{"id":20670,"date":"2024-09-27T11:07:22","date_gmt":"2024-09-27T16:07:22","guid":{"rendered":"https:\/\/bolttech.io\/insights\/cac-cong-cu-bao-hiem-ky-thuat-so-giup-dap-ung-nhung-thach-thuc-lon-nhat-trong-xay-dung-nhu-the-nao\/"},"modified":"2024-09-27T11:07:23","modified_gmt":"2024-09-27T16:07:23","slug":"cac-cong-cu-bao-hiem-ky-thuat-so-giup-dap-ung-nhung-thach-thuc-lon-nhat-trong-xay-dung-nhu-the-nao","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/cac-cong-cu-bao-hiem-ky-thuat-so-giup-dap-ung-nhung-thach-thuc-lon-nhat-trong-xay-dung-nhu-the-nao\/","title":{"rendered":"C\u00e1c c\u00f4ng c\u1ee5 b\u1ea3o hi\u1ec3m k\u1ef9 thu\u1eadt s\u1ed1 gi\u00fap \u0111\u00e1p \u1ee9ng nh\u1eefng th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t trong x\u00e2y d\u1ef1ng nh\u01b0 th\u1ebf n\u00e0o"},"content":{"rendered":"\n

C\u00f3 tin t\u1ed1t v\u00e0 tin x\u1ea5u trong th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng.<\/p>\n\n

Tin t\u1ed1t: Nh\u00ecn chung, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng r\u1ea5t m\u1ea1nh, Andrea Wells<\/a>, t\u1ed5ng bi\u00ean t\u1eadp c\u1ee7a T\u1ea1p ch\u00ed B\u1ea3o hi\u1ec3m vi\u1ebft.\nC\u00e1c d\u1ea5u hi\u1ec7u c\u1ee7a s\u1ee9c kh\u1ecfe t\u1ed1t bao g\u1ed3m n\u0103ng l\u1ef1c \u0111\u1ea7y h\u1ee9a h\u1eb9n c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0 s\u1ef1 c\u1ea1nh tranh b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh s\u00f4i \u0111\u1ed9ng cho c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 l\u1ee3i nhu\u1eadn cao nh\u1ea5t. <\/p>\n\n

Tin x\u1ea5u: Nh\u1eefng \u0111i\u1ec1u ki\u1ec7n n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i \u0111\u1ed3ng \u0111\u1ec1u tr\u00ean kh\u1eafp Hoa K\u1ef3.\nTrong khi b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng n\u00f3i chung \u0111ang ho\u1ea1t \u0111\u1ed9ng t\u1ed1t, nh\u1eefng th\u00e1ch th\u1ee9c \u1edf c\u00e1c khu v\u1ef1c \u0111\u1ecba l\u00fd v\u00e0 d\u1ef1 \u00e1n c\u1ee5 th\u1ec3 khi\u1ebfn b\u1ea3o hi\u1ec3m tr\u1edf th\u00e0nh m\u1ed9t \u0111\u1ec1 xu\u1ea5t kh\u00f3 kh\u0103n cho c\u1ea3 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 v\u00e0 kh\u00e1ch h\u00e0ng, Wells b\u00e1o c\u00e1o. <\/p>\n\n

C\u00e1c c\u00f4ng c\u1ee5 v\u00e0 n\u1ec1n t\u1ea3ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang gi\u00fap c\u1ea3 c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i v\u00e0 c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i \u0111\u1ed3ng th\u1eddi gi\u1ea3i quy\u1ebft c\u00e1c th\u00e1ch th\u1ee9c hi\u1ec7u qu\u1ea3 h\u01a1n.\nB\u1eb1ng c\u00e1ch hi\u1ec3u c\u00e1c c\u00f4ng c\u1ee5 n\u00e0y, c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i c\u00f3 th\u1ec3 cung c\u1ea5p h\u1ed7 tr\u1ee3 t\u1ed1t h\u01a1n cho kh\u00e1ch h\u00e0ng x\u00e2y d\u1ef1ng \u0111\u1ed3ng th\u1eddi qu\u1ea3n l\u00fd r\u1ee7i ro. <\/p>\n\n

