{"id":21062,"date":"2024-09-30T14:17:10","date_gmt":"2024-09-30T19:17:10","guid":{"rendered":"https:\/\/bolttech.io\/insights\/bao-hiem-bao-ve-du-lieu-va-dam-may-bao-hiem-de-bao-ve-cuoc-song-cua-chung-ta-truc-tuyen\/"},"modified":"2024-09-30T14:17:12","modified_gmt":"2024-09-30T19:17:12","slug":"bao-hiem-bao-ve-du-lieu-va-dam-may-bao-hiem-de-bao-ve-cuoc-song-cua-chung-ta-truc-tuyen","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-bao-ve-du-lieu-va-dam-may-bao-hiem-de-bao-ve-cuoc-song-cua-chung-ta-truc-tuyen\/","title":{"rendered":"B\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 \u0111\u00e1m m\u00e2y: B\u1ea3o hi\u1ec3m \u0111\u1ec3 b\u1ea3o v\u1ec7 cu\u1ed9c s\u1ed1ng c\u1ee7a ch\u00fang ta tr\u1ef1c tuy\u1ebfn"},"content":{"rendered":"\n<p>Vi\u1ec7c chuy\u1ec3n sang \u0111\u00e1m m\u00e2y c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u1ea1t \u0111\u1ebfn kh\u1ed1i l\u01b0\u1ee3ng quan tr\u1ecdng.\nNg\u00e0y nay, nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 l\u01b0u tr\u1eef d\u1eef li\u1ec7u tr\u00ean \u0111\u00e1m m\u00e2y m\u00e0 c\u00f2n s\u1eed d\u1ee5ng c\u00e1c n\u1ec1n t\u1ea3ng ph\u1ea7n m\u1ec1m v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 kh\u00e1c \u0111\u1ec3 t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y theo nh\u1eefng c\u00e1ch m\u1edbi, <a href=\"https:\/\/www.ibm.com\/blogs\/insights-on-business\/insurance\/how-cloud-adoption-is-transforming-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nischal Kapoor<\/a> t\u1ea1i IBM cho bi\u1ebft. <\/p>\n\n<p>S\u1ef1 gia t\u0103ng c\u1ee7a \u0111\u00e1m m\u00e2y \u0111\u00e3 k\u00e9o theo s\u1ef1 gia t\u0103ng t\u01b0\u01a1ng \u1ee9ng v\u1ec1 nhu c\u1ea7u b\u1ea3o hi\u1ec3m cho <a href=\"https:\/\/www.boltinc.com\/cyber-security-insurance\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.12.1725011344112&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">c\u00e1c r\u1ee7i ro d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y<\/a>, bao g\u1ed3m m\u1ea5t d\u1eef li\u1ec7u v\u00e0 t\u1ea5n c\u00f4ng m\u1ea1ng.\n\u0110\u01b0\u1ee3c g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m \u0111\u00e1m m\u00e2y, b\u1ea3o hi\u1ec3m m\u1ea1ng ho\u1eb7c b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u, ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng s\u1ef1 an t\u00e2m khi t\u1eadn d\u1ee5ng c\u00e1c c\u01a1 h\u1ed9i m\u00e0 \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y cung c\u1ea5p. <\/p>\n\n<p>B\u1ea3o hi\u1ec3m \u0111\u00e1m m\u00e2y c\u0169ng \u0111\u1ea1i di\u1ec7n cho c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 s\u1eed d\u1ee5ng \u0111\u00e1m m\u00e2y m\u00e0 c\u00f2n x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 kinh doanh v\u00e0 kh\u00e1ch h\u00e0ng b\u1eb1ng c\u00e1ch cung c\u1ea5p m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft v\u00e0 mong mu\u1ed1n.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u l\u00e0 g\u00ec?<\/h2>\n\n<p>Vi ph\u1ea1m d\u1eef li\u1ec7u r\u1ea5t t\u1ed1n k\u00e9m, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf Hoa K\u1ef3.