{"id":21100,"date":"2024-09-30T14:21:32","date_gmt":"2024-09-30T19:21:32","guid":{"rendered":"https:\/\/bolttech.io\/insights\/bao-hiem-an-ninh-mang-giai-quyet-rui-ro-va-moi-quan-tam-trong-thoi-dai-ky-thuat-so\/"},"modified":"2024-09-30T14:21:39","modified_gmt":"2024-09-30T19:21:39","slug":"bao-hiem-an-ninh-mang-giai-quyet-rui-ro-va-moi-quan-tam-trong-thoi-dai-ky-thuat-so","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-an-ninh-mang-giai-quyet-rui-ro-va-moi-quan-tam-trong-thoi-dai-ky-thuat-so\/","title":{"rendered":"B\u1ea3o hi\u1ec3m an ninh m\u1ea1ng: Gi\u1ea3i quy\u1ebft r\u1ee7i ro v\u00e0 m\u1ed1i quan t\u00e2m trong th\u1eddi \u0111\u1ea1i k\u1ef9 thu\u1eadt s\u1ed1"},"content":{"rendered":"\n

T\u1ed9i ph\u1ea1m m\u1ea1ng ti\u00eau t\u1ed1n c\u1ee7a c\u00e1c doanh nghi\u1ec7p v\u00e0 c\u00e1 nh\u00e2n 600 t\u1ef7 \u0111\u00f4 la m\u1ed7i n\u0103m, theo Mike Taylor<\/a> t\u1ea1i PropertyCasualty360.\nDo \u0111\u00f3, nhi\u1ec1u kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m \u0111ang t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m cho nh\u1eefng t\u1ed5n th\u1ea5t c\u1ee7a h\u1ecd th\u00f4ng qua t\u00e0i s\u1ea3n chuy\u00ean bi\u1ec7t ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m. <\/p>\n\n

\u0110\u01b0\u1ee3c g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m m\u1ea1ng, b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m m\u1ea1ng, ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y t\u1eadp trung v\u00e0o vi ph\u1ea1m, m\u1ea5t m\u00e1t ho\u1eb7c thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi d\u1eef li\u1ec7u k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 c\u00e1c t\u00e0i s\u1ea3n t\u01b0\u01a1ng t\u1ef1.\nM\u1eb7c d\u00f9 b\u1ea3o hi\u1ec3m m\u1ea1ng v\u1eabn ch\u1ee7 y\u1ebfu l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m kinh doanh, c\u00e1c ch\u00ednh s\u00e1ch c\u00e1 nh\u00e2n c\u0169ng \u0111ang thu h\u00fat s\u1ef1 quan t\u00e2m c\u1ee7a c\u00e1c c\u00e1 nh\u00e2n \u0111ang t\u00ecm c\u00e1ch b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u c\u1ee7a ch\u00ednh h\u1ecd, Taylor n\u00f3i. <\/p>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hi\u1ec3u \u0111\u01b0\u1ee3c th\u1ebf gi\u1edbi r\u1ee7i ro m\u1edbi n\u00e0y c\u00f3 th\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m hi\u1ec7u qu\u1ea3 h\u01a1n \u0111\u1ed3ng th\u1eddi t\u0103ng l\u00f2ng trung th\u00e0nh v\u00e0 s\u1ef1 tin t\u01b0\u1edfng c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n\n

B\u1ea3o hi\u1ec3m an ninh m\u1ea1ng l\u00e0 g\u00ec?<\/h2>\n\n

B\u1ea3o hi\u1ec3m an ninh m\u1ea1ng b\u1ea3o v\u1ec7 m\u1ecdi ng\u01b0\u1eddi v\u00e0 th\u00f4ng tin c\u1ee7a h\u1ecd kh\u1ecfi c\u00e1c m\u1ed1i \u0111e d\u1ecda tr\u1ef1c tuy\u1ebfn, Rachel Sonia<\/a> t\u1ea1i C\u1ed1 v\u1ea5n \u0111\u1ed9c l\u1eadp Kh\u1ed1i th\u1ecbnh v\u01b0\u1ee3ng chung cho bi\u1ebft.\n“B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro b\u1eb1ng c\u00e1ch b\u00f9 \u0111\u1eafp c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c ph\u1ee5c h\u1ed3i t\u1eeb m\u1ed9t cu\u1ed9c t\u1ea5n c\u00f4ng ho\u1eb7c vi ph\u1ea1m an ninh li\u00ean quan \u0111\u1ebfn m\u1ea1ng.”\nN\u00f3 c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 ch\u1ee7 h\u1ee3p \u0111\u1ed3ng kh\u1ecfi t\u1ed5n th\u1ea5t c\u1ee7a b\u00ean th\u1ee9 nh\u1ea5t, khi\u1ebfu n\u1ea1i c\u1ee7a b\u00ean th\u1ee9 ba ho\u1eb7c c\u1ea3 hai. <\/p>\n\n