Gi\u00e1 c\u1ea3 t\u0103ng<\/h2>\n\n

N\u0103m ngo\u00e1i ch\u1ee9ng ki\u1ebfn gi\u00e1 t\u0103ng \u1edf nhi\u1ec1u ph\u00e2n kh\u00fac b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i, bao g\u1ed3m c\u1ea3 x\u00e2y d\u1ef1ng.\nC\u00e1c t\u00e0i kho\u1ea3n l\u1edbn c\u00f3 l\u00e3i su\u1ea5t t\u0103ng trung b\u00ecnh 9,4%, ti\u1ebfp theo l\u00e0 t\u00e0i kho\u1ea3n trung b\u00ecnh \u1edf m\u1ee9c 8% v\u00e0 t\u00e0i kho\u1ea3n th\u01b0\u01a1ng m\u1ea1i nh\u1ecf \u1edf m\u1ee9c 5,2%, nh\u00e0 b\u00e1o t\u00e0i ch\u00ednh Gavin Souter<\/a> vi\u1ebft. <\/p>\n\n

Vi\u1ec7c t\u0103ng gi\u00e1 c\u01b0\u1edbc \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n s\u1ebd ti\u1ebfp t\u1ee5c \u1edf h\u1ea7u h\u1ebft c\u00e1c ph\u00e2n kh\u00fac b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng.\nM\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a Willis Towers Watson<\/a> cho n\u0103m 2020 d\u1ef1 \u0111o\u00e1n m\u1ee9c t\u0103ng cao t\u1edbi 30% tr\u00e1ch nhi\u1ec7m \u00f4 d\u00f9.\nCh\u1ec9 c\u00f3 b\u1ed3i th\u01b0\u1eddng c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n s\u1ebd gi\u1ea3m, v\u1edbi ph\u1ea1m vi thay \u0111\u1ed5i t\u1ef7 l\u1ec7 d\u1ef1 ki\u1ebfn t\u1eeb -2 \u0111\u1ebfn + 4 ph\u1ea7n tr\u0103m. <\/p>\n\n

Gi\u00e1 t\u0103ng trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1, bao g\u1ed3m c\u1ea3 quy m\u00f4 c\u1ee7a c\u00e1c d\u1ef1 \u00e1n.\nC\u00e1c nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu \u0111\u00e3 b\u1eaft \u0111\u1ea7u ph\u1ea3n \u1ee9ng v\u1edbi s\u1ef1 thay \u0111\u1ed5i gi\u00e1 b\u1eb1ng c\u00e1ch \u0111\u00e1nh gi\u00e1 l\u1ea1i ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 g\u00e2y ra r\u1ee7i ro b\u1ed5 sung cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. <\/p>\n\n

D\u1ef1 \u00e1n l\u1edbn, gi\u00e1 l\u1edbn<\/h3>\n\n

C\u00e1c d\u1ef1 \u00e1n l\u1edbn h\u01a1n c\u0169ng c\u00f3 ngh\u0129a l\u00e0 r\u1ee7i ro t\u00e0i ch\u00ednh t\u1ed5ng \u0111\u00f4 la l\u1edbn h\u01a1n.\n“C\u00e1c d\u1ef1 \u00e1n c\u00f3 gi\u00e1 tr\u1ecb t\u1eeb 5 t\u1ef7 \u0111\u1ebfn 10 t\u1ef7 USD kh\u00f4ng ph\u1ea3i l\u00e0 b\u1ea5t th\u01b0\u1eddng, c\u00f3 ngh\u0129a l\u00e0 c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 l\u00ean t\u1edbi h\u00e0ng ch\u1ee5c tri\u1ec7u \u0111\u00f4 la”, Raymond Hogendoorn<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u to\u00e0n c\u1ea7u v\u1ec1 khi\u1ebfu n\u1ea1i t\u00e0i s\u1ea3n v\u00e0 k\u1ef9 thu\u1eadt t\u1ea1i AGCS cho bi\u1ebft. <\/p>\n\n

