{"id":20613,"date":"2024-09-27T11:05:11","date_gmt":"2024-09-27T16:05:11","guid":{"rendered":"https:\/\/bolttech.io\/insights\/tuong-lai-cua-bao-hiem-thuong-mai-theo-12-nha-tuong-lai-ky-thuat-so\/"},"modified":"2024-09-27T11:05:21","modified_gmt":"2024-09-27T16:05:21","slug":"tuong-lai-cua-bao-hiem-thuong-mai-theo-12-nha-tuong-lai-ky-thuat-so","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/tuong-lai-cua-bao-hiem-thuong-mai-theo-12-nha-tuong-lai-ky-thuat-so\/","title":{"rendered":"T\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i theo 12 nh\u00e0 t\u01b0\u01a1ng lai k\u1ef9 thu\u1eadt s\u1ed1"},"content":{"rendered":"\n

\u0110\u1ed1i v\u1edbi h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi, t\u01b0\u01a1ng lai l\u00e0 kh\u00f4ng x\u00e1c \u0111\u1ecbnh, mang \u0111\u1ebfn nh\u1eefng c\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c kh\u00f4ng th\u1ec3 nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c.\nTuy nhi\u00ean, \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc, t\u01b0\u01a1ng lai \u0111ang h\u00ecnh th\u00e0nh ngay b\u00e2y gi\u1edd, \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh m\u1ed9t ph\u1ea7n b\u1edfi s\u1ef1 kh\u00e1m ph\u00e1 c\u00f3 h\u1ec7 th\u1ed1ng c\u1ee7a h\u1ecd v\u1ec1 c\u00e1c xu h\u01b0\u1edbng hi\u1ec7n t\u1ea1i. <\/p>\n\n

To\u00e0n b\u1ed9 ng\u00e0nh b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c m\u1edbi trong m\u1ed9t th\u1ebf gi\u1edbi thay \u0111\u1ed5i b\u1edfi COVID-19 v\u00e0 m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1.\n12 nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c ph\u00e1c th\u1ea3o d\u01b0\u1edbi \u0111\u00e2y kh\u00e1m ph\u00e1 t\u01b0\u01a1ng lai \u0111\u00f3 c\u00f3 th\u1ec3 tr\u00f4ng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ed1i v\u1edbi c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i. <\/p>\n\n

Mike Bechtel<\/h2>\n\n

Mike Bechtel<\/a> l\u00e0m vi\u1ec7c v\u1edbi m\u1ed9t nh\u00f3m c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc t\u1ea1i Deloitte v\u00e0 l\u00e0 gi\u00e1o s\u01b0 tr\u1ee3 gi\u1ea3ng v\u1ec1 \u0111\u1ed5i m\u1edbi doanh nghi\u1ec7p t\u1ea1i \u0110\u1ea1i h\u1ecdc Notre Dame.<\/p>\n\n

Trong s\u00e1ch tr\u1eafng<\/a> Xu h\u01b0\u1edbng c\u00f4ng ngh\u1ec7 2020 c\u1ee7a Deloitte, Bechtel v\u00e0 c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc kh\u00e1c c\u1ee7a Deloitte d\u1ef1 \u0111o\u00e1n m\u1ed9t t\u01b0\u01a1ng lai trong \u0111\u00f3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c doanh nghi\u1ec7p kh\u00e1c s\u1ebd kh\u00f4ng c\u00f2n tham kh\u1ea3o \u00fd ki\u1ebfn c\u1ee7a c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc b\u00ean ngo\u00e0i.\nThay v\u00e0o \u0111\u00f3, l\u00e3nh \u0111\u1ea1o c\u00f4ng ty s\u1ebd t\u1ef1 m\u00ecnh th\u1ef1c hi\u1ec7n m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn t\u01b0\u01a1ng lai \u0111\u1ed1i v\u1edbi c\u00f4ng ty, t\u00ecm ki\u1ebfm th\u00f4ng tin v\u00e0 k\u1ebft h\u1ee3p n\u00f3 v\u00e0o c\u00e1c chi\u1ebfn l\u01b0\u1ee3c t\u01b0 duy ti\u1ebfn b\u1ed9. <\/p>\n\n

