{"id":20838,"date":"2024-09-27T12:07:36","date_gmt":"2024-09-27T17:07:36","guid":{"rendered":"https:\/\/bolttech.io\/insights\/mua-xe-nhan-bao-hiem-tuong-lai-cua-bao-hiem-o-to-nhung\/"},"modified":"2024-09-27T12:07:38","modified_gmt":"2024-09-27T17:07:38","slug":"mua-xe-nhan-bao-hiem-tuong-lai-cua-bao-hiem-o-to-nhung","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/mua-xe-nhan-bao-hiem-tuong-lai-cua-bao-hiem-o-to-nhung\/","title":{"rendered":"Mua xe, nh\u1eadn b\u1ea3o hi\u1ec3m: T\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nh\u00fang"},"content":{"rendered":"\n

Nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 Tesla \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn v\u1edbi s\u1ef1 \u0111\u1ed5i m\u1edbi trong vi\u1ec7c s\u1ea3n xu\u1ea5t xe \u0111i\u1ec7n.\nTuy nhi\u00ean, g\u1ea7n \u0111\u00e2y, c\u00f4ng ty \u0111\u00e3 t\u00ecm c\u00e1ch \u0111\u1ed5i m\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a nh\u1eefng chi\u1ebfc xe \u0111\u00f3 b\u1eb1ng c\u00e1ch cung c\u1ea5p b\u1ea3o hi\u1ec3m ri\u00eang cho xe Tesla. <\/p>\n\n

K\u1ebft h\u1ee3p b\u1ea3o hi\u1ec3m v\u1edbi mua xe \u0111\u00e3 thu h\u00fat s\u1ef1 ch\u00fa \u00fd c\u1ee7a c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 kh\u00e1c.\nC\u00e1c c\u00f4ng ty nh\u01b0 BMW v\u00e0 Ford c\u0169ng \u0111\u00e3 b\u1eaft \u0111\u1ea7u th\u1eed nghi\u1ec7m b\u1ea3o hi\u1ec3m nh\u00fang<\/a>, ho\u1eb7c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c bao g\u1ed3m trong gi\u00e1 mua m\u1ed9t chi\u1ebfc xe m\u1edbi. <\/p>\n\n

Khi c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 b\u1eaft \u0111\u1ea7u bao g\u1ed3m b\u1ea3o hi\u1ec3m v\u1edbi xe c\u1ee7a h\u1ecd, c\u00e1c h\u00e3ng v\u1eadn chuy\u1ec3n P&C \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i thay \u0111\u1ed5i c\u00e1ch ti\u1ebfp c\u1eadn c\u1ee7a h\u1ecd<\/a> \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m \u00f4 t\u00f4.\nM\u1ed9t t\u01b0\u01a1ng lai v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m xe nh\u00fang c\u00f3 th\u1ec3 tr\u00f4ng r\u1ea5t kh\u00e1c so v\u1edbi th\u1ebf gi\u1edbi m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u00e3 sinh s\u1ed1ng cho \u0111\u1ebfn nay. <\/p>\n\n

\u0110\u1ed5i m\u1edbi b\u1ea3o hi\u1ec3m c\u1ee7a Tesla<\/h2>\n\n

Trang web c\u1ee7a B\u1ea3o hi\u1ec3m Tesla<\/a> m\u00f4 t\u1ea3 B\u1ea3o hi\u1ec3m Tesla l\u00e0 “m\u1ed9t d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m c\u00f3 gi\u00e1 c\u1ea1nh tranh \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 cung c\u1ea5p cho ch\u1ee7 s\u1edf h\u1eefu xe Tesla m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n t\u1edbi 20% v\u00e0 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, l\u00ean t\u1edbi 30%”.\nCh\u1ee7 s\u1edf h\u1eefu \u0111\u01b0\u1ee3c cung c\u1ea5p m\u1ed9t s\u1ed1 \u0111i\u1ec7n tho\u1ea1i mi\u1ec5n ph\u00ed \u0111\u1ec3 g\u1ecdi \u0111\u1ec3 n\u00f3i chuy\u1ec7n v\u1edbi \u0111\u1ea1i l\u00fd Tesla. <\/p>\n\n