\nT\u1ed5ng chi ph\u00ed trung b\u00ecnh c\u1ee7a m\u1ed9t v\u1ee5 vi ph\u1ea1m d\u1eef li\u1ec7u \u1edf M\u1ef9 l\u00e0 8,19 tri\u1ec7u \u0111\u00f4 la, cao h\u01a1n g\u1ea5p \u0111\u00f4i m\u1ee9c trung b\u00ecnh to\u00e0n c\u1ea7u, <a href=\"https:\/\/securityintelligence.com\/posts\/whats-new-in-the-2019-cost-of-a-data-breach-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">Larry Ponemon<\/a>, ch\u1ee7 t\u1ecbch v\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp Vi\u1ec7n Ponemon, t\u1eadp trung v\u00e0o quy\u1ec1n ri\u00eang t\u01b0 v\u00e0 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u cho bi\u1ebft.\nNgo\u00e0i ra, l\u01b0\u1ee3ng th\u1eddi gian trung b\u00ecnh c\u1ea7n thi\u1ebft \u0111\u1ec3 m\u1ed9t t\u1ed5 ch\u1ee9c x\u00e1c \u0111\u1ecbnh v\u00e0 ng\u0103n ch\u1eb7n vi ph\u1ea1m d\u1eef li\u1ec7u \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng tu\u1ea7n v\u00e0 th\u00e1ng.  <\/p>\n\n<p>B\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u b\u1ea3o v\u1ec7 c\u00e1c t\u1ed5 ch\u1ee9c trong tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m ho\u1eb7c m\u1ea5t d\u1eef li\u1ec7u, <a href=\"https:\/\/digitalguardian.com\/blog\/what-data-breach-or-cyber-security-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Brook<\/a> t\u1ea1i Data Insider cho bi\u1ebft.\nTh\u00f4ng th\u01b0\u1eddng, n\u00f3 \u0111\u01b0\u1ee3c bao g\u1ed3m trong m\u1ed9t ch\u00ednh s\u00e1ch c\u0169ng bao g\u1ed3m c\u00e1c t\u1ed5n th\u1ea5t d\u1eef li\u1ec7u do c\u00e1c s\u1ef1 ki\u1ec7n kh\u00f4ng \u0111\u1ed9c h\u1ea1i g\u00e2y ra, nh\u01b0 m\u1ea5t \u0111i\u1ec7n ho\u1eb7c h\u01b0 h\u1ecfng t\u00e0i s\u1ea3n t\u1ea1i c\u01a1 s\u1edf m\u00e1y ch\u1ee7 l\u01b0u tr\u1eef d\u1eef li\u1ec7u d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y c\u1ee7a kh\u00e1ch h\u00e0ng.\nNgo\u00e0i ra c\u00f2n c\u00f3 b\u1ea3o hi\u1ec3m cho c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng t\u1eadp trung v\u00e0o nh\u1eefng t\u1ed5n th\u1ea5t xung quanh m\u1ed9t n\u1ed7 l\u1ef1c \u0111\u00e1nh c\u1eafp d\u1eef li\u1ec7u.  <\/p>\n\n<p>Hi\u1ec7n t\u1ea1i, nhi\u1ec1u ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m m\u1ea1ng \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o c\u00e1c ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m kinh doanh hi\u1ec7n c\u00f3, <a href=\"https:\/\/www.openaccessgovernment.org\/protect-customer-data\/62653\/\" target=\"_blank\" rel=\"noreferrer noopener\">Andrzej Kawalec<\/a>, c\u1ef1u CTO c\u1ee7a Vodafone cho bi\u1ebft.\nC\u00e1c ch\u00ednh s\u00e1ch n\u00e0y th\u01b0\u1eddng l\u00e0 m\u1ed9t k\u00edch th\u01b0\u1edbc ph\u00f9 h\u1ee3p v\u1edbi t\u1ea5t c\u1ea3.\nNh\u1eefng l\u1ea7n kh\u00e1c, ch\u00fang c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh, kh\u00f4ng th\u1ec3 ph\u00e2n bi\u1ec7t \u0111\u01b0\u1ee3c v\u1edbi ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m kinh doanh hi\u1ec7n t\u1ea1i ho\u1eb7c kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c r\u1ee7i ro m\u1ea5t d\u1eef li\u1ec7u \u0111\u00e3 bi\u1ebft.  <\/p>\n\n<p>V\u1edbi nh\u1eefng thi\u1ebfu s\u00f3t n\u00e0y, Kawalec \u0111\u1ec1 xu\u1ea5t m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn kh\u00e1c \u0111\u1ec3 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 \u0111\u00e1m m\u00e2y.\n&#8220;\u0110i\u1ec1u n\u00e0y s\u1ebd cho ph\u00e9p c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i c\u1ea3i thi\u1ec7n t\u1ef7 l\u1ec7 t\u1ed5n th\u1ea5t \u0111\u1ed3ng th\u1eddi cung c\u1ea5p cho kh\u00e1ch h\u00e0ng c\u00e1c ch\u00ednh s\u00e1ch t\u1ed1t h\u01a1n ph\u00f9 h\u1ee3p v\u1edbi r\u1ee7i ro kinh doanh c\u1ee5 th\u1ec3 c\u1ee7a h\u1ecd&#8221;, \u00f4ng n\u00f3i. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image-1024x683.jpg\" alt=\"\" class=\"wp-image-6403\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">Ch\u00ednh ph\u1ee7, B\u1ea3o v\u1ec7 D\u1eef li\u1ec7u v\u00e0 B\u1ea3o hi\u1ec3m<\/h2>\n\n<p>Vi\u1ec7c th\u00f4ng qua Quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u chung c\u1ee7a EU (GDPR), c\u00f9ng v\u1edbi th\u1ea3o lu\u1eadn v\u1ec1 c\u00e1c lu\u1eadt t\u01b0\u01a1ng t\u1ef1 \u1edf c\u00e1c khu v\u1ef1c ph\u00e1p l\u00fd kh\u00e1c nhau c\u1ee7a Hoa K\u1ef3 nh\u01b0 California, \u0111\u00e3 th\u00fac \u0111\u1ea9y nhi\u1ec1u doanh nghi\u1ec7p suy ngh\u0129 c\u1ea9n th\u1eadn h\u01a1n v\u1ec1 r\u1ee7i ro b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 c\u00e1ch gi\u1ea3i quy\u1ebft ch\u00fang.<\/p>\n\n<p>&#8220;Ch\u00fang t\u00f4i \u0111ang th\u1ea5y nhi\u1ec1u s\u1ef1 quan t\u00e2m h\u01a1n \u0111\u1ebfn ph\u1ea1m vi b\u1ea3o hi\u1ec3m m\u1ea1ng&#8221;, <a href=\"https:\/\/uk.reuters.com\/article\/uk-insurance-cyber-gdpr\/insurers-cash-in-on-new-european-data-privacy-rules-idUKKCN1IM1A1\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Camillo<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u b\u1ed9 ph\u1eadn kh\u00f4ng gian m\u1ea1ng cho EMEA t\u1ea1i AIG n\u00f3i.\nTr\u00ean th\u1ef1c t\u1ebf, AIG cho bi\u1ebft ho\u1ea1t \u0111\u1ed9ng kinh doanh m\u1ea1ng ch\u00e2u \u00c2u c\u1ee7a h\u1ecd \u0111\u00e3 t\u0103ng 50% t\u1eeb th\u00e1ng 5 n\u0103m 2017 \u0111\u1ebfn th\u00e1ng 5 n\u0103m 2018, khi nhi\u1ec1u doanh nghi\u1ec7p t\u00ecm ki\u1ebfm ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 cho d\u1eef li\u1ec7u v\u00e0 ho\u1ea1t \u0111\u1ed9ng tr\u1ef1c tuy\u1ebfn c\u1ee7a h\u1ecd khi \u0111\u1ed1i m\u1eb7t v\u1edbi GDPR. <\/p>\n\n<p>V\u00ed d\u1ee5: GDPR y\u00eau c\u1ea7u nhi\u1ec1u t\u1ed5 ch\u1ee9c ch\u1ec9 \u0111\u1ecbnh m\u1ed9t nh\u00e2n vi\u00ean b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u \u0111\u1ed9c l\u1eadp (DPO), c\u00f3 vai tr\u00f2 gi\u00e1m s\u00e1t b\u1ea3o m\u1eadt d\u1eef li\u1ec7u v\u00e0 \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 GDPR.\nVi\u1ec7c t\u1ea1o ra m\u1ed9t v\u1ecb tr\u00ed DPO c\u00f3 th\u1ec3 y\u00eau c\u1ea7u c\u00e1c doanh nghi\u1ec7p xem x\u00e9t v\u00e0 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m m\u1ea1ng hi\u1ec7n t\u1ea1i c\u1ee7a h\u1ecd, ho\u1eb7c n\u00f3 c\u00f3 th\u1ec3 th\u00fac \u0111\u1ea9y vi\u1ec7c mua b\u1ea3o hi\u1ec3m b\u1ed5 sung, <a href=\"https:\/\/woodruffsawyer.com\/cyber-liability\/cyber-insurance-vs-do-data-protection-officer\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Burke v\u00e0 Priya Cherian Huskins<\/a> t\u1ea1i Woodruff Sawyer n\u00f3i. <\/p>\n\n<p>T\u1ea1i M\u1ef9, c\u00e1c doanh nghi\u1ec7p \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi s\u1ef1 ch\u1eafp v\u00e1 c\u1ee7a c\u00e1c lu\u1eadt v\u00e0 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u.