Peter Diamandis<\/h2>\n\n

Ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 ch\u1ee7 t\u1ecbch \u0111i\u1ec1u h\u00e0nh c\u1ee7a Qu\u1ef9 XPRIZE, Ti\u1ebfn s\u0129 Peter Diamandis<\/a> c\u00f3 m\u1ed9t b\u1ea3n l\u00fd l\u1ecbch ch\u1ee9a \u0111\u1ea7y nh\u1eefng n\u1ed7 l\u1ef1c trong ch\u1ee7 ngh\u0129a t\u01b0\u01a1ng lai v\u00e0 x\u00e2y d\u1ef1ng nh\u1eefng c\u00e1ch th\u1ee9c m\u1edbi \u0111\u1ec3 c\u1ea3i thi\u1ec7n cu\u1ed9c s\u1ed1ng c\u1ee7a con ng\u01b0\u1eddi, t\u1eadp trung v\u00e0o ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe, m\u00f4i tr\u01b0\u1eddng v\u00e0 gi\u00e1o d\u1ee5c.\nL\u00e0 c\u1ed1 v\u1ea5n cho Insurtech Lemonade, Diamandis \u0111\u00e3 d\u00e0nh th\u1eddi gian xem x\u00e9t c\u00e1ch th\u1ee9c c\u00f4ng ngh\u1ec7 v\u00e0 b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng t\u00e1c, v\u00e0 nh\u1eefng hi\u1ec3u bi\u1ebft c\u1ee7a \u00f4ng kh\u00f4ng ch\u1ec9 \u00e1p d\u1ee5ng cho c\u00e1c d\u00f2ng c\u00e1 nh\u00e2n m\u00e0 c\u00f2n cho c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i th\u01b0\u01a1ng m\u1ea1i. <\/p>\n\n

Trong m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n t\u1ea1i BigSpeak<\/a>, Diamandis \u0111\u00e3 x\u00e1c \u0111\u1ecbnh b\u1ed1n \u0111\u1ed9ng l\u1ef1c ch\u00ednh c\u1ee7a s\u1ef1 thay \u0111\u1ed5i trong b\u1ea3o hi\u1ec3m l\u00e0 s\u1ed1 h\u00f3a, m\u1ea1ng x\u00e3 h\u1ed9i, b\u1ed9 gen, AI v\u00e0 c\u1ea3m bi\u1ebfn nh\u00fang.\nM\u1eb7c d\u00f9 c\u00e1c kh\u00eda c\u1ea1nh kh\u00e1c nhau c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ebd b\u1ecb \u1ea3nh h\u01b0\u1edfng theo nh\u1eefng c\u00e1ch kh\u00e1c nhau b\u1edfi c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y, c\u1ea3 b\u1ed1n s\u1ebd \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c c\u00e1ch m\u1ea1ng h\u00f3a c\u00e1ch c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m. <\/p>\n\n

Shara Evans<\/h2>\n\n

Nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc c\u00f4ng ngh\u1ec7 Shara Evans<\/a> l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c tr\u00ean to\u00e0n th\u1ebf gi\u1edbi \u0111\u1ec3 gi\u00fap h\u1ecd hi\u1ec3u l\u00e0m th\u1ebf n\u00e0o c\u00e1c c\u00f4ng ngh\u1ec7 hi\u1ec7n t\u1ea1i v\u00e0 m\u1edbi n\u1ed5i c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p t\u1ed1t nh\u1ea5t v\u00e0o m\u1ee5c ti\u00eau kinh doanh v\u00e0 quy tr\u00ecnh l\u00e0m vi\u1ec7c c\u1ee7a h\u1ecd.\nC\u00e1c l\u0129nh v\u1ef1c chuy\u00ean m\u00f4n c\u1ee7a c\u00f4 bao g\u1ed3m vi\u1ec5n th\u00f4ng, th\u1ecb tr\u01b0\u1eddng d\u1ecdc v\u00e0 t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 – t\u1ea5t c\u1ea3 \u0111\u1ec1u n\u1eb1m ngo\u00e0i b\u00e1nh xe truy\u1ec1n th\u1ed1ng c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i, nh\u01b0ng c\u00f3 \u1ea3nh h\u01b0\u1edfng s\u00e2u s\u1eafc \u0111\u1ebfn c\u00e1ch th\u1ee9c kinh doanh b\u1ea3o hi\u1ec3m. <\/p>\n\n