Hi\u1ec7n t\u1ea1i, B\u1ea3o hi\u1ec3m Tesla ch\u1ec9 chi tr\u1ea3 cho c\u00e1c m\u1eabu xe Tesla c\u1ee5 th\u1ec3 v\u00e0 ch\u1ec9 d\u00e0nh cho ch\u1ee7 s\u1edf h\u1eefu \u1edf California.\nTuy nhi\u00ean, c\u00f4ng ty hy v\u1ecdng s\u1ebd m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m sang c\u00e1c ti\u1ec3u bang kh\u00e1c, theo trang web b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh. <\/p>\n\n

Trong m\u1ed9t b\u00e0i \u0111\u0103ng tr\u00ean blog<\/a> v\u1ec1 vi\u1ec7c cung c\u1ea5p, Tesla tuy\u00ean b\u1ed1 r\u1eb1ng c\u00f4ng ty c\u00f3 th\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m gi\u00e1 th\u1ea5p h\u01a1n v\u00ec “B\u1ea3o hi\u1ec3m Tesla c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, an to\u00e0n v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c v\u1ee5 c\u1ee7a nh\u1eefng chi\u1ebfc xe c\u1ee7a ch\u00fang t\u00f4i \u0111\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n”.\nC\u00f4ng ty tr\u00edch d\u1eabn “an to\u00e0n ch\u1ee7 \u0111\u1ed9ng v\u00e0 c\u00e1c t\u00ednh n\u0103ng h\u1ed7 tr\u1ee3 l\u00e1i xe ti\u00ean ti\u1ebfn” c\u1ee7a xe l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 g\u00f3p ph\u1ea7n v\u00e0o m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n. <\/p>\n\n

C\u1ee5 th\u1ec3, c\u00f4ng ty d\u01b0\u1eddng nh\u01b0 \u0111ang t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u m\u00e0 h\u1ecd c\u00f3 th\u1ec3 thu th\u1eadp t\u1eeb c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a Tesla.\n“V\u1ec1 c\u01a1 b\u1ea3n, ch\u00fang t\u00f4i c\u00f3… c\u01a1 h\u1ed9i ch\u00eanh l\u1ec7ch th\u00f4ng tin n\u01a1i ch\u00fang t\u00f4i c\u00f3 ki\u1ebfn th\u1ee9c tr\u1ef1c ti\u1ebfp v\u1ec1 h\u1ed3 s\u01a1 r\u1ee7i ro c\u1ee7a kh\u00e1ch h\u00e0ng”, nh\u00e0 s\u00e1ng l\u1eadp Tesla Elon Musk<\/a> cho bi\u1ebft. <\/p>\n\n

Tuy nhi\u00ean, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 xu h\u01b0\u1edbng coi xe Tesla l\u00e0 r\u1ee7i ro l\u1edbn h\u01a1n.\nM\u1ed9t b\u00e1o c\u00e1o 24\/7 c\u1ee7a Ph\u1ed1 Wall cho th\u1ea5y Tesla Model X Electric 4WD v\u00e0 Tesla Model S 4dr Electric 4WD l\u00e0 hai chi\u1ebfc xe \u0111\u1eaft nh\u1ea5t \u0111\u1ec3 b\u1ea3o hi\u1ec3m trong n\u0103m 2019, Duffie Osental<\/a> vi\u1ebft t\u1ea1i Insurance Business. <\/p>\n\n

Li\u1ec7u vi\u1ec7c Tesla n\u1eafm b\u1eaft r\u00f5 h\u01a1n v\u1ec1 \u0111\u1eb7c th\u00f9 c\u1ee7a xe v\u00e0 d\u1eef li\u1ec7u t\u00e0i x\u1ebf c\u00f3 th\u1ef1c s\u1ef1 \u0111\u1ecbnh v\u1ecb nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 cung c\u1ea5p b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n \u0111\u00e1ng k\u1ec3 so v\u1edbi c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 l\u00e2u \u0111\u1eddi kh\u00f4ng?<\/p>\n\n

\u0110i\u1ec1u \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 Tesla Insure kh\u00f4ng ph\u1ea3i l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 v\u00e0o b\u1ea3o hi\u1ec3m.\nN\u0103m 2017, c\u00f4ng ty tuy\u00ean b\u1ed1 h\u1ee3p t\u00e1c v\u1edbi C\u00f4ng ty B\u1ea3o hi\u1ec3m T\u01b0\u01a1ng h\u1ed7 Liberty \u1edf B\u1eafc M\u1ef9 \u0111\u1ec3 gi\u00fap h\u1ecd cung c\u1ea5p b\u1ea3o hi\u1ec3m tr\u1ef1c ti\u1ebfp cho ng\u01b0\u1eddi mua Tesla, b\u00e1o c\u00e1o c\u1ee7a Dana Hull v\u00e0 Katherine Chiglinsky<\/a> t\u1ea1i T\u1ea1p ch\u00ed B\u1ea3o hi\u1ec3m. <\/p>\n\n

