{"id":20721,"date":"2024-09-27T11:08:36","date_gmt":"2024-09-27T16:08:36","guid":{"rendered":"https:\/\/bolttech.io\/insights\/lam-the-nao-cac-hang-van-tai-thuong-mai-ke-thua-co-the-thich-ung-voi-nhu-cau-phan-phoi-ky-thuat-so\/"},"modified":"2024-09-27T11:08:43","modified_gmt":"2024-09-27T16:08:43","slug":"lam-the-nao-cac-hang-van-tai-thuong-mai-ke-thua-co-the-thich-ung-voi-nhu-cau-phan-phoi-ky-thuat-so","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/lam-the-nao-cac-hang-van-tai-thuong-mai-ke-thua-co-the-thich-ung-voi-nhu-cau-phan-phoi-ky-thuat-so\/","title":{"rendered":"L\u00e0m th\u1ebf n\u00e0o c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i k\u1ebf th\u1eeba c\u00f3 th\u1ec3 th\u00edch \u1ee9ng v\u1edbi nhu c\u1ea7u ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1"},"content":{"rendered":"\n

\u0110\u1ebfn nay, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 d\u1eabn \u0111\u1ea7u trong ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1.\nB\u1ea5t ch\u1ea5p s\u1ef1 quan t\u00e2m c\u1ee7a h\u1ecd, c\u00e1c nh\u00e0 cung c\u1ea5p th\u01b0\u01a1ng m\u1ea1i k\u1ebf th\u1eeba c\u00f3 xu h\u01b0\u1edbng t\u1ee5t l\u1ea1i ph\u00eda sau. <\/p>\n\n

“C\u00e1c gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i nh\u1eadn ra l\u1ee3i \u00edch c\u1ee7a k\u1ef9 thu\u1eadt s\u1ed1 nh\u01b0ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t s\u1ed1 tr\u1edf ng\u1ea1i trong vi\u1ec7c ti\u1ebfn b\u1ed9”, Peter Braad Olesen<\/a> v\u00e0 c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u \u0111\u1ed3ng nghi\u1ec7p t\u1ea1i McKinsey vi\u1ebft.\nS\u1ef1 ph\u1ee9c t\u1ea1p trong b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh, c\u00e1c giao d\u1ecbch ri\u00eang bi\u1ec7t v\u00e0 c\u00e1c h\u1ec7 th\u1ed1ng CNTT k\u1ebf th\u1eeba \u0111\u1ec1u \u0111\u1eb7t ra nh\u1eefng th\u00e1ch th\u1ee9c cho c\u00e1c nh\u00e0 cung c\u1ea5p k\u1ebf th\u1eeba \u0111ang t\u00ecm c\u00e1ch chuy\u1ec3n \u0111\u1ed5i sang k\u1ef9 thu\u1eadt s\u1ed1. <\/p>\n\n

Tuy nhi\u00ean, khi kh\u00e1ch h\u00e0ng, d\u1eef li\u1ec7u l\u1edbn v\u00e0 b\u1ea3n ch\u1ea5t c\u1ee7a doanh nghi\u1ec7p ti\u1ebfp t\u1ee5c \u0111\u00f2i h\u1ecfi c\u00e1ch ti\u1ebfp c\u1eadn k\u1ef9 thu\u1eadt s\u1ed1, c\u00e1c nh\u00e0 cung c\u1ea5p k\u1ebf th\u1eeba \u0111\u00e3 b\u1eaft \u0111\u1ea7u \u01b0u ti\u00ean ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n\n

Nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1<\/h2>\n\n

Ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1 l\u00e0 m\u1ed9t ph\u1ea7n trung t\u00e2m c\u1ee7a vi\u1ec7c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u b\u1ea3o hi\u1ec3m thay \u0111\u1ed5i c\u1ee7a kh\u00e1ch h\u00e0ng.\nKh\u00e1ch h\u00e0ng \u0111\u00e3 quen v\u1edbi c\u00e1c n\u1ec1n t\u1ea3ng k\u1ef9 thu\u1eadt s\u1ed1 cung c\u1ea5p th\u00f4ng tin nhanh h\u01a1n, mua s\u1eafm so s\u00e1nh d\u1ec5 d\u00e0ng h\u01a1n v\u00e0 mua h\u00e0ng b\u1eb1ng m\u1ed9t c\u00fa nh\u1ea5p chu\u1ed9t.\nDo \u0111\u00f3, kh\u00e1ch h\u00e0ng ng\u00e0y c\u00e0ng th\u1ea5t v\u1ecdng b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng cung c\u1ea5p c\u00e1c t\u00f9y ch\u1ecdn k\u1ef9 thu\u1eadt s\u1ed1 n\u00e0y. <\/p>\n\n

Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 nh\u1eefng ng\u01b0\u1eddi duy nh\u1ea5t y\u00eau c\u1ea7u tr\u1ea3i nghi\u1ec7m k\u1ef9 thu\u1eadt s\u1ed1 ch\u00ednh th\u1ee9c.\nC\u00e1c ch\u1ee7 doanh nghi\u1ec7p c\u0169ng \u0111\u00e3 chuy\u1ec3n sang tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 mua h\u00e0ng kinh doanh, Mike Connor<\/a>, \u0111\u1ed3ng s\u00e1ng l\u1eadp v\u00e0 CEO c\u1ee7a Silicon Valley Insurance Accelerator cho bi\u1ebft. <\/p>\n\n

D\u1ecbch v\u1ee5 ngay l\u1eadp t\u1ee9c, \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a, \u01b0u ti\u00ean k\u1ef9 thu\u1eadt s\u1ed1 m\u00e0 kh\u00e1ch h\u00e0ng mu\u1ed1n tr\u00f4ng kh\u00f4ng gi\u1ed1ng nh\u01b0 d\u1ecbch v\u1ee5 m\u00e0 c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i c\u0169 \u0111\u00e3 cung c\u1ea5p trong nhi\u1ec1u th\u1eadp k\u1ef7.\nTrong nh\u1eefng t\u00ecnh hu\u1ed1ng nh\u01b0 v\u1eady, m\u1ed9t t\u00f9y ch\u1ecdn insurtech cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1ea1o ra m\u1ed9t t\u00f9y ch\u1ecdn mi\u1ec5n ph\u00ed \u0111\u1ec3 li\u00ean l\u1ea1c v\u1edbi kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 cung c\u1ea5p h\u1ed7 tr\u1ee3 m\u00e0 kh\u00e1ch h\u00e0ng mu\u1ed1n m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00f4ng vi\u1ec7c c\u1ee7a nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5. <\/p>\n\n

Quan h\u1ec7 \u0111\u1ed1i t\u00e1c Insurtech c\u00f3 th\u1ec3 gi\u00fap thu h\u1eb9p kho\u1ea3ng c\u00e1ch \u0111\u00f3.\nC\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i c\u00f3 th\u1ec3 h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty kh\u00f4ng ph\u1ea3i l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m trong m\u1ed9t m\u00f4 h\u00ecnh h\u1ec7 sinh th\u00e1i \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng. <\/p>\n\n

“Khi th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m ph\u00e1t tri\u1ec3n, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd v\u01b0\u1ee3t ra kh\u1ecfi vai tr\u00f2 truy\u1ec1n th\u1ed1ng c\u1ee7a h\u1ecd l\u00e0 ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u1ed5n th\u1ea5t c\u1ee7a kh\u00e1ch h\u00e0ng cho c\u00e1c \u0111\u1ed1i t\u00e1c x\u00e1c \u0111\u1ecbnh v\u00e0 d\u1ef1 b\u00e1o r\u1ee7i ro, gi\u00fap b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c nhu c\u1ea7u phi b\u1ea3o hi\u1ec3m li\u00ean quan”, Anirban Bose<\/a>, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh \u0110\u01a1n v\u1ecb Kinh doanh Chi\u1ebfn l\u01b0\u1ee3c D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh c\u1ee7a Capgemini cho bi\u1ebft.\nQuan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 chuy\u00ean v\u1ec1 tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u1eb7c bi\u1ec7t c\u00f3 l\u1ee3i cho vi\u1ec7c c\u1ea3i thi\u1ec7n ph\u00e2n ph\u1ed1i. <\/p>\n\n