Evans l\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 CEO c\u1ee7a c\u00f4ng ty ph\u00e2n t\u00edch c\u00f4ng ngh\u1ec7 Market Clarity, \u0111\u1ed3ng th\u1eddi l\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp Telsyte, t\u1eadp trung v\u00e0o t\u01b0 v\u1ea5n chi\u1ebfn l\u01b0\u1ee3c vi\u1ec5n th\u00f4ng v\u00e0 c\u00f4ng ngh\u1ec7.\nN\u1ec1n t\u1ea3ng k\u1ef9 thu\u1eadt c\u1ee7a c\u00f4, k\u1ebft h\u1ee3p v\u1edbi c\u00f4ng vi\u1ec7c c\u1ee7a c\u00f4 v\u1edbi t\u01b0 c\u00e1ch l\u00e0 m\u1ed9t nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc, cho ph\u00e9p c\u00f4 hi\u1ec3u c\u00e1c c\u00f4ng ngh\u1ec7 \u0111ang ph\u00e1t tri\u1ec3n v\u00e0 gi\u1ea3i th\u00edch c\u00e1c t\u00e1c \u0111\u1ed9ng v\u00e0 qu\u1ef9 \u0111\u1ea1o c\u00f3 th\u1ec3 c\u00f3 c\u1ee7a ch\u00fang cho c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p m\u00e0 c\u00f4 ph\u1ee5c v\u1ee5. <\/p>\n\n

Thomas Frey<\/h2>\n\n

Thomas Frey<\/a> l\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh v\u00e0 di\u1ec5n gi\u1ea3 ch\u00ednh c\u1ee7a Vi\u1ec7n DaVinci, m\u1ed9t t\u1ed5 ch\u1ee9c t\u01b0 v\u1ea5n t\u01b0\u01a1ng lai phi l\u1ee3i nhu\u1eadn c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i Colorado.\n\u00d4ng l\u00e0 ng\u01b0\u1eddi \u0111\u00f3ng g\u00f3p nhi\u1ec1u cho c\u00e1c cu\u1ed9c th\u1ea3o lu\u1eadn li\u00ean quan \u0111\u1ebfn c\u00f4ng ngh\u1ec7 v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p kh\u00e1c. <\/p>\n\n

Trong m\u1ed9t b\u00e0i \u0111\u0103ng tr\u00ean blog<\/a> tr\u00ean trang web c\u1ee7a m\u00ecnh, Frey th\u1ec3 hi\u1ec7n t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c nh\u00ecn v\u1ec1 ph\u00eda sau \u0111\u1ec3 b\u1ed1i c\u1ea3nh h\u00f3a chuy\u1ec3n \u0111\u1ed9ng v\u1ec1 ph\u00eda tr\u01b0\u1edbc.\nL\u01b0u \u00fd r\u1eb1ng b\u1ea3o hi\u1ec3m \u0111\u00e3 t\u1ed3n t\u1ea1i d\u01b0\u1edbi m\u1ed9t s\u1ed1 h\u00ecnh th\u1ee9c trong nhi\u1ec1u thi\u00ean ni\u00ean k\u1ef7, Frey x\u00e1c \u0111\u1ecbnh n\u0103m y\u1ebfu t\u1ed1 thay \u0111\u1ed5i nhanh ch\u00f3ng – nguy\u00ean t\u1eafc, c\u00f4ng ngh\u1ec7, t\u1ed1c \u0111\u1ed9 thay \u0111\u1ed5i, b\u1ea3n ch\u1ea5t c\u1ee7a r\u1ee7i ro v\u00e0 nh\u00e2n kh\u1ea9u h\u1ecdc – l\u1ea7n l\u01b0\u1ee3t thay \u0111\u1ed5i c\u00e1ch th\u1ee9c kinh doanh th\u01b0\u01a1ng m\u1ea1i v\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c. <\/p>\n\n

\"\"<\/figure>\n\n

Matthew Griffin<\/h2>\n\n

Di\u1ec5n gi\u1ea3 ch\u00ednh v\u00e0 t\u00e1c gi\u1ea3 c\u1ee7a blog Fanatical Futurist, Matthew Griffin<\/a> \u0111\u00e3 h\u1ed7 tr\u1ee3 c\u1ea3 ch\u00ednh ph\u1ee7 v\u00e0 doanh nghi\u1ec7p t\u01b0 nh\u00e2n trong n\u1ed7 l\u1ef1c hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng th\u00e1ch th\u1ee9c s\u1eafp t\u1edbi.\nGriffin l\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Di\u1ec5n \u0111\u00e0n T\u01b0\u01a1ng lai Th\u1ebf gi\u1edbi v\u00e0 Vi\u1ec7n 311, t\u1eadp trung v\u00e0o c\u00e1c d\u1ef1 \u0111o\u00e1n gi\u1eefa nh\u1eefng n\u0103m 2020 v\u00e0 2070. <\/p>\n\n

