{"id":19978,"date":"2024-09-20T14:51:29","date_gmt":"2024-09-20T19:51:29","guid":{"rendered":"https:\/\/bolttech.io\/insights\/quan-ly-doi-xe-va-bao-hiem-thuong-mai-xe-thong-minh-anh-huong-den-rui-ro-nhu-the-nao\/"},"modified":"2024-09-20T14:51:37","modified_gmt":"2024-09-20T19:51:37","slug":"quan-ly-doi-xe-va-bao-hiem-thuong-mai-xe-thong-minh-anh-huong-den-rui-ro-nhu-the-nao","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/quan-ly-doi-xe-va-bao-hiem-thuong-mai-xe-thong-minh-anh-huong-den-rui-ro-nhu-the-nao\/","title":{"rendered":"Qu\u1ea3n l\u00fd \u0111\u1ed9i xe v\u00e0 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i: Xe th\u00f4ng minh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn r\u1ee7i ro nh\u01b0 th\u1ebf n\u00e0o"},"content":{"rendered":"\n

Thi\u1ebft k\u1ebf v\u00e0 v\u1eadn h\u00e0nh xe d\u1eabn \u0111\u1ea7u cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 th\u00f4ng minh, khi c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 t\u00ecm c\u00e1ch l\u00e0m cho vi\u1ec7c l\u00e1i xe an to\u00e0n h\u01a1n v\u00e0 th\u00fa v\u1ecb h\u01a1n cho ng\u01b0\u1eddi l\u00e1i xe.\nC\u00e1c doanh nghi\u1ec7p th\u01b0\u01a1ng m\u1ea1i c\u0169ng \u0111\u00e3 n\u1eafm b\u1eaft c\u00e1c c\u00f4ng ngh\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ec3 gi\u1ea3m t\u1ef7 l\u1ec7 tai n\u1ea1n, lu\u00f4n c\u1eadp nh\u1eadt nhu c\u1ea7u b\u1ea3o tr\u00ec v\u00e0 theo d\u00f5i \u0111\u1ed9i t\u00e0u. <\/p>\n\n

C\u00f3 t\u1edbi 15% \u00f4 t\u00f4 m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n v\u00e0o n\u0103m 2030 c\u00f3 th\u1ec3 ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng, theo Paul Gao<\/a> v\u00e0 c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u \u0111\u1ed3ng nghi\u1ec7p t\u1ea1i McKinsey.\nM\u1ed9t t\u1ef7 l\u1ec7 th\u1eadm ch\u00ed c\u00f2n l\u1edbn h\u01a1n c\u00f3 th\u1ec3 s\u1ebd s\u1eed d\u1ee5ng m\u1ed9t s\u1ed1 lo\u1ea1i c\u00f4ng ngh\u1ec7 th\u00f4ng minh, bao g\u1ed3m vi\u1ec5n th\u00f4ng \u0111\u1ec3 theo d\u00f5i h\u00e0nh vi l\u00e1i xe v\u00e0 h\u1ec7 th\u1ed1ng h\u1ed7 tr\u1ee3 l\u00e1i xe. <\/p>\n\n

Khi c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n th\u00f4ng minh thay \u0111\u1ed5i th\u00f3i quen l\u00e1i xe c\u1ee7a ch\u00fang ta, ch\u00fang c\u0169ng thay \u0111\u1ed5i nguy c\u01a1 t\u1ef1 l\u00e1i xe.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i lu\u00f4n c\u1ea3nh gi\u00e1c v\u1edbi nh\u1eefng thay \u0111\u1ed5i trong qu\u1ea3n l\u00fd v\u00e0 v\u1eadn h\u00e0nh \u0111\u1ed9i xe t\u1ef1 trang b\u1ecb \u0111\u1ec3 gi\u1ea3i quy\u1ebft r\u1ee7i ro \u0111\u00f3 hi\u1ec7u qu\u1ea3 h\u01a1n. <\/p>\n\n

C\u00f4ng c\u1ee5 th\u00f4ng minh \u0111\u1ec3 qu\u1ea3n l\u00fd \u0111\u1ed9i t\u00e0u<\/h2>\n\n

