{"id":21247,"date":"2024-09-30T14:24:42","date_gmt":"2024-09-30T19:24:42","guid":{"rendered":"https:\/\/bolttech.io\/insights\/nhung-dieu-moi-nha-cung-cap-dich-vu-pc-can-biet-ve-bao-ve-du-lieu-va-quyen-rieng-tu\/"},"modified":"2024-10-29T09:09:42","modified_gmt":"2024-10-29T14:09:42","slug":"nhung-dieu-moi-nha-cung-cap-dich-vu-pc-can-biet-ve-bao-ve-du-lieu-va-quyen-rieng-tu","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/nhung-dieu-moi-nha-cung-cap-dich-vu-pc-can-biet-ve-bao-ve-du-lieu-va-quyen-rieng-tu\/","title":{"rendered":"Nh\u1eefng \u0111i\u1ec1u m\u1ecdi nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 P&C c\u1ea7n bi\u1ebft v\u1ec1 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 quy\u1ec1n ri\u00eang t\u01b0"},"content":{"rendered":"\n

Vi ph\u1ea1m d\u1eef li\u1ec7u \u0111\u00e3 tr\u1edf th\u00e0nh ti\u00eau \u0111\u1ec1 tr\u00ean kh\u1eafp th\u1ebf gi\u1edbi v\u00e0o n\u0103m 2018.\nC\u00e1c c\u00f4ng ty nh\u01b0 T-Mobile, Quora, Google, Orbitz v\u00e0 Facebook \u0111\u00e3 b\u1ecb \u1ea3nh h\u01b0\u1edfng, l\u00e0m l\u1ed9 th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi. <\/p>\n\n

B\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 nghi\u00eam tr\u1ecdng trong th\u1ebf gi\u1edbi si\u00eau k\u1ebft n\u1ed1i ng\u00e0y nay v\u00e0 ch\u00fang \u0111ang chi\u1ebfm v\u1ecb tr\u00ed trung t\u00e2m trong nhi\u1ec1u c\u01a1 quan l\u1eadp ph\u00e1p ti\u1ec3u bang.\nNh\u1eefng r\u1ee7i ro v\u00e0 th\u00e1ch th\u1ee9c c\u1ee7a b\u1ea3o m\u1eadt d\u1eef li\u1ec7u n\u00ean l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty, \u0111\u1ea1i l\u00fd v\u00e0 nh\u00e0 m\u00f4i gi\u1edbi trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 th\u01b0\u01a1ng vong. <\/p>\n\n

C\u00e1c v\u1ea5n \u0111\u1ec1 h\u00e0ng \u0111\u1ea7u v\u1ec1 b\u1ea3o m\u1eadt, b\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m<\/h2>\n\n

C\u00e1c c\u00e2u h\u1ecfi v\u1ec1 b\u1ea3o m\u1eadt, b\u1ea3o v\u1ec7 v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 d\u1eef li\u1ec7u ph\u00e1t sinh h\u00e0ng ng\u00e0y.\n\u0110i\u1ec1u g\u00ec g\u00e2y ra c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng n\u00e0y, v\u00e0 l\u00e0m th\u1ebf n\u00e0o ch\u00fang c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ng\u0103n ch\u1eb7n? <\/p>\n\n

“Vi ph\u1ea1m d\u1eef li\u1ec7u c\u00f3 th\u1ec3 x\u1ea3y ra v\u00ec nhi\u1ec1u l\u00fd do. M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ecb t\u1ea5n c\u00f4ng. D\u1eef li\u1ec7u c\u00f3 th\u1ec3 b\u1ecb x\u1eed l\u00fd sai ho\u1eb7c b\u00e1n cho b\u00ean th\u1ee9 ba. C\u00e1c l\u1ed7 h\u1ed5ng trong h\u1ec7 th\u1ed1ng b\u1ea3o m\u1eadt c\u1ee7a trang web c\u00f3 th\u1ec3 khi\u1ebfn th\u00f4ng tin kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7”, Paige Leskin<\/a> t\u1ea1i Business Insider cho bi\u1ebft.<\/p>\n\n