Trong b\u00e1o c\u00e1o<\/a> n\u0103m 2017 v\u1ec1 t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m sau n\u0103m 2020, Griffin t\u1eadp trung v\u00e0o m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 ch\u00ednh \u0111\u1ecbnh h\u00ecnh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i.\n\u00d4ng l\u1eadp lu\u1eadn r\u1eb1ng b\u1ea3o hi\u1ec3m l\u00e0 duy nh\u1ea5t nh\u01b0 m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p b\u1edfi v\u00ec c\u00f4ng vi\u1ec7c c\u1ee7a n\u00f3 ch\u1ea1m \u0111\u1ebfn m\u1ecdi kh\u00eda c\u1ea1nh kh\u00e1c c\u1ee7a n\u1ed7 l\u1ef1c c\u1ee7a con ng\u01b0\u1eddi.\n“Do \u0111\u00f3, khi ch\u00fang ta th\u1ea3o lu\u1eadn v\u1ec1 t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m, nh\u1eefng g\u00ec ch\u00fang ta c\u0169ng \u0111ang th\u1ea3o lu\u1eadn, gi\u00e1n ti\u1ebfp, l\u00e0 t\u01b0\u01a1ng lai c\u1ee7a v\u0103n h\u00f3a, ng\u00e0nh c\u00f4ng nghi\u1ec7p v\u00e0 x\u00e3 h\u1ed9i to\u00e0n c\u1ea7u, v\u00e0 t\u00e1c \u0111\u1ed9ng h\u1ea1 ngu\u1ed3n c\u1ee7a ch\u00fang \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m”, Griffin vi\u1ebft. <\/p>\n\n

Vua Brett<\/h2>\n\n

Brett King<\/a> l\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 ch\u1ee7 t\u1ecbch \u0111i\u1ec1u h\u00e0nh c\u1ee7a Moven v\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp Provoke Management.\nL\u00e0 m\u1ed9t t\u00e1c gi\u1ea3, ng\u01b0\u1eddi d\u1eabn ch\u01b0\u01a1ng tr\u00ecnh radio v\u00e0 di\u1ec5n gi\u1ea3 ch\u00ednh, \u00f4ng chia s\u1ebb c\u00f4ng vi\u1ec7c c\u1ee7a m\u00ecnh v\u1ec1 t\u01b0\u01a1ng lai c\u1ee7a t\u00e0i ch\u00ednh v\u00e0 c\u00e1c ng\u00e0nh li\u00ean quan v\u1edbi kh\u00e1n gi\u1ea3 tr\u00ean to\u00e0n c\u1ea7u. <\/p>\n\n

Trong m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n v\u1edbi Steve Cocheo<\/a> t\u1ea1i The Financial Brand, n\u01a1i King n\u00f3i v\u1ec1 cu\u1ed1n s\u00e1ch “Ng\u00e2n h\u00e0ng 4.0: Ng\u00e2n h\u00e0ng \u1edf m\u1ecdi n\u01a1i, kh\u00f4ng bao gi\u1edd \u1edf ng\u00e2n h\u00e0ng”, _he m\u00f4 t\u1ea3 m\u1ed9t t\u01b0\u01a1ng lai trong \u0111\u00f3 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c nh\u00fang v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng kh\u00e1c c\u1ee7a con ng\u01b0\u1eddi.\nV\u00ed d\u1ee5, King d\u1ef1 \u0111o\u00e1n r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c nh\u00fang v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng m\u00e0 n\u00f3 c\u00f3 ngh\u0129a l\u00e0 h\u1ed7 tr\u1ee3 v\u00e0 trang tr\u1ea3i.\n\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 c\u00f3 ngh\u0129a l\u00e0 b\u1ea3o hi\u1ec3m s\u1ebd t\u1ef1 \u0111\u1ed9ng b\u1eaft \u0111\u1ea7u khi m\u1ed9t doanh nghi\u1ec7p m\u1edbi \u0111\u01b0\u1ee3c m\u1edf ho\u1eb7c s\u1ebd \u0111\u01b0\u1ee3c nh\u00fang v\u00e0o gi\u00e1 mua thi\u1ebft b\u1ecb th\u01b0\u01a1ng m\u1ea1i m\u1edbi. <\/p>\n\n

