{"id":20959,"date":"2024-09-30T14:15:14","date_gmt":"2024-09-30T19:15:14","guid":{"rendered":"https:\/\/bolttech.io\/insights\/hieu-ve-nen-kinh-te-bieu-dien-5-cach-cac-nha-cung-cap-co-the-thu-hut-the-he-tiep-theo\/"},"modified":"2024-09-30T14:15:15","modified_gmt":"2024-09-30T19:15:15","slug":"hieu-ve-nen-kinh-te-bieu-dien-5-cach-cac-nha-cung-cap-co-the-thu-hut-the-he-tiep-theo","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/hieu-ve-nen-kinh-te-bieu-dien-5-cach-cac-nha-cung-cap-co-the-thu-hut-the-he-tiep-theo\/","title":{"rendered":"Hi\u1ec3u v\u1ec1 n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n: 5 c\u00e1ch c\u00e1c nh\u00e0 cung c\u1ea5p c\u00f3 th\u1ec3 thu h\u00fat th\u1ebf h\u1ec7 ti\u1ebfp theo"},"content":{"rendered":"\n<p>Trong n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n, h\u1eb1ng s\u1ed1 duy nh\u1ea5t l\u00e0 s\u1ef1 thay \u0111\u1ed5i.<\/p>\n\n<p>Ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u c\u00f4ng nh\u00e2n Hoa K\u1ef3 \u0111ang l\u00e0m c\u00f4ng vi\u1ec7c t\u1ef1 do ho\u1eb7c b\u00e1n th\u1eddi gian \u0111\u1ec3 b\u1ed5 sung m\u1ee9c l\u01b0\u01a1ng tr\u00ec tr\u1ec7 t\u1eeb ph\u1ea7n l\u1edbn c\u00e1c c\u00f4ng vi\u1ec7c l\u00e0m ch\u00ednh, th\u00f4ng th\u01b0\u1eddng.\nV\u00e0 nh\u1eefng con s\u1ed1 cho th\u1ea5y nh\u1eefng h\u1ee3p \u0111\u1ed3ng bi\u1ec3u di\u1ec5n ph\u1ee5 n\u00e0y s\u1ebd ch\u1ec9 ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n. <\/p>\n\n<p>Khi h\u1ecd tham gia v\u00e0o c\u00f4ng vi\u1ec7c bi\u1ec3u di\u1ec5n, nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u00e0y ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t s\u1ed1 r\u1ee7i ro.\nDo t\u00ednh ch\u1ea5t c\u1ee7a c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng, r\u1ee7i ro v\u00e0 tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng d\u1ec5 x\u00e1c \u0111\u1ecbnh ho\u1eb7c c\u00f3 th\u1ec3 b\u1ecb b\u1ecf qua b\u1edfi c\u00e1c m\u00f4 h\u00ecnh t\u00ednh to\u00e1n truy\u1ec1n th\u1ed1ng. <\/p>\n\n<p>N\u1ec1n kinh t\u1ebf gig cung c\u1ea5p m\u1ed9t s\u1ed1 c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&amp;C tham gia v\u00e0o c\u00e1c th\u1ecb tr\u01b0\u1eddng m\u1edbi.\n\u0110\u1ec3 l\u00e0m nh\u01b0 v\u1eady, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u1ea7n ph\u1ea3i hi\u1ec3u b\u1ea3n ch\u1ea5t c\u1ee7a n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n. <\/p>\n\n<h2 class=\"wp-block-heading\">Ti\u1ebfp c\u1eadn kh\u00e1ch h\u00e0ng c\u1ee7a Gig Economy \u1edf n\u01a1i h\u1ecd \u0111ang \u1edf<\/h2>\n\n<p>M\u1ed9t b\u00e1o c\u00e1o n\u0103m 2018 t\u1eeb <a href=\"https:\/\/www.bls.gov\/news.release\/conemp.nr0.htm\" target=\"_blank\" rel=\"noreferrer noopener\">B\u1ed9 Lao \u0111\u1ed9ng Hoa K\u1ef3<\/a> tuy\u00ean b\u1ed1 r\u1eb1ng t\u1ef7 l\u1ec7 vi\u1ec7c l\u00e0m ngo\u00e0i vi\u1ec7c l\u00e0m truy\u1ec1n th\u1ed1ng kh\u00f4ng thay \u0111\u1ed5i trong th\u1eadp k\u1ef7 qua, \u0111\u1ee9ng \u1edf m\u1ee9c kho\u1ea3ng 10,1% t\u1ed5ng s\u1ed1 c\u00f4ng nh\u00e2n Hoa K\u1ef3.