\nV\u00ed d\u1ee5, Nam Carolina g\u1ea7n \u0111\u00e2y \u0111\u00e3 th\u00f4ng qua m\u1ed9t \u0111\u1ea1o lu\u1eadt b\u1ea3o m\u1eadt d\u1eef li\u1ec7u t\u01b0\u01a1ng t\u1ef1 nh\u01b0 m\u1ed9t b\u1ed9 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u do New York t\u1ea1o ra.\nCalifornia, Rhode Island v\u00e0 m\u1ed9t s\u1ed1 ti\u1ec3u bang kh\u00e1c c\u0169ng \u0111ang xem x\u00e9t lu\u1eadt, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c c\u00f4ng ty t\u00ecm c\u00e1ch kinh doanh b\u00ean trong bi\u00ean gi\u1edbi c\u1ee7a h\u1ecd, <a href=\"https:\/\/www.propertycasualty360.com\/2018\/10\/09\/insurance-companies-are-facing-cybersecurity-compliance-deadlines-414-139186\/\" target=\"_blank\" rel=\"noreferrer noopener\">Christopher M. Brubaker<\/a> t\u1ea1i PropertyCasualty360 cho bi\u1ebft.  <\/p>\n\n<p>Nh\u1eefng \u0111i\u1ec1u n\u00e0y, c\u00f9ng v\u1edbi nh\u1eadn th\u1ee9c ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a c\u00f4ng ch\u00fang v\u1ec1 r\u1ee7i ro vi ph\u1ea1m d\u1eef li\u1ec7u v\u00e0 s\u1eb5n s\u00e0ng ki\u1ec7n khi h\u1ecd nh\u1eadn th\u1ea5y m\u00ecnh b\u1ecb t\u1ed5n h\u1ea1i b\u1edfi vi ph\u1ea1m, c\u0169ng \u0111ang th\u00fac \u0111\u1ea9y s\u1ef1 quan t\u00e2m \u0111\u1ebfn b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 \u0111\u00e1m m\u00e2y.<\/p>\n\n<p>Tuy nhi\u00ean, nhi\u1ec1u kh\u00e1ch h\u00e0ng kh\u00f4ng hi\u1ec3u nh\u1eefng r\u1ee7i ro xung quanh d\u1eef li\u1ec7u d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y, lu\u1eadt li\u00ean bang c\u0169ng ch\u01b0a cung c\u1ea5p h\u01b0\u1edbng d\u1eabn th\u1ed1ng nh\u1ea5t v\u1ec1 t\u1ea5t c\u1ea3 c\u00e1c kh\u00eda c\u1ea1nh c\u1ee7a vi ph\u1ea1m an ninh m\u1ea1ng v\u00e0 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/breaking-news\/are-us-insurers-ready-for-a-national-gdprstyle-privacy-law-116809.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Nat Wienecke<\/a> t\u1ea1i Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Th\u01b0\u01a1ng vong T\u00e0i s\u1ea3n Hoa K\u1ef3 (PCIAA) cho bi\u1ebft.\nM\u1eb7c d\u00f9 s\u1ef1 nh\u1ea7m l\u1eabn n\u00e0y c\u00f3 th\u1ec3 l\u00e0m cho vi\u1ec7c ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n, nh\u01b0ng n\u00f3 c\u0169ng c\u00f3 th\u1ec3 \u0111\u1eb7t ra c\u01a1 h\u1ed9i kinh doanh cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image3-1024x683.jpg\" alt=\"\" class=\"wp-image-6413\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image3-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image3-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image3-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image3-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image3.