{"id":20754,"date":"2024-09-27T11:09:17","date_gmt":"2024-09-27T16:09:17","guid":{"rendered":"https:\/\/bolttech.io\/insights\/bao-hiem-cho-chu-so-huu-ngoi-nha-thu-hai-hoac-nha-nghi-khach-hang-co-gia-tri-rong-cao-can-gi\/"},"modified":"2024-09-27T11:09:18","modified_gmt":"2024-09-27T16:09:18","slug":"bao-hiem-cho-chu-so-huu-ngoi-nha-thu-hai-hoac-nha-nghi-khach-hang-co-gia-tri-rong-cao-can-gi","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-cho-chu-so-huu-ngoi-nha-thu-hai-hoac-nha-nghi-khach-hang-co-gia-tri-rong-cao-can-gi\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho ch\u1ee7 s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai ho\u1eb7c nh\u00e0 ngh\u1ec9: Kh\u00e1ch h\u00e0ng c\u00f3 gi\u00e1 tr\u1ecb r\u00f2ng cao c\u1ea7n g\u00ec?"},"content":{"rendered":"\n

S\u1edf h\u1eefu m\u1ed9t ng\u00f4i nh\u00e0 th\u1ee9 hai ph\u1ed5 bi\u1ebfn h\u01a1n nhi\u1ec1u ng\u01b0\u1eddi M\u1ef9 mong \u0111\u1ee3i.\nM\u1ed9t ng\u00f4i nh\u00e0 th\u1ee9 hai c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nh\u01b0 m\u1ed9t n\u01a1i c\u01b0 tr\u00fa thay th\u1ebf trong m\u1ed9t ph\u1ea7n c\u1ee7a n\u0103m ho\u1eb7c ph\u1ee5c v\u1ee5 nh\u01b0 m\u1ed9t n\u01a1i ngh\u1ec9 ng\u01a1i cho ch\u1ee7 s\u1edf h\u1eefu v\u00e0 b\u1ea1n b\u00e8 ho\u1eb7c gia \u0111\u00ecnh c\u1ee7a h\u1ecd.\nN\u00f3 c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c thu\u00ea ho\u1eb7c cho thu\u00ea nh\u01b0 m\u1ed9t t\u00e0i s\u1ea3n t\u1ea1o thu nh\u1eadp. <\/p>\n\n

T\u1ea5t c\u1ea3 nh\u1eefng t\u00ecnh hu\u1ed1ng n\u00e0y \u0111\u1eb7t ra nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u1ed9c \u0111\u00e1o cho ch\u1ee7 nh\u00e0, bao g\u1ed3m c\u1ea3 vi\u1ec7c t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho c\u1ea3 n\u01a1i c\u01b0 tr\u00fa ch\u00ednh v\u00e0 nh\u00e0 \u1edf b\u1ed5 sung c\u1ee7a h\u1ecd.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u00e0nh th\u1ea1o c\u00e1c c\u00e2u h\u1ecfi, nhu c\u1ea7u v\u00e0 k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 gi\u00e1 tr\u1ecb r\u00f2ng cao c\u00f3 th\u1ec3 cung c\u1ea5p cho h\u1ecd m\u1ed9t m\u1ed1i quan h\u1ec7 b\u1ea3o hi\u1ec3m th\u1ecfa m\u00e3n h\u01a1n. <\/p>\n\n

S\u1ef1 gia t\u0103ng c\u1ee7a quy\u1ec1n s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai<\/h2>\n\n

N\u0103m 2018, \u00edt h\u01a1n 5% ng\u01b0\u1eddi M\u1ef9 tr\u01b0\u1edfng th\u00e0nh d\u01b0\u1edbi 65 tu\u1ed5i s\u1edf h\u1eefu nhi\u1ec1u h\u01a1n m\u1ed9t ng\u00f4i nh\u00e0.\nTrong s\u1ed1 n\u00e0y, nh\u1eefng ng\u01b0\u1eddi t\u1eeb 30-49 tu\u1ed5i c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai, theo Alexander Kunst<\/a> t\u1ea1i Statista. <\/p>\n\n