\nTr\u00ean th\u1ef1c t\u1ebf, B\u1ed9 Lao \u0111\u1ed9ng tuy\u00ean b\u1ed1 r\u1eb1ng s\u1ed1 l\u01b0\u1ee3ng c\u00f4ng nh\u00e2n n\u1ec1n kinh t\u1ebf gig ng\u00e0y nay th\u1ef1c s\u1ef1 th\u1ea5p h\u01a1n so v\u1edbi n\u0103m 2005. <\/p>\n\n<p>Tuy nhi\u00ean, cu\u1ed9c kh\u1ea3o s\u00e1t n\u00e0y kh\u00f4ng t\u00ednh \u0111\u1ebfn s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean n\u1ec1n kinh t\u1ebf gig ng\u00e0y c\u00e0ng t\u0103ng, <a href=\"https:\/\/qz.com\/work\/1324292\/gig-economy-data-why-the-us-department-of-labor-numbers-are-misleading\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Boro<\/a>, m\u1ed9t \u0111\u1ed1i t\u00e1c trong Th\u1ef1c ti\u1ec5n D\u1ecbch v\u1ee5 Nh\u00e2n s\u1ef1 c\u1ee7a PWC cho bi\u1ebft.\nV\u00ed d\u1ee5, cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a B\u1ed9 Lao \u0111\u1ed9ng ch\u1ec9 t\u00ednh nh\u1eefng ng\u01b0\u1eddi d\u1ef1a v\u00e0o c\u00e1c h\u00ecnh th\u1ee9c c\u00f4ng vi\u1ec7c thay th\u1ebf cho thu nh\u1eadp ch\u00ednh c\u1ee7a h\u1ecd.\nN\u00f3 kh\u00f4ng t\u00ednh nh\u1eefng ng\u01b0\u1eddi c\u00f3 vi\u1ec7c l\u00e0m to\u00e0n th\u1eddi gian ho\u1eb7c b\u00e1n th\u1eddi gian th\u00f4ng th\u01b0\u1eddng, nh\u01b0ng tham gia v\u00e0o n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n \u0111\u1ec3 b\u1ed5 sung thu nh\u1eadp c\u1ee7a h\u1ecd.  <\/p>\n\n<p>Khi nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o, t\u1ef7 l\u1ec7 ng\u01b0\u1eddi lao \u0111\u1ed9ng tham gia v\u00e0o n\u1ec1n kinh t\u1ebf t\u1ef1 do c\u00f3 th\u1ec3 g\u1ea7n 30%.\nM\u1ed9t nghi\u00ean c\u1ee9u n\u0103m 2018 c\u1ee7a <a href=\"https:\/\/www.federalreserve.gov\/publications\/2019-economic-well-being-of-us-households-in-2018-employment.htm\" target=\"_blank\" rel=\"noreferrer noopener\">C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang<\/a> cho th\u1ea5y 30% t\u1ed5ng s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi \u0111\u00e3 th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 lo\u1ea1i c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng bi\u1ec3u di\u1ec5n trong th\u00e1ng tr\u01b0\u1edbc cu\u1ed9c kh\u1ea3o s\u00e1t.\nNh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng tr\u1ebb tu\u1ed5i c\u0169ng c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng l\u00e0m c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng h\u01a1n nh\u1eefng ng\u01b0\u1eddi l\u1edbn tu\u1ed5i: Nghi\u00ean c\u1ee9u cho th\u1ea5y 37% c\u00f4ng nh\u00e2n t\u1eeb 18 \u0111\u1ebfn 29 tu\u1ed5i v\u00e0 34% nh\u1eefng ng\u01b0\u1eddi trong \u0111\u1ed9 tu\u1ed5i 30-44 \u0111\u00e3 l\u00e0m c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng, trong khi ch\u1ec9 c\u00f3 27% c\u00f4ng nh\u00e2n \u1edf \u0111\u1ed9 tu\u1ed5i 45-59 l\u00e0m nh\u01b0 v\u1eady.  <\/p>\n\n<p>M\u1ed9t c\u00e1ch kh\u00e1c \u0111\u1ec3 \u0111o l\u01b0\u1eddng s\u1ef1 t\u0103ng tr\u01b0\u1edfng c\u1ee7a c\u00e1c c\u00f4ng vi\u1ec7c trong n\u1ec1n kinh t\u1ebf gig l\u00e0 theo d\u00f5i s\u1ed1 l\u01b0\u1ee3ng 1099 bi\u1ec3u m\u1eabu do ng\u01b0\u1eddi n\u1ed9p thu\u1ebf n\u1ed9p.\nC\u00e1c bi\u1ec3u m\u1eabu n\u00e0y li\u1ec7t k\u00ea c\u00e1c ngu\u1ed3n thu nh\u1eadp kh\u00f4ng c\u00f3 trong c\u00e1c m\u1eabu W-2 (\u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 theo d\u00f5i ti\u1ec1n l\u01b0\u01a1ng t\u1eeb vi\u1ec7c l\u00e0m th\u00f4ng th\u01b0\u1eddng).