V\u00e0o gi\u1eefa nh\u1eefng n\u0103m 2010, cu\u1ed9c tr\u00f2 chuy\u1ec7n v\u1ec1 c\u00f4ng ngh\u1ec7 \u00f4 t\u00f4 th\u00f4ng minh v\u00e0 xe t\u1ef1 tr\u1ecb t\u1eadp trung ch\u1ee7 y\u1ebfu v\u00e0o vi\u1ec7c s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ti\u1ec7n c\u00e1 nh\u00e2n.\nTuy nhi\u00ean, m\u1ed9t s\u1ed1 v\u1ee5 tai n\u1ea1n nghi\u00eam tr\u1ecdng \u0111\u00e3 khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ph\u1ea3i suy ngh\u0129 k\u1ef9 v\u1ec1 vi\u1ec7c d\u1ef1 \u0111o\u00e1n m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng xe t\u1ef1 tr\u1ecb ho\u00e0n to\u00e0n. <\/p>\n\n

Ng\u00e0y nay, c\u00e1c c\u00f4ng c\u1ee5 t\u1ef1 l\u00e1i v\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 xe th\u00f4ng minh kh\u00e1c ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n – nh\u01b0ng tr\u1ecdng t\u00e2m hi\u1ec7n nay l\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng ch\u00fang trong c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n th\u01b0\u01a1ng m\u1ea1i h\u01a1n l\u00e0 c\u00e1 nh\u00e2n, Cathy Seifert<\/a>, gi\u00e1m \u0111\u1ed1c t\u1ea1i CFRA Research cho bi\u1ebft.<\/p>\n\n

\u0110\u1ed1i v\u1edbi nhi\u1ec1u doanh nghi\u1ec7p, c\u00e1c c\u00f4ng c\u1ee5 th\u00f4ng minh \u0111\u1ec3 gi\u1ea3m tai n\u1ea1n c\u00f3 th\u1ec3 cung c\u1ea5p c\u1ee9u tr\u1ee3 \u0111\u00e1ng hoan ngh\u00eanh kh\u1ecfi r\u1ee7i ro.\nT\u1ef7 l\u1ec7 tai n\u1ea1n h\u00e0ng n\u0103m \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed9i xe th\u01b0\u01a1ng m\u1ea1i \u1edf M\u1ef9 l\u00e0 kho\u1ea3ng 20%, v\u1edbi t\u1ed5n th\u1ea5t tai n\u1ea1n li\u00ean quan trung b\u00ecnh l\u00e0 70.000 \u0111\u00f4 la, Susanna Gotsch<\/a> vi\u1ebft t\u1ea1i D\u1ecbch v\u1ee5 Th\u00f4ng tin CCC.\nXe t\u1ea3i nh\u1eb9 th\u01b0\u01a1ng m\u1ea1i c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng li\u00ean quan \u0111\u1ebfn tai n\u1ea1n nh\u1ea5t, nh\u01b0ng kh\u00f4ng c\u00f3 lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n n\u00e0o \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng th\u01b0\u01a1ng m\u1ea1i l\u00e0 mi\u1ec5n nhi\u1ec5m. <\/p>\n\n

\u0110\u1ec3 gi\u1ea3m t\u1ef7 l\u1ec7 tai n\u1ea1n v\u00e0 chi ph\u00ed li\u00ean quan, nhi\u1ec1u c\u00f4ng ty \u0111ang chuy\u1ec3n sang h\u1ec7 th\u1ed1ng vi\u1ec5n th\u00f4ng.\nC\u00e1c h\u1ec7 th\u1ed1ng n\u00e0y c\u00f3 th\u1ec3 theo d\u00f5i v\u00e0 \u0111o l\u01b0\u1eddng m\u1ed9t s\u1ed1 bi\u1ebfn s\u1ed1 trong m\u1ed9t chi\u1ebfc xe ri\u00eang l\u1ebb. <\/p>\n\n

Kho\u1ea3ng 74% vi\u1ec5n th\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c \u0111\u1ed9i t\u00e0u th\u01b0\u01a1ng m\u1ea1i li\u00ean quan \u0111\u1ebfn vi\u1ec7c theo d\u00f5i c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 thi\u1ebft b\u1ecb, Gotsch vi\u1ebft.\nTheo d\u00f5i gi\u1edd ph\u1ee5c v\u1ee5, t\u1ed1c \u0111\u1ed9 v\u00e0 kho\u1ea3ng c\u00e1ch, v\u00e0 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe nh\u01b0 phanh \u0111\u1ed9t ng\u1ed9t c\u0169ng l\u00e0 nh\u1eefng \u1ee9ng d\u1ee5ng ph\u1ed5 bi\u1ebfn c\u1ee7a c\u00f4ng ngh\u1ec7. <\/p>\n\n