T\u1ef7 l\u1ec7 s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai \u0111\u00e3 t\u0103ng nh\u1eb9 trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, m\u1ed9t ph\u1ea7n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi s\u1ef1 gia t\u0103ng t\u01b0\u01a1ng \u1ee9ng c\u1ee7a c\u00e1c ch\u1ee7 nh\u00e0 s\u1edf h\u1eefu nh\u00e0 c\u1ee7a h\u1ecd ho\u00e0n to\u00e0n, \u0111\u00e3 tr\u1ea3 h\u1ebft kho\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a h\u1ecd.<\/p>\n\n

T\u00ednh \u0111\u1ebfn n\u0103m 2017, 37% nh\u00e0 \u1edf M\u1ef9 \u0111\u01b0\u1ee3c s\u1edf h\u1eefu mi\u1ec5n ph\u00ed v\u00e0 r\u00f5 r\u00e0ng, Brenda Richardson<\/a> vi\u1ebft t\u1ea1i Forbes.\nTr\u1ea3 h\u1ebft m\u1ed9t kho\u1ea3n th\u1ebf ch\u1ea5p gi\u1ea3i ph\u00f3ng nh\u1eefng ch\u1ee7 nh\u00e0 n\u00e0y \u0111\u1ec3 ti\u1ebfp t\u1ee5c x\u00e2y d\u1ef1ng s\u1ef1 gi\u00e0u c\u00f3 v\u00e0 xem x\u00e9t vi\u1ec7c mua m\u1ed9t ng\u00f4i nh\u00e0 th\u1ee9 hai \u0111\u1ec3 s\u1eed d\u1ee5ng trong k\u1ef3 ngh\u1ec9, nh\u01b0 m\u1ed9t ng\u00f4i nh\u00e0 thay th\u1ebf ho\u1eb7c \u0111\u1ec3 \u0111\u01b0a v\u00e0o th\u1ecb tr\u01b0\u1eddng cho thu\u00ea. <\/p>\n\n

Quy\u1ec1n s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai c\u0169ng \u0111\u00e3 b\u1eaft \u0111\u1ea7u gi\u1ea3m s\u1ed1 l\u01b0\u1ee3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u00e0 \u1edf b\u1ecb b\u1ecf tr\u1ed1ng tr\u00ean to\u00e0n qu\u1ed1c, m\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111\u1ea1t \u0111\u1ec9nh \u0111i\u1ec3m trong cu\u1ed9c \u0110\u1ea1i suy tho\u00e1i.\nTrong m\u1ed9t th\u1ecb tr\u01b0\u1eddng nh\u00e0 \u1edf l\u00e0nh m\u1ea1nh, s\u1ed1 l\u01b0\u1ee3ng nh\u00e0 tr\u1ed1ng \u0111\u1ee9ng \u1edf m\u1ee9c 2% ho\u1eb7c \u00edt h\u01a1n, Richard Florida, Ti\u1ebfn s\u0129<\/a>, \u0111\u1ed3ng s\u00e1ng l\u1eadp CityLab v\u00e0 bi\u00ean t\u1eadp vi\u00ean cao c\u1ea5p t\u1ea1i The Atlantic vi\u1ebft.\nC\u00e1c khu ph\u1ed1 trong \u0111\u00f3 h\u1ea7u h\u1ebft ho\u1eb7c t\u1ea5t c\u1ea3 c\u00e1c ng\u00f4i nh\u00e0 c\u00f3 ch\u1ee7 s\u1edf h\u1eefu th\u1ea5y \u00edt t\u1ed9i ph\u1ea1m h\u01a1n v\u00e0 gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n t\u1ed1t h\u01a1n – cho d\u00f9 ch\u1ee7 s\u1edf h\u1eefu s\u1ed1ng trong ng\u00f4i nh\u00e0 quanh n\u0103m hay kh\u00f4ng. <\/p>\n\n