\"\"<\/figure>\n\n

Nh\u1eefng \u0111\u1ed5i m\u1edbi c\u1ee7a Insurtech trong ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1<\/h2>\n\n

“Thay v\u00ec t\u00ecm c\u00e1ch chuy\u1ec3n \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1c d\u00f2ng th\u01b0\u01a1ng m\u1ea1i, h\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1eadp trung v\u00e0o vi\u1ec7c k\u00edch ho\u1ea1t ho\u1eb7c m\u1edf r\u1ed9ng chu\u1ed7i gi\u00e1 tr\u1ecb b\u1ea3o hi\u1ec3m”, Olesen v\u00e0 nh\u00f3m nghi\u00ean c\u1ee9u McKinsey cho bi\u1ebft.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m k\u1ebf th\u1eeba t\u1eadp trung v\u00e0o vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 insurtech \u0111\u1ec3 c\u1ea3i thi\u1ec7n chu\u1ed7i gi\u00e1 tr\u1ecb c\u1ee7a h\u1ecd do \u0111\u00f3 s\u1ebd x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 \u0111\u1ed1i t\u00e1c m\u1ea1nh m\u1ebd h\u01a1n, c\u00f3 l\u1ee3i h\u01a1n. <\/p>\n\n

\u0110a d\u1ea1ng h\u00f3a v\u1edbi Insurtech \u0111\u1ec3 c\u1ea3i thi\u1ec7n ph\u00e2n ph\u1ed1i<\/h3>\n\n

M\u1ed9t c\u00e1ch m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang thay \u0111\u1ed5i ph\u00e2n ph\u1ed1i l\u00e0 \u0111a d\u1ea1ng h\u00f3a c\u00e1ch ti\u1ebfp c\u1eadn c\u1ee7a h\u1ecd.\nTrong n\u1ed7 l\u1ef1c \u0111\u1ed5i m\u1edbi tr\u00ean to\u00e0n chu\u1ed7i ph\u00e2n ph\u1ed1i v\u00e0 t\u00ecm ra nh\u1eefng c\u00e1ch hi\u1ec7u qu\u1ea3 v\u00e0 c\u00f3 l\u1ee3i nh\u1ea5t \u0111\u1ec3 s\u1ed1 h\u00f3a, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nhau \u0111\u00e3 t\u1eadp trung v\u00e0o c\u00e1c kh\u00eda c\u1ea1nh kh\u00e1c nhau c\u1ee7a ph\u00e2n ph\u1ed1i. <\/p>\n\n

H\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty insurtech b\u00e1n b\u1ea3o hi\u1ec3m r\u01a1i v\u00e0o m\u1ed9t trong ba lo\u1ea1i: m\u00f4i gi\u1edbi, t\u1ed5ng \u0111\u1ea1i l\u00fd qu\u1ea3n l\u00fd (MGA) ho\u1eb7c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5, Alex Lazarow<\/a>, t\u00e1c gi\u1ea3 c\u1ee7a “Out-Innovate” vi\u1ebft.\nV\u00ed d\u1ee5, Next Insurance l\u00e0 m\u1ed9t h\u00e3ng v\u1eadn chuy\u1ec3n insurtech cung c\u1ea5p b\u1ea3o hi\u1ec3m kinh doanh. <\/p>\n\n