\"\"<\/figure>\n\n

Bi\u00ean gi\u1edbi m\u1edbi trong b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nh\u00fang<\/h2>\n\n

C\u00e1ch ti\u1ebfp c\u1eadn c\u1ee7a Tesla cho \u0111\u1ebfn nay l\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m cho ch\u1ee7 s\u1edf h\u1eefu Tesla t\u1ea1i \u0111i\u1ec3m b\u00e1n.\nTuy nhi\u00ean, b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c nh\u00fang trong gi\u00e1 mua c\u1ee7a chi\u1ebfc xe c\u0169ng \u0111\u00e3 thu h\u00fat \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m c\u1ee7a c\u1ea3 nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 v\u00e0 nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m. <\/p>\n\n

B\u1ea3o hi\u1ec3m Ford<\/h3>\n\n

Ford g\u1ea7n \u0111\u00e2y \u0111\u00e3 c\u00f4ng b\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh Ford Insure<\/a> , cung c\u1ea5p “m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m s\u1eed d\u1ee5ng d\u1eef li\u1ec7u xe \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i \u0111\u1ec3 gi\u00fap ng\u01b0\u1eddi l\u00e1i xe \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1 d\u1ef1a tr\u00ean h\u00e0nh vi l\u00e1i xe c\u1ee7a h\u1ecd”, theo trang web c\u1ee7a c\u00f4ng ty. <\/p>\n\n

C\u00f4ng ty h\u1ee9a h\u1eb9n gi\u1ea3m gi\u00e1 10% khi t\u00e0i x\u1ebf \u0111\u0103ng k\u00fd v\u00e0 gi\u1ea3m gi\u00e1 t\u1edbi 40% khi ch\u00ednh s\u00e1ch \u0111\u01b0\u1ee3c gia h\u1ea1n, d\u1ef1a tr\u00ean d\u1eef li\u1ec7u thu th\u1eadp \u0111\u01b0\u1ee3c v\u1ec1 h\u00e0nh vi c\u1ee7a t\u00e0i x\u1ebf.\nTuy nhi\u00ean, trung b\u00ecnh, c\u00e1c t\u00e0i x\u1ebf c\u00f3 th\u1ec3 mong \u0111\u1ee3i gi\u1ea3m kho\u1ea3ng 20% ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd, David McClelland<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch chi\u1ebfn l\u01b0\u1ee3c t\u1ea1i Ford Motor Company cho bi\u1ebft. <\/p>\n\n

M\u1eb7c d\u00f9 ch\u01b0\u01a1ng tr\u00ecnh hi\u1ec7n bao g\u1ed3m h\u1ea7u h\u1ebft c\u00e1c m\u1eabu xe n\u0103m 2020, nh\u01b0ng n\u00f3 ch\u1ec9 c\u00f3 s\u1eb5n \u1edf 38 ti\u1ec3u bang t\u1ea1i th\u1eddi \u0111i\u1ec3m n\u00e0y.<\/p>\n\n