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">X\u00e2y d\u1ef1ng doanh nghi\u1ec7p trong b\u1ea3o hi\u1ec3m \u0111\u00e1m m\u00e2y v\u00e0 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u<\/h2>\n\n<p>Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 kh\u00e1ch h\u00e0ng \u0111\u1ec1u hi\u1ec3u nhu c\u1ea7u b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u, cho d\u00f9 h\u1ec7 th\u1ed1ng c\u1ee7a h\u1ecd c\u00f3 d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y hay kh\u00f4ng.\nNgay c\u1ea3 khi c\u00f3 nhu c\u1ea7u, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 kh\u00f4ng hi\u1ec3u r\u1eb1ng lu\u1eadt t\u1ea1o ra nhu c\u1ea7u b\u1ea3o hi\u1ec3m &#8211; nh\u01b0 GDPR ho\u1eb7c c\u00e1c lu\u1eadt ti\u1ec3u bang kh\u00e1c c\u1ee7a Hoa K\u1ef3 &#8211; \u00e1p d\u1ee5ng cho doanh nghi\u1ec7p c\u1ee7a h\u1ecd, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Kovrr <a href=\"https:\/\/www.insurancejournal.com\/news\/international\/2019\/01\/15\/514558.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Yakir Golan<\/a> n\u00f3i. <\/p>\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 n\u1eafm b\u1eaft c\u01a1 h\u1ed9i ti\u1ec1m \u1ea9n trong s\u1ef1 nh\u1ea7m l\u1eabn n\u00e0y, gi\u00e1o d\u1ee5c kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a h\u1ecd.<\/p>\n\n<p>C\u00e1c lu\u1eadt nh\u01b0 Quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u chung c\u1ee7a EU (GDPR) ban \u0111\u1ea7u g\u00e2y ra m\u1ed9t s\u1ed1 lo ng\u1ea1i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nThay v\u00ec \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t c\u01a1 h\u1ed9i \u0111\u1ec3 c\u1ea3i thi\u1ec7n ph\u00e2n t\u00edch r\u1ee7i ro v\u00e0 giao ti\u1ebfp v\u1edbi kh\u00e1ch h\u00e0ng, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi coi \u0111\u00f3 l\u00e0 m\u1ed9t m\u1ed1i \u0111e d\u1ecda. <\/p>\n\n<p>GDPR v\u00e0 c\u00e1c lu\u1eadt t\u01b0\u01a1ng t\u1ef1 g\u00e2y lo ng\u1ea1i cho c\u1ea3 b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c doanh nghi\u1ec7p kh\u00e1c v\u00ec c\u00e1ch ti\u1ebfp c\u1eadn r\u1ed9ng r\u00e3i c\u1ee7a h\u1ecd \u0111\u1ec3 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u.\nV\u00ed d\u1ee5: theo GDPR, &#8220;vi ph\u1ea1m c\u00f3 th\u1ec3 ph\u00e1t sinh ngay c\u1ea3 khi kh\u00f4ng c\u00f3 vi ph\u1ea1m th\u00f4ng tin \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7. C\u00e1c c\u00f4ng ty c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t ch\u1ec9 v\u00ec kh\u00f4ng tu\u00e2n th\u1ee7 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong ch\u00ednh s\u00e1ch b\u1ea3o m\u1eadt c\u1ee7a ri\u00eang h\u1ecd&#8221;, <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/02\/20\/518240.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Joshua Motta<\/a>, \u0111\u1ed3ng s\u00e1ng l\u1eadp v\u00e0 CEO c\u1ee7a Coalition, chuy\u00ean v\u1ec1 b\u1ea3o hi\u1ec3m m\u1ea1ng, n\u00f3i. <\/p>\n\n<p>Khi lu\u1eadt b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u t\u1ea1o ra r\u1ee7i ro m\u1edbi xung quanh vi\u1ec7c thu th\u1eadp d\u1eef li\u1ec7u ho\u1eb7c s\u1eed d\u1ee5ng l\u01b0u tr\u1eef \u0111\u00e1m m\u00e2y, c\u00e1c ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd hi\u1ec7n t\u1ea1i c\u00f3 th\u1ec3 kh\u00f4ng cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 m\u00e0 kh\u00e1ch h\u00e0ng mu\u1ed1n v\u00e0 c\u1ea7n.