\nK\u1ec3 t\u1eeb n\u0103m 2000, s\u1ed1 l\u01b0\u1ee3ng 1099 ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n \u0111\u00e3 t\u0103ng kho\u1ea3ng 22%, c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u <a href=\"https:\/\/www.mercatus.org\/publication\/evaluating-growth-1099-workforce\" target=\"_blank\" rel=\"noreferrer noopener\">Eli Dourado v\u00e0 Christopher Koopman<\/a> t\u1ea1i Trung t\u00e2m Mercatus t\u1ea1i \u0110\u1ea1i h\u1ecdc George Mason cho bi\u1ebft.\nTrong c\u00f9ng th\u1eddi gian \u0111\u00f3, s\u1ed1 l\u01b0\u1ee3ng c\u00e1c h\u00ecnh th\u1ee9c W-2 gi\u1ea3m kho\u1ea3ng 3,5%.   <\/p>\n\n<p>\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang t\u00ecm c\u00e1ch tham gia v\u1edbi nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n ng\u00e0y nay, k\u1ebft n\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi l\u00e0m vi\u1ec7c t\u1ef1 do to\u00e0n th\u1eddi gian ho\u1eb7c nh\u00e2n vi\u00ean c\u00f4ng ty t\u1ea1m th\u1eddi l\u00e0 kh\u00f4ng \u0111\u1ee7.\nThay v\u00e0o \u0111\u00f3, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u1ea7n m\u1edf r\u1ed9ng t\u1ea7m nh\u00ecn.\nC\u00f4ng vi\u1ec7c kinh t\u1ebf Gig ng\u00e0y nay c\u00f3 nhi\u1ec1u h\u00ecnh th\u1ee9c kh\u00e1c nhau v\u00e0 ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi lao \u0111\u1ed9ng tham gia v\u00e0o n\u00f3.  <\/p>\n\n<h2 class=\"wp-block-heading\">Gi\u1ea3i quy\u1ebft c\u00e1c r\u1ee7i ro duy nh\u1ea5t cho n\u1ec1n kinh t\u1ebf Gig<\/h2>\n\n<p>Khi c\u00f4ng vi\u1ec7c kinh t\u1ebf gig \u0111\u00e3 \u0111a d\u1ea1ng, do \u0111\u00f3 c\u00f3 nh\u1eefng r\u1ee7i ro do lo\u1ea1i c\u00f4ng vi\u1ec7c n\u00e0y g\u00e2y ra.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea7n \u0111i\u1ec1u ch\u1ec9nh c\u00e1c ch\u00ednh s\u00e1ch kh\u00f4ng ch\u1ec9 cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf gig, m\u00e0 c\u00f2n cho c\u00e1c lo\u1ea1i c\u00f4ng vi\u1ec7c m\u00e0 nh\u1eefng ng\u01b0\u1eddi n\u00e0y l\u00e0m. <\/p>\n\n<p>C\u00e1c c\u00f4ng vi\u1ec7c trong n\u1ec1n kinh t\u1ebf Gig c\u0169ng \u0111a d\u1ea1ng v\u00e0 \u0111a d\u1ea1ng nh\u01b0 c\u00e1c v\u1ecb tr\u00ed vi\u1ec7c l\u00e0m th\u00f4ng th\u01b0\u1eddng.\nCh\u1eb3ng h\u1ea1n, m\u1ed9t b\u00e1o c\u00e1o nghi\u00ean c\u1ee9u c\u1ee7a Business Insider Intelligence n\u0103m 2018 cho th\u1ea5y 42% s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi kh\u00f4ng s\u1eed d\u1ee5ng c\u00e1c n\u1ec1n t\u1ea3ng n\u1ed5i ti\u1ebfng nh\u01b0 PeoplePerHour, Fiverr, Upwork v\u00e0 TaskRabbit cho c\u00f4ng vi\u1ec7c kinh t\u1ebf bi\u1ec3u di\u1ec5n c\u1ee7a h\u1ecd. <\/p>\n\n<p>&#8220;Ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf Gig kh\u00f4ng \u0111\u01b0\u1ee3c tuy\u1ec3n d\u1ee5ng b\u1edfi c\u00e1c n\u1ec1n t\u1ea3ng n\u00e0y, v\u00e0 do \u0111\u00f3 th\u01b0\u1eddng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1eb7c quy\u1ec1n th\u00f4ng th\u01b0\u1eddng c\u1ee7a nh\u00e2n vi\u00ean, ch\u1eb3ng h\u1ea1n nh\u01b0 b\u1ea3o hi\u1ec3m ho\u1eb7c c\u00e1c l\u1ef1a ch\u1ecdn h\u01b0u tr\u00ed&#8221;, <a href=\"https:\/\/www.businessinsider.com\/insurtech-and-the-gig-economy-2018-12\" target=\"_blank\" rel=\"noreferrer noopener\">Lea Nonninger<\/a> t\u1ea1i Business Insider n\u00f3i.