Ngo\u00e0i ra, ch\u01b0\u01a1ng tr\u00ecnh Ford Insure kh\u00f4ng bao g\u1ed3m Ford F-150, m\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n ph\u1ed5 bi\u1ebfn nh\u1ea5t c\u1ee7a c\u00f4ng ty.\nB\u1eaft \u0111\u1ea7u t\u1eeb n\u0103m 2015, F-150 b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c s\u1ea3n xu\u1ea5t v\u1edbi th\u00e2n nh\u00f4m thay v\u00ec th\u00e9p, d\u1eabn \u0111\u1ebfn lo ng\u1ea1i v\u1ec1 chi ph\u00ed s\u1eeda ch\u1eefa cao v\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m cao; tuy nhi\u00ean, cho \u0111\u1ebfn nay “t\u1ed5n th\u1ea5t va ch\u1ea1m c\u1ee7a F-150, l\u00e0 chi ph\u00ed ph\u00e1t sinh sau m\u1ed9t v\u1ee5 tai n\u1ea1n, th\u1ea5p h\u01a1n 31,8% so v\u1edbi m\u1ee9c trung b\u00ecnh” \u0111\u1ed1i v\u1edbi xe b\u00e1n t\u1ea3i trong c\u00f9ng m\u1ed9t n\u0103m m\u00f4 h\u00ecnh, Joel Stocksdale<\/a> t\u1ea1i Auto Blog cho bi\u1ebft.\nFord \u0111\u00e3 kh\u00f4ng \u0111\u01b0a ra m\u1ed9t tuy\u00ean b\u1ed1 gi\u1ea3i th\u00edch l\u00fd do t\u1ea1i sao F-150 b\u1ecb lo\u1ea1i kh\u1ecfi ch\u01b0\u01a1ng tr\u00ecnh Ford Insure. <\/p>\n\n

Ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1edfi Nationwide Mutual Insurance, Tariq Kamal<\/a>, nh\u00e0 xu\u1ea5t b\u1ea3n li\u00ean k\u1ebft t\u1ea1i t\u1ea1p ch\u00ed F&I v\u00e0 Showroom cho bi\u1ebft.<\/p>\n\n

BMW v\u00e0 Wrisk<\/h3>\n\n

Th\u00e1ng 9\/2018, startup insurtech Wrisk tr\u1edf th\u00e0nh \u0111\u1ed1i t\u00e1c b\u1ea3o hi\u1ec3m duy nh\u1ea5t c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 BMW t\u1ea1i Anh. <\/p>\n\n

“K\u1ebft qu\u1ea3 l\u00e0, nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 \u0111ang ch\u1ea5m d\u1ee9t quan h\u1ec7 \u0111\u1ed1i t\u00e1c hi\u1ec7n t\u1ea1i v\u1edbi m\u1ed9t nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m c\u0169 v\u00e0 b\u1ea5t k\u1ef3 b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u01b0\u1ee3c b\u00e1n tr\u1ef1c ti\u1ebfp qua m\u1ea1ng BMW ho\u1eb7c Mini \u1edf Anh gi\u1edd \u0111\u00e2y s\u1ebd th\u00f4ng qua m\u1ed9t n\u1ec1n t\u1ea3ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf b\u1edfi Wrisk”, Scott Carey<\/a> t\u1ea1i TechWorld n\u00f3i. <\/p>\n\n

V\u00e0o th\u00e1ng 12 n\u0103m 2019, BMW v\u00e0 Wrisk \u0111\u00e3 c\u00f4ng b\u1ed1 “Mini Flex”, m\u1ed9t k\u1ebf ho\u1ea1ch cung c\u1ea5p b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 mi\u1ec5n ph\u00ed ba th\u00e1ng cho t\u1ea5t c\u1ea3 c\u00e1c xe Mini m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n \u1edf Anh.\nNg\u01b0\u1eddi mua m\u1ed9t chi\u1ebfc xe Mini m\u1edbi nh\u1eadn \u0111\u01b0\u1ee3c ba th\u00e1ng mi\u1ec5n ph\u00ed khi h\u1ecd \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c cung c\u1ea5p tr\u00ean Mini th\u00f4ng qua D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh v\u00e0 Wrisk c\u1ee7a T\u1eadp \u0111o\u00e0n BMW. <\/p>\n\n

“Khi m\u00f4 h\u00ecnh s\u1edf h\u1eefu xe h\u01a1i thay \u0111\u1ed5i v\u00e0 h\u00e0nh vi mua h\u00e0ng c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng, ch\u00fang t\u00f4i hi\u1ec3u r\u1eb1ng s\u1ef1 \u0111\u1ed5i m\u1edbi l\u00e0 r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng th\u00fa v\u1ecb”, Philip Kerry<\/a>, gi\u00e1m \u0111\u1ed1c b\u00e1n h\u00e0ng v\u00e0 ti\u1ebfp th\u1ecb t\u1ea1i BMW Group Financial Services cho bi\u1ebft. <\/p>\n\n

Wrisk \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1edfi Great Lakes, m\u1ed9t c\u00f4ng ty con c\u1ee7a Munich Re. <\/p>\n\n

