{"id":20853,"date":"2024-09-30T14:06:51","date_gmt":"2024-09-30T19:06:51","guid":{"rendered":"https:\/\/bolttech.io\/insights\/he-thong-ke-thua-trong-bao-hiem-chi-phi-an-de-tranh-thay-doi\/"},"modified":"2024-09-30T14:06:52","modified_gmt":"2024-09-30T19:06:52","slug":"he-thong-ke-thua-trong-bao-hiem-chi-phi-an-de-tranh-thay-doi","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/he-thong-ke-thua-trong-bao-hiem-chi-phi-an-de-tranh-thay-doi\/","title":{"rendered":"H\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba trong b\u1ea3o hi\u1ec3m: Chi ph\u00ed \u1ea9n \u0111\u1ec3 tr\u00e1nh thay \u0111\u1ed5i"},"content":{"rendered":"\n<p>C\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba l\u00e0 c\u00e1c h\u1ec7 th\u1ed1ng m\u00e1y t\u00ednh, c\u1ea3 ph\u1ea7n c\u1ee9ng v\u00e0 ph\u1ea7n m\u1ec1m, v\u1eabn \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng m\u1eb7c d\u00f9 \u0111\u00e3 l\u00e3o h\u00f3a \u0111\u00e1ng ch\u00fa \u00fd ho\u1eb7c tr\u01b0\u1ee3t v\u1ec1 ph\u00eda l\u1ed7i th\u1eddi.\nC\u00e1c h\u1ec7 th\u1ed1ng n\u00e0y r\u1ea5t t\u1ed1n k\u00e9m \u0111\u1ec3 c\u00e0i \u0111\u1eb7t v\u00e0 ti\u1ebfp t\u1ee5c l\u01b0u gi\u1eef d\u1eef li\u1ec7u c\u00f3 gi\u00e1 tr\u1ecb, \u0111\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m do d\u1ef1 khi \u00e1p d\u1ee5ng thay \u0111\u1ed5i.\nNh\u01b0ng c\u00e1c h\u1ec7 th\u1ed1ng Legacy c\u00f3 th\u1ec3 t\u1ed1n k\u00e9m v\u00e0 b\u1ef1c b\u1ed9i \u0111\u1ec3 duy tr\u00ec.\n\u0110\u00e2y l\u00e0 nh\u1eefng g\u00ec m\u1ed9t h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba \u0111ang th\u1ef1c s\u1ef1 chi ph\u00ed cho t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n &#8211; v\u00e0 t\u1ea1i sao n\u00f3 c\u00f3 th\u1ec3 l\u00e0 th\u1eddi gian \u0111\u1ec3 thay \u0111\u1ed5i.   <\/p>\n\n<h2 class=\"wp-block-heading\">V\u1ea5n \u0111\u1ec1 v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng c\u0169<\/h2>\n\n<p>Hi\u1ec7n t\u1ea1i, ch\u00ednh ph\u1ee7 li\u00ean bang Hoa K\u1ef3 \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd chi t\u1edbi 79 \u0111\u1ebfn 80% ng\u00e2n s\u00e1ch c\u00f4ng ngh\u1ec7 th\u00f4ng tin h\u00e0ng n\u0103m \u0111\u1ec3 duy tr\u00ec c\u00e1c h\u1ec7 th\u1ed1ng c\u0169.\nCh\u1ec9 c\u00f3 20 \u0111\u1ebfn 21% \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi, <a href=\"https:\/\/federalnewsnetwork.com\/ask-the-cio\/2018\/08\/spending-on-legacy-it-continues-to-grow-but-there-is-light-at-the-end-of-the-tunnel\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shawn McCarthy<\/a>, gi\u00e1m \u0111\u1ed1c nghi\u00ean c\u1ee9u c\u1ee7a IDC Government Insights cho bi\u1ebft. <\/p>\n\n<p>C\u00e1c c\u00f4ng ty t\u01b0 nh\u00e2n c\u0169ng kh\u00f4ng kh\u00e1 h\u01a1n ch\u00fat n\u00e0o khi ti\u1ebft ki\u1ec7m ti\u1ec1n cho c\u00e1c h\u1ec7 th\u1ed1ng c\u0169.