C\u00e1c c\u00f4ng ty ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nhu c\u1ea7u c\u1ea5p b\u00e1ch li\u00ean t\u1ee5c \u0111\u1ec3 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng v\u00e0 doanh nghi\u1ec7p trong khi v\u1eabn l\u00e0m cho giao ti\u1ebfp tr\u1edf n\u00ean \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ec5 ti\u1ebfp c\u1eadn cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi.\nN\u0103m 2018 \u0111\u00e1nh d\u1ea5u n\u0103m \u0111\u1ea7u ti\u00ean nhi\u1ec1u ti\u1ec3u bang th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p qu\u1ea3n l\u00fd t\u00edch c\u1ef1c \u0111\u1ec3 gi\u1ea3i quy\u1ebft th\u00e1ch th\u1ee9c n\u00e0y.\nKhi lu\u1eadt b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m t\u0103ng l\u00ean, c\u00e1c c\u00e2u h\u1ecfi xung quanh c\u00e1c lu\u1eadt nh\u01b0 v\u1eady tr\u1edf n\u00ean ph\u1ee9c t\u1ea1p h\u01a1n \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. <\/p>\n\n

Quy \u0111\u1ecbnh ch\u1eafp v\u00e1<\/h3>\n\n

M\u1ed9t trong nh\u1eefng v\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t m\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u1ed1i m\u1eb7t l\u00e0 thi\u1ebfu c\u00e1c y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 nh\u1ea5t qu\u00e1n tr\u00ean c\u00e1c ti\u1ec3u bang kh\u00e1c nhau.<\/p>\n\n

Ph\u1ea3n \u1ee9ng c\u1ee7a nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi c\u00e1c m\u1ed1i quan t\u00e2m v\u1ec1 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 \u0111\u00e3 xu\u1ea5t hi\u1ec7n theo ki\u1ec3u ch\u1eafp v\u00e1.\nT\u1ea5t c\u1ea3 50 ti\u1ec3u bang hi\u1ec7n c\u00f3 lu\u1eadt th\u00f4ng b\u00e1o vi ph\u1ea1m d\u1eef li\u1ec7u, nh\u01b0ng ph\u1ea7n l\u1edbn ch\u01b0a \u0111\u1ec1 c\u1eadp c\u1ee5 th\u1ec3 \u0111\u1ebfn an ninh m\u1ea1ng trong b\u1ed1i c\u1ea3nh b\u1ea3o hi\u1ec3m, Bindu Nair v\u00e0 Sean B. Hoar<\/a>, lu\u1eadt s\u01b0 t\u1ea1i Lewis Brisbois Bisgaard &; Smith LLP cho bi\u1ebft. <\/p>\n\n

V\u00ed d\u1ee5, lu\u1eadt b\u1ea3o m\u1eadt d\u1eef li\u1ec7u c\u1ee7a California cung c\u1ea5p cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng quy\u1ec1n ki\u1ec3m so\u00e1t ch\u01b0a t\u1eebng c\u00f3 \u0111\u1ed1i v\u1edbi d\u1eef li\u1ec7u c\u00e1 nh\u00e2n c\u1ee7a h\u1ecd, \u0111\u1eb7t ra c\u1ea3 th\u00e1ch th\u1ee9c v\u00e0 c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1ea1t \u0111\u1ed9ng trong ti\u1ec3u bang, Don Jergler<\/a> n\u00f3i trong T\u1ea1p ch\u00ed B\u1ea3o hi\u1ec3m.<\/p>\n\n