\"\"<\/figure>\n\n

P&C c\u00f3 th\u1ec3 tham gia cu\u1ed9c c\u00e1ch m\u1ea1ng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nh\u00fang nh\u01b0 th\u1ebf n\u00e0o<\/h2>\n\n

Tho\u1ea1t nh\u00ecn, nhi\u1ec7m v\u1ee5 c\u1ee7a c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 \u0111\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m v\u1edbi vi\u1ec7c mua m\u1ed9t chi\u1ebfc xe c\u00f3 th\u1ec3 xu\u1ea5t hi\u1ec7n \u0111\u1ec3 t\u1ea1o ra s\u1ef1 c\u1ea1nh tranh tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nTuy nhi\u00ean, cho \u0111\u1ebfn nay, m\u1ecdi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 c\u1ed1 g\u1eafng b\u1eaft \u0111\u1ea7u m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh nh\u01b0 v\u1eady \u0111\u00e3 l\u00e0m nh\u01b0 v\u1eady b\u1eb1ng c\u00e1ch h\u1ee3p t\u00e1c v\u1edbi m\u1ed9t ho\u1eb7c nhi\u1ec1u h\u00e3ng b\u1ea3o hi\u1ec3m ho\u1eb7c t\u00e1i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp: Tesla v\u1edbi Liberty Mutual, Ford v\u1edbi Nationwide v\u00e0 BMW v\u1edbi Wrisk, \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1edfi Great Lakes. <\/p>\n\n

Do \u0111\u00f3, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 c\u00f3 c\u01a1 h\u1ed9i chuy\u1ec3n \u0111\u1ed5i ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u1ee7a h\u1ecd b\u1eb1ng c\u00e1ch h\u1ee3p t\u00e1c v\u1edbi c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 ch\u01b0a th\u1eed nghi\u1ec7m b\u1ea3o hi\u1ec3m nh\u00fang.\nB\u1eb1ng c\u00e1ch \u0111\u00f3, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd l\u00e0 ng\u01b0\u1eddi \u0111\u1ea7u ti\u00ean x\u1ebfp h\u00e0ng khi kh\u00e1ch h\u00e0ng mua chi\u1ebfc xe m\u1edbi c\u1ee7a h\u1ecd v\u00e0 t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m. <\/p>\n\n

Ngo\u00e0i ra, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb vi\u1ec7c truy c\u1eadp v\u00e0o nhi\u1ec1u d\u1eef li\u1ec7u h\u01a1n v\u1ec1 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe, ch\u1ee9c n\u0103ng xe v\u00e0 chi ph\u00ed s\u1eeda ch\u1eefa v\u00e0 b\u1ea3o tr\u00ec – ch\u00ednh x\u00e1c l\u00e0 nh\u1eefng chi ti\u1ebft l\u00e0m c\u01a1 s\u1edf cho tuy\u00ean b\u1ed1 c\u1ee7a Tesla r\u1eb1ng c\u00f4ng ty c\u00f3 th\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m r\u1ebb h\u01a1n so v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0\u01a1ng nhi\u1ec7m.\nT\u1eadp trung v\u00e0o m\u1ed9t nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4, m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 tinh ch\u1ec9nh b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh c\u1ee7a m\u00ecnh v\u00e0 th\u1eadm ch\u00ed c\u00f3 th\u1ec3 cung c\u1ea5p ph\u1ea3n h\u1ed3i v\u1ec1 c\u00e1c v\u1ea5n \u0111\u1ec1 an to\u00e0n c\u00f3 th\u1ec3 gi\u00fap c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 thi\u1ebft k\u1ebf xe an to\u00e0n h\u01a1n. <\/p>\n\n

C\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 nh\u01b0 Tesla hi\u1ec7n \u0111ang t\u1eadp trung v\u00e0o c\u00e1ch s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 l\u00e1i xe an to\u00e0n h\u01a1n.\nTesla Insure tuy\u00ean b\u1ed1 r\u1eb1ng c\u00f4ng ngh\u1ec7 an to\u00e0n h\u01a1n c\u1ee7a h\u1ecd c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn ph\u00ed b\u1ea3o hi\u1ec3m th\u1ea5p h\u01a1n.\nTuy nhi\u00ean, c\u00e1c c\u00f4ng ty n\u00e0y c\u00f3 th\u1ec3 \u0111ang b\u1ecf qua m\u1ed9t kh\u00eda c\u1ea1nh quan tr\u1ecdng c\u1ee7a c\u00f4ng ngh\u1ec7 m\u1edbi n\u00e0y: chi ph\u00ed s\u1eeda ch\u1eefa ho\u1eb7c thay th\u1ebf. <\/p>\n\n