\nTrong s\u1ed1 c\u00e1c t\u1ed5 ch\u1ee9c n\u00e0y, c\u00f3 t\u1edbi 80% ng\u00e2n s\u00e1ch CNTT c\u0169ng c\u00f3 th\u1ec3 d\u00e0nh cho h\u1ed7 tr\u1ee3 cu\u1ed9c s\u1ed1ng h\u1ec7 th\u1ed1ng c\u0169, <a href=\"https:\/\/fowmedia.com\/time-update-legacy-systems\/\" target=\"_blank\" rel=\"noreferrer noopener\">Daniel Newman<\/a>, nh\u00e0 ph\u00e2n t\u00edch ch\u00ednh c\u1ee7a Futurum Research v\u00e0 CEO c\u1ee7a Broadsuite Media Group cho bi\u1ebft. <\/p>\n\n<p>Th\u1ef1c hi\u1ec7n ph\u00e2n t\u00edch chi ph\u00ed-l\u1ee3i \u00edch c\u1ee7a c\u00e1c h\u1ec7 th\u1ed1ng c\u0169 c\u00f3 th\u1ec3 kh\u00f3 kh\u0103n v\u00ec m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 g\u00f3p ph\u1ea7n v\u00e0o chi ph\u00ed chung c\u1ee7a h\u1ec7 th\u1ed1ng cho c\u00f4ng ty.\n&#8220;Th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p l\u00e0 c\u00e2n nh\u1eafc \u0111\u1ea7u t\u01b0, chi ph\u00ed, \u0111\u1ed9 ph\u1ee9c t\u1ea1p v\u00e0 ROI hi\u1ec7n nay so v\u1edbi vi\u1ec7c duy tr\u00ec c\u00e1c h\u1ec7 th\u1ed1ng c\u0169&#8221;, <a href=\"https:\/\/www.digitaldoughnut.com\/articles\/2017\/may\/how-legacy-modernization-provides-competitive-adva\" target=\"_blank\" rel=\"noreferrer noopener\">Rajneesh Kumar<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u ti\u1ebfp th\u1ecb k\u1ef9 thu\u1eadt s\u1ed1 t\u1ea1i Pimcore cho bi\u1ebft. <\/p>\n\n<p>Ngo\u00e0i ra, c\u00e1c c\u00f4ng ty \u0111o l\u01b0\u1eddng chi ph\u00ed c\u1ee7a h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba c\u1ee7a h\u1ecd ch\u1ec9 b\u1eb1ng \u0111\u00f4 la chi ti\u00eau kh\u00f4ng nh\u00ecn th\u1ea5y to\u00e0n b\u1ed9 b\u1ee9c tranh.\nC\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba c\u0169ng khi\u1ebfn c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1ed1n th\u1eddi gian, kh\u00e1ch h\u00e0ng v\u00e0 c\u01a1 h\u1ed9i \u0111\u1ed5i m\u1edbi &#8211; ba t\u00e0i s\u1ea3n kh\u00f3 thu h\u1ed3i. <\/p>\n\n<h2 class=\"wp-block-heading\">C\u00e1c h\u1ec7 th\u1ed1ng c\u0169 c\u1ea7n c\u00f3 th\u1eddi gian<\/h2>\n\n<p>M\u1ed9t trong nh\u1eefng d\u1ea5u hi\u1ec7u ph\u1ed5 bi\u1ebfn nh\u1ea5t c\u1ee7a s\u1ef1 l\u1ed7i th\u1eddi h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba l\u00e0 th\u1eddi gian.\nC\u00e1c h\u1ec7 th\u1ed1ng m\u1edbi h\u01a1n c\u00f3 xu h\u01b0\u1edbng nhanh h\u01a1n, c\u00f3 kh\u1ea3 n\u0103ng x\u1eed l\u00fd nhi\u1ec1u quy tr\u00ecnh h\u01a1n m\u1ed7i gi\u00e2y v\u00e0 cung c\u1ea5p c\u00e1c giao di\u1ec7n tr\u1ef1c quan h\u01a1n.\nM\u1ed9t h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba ch\u1eadm c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh &#8220;g\u00f3t ch\u00e2n Achilles trong quy tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a b\u1ea1n&#8221;, nh\u00e0 ph\u00e1t tri\u1ec3n <a href=\"https:\/\/medium.com\/@PurpleGreenLemon\/why-you-need-to-transition-your-legacy-system-out-and-into-the-future-99e7dcba0c82\" target=\"_blank\" rel=\"noreferrer noopener\">Aphinya Dechalert<\/a> n\u00f3i.