\nH\u1ecd c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb c\u00e1c ch\u00ednh s\u00e1ch tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng ho\u1eb7c b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb th\u01b0\u01a1ng trong c\u00f4ng vi\u1ec7c. <\/p>\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u1eafm m\u1ee5c ti\u00eau \u0111\u1ebfn nh\u00e2n vi\u00ean n\u1ec1n kinh t\u1ebf h\u1ee3p \u0111\u1ed3ng th\u01b0\u1eddng t\u1eadp trung v\u00e0o m\u1ed9t lo\u1ea1i c\u00f4ng vi\u1ec7c ho\u1eb7c b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3, nh\u01b0 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 cho c\u00e1c t\u00e0i x\u1ebf Uber v\u00e0 Lyft.\nLo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y mang l\u1ea1i l\u1ee3i \u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf gig b\u1eb1ng c\u00e1ch di \u0111\u1ed9ng, cho ph\u00e9p nh\u00e2n vi\u00ean n\u1ec1n kinh t\u1ebf gig th\u1ef1c hi\u1ec7n c\u00e1c nhi\u1ec7m v\u1ee5 cho nhi\u1ec1u kh\u00e1ch h\u00e0ng kh\u00e1c nhau m\u00e0 kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 vi\u1ec7c li\u1ec7u b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd c\u00f3 chi tr\u1ea3 cho h\u1ecd trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n hay kh\u00f4ng, Gi\u00e1m \u0111\u1ed1c Trung t\u00e2m Nghi\u00ean c\u1ee9u C\u01a1 h\u1ed9i v\u00e0 T\u0103ng tr\u01b0\u1edfng <a href=\"https:\/\/medium.com\/cgo-benchmark\/who-benefits-from-the-gig-economy-7fec8d50d33\" target=\"_blank\" rel=\"noreferrer noopener\">Megan Hansen<\/a> cho bi\u1ebft. <\/p>\n\n<p>D\u1eef li\u1ec7u l\u1edbn v\u00e0 ph\u00e2n t\u00edch \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o gi\u00fap b\u1ea1n c\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c c\u00e1c r\u1ee7i ro li\u00ean quan \u0111\u1ebfn c\u00e1c v\u1ecb tr\u00ed ho\u1eb7c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n v\u00e0 gi\u1ea3i quy\u1ebft ch\u00fang v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 \u00fd ngh\u0129a.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u n\u00e0y c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng thu h\u00fat kh\u00e1ch h\u00e0ng h\u01a1n b\u1eb1ng c\u00e1ch cung c\u1ea5p b\u1ea3o hi\u1ec3m m\u00e0 kh\u00e1ch h\u00e0ng mu\u1ed1n v\u00e0 c\u1ea7n. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/food-delivery-1024x683.jpg\" alt=\"\" class=\"wp-image-6526\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/food-delivery-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/food-delivery-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/food-delivery-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/food-delivery-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/food-delivery.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">L\u00e0m cho ph\u1ea1m vi b\u1ea3o hi\u1ec3m linh ho\u1ea1t<\/h2>\n\n<p>M\u1ed9t s\u1ed1 h\u1ec7 th\u1ed1ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 l\u00e0m cho c\u00f4ng vi\u1ec7c v\u00e0 thanh to\u00e1n tr\u1edf n\u00ean \u0111\u01a1n gi\u1ea3n h\u01a1n cho nh\u1eefng ng\u01b0\u1eddi tham gia n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n.