C\u00e1c lu\u1eadt n\u00e0y hi\u1ec7n kh\u00e1c nhau t\u00f9y theo ti\u1ec3u bang, nh\u01b0ng \u00fd t\u01b0\u1edfng v\u1ec1 lu\u1eadt vi ph\u1ea1m d\u1eef li\u1ec7u tr\u00ean to\u00e0n qu\u1ed1c \u0111ang \u0111\u01b0\u1ee3c B\u1ed9 T\u00e0i ch\u00ednh Hoa K\u1ef3 x\u00e1c nh\u1eadn, Nair v\u00e0 Hoar n\u00f3i.<\/p>\n\n

Chi ph\u00ed b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u<\/h3>\n\n

Nh\u1eefng thay \u0111\u1ed5i trong c\u00e1c quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u c\u0169ng d\u1eabn \u0111\u1ebfn nh\u1eefng lo ng\u1ea1i v\u1ec1 chi ph\u00ed cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 th\u01b0\u01a1ng vong, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi c\u00e1c c\u00f4ng ty n\u00e0y \u0111\u00e3 ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c k\u00e9p l\u00e0 \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 gi\u1ea3m v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n gia t\u0103ng.<\/p>\n\n

“Hi\u1ec7u qu\u1ea3 th\u1ef1c s\u1ef1 s\u1ebd l\u00e0 m\u1ed9t s\u1ef1 ph\u00ecnh to l\u1edbn \u0111\u1ed1i v\u1edbi chi ph\u00ed tu\u00e2n th\u1ee7, c\u00f3 kh\u1ea3 n\u0103ng kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a ng\u00e2n s\u00e1ch hi\u1ec7n t\u1ea1i c\u1ee7a t\u1ed5 ch\u1ee9c”, Richard Fernandez<\/a>, m\u1ed9t chuy\u00ean gia tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng d\u1ef1 \u0111o\u00e1n.<\/p>\n\n

Chi ph\u00ed s\u1ebd bao g\u1ed3m nhu c\u1ea7u v\u1ec1 nh\u00e2n vi\u00ean chuy\u00ean v\u1ec1 an ninh m\u1ea1ng v\u00e0 tu\u00e2n th\u1ee7, \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u b\u1edfi m\u1ed9t s\u1ed1 lu\u1eadt ti\u1ec3u bang \u0111\u01b0\u1ee3c ban h\u00e0nh g\u1ea7n \u0111\u00e2y.\nKhi c\u00e1c t\u00f2a \u00e1n kh\u00e1c nhau \u0111\u00e3 \u0111\u01b0a ra c\u00e1c quy\u1ebft \u0111\u1ecbnh kh\u00e1c nhau v\u1ec1 ki\u1ec7n t\u1ee5ng d\u00e2n s\u1ef1 li\u00ean quan \u0111\u1ebfn vi ph\u1ea1m d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi b\u1ed1i c\u1ea3nh ph\u00e1p l\u00fd ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p, lu\u1eadt s\u01b0 Kimberly Horn<\/a> n\u00f3i. <\/p>\n\n

\"Nữ<\/figure>\n\n

C\u00e1c qu\u1ed1c gia th\u1ef1c hi\u1ec7n h\u00e0nh \u0111\u1ed9ng v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u<\/h2>\n\n

Trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 ph\u1ea3n \u1ee9ng th\u1ed1ng nh\u1ea5t c\u1ee7a li\u00ean bang \u0111\u1ed1i v\u1edbi b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m, c\u00e1c ti\u1ec3u bang Hoa K\u1ef3 \u0111\u00e3 b\u1eaft \u0111\u1ea7u t\u1ef1 \u0111i\u1ec1u ch\u1ec9nh c\u00e2u h\u1ecfi.\nNew York v\u00e0 Rhode Island \u0111\u00e3 ban h\u00e0nh c\u00e1c quy t\u1eafc li\u00ean quan \u0111\u1ebfn b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m v\u00e0 quy\u1ec1n ri\u00eang t\u01b0, trong khi Nam Carolina, Michigan v\u00e0 Ohio \u0111\u00e3 th\u00f4ng qua lu\u1eadt m\u1eabu v\u00e0o n\u0103m 2018. <\/p>\n\n