B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m m\u1ea1ng c\u1ee7a b\u00ean th\u1ee9 nh\u1ea5t bao g\u1ed3m chi ph\u00ed vi ph\u1ea1m m\u1ea1ng ri\u00eang c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng, nh\u01b0 th\u00f4ng b\u00e1o cho kh\u00e1ch h\u00e0ng, \u0111i\u1ec1u tra vi ph\u1ea1m v\u00e0 b\u1ea3o v\u1ec7 ch\u1ed1ng gian l\u1eadn.\nB\u1ea3o hi\u1ec3m c\u1ee7a b\u00ean th\u1ee9 ba cung c\u1ea5p h\u1ed7 tr\u1ee3 cho c\u00e1c ch\u1ee7 h\u1ee3p \u0111\u1ed3ng trong tr\u01b0\u1eddng h\u1ee3p h\u1ecd b\u1ecb ki\u1ec7n ho\u1eb7c ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 vi ph\u1ea1m d\u1eef li\u1ec7u. <\/p>\n\n

V\u00ec b\u1ea3o hi\u1ec3m m\u1ea1ng v\u1eabn l\u00e0 m\u1ed9t l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m m\u1edbi, c\u00e1c chi ti\u1ebft \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u1eabn \u0111ang \u0111\u01b0\u1ee3c c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng.<\/p>\n\n

“M\u1eb7c d\u00f9 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f3 th\u1ec3 l\u1ea5y d\u1eef li\u1ec7u \u0111\u00e1ng tin c\u1eady t\u1eeb c\u00e1c h\u1ed9p \u0111en \u0111\u1ec3 l\u1eadp b\u1ea3n \u0111\u1ed3 h\u00e0nh vi c\u1ee7a t\u00e0i x\u1ebf v\u00e0 ph\u00e1t hi\u1ec7n r\u1ee7i ro, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng d\u1ec5 d\u00e0ng v\u1edbi an ninh m\u1ea1ng. C\u00e1c nh\u00e0 m\u1ea1ng c\u1ea7n c\u00e1c s\u1ed1 li\u1ec7u \u0111\u1ec3 gi\u00fap h\u1ecd ph\u00e2n bi\u1ec7t gi\u1eefa nh\u1eefng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n c\u00f3 r\u1ee7i ro cao v\u00e0 th\u1ea5p”, Jack Kudale<\/a>, c\u1ef1u gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Cavirin Systems v\u00e0 hi\u1ec7n l\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 CEO c\u1ee7a n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m m\u1ea1ng Cowbell cho bi\u1ebft.<\/p>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cam k\u1ebft ngu\u1ed3n l\u1ef1c \u0111\u1ec3 ph\u00e1t tri\u1ec3n c\u00e1c s\u1ed1 li\u1ec7u n\u00e0y ngay b\u00e2y gi\u1edd c\u00f3 th\u1ec3 khai th\u00e1c th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nhanh h\u01a1n.\nV\u00e0 th\u1ecb tr\u01b0\u1eddng \u0111\u00f3 l\u1edbn h\u01a1n so v\u1edbi l\u1ea7n \u0111\u1ea7u ti\u00ean xu\u1ea5t hi\u1ec7n. <\/p>\n\n

“\u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t th\u1ee9 CNTT, n\u00f3 kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t c\u00f4ng ty c\u00f4ng ngh\u1ec7. \u0110\u00f3 l\u00e0 t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi”, Jason Hogg<\/a>, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Cyber Solutions t\u1ea1i Aon n\u00f3i.\nNhu c\u1ea7u c\u1ea5p b\u00e1ch v\u1ec1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng \u0111\u1eb7t ra nh\u1eefng c\u01a1 h\u1ed9i ch\u00ednh cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&C. <\/p>\n\n

\"\"<\/figure>\n\n

R\u1ee7i ro an ninh m\u1ea1ng v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a ch\u00fang<\/h2>\n\n