S\u1ed1 l\u01b0\u1ee3ng ph\u01b0\u01a1ng ti\u1ec7n m\u1edbi v\u1edbi h\u1ec7 th\u1ed1ng vi\u1ec5n th\u00f4ng nh\u00fang \u0111\u00e3 t\u0103ng h\u00e0ng n\u0103m so v\u1edbi th\u1eadp k\u1ef7 tr\u01b0\u1edbc.\nN\u0103m 2017, h\u01a1n 32% t\u1ed5ng s\u1ed1 \u00f4 t\u00f4 m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n tr\u00ean to\u00e0n c\u1ea7u c\u00f3 h\u1ec7 th\u1ed1ng vi\u1ec5n th\u00f4ng – t\u0103ng 9% so v\u1edbi n\u0103m 2016, Martin Svegander v\u00e0 Johan Fagerberg<\/a> t\u1ea1i Berg Insight vi\u1ebft.\nVi\u1ec5n th\u00f4ng \u0111\u1eb7c bi\u1ec7t ph\u1ed5 bi\u1ebfn \u1edf Hoa K\u1ef3, n\u01a1i ch\u00fang \u0111\u01b0\u1ee3c coi l\u00e0 thi\u1ebft b\u1ecb ch\u1ed1ng tr\u1ed9m c\u0169ng nh\u01b0 c\u00f4ng c\u1ee5 cho ng\u01b0\u1eddi l\u00e1i xe, doanh nghi\u1ec7p, nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u00e0 gi\u1ea3i quy\u1ebft r\u1ee7i ro, theo m\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a Acumen Research and Consulting<\/a> . <\/p>\n\n

Trong khi c\u00e1c c\u00f4ng c\u1ee5 vi\u1ec5n th\u00f4ng \u0111\u01a1n gi\u1ea3n nh\u1ea5t ch\u1ec9 thu th\u1eadp th\u00f4ng tin c\u1ee5c b\u1ed9, c\u00e1c c\u00f4ng c\u1ee5 ti\u00ean ti\u1ebfn h\u01a1n c\u00f3 th\u1ec3 k\u1ebft n\u1ed1i c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n trong th\u1eddi gian th\u1ef1c v\u1edbi c\u00e1c \u0111i\u1ec3m thu th\u1eadp d\u1eef li\u1ec7u, nh\u01b0 m\u00e1y ch\u1ee7 c\u1ee7a c\u00f4ng ty.\nM\u1ed9t s\u1ed1 th\u1eadm ch\u00ed c\u00f3 th\u1ec3 k\u1ebft n\u1ed1i c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n v\u1edbi l\u01b0\u1edbi \u0111i\u1ec7n th\u00f4ng minh c\u1ee7a th\u00e0nh ph\u1ed1, cho ph\u00e9p gi\u00e1m s\u00e1t l\u01b0u l\u01b0\u1ee3ng giao th\u00f4ng v\u00e0 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe tr\u00ean quy m\u00f4 l\u1edbn h\u01a1n nhi\u1ec1u, Melissa Steinken<\/a> vi\u1ebft t\u1ea1i Adapt Automotive. <\/p>\n\n

\"\"<\/figure>\n\n

R\u1ee7i ro v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m trong \u0111\u1ed9i xe th\u00f4ng minh<\/h2>\n\n

C\u00e1c ph\u01b0\u01a1ng ti\u1ec7n t\u1ef1 l\u00e1i ho\u00e0n to\u00e0n v\u1eabn \u0111ang trong giai \u0111o\u1ea1n th\u1eed nghi\u1ec7m.\nTuy nhi\u00ean, m\u1ed9t s\u1ed1 c\u00f4ng c\u1ee5 t\u1ed3n t\u1ea1i \u0111\u1ec3 cung c\u1ea5p gi\u00e1m s\u00e1t v\u00e0 ph\u1ea3n h\u1ed3i trong xe. <\/p>\n\n