M\u1ed9t v\u00ed d\u1ee5 l\u00e0 \u0111\u1eadp th\u1ee7y \u0111i\u1ec7n Hidroituango \u1edf Colombia.\nV\u00e0o n\u0103m 2018, n\u00f3 \u0111\u00e3 b\u1ecb ng\u1eadp l\u1ee5t trong qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng, khi\u1ebfn c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m thi\u1ec7t h\u1ea1i \u01b0\u1edbc t\u00ednh 1,4 t\u1ef7 \u0111\u00f4 la, \u0111\u01b0a con \u0111\u1eadp v\u00e0o k\u1ef7 l\u1ee5c v\u1edbi m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn k\u1ef9 thu\u1eadt l\u1edbn nh\u1ea5t trong l\u1ecbch s\u1eed, Bethan Moorcraft vi\u1ebft t\u1ea1i Insurance Business America. <\/p>\n\n

Khi quy m\u00f4 v\u00e0 \u0111\u1ed9 ph\u1ee9c t\u1ea1p c\u1ee7a c\u00e1c c\u00f4ng tr\u01b0\u1eddng x\u00e2y d\u1ef1ng t\u0103ng l\u00ean, s\u1ed1 ti\u1ec1n v\u00e0 t\u00e0i nguy\u00ean b\u1ecb \u0111e d\u1ecda c\u0169ng t\u0103ng theo.\nV\u1edbi nhi\u1ec1u r\u1ee7i ro h\u01a1n, c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng t\u1ed1n k\u00e9m h\u01a1n v\u00e0 b\u1ea3o hi\u1ec3m c\u0169ng v\u1eady. <\/p>\n\n

Chi ph\u00ed v\u00e0 r\u1ee7i ro cho nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu<\/h3>\n\n

\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, th\u00e1ch th\u1ee9c l\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7 v\u1edbi m\u1ee9c gi\u00e1 ph\u1ea3n \u00e1nh ch\u00e2n th\u1ef1c s\u1ef1 ph\u1ee9c t\u1ea1p v\u00e0 r\u1ee7i ro c\u1ee7a m\u1ed9t d\u1ef1 \u00e1n.\n\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu, \u0111\u00f3 l\u00e0 \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n trong khi v\u1eabn n\u1eb1m trong ng\u00e2n s\u00e1ch c\u1ee7a h\u1ecd. <\/p>\n\n

\u0110\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u1ee7a h\u1ecd, c\u00e1c nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu c\u00f3 th\u1ec3 ch\u1ecdn c\u1eaft gi\u1ea3m chi ph\u00ed b\u1eb1ng c\u00e1ch c\u1eaft gi\u1ea3m b\u1ea3o hi\u1ec3m.\nV\u00ed d\u1ee5, h\u1ecd c\u00f3 th\u1ec3 \u0111\u1ed3ng \u00fd lo\u1ea1i tr\u1eeb m\u1ed9t s\u1ed1 r\u1ee7i ro nh\u1ea5t \u0111\u1ecbnh kh\u1ecfi ph\u1ea1m vi b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u01a1n gi\u1ea3n l\u00e0 mua b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 cho ch\u00ednh d\u1ef1 \u00e1n, ch\u1ecbu m\u1ed9t s\u1ed1 r\u1ee7i ro c\u1ee7a ch\u00ednh h\u1ecd \u0111\u1ed1i v\u1edbi nh\u1eefng t\u1ed5n th\u1ea5t ti\u1ec1m \u1ea9n. <\/p>\n\n