\nC\u00f4 \u1ea5y c\u00f3 ngh\u0129a l\u00e0 h\u1ecd c\u00f3 th\u1ec3 l\u00e0m ch\u1eadm \u0111\u00e1ng k\u1ec3 t\u1ed1c \u0111\u1ed9 kinh doanh c\u1ee7a b\u1ea1n v\u00e0 l\u00e0m gi\u1ea3m hi\u1ec7u qu\u1ea3 c\u1ee7a nh\u00e2n vi\u00ean.   <\/p>\n\n<p>C\u00e1c h\u1ec7 th\u1ed1ng c\u0169 c\u00f3 th\u1ec3 khi\u1ebfn nh\u00f3m c\u1ee7a b\u1ea1n m\u1ea5t th\u1eddi gian v\u00e0 n\u0103ng su\u1ea5t, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi h\u1ec7 th\u1ed1ng ng\u1eebng ho\u1ea1t \u0111\u1ed9ng.\nKhi nh\u00e2n vi\u00ean kh\u00f4ng th\u1ec3 truy c\u1eadp d\u1eef li\u1ec7u c\u1ea7n thi\u1ebft, h\u1ecd c\u00f3 th\u1ec3 kh\u00f4ng c\u00f3 g\u00ec \u0111\u1ec3 l\u00e0m trong khi ch\u1edd h\u1ec7 th\u1ed1ng t\u1ef1 \u0111i\u1ec1u ch\u1ec9nh. <\/p>\n\n<p>Vi\u1ec7c t\u1ea1m d\u1eebng c\u00f4ng vi\u1ec7c n\u00e0y c\u00f3 th\u1ec3 t\u1ed1n k\u00e9m cho b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c c\u00f4ng ty kh\u00e1c.\n&#8220;Trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p, lao \u0111\u1ed9ng v\u00e0 c\u00e1c chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng kh\u00e1c ph\u1ea3i \u0111\u01b0\u1ee3c thanh to\u00e1n b\u1ea5t k\u1ec3 t\u00ednh kh\u1ea3 d\u1ee5ng c\u1ee7a m\u1ea1ng, v\u00ec v\u1eady c\u00e1c c\u00f4ng ty cu\u1ed1i c\u00f9ng ph\u1ea3i tr\u1ea3 l\u01b0\u01a1ng, ti\u1ec1n thu\u00ea nh\u00e0 v\u00e0 c\u00e1c kho\u1ea3n ph\u00ed kh\u00e1c ngay c\u1ea3 khi kh\u00f4ng c\u00f3 c\u00f4ng vi\u1ec7c c\u00f3 \u00fd ngh\u0129a n\u00e0o c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong th\u1eddi gian ng\u1eebng ho\u1ea1t \u0111\u1ed9ng&#8221;, <a href=\"https:\/\/www.vxchnge.com\/blog\/ways-system-downtime-could-impact-company\" target=\"_blank\" rel=\"noreferrer noopener\">Blair Felter<\/a>, gi\u00e1m \u0111\u1ed1c ti\u1ebfp th\u1ecb t\u1ea1i vXchnge n\u00f3i. <\/p>\n\n<p>M\u1eb7c d\u00f9 th\u1eddi gian b\u1ecb m\u1ea5t cho c\u00e1c h\u1ec7 th\u1ed1ng c\u0169 kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ecbnh l\u01b0\u1ee3ng, nh\u01b0ng t\u00e1c \u0111\u1ed9ng t\u00e0i ch\u00ednh c\u1ee7a th\u1eddi gian ch\u1ebft c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n.\nV\u00ed d\u1ee5, m\u1ed9t <a href=\"https:\/\/itic-corp.com\/blog\/2017\/05\/hourly-downtime-tops-300k-for-81-of-firms-33-of-enterprises-say-downtime-costs-1m\/\" target=\"_blank\" rel=\"noreferrer noopener\">cu\u1ed9c kh\u1ea3o s\u00e1t<\/a> n\u0103m 2017 c\u1ee7a Information Technology Intelligence Consulting (ITIC) cho th\u1ea5y h\u01a1n 98% c\u00e1c c\u00f4ng ty l\u1edbn \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t n\u00f3i r\u1eb1ng th\u1eddi gian ng\u1eebng ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00e1y t\u00ednh khi\u1ebfn h\u1ecd m\u1ea5t \u00edt nh\u1ea5t 100.000 \u0111\u00f4 la m\u1ed7i gi\u1edd.