C\u00e1c ti\u1ec3u bang kh\u00e1c – bao g\u1ed3m Georgia, Illinois, Kentucky, Maryland v\u00e0 Virginia – \u0111ang xem x\u00e9t lu\u1eadt b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m.\nNh\u1eefng thay \u0111\u1ed5i do nh\u00e0 n\u01b0\u1edbc kh\u1edfi x\u01b0\u1edbng nh\u01b0 v\u1eady \u0111\u00f2i h\u1ecfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 th\u01b0\u01a1ng vong \u0111\u1ecba ph\u01b0\u01a1ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi b\u1ed1i c\u1ea3nh ph\u00e1p l\u00fd ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p, Christopher M. Brubaker<\/a> t\u1ea1i PropertyCasualty360 n\u00f3i. <\/p>\n\n

N\u1eefu N\u1eefu<\/h3>\n\n

New York \u0111\u00e3 m\u1edf \u0111\u01b0\u1eddng cho c\u00e1c quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u c\u1ee5 th\u1ec3 v\u1ec1 b\u1ea3o hi\u1ec3m.\nB\u1ed9 D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh (DFS) c\u1ee7a ti\u1ec3u bang \u0111\u00e3 th\u1ef1c hi\u1ec7n quy \u0111\u1ecbnh an ninh m\u1ea1ng v\u00e0o n\u0103m 2017.\nN\u00f3 y\u00eau c\u1ea7u c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c \u0111a y\u1ebfu t\u1ed1 \u0111\u1ec3 truy c\u1eadp d\u1eef li\u1ec7u v\u00e0 b\u00e1o c\u00e1o c\u00e1c s\u1ef1 c\u1ed1 an ninh m\u1ea1ng trong v\u00f2ng 72 gi\u1edd.\nN\u00f3 c\u0169ng li\u00ean quan \u0111\u1ebfn c\u00e1c y\u00eau c\u1ea7u b\u1ed5 sung xung quanh qu\u1ea3n tr\u1ecb v\u00e0 tr\u00e1ch nhi\u1ec7m gi\u1ea3i tr\u00ecnh d\u01b0\u1edbi h\u00ecnh th\u1ee9c gi\u00e1m \u0111\u1ed1c an ninh th\u00f4ng tin (CISO), Larry Bianculli<\/a>, gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh t\u1ea1i CCSI cho bi\u1ebft. <\/p>\n\n

Lu\u1eadt M\u00f4 h\u00ecnh B\u1ea3o m\u1eadt D\u1eef li\u1ec7u B\u1ea3o hi\u1ec3m NAIC, \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh v\u00e0o cu\u1ed1i n\u0103m 2017, d\u1ef1a tr\u00ean c\u00e1c quy \u0111\u1ecbnh c\u1ee7a New York.\nM\u1ed9t s\u1ed1 ti\u1ec3u bang \u0111\u00e3 \u00e1p d\u1ee5ng lu\u1eadt m\u1eabu ho\u00e0n to\u00e0n, trong khi nh\u1eefng ti\u1ec3u bang kh\u00e1c \u0111ang xem x\u00e9t c\u00e1c d\u1ef1 lu\u1eadt s\u1ebd ban h\u00e0nh m\u1ed9t s\u1ed1 \u0111i\u1ec1u kho\u1ea3n c\u1ee7a lu\u1eadt m\u1eabu. <\/p>\n\n

Nam Carolina<\/h3>\n\n

Nam Carolina \u0111\u00e3 g\u00e2y ch\u00fa \u00fd v\u00e0o th\u00e1ng 5 n\u0103m 2018 b\u1eb1ng c\u00e1ch tr\u1edf th\u00e0nh ti\u1ec3u bang \u0111\u1ea7u ti\u00ean \u00e1p d\u1ee5ng Lu\u1eadt M\u00f4 h\u00ecnh B\u1ea3o m\u1eadt D\u1eef li\u1ec7u B\u1ea3o hi\u1ec3m NAIC.<\/p>\n\n