Gi\u1ed1ng nh\u01b0 nhi\u1ec1u nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 c\u0169, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1eadn chuy\u1ec3n “ki\u1ec3m so\u00e1t t\u1ea5t c\u1ea3 c\u00e1c l\u1ef1a ch\u1ecdn r\u1ee7i ro, b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh, l\u1ee3i nhu\u1eadn v\u00e0 thua l\u1ed7”, Lazarow gi\u1ea3i th\u00edch.\nH\u1ecd ch\u1ecbu tr\u00e1ch nhi\u1ec7m x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 v\u1edbi c\u00e1c c\u00f4ng ty t\u00e1i b\u1ea3o hi\u1ec3m, t\u1ef1 qu\u1ea3n l\u00fd vi\u1ec7c c\u1ea5p ph\u00e9p v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c quy \u0111\u1ecbnh c\u1ea7n thi\u1ebft. <\/p>\n\n

Nhi\u1ec1u h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i truy\u1ec1n th\u1ed1ng \u0111ang h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty insurtech, nh\u1eefng ng\u01b0\u1eddi c\u00f3 th\u1ec3 gi\u00fap c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng c\u1ee7a c\u00e1c \u0111\u1ea1i l\u00fd t\u1eadp trung v\u00e0o ph\u00e2n ph\u1ed1i v\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng tr\u1ef1c ti\u1ebfp.\n“C\u00e1c \u0111\u1ea1i l\u00fd, sau t\u1ea5t c\u1ea3, v\u1eabn b\u00e1n ph\u1ea7n l\u1edbn c\u1ee7a doanh nghi\u1ec7p th\u01b0\u01a1ng m\u1ea1i nh\u1ecf”, Mark Breading<\/a>, \u0111\u1ed1i t\u00e1c v\u00e0 gi\u00e1m \u0111\u1ed1c nghi\u00ean c\u1ee9u t\u1ea1i c\u00f4ng ty t\u01b0 v\u1ea5n chi\u1ebfn l\u01b0\u1ee3c Strategy Meets Action, l\u01b0u \u00fd. <\/p>\n\n

B\u1eb1ng c\u00e1ch t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng ph\u00e2n ph\u1ed1i c\u1ee7a c\u00e1c \u0111\u1ea1i l\u00fd, c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i k\u1ebf th\u1eeba n\u00e0y t\u0103ng c\u01b0\u1eddng thay v\u00ec t\u1eeb b\u1ecf m\u00f4 h\u00ecnh ri\u00eang bi\u1ec7t cho ph\u1ea1m vi kinh doanh.<\/p>\n\n

Ch\u1ecdn c\u00f4ng ty b\u1ea3o hi\u1ec3m chuy\u00ean v\u1ec1<\/h3>\n\n

C\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i kh\u00e1c \u0111ang c\u1ea3i thi\u1ec7n ph\u00e2n ph\u1ed1i b\u1eb1ng c\u00e1ch l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 chuy\u00ean m\u00f4n h\u1eb9p nh\u01b0ng s\u00e2u trong m\u1ed9t kh\u00eda c\u1ea1nh ph\u00e2n ph\u1ed1i c\u1ee5 th\u1ec3, ch\u1eb3ng h\u1ea1n nh\u01b0 t\u1ea1o kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng.\nNh\u1eefng n\u1ed3ng \u0111\u1ed9 n\u00e0y l\u00e0m cho n\u00f3 thu\u1eadn l\u1ee3i cho c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i k\u1ebf th\u1eeba \u0111\u1ec3 h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, Simon Kaesler<\/a>, m\u1ed9t \u0111\u1ed1i t\u00e1c t\u1ea1i v\u0103n ph\u00f2ng Frankfurt c\u1ee7a McKinsey vi\u1ebft. <\/p>\n\n