\nV\u00ed d\u1ee5, c\u00e1c c\u00f4ng ty thanh to\u00e1n nh\u01b0 PayPal v\u00e0 Stripe cho ph\u00e9p nh\u00e2n vi\u00ean n\u1ec1n kinh t\u1ebf h\u1ee3p \u0111\u1ed3ng nh\u1eadn l\u01b0\u01a1ng nhanh h\u01a1n, trong khi c\u00e1c c\u00f4ng ty nh\u01b0 Uber v\u00e0 Lyft s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng c\u1ee7a h\u1ecd \u0111\u1ec3 k\u1ebft n\u1ed1i ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u1edbi kh\u00e1ch h\u00e0ng tr\u1ea3 ti\u1ec1n, <a href=\"https:\/\/www.propertycasualty360.com\/2019\/04\/15\/how-insurance-technology-supports-gig-economy-workers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nicole Mongillo<\/a> t\u1ea1i PropertyCasualty360 cho bi\u1ebft. <\/p>\n\n<p>Ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf Gig ng\u00e0y c\u00e0ng quen v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng n\u01a1i h\u1ecd c\u00f3 th\u1ec3 kinh doanh k\u1ef9 thu\u1eadt s\u1ed1.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng s\u1ef1 tho\u1ea3i m\u00e1i n\u00e0y b\u1eb1ng c\u00e1ch gi\u00fap ng\u01b0\u1eddi lao \u0111\u1ed9ng d\u1ec5 d\u00e0ng c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m h\u1ecd c\u1ea7n t\u1eeb thi\u1ebft b\u1ecb di \u0111\u1ed9ng. <\/p>\n\n<p>M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 ti\u1ebfn v\u00e0o kh\u00f4ng gian n\u00e0y.\nV\u00ed d\u1ee5, c\u00f4ng ty kh\u1edfi nghi\u1ec7p Trupo c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i New York cung c\u1ea5p c\u00e1c ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m khuy\u1ebft t\u1eadt ng\u1eafn h\u1ea1n cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf h\u1ee3p \u0111\u1ed3ng.\nC\u00f4ng ty \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp b\u1edfi <a href=\"https:\/\/www.inc.com\/guadalupe-gonzalez\/trupo-sara-horowitz-short-term-disability-insurance-freelancers-gig-economy.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sara Horowitz<\/a>, ng\u01b0\u1eddi th\u00e0nh l\u1eadp Freelancers Union v\u00e0o n\u0103m 1995.  <\/p>\n\n<p>C\u1ea3 Freelancers Union v\u00e0 Trupo \u0111\u1ec1u t\u00ecm c\u00e1ch cung c\u1ea5p c\u00e1c l\u1ee3i \u00edch nh\u01b0 b\u1ea3o hi\u1ec3m y t\u1ebf, th\u1eddi gian ngh\u1ec9 c\u00f3 l\u01b0\u01a1ng v\u00e0 ngh\u1ec9 \u1ed1m cho c\u00e1c d\u1ecbch gi\u1ea3 t\u1ef1 do.\nNh\u1eefng l\u1ee3i \u00edch n\u00e0y th\u01b0\u1eddng kh\u00f4ng c\u00f3 s\u1eb5n t\u1eeb kh\u00e1ch h\u00e0ng c\u1ee7a d\u1ecbch gi\u1ea3 t\u1ef1 do ho\u1eb7c t\u1eeb c\u00e1c c\u01a1 quan ch\u00ednh ph\u1ee7, c\u1ea3 hai \u0111\u1ec1u y\u00eau c\u1ea7u m\u1ed1i quan h\u1ec7 vi\u1ec7c l\u00e0m th\u00f4ng th\u01b0\u1eddng trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p. <\/p>\n\n<p>&#8220;Ch\u00fang t\u00f4i kh\u00f4ng ch\u1edd \u0111\u1ee3i &#8211; ch\u00ednh ph\u1ee7 kh\u00f4ng th\u1ec3 ho\u1eb7c s\u1ebd kh\u00f4ng l\u00e0m \u0111i\u1ec1u \u0111\u00f3. Ch\u00fang t\u00f4i \u0111ang t\u1ef1 x\u00e2y d\u1ef1ng m\u1ea1ng l\u01b0\u1edbi an to\u00e0n&#8221;, Horowitz n\u00f3i.<\/p>\n\n<p>M\u1eb7c d\u00f9 Trupo kh\u00f4ng ph\u1ea3i l\u00e0 c\u00f4ng ty duy nh\u1ea5t cung c\u1ea5p b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf gig, nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi tham gia n\u1ec1n kinh t\u1ebf gig kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m v\u00ec h\u1ecd c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c gi\u1ea3i th\u00edch ngh\u1ec1 nghi\u1ec7p v\u00e0 thu nh\u1eadp c\u1ee7a m\u00ecnh cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ea7u \u00f3c th\u00f4ng th\u01b0\u1eddng.