Gerd Leonhard<\/h2>\n\n

Gerd Leonhard<\/a> t\u1ef1 m\u00f4 t\u1ea3 m\u00ecnh v\u1eeba l\u00e0 m\u1ed9t ng\u01b0\u1eddi theo ch\u1ee7 ngh\u0129a t\u01b0\u01a1ng lai v\u1eeba l\u00e0 m\u1ed9t ng\u01b0\u1eddi theo ch\u1ee7 ngh\u0129a nh\u00e2n v\u0103n.\nL\u00e0 Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a The Futures Agency, \u00f4ng th\u01b0\u1eddng xuy\u00ean xu\u1ea5t hi\u1ec7n v\u1edbi t\u01b0 c\u00e1ch l\u00e0 di\u1ec5n gi\u1ea3 tr\u01b0\u1edbc c\u00f4ng ch\u00fang v\u1ec1 m\u1ed9t s\u1ed1 ch\u1ee7 \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn t\u01b0\u01a1ng lai, bao g\u1ed3m c\u1ea3 b\u1ea3o hi\u1ec3m. <\/p>\n\n

Trong m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n<\/a> v\u1edbi Guardian n\u0103m 2018, Leonhard cho bi\u1ebft cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 trong c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 b\u1ea3o hi\u1ec3m v\u00e0 ng\u00e2n h\u00e0ng ch\u1ec9 m\u1edbi b\u1eaft \u0111\u1ea7u.\nAnh \u1ea5y so s\u00e1nh nh\u1eefng g\u00ec s\u1eafp x\u1ea3y ra v\u1edbi c\u00e1ch Spotify s\u1ed1 h\u00f3a \u00e2m nh\u1ea1c v\u00e0 l\u00e0m cho n\u00f3 d\u1ec5 d\u00e0ng truy c\u1eadp v\u1edbi m\u1ed9t kho\u1ea3n ph\u00ed danh ngh\u0129a cho b\u1ea5t k\u1ef3 ai c\u00f3 k\u1ebft n\u1ed1i internet.\nT\u01b0\u01a1ng t\u1ef1, Leonhard cho bi\u1ebft c\u00e1c giao d\u1ecbch b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u h\u00e0nh b\u1edfi c\u00e1c h\u1ec7 th\u1ed1ng d\u1ef1a tr\u00ean AI, ch\u1ec9 m\u1ea5t v\u00e0i gi\u00e2y \u0111\u1ec3 ho\u00e0n th\u00e0nh. <\/p>\n\n

Blake Morgan<\/h2>\n\n

Nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng Blake Morgan<\/a> pha tr\u1ed9n quan \u0111i\u1ec3m t\u01b0 duy ti\u1ebfn b\u1ed9 v\u1edbi c\u00e1i nh\u00ecn s\u00e2u s\u1eafc v\u1ec1 tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng.\nK\u1ebft qu\u1ea3 l\u00e0 l\u1eddi khuy\u00ean cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i v\u00e0 nh\u1eefng ng\u01b0\u1eddi tham gia ng\u00e0nh b\u1ea3o hi\u1ec3m kh\u00e1c c\u00f3 th\u1ec3 gi\u00fap h\u1ecd gi\u1ea3i quy\u1ebft nh\u1eefng k\u1ef3 v\u1ecdng thay \u0111\u1ed5i c\u1ee7a kh\u00e1ch h\u00e0ng hi\u1ec7u qu\u1ea3 h\u01a1n. <\/p>\n\n

V\u00ed d\u1ee5, trong m\u1ed9t b\u00e0i vi\u1ebft n\u0103m 2018 cho Forbes, Morgan v\u00e0 William Browe<\/a>r, Ph\u00f3 ch\u1ee7 t\u1ecbch v\u00e0 ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u chi\u1ebfn l\u01b0\u1ee3c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u00f4 t\u00f4 c\u1ee7a Hoa K\u1ef3 t\u1ea1i LexisNexis Risk Solutions, th\u1ea3o lu\u1eadn v\u1ec1 nh\u1eefng c\u00e1ch m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ea5t v\u1ecdng v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i trong b\u1ea3o hi\u1ec3m.\nH\u1ecd kh\u00e1m ph\u00e1 s\u1ef1 th\u1ea5t v\u1ecdng \u0111\u00f3 s\u1ebd th\u00fac \u0111\u1ea9y h\u00e0nh vi c\u1ee7a kh\u00e1ch h\u00e0ng nh\u01b0 th\u1ebf n\u00e0o v\u00e0 l\u00e0m th\u1ebf n\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u1ea7n l\u01b0\u1ee3t n\u1eafm b\u1eaft vi\u1ec7c ph\u00e1t tri\u1ec3n c\u00e1c \u0111\u1ed5i m\u1edbi k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng hi\u1ec7u qu\u1ea3. <\/p>\n\n