\nTrong s\u1ed1 n\u00e0y, 81% cho bi\u1ebft th\u1eddi gian ch\u1ebft c\u00f3 gi\u00e1 300.000 \u0111\u00f4 la m\u1ed7i gi\u1edd v\u00e0 33%, ho\u1eb7c m\u1ed9t ph\u1ea7n ba, cho bi\u1ebft chi ph\u00ed t\u1eeb 1 tri\u1ec7u \u0111\u00f4 la tr\u1edf l\u00ean m\u1ed7i gi\u1edd.  <\/p>\n\n<p>Ngay c\u1ea3 c\u00e1c c\u00f4ng ty nh\u1ecf c\u0169ng c\u00f3 th\u1ec3 c\u1ea3m th\u1ea5y \u00e1p l\u1ef1c.\n\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf, s\u1ef1 c\u1ed1 ng\u1eebng ho\u1ea1t \u0111\u1ed9ng CNTT c\u00f3 th\u1ec3 t\u1ed1n t\u1edbi 427 \u0111\u00f4 la m\u1ed7i ph\u00fat, <a href=\"https:\/\/www.carbonite.com\/blog\/article\/2015\/10\/downtime-costs-small-businesses-up-to-%24427-per-minute\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Brunelli<\/a>, nh\u00e0 v\u0103n cao c\u1ea5p t\u1ea1i Carbonite cho bi\u1ebft. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/phone-talk-1024x683.jpg\" alt=\"\" class=\"wp-image-6702\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/phone-talk-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/phone-talk-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/phone-talk-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/phone-talk-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/phone-talk.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">H\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba v\u00e0 thay \u0111\u1ed5i kinh doanh<\/h2>\n\n<p>C\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi \u0111\u00e3 thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta kinh doanh ch\u1ec9 trong v\u00e0i th\u1eadp k\u1ef7.\nM\u1eb7c d\u00f9 c\u00e1c c\u00f4ng c\u1ee5 n\u00e0y \u0111\u00e3 m\u1edf ra nh\u1eefng c\u01a1 h\u1ed9i m\u1edbi \u0111\u1ec3 hi\u1ec3u h\u00e0nh vi c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 duy tr\u00ec m\u1ed1i quan h\u1ec7 v\u1edbi kh\u00e1ch h\u00e0ng, nh\u01b0ng ch\u00fang c\u0169ng t\u1ea1o ra nh\u1eefng r\u1ee7i ro m\u1edbi. <\/p>\n\n<p>V\u00ed d\u1ee5, trong ba qu\u00fd \u0111\u1ea7u n\u0103m 2018, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 ch\u1ee9ng ki\u1ebfn nh\u1eefng th\u1ea5t b\u1ea1i c\u00f4ng ngh\u1ec7 nh\u01b0 s\u1ef1 c\u1ed1 m\u00e1y t\u00ednh t\u0103ng 138%.\nNhi\u1ec1u s\u1ef1 c\u1ed1 trong s\u1ed1 n\u00e0y khi\u1ebfn d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng g\u1eb7p r\u1ee7i ro,<a href=\"https:\/\/www.itproportal.com\/features\/how-to-mitigate-the-risk-and-consequences-of-it-failures\/\" target=\"_blank\" rel=\"noreferrer noopener\">Megan Butler<\/a>, gi\u00e1m \u0111\u1ed1c gi\u00e1m s\u00e1t t\u1ea1i C\u01a1 quan Qu\u1ea3n l\u00fd T\u00e0i ch\u00ednh V\u01b0\u01a1ng qu\u1ed1c Anh (FCA) cho bi\u1ebft. <\/p>\n\n<p>Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng tr\u1edf n\u00ean th\u1ea5t v\u1ecdng khi c\u00e1c s\u1ef1 c\u1ed1 h\u1ec7 th\u1ed1ng c\u0169 g\u00e2y ra sai s\u00f3t trong d\u1ecbch v\u1ee5, ngay c\u1ea3 khi d\u1eef li\u1ec7u c\u00e1 nh\u00e2n c\u1ee7a h\u1ecd kh\u00f4ng g\u1eb7p r\u1ee7i ro trong th\u1eddi gian gi\u00e1n \u0111o\u1ea1n.