V\u1edbi s\u1ef1 gia t\u0103ng quy\u1ec1n s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai, nhu c\u1ea7u v\u1ec1 c\u00e1c ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m cung c\u1ea5p b\u1ea3o hi\u1ec3m r\u00f5 r\u00e0ng, to\u00e0n di\u1ec7n cho nhi\u1ec1u ng\u00f4i nh\u00e0.\nM\u1eb7c d\u00f9 m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m ch\u1ee7 nh\u00e0 bao g\u1ed3m ng\u00f4i nh\u00e0 th\u1ee9 hai, Rebecca Lake<\/a> t\u1ea1i SmartAsset n\u00f3i, nh\u1eefng ng\u01b0\u1eddi kh\u00e1c th\u00ec kh\u00f4ng.\nV\u00e0 trong khi b\u1ea3o hi\u1ec3m ch\u1ee7 nh\u00e0 nh\u00fang<\/a> \u0111ang tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn, n\u00f3 kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 ti\u00eau chu\u1ea9n. <\/p>\n\n

Trong tr\u01b0\u1eddng h\u1ee3p ng\u00f4i nh\u00e0 th\u1ee9 hai c\u0169ng l\u00e0 nh\u00e0 l\u1edbn, nh\u00e0 c\u00f3 nh\u00e0 ph\u1ee5 b\u1ed5 sung ho\u1eb7c nh\u00e0 c\u00f3 c\u00e1c t\u00ednh n\u0103ng nh\u01b0 b\u1ec3 b\u01a1i, ngay c\u1ea3 ch\u00ednh s\u00e1ch c\u1ee7a ch\u1ee7 nh\u00e0 \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf ch\u00ednh c\u00f3 \u00fd \u0111\u1ecbnh bao ph\u1ee7 ng\u00f4i nh\u00e0 th\u1ee9 hai ho\u1eb7c nh\u00e0 ngh\u1ec9 c\u00f3 th\u1ec3 cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7.<\/p>\n\n

\"\"<\/figure>\n\n

Cho thu\u00ea, nh\u00e0 ngh\u1ec9 v\u00e0 n\u01a1i \u1edf kh\u00e1c: Kh\u00e1ch h\u00e0ng c\u1ea7n g\u00ec?<\/h2>\n\n

Ng\u00f4i nh\u00e0 th\u1ee9 hai \u0111\u1eb7t ra m\u1ed9t s\u1ed1 th\u00e1ch th\u1ee9c \u0111\u1ed9c \u0111\u00e1o cho kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m.\nCho d\u00f9 ng\u00f4i nh\u00e0 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho m\u1ed9t kh\u00f4ng gian ngh\u1ec9 m\u00e1t, m\u1ed9t kh\u00f4ng gian s\u1ed1ng th\u1ee9 hai ho\u1eb7c cho thu\u00ea, n\u00f3 c\u1ea7n b\u1ea3o hi\u1ec3m – v\u00e0 ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a n\u00f3 c\u1ea7n ph\u1ea3i hi\u1ec3u t\u1ea1i sao b\u1ea3o hi\u1ec3m \u0111\u00f3 l\u00e0 c\u1ea7n thi\u1ebft. <\/p>\n\n

B\u1ea3o v\u1ec7 ng\u00f4i nh\u00e0 kh\u00f4ng c\u00f3 ng\u01b0\u1eddi \u1edf<\/h3>\n\n

Ng\u00f4i nh\u00e0 th\u1ee9 hai c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1 cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd.\nM\u1eb7c d\u00f9 c\u00e1c v\u1ea5n \u0111\u1ec1 trong m\u1ed7i tr\u01b0\u1eddng h\u1ee3p kh\u00e1c nhau, m\u1ed9t m\u1ed1i quan t\u00e2m chung l\u00e0 ng\u00f4i nh\u00e0 th\u1ee9 hai c\u00f3 th\u1ec3 b\u1ecb b\u1ecf tr\u1ed1ng ho\u1eb7c kh\u00f4ng c\u00f3 ng\u01b0\u1eddi \u1edf m\u1ed9t ph\u1ea7n ho\u1eb7c c\u1ea3 n\u0103m. <\/p>\n\n