M\u1ed9t s\u1ed1 t\u1ed5ng th\u1ea7u \u0111ang th\u1ef1c hi\u1ec7n m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn ch\u1ee7 \u0111\u1ed9ng h\u01a1n \u0111\u1ed1i v\u1edbi r\u1ee7i ro, b\u1eb1ng c\u00e1ch c\u1ed1 g\u1eafng \u0111\u00e0o t\u1ea1o c\u00e1c nh\u00e0 th\u1ea7u ph\u1ee5, Bill Creedon v\u00e0 Joe Russo<\/a> t\u1ea1i c\u00f4ng ty t\u01b0 v\u1ea5n to\u00e0n c\u1ea7u Willis Towers Watson cho bi\u1ebft.\nTuy nhi\u00ean, kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c r\u1ee7i ro \u0111\u1ec1u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c chia s\u1ebb, khi\u1ebfn c\u00e1c nh\u00e0 th\u1ea7u ph\u1ea3i c\u00e2n nh\u1eafc xem c\u00f3 n\u00ean t\u1ef1 ch\u1ecbu r\u1ee7i ro hay c\u1ed1 g\u1eafng t\u00ecm b\u1ea3o hi\u1ec3m gi\u00e1 c\u1ea3 ph\u1ea3i ch\u0103ng c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft n\u00f3. <\/p>\n\n

Chi ph\u00ed c\u1ee7a m\u1ed9t s\u1ed1 r\u1ee7i ro nh\u1ea5t \u0111\u1ecbnh c\u00f3 th\u1ec3 n\u1eb7ng n\u1ec1, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi nh\u1eefng chi ph\u00ed \u0111\u00f3 ti\u1ebfp t\u1ee5c t\u0103ng.\nC\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng hi\u1ec7n \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi s\u1ef1 gi\u00e1m s\u00e1t ng\u00e0y c\u00e0ng t\u0103ng \u0111\u1ed1i v\u1edbi c\u00e1c quy tr\u00ecnh k\u1ebft c\u1ea5u, v\u00ed d\u1ee5, sau c\u00e1c s\u1ef1 ki\u1ec7n nh\u01b0 s\u1ef1 s\u1ee5p \u0111\u1ed5 c\u1ee7a kh\u00e1ch s\u1ea1n Hard Rock \u1edf New Orleans v\u00e0 c\u1ea7u \u0111i b\u1ed9 c\u1ee7a \u0110\u1ea1i h\u1ecdc Qu\u1ed1c t\u1ebf Florida. <\/p>\n\n

Nh\u1eefng s\u1ef1 c\u1ed1 nh\u01b0 th\u1ebf n\u00e0y khi\u1ebfn c\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng ch\u1ecbu nhi\u1ec1u \u00e1p l\u1ef1c h\u01a1n \u0111\u1ec3 l\u00e0m cho m\u1ecdi th\u1ee9 \u0111\u00fang.\n\u0110\u1eb7c bi\u1ec7t, c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m c\u00f3 kh\u1ea3 n\u0103ng t\u0103ng c\u01b0\u1eddng gi\u00e1m s\u00e1t v\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng l\u00e0 ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i n\u1ebfu c\u00e1c v\u1ee5 ki\u1ec7n x\u1ea3y ra, Dan Hanson<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch c\u1ea5p cao v\u1ec1 tr\u00e1ch nhi\u1ec7m qu\u1ea3n l\u00fd v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng t\u1ea1i c\u01a1 quan ph\u00f2ng ng\u1eeba r\u1ee7i ro Marsh &; McLennan cho bi\u1ebft. <\/p>\n\n

M\u1ed9t s\u1ed1 nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu s\u1ebd hoan ngh\u00eanh h\u01b0\u1edbng d\u1eabn t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd.\nTuy nhi\u00ean, nh\u1eefng ng\u01b0\u1eddi kh\u00e1c c\u00f3 th\u1ec3 gi\u1eef l\u1ea1i c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m hi\u1ec7n c\u00f3 \u0111\u1ec3 tr\u00e1nh s\u1ef1 gi\u00e1m s\u00e1t \u0111i k\u00e8m v\u1edbi vi\u1ec7c t\u00ecm ki\u1ebfm c\u00e1c lo\u1ea1i kh\u00e1c.\nC\u00e1ch ti\u1ebfp c\u1eadn ch\u1eafp v\u00e1 n\u00e0y l\u00e0m thay \u0111\u1ed5i t\u00ednh to\u00e1n r\u1ee7i ro v\u00e0 c\u00f3 th\u1ec3 g\u00e2y h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng. <\/p>\n\n