\nCh\u1eb3ng h\u1ea1n, m\u1ed9t sai s\u00f3t 24 gi\u1edd trong c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a Facebook do l\u1ed7i m\u00e3 h\u00f3a v\u00e0o th\u00e1ng 3 n\u0103m 2019 \u0111\u00e3 khi\u1ebfn 7,5 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng b\u00e1o c\u00e1o s\u1ef1 c\u1ed1 v\u1edbi Facebook, Instagram v\u00e0 Whatsapp &#8211; m\u1ed9t trong nh\u1eefng v\u1ea5n \u0111\u1ec1 b\u00e1o c\u00e1o h\u00e0ng lo\u1ea1t l\u1edbn nh\u1ea5t trong l\u1ecbch s\u1eed truy\u1ec1n th\u00f4ng x\u00e3 h\u1ed9i, \u0111\u1ed3ng s\u00e1ng l\u1eadp Downdetector <a href=\"https:\/\/www.nytimes.com\/2019\/03\/14\/technology\/facebook-whatsapp-outage.html\" target=\"_blank\" rel=\"noreferrer noopener\">Tom Sanders<\/a> cho bi\u1ebft. <\/p>\n\n<p>C\u00e1c l\u1ed7i h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba l\u1edbn, t\u1eeb th\u1eddi gian ch\u1ebft \u0111\u1ebfn l\u1ed7 h\u1ed5ng d\u1eef li\u1ec7u, c\u0169ng c\u00f3 th\u1ec3 c\u00f3 \u1ea3nh h\u01b0\u1edfng s\u00e2u s\u1eafc \u0111\u1ebfn danh ti\u1ebfng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nKh\u00e1ch h\u00e0ng b\u1ecb m\u1ea5t, suy tho\u00e1i c\u1ed5 phi\u1ebfu v\u00e0 c\u00e1c ngu\u1ed3n l\u1ef1c d\u00e0nh cho qu\u1ea3n l\u00fd kh\u1ee7ng ho\u1ea3ng \u0111\u1ec1u t\u0103ng l\u00ean nhanh ch\u00f3ng khi m\u1ed9t h\u1ec7 th\u1ed1ng c\u0169 th\u1ea5t b\u1ea1i, <a href=\"https:\/\/www.evolven.com\/blog\/downtime-outages-and-failures-understanding-their-true-costs.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gad Cohen<\/a> t\u1ea1i Evolven Change Analytics cho bi\u1ebft. <\/p>\n\n<p>Nh\u1eefng sai l\u1ea7m kinh doanh b\u1ed5 sung c\u00f3 th\u1ec3 c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng x\u1ea3y ra v\u1edbi m\u1ed9t h\u1ec7 th\u1ed1ng c\u0169.\nV\u00ed d\u1ee5, trong n\u0103m 2012, JP Morgan \u0111\u00e3 m\u1ea5t 6,2 t\u1ef7 \u0111\u00f4 la, m\u1ed9t ph\u1ea7n do th\u1ef1c t\u1ebf l\u00e0 c\u00e1c nh\u00e0 giao d\u1ecbch li\u00ean quan \u0111\u00e3 s\u1eed d\u1ee5ng b\u1ea3ng t\u00ednh \u0111\u1ec3 t\u00ednh to\u00e1n th\u1ee7 c\u00f4ng bao nhi\u00eau gi\u00e1 tr\u1ecb c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 nguy c\u01a1, nh\u00e0 b\u00e1o <a href=\"https:\/\/www.theglobeandmail.com\/report-on-business\/rob-commentary\/the-biggest-threat-to-banks-legacy-systems-not-fintech\/article32967786\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Gardner<\/a> c\u1ee7a Globe and Mail cho bi\u1ebft.