V\u1ecb tr\u00ed tuy\u1ec3n d\u1ee5ng l\u00e0 kh\u00f3 kh\u0103n v\u1ec1 c\u1ea5u tr\u00fac v\u1eadt l\u00fd c\u1ee7a m\u1ed9t ng\u00f4i nh\u00e0.\nTh\u1eddi ti\u1ebft, \u0111\u1ed9ng v\u1eadt v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 kh\u00e1c c\u00f3 th\u1ec3 nhanh ch\u00f3ng l\u00e0m h\u1ecfng m\u1ed9t t\u00f2a nh\u00e0 m\u00e0 kh\u00f4ng c\u00f3 ai c\u00f3 m\u1eb7t \u0111\u1ec3 ng\u0103n ch\u1eb7n ho\u1eb7c gi\u1ea3m thi\u1ec3u thi\u1ec7t h\u1ea1i \u0111\u00f3.\nV\u00ec l\u00fd do n\u00e0y, c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u1ed1ng th\u01b0\u1eddng b\u1ecb lo\u1ea1i tr\u1eeb kh\u1ecfi ph\u1ea1m vi b\u1ea3o hi\u1ec3m ngay c\u1ea3 khi c\u00f3 ch\u00ednh s\u00e1ch, David Miller<\/a> t\u1ea1i Miller Public Adjusters l\u01b0u \u00fd. <\/p>\n\n

Tuy nhi\u00ean, t\u00ecnh tr\u1ea1ng kh\u00f4ng c\u00f3 ng\u01b0\u1eddi \u1edf, ho\u1eb7c m\u1ed9t ng\u00f4i nh\u00e0 th\u1ee9 hai \u0111\u01b0\u1ee3c duy tr\u00ec nh\u01b0ng kh\u00f4ng s\u1ed1ng quanh n\u0103m, c\u00f3 th\u1ec3 g\u00e2y ra nh\u1eefng r\u1ee7i ro t\u01b0\u01a1ng t\u1ef1.\nM\u1ed9t \u0111\u01b0\u1eddng \u1ed1ng b\u1ecb v\u1ee1 ho\u1eb7c h\u1ecfa ho\u1ea1n s\u1ebd nhanh ch\u00f3ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft n\u1ebfu ai \u0111\u00f3 s\u1ed1ng trong t\u00f2a nh\u00e0 c\u00f3 th\u1ec3 g\u00e2y ra thi\u1ec7t h\u1ea1i \u0111\u00e1ng k\u1ec3 h\u01a1n n\u1ebfu n\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n trong v\u00e0i gi\u1edd ho\u1eb7c v\u00e0i ng\u00e0y.\nTr\u1ed9m c\u1eafp v\u00e0 ph\u00e1 ho\u1ea1i c\u0169ng g\u00e2y ra r\u1ee7i ro l\u1edbn h\u01a1n. <\/p>\n\n

“T\u1ea5t c\u1ea3 m\u1ecdi th\u1ee9 c\u00f3 th\u1ec3 \u0111i sai n\u1ebfu kh\u00f4ng c\u00f3 ai quan t\u00e2m \u0111\u1ebfn t\u00e0i s\u1ea3n”, Lynne McChristian<\/a>, chuy\u00ean gia t\u01b0 v\u1ea5n truy\u1ec1n th\u00f4ng t\u1ea1i Vi\u1ec7n Th\u00f4ng tin B\u1ea3o hi\u1ec3m cho bi\u1ebft.<\/p>\n\n

