed1i quan t\u00e2m li\u00ean t\u1ee5c khi c\u00e1c c\u00f4ng ty d\u1ef1a tr\u00ean blockchain t\u00ecm th\u1ea5y c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a h\u1ecd b\u1ecb khai th\u00e1c, b\u1eb1ng c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n b\u1ea5t h\u1ee3p ph\u00e1p ho\u1eb7c b\u1edfi c\u00e1c c\u00e1 nh\u00e2n s\u1eed d\u1ee5ng m\u00e3 h\u1ee3p ph\u00e1p \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c nhi\u1ec7m v\u1ee5 c\u00f3 h\u1eadu qu\u1ea3 kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c, David Roe<\/a> t\u1ea1i CMSWire n\u00f3i.<\/p>\n\n

V\u00ed d\u1ee5, v\u00e0o n\u0103m 2016, tin t\u1eb7c \u0111\u00e3 s\u1eed d\u1ee5ng m\u1ed9t l\u1ed7 h\u1ed5ng trong m\u00e3 c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c t\u1ef1 tr\u1ecb phi t\u1eadp trung Ethereum, hay DAO, \u0111\u1ec3 r\u00fat ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1. Samuel Falkon<\/a> c\u1ee7a COTI cho bi\u1ebft 70 tri\u1ec7u \u0111\u00f4 la \u0111\u00e3 b\u1ecb \u0111\u00e1nh c\u1eafp tr\u01b0\u1edbc khi tin t\u1eb7c quy\u1ebft \u0111\u1ecbnh d\u1eebng l\u1ea1i. <\/p>\n\n

B\u1ea3n th\u00e2n c\u00f4ng ngh\u1ec7 Blockchain c\u0169ng \u0111ang tr\u1ea3i qua giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng, b\u1ecb th\u00e1ch th\u1ee9c b\u1edfi ch\u00ednh s\u1ef1 k\u00e9m hi\u1ec7u qu\u1ea3 c\u1ee7a n\u00f3. Alexander Lielacher<\/a> , ng\u01b0\u1eddi s\u00e1ng l\u1eadp Bitcoin Africa, cho bi\u1ebft, c\u00e0ng c\u00f3 nhi\u1ec1u d\u1eef li\u1ec7u \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o m\u1ed7i l\u1ea7n b\u1ed5 sung v\u00e0o s\u1ed5 c\u00e1i th\u00ec m\u1ed7i giao d\u1ecbch c\u00e0ng t\u1ed1n nhi\u1ec1u n\u0103ng l\u01b0\u1ee3ng v\u00e0 th\u1eddi gian, l\u00e0m ch\u1eadm qu\u00e1 tr\u00ecnh. <\/p>\n\n

Nh\u1eefng \u0111i\u1ec3m k\u00e9m hi\u1ec7u qu\u1ea3 n\u00e0y c\u0169ng h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng c\u1ee7a c\u00e1c d\u1ef1 \u00e1n blockchain. C\u00e1c h\u1ec7 th\u1ed1ng blockchain s\u1ebd c\u1ea7n lo\u1ea1i b\u1ecf nh\u1eefng \u0111i\u1ec3m k\u00e9m hi\u1ec7u qu\u1ea3 n\u00e0y \u0111\u1ec3 th\u1ef1c hi\u1ec7n l\u1eddi h\u1ee9a v\u1ec1 giao d\u1ecbch nhanh h\u01a1n cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 kh\u00e1ch h\u00e0ng. <\/p>\n\n

Ti\u00eau th\u1ee5 n\u0103ng l\u01b0\u1ee3ng trong c\u00f4ng ngh\u1ec7 blockchain c\u0169ng l\u00e0 m\u1ed9t m\u1ed1i quan t\u00e2m \u0111ang gia t\u0103ng. V\u00e0o n\u0103m 2018, Bitcoin \u0111\u00e3 ti\u00eau th\u1ee5 kho\u1ea3ng 0,2 ph\u1ea7n tr\u0103m t\u1ed5ng m\u1ee9c ti\u00eau th\u1ee5 n\u0103ng l\u01b0\u1ee3ng c\u1ee7a th\u1ebf gi\u1edbi \u2014 nhi\u1ec1u h\u01a1n m\u1ee9c ti\u00eau th\u1ee5 c\u1ee7a to\u00e0n b\u1ed9 qu\u1ed1c gia Bulgaria trong m\u1ed9t n\u0103m, theo Tam Hunt<\/a> t\u1ea1i Green Tech Media. N\u1ebfu nh\u1eefng xu h\u01b0\u1edbng n\u00e0y ti\u1ebfp t\u1ee5c, c\u00e1c \u1ee9ng d\u1ee5ng blockchain c\u00f3 th\u1ec3 ti\u00eau th\u1ee5 nhi\u1ec1u n\u0103ng l\u01b0\u1ee3ng h\u01a1n m\u1ecdi n\u1ed7 l\u1ef1c kh\u00e1c c\u1ee7a con ng\u01b0\u1eddi c\u1ed9ng l\u1ea1i v\u00e0o n\u0103m 2020, theo Eric Holthaus<\/a> t\u1ea1i Grist. <\/p>\n\n

Cu\u1ed1i c\u00f9ng, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00f9ng m\u1ed9t r\u1ee7i ro v\u1edbi blockchain nh\u01b0 v\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi kh\u00e1c: Trong qu\u00e1 tr\u00ecnh v\u1ed9i v\u00e3 \u0111\u1ec3 duy tr\u00ec s\u1ef1 ph\u00f9 h\u1ee3p, h\u1ecd c\u00f3 th\u1ec3 s\u1ebd \u00e1p d\u1ee5ng m\u1ed9t c\u00f4ng c\u1ee5 kh\u00f4ng hi\u1ec7u qu\u1ea3 cho c\u00e1ch ti\u1ebfp c\u1eadn kinh doanh c\u1ee7a h\u1ecd, Neeraj Sabharwal<\/a> t\u1ea1i Forbes cho bi\u1ebft. M\u1eb7c d\u00f9 blockchain c\u00f3 th\u1ec3 h\u1ee9a h\u1eb9n m\u1ed9t con \u0111\u01b0\u1eddng ti\u1ebfn l\u00ean cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, nh\u01b0ng vi\u1ec7c tri\u1ec3n khai c\u00f4ng ngh\u1ec7 n\u00e0y tr\u01b0\u1edbc nh\u1eefng th\u00e1ch th\u1ee9c ri\u00eang c\u1ee7a t\u1eebng c\u00f4ng ty s\u1ebd quy\u1ebft \u0111\u1ecbnh hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00f4ng ngh\u1ec7 n\u00e0y \u0111\u1ed1i v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: Warakorn Harnprasop \/ \u00a9123RF.com, Andriy Popov \/ \u00a9123RF.com, ammentorp \/ \u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

B\u1ed1n m\u01b0\u01a1i s\u00e1u ph\u1ea7n tr\u0103m c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hy v\u1ecdng s\u1ebd b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng blockchain trong v\u00f2ng hai n\u0103m t\u1edbi v\u00e0 84 ph\u1ea7n tr\u0103m n\u00f3i r\u1eb1ng c\u00f4ng ngh\u1ec7 n\u00e0y s\u1ebd thay \u0111\u1ed5i c\u00e1ch h\u1ecd kinh doanh, Jim Struntz t\u1ea1i B\u1ea3o hi\u1ec3m Accenture n\u00f3i. R\u00f5 r\u00e0ng l\u00e0 blockchain mang l\u1ea1i nhi\u1ec1u kh\u1ea3 n\u0103ng […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21284","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/21284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=21284"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=21284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}