\"\"<\/figure>\n\n

David Smith<\/h2>\n\n

David Smith<\/a> l\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Global Futures and Foresight, m\u1ed9t nh\u00f3m c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc v\u00e0 chi\u1ebfn l\u01b0\u1ee3c gia c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i London gi\u00fap c\u00e1c doanh nghi\u1ec7p hi\u1ec3u \u0111\u01b0\u1ee3c s\u1ef1 gi\u00e1n \u0111o\u1ea1n s\u1eafp t\u1edbi v\u00e0 \u0111\u1ed1i ph\u00f3 v\u1edbi n\u00f3.<\/p>\n\n

M\u1ed9t trong nh\u1eefng chuy\u00ean m\u00f4n c\u1ee7a Smith l\u00e0 t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m, \u0111i\u1ec1u n\u00e0y khi\u1ebfn \u00f4ng tr\u1edf th\u00e0nh m\u1ed9t ngu\u1ed3n th\u00f4ng tin ph\u1ed5 bi\u1ebfn v\u1ec1 t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m v\u00e0 chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 trong ng\u00e0nh.\nV\u00ed d\u1ee5, v\u00e0o n\u0103m 2019, Smith \u0111\u00e3 th\u1ea3o lu\u1eadn v\u1ec1 t\u01b0\u01a1ng lai k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a b\u1ea3o hi\u1ec3m v\u1edbi Denise Garth<\/a> c\u1ee7a Majesco.\n\u1ede \u0111\u00f3, \u00f4ng m\u00f4 t\u1ea3 m\u1ed9t t\u01b0\u01a1ng lai trong \u0111\u00f3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m t\u1ea1o ra ph\u1ea1m vi b\u1ea3o hi\u1ec3m chi\u1ebfm d\u1eef li\u1ec7u th\u1eddi gian th\u1ef1c. <\/p>\n\n

Lex Sokolin<\/h2>\n\n

M\u1eb7c d\u00f9 nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc Lex Sokolin<\/a> t\u1eadp trung ch\u1ee7 y\u1ebfu v\u00e0o t\u01b0\u01a1ng lai c\u1ee7a fintech, nh\u01b0ng nh\u1eefng hi\u1ec3u bi\u1ebft c\u1ee7a \u00f4ng c\u0169ng \u00e1p d\u1ee5ng cho m\u1ed9t s\u1ed1 ng\u00e0nh li\u00ean quan ch\u1eb7t ch\u1ebd, bao g\u1ed3m c\u1ea3 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i.\nQuan \u0111i\u1ec3m li\u1ec1n k\u1ec1 v\u1ec1 b\u1ea3o hi\u1ec3m c\u1ee7a Sokolin th\u00fac \u0111\u1ea9y l\u1eddi khuy\u00ean<\/a> c\u1ee7a \u00f4ng cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u00f3 l\u00e0 xem x\u00e9t c\u00e1c xu h\u01b0\u1edbng trong c\u00e1c ng\u00e0nh l\u00e2n c\u1eadn thay v\u00ec ti\u1ebfp c\u1eadn xu h\u01b0\u1edbng m\u00e0 m\u1ecdi c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i kh\u00e1c \u0111ang n\u1eafm l\u1ea5y. <\/p>\n\n

B\u1eb1ng c\u00e1ch \u0111\u00f3, Sokolin n\u00f3i, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 h\u1ecdc \u0111\u01b0\u1ee3c nh\u1eefng b\u00e0i h\u1ecdc m\u1edbi v\u00e0 t\u00ecm ra nh\u1eefng c\u00e1ch th\u1ee9c m\u1edbi \u0111\u1ec3 th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng kinh doanh hi\u1ec7n t\u1ea1i c\u1ee7a h\u1ecd.\n“T\u00f4i ngh\u0129 r\u1eb1ng lo\u1ea1i b\u1ea5t ng\u1edd \u0111\u00f3 l\u00e0 c\u00e1ch b\u1ea1n t\u1ea1o ra nhi\u1ec1u gi\u00e1 tr\u1ecb nh\u1ea5t”, Sokolin n\u00f3i. <\/p>\n\n