\nKhi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ed1 g\u1eafng k\u1ebft h\u1ee3p b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u theo ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd kh\u00e1c, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb b\u1ecf l\u1ea1i m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m h\u1ecd c\u1ea7n (v\u00e0 s\u1ebd r\u1ea5t vui khi tr\u1ea3 ti\u1ec1n). <\/p>\n\n<p>S\u1ef1 thi\u1ebfu minh b\u1ea1ch trong c\u00e1ch \u0111\u1ecbnh gi\u00e1 b\u1ea3o hi\u1ec3m m\u1ea1ng c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ee5c v\u1ee5 c\u1ea3 c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1eabn kh\u00e1ch h\u00e0ng, nh\u00e0 nghi\u00ean c\u1ee9u <a href=\"https:\/\/academic.oup.com\/cybersecurity\/article\/5\/1\/tyz002\/5366419\" target=\"_blank\" rel=\"noreferrer noopener\">Sasha Romanovsky<\/a> v\u00e0 c\u00e1c \u0111\u1ed3ng t\u00e1c gi\u1ea3 vi\u1ebft trong m\u1ed9t b\u00e0i b\u00e1o n\u0103m 2019 tr\u00ean T\u1ea1p ch\u00ed An ninh m\u1ea1ng.\nRomanovsky v\u00e0 nh\u00f3m nghi\u00ean c\u1ee9u \u0111\u00e3 ph\u00e2n t\u00edch c\u00e1c ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m m\u1ea1ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh nh\u1eefng r\u1ee7i ro m\u00e0 c\u00e1c ch\u00ednh s\u00e1ch n\u00e0y hi\u1ec7n \u0111ang bao g\u1ed3m v\u00e0 c\u00e1ch c\u00e1c nh\u00e0 m\u1ea1ng thu th\u1eadp th\u00f4ng tin \u0111\u1ec3 ph\u00e2n t\u00edch nh\u1eefng r\u1ee7i ro \u0111\u00f3. <\/p>\n\n<p>Khi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ph\u00e1p l\u1ed7i th\u1eddi \u0111\u1ec3 hi\u1ec3u r\u1ee7i ro ho\u1eb7c \u0111\u1ecbnh gi\u00e1 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, c\u1ea3 h\u1ecd v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd c\u00f3 th\u1ec3 kh\u00f4ng h\u00e0i l\u00f2ng.\nLu\u00f4n c\u1eadp nh\u1eadt nh\u1eefng thay \u0111\u1ed5i n\u00e0y l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang t\u00ecm c\u00e1ch n\u1eafm b\u1eaft v\u00e0 duy tr\u00ec kh\u00e1ch h\u00e0ng trung th\u00e0nh. <\/p>\n\n<h2 class=\"wp-block-heading\">Lu\u1eadt ph\u00e1p ch\u00e2u \u00c2u c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m M\u1ef9 kh\u00f4ng?<\/h2>\n\n<p>C\u00e1c y\u00eau c\u1ea7u c\u1ee7a GDPR v\u00e0 c\u00e1c lu\u1eadt b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u t\u01b0\u01a1ng t\u1ef1 c\u1ee7a ti\u1ec3u bang \u0111\u00e3 g\u00e2y \u0111au \u0111\u1ea7u cho nhi\u1ec1u ng\u01b0\u1eddi trong l\u00e3nh \u0111\u1ea1o b\u1ea3o hi\u1ec3m.\nTuy nhi\u00ean, nh\u1eefng lu\u1eadt n\u00e0y c\u0169ng mang \u0111\u1ebfn c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1eb1ng c\u00e1ch t\u1ea1o kh\u00f4ng gian cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u1edf th\u00e0nh chuy\u00ean gia th\u01b0\u1eddng tr\u00fa v\u1ec1 r\u1ee7i ro m\u1ea1ng. <\/p>\n\n<p>B\u1edfi v\u00ec c\u00e1c lu\u1eadt nh\u01b0 GDPR y\u00eau c\u1ea7u th\u00f4ng tin v\u1ec1 c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng ph\u1ea3i \u0111\u01b0\u1ee3c thu th\u1eadp, ch\u00fang th\u1ef1c s\u1ef1 c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ecbnh gi\u00e1 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u hi\u1ec7u qu\u1ea3 h\u01a1n, <a href=\"https:\/\/iapp.org\/news\/a\/data-breach-insurance-a-three-part-problem\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Bannon<\/a>, ng\u01b0\u1eddi l\u00e0m vi\u1ec7c trong Tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u1ea1ng t\u1ea1i B\u1ea3o hi\u1ec3m Zurich cho bi\u1ebft.\nTh\u00f4ng tin n\u00e0y c\u0169ng c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p m\u1ed9t m\u1ee9c \u0111\u1ed9 chuy\u00ean m\u00f4n v\u1ec1 r\u1ee7i ro m\u1ea1ng m\u00e0 c\u00e1c doanh nghi\u1ec7p c\u1ea7n. <\/p>\n\n<p>Hi\u1ec7n t\u1ea1i, c\u00e1c doanh nghi\u1ec7p t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m r\u1ee7i ro m\u1ea1ng \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c m\u1ee5c ti\u00eau kh\u00e1c nhau, Bannon n\u00f3i.\nTuy nhi\u00ean, nhu c\u1ea7u v\u1ec1 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 \u0111\u00e1m m\u00e2y c\u00f3 th\u1ec3 ph\u1ee9c t\u1ea1p c\u1ea3 b\u1edfi nh\u1eefng g\u00ec c\u00e1c c\u00f4ng ty bi\u1ebft v\u1ec1 r\u1ee7i ro t\u1ea5n c\u00f4ng m\u1ea1ng v\u00e0 nh\u1eefng g\u00ec h\u1ecd ch\u01b0a hi\u1ec3u. <\/p>\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1eadn d\u1ee5ng th\u00f4ng tin v\u1ec1 c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng v\u00e0 c\u00e1c r\u1ee7i ro kh\u00e1c \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 h\u1ec7 sinh th\u00e1i \u0111\u00e1m m\u00e2y c\u00f3 th\u1ec3 \u0111\u1ecbnh v\u1ecb m\u00ecnh l\u00e0 chuy\u00ean gia v\u1ec1 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u v\u00e0 \u0111\u00e1m m\u00e2y.\n\u0110i\u1ec1u n\u00e0y gi\u00fap h\u1ecd t\u0103ng c\u01b0\u1eddng m\u1ed1i quan h\u1ec7 v\u1edbi kh\u00e1ch h\u00e0ng b\u1eb1ng c\u00e1ch v\u1eeba l\u00e0 ngu\u1ed3n th\u00f4ng tin v\u1eeba l\u00e0 gi\u1ea3i ph\u00e1p cho v\u1ea5n \u0111\u1ec1 r\u1ee7i ro m\u1ea1ng. <\/p>\n\n<p><em>H\u00ecnh \u1ea3nh b\u1edfi: sashkin7\/\u00a9123RF.com, foodandmore\/\u00a9123RF.com, dotshock\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c chuy\u1ec3n sang \u0111\u00e1m m\u00e2y c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u1ea1t \u0111\u1ebfn kh\u1ed1i l\u01b0\u1ee3ng quan tr\u1ecdng. Ng\u00e0y nay, nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 l\u01b0u tr\u1eef d\u1eef li\u1ec7u tr\u00ean \u0111\u00e1m m\u00e2y m\u00e0 c\u00f2n s\u1eed d\u1ee5ng c\u00e1c n\u1ec1n t\u1ea3ng ph\u1ea7n m\u1ec1m v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 kh\u00e1c \u0111\u1ec3 t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y [&hellip;]<\/p>\n","protected":false},"featured_media":6402,"template":"","insight-category":[],"class_list":["post-21062","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/21062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/6402"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=21062"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=21062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}