“C\u00f3 m\u1ed9t s\u1ed1 b\u1eb1ng ch\u1ee9ng cho th\u1ea5y c\u00f4ng ngh\u1ec7 \u0111ang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 l\u00e1i [Tesla] xe t\u1ef1 \u0111\u1ed9ng, c\u1ea3m bi\u1ebfn, v.v., kh\u00e1 \u0111\u1eaft, v\u00ec v\u1eady khi b\u1ea1n va ch\u1ea1m, c\u00f4ng ngh\u1ec7 \u0111\u00f3 b\u1ecb h\u01b0 h\u1ecfng v\u00e0 r\u1ea5t, r\u1ea5t t\u1ed1n k\u00e9m \u0111\u1ec3 thay th\u1ebf”, Karl Gray<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u to\u00e0n c\u1ea7u v\u1ec1 d\u00f2ng xe m\u00e1y v\u00e0 b\u00e1n l\u1ebb t\u1ea1i T\u1eadp \u0111o\u00e0n B\u1ea3o hi\u1ec3m Zurich cho bi\u1ebft. <\/p>\n\n

B\u1eb1ng c\u00e1ch h\u1ee3p t\u00e1c v\u1edbi c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng chuy\u00ean m\u00f4n ch\u01b0a t\u1eebng c\u00f3 c\u1ee7a h\u1ecd trong vi\u1ec7c \u0111\u00e1nh gi\u00e1 c\u00e1c t\u1ed5n th\u1ea5t ti\u1ec1m \u1ea9n \u0111\u1ec3 ph\u00e1t hi\u1ec7n c\u00e1c v\u1ea5n \u0111\u1ec1 nh\u01b0 chi ph\u00ed thay th\u1ebf c\u1ea3m bi\u1ebfn cao, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 khi\u1ebfn ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 g\u1eb7p kh\u00f3 kh\u0103n.<\/p>\n\n

H\u1ee3p t\u00e1c v\u1edbi c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 c\u0169ng \u0111\u1ecbnh v\u1ecb b\u1ea3o hi\u1ec3m theo t\u1ea7m quan tr\u1ecdng c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi vi\u1ec7c l\u00e1i xe an to\u00e0n. <\/p>\n\n

“B\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t suy ngh\u0129 sau”, Kerry n\u00f3i v\u1ec1 ch\u01b0\u01a1ng tr\u00ecnh Mini Flex do BMW v\u00e0 Wrisk cung c\u1ea5p.\nTrong khi c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u01a1ng nhi\u1ec7m c\u00f3 th\u1ec3 th\u1ea5y b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nh\u00fang k\u1ef3 l\u1ea1 ho\u1eb7c th\u1eadm ch\u00ed \u0111e d\u1ecda, \u00fd t\u01b0\u1edfng r\u1eb1ng b\u1ea3o hi\u1ec3m l\u00e0 r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi quy\u1ec1n s\u1edf h\u1eefu xe h\u01a1i l\u00e0 m\u1ed9t \u00fd t\u01b0\u1edfng m\u00e0 c\u1ea3 nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 n\u1eafm l\u1ea5y. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: dolgachov\/\u00a9123RF.com, puhhha\/\u00a9123RF.com, kzenon\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 Tesla \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn v\u1edbi s\u1ef1 \u0111\u1ed5i m\u1edbi trong vi\u1ec7c s\u1ea3n xu\u1ea5t xe \u0111i\u1ec7n. Tuy nhi\u00ean, g\u1ea7n \u0111\u00e2y, c\u00f4ng ty \u0111\u00e3 t\u00ecm c\u00e1ch \u0111\u1ed5i m\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a nh\u1eefng chi\u1ebfc xe \u0111\u00f3 b\u1eb1ng c\u00e1ch cung c\u1ea5p b\u1ea3o hi\u1ec3m ri\u00eang cho xe Tesla. K\u1ebft h\u1ee3p b\u1ea3o hi\u1ec3m v\u1edbi mua […]<\/p>\n","protected":false},"featured_media":7781,"template":"","insight-category":[],"class_list":["post-20838","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20838","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/7781"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20838"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20838"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}