B\u1ea3o hi\u1ec3m an ninh m\u1ea1ng t\u01b0\u01a1ng \u0111\u1ed1i m\u1edbi \u0111\u1ed1i v\u1edbi c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nNhi\u1ec1u c\u00f4ng ty kh\u00f4ng th\u1ef1c hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee5 th\u1ec3 c\u1ee7a ng\u00e0nh, Eleanor Vaida Gerhards<\/a> , \u0111\u1ed1i t\u00e1c c\u1ee7a Fox Rothschild vi\u1ebft t\u1ea1i PropertyCasualty360. <\/p>\n\n

“\u0110\u1ec3 tr\u00e1nh nh\u1eefng kho\u1ea3ng tr\u1ed1ng v\u00e0 tranh ch\u1ea5p b\u1ea3o hi\u1ec3m ti\u1ec1m \u1ea9n, c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 n\u00ean h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh r\u1ee7i ro duy nh\u1ea5t c\u1ee7a h\u1ecd, \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u1ec3 gi\u1ea3i quy\u1ebft ch\u00fang v\u00e0 \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd bi\u1ebft ch\u00ednh x\u00e1c nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m”, Gerhards vi\u1ebft.<\/p>\n\n

C\u00e1c kh\u00e1ch h\u00e0ng kh\u00e1c cho r\u1eb1ng ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m chung c\u1ee7a h\u1ecd s\u1ebd bao g\u1ed3m vi ph\u1ea1m d\u1eef li\u1ec7u.\nTh\u00f4ng th\u01b0\u1eddng, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 tr\u01b0\u1eddng h\u1ee3p: B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m chung c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 kh\u00f4ng b\u00f9 \u0111\u1eafp \u0111\u1ea7y \u0111\u1ee7 cho nh\u1eefng t\u1ed5n th\u1ea5t do hack ho\u1eb7c c\u00e1c v\u1ea5n \u0111\u1ec1 d\u1eef li\u1ec7u kh\u00e1c, Wendy Marx<\/a> t\u1ea1i Old Republic Risk Management n\u00f3i. <\/p>\n\n

\u0110\u1ec3 x\u00e1c \u0111\u1ecbnh xem ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m chung c\u00f3 bao g\u1ed3m c\u00e1c t\u1ed5n th\u1ea5t li\u00ean quan \u0111\u1ebfn m\u1ea1ng hay kh\u00f4ng, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ee7 h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 b\u1ecb bu\u1ed9c ph\u1ea3i chuy\u1ec3n sang t\u00f2a \u00e1n.\nV\u00ed d\u1ee5, m\u1ed9t s\u1ed1 t\u00f2a \u00e1n, bao g\u1ed3m T\u00f2a ph\u00fac th\u1ea9m v\u00f2ng th\u1ee9 t\u01b0 v\u00e0 T\u00f2a ph\u00fac th\u1ea9m Texas, \u0111\u00e3 ph\u00e1t hi\u1ec7n ra r\u1eb1ng t\u1ed5n th\u1ea5t c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m do vi ph\u1ea1m d\u1eef li\u1ec7u \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1edfi c\u00e1c ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd v\u1ec1 t\u00e0i s\u1ea3n ho\u1eb7c kinh doanh.\nC\u00e1c k\u1ebf ho\u1ea1ch n\u00e0y \u0111\u00e3 ch\u1ee9a ng\u00f4n ng\u1eef c\u1ee5 th\u1ec3 x\u00e1c \u0111\u1ecbnh d\u1eef li\u1ec7u \u0111i\u1ec7n t\u1eed l\u00e0 m\u1ed9t d\u1ea1ng t\u00e0i s\u1ea3n, Eric B. Stern v\u00e0 Andrew A. Lipkowitz<\/a>, \u0111\u1ed1i t\u00e1c t\u1ea1i Kaufman Dolowich &; Voluck LLP cho bi\u1ebft. <\/p>\n\n