Lu\u1eadt c\u1ee7a Nam Carolina y\u00eau c\u1ea7u c\u1ea3 c\u00e1 nh\u00e2n v\u00e0 c\u00f4ng ty \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p theo lu\u1eadt b\u1ea3o hi\u1ec3m c\u1ee7a Nam Carolina ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u m\u1edbi v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u.\nTr\u1ecdng t\u00e2m c\u1ee7a lu\u1eadt ph\u00e1p l\u00e0 y\u00eau c\u1ea7u t\u1ea1o ra m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o m\u1eadt th\u00f4ng tin b\u1eb1ng v\u0103n b\u1ea3n to\u00e0n di\u1ec7n (WISP), Nameir Abbas<\/a>, m\u1ed9t lu\u1eadt s\u01b0 t\u1ea1i Alston &; Bird n\u00f3i. <\/p>\n\n

N\u1ebfu vi ph\u1ea1m d\u1eef li\u1ec7u x\u1ea3y ra, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111i\u1ec1u tra s\u1ef1 ki\u1ec7n, \u0111\u00e1nh gi\u00e1 b\u1ea3n ch\u1ea5t v\u00e0 ph\u1ea1m vi c\u1ee7a n\u00f3, x\u00e1c \u0111\u1ecbnh th\u00f4ng tin b\u1ecb x\u00e2m ph\u1ea1m v\u00e0 “th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p h\u1ee3p l\u00fd \u0111\u1ec3 kh\u00f4i ph\u1ee5c t\u00ednh b\u1ea3o m\u1eadt c\u1ee7a th\u00f4ng tin b\u1ecb x\u00e2m ph\u1ea1m”, Joshua Mooney, Richard Borden v\u00e0 Sedgwick Jeanite<\/a> t\u1ea1i White &; Williams LLP cho bi\u1ebft. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u b\u00e1o c\u00e1o m\u1ed9t s\u1ed1 s\u1ef1 ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh cho b\u1ed9 ph\u1eadn b\u1ea3o hi\u1ec3m c\u1ee7a ti\u1ec3u bang.<\/p>\n\n

Michigan v\u00e0 Ohio<\/h3>\n\n

Michigan v\u00e0 Ohio c\u0169ng \u0111\u00e3 ban h\u00e0nh lu\u1eadt b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m v\u00e0o th\u00e1ng 12 n\u0103m 2018, \u00e1p d\u1ee5ng Lu\u1eadt m\u00f4 h\u00ecnh b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m NAIC.\nLu\u1eadt m\u1edbi \u00e1p d\u1ee5ng cho b\u1ea5t k\u1ef3 c\u00e1 nh\u00e2n ho\u1eb7c c\u00f4ng ty n\u00e0o \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p b\u1edfi c\u00e1c b\u1ed9 ph\u1eadn b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c ti\u1ec3u bang t\u01b0\u01a1ng \u1ee9ng. <\/p>\n\n

Lu\u1eadt c\u1ee7a Michigan c\u0169ng k\u1ebft h\u1ee3p m\u1ed9t s\u1ed1 \u0111i\u1ec1u kho\u1ea3n c\u1ee7a \u0110\u1ea1o lu\u1eadt Ph\u00f2ng ch\u1ed1ng Tr\u1ed9m c\u1eafp ID c\u1ee7a ti\u1ec3u bang, Kate Hanniford<\/a>, m\u1ed9t lu\u1eadt s\u01b0 v\u00e0 th\u00e0nh vi\u00ean nh\u00f3m ph\u1ea3n \u1ee9ng an ninh m\u1ea1ng t\u1ea1i Alston &; Bird cho bi\u1ebft.<\/p>\n\n