V\u1edbi n\u01a1i tr\u00fa \u1ea9n hi\u1ec7n t\u1ea1i theo l\u1ec7nh gi\u1eef nhi\u1ec1u ng\u01b0\u1eddi h\u01a1n trong nh\u00e0 \u1edf ch\u00ednh c\u1ee7a h\u1ecd, thi\u1ec7t h\u1ea1i cho c\u00e1c c\u1ea5u tr\u00fac kh\u00f4ng c\u00f3 ng\u01b0\u1eddi \u1edf c\u00f3 th\u1ec3 s\u1ebd t\u0103ng l\u00ean, lu\u1eadt s\u01b0 Michael L. DeBona<\/a> vi\u1ebft.\nTrong khi d\u1ef1 \u0111o\u00e1n c\u1ee7a \u00f4ng t\u1eadp trung v\u00e0o c\u00e1c doanh nghi\u1ec7p \u0111\u00f3ng c\u1eeda, k\u1ef3 ngh\u1ec9 v\u00e0 ng\u00f4i nh\u00e0 th\u1ee9 hai c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng t\u01b0\u01a1ng t\u1ef1, \u0111\u1eb7c bi\u1ec7t n\u1ebfu nhi\u1ec1u ti\u1ec3u bang quy\u1ebft \u0111\u1ecbnh h\u1ea1n ch\u1ebf di chuy\u1ec3n b\u1eb1ng c\u00e1ch c\u1ea5m c\u00e1c chuy\u1ebfn th\u0103m \u0111\u1ebfn nh\u00e0 th\u1ee9 hai ho\u1eb7c nh\u00e0 ngh\u1ec9 trong ti\u1ec3u bang. <\/p>\n\n

Hi\u1ec3u c\u00e1c th\u1ecfa thu\u1eadn quy\u1ec1n s\u1edf h\u1eefu duy nh\u1ea5t<\/h3>\n\n

Khi nhi\u1ec1u t\u00e0i s\u1ea3n \u0111ang ho\u1ea1t \u0111\u1ed9ng, quy\u1ec1n s\u1edf h\u1eefu c\u0169ng c\u00f3 th\u1ec3 tr\u1edf n\u00ean ph\u1ee9c t\u1ea1p.\nV\u00ed d\u1ee5, m\u1ed9t ng\u00f4i nh\u00e0 c\u00f3 th\u1ec3 b\u1ecb chi\u1ebfm gi\u1eef b\u1edfi kh\u00e1ch h\u00e0ng v\u00e0 gia \u0111\u00ecnh c\u1ee7a h\u1ecd, nh\u01b0ng thu\u1ed9c s\u1edf h\u1eefu h\u1ee3p ph\u00e1p c\u1ee7a m\u1ed9t c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n (LLC), Patrick Wraight<\/a> vi\u1ebft t\u1ea1i th\u01b0 m\u1ee5c th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m MyNewMarkets.\nLLC c\u00f3 th\u1ec3 thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a kh\u00e1ch h\u00e0ng ho\u1eb7c c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t LLC gia \u0111\u00ecnh.\nM\u1ed9t s\u1ed1 t\u00e0i s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a m\u1ed9t qu\u1ef9 t\u00edn th\u00e1c. <\/p>\n\n

Ch\u1ee7 nh\u00e0 th\u01b0\u1eddng \u0111\u1ec3 cho qu\u1ef9 t\u00edn th\u00e1c, LLC ho\u1eb7c doanh nghi\u1ec7p gia \u0111\u00ecnh kh\u00e1c x\u1eed l\u00fd c\u00e1c nhi\u1ec7m v\u1ee5 nh\u01b0 \u0111\u1eb7t b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c s\u1ef1 ph\u1ee9c t\u1ea1p do c\u00e1c th\u1ecfa thu\u1eadn s\u1edf h\u1eefu duy nh\u1ea5t cho nh\u00e0 \u1edf th\u1ee9 hai.\n\u1ede \u0111\u00e2y, m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn gi\u00e1o d\u1ee5c c\u1ea3 ch\u1ee7 nh\u00e0 v\u00e0 nh\u00e2n vi\u00ean qu\u1ea3n l\u00fd qu\u1ef9 t\u00edn th\u00e1c ho\u1eb7c v\u0103n ph\u00f2ng gia \u0111\u00ecnh \u0111\u00f3 c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ebfp c\u1eadn t\u1ea5t c\u1ea3 nh\u1eefng ng\u01b0\u1eddi ra quy\u1ebft \u0111\u1ecbnh c\u00f3 li\u00ean quan m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. <\/p>\n\n