N\u1ebfu m\u1ed9t ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m chung \u0111\u1ec1 c\u1eadp c\u1ee5 th\u1ec3 \u0111\u1ebfn c\u00e1c vi ph\u1ea1m d\u1eef li\u1ec7u, m\u1ed9t ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng ri\u00eang bi\u1ec7t c\u00f3 th\u1ec3 kh\u00f4ng ch\u1ec9 kh\u00f4ng c\u1ea7n thi\u1ebft m\u00e0 c\u00f2n t\u1ea1o ra nguy c\u01a1 xung \u0111\u1ed9t v\u1ec1 c\u00e1c ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u1ed1n nhi\u1ec1u th\u1eddi gian v\u00e0 c\u00f4ng s\u1ee9c h\u01a1n \u0111\u1ec3 s\u1eafp x\u1ebfp.\nR\u1ee7i ro n\u00e0y t\u0103ng cao khi kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng th\u00f4ng qua m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m trong khi \u0111\u00e3 n\u1eafm gi\u1eef t\u00e0i s\u1ea3n ho\u1eb7c b\u1ea3o hi\u1ec3m chung th\u00f4ng qua m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c. <\/p>\n\n

Khi vi ph\u1ea1m x\u1ea3y ra, h\u1ea7u h\u1ebft ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u1ec1u bi\u1ebft b\u01b0\u1edbc ti\u1ebfp theo l\u00e0 n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.\nTuy nhi\u00ean, v\u00ec vi ph\u1ea1m d\u1eef li\u1ec7u v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m m\u1ea1ng v\u1eabn c\u00f2n l\u00e0 l\u00e3nh th\u1ed5 t\u01b0\u01a1ng \u0111\u1ed1i m\u1edbi, nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng hi\u1ec3u r\u00f5 nh\u1eefng c\u1ea1m b\u1eaby ti\u1ec1m \u1ea9n c\u1ee7a quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, David T. Vanalek<\/a>, COO c\u1ee7a Markel cho bi\u1ebft. <\/p>\n\n

V\u00ed d\u1ee5: nhu c\u1ea7u v\u1ec1 c\u00e1c giao th\u1ee9c b\u1ea3o m\u1eadt xung quanh vi ph\u1ea1m v\u00e0 d\u1eef li\u1ec7u b\u1ecb x\u00e2m ph\u1ea1m c\u00f3 th\u1ec3 \u0111\u1eb7t ra nh\u1eefng th\u00e1ch th\u1ee9c.\nKh\u00f4ng gi\u1ed1ng nh\u01b0 m\u1ed9t v\u1ee5 tai n\u1ea1n xe h\u01a1i ho\u1eb7c ch\u00e1y nh\u00e0, thi\u1ec7t h\u1ea1i do vi ph\u1ea1m d\u1eef li\u1ec7u c\u00f3 th\u1ec3 tr\u1edf n\u00ean t\u1ed3i t\u1ec7 h\u01a1n kh\u00f4ng th\u1ec3 ph\u1ee5c h\u1ed3i b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng duy tr\u00ec c\u00e1c giao th\u1ee9c b\u1ea3o m\u1eadt nghi\u00eam ng\u1eb7t khi ph\u1ea3n h\u1ed3i khi\u1ebfu n\u1ea1i \u0111\u00e3 n\u1ed9p. <\/p>\n\n

Ngo\u00e0i ra, v\u00ec tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd tr\u00ean m\u1ea1ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1edfi nhi\u1ec1u ch\u00ednh s\u00e1ch, n\u00ean nhu c\u1ea7u c\u1ea3nh gi\u00e1c \u0111\u1ed1i v\u1edbi c\u00e1c khi\u1ebfu n\u1ea1i c\u1ee7a b\u00ean th\u1ee9 ba v\u1eabn c\u00f2n cao.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 c\u1ea7n ph\u1ed1i h\u1ee3p kh\u00f4ng ch\u1ec9 c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng c\u1ee7a ch\u00ednh h\u1ecd, m\u00e0 c\u00f2n c\u1ee7a c\u00e1c b\u00ean th\u1ee9 ba nh\u01b0 c\u00f4ng ty th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c kh\u00e1ch h\u00e0ng c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng c\u1ee7a h\u1ecd. <\/p>\n\n

\"\"<\/figure>\n\n

L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c cung c\u1ea5p b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng<\/h2>\n\n

Ngo\u00e0i vi\u1ec7c thu h\u00fat kh\u00e1ch h\u00e0ng m\u1edbi b\u1eb1ng c\u00e1c s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1ea1o ra v\u00e0 t\u1eadn h\u01b0\u1edfng m\u1ed9t s\u1ed1 l\u1ee3i \u00edch r\u1ed9ng l\u1edbn h\u01a1n t\u1eeb vi\u1ec7c cung c\u1ea5p b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng.<\/p>\n\n

Ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng v\u1eabn c\u00f2n th\u1ea5p, nh\u01b0ng nhu c\u1ea7u ng\u00e0y c\u00e0ng t\u0103ng \u0111ang t\u1ea1o ra m\u1ed9t th\u1ecb tr\u01b0\u1eddng ch\u01b0a \u0111\u01b0\u1ee3c khai th\u00e1c cho c\u00e1c kh\u00e1ch h\u00e0ng P&C m\u1edbi.\n Kh\u1ea3o s\u00e1t th\u1ecb tr\u01b0\u1eddng m\u1ea1ng n\u0103m 2017<\/a> t\u1eeb H\u1ed9i \u0111\u1ed3ng \u0111\u1ea1i l\u00fd v\u00e0 m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m (CIAB) cho th\u1ea5y ch\u1ec9 c\u00f3 32% kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m \u0111\u00e3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m m\u1ea1ng ho\u1eb7c vi ph\u1ea1m d\u1eef li\u1ec7u.\nTuy nhi\u00ean, cu\u1ed9c kh\u1ea3o s\u00e1t n\u0103m 2018 cho th\u1ea5y 79% c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cho bi\u1ebft h\u1ecd \u0111\u00e3 tr\u1ea3i qua nhu c\u1ea7u gia t\u0103ng \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m n\u00e0y, Rob Boyce<\/a> c\u1ee7a CIAB n\u00f3i. <\/p>\n\n

Th\u1ecb tr\u01b0\u1eddng ti\u1ec1m n\u0103ng cho kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng v\u01b0\u1ee3t xa c\u00e1c th\u01b0\u01a1ng hi\u1ec7u qu\u1ed1c gia v\u00e0 qu\u1ed1c t\u1ebf c\u00f3 vi ph\u1ea1m d\u1eef li\u1ec7u g\u1ea7n \u0111\u00e2y \u0111\u00e3 tr\u1edf th\u00e0nh ti\u00eau \u0111\u1ec1.\n“\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf, kh\u00f4ng c\u00f3 g\u00ec quan tr\u1ecdng h\u01a1n vi\u1ec7c b\u1ea3o v\u1ec7 sinh k\u1ebf c\u1ee7a h\u1ecd. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m m\u1ea1ng l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 kh\u00e1c m\u00e0 h\u1ecd c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 ng\u0103n ch\u1eb7n th\u1ea3m h\u1ecda t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1ea5n c\u00f4ng \u0111\u1ed9c h\u1ea1i”, bi\u00ean t\u1eadp vi\u00ean BankingSense.com Natalie Cooper<\/a> n\u00f3i. <\/p>\n\n

B\u1ea5t k\u1ef3 doanh nghi\u1ec7p n\u00e0o x\u1eed l\u00fd d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u0111\u1ec1u c\u1ea7n c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt d\u1eef li\u1ec7u v\u00e0 b\u1ea3o v\u1ec7 n\u1ebfu vi ph\u1ea1m x\u1ea3y ra, David J. Eismont<\/a> c\u1ee7a The Doctors Company cho bi\u1ebft.\nC\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 th\u1ef1c h\u00e0nh y t\u1ebf cung c\u1ea5p c\u00e1c v\u00ed d\u1ee5 r\u00f5 r\u00e0ng, nh\u01b0ng nhu c\u1ea7u b\u1ea3o v\u1ec7 m\u1edf r\u1ed9ng kh\u1eafp th\u1ebf gi\u1edbi kinh doanh, t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t \u0111\u1ebfn c\u00e1c c\u1eeda h\u00e0ng g\u00f3c nh\u1ecf nh\u1ea5t x\u1eed l\u00fd th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c th\u00f4ng tin kh\u00e1ch h\u00e0ng kh\u00e1c. <\/p>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u01b0u ti\u00ean hi\u1ec3u v\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng, sau \u0111\u00f3, s\u1ebd khai th\u00e1c m\u1ed9t th\u1ecb tr\u01b0\u1eddng m\u1edbi quan tr\u1ecdng, c\u1ee7ng c\u1ed1 l\u1ee3i nhu\u1eadn c\u1ee7a h\u1ecd v\u00e0 gi\u00fap c\u00f4ng ty \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng v\u00e0 hi\u1ec7u su\u1ea5t.<\/p>\n\n