Lu\u1eadt c\u1ee7a Ohio ch\u1ec9 bao g\u1ed3m c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd v\u00e0 m\u00f4i gi\u1edbi kinh doanh t\u1ea1i Ohio.\n“C\u00e1c c\u00f4ng ty t\u00e1i b\u1ea3o hi\u1ec3m c\u00f3 tr\u1ee5 s\u1edf b\u00ean ngo\u00e0i Ohio c\u0169ng nh\u01b0 c\u00e1c nh\u00f3m duy tr\u00ec r\u1ee7i ro v\u00e0 c\u00e1c nh\u00f3m mua h\u00e0ng \u0111\u01b0\u1ee3c thu\u00ea v\u00e0 c\u1ea5p ph\u00e9p \u1edf m\u1ed9t ti\u1ec3u bang kh\u00e1c b\u1ecb lo\u1ea1i tr\u1eeb kh\u1ecfi \u0110\u1ea1o lu\u1eadt,” Edward R. McNicholas v\u00e0 Thomas D. Cunningham<\/a>, lu\u1eadt s\u01b0 v\u00e0 \u0111\u1ed1i t\u00e1c t\u1ea1i Sidley n\u00f3i. <\/p>\n\n

\"Hai<\/figure>\n\n

Hi\u1ec3u Lu\u1eadt m\u1eabu b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m<\/h2>\n\n

Lu\u1eadt m\u1eabu b\u1ea3o m\u1eadt d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m<\/a> NAIC “thi\u1ebft l\u1eadp m\u1ed9t khung ph\u00e1p l\u00fd \u0111\u1ec3 y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m v\u1eadn h\u00e0nh c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh an ninh m\u1ea1ng ho\u00e0n ch\u1ec9nh”, Matt Franko<\/a>, gi\u00e1m \u0111\u1ed1c b\u1ea3o m\u1eadt, quy\u1ec1n ri\u00eang t\u01b0 v\u00e0 r\u1ee7i ro t\u1ea1i RSM cho bi\u1ebft. Khung n\u00e0y bao g\u1ed3m m\u1ed9t lo\u1ea1t c\u00e1c v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u, t\u1eeb ki\u1ec3m tra an ninh m\u1ea1ng v\u00e0 gi\u00e1m s\u00e1t h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb \u0111\u1ebfn c\u00e1c k\u1ebf ho\u1ea1ch \u1ee9ng ph\u00f3 s\u1ef1 c\u1ed1 v\u00e0 quy tr\u00ecnh th\u00f4ng b\u00e1o vi ph\u1ea1m.<\/p>\n\n

Lu\u1eadt m\u1eabu \u0111\u00e3 \u0111\u01b0\u1ee3c m\u1ed9t s\u1ed1 ti\u1ec3u bang th\u00f4ng qua v\u00e0 n\u00f3 \u0111ang \u0111\u01b0\u1ee3c xem x\u00e9t trong c\u00e1c c\u01a1 quan l\u1eadp ph\u00e1p ti\u1ec3u bang b\u1ed5 sung.\nS\u1ef1 ph\u1ed5 bi\u1ebfn c\u1ee7a n\u00f3 l\u00e0m cho n\u00f3 \u0111\u00e1ng \u0111\u01b0\u1ee3c xem x\u00e9t b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd v\u00e0 m\u00f4i gi\u1edbi P&C. <\/p>\n\n

Ba \u0111i\u1ec1u kho\u1ea3n \u0111\u00e1ng ch\u00fa \u00fd x\u00e1c \u0111\u1ecbnh lu\u1eadt n\u00e0y, theo Andreas Kaitsounis v\u00e0 Shea M. Leitch<\/a>, lu\u1eadt s\u01b0 t\u1ea1i Baker Hostetler. \u0110\u1ea7u ti\u00ean, lu\u1eadt m\u1eabu \u0111\u1ecbnh ngh\u0129a th\u00f4ng tin kh\u00f4ng c\u00f4ng khai m\u1ed9t c\u00e1ch r\u1ed9ng r\u00e3i, bao g\u1ed3m kh\u00f4ng ch\u1ec9 th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng m\u00e0 c\u00f2n m\u1ed9t s\u1ed1 lo\u1ea1i th\u00f4ng tin kinh doanh nh\u1ea1y c\u1ea3m.<\/p>\n\n