V\u1eabn c\u00f2n c\u00e1c l\u1ef1a ch\u1ecdn insurtech kh\u00e1c t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a c\u00e1c quy tr\u00ecnh back-office t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho vi\u1ec7c ph\u00e2n ph\u1ed1i, b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh v\u00e0 c\u00e1c kh\u00eda c\u1ea1nh kh\u00e1c c\u1ee7a quy tr\u00ecnh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i, Rob Boyce<\/a>, gi\u00e1m \u0111\u1ed1c t\u00ecnh b\u00e1o th\u1ecb tr\u01b0\u1eddng v\u00e0 hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc t\u1ea1i H\u1ed9i \u0111\u1ed3ng \u0110\u1ea1i l\u00fd & M\u00f4i gi\u1edbi B\u1ea3o hi\u1ec3m cho bi\u1ebft.\nNh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y th\u01b0\u1eddng kh\u00f4ng \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u00e1ch h\u00e0ng, nh\u01b0ng c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00e1c quy tr\u00ecnh th\u1ee7 c\u00f4ng v\u00e0 m\u1eb7t kh\u00e1c t\u0103ng kh\u1ea3 n\u0103ng cung c\u1ea5p d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng t\u1ed1t h\u01a1n c\u1ee7a nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 th\u01b0\u01a1ng m\u1ea1i. <\/p>\n\n

\"\"<\/figure>\n\n

H\u1ec7 sinh th\u00e1i b\u1ea3o hi\u1ec3m v\u00e0 ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1<\/h2>\n\n

Nh\u1eefng \u0111\u1ed5i m\u1edbi c\u1ee7a Insurtech s\u1ebd ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n, m\u1edf r\u1ed9ng v\u00e0 thay \u0111\u1ed5i ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m.<\/p>\n\n

C\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 cung c\u1ea5p c\u00e1ch ti\u1ebfp c\u1eadn k\u1ef9 thu\u1eadt s\u1ed1 m\u00e0 kh\u00e1ch h\u00e0ng mu\u1ed1n m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ea3o l\u1ed9n to\u00e0n b\u1ed9 m\u00f4 h\u00ecnh kinh doanh c\u1ee7a h\u1ecd \u0111\u1ec3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3.<\/p>\n\n

X\u00e2y d\u1ef1ng h\u1ec7 sinh th\u00e1i k\u1ebft h\u1ee3p th\u1ebf m\u1ea1nh c\u1ee7a m\u1ed9t h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m v\u00e0 phi b\u1ea3o hi\u1ec3m c\u0169ng s\u1ebd thu h\u00fat kh\u00e1ch h\u00e0ng v\u00e0 mang l\u1ea1i l\u1ee3i th\u1ebf c\u1ea1nh tranh.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 nh\u00ecn th\u1ea5y l\u1ee3i \u00edch c\u1ee7a m\u00f4 h\u00ecnh h\u1ec7 sinh th\u00e1i: M\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a Accenture cho th\u1ea5y 76% c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tin r\u1eb1ng l\u1ee3i th\u1ebf c\u1ea1nh tranh trong t\u01b0\u01a1ng lai c\u1ee7a h\u1ecd s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o quan h\u1ec7 \u0111\u1ed1i t\u00e1c h\u1ec7 sinh th\u00e1i c\u1ee7a h\u1ecd, Werner Rapberger<\/a>, gi\u00e1m \u0111\u1ed1c ch\u00ednh v\u1ec1 ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m v\u00e0 d\u1ecbch v\u1ee5 ti\u1ebfp th\u1ecb t\u1ea1i Accenture vi\u1ebft. <\/p>\n\n

Trong m\u1ed9t h\u1ec7 sinh th\u00e1i, c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i k\u1ebf th\u1eeba c\u0169ng c\u00f3 th\u1ec3 h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m m\u00e0 kh\u00e1ch h\u00e0ng mu\u1ed1n, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng kh\u1ea3 thi \u0111\u1ec3 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 k\u1ebf th\u1eeba ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh kinh doanh c\u1ee7a ri\u00eang h\u1ecd.<\/p>\n\n