“C\u00f4ng ngh\u1ec7 n\u00e0y \u0111ang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng th\u01b0\u1eddng xuy\u00ean h\u01a1n trong c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 theo d\u00f5i \u0111\u1ed9i xe t\u1ea3i v\u00e0 v\u1eadn chuy\u1ec3n h\u00e0ng h\u00f3a, theo d\u00f5i th\u1eddi gian giao h\u00e0ng v\u00e0 n\u0103ng su\u1ea5t c\u1ee7a t\u00e0i x\u1ebf, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p th\u00f4ng tin c\u1eadp nh\u1eadt theo th\u1eddi gian th\u1ef1c v\u00e0 b\u00e1o c\u00e1o theo l\u1ecbch tr\u00ecnh qua v\u0103n b\u1ea3n ho\u1eb7c e-mail “, B\u1ed9 Giao th\u00f4ng V\u1eadn t\u1ea3i Hoa K\u1ef3<\/a> l\u01b0u \u00fd.<\/p>\n\n

C\u00e1c doanh nghi\u1ec7p c\u00f3 xu h\u01b0\u1edbng n\u1eafm b\u1eaft c\u00e1c c\u00f4ng ngh\u1ec7 gi\u00e1m s\u00e1t trong xe tr\u01b0\u1edbc ti\u00ean \u0111\u1ec3 c\u1ea3i thi\u1ec7n ho\u1ea1t \u0111\u1ed9ng h\u00e0ng ng\u00e0y c\u1ee7a ch\u00ednh h\u1ecd.\nTuy nhi\u00ean, c\u00e1c c\u00f4ng ngh\u1ec7 c\u0169ng mang l\u1ea1i c\u01a1 h\u1ed9i \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro, c\u0169ng nh\u01b0 cung c\u1ea5p c\u00e1i nh\u00ecn r\u1ed9ng h\u01a1n v\u00e0 s\u00e2u s\u1eafc h\u01a1n v\u1ec1 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe th\u01b0\u01a1ng m\u1ea1i so v\u1edbi c\u00e1c nh\u00e0 b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh \u0111\u00e3 c\u00f3 th\u1ec3 truy c\u1eadp trong qu\u00e1 kh\u1ee9. <\/p>\n\n

X\u00e1c \u0111\u1ecbnh r\u1ee7i ro cho xe th\u01b0\u01a1ng m\u1ea1i th\u00f4ng minh<\/h3>\n\n

C\u00f4ng ngh\u1ec7 xe th\u00f4ng minh h\u1ee9a h\u1eb9n s\u1ebd gi\u1ea3m thi\u1ec3u m\u1ed9t s\u1ed1 r\u1ee7i ro cho \u0111\u1ed9i xe th\u01b0\u01a1ng m\u1ea1i; Tuy nhi\u00ean, ch\u00fang c\u0169ng \u0111\u1eb7t ra nh\u1eefng th\u00e1ch th\u1ee9c m\u1edbi.<\/p>\n\n

V\u00ed d\u1ee5, m\u1ed9t b\u00e1o c\u00e1o<\/a> n\u0103m 2019 c\u1ee7a C\u01a1 quan An ninh m\u1ea1ng Li\u00ean minh ch\u00e2u \u00c2u (ENISA) l\u01b0u \u00fd r\u1eb1ng m\u1eb7c d\u00f9 c\u00e1c c\u1ea3m bi\u1ebfn th\u00f4ng minh c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a c\u00e1c v\u1ee5 tai n\u1ea1n \u00f4 t\u00f4 th\u00f4ng th\u01b0\u1eddng, nh\u01b0ng ch\u00fang c\u0169ng m\u1edf ra con \u0111\u01b0\u1eddng m\u1edbi cho c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng v\u00e0o xe.\nC\u1ea3m bi\u1ebfn th\u00f4ng minh v\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 t\u01b0\u01a1ng t\u1ef1 c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh c\u1ed5ng th\u00f4ng tin \u0111\u1ec3 tin t\u1eb7c \u0111\u00e1nh c\u1eafp th\u00f4ng tin ho\u1eb7c th\u1eadm ch\u00ed \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n t\u1eeb xa. <\/p>\n\n