Anders Sorman-Nilsson<\/h2>\n\n

Nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc Anders Sorman-Nilsson<\/a> l\u00e0m vi\u1ec7c v\u1edbi m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng n\u1ed5i ti\u1ebfng trong m\u1ed9t lo\u1ea1t c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p.\nNh\u1eefng hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc m\u00e0 \u00f4ng c\u00f3 \u0111\u01b0\u1ee3c t\u1eeb c\u00f4ng vi\u1ec7c n\u00e0y cho ph\u00e9p \u00f4ng nh\u00ecn th\u1ea5y c\u1ea3 b\u1ee9c tranh r\u1ed9ng h\u01a1n v\u00e0 s\u00e2u s\u1eafc h\u01a1n cho c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p ri\u00eang l\u1ebb, ch\u1eb3ng h\u1ea1n nh\u01b0 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i. <\/p>\n\n

Tr\u00ean trang web c\u1ee7a m\u00ecnh, Sorman-Nilsson th\u01b0\u1eddng n\u00eau b\u1eadt c\u00f4ng vi\u1ec7c s\u00e1ng t\u1ea1o trong c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u1ee5 th\u1ec3.\nM\u1ed9t v\u00ed d\u1ee5 l\u00e0 b\u00e0i \u0111\u0103ng tr\u00ean blog<\/a> v\u00e0o th\u00e1ng 1 n\u0103m 2020 c\u1ee7a anh \u1ea5y tr\u00ean Huddle, m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1eed d\u1ee5ng c\u00e1c bot h\u1ed7 tr\u1ee3 AI \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m. <\/p>\n\n

Sorman-Nilsson cho r\u1eb1ng s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u01b0 Huddle l\u00e0 do s\u1ef1 gi\u00e1n \u0111o\u1ea1n k\u1ef9 thu\u1eadt s\u1ed1 trong ng\u00e0nh b\u1ea3o hi\u1ec3m, cho th\u1ea5y c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i ng\u00e0nh.\n“B\u00e2y gi\u1edd nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng \u0111ang thay \u0111\u1ed5i, s\u1ef1 c\u1ea1nh tranh m\u1edbi \u0111ang th\u00e1ch th\u1ee9c ng\u00e0nh c\u00f4ng nghi\u1ec7p t\u01b0\u01a1ng t\u1ef1 n\u00e0y v\u00e0 gi\u00fap n\u00f3 chuy\u1ec3n \u0111\u1ed5i sang \u0111\u1ed5i m\u1edbi k\u1ef9 thu\u1eadt s\u1ed1”, \u00f4ng vi\u1ebft. <\/p>\n\n

Mike Walsh<\/h2>\n\n

Nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc v\u00e0 di\u1ec5n gi\u1ea3 ch\u00ednh Mike Walsh<\/a> t\u1eadp trung v\u00e0o s\u1ef1 \u0111\u1ed9t ph\u00e1 k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 tr\u00ed th\u00f4ng minh m\u00e1y m\u00f3c \u0111\u1ec3 \u0111\u1ed5i m\u1edbi v\u00e0 chuy\u1ec3n \u0111\u1ed5i kinh doanh.<\/p>\n\n

Trong m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n n\u0103m 2018 t\u1ea1i podcast Banking Transformed, do Jim Marous<\/a> t\u1ed5 ch\u1ee9c, Walsh kh\u00e1m ph\u00e1 m\u1ed9t s\u1ed1 thay \u0111\u1ed5i l\u1edbn nh\u1ea5t s\u1eafp t\u1edbi trong fintech c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng li\u1ec1n m\u1ea1ch cho b\u1ea3o hi\u1ec3m.\n\u0110\u1eb7c bi\u1ec7t, \u00f4ng l\u01b0u \u00fd r\u1eb1ng vi\u1ec7c t\u1eadp trung v\u00e0o thu\u1eadt ng\u1eef “chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1” th\u1ef1c s\u1ef1 c\u00f3 th\u1ec3 c\u1ea3n tr\u1edf n\u1ed7 l\u1ef1c c\u1ee7a c\u00f4ng ty \u0111\u1ec3 theo k\u1ecbp s\u1ef1 thay \u0111\u1ed5i c\u00f4ng ngh\u1ec7, b\u1edfi v\u00ec n\u00f3 t\u1eadp trung v\u00e0o vi\u1ec7c c\u00e0i \u0111\u1eb7t c\u00e1c c\u00f4ng c\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 m\u1edbi thay v\u00ec t\u0103ng c\u01b0\u1eddng c\u00e1c ch\u1ee9c n\u0103ng c\u1ed1t l\u00f5i c\u1ee7a doanh nghi\u1ec7p. <\/p>\n\n