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u1edbi c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng s\u1ebd d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n quy tr\u00ecnh \u0111\u0103ng k\u00fd v\u00e0 c\u00f3 th\u1ec3 thu h\u00fat nhi\u1ec1u kh\u00e1ch h\u00e0ng h\u01a1n. <\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m v\u00f4 \u0111\u1ecbch cho c\u00e1c nh\u00e0 th\u1ea7u<\/h2>\n\n<p>C\u00e1c nh\u00e0 th\u1ea7u c\u0169ng t\u1ea1o th\u00e0nh m\u1ed9t l\u0129nh v\u1ef1c \u0111ang ph\u00e1t tri\u1ec3n, nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c khai th\u00e1c c\u1ee7a n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n, <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2018\/06\/14\/492128.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Eileen Appelbaum<\/a> t\u1ea1i Trung t\u00e2m Nghi\u00ean c\u1ee9u Kinh t\u1ebf v\u00e0 Ch\u00ednh s\u00e1ch cho bi\u1ebft.\nV\u00ed d\u1ee5, nh\u00e2n vi\u00ean tr\u00f4ng coi ho\u1eb7c an ninh trong b\u1ea5t k\u1ef3 t\u00f2a nh\u00e0 l\u1edbn n\u00e0o th\u1ef1c s\u1ef1 c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c cho nh\u00e0 th\u1ea7u b\u00ean th\u1ee9 ba, n\u01a1i h\u1ecd \u0111\u01b0\u1ee3c coi l\u00e0 nh\u00e2n vi\u00ean h\u1ee3p \u0111\u1ed3ng nh\u01b0ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 c\u00f4ng nh\u00e2n l\u00e0m vi\u1ec7c th\u00f4ng th\u01b0\u1eddng. <\/p>\n\n<p>Nh\u1eefng nh\u00e2n vi\u00ean gig \u1ea9n n\u00e0y ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u r\u1ee7i ro t\u01b0\u01a1ng t\u1ef1 nh\u01b0 nh\u1eefng ng\u01b0\u1eddi l\u00e0m vi\u1ec7c t\u1ef1 do v\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00e1c n\u1eafm l\u1ea5y \u0111\u1ed9i h\u00ecnh c\u00f4ng vi\u1ec7c h\u00e0ng ng\u00e0y c\u1ee7a h\u1ecd trong tay h\u1ecd.\nTuy nhi\u00ean, h\u1ecd th\u01b0\u1eddng kh\u00f4ng th\u1ea5y nh\u1eefng r\u1ee7i ro n\u00e0y v\u00ec c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng c\u1ee7a h\u1ecd gi\u1ed1ng nh\u01b0 m\u1ed9t c\u00f4ng vi\u1ec7c th\u00f4ng th\u01b0\u1eddng. <\/p>\n\n<p>Khi ph\u00e2n lo\u1ea1i lao \u0111\u1ed9ng ti\u1ebfp t\u1ee5c thay \u0111\u1ed5i \u1edf c\u1ea5p li\u00ean bang, ti\u1ec3u bang v\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng, c\u00e1c c\u00f4ng ty nh\u00e0 th\u1ea7u c\u00f3 th\u1ec3 kh\u00f4ng nh\u1eadn ra h\u1ecd ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 th\u01b0\u01a1ng t\u00edch ho\u1eb7c t\u1ed5n th\u1ea5t c\u1ee7a nh\u00e0 th\u1ea7u cho \u0111\u1ebfn khi tai n\u1ea1n x\u1ea3y ra, <a href=\"https:\/\/www.shrm.org\/resourcesandtools\/hr-topics\/talent-acquisition\/pages\/know-the-perils-of-the-gig-economy.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Lin Grensing-Pophal<\/a> t\u1ea1i Hi\u1ec7p h\u1ed9i Qu\u1ea3n l\u00fd Ngu\u1ed3n nh\u00e2n l\u1ef1c cho bi\u1ebft.<\/p>\n\n<p>T\u1eadp trung v\u00e0o b\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng cho c\u00e1c c\u00f4ng ty h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 cung c\u1ea5p m\u1ed9t ngu\u1ed3n kinh doanh m\u1edbi v\u00e0 c\u01a1 h\u1ed9i x\u00e2y d\u1ef1ng uy t\u00edn trong n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c doanh nghi\u1ec7p \u0111\u00e3 th\u00e0nh l\u1eadp \u0111\u1ed3ng th\u1eddi hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n v\u00e0 t\u1ef1 kh\u1eb3ng \u0111\u1ecbnh m\u00ecnh l\u00e0 ngu\u1ed3n th\u00f4ng tin \u0111\u00e1ng tin c\u1eady. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/women-driving-car-1024x683.jpg\" alt=\"\" class=\"wp-image-6536\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/women-driving-car-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/women-driving-car-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/women-driving-car-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/women-driving-car-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/women-driving-car.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">Nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c vi\u1ec7c thay \u0111\u1ed5i lu\u1eadt lao \u0111\u1ed9ng<\/h2>\n\n<p>Khi n\u1ec1n kinh t\u1ebf gig chuy\u1ec3n \u0111\u1ed5i c\u00f4ng vi\u1ec7c \u1edf Hoa K\u1ef3, lu\u1eadt lao \u0111\u1ed9ng li\u00ean bang, ti\u1ec3u bang v\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng \u0111ang thay \u0111\u1ed5i \u0111\u1ec3 b\u00f9 \u0111\u1eafp.\nNh\u1eefng thay \u0111\u1ed5i trong c\u00e1c lu\u1eadt n\u00e0y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c y\u1ebfu t\u1ed1 r\u1ee7i ro, do \u0111\u00f3 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1ch th\u1ee9c m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ebfp c\u1eadn v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf h\u1ee3p \u0111\u1ed3ng v\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m cho h\u1ecd. <\/p>\n\n<p>V\u00ed d\u1ee5, th\u00e0nh ph\u1ed1 Seattle \u0111\u00e3 th\u00f4ng qua m\u1ed9t \u0111\u1ea1o lu\u1eadt v\u00e0o n\u0103m 2015 cho ph\u00e9p c\u00e1c t\u00e0i x\u1ebf Uber v\u00e0 Lyft h\u1ee3p nh\u1ea5t, <a href=\"https:\/\/www.usnews.com\/news\/technology\/articles\/2018-05-11\/us-court-revives-challenge-to-seattles-uber-lyft-driver-union-law\" target=\"_blank\" rel=\"noreferrer noopener\">Daniel Wiessner<\/a> t\u1ea1i US News &amp;; World Report cho bi\u1ebft.\nTrong khi lu\u1eadt n\u00e0y \u0111\u00e3 b\u1ecb T\u00f2a ph\u00fac th\u1ea9m v\u00f2ng 9 b\u00e1c b\u1ecf, n\u00f3 th\u1ec3 hi\u1ec7n m\u1ed1i quan t\u00e2m ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a c\u00f4ng ch\u00fang v\u1ec1 \u0111i\u1ec1u ki\u1ec7n l\u00e0m vi\u1ec7c m\u00e0 nh\u1eefng ng\u01b0\u1eddi tham gia n\u1ec1n kinh t\u1ebf h\u1ee3p \u0111\u1ed3ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t. <\/p>\n\n<p>M\u1ed9t s\u1ed1 ti\u1ec3u bang \u0111\u00e3 ph\u1ea3n \u1ee9ng b\u1eb1ng c\u00e1ch xem x\u00e9t l\u1ea1i c\u00e1c \u0111\u1ecbnh ngh\u0129a c\u1ee7a h\u1ecd \u0111\u1ed1i v\u1edbi nh\u00e2n vi\u00ean v\u00e0 c\u00e1c nh\u00e0 th\u1ea7u \u0111\u1ed9c l\u1eadp.\nV\u00ed d\u1ee5, trong quy\u1ebft \u0111\u1ecbnh c\u1ee7a Dynamex v\u00e0o th\u00e1ng 4 n\u0103m 2018, T\u00f2a \u00e1n T\u1ed1i cao California \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t b\u00e0i ki\u1ec3m tra ba ph\u1ea7n m\u1edbi \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh xem m\u1ed9t c\u00f4ng nh\u00e2n l\u00e0 nh\u00e2n vi\u00ean hay nh\u00e0 th\u1ea7u, <a href=\"https:\/\/www.laboremploymentlawblog.com\/2018\/05\/articles\/class-actions\/dynamex-decision-independent-contractors\/\" target=\"_blank\" rel=\"noreferrer noopener\">Timothy Kim<\/a>, lu\u1eadt s\u01b0 t\u1ea1i Sheppard Mullin n\u00f3i. <\/p>\n\n<p>C\u01a1 quan l\u1eadp ph\u00e1p California \u0111\u00e3 ph\u1ea3n \u1ee9ng v\u00e0o n\u0103m 2019 b\u1eb1ng m\u1ed9t d\u1ef1 lu\u1eadt t\u00ecm c\u00e1ch mi\u1ec5n tr\u1eeb m\u1ed9t s\u1ed1 lo\u1ea1i c\u00f4ng nh\u00e2n nh\u1ea5t \u0111\u1ecbnh kh\u1ecfi b\u00e0i ki\u1ec3m tra Dynamex g\u1ed3m ba ph\u1ea7n.