Chu\u1ea9n b\u1ecb cho th\u1eddi ti\u1ebft<\/h3>\n\n

Cu\u1ed1i c\u00f9ng, ch\u00ednh s\u00e1ch nh\u00e0 ngh\u1ec9 th\u1ee9 hai ho\u1eb7c nh\u00e0 ngh\u1ec9 n\u00ean \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi v\u1ecb tr\u00ed c\u1ee7a nh\u00e0 \u1edf.\nM\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a Hi\u1ec7p h\u1ed9i M\u00f4i gi\u1edbi Qu\u1ed1c gia (NAR) cho th\u1ea5y trong khi nhi\u1ec1u nh\u00e0 ngh\u1ec9 t\u1eadp trung \u1edf nh\u1eefng khu v\u1ef1c \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn v\u1edbi th\u1eddi ti\u1ebft \u00f4n h\u00f2a, nh\u1eefng ng\u00f4i nh\u00e0 kh\u00e1c th\u00ec kh\u00f4ng. <\/p>\n\n

V\u00ed d\u1ee5, nhi\u1ec1u nh\u00e0 ngh\u1ec9 hi\u1ec7n \u0111ang n\u1eb1m \u1edf c\u00e1c ti\u1ec3u bang v\u00e0 qu\u1eadn n\u1ed5i ti\u1ebfng v\u1edbi \u0111i\u1ec1u ki\u1ec7n m\u00f9a kh\u1eafc nghi\u1ec7t, bao g\u1ed3m Massachusetts, New Jersey v\u00e0 Michigan, Lawrence Yun<\/a>, nh\u00e0 kinh t\u1ebf tr\u01b0\u1edfng c\u1ee7a NAR cho bi\u1ebft.<\/p>\n\n

Nh\u1eefng c\u01a1n b\u00e3o nghi\u00eam tr\u1ecdng, tuy\u1ebft r\u01a1i d\u00e0y v\u00e0 th\u1eddi ti\u1ebft kh\u00e1c c\u00f3 th\u1ec3 g\u00e2y thi\u1ec7t h\u1ea1i cho m\u1ed9t ng\u00f4i nh\u00e0, \u0111\u1eb7c bi\u1ec7t n\u1ebfu ng\u00f4i nh\u00e0 kh\u00f4ng c\u00f3 ng\u01b0\u1eddi \u1edf trong nh\u1eefng th\u1eddi \u0111i\u1ec3m kh\u00ed t\u01b0\u1ee3ng kh\u00f3 kh\u0103n nh\u1ea5t trong n\u0103m.\nM\u1ed9t ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m cho nh\u1eefng ng\u00f4i nh\u00e0 n\u00e0y ph\u1ea3i t\u00ednh \u0111\u1ebfn \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft, c\u00f3 th\u1ec3 kh\u00e1c bi\u1ec7t \u0111\u00e1ng k\u1ec3 so v\u1edbi nh\u1eefng g\u00ec c\u00f3 kinh nghi\u1ec7m t\u1ea1i n\u01a1i c\u01b0 tr\u00fa ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng. <\/p>\n\n

\"\"<\/figure>\n\n

Ti\u1ebfp c\u1eadn ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a nhi\u1ec1u ng\u00f4i nh\u00e0<\/h2>\n\n

B\u1edfi v\u00ec c\u00e1c c\u00e1 nh\u00e2n c\u00f3 gi\u00e1 tr\u1ecb r\u00f2ng cao c\u00f3 t\u00e0i s\u1ea3n ph\u1ee9c t\u1ea1p h\u01a1n, h\u1ecd c\u0169ng th\u01b0\u1eddng c\u00f3 nhu c\u1ea7u b\u1ea3o hi\u1ec3m ph\u1ee9c t\u1ea1p h\u01a1n.<\/p>\n\n