\"\"<\/figure>\n\n

Mua s\u1eafm k\u1ef9 thu\u1eadt s\u1ed1<\/h2>\n\n

Mua s\u1eafm lu\u00f4n l\u00e0 m\u1ed9t th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng.\nS\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c n\u1ec1n t\u1ea3ng v\u00e0 c\u00f4ng c\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 mua s\u1eafm kh\u00f4ng ch\u1ec9 gi\u1ea3i quy\u1ebft nh\u1eefng th\u00e1ch th\u1ee9c hi\u1ec7n t\u1ea1i m\u00e0 c\u00f2n cung c\u1ea5p nh\u1eefng hi\u1ec3u bi\u1ebft m\u1edbi v\u1ec1 r\u1ee7i ro. <\/p>\n\n

“Trong hai th\u1eadp k\u1ef7 qua, nhi\u1ec7m v\u1ee5 ch\u00ednh c\u1ee7a mua s\u1eafm \u0111\u00e3 m\u1edf r\u1ed9ng t\u1eeb l\u00e3nh \u0111\u1ea1o chi ph\u00ed v\u00e0 \u0111\u1ea3m b\u1ea3o ngu\u1ed3n cung \u0111\u1ebfn nh\u1eefng hi\u1ec3u bi\u1ebft chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 ra quy\u1ebft \u0111\u1ecbnh”, Brian Umbenhauer<\/a> c\u1ee7a Deloitte n\u00f3i.<\/p>\n\n

V\u00ed d\u1ee5, c\u00e1c c\u00f4ng c\u1ee5 mua s\u1eafm k\u1ef9 thu\u1eadt s\u1ed1 kh\u00e1c nhau cho ph\u00e9p c\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng d\u1ef1 \u0111o\u00e1n nhu c\u1ea7u, qu\u1ea3n l\u00fd chi ti\u00eau c\u1ee7a h\u1ecd trong th\u1eddi gian th\u1ef1c, h\u1ee3p l\u00fd h\u00f3a vi\u1ec7c x\u1eed l\u00fd gi\u1ea5y t\u1edd v\u00e0 theo d\u00f5i r\u1ee7i ro th\u1eddi gian th\u1ef1c b\u1eb1ng c\u00e1ch t\u1ed5ng h\u1ee3p d\u1eef li\u1ec7u t\u1eeb nhi\u1ec1u ngu\u1ed3n.<\/p>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 n\u00e0y.\nKh\u1ea3 n\u0103ng gi\u00e1m s\u00e1t v\u00e0 ph\u00e2n t\u00edch s\u1ed1 l\u01b0\u1ee3ng l\u1edbn d\u1eef li\u1ec7u cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1eadp trung b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh v\u00e0 qu\u1ea3n l\u00fd r\u1ee7i ro theo nh\u1eefng c\u00e1ch kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c tr\u01b0\u1edbc k\u1ef7 nguy\u00ean k\u1ef9 thu\u1eadt s\u1ed1.\nC\u00e1c thi\u1ebft b\u1ecb \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i nh\u01b0 c\u1ea3m bi\u1ebfn th\u00f4ng minh c\u00f3 th\u1ec3 thu th\u1eadp v\u00e0 ph\u00e2n t\u00edch d\u1eef li\u1ec7u trong th\u1eddi gian th\u1ef1c, cho ph\u00e9p c\u1ea3 c\u00f4ng ty x\u00e2y d\u1ef1ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd \u1ee9ng ph\u00f3 v\u1edbi c\u00e1c r\u1ee7i ro \u0111ang ph\u00e1t tri\u1ec3n – do \u0111\u00f3 gi\u1ea3m thi\u1ec3u ho\u1eb7c ng\u0103n ng\u1eeba t\u1ed5n th\u1ea5t c\u00f3 th\u1ec3 g\u00e2y t\u1ed1n k\u00e9m. <\/p>\n\n

Nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y mang l\u1ea1i l\u1ee3i \u00edch cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 trong m\u1ed1i quan h\u1ec7 c\u1ee7a h\u1ecd v\u1edbi c\u00e1c nh\u00e0 th\u1ea7u, m\u00e0 c\u00f2n trong c\u00e1c m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m kh\u00e1c.\n“V\u00ed d\u1ee5, m\u1ed9t gi\u1ea3i ph\u00e1p tr\u00edch xu\u1ea5t n\u1ed9i dung th\u00f4ng minh c\u00f3 th\u1ec3 chuy\u1ec3n \u0111\u1ed5i c\u00e1c t\u00e0i li\u1ec7u t\u0129nh th\u00e0nh c\u00e1c \u0111i\u1ec3m d\u1eef li\u1ec7u, gi\u00fap d\u1ec5 d\u00e0ng x\u00e1c \u0111\u1ecbnh v\u00e0 h\u00e0nh \u0111\u1ed9ng theo gi\u00e1 v\u00e0 h\u00ecnh ph\u1ea1t \u0111\u01b0\u1ee3c l\u1eadp ch\u1ec9 m\u1ee5c c\u00f3 gi\u00e1 tr\u1ecb”, Hugh Anderson<\/a> t\u1ea1i SAP n\u00f3i. <\/p>\n\n

C\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 v\u1eady th\u1eadm ch\u00ed c\u00f3 th\u1ec3 t\u00ednh \u0111\u1ebfn c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 quy \u0111\u1ecbnh an to\u00e0n c\u1ee7a li\u00ean bang ho\u1eb7c ti\u1ec3u bang v\u00e0 \u0111\u01b0a ch\u00fang v\u00e0o m\u1ed9t h\u1ec7 th\u1ed1ng b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh ho\u1eb7c ph\u00e2n ph\u1ed1i hi\u1ec7u qu\u1ea3.<\/p>\n\n

\u0110\u1ec3 gi\u1ea3i quy\u1ebft nh\u1eefng th\u00e1ch th\u1ee9c c\u1ee7a gi\u00e1 c\u1ea3 t\u0103ng v\u00e0 r\u1ee7i ro thay \u0111\u1ed5i, nhi\u1ec1u c\u00f4ng ty x\u00e2y d\u1ef1ng c\u1ea7n ti\u1ebfp c\u1eadn nhanh ch\u00f3ng, \u0111\u00e1ng tin c\u1eady v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c chuy\u00ean gia c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nN\u1ec1n t\u1ea3ng k\u1ef9 thu\u1eadt s\u1ed1 cung c\u1ea5p m\u1ed9t c\u00e1ch \u0111\u1ec3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m k\u1ebft n\u1ed1i nhanh ch\u00f3ng v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng n\u00e0y khi h\u1ecd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u tr\u1ea3 l\u1eddi c\u00e1c c\u00e2u h\u1ecfi, cung c\u1ea5p b\u00e1o gi\u00e1 ho\u1eb7c \u0111\u1eb7t b\u1ea3o hi\u1ec3m. <\/p>\n\n

\"\"<\/figure>\n\n

Nh\u1eefng th\u00e1ch th\u1ee9c b\u1ed5 sung trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng<\/h2>\n\n

B\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng l\u00e0 m\u1ed9t c\u00f4ng vi\u1ec7c ph\u1ee9c t\u1ea1p.\nTh\u00f4ng th\u01b0\u1eddng, n\u00f3 d\u1ef1a v\u00e0o s\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa c\u00e1c nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu, nh\u1eefng ng\u01b0\u1eddi c\u00f3 chuy\u00ean m\u00f4n c\u1ee5 th\u1ec3 v\u1ec1 d\u1ef1 \u00e1n v\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, nh\u1eefng ng\u01b0\u1eddi c\u00f3 chuy\u00ean m\u00f4n v\u1ec1 b\u1ea3o hi\u1ec3m v\u00e0 b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh.\nTuy nhi\u00ean, m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 c\u00f3 th\u1ec3 g\u00e2y nguy hi\u1ec3m cho m\u1ed1i quan h\u1ec7 quan tr\u1ecdng n\u00e0y. <\/p>\n\n