“Ch\u1ec9 l\u00e0 m\u1ed9t v\u00ed d\u1ee5, \u0111i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 m\u1ed9t s\u1ef1 ki\u1ec7n ransomware l\u00e0m t\u00ea li\u1ec7t ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a m\u1ed9t th\u1ef1c th\u1ec3 c\u00f3 th\u1ec3 s\u1ebd k\u00edch ho\u1ea1t ngh\u0129a v\u1ee5 th\u00f4ng b\u00e1o ngay c\u1ea3 khi s\u1ef1 ki\u1ec7n kh\u00f4ng li\u00ean quan \u0111\u1ebfn th\u00f4ng tin c\u00e1 nh\u00e2n”, Kaitsounis v\u00e0 Leitch n\u00f3i.<\/p>\n\n

Lu\u1eadt m\u1eabu c\u0169ng \u0111\u1eb7t ra c\u00e1c y\u00eau c\u1ea7u nghi\u00eam ng\u1eb7t \u0111\u1ed1i v\u1edbi c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o m\u1eadt th\u00f4ng tin, bao g\u1ed3m c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1eb1ng v\u0103n b\u1ea3n, k\u1ebf ho\u1ea1ch \u1ee9ng ph\u00f3 s\u1ef1 c\u1ed1 v\u00e0 y\u00eau c\u1ea7u gi\u00e1m s\u00e1t c\u1ea3 trong t\u1ed5 ch\u1ee9c v\u00e0 trong c\u00e1c m\u1ed1i quan h\u1ec7 c\u1ee7a b\u00ean th\u1ee9 ba.<\/p>\n\n

Cu\u1ed1i c\u00f9ng, c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o m\u1eadt c\u1ee7a lu\u1eadt m\u1eabu kh\u00e1 r\u1ed9ng, b\u1ea3o v\u1ec7 th\u00f4ng tin li\u00ean quan \u0111\u1ebfn c\u00e1c s\u1ef1 ki\u1ec7n an ninh m\u1ea1ng kh\u1ecfi c\u00e1c y\u00eau c\u1ea7u h\u1ed3 s\u01a1 c\u00f4ng khai, tr\u00e1t \u0111\u00f2i h\u1ea7u t\u00f2a ho\u1eb7c s\u1eed d\u1ee5ng trong c\u00e1c v\u1ee5 ki\u1ec7n d\u00e2n s\u1ef1 t\u01b0 nh\u00e2n.<\/p>\n\n

M\u1eb7c d\u00f9 NAIC \u0111\u00e3 t\u00edch c\u1ef1c th\u00fac \u0111\u1ea9y vi\u1ec7c \u00e1p d\u1ee5ng lu\u1eadt m\u1eabu c\u1ee7a m\u00ecnh b\u1edfi c\u00e1c ti\u1ec3u bang kh\u00e1c nhau, b\u1ea3n th\u00e2n lu\u1eadt m\u1eabu kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c cho \u0111\u1ebfn khi n\u00f3 \u0111\u01b0\u1ee3c ban h\u00e0nh b\u1edfi c\u01a1 quan l\u1eadp ph\u00e1p ti\u1ec3u bang.\nCho \u0111\u1ebfn nay, m\u1ed9t s\u1ed1 ti\u1ec3u bang \u0111\u00e3 ban h\u00e0nh lu\u1eadt m\u1eabu v\u1edbi nh\u1eefng s\u1eeda \u0111\u1ed5i cho ph\u00f9 h\u1ee3p v\u1edbi h\u1ec7 th\u1ed1ng quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m hi\u1ec7n c\u00f3 c\u1ee7a ri\u00eang h\u1ecd. <\/p>\n\n