S\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng c\u0169ng c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m nguy c\u01a1 vi ph\u1ea1m d\u1eef li\u1ec7u b\u1eb1ng c\u00e1ch \u0111\u1ecbnh h\u00ecnh h\u00e0nh vi c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n

B\u1edfi v\u00ec vi ph\u1ea1m d\u1eef li\u1ec7u v\u1eabn l\u00e0 m\u1ed9t m\u1ed1i \u0111e d\u1ecda t\u01b0\u01a1ng \u0111\u1ed1i m\u1edbi v\u00e0 chi ph\u00ed c\u1ee7a ch\u00fang c\u00f3 v\u1ebb v\u00f4 h\u00ecnh, nhi\u1ec1u doanh nghi\u1ec7p ch\u1eadm \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 v\u00e0 quy tr\u00ecnh m\u1edbi c\u00f3 th\u1ec3 ng\u0103n ch\u1eb7n vi ph\u1ea1m d\u1eef li\u1ec7u.\nNh\u1eefng c\u00f4ng c\u1ee5 v\u00e0 quy tr\u00ecnh n\u00e0y c\u00f3 th\u1ec3 t\u1ed1n k\u00e9m v\u00e0 c\u00e1c c\u00f4ng ty c\u00f3 th\u1ec3 kh\u00f4ng th\u1ea5y gi\u00e1 tr\u1ecb c\u1ee7a ch\u00fang cho \u0111\u1ebfn khi vi ph\u1ea1m x\u1ea3y ra, Paul Merrey<\/a> v\u00e0 c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u \u0111\u1ed3ng nghi\u1ec7p t\u1ea1i KPMG International cho bi\u1ebft. <\/p>\n\n

Tuy nhi\u00ean, c\u00e1c c\u00f4ng ty \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u00e1p \u1ee9ng c\u00e1c ti\u00eau chu\u1ea9n nh\u1ea5t \u0111\u1ecbnh theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m m\u1ea1ng c\u1ee7a h\u1ecd c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng hi\u1ec3u \u0111\u01b0\u1ee3c nhu c\u1ea7u b\u1ea3o m\u1eadt d\u1eef li\u1ec7u v\u00e0 n\u1eafm l\u1ea5y gi\u00e1 tr\u1ecb c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p c\u1ee7a h\u1ecd.\nH\u1ecd c\u0169ng c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng n\u1eafm l\u1ea5y c\u00e1c c\u00f4ng c\u1ee5 n\u00e0y m\u1ed9t khi h\u1ecd hi\u1ec3u r\u1ee7i ro n\u00e0o t\u1ed3n t\u1ea1i v\u00e0 c\u00e1ch b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd gi\u1ea3i quy\u1ebft ch\u00fang. <\/p>\n\n

Trong khi b\u1ea3o m\u1eadt d\u1eef li\u1ec7u v\u1eabn l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 c\u01a1 h\u1ed9i c\u1ea3i thi\u1ec7n b\u1ea3o m\u1eadt, gi\u1ea3m thi\u1ec3u r\u1ee7i ro v\u00e0 khai th\u00e1c c\u01a1 s\u1edf kh\u00e1ch h\u00e0ng m\u1edbi.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c m\u1ee5c ti\u00eau n\u00e0y b\u1eb1ng c\u00e1ch hi\u1ec3u c\u00e1c r\u1ee7i ro m\u1ea1ng v\u00e0 cung c\u1ea5p c\u00e1c ch\u1ee7 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng c\u1ea7n \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a ch\u00ednh h\u1ecd. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: everythingpossible\/\u00a9123RF.com, Konstantin Pelikh\/\u00a9123RF.com, everythingpossible\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

T\u1ed9i ph\u1ea1m m\u1ea1ng ti\u00eau t\u1ed1n c\u1ee7a c\u00e1c doanh nghi\u1ec7p v\u00e0 c\u00e1 nh\u00e2n 600 t\u1ef7 \u0111\u00f4 la m\u1ed7i n\u0103m, theo Mike Taylor t\u1ea1i PropertyCasualty360. Do \u0111\u00f3, nhi\u1ec1u kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m \u0111ang t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m cho nh\u1eefng t\u1ed5n th\u1ea5t c\u1ee7a h\u1ecd th\u00f4ng qua t\u00e0i s\u1ea3n chuy\u00ean bi\u1ec7t ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m. \u0110\u01b0\u1ee3c g\u1ecdi l\u00e0 […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21100","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/21100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=21100"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=21100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}