\nCh\u00fang bao g\u1ed3m c\u00e1c chuy\u00ean gia nh\u01b0 b\u00e1c s\u0129, c\u1ed1 v\u1ea5n \u0111\u1ea7u t\u01b0 v\u00e0 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi b\u00e1n tr\u1ef1c ti\u1ebfp.\nTuy nhi\u00ean, nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf t\u1ef1 do v\u1eabn s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi ti\u00eau chu\u1ea9n Dynamex theo lu\u1eadt m\u1edbi, D\u00e2n bi\u1ec3u <a href=\"https:\/\/www.shrm.org\/resourcesandtools\/legal-and-compliance\/state-and-local-updates\/pages\/california-bill-would-exempt-certain-occupations-from-dynamex-ruling.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Lorena Gonzalez<\/a>, nh\u00e0 t\u00e0i tr\u1ee3 c\u1ee7a d\u1ef1 lu\u1eadt cho bi\u1ebft.  <\/p>\n\n<p>Khi c\u00e1c quy t\u1eafc x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c \u0111\u1ecbnh l\u1ea1i c\u00f4ng vi\u1ec7c h\u1ee3p \u0111\u1ed3ng ti\u1ebfp t\u1ee5c thay \u0111\u1ed5i, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u1ea7n hi\u1ec3u c\u00e1ch c\u00e1c quy t\u1eafc n\u00e0y \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd.\nH\u1ecd c\u0169ng s\u1ebd c\u1ea7n hi\u1ec3u nh\u1eefng thay \u0111\u1ed5i trong ph\u00e2n lo\u1ea1i t\u0103ng c\u01b0\u1eddng ho\u1eb7c gi\u1ea3m thi\u1ec3u c\u00e1c r\u1ee7i ro kh\u00e1c nhau cho ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o. <\/p>\n\n<p>N\u1ec1n kinh t\u1ebf gig ti\u1ebfp t\u1ee5c thay \u0111\u1ed5i, \u0111\u1ea3o l\u1ed9n nhi\u1ec1u chu\u1ea9n m\u1ef1c \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp trong l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m lu\u00f4n c\u1ea3nh gi\u00e1c v\u1edbi nh\u1eefng thay \u0111\u1ed5i n\u00e0y c\u00f3 th\u1ec3 g\u1eb7p g\u1ee1 kh\u00e1ch h\u00e0ng \u1edf n\u01a1i h\u1ecd \u0111ang \u1edf v\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m h\u1ecd c\u1ea7n. <\/p>\n\n<p><em>\u1ea2nh: Ian Allenden\/\u00a9123RF.com, daisydaisy\/\u00a9123RF.com, Dmitrii Shironosov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong n\u1ec1n kinh t\u1ebf bi\u1ec3u di\u1ec5n, h\u1eb1ng s\u1ed1 duy nh\u1ea5t l\u00e0 s\u1ef1 thay \u0111\u1ed5i. Ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u c\u00f4ng nh\u00e2n Hoa K\u1ef3 \u0111ang l\u00e0m c\u00f4ng vi\u1ec7c t\u1ef1 do ho\u1eb7c b\u00e1n th\u1eddi gian \u0111\u1ec3 b\u1ed5 sung m\u1ee9c l\u01b0\u01a1ng tr\u00ec tr\u1ec7 t\u1eeb ph\u1ea7n l\u1edbn c\u00e1c c\u00f4ng vi\u1ec7c l\u00e0m ch\u00ednh, th\u00f4ng th\u01b0\u1eddng. V\u00e0 nh\u1eefng con s\u1ed1 cho th\u1ea5y [&hellip;]<\/p>\n","protected":false},"featured_media":6525,"template":"","insight-category":[],"class_list":["post-20959","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/6525"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20959"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}