V\u00ed d\u1ee5, trong khi lu\u1eadt m\u1eabu ch\u1ec9 cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a m\u00ecnh, Michigan \u0111\u00e3 ban h\u00e0nh m\u1ed9t h\u1ec7 th\u1ed1ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c y\u00eau c\u1ea7u trong m\u1ed9t th\u1eddi gian d\u00e0i h\u01a1n.\nLu\u1eadt c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0o ng\u00e0y 20 th\u00e1ng 1 n\u0103m 2021, cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u1ed9t n\u0103m tu\u00e2n th\u1ee7 h\u1ea7u h\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 hai n\u0103m \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 b\u00ean th\u1ee9 ba, Lawrence R. Hamilton, Jeffrey P. Taft v\u00e0 Matthew Bisanz<\/a> t\u1ea1i PropertyCasualty360 cho bi\u1ebft. <\/p>\n\n

Lu\u1eadt m\u1eabu y\u00eau c\u1ea7u c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u1ea3i tu\u00e2n theo c\u00e1c y\u00eau c\u1ea7u chung c\u1ee7a ti\u1ec3u bang v\u1ec1 th\u00f4ng b\u00e1o vi ph\u1ea1m d\u1eef li\u1ec7u.\nTuy nhi\u00ean, c\u1ea3 Ohio v\u00e0 Michigan \u0111\u00e3 thay th\u1ebf ng\u00f4n ng\u1eef n\u00e0y b\u1eb1ng c\u00e1c y\u00eau c\u1ea7u th\u00f4ng b\u00e1o vi ph\u1ea1m d\u1eef li\u1ec7u c\u1ee5 th\u1ec3 ch\u1ec9 \u00e1p d\u1ee5ng cho c\u00e1c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 c\u00e1c c\u00f4ng ty thu\u1ed9c ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh c\u1ee7a \u0111\u1ea1o lu\u1eadt, lu\u1eadt s\u01b0 v\u00e0 c\u1ed5 \u0111\u00f4ng Josephine Cicchetti<\/a> n\u00f3i. <\/p>\n\n

Khi c\u00e1c ti\u1ec3u bang ti\u1ebfp t\u1ee5c th\u1eed nghi\u1ec7m c\u00e1c l\u1ea7n l\u1eb7p l\u1ea1i lu\u1eadt m\u1eabu c\u1ee7a ri\u00eang h\u1ecd, c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m s\u1ebd c\u1ea7n l\u01b0u \u00fd b\u1ea3n ch\u1ea5t thay \u0111\u1ed5i c\u1ee7a c\u00e1c quy \u0111\u1ecbnh b\u1ea3o m\u1eadt d\u1eef li\u1ec7u c\u1ea3 tr\u00ean c\u00e1c khu v\u1ef1c \u0111\u1ecba l\u00fd v\u00e0 theo th\u1eddi gian.<\/p>\n\n

\u1ea2nh: Sergey Nivens\/\u00a9123RF.com, swollowpp\/\u00a9123RF.com, stylephotoss\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Vi ph\u1ea1m d\u1eef li\u1ec7u \u0111\u00e3 tr\u1edf th\u00e0nh ti\u00eau \u0111\u1ec1 tr\u00ean kh\u1eafp th\u1ebf gi\u1edbi v\u00e0o n\u0103m 2018. C\u00e1c c\u00f4ng ty nh\u01b0 T-Mobile, Quora, Google, Orbitz v\u00e0 Facebook \u0111\u00e3 b\u1ecb \u1ea3nh h\u01b0\u1edfng, l\u00e0m l\u1ed9 th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi. B\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 nghi\u00eam tr\u1ecdng trong […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21247","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/21247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=21247"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=21247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}