\nH\u1ec7 th\u1ed1ng CNTT l\u1ed7i th\u1eddi c\u1ee7a JP Morgan c\u00f3 ngh\u0129a l\u00e0 nh\u00e2n vi\u00ean d\u1ef1a v\u00e0o c\u00e1c c\u00f4ng c\u1ee5 v\u00e0 ph\u01b0\u01a1ng ph\u00e1p l\u1ed7i th\u1eddi cho c\u00e1c nhi\u1ec7m v\u1ee5 quan tr\u1ecdng &#8211; v\u1edbi k\u1ebft qu\u1ea3 t\u00e0n kh\u1ed1c.  <\/p>\n\n<p>Khi c\u00e1c h\u1ec7 th\u1ed1ng c\u0169 ch\u1ea1y ch\u1eadm, th\u01b0\u1eddng xuy\u00ean g\u1eb7p s\u1ef1 c\u1ed1 ho\u1eb7c kh\u00f4ng giao ti\u1ebfp hi\u1ec7u qu\u1ea3 v\u1edbi c\u00e1c b\u1ed9 ph\u1eadn kh\u00e1c c\u1ee7a c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng CNTT c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m, nh\u00e2n vi\u00ean c\u0169ng c\u00f3 th\u1ec3 tr\u1edf n\u00ean th\u1ea5t v\u1ecdng.\nS\u1ef1 th\u1ea5t v\u1ecdng m\u00e3n t\u00ednh g\u00e2y ra b\u1edfi c\u00e1c h\u1ec7 th\u1ed1ng c\u0169 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn s\u1ef1 tham gia th\u1ea5p h\u01a1n, gi\u1ea3m n\u0103ng su\u1ea5t v\u00e0 doanh thu cao h\u01a1n.\nCho d\u00f9 h\u1ecd \u0111i hay \u1edf, nh\u00e2n vi\u00ean th\u1ea5t v\u1ecdng c\u00f3 kh\u1ea3 n\u0103ng l\u00e0m r\u1ea5t \u00edt \u0111\u1ec3 th\u00fac \u0111\u1ea9y h\u1ed3 s\u01a1 c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c \u1ee9ng c\u1eed vi\u00ean ho\u1eb7c kh\u00e1ch h\u00e0ng.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/problem-solving-1024x683.jpg\" alt=\"\" class=\"wp-image-6712\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/problem-solving-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/problem-solving-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/problem-solving-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/problem-solving-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/problem-solving.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">H\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba k\u00ecm h\u00e3m s\u1ef1 t\u0103ng tr\u01b0\u1edfng<\/h2>\n\n<p>C\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba \u0111\u00e3 \u0111\u01b0\u1ee3c t\u1ea1o ra t\u1ea1i m\u1ed9t \u0111i\u1ec3m c\u1ed1 \u0111\u1ecbnh trong qu\u00e1 kh\u1ee9.\nDo \u0111\u00f3, h\u1ecd c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c coi l\u00e0 b\u1ecb \u0111\u00f3ng b\u0103ng theo th\u1eddi gian, kh\u00f4ng bi\u1ebft v\u1ec1 s\u1ef1 thay \u0111\u1ed5i c\u00f4ng ngh\u1ec7 ho\u1eb7c t\u1ed5 ch\u1ee9c v\u00e0 kh\u00f4ng th\u1ec3 t\u1ef1 m\u00ecnh \u0111\u00e1p \u1ee9ng n\u00f3. <\/p>\n\n<p>&#8220;V\u1ea5n \u0111\u1ec1 v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng n\u00e0y l\u00e0 ch\u00fang hi\u1ebfm khi c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng, c\u00f3 ngh\u0129a l\u00e0 ch\u00fang ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ed5 sung b\u1edfi m\u1ed9t l\u1edbp c\u00f4ng ngh\u1ec7 kh\u00e1c \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u hi\u1ec7n t\u1ea1i, d\u1eabn \u0111\u1ebfn m\u1ed9t h\u00e0nh \u0111\u1ed9ng c\u00e2n b\u1eb1ng ph\u1ee9c t\u1ea1p v\u00e0 tinh t\u1ebf&#8221;, <a href=\"https:\/\/www.spiria.com\/en\/blog\/method-and-best-practices\/cost-legacy-systems\/\" target=\"_blank\" rel=\"noreferrer noopener\">Laurent Gloaguen<\/a> t\u1ea1i Spiria n\u00f3i.