“V\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 chi ti\u00eau m\u1ed9t gia t\u00e0i \u0111\u1ec3 n\u00e2ng c\u1ea5p l\u00f5i c\u1ee7a m\u00ecnh ho\u1eb7c di chuy\u1ec3n t\u1ea5t c\u1ea3 c\u00e1c th\u00e0nh ph\u1ea7n h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n l\u00ean \u0111\u00e1m m\u00e2y ho\u1eb7c n\u1eafm l\u1ea5y t\u1ef1 \u0111\u1ed9ng h\u00f3a, tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o ho\u1eb7c h\u1ecdc m\u00e1y \u0111\u1ec3 ph\u00e2n t\u00edch d\u1eef li\u1ec7u c\u1ee7a b\u1ea1n”, Walsh gi\u1ea3i th\u00edch.\n“B\u1ea1n c\u00f3 th\u1ec3 l\u00e0m t\u1ea5t c\u1ea3 nh\u1eefng \u0111i\u1ec1u \u0111\u00f3, nh\u01b0ng n\u00f3 s\u1ebd kh\u00f4ng thay \u0111\u1ed5i s\u00e2u s\u1eafc b\u1ea1n l\u00e0 ai v\u00e0 c\u00e1ch b\u1ea1n l\u00e0m vi\u1ec7c.”\n\u00d4ng d\u1ef1 \u0111o\u00e1n r\u1eb1ng vi\u1ec7c t\u1eadp trung v\u00e0o v\u0103n h\u00f3a s\u1ebd l\u00e0 c\u1ea7n thi\u1ebft cho c\u00e1c c\u00f4ng ty l\u1edbn \u0111\u1ec3 t\u1ea1o ra nh\u1eefng thay \u0111\u1ed5i l\u00e2u d\u00e0i. <\/p>\n\n

Cu\u1ed1i c\u00f9ng, kh\u00f4ng ai c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o h\u1ecd bi\u1ebft t\u01b0\u01a1ng lai.\nTuy nhi\u00ean, c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 bi\u1ebfn n\u00f3 th\u00e0nh c\u00f4ng vi\u1ec7c c\u1ee7a cu\u1ed9c \u0111\u1eddi h\u1ecd \u0111\u1ec3 cung c\u1ea5p nh\u1eefng hi\u1ec3u bi\u1ebft thi\u1ebft y\u1ebfu v\u1ec1 nh\u1eefng g\u00ec c\u00f3 th\u1ec3 n\u1eb1m \u1edf ph\u00eda tr\u01b0\u1edbc.\n\u0110\u1ed1i v\u1edbi c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i, c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc k\u1ef9 thu\u1eadt s\u1ed1 nh\u01b0 h\u00e0ng t\u00e1 trong danh s\u00e1ch n\u00e0y c\u00f3 th\u1ec3 gi\u00fap nh\u1eefng \u0111i\u1ec1u ch\u01b0a bi\u1ebft c\u00f3 \u00fd ngh\u0129a h\u01a1n – ngay c\u1ea3 tr\u01b0\u1edbc khi n\u00f3 x\u1ea3y ra. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: smolaw11\/\u00a9123RF.com, scyther5\/\u00a9123RF.com, mavoimage\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0110\u1ed1i v\u1edbi h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi, t\u01b0\u01a1ng lai l\u00e0 kh\u00f4ng x\u00e1c \u0111\u1ecbnh, mang \u0111\u1ebfn nh\u1eefng c\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c kh\u00f4ng th\u1ec3 nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c. Tuy nhi\u00ean, \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 t\u01b0\u01a1ng lai h\u1ecdc, t\u01b0\u01a1ng lai \u0111ang h\u00ecnh th\u00e0nh ngay b\u00e2y gi\u1edd, \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh m\u1ed9t ph\u1ea7n b\u1edfi s\u1ef1 kh\u00e1m ph\u00e1 c\u00f3 h\u1ec7 th\u1ed1ng c\u1ee7a […]<\/p>\n","protected":false},"featured_media":8282,"template":"","insight-category":[],"class_list":["post-20613","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/20613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8282"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=20613"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=20613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}