Nh\u00ecn chung, n\u0103ng l\u1ef1c bao ph\u1ee7 x\u00e2y d\u1ef1ng c\u1ee7a Hoa K\u1ef3 v\u1eabn cao.\nTuy nhi\u00ean, \u1edf m\u1ed9t s\u1ed1 th\u1ecb tr\u01b0\u1eddng c\u1ee5 th\u1ec3, c\u00f4ng su\u1ea5t \u0111ang b\u1ecb thu h\u1eb9p khi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i b\u1ea3o hi\u1ec3m r\u1ee7i ro x\u00e2y d\u1ef1ng.\nS\u1ef1 m\u1ea5t m\u00e1t c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 m\u1ed9t s\u1ed1 ph\u00e2n nh\u00e1nh cho kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng. <\/p>\n\n

“R\u1ee7i ro l\u1edbn nh\u1ea5t m\u00e0 ng\u00e0nh x\u00e2y d\u1ef1ng New York ph\u1ea3i \u0111\u1ed1i m\u1eb7t l\u00e0 nhi\u1ec1u th\u1ecb tr\u01b0\u1eddng r\u1eddi kh\u1ecfi th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m, \u0111i\u1ec1u n\u00e0y s\u1ebd d\u1eabn \u0111\u1ebfn \u00edt l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m h\u01a1n cho c\u00e1c doanh nghi\u1ec7p x\u00e2y d\u1ef1ng, ph\u1ea1m vi b\u1ea3o hi\u1ec3m h\u1ea1n ch\u1ebf h\u01a1n v\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m cao h\u01a1n”, Robert Gibson<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch \u0111i\u1ec1u h\u00e0nh c\u1ee7a AmWINS Brokerage of New York cho bi\u1ebft.<\/p>\n\n

Tuy nhi\u00ean, n\u0103ng l\u1ef1c b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng l\u00e0nh m\u1ea1nh tr\u00ean to\u00e0n qu\u1ed1c c\u00f3 th\u1ec3 khi\u1ebfn m\u1ed9t s\u1ed1 d\u1ef1 \u00e1n v\u00e0 c\u00f4ng ty nh\u1ea5t \u0111\u1ecbnh g\u1eb7p r\u1ee7i ro n\u1ebfu h\u1ecd kh\u00f4ng th\u1ec3 t\u00ecm th\u1ea5y ph\u1ea1m vi b\u1ea3o hi\u1ec3m h\u1ecd c\u1ea7n \u1edf v\u1ecb tr\u00ed h\u1ecd d\u1ef1 \u0111\u1ecbnh x\u00e2y d\u1ef1ng.\nC\u00e1c nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 s\u1edf h\u1eefu n\u00e0y c\u00f3 th\u1ec3 th\u1ea5y m\u00ecnh chuy\u1ec3n sang chia s\u1ebb r\u1ee7i ro ho\u1eb7c ch\u1ecbu nhi\u1ec1u r\u1ee7i ro h\u01a1n \u0111\u1ec3 ho\u00e0n th\u00e0nh d\u1ef1 \u00e1n, ngay c\u1ea3 khi l\u00e0m nh\u01b0 v\u1eady l\u00e0m qu\u00e1 m\u1ee9c kinh doanh. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: warrengoldswain\/\u00a9123RF.com, Olena Kachmar\/\u00a9123RF.com, Geza Farkas\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00f3 tin t\u1ed1t v\u00e0 tin x\u1ea5u trong th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng. Tin t\u1ed1t: Nh\u00ecn chung, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m x\u00e2y d\u1ef1ng r\u1ea5t m\u1ea1nh, Andrea Wells, t\u1ed5ng bi\u00ean t\u1eadp c\u1ee7a T\u1ea1p ch\u00ed B\u1ea3o hi\u1ec3m vi\u1ebft. C\u00e1c d\u1ea5u hi\u1ec7u c\u1ee7a s\u1ee9c kh\u1ecfe t\u1ed1t bao g\u1ed3m n\u0103ng l\u1ef1c \u0111\u1ea7y h\u1ee9a h\u1eb9n c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0 s\u1ef1 […]<\/p>\n","protected":false},"featured_media":8252,"template":"","insight-category":[],"class_list":["post-20670","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8252"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20670"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}