<\/p>\n\n<p>Th\u1eddi \u0111\u1ea1i c\u1ee7a c\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t r\u00e0o c\u1ea3n \u0111\u00e1ng k\u1ec3 \u0111\u1ed1i v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n v\u00e0 \u0111\u1ed5i m\u1edbi c\u1ee7a c\u00f4ng ty.\nM\u1ed9t nghi\u00ean c\u1ee9u cho th\u1ea5y 44% CIO tin r\u1eb1ng c\u00e1c c\u00f4ng ngh\u1ec7 k\u1ebf th\u1eeba c\u1ee7a c\u00f4ng ty h\u1ecd l\u00e0 m\u1ed9t tr\u1edf ng\u1ea1i cho chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 \u0111\u1ed5i m\u1edbi, <a href=\"https:\/\/www.imaginovation.net\/blog\/why-businesses-should-modernize-legacy-applications\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Georgiou<\/a>, ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 gi\u00e1m \u0111\u1ed1c ti\u1ebfp th\u1ecb t\u1ea1i Imaginovation cho bi\u1ebft.\nNgay c\u1ea3 khi m\u1ed9t h\u1ec7 th\u1ed1ng ho\u1ea1t \u0111\u1ed9ng nh\u01b0 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf, n\u00f3 c\u00f3 th\u1ec3 kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a th\u1ebf gi\u1edbi kinh doanh ng\u00e0y nay.  <\/p>\n\n<p>C\u00e1c h\u1ec7 th\u1ed1ng c\u0169 kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng ph\u1ea3i b\u1ecb lo\u1ea1i b\u1ecf ho\u00e0n to\u00e0n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nTuy nhi\u00ean, ch\u00fang c\u00f3 th\u1ec3 c\u1ea7n \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p v\u1edbi c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 API \u0111\u1ec3 gi\u00fap \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00f4ng ty c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng c\u00e1c d\u1ecbch v\u1ee5 v\u00e0 d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh cho s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng m\u00e0 h\u1ecd t\u00ecm c\u00e1ch h\u1ed7 tr\u1ee3. <\/p>\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi v\u1ea5n \u0111\u1ec1 nh\u00e2n vi\u00ean mu\u1ed1n g\u1eafn b\u00f3 v\u1edbi nh\u1eefng g\u00ec h\u1ecd bi\u1ebft.\nTh\u00edch l\u00e0m m\u1ecdi th\u1ee9 theo c\u00e1ch ch\u00fang lu\u00f4n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u00f3 th\u1ec3 khi\u1ebfn m\u1ed9t c\u00f4ng ty sa l\u1ea7y trong c\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba c\u1ee7a ri\u00eang m\u00ecnh, thay v\u00ec \u0111\u1eb7t n\u00f3 \u0111\u1ec3 n\u1eafm b\u1eaft c\u01a1 h\u1ed9i t\u0103ng tr\u01b0\u1edfng v\u00e0 thay \u0111\u1ed5i, <a href=\"https:\/\/www.ibm.com\/blogs\/insights-on-business\/banking\/complex-impact-fintech-legacy-systems-banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Danielle Guzman<\/a> t\u1ea1i Investments Mercer n\u00f3i. <\/p>\n\n<p>S\u1ee3 thay \u0111\u1ed5i c\u00f3 th\u1ec3 khi\u1ebfn m\u1ed9t c\u00f4ng ty d\u1ec5 b\u1ecb r\u1ee7i ro h\u01a1n nh\u01b0 b\u1ea3o m\u1eadt, tu\u00e2n th\u1ee7, t\u00edch h\u1ee3p v\u00e0 chi ph\u00ed h\u1ed7 tr\u1ee3.