“Nh\u1eefng nhu c\u1ea7u b\u1ea3o hi\u1ec3m \u0111\u00f3 s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng b\u1edfi b\u1ea5t k\u1ef3 \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng ho\u1eb7c \u0111\u1ea1i l\u00fd c\u1eaft cookie n\u00e0o. H\u1ecd c\u1ea7n m\u1ed9t ng\u01b0\u1eddi s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 ng\u01b0\u1eddi qu\u1ea3n l\u00fd r\u1ee7i ro c\u1ee7a h\u1ecd. H\u1ecd c\u1ea7n m\u1ed9t c\u1ed1 v\u1ea5n, m\u1ed9t ng\u01b0\u1eddi \u1ee7ng h\u1ed9 v\u00e0 m\u1ed9t chuy\u00ean gia”, Wraight n\u00f3i.<\/p>\n\n

\u0110i\u1ec1u ch\u1ec9nh ph\u1ea1m vi ti\u1ebfp c\u1eadn v\u1edbi lo\u1ea1i ng\u00f4i nh\u00e0 th\u1ee9 hai<\/h3>\n\n

\u0110\u1ec3 gi\u00fap ch\u1ee7 s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai n\u1eafm b\u1eaft c\u00e1ch ti\u1ebfp c\u1eadn s\u00e1ng su\u1ed1t \u0111\u1ed1i v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00ean t\u1eadp trung v\u00e0o nhu c\u1ea7u c\u1ee7a c\u00e1c lo\u1ea1i nh\u00e0 th\u1ee9 hai c\u1ee5 th\u1ec3 ho\u1eb7c v\u1ecb tr\u00ed c\u1ee7a ch\u00fang.<\/p>\n\n

V\u00ed d\u1ee5, \u0111\u1ed1i v\u1edbi ng\u00f4i nh\u00e0 th\u1ee9 hai ho\u1eb7c nh\u00e0 ngh\u1ec9 d\u01b0\u1ee1ng trong v\u00f9ng \u0111\u1ed9ng \u0111\u1ea5t ho\u1eb7c l\u0169 l\u1ee5t, h\u00e3y t\u1eadp trung v\u00e0o vi\u1ec7c \u0111\u1ea3m b\u1ea3o r\u1eb1ng nh\u00e0 \u1edf c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.\n\u0110\u1ed1i v\u1edbi ng\u00f4i nh\u00e0 th\u1ee9 hai l\u00e0 chung c\u01b0 ho\u1eb7c h\u1ee3p t\u00e1c x\u00e3, h\u00e3y t\u1eadp trung v\u00e0o nh\u1eefng g\u00ec ch\u00ednh s\u00e1ch x\u00e2y d\u1ef1ng kh\u00f4ng bao g\u1ed3m, c\u0169ng nh\u01b0 c\u00e1c lo\u1ea1i thi\u1ec7t h\u1ea1i ph\u1ed5 bi\u1ebfn nh\u1ea5t c\u00f3 th\u1ec3 x\u1ea3y ra trong nh\u1eefng ng\u00f4i nh\u00e0 n\u00e0y. <\/p>\n\n

Trong b\u00e0i vi\u1ebft c\u1ee7a m\u00ecnh t\u1ea1i Brick Underground, ch\u1ee7 t\u1ecbch c\u00f4ng ty m\u00f4i gi\u1edbi Gotham Jeff Schneider<\/a> n\u00f3i r\u1eb1ng “m\u1ed9t trong nh\u1eefng quy tr\u00ecnh c\u00f4ng ty khi\u1ebfu n\u1ea1i [his] ph\u1ed5 bi\u1ebfn nh\u1ea5t li\u00ean quan \u0111\u1ebfn thi\u1ec7t h\u1ea1i n\u01b0\u1edbc t\u1eeb b\u1ed3n t\u1eafm ho\u1eb7c b\u1ed3n r\u1eeda tr\u00e0n v\u00e0o c\u0103n h\u1ed9 b\u00ean d\u01b0\u1edbi, c\u00f3 th\u1ec3 g\u00e2y ra thi\u1ec7t h\u1ea1i tr\u1ecb gi\u00e1 h\u00e0ng ng\u00e0n ho\u1eb7c h\u00e0ng ch\u1ee5c ngh\u00ecn.”<\/p>\n\n