M\u1ed9t v\u00ed d\u1ee5 trong kh\u00f4ng gian b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 h\u1ec7 sinh th\u00e1i t\u1eadp trung v\u00e0o m\u00e1y bay kh\u00f4ng ng\u01b0\u1eddi l\u00e1i \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng b\u1edfi Liberty Mutual.\nC\u00e1c \u0111\u1ed1i t\u00e1c h\u1ec7 sinh th\u00e1i bao g\u1ed3m DroneInsurance.com insurtech v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 th\u00ed \u0111i\u1ec3m b\u1eb1ng m\u00e1y bay kh\u00f4ng ng\u01b0\u1eddi l\u00e1i nh\u01b0 AirMap v\u00e0 Drone Deploy.\nH\u1ec7 sinh th\u00e1i cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng m\u00e1y bay kh\u00f4ng ng\u01b0\u1eddi l\u00e1i th\u01b0\u01a1ng m\u1ea1i mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m chuy\u1ebfn bay theo y\u00eau c\u1ea7u, \u0111\u1ea3m b\u1ea3o h\u1ecd ch\u1ec9 tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m khi n\u00e0o v\u00e0 \u1edf \u0111\u00e2u h\u1ecd c\u1ea7n. <\/p>\n\n

“Trong m\u1ed9t th\u1eddi gian d\u00e0i, kh\u00e1ch h\u00e0ng \u0111\u00e3 n\u00f3i v\u1edbi ch\u00fang t\u00f4i r\u1eb1ng \u0111\u1ec3 m\u1edf r\u1ed9ng quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng, h\u1ecd c\u1ea7n bay an to\u00e0n, tu\u00e2n th\u1ee7 v\u00e0 h\u1ecd c\u1ea7n b\u1ea3o hi\u1ec3m”, Ben Marcus<\/a>, \u0111\u1ed3ng s\u00e1ng l\u1eadp v\u00e0 ch\u1ee7 t\u1ecbch c\u1ee7a AirMap cho bi\u1ebft.\nB\u1eb1ng c\u00e1ch h\u1ee3p t\u00e1c trong m\u1ed9t h\u1ec7 sinh th\u00e1i, Liberty Mutual, DroneInsurance.com, AirMap v\u00e0 c\u00e1c c\u00f4ng ty kh\u00e1c \u0111\u00e3 c\u00f3 th\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u1ed1t h\u01a1n, x\u00e2y d\u1ef1ng l\u00f2ng trung th\u00e0nh v\u00e0 ti\u1ebfp c\u1eadn kh\u00e1ch h\u00e0ng m\u1edbi. <\/p>\n\n

C\u00e1c quan h\u1ec7 \u0111\u1ed1i t\u00e1c h\u1ec7 sinh th\u00e1i n\u00e0y gi\u00fap c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 k\u1ebf th\u1eeba chuy\u1ec3n \u0111\u1ed5i t\u1eeb m\u00f4 h\u00ecnh \u0111\u01b0\u1eddng \u1ed1ng, trong \u0111\u00f3 s\u1ea3n ph\u1ea9m th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh, sang m\u00f4 h\u00ecnh n\u1ec1n t\u1ea3ng trong \u0111\u00f3 vi\u1ec7c t\u1ea1o ra v\u00e0 truy\u1ec1n \u0111\u1ea1t gi\u00e1 tr\u1ecb l\u00e0 t\u1ed1i quan tr\u1ecdng.\nH\u1ecd thu h\u00fat kh\u00e1ch h\u00e0ng t\u00ecm ki\u1ebfm tr\u1ea3i nghi\u1ec7m b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n, \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a h\u01a1n. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: Aleksandr Khakimullin\/\u00a9123RF.com, everythingpossible\/\u00a9123RF.com, Wavebreak Media Ltd\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0110\u1ebfn nay, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 d\u1eabn \u0111\u1ea7u trong ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1. B\u1ea5t ch\u1ea5p s\u1ef1 quan t\u00e2m c\u1ee7a h\u1ecd, c\u00e1c nh\u00e0 cung c\u1ea5p th\u01b0\u01a1ng m\u1ea1i k\u1ebf th\u1eeba c\u00f3 xu h\u01b0\u1edbng t\u1ee5t l\u1ea1i ph\u00eda sau. “C\u00e1c gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i nh\u1eadn ra l\u1ee3i \u00edch c\u1ee7a k\u1ef9 thu\u1eadt s\u1ed1 […]<\/p>\n","protected":false},"featured_media":8179,"template":"","insight-category":[],"class_list":["post-20721","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8179"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20721"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}