<\/p>\n\n<p>&#8220;Th\u1eadt d\u1ec5 d\u00e0ng \u0111\u1ec3 m\u1eafc sai l\u1ea7m khi ngh\u0129 r\u1eb1ng b\u1edfi v\u00ec m\u1ed9t c\u00e1i g\u00ec \u0111\u00f3 \u0111\u00e3 ho\u1ea1t \u0111\u1ed9ng \u0111\u00e1ng tin c\u1eady trong nhi\u1ec1u n\u0103m m\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft ho\u1eb7c c\u1ea5p b\u00e1ch \u0111\u1ec3 xem x\u00e9t n\u00e2ng c\u1ea5p&#8221;, <a href=\"https:\/\/www.abelsolutions.com\/risks-legacy-systems\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jason Casteel<\/a>, Gi\u00e1m \u0111\u1ed1c D\u1ecbch v\u1ee5 CNTT t\u1ea1i Abel Solutions n\u00f3i.<\/p>\n\n<p>\u0110\u1ec3 n\u1eafm b\u1eaft c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00f4ng ngh\u1ec7 m\u1edbi, Guzman \u0111\u01b0a ra l\u1eddi khuy\u00ean.\n&#8220;H\u1ecdc h\u1ecfi t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c ti\u00ean phong, \u0111\u1ea7u t\u01b0 v\u00e0o nh\u1eefng t\u00e0i n\u0103ng m\u1edbi m\u1ebb v\u00e0 thay \u0111\u1ed5i cu\u1ed9c ch\u01a1i b\u1eb1ng c\u00e1ch khai th\u00e1c \u0111\u00fang d\u1eef li\u1ec7u v\u00e0 th\u1ef1c s\u1ef1 hi\u1ec3u r\u00f5 kh\u00e1ch h\u00e0ng v\u00e0 trong th\u1eddi gian th\u1ef1c.&#8221; <\/p>\n\n<p>B\u1eb1ng c\u00e1ch \u0111\u1eb7t ra c\u00e1c m\u1ee5c ti\u00eau n\u00e0y s\u1edbm, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ecdn c\u00e1c b\u1ea3n c\u1eadp nh\u1eadt h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba mang l\u1ea1i l\u1ee3i nhu\u1eadn h\u1eefu h\u00ecnh.<\/p>\n\n<p><em>H\u00ecnh \u1ea3nh b\u1edfi: mavoimage\/\u00a9123RF.com, Aleksandr Davydov\/\u00a9123RF.com, Aleksandr Davydov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba l\u00e0 c\u00e1c h\u1ec7 th\u1ed1ng m\u00e1y t\u00ednh, c\u1ea3 ph\u1ea7n c\u1ee9ng v\u00e0 ph\u1ea7n m\u1ec1m, v\u1eabn \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng m\u1eb7c d\u00f9 \u0111\u00e3 l\u00e3o h\u00f3a \u0111\u00e1ng ch\u00fa \u00fd ho\u1eb7c tr\u01b0\u1ee3t v\u1ec1 ph\u00eda l\u1ed7i th\u1eddi. C\u00e1c h\u1ec7 th\u1ed1ng n\u00e0y r\u1ea5t t\u1ed1n k\u00e9m \u0111\u1ec3 c\u00e0i \u0111\u1eb7t v\u00e0 ti\u1ebfp t\u1ee5c l\u01b0u gi\u1eef d\u1eef li\u1ec7u c\u00f3 gi\u00e1 tr\u1ecb, [&hellip;]<\/p>\n","protected":false},"featured_media":6701,"template":"","insight-category":[],"class_list":["post-20853","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20853","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/6701"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20853"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}