Ch\u1ee7 s\u1edf h\u1eefu c\u0103n h\u1ed9 ho\u1eb7c h\u1ee3p t\u00e1c x\u00e3 s\u1eed d\u1ee5ng nh\u00e0 \u1edf l\u00e0m ng\u00f4i nh\u00e0 th\u1ee9 hai ho\u1eb7c nh\u00e0 ngh\u1ec9 m\u00e1t c\u00f3 th\u1ec3 kh\u00f4ng hi\u1ec3u r\u1ee7i ro cho \u0111\u1ebfn khi n\u00f3 bi\u1ec3u hi\u1ec7n.\nB\u1eb1ng c\u00e1ch cung c\u1ea5p th\u00f4ng tin s\u1edbm trong quy tr\u00ecnh v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi ch\u1ee7 s\u1edf h\u1eefu c\u0103n h\u1ed9 v\u00e0 h\u1ee3p t\u00e1c x\u00e3, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 gi\u00fap nh\u1eefng kh\u00e1ch h\u00e0ng n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m h\u1ecd c\u1ea7n tr\u01b0\u1edbc khi thi\u1ec7t h\u1ea1i x\u1ea3y ra. <\/p>\n\n

S\u1edf h\u1eefu nhi\u1ec1u h\u01a1n m\u1ed9t ng\u00f4i nh\u00e0 t\u1ea1o ra nh\u1eefng th\u00e1ch th\u1ee9c, bao g\u1ed3m c\u1ea3 th\u00e1ch th\u1ee9c trong vi\u1ec7c \u0111\u1eb7t b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.\nB\u1eb1ng c\u00e1ch hi\u1ec3u n\u01a1i ch\u1ee7 s\u1edf h\u1eefu ng\u00f4i nh\u00e0 th\u1ee9 hai c\u00f3 th\u1ec3 tr\u1edf n\u00ean b\u1ed1i r\u1ed1i ho\u1eb7c thi\u1ebfu th\u00f4ng tin, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ecbnh v\u1ecb b\u1ea3n th\u00e2n \u0111\u1ec3 x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 b\u1ec1n ch\u1eb7t h\u01a1n, l\u00e2u d\u00e0i h\u01a1n v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 gi\u00e1 tr\u1ecb r\u00f2ng cao n\u00e0y. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: melpomen\/\u00a9123RF.com, goodluz\/\u00a9123RF.com, patrykkosmider\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

S\u1edf h\u1eefu m\u1ed9t ng\u00f4i nh\u00e0 th\u1ee9 hai ph\u1ed5 bi\u1ebfn h\u01a1n nhi\u1ec1u ng\u01b0\u1eddi M\u1ef9 mong \u0111\u1ee3i. M\u1ed9t ng\u00f4i nh\u00e0 th\u1ee9 hai c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nh\u01b0 m\u1ed9t n\u01a1i c\u01b0 tr\u00fa thay th\u1ebf trong m\u1ed9t ph\u1ea7n c\u1ee7a n\u0103m ho\u1eb7c ph\u1ee5c v\u1ee5 nh\u01b0 m\u1ed9t n\u01a1i ngh\u1ec9 ng\u01a1i cho ch\u1ee7 s\u1edf h\u1eefu v\u00e0 b\u1ea1n b\u00e8 ho\u1eb7c gia \u0111\u00ecnh […]<\/p>\n","protected":false},"featured_media":8375,"template":"","insight-category":[],"class_list":["post-20754","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8375"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20754"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}