Hi\u1ec7n nay, vi\u1ec7c gi\u00e1m s\u00e1t c\u00e1c h\u1ec7 th\u1ed1ng n\u00e0y v\u00e0 s\u1ef1 an to\u00e0n c\u1ee7a ch\u00fang th\u01b0\u1eddng thi\u1ebfu.\n“Kh\u00f4ng c\u00f3 ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng m\u00e1y t\u00ednh trung t\u00e2m c\u1ee7a nh\u1eefng chi\u1ebfc xe n\u00e0y. C\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 v\u00e0 thi\u1ebft b\u1ecb c\u1ea7n ph\u1ea3i nh\u1eadn ra r\u1eb1ng hi\u1ec7n t\u1ea1i, h\u1ecd \u0111\u00f3ng vai tr\u00f2 l\u00e0 ng\u01b0\u1eddi b\u1ea3o v\u1ec7 trong kh\u00f4ng gian, v\u00e0 tr\u00e1ch nhi\u1ec7m thu\u1ed9c v\u1ec1 h\u1ecd”, Thomas Holt<\/a>, gi\u00e1o s\u01b0 t\u01b0 ph\u00e1p h\u00ecnh s\u1ef1 t\u1ea1i \u0110\u1ea1i h\u1ecdc bang Michigan n\u00f3i. <\/p>\n\n

Nh\u1eefng r\u1ee7i ro kh\u00e1c t\u1ed3n t\u1ea1i tr\u01b0\u1edbc c\u00e1c c\u00f4ng ngh\u1ec7 xe th\u00f4ng minh, nh\u01b0ng nh\u1eefng c\u00f4ng ngh\u1ec7 n\u00e0y c\u00f3 th\u1ec3 chi\u1ebfu s\u00e1ng m\u1ed9t \u00e1nh s\u00e1ng m\u1edbi v\u1ec1 nh\u1eefng r\u1ee7i ro c\u0169.\nV\u00ed d\u1ee5, nhi\u1ec1u doanh nghi\u1ec7p kh\u00f4ng c\u00f3 ch\u00ednh s\u00e1ch \u0111\u1eb7t ra li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1 nh\u00e2n c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a c\u00f4ng ty. <\/p>\n\n

S\u1ef1 thi\u1ebfu r\u00f5 r\u00e0ng v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng xe c\u1ee7a c\u00f4ng ty c\u00f3 th\u1ec3 “mang l\u1ea1i cho nh\u00e2n vi\u00ean c\u1ea3m gi\u00e1c t\u1ef1 do khi s\u1eed d\u1ee5ng xe c\u1ee7a c\u00f4ng ty”, Nicole Long<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch c\u1ea5p cao t\u1ea1i B\u1ea3o hi\u1ec3m Brown and Brown, Orlando n\u00f3i.\nN\u00f3 c\u0169ng c\u00f3 th\u1ec3 l\u00e0m t\u0103ng \u0111\u00e1ng k\u1ec3 r\u1ee7i ro cho doanh nghi\u1ec7p s\u1edf h\u1eefu chi\u1ebfc xe v\u00e0 cho c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p b\u1ea3o hi\u1ec3m cho n\u00f3. <\/p>\n\n

\u0110\u00e1nh gi\u00e1 r\u1ee7i ro c\u1ee7a xe th\u00f4ng minh s\u1ebd y\u00eau c\u1ea7u c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m xem x\u00e9t c\u1ea3 c\u00e1ch c\u00e1c r\u1ee7i ro hi\u1ec7n t\u1ea1i c\u00f3 th\u1ec3 thay \u0111\u1ed5i ho\u1eb7c \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1eb1ng c\u00e1c c\u00f4ng ngh\u1ec7 th\u00f4ng minh v\u00e0 c\u00e1ch ch\u00ednh c\u00f4ng ngh\u1ec7 c\u00f3 th\u1ec3 t\u1ea1o ra nh\u1eefng con \u0111\u01b0\u1eddng r\u1ee7i ro m\u1edbi.<\/p>\n\n

B\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean vi\u1ec7c s\u1eed d\u1ee5ng cho l\u00e1i xe th\u01b0\u01a1ng m\u1ea1i<\/h3>\n\n

Hi\u1ec7n t\u1ea1i, m\u1ed9t trong nh\u1eefng kh\u00f3 kh\u0103n c\u1ee7a vi\u1ec7c cung c\u1ea5p b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean vi\u1ec7c s\u1eed d\u1ee5ng – m\u1eb7c d\u00f9 n\u00f3 ph\u1ed5 bi\u1ebfn \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng – l\u00e0 t\u00ednh to\u00e1n ch\u00ednh x\u00e1c vi\u1ec7c s\u1eed d\u1ee5ng v\u00e0 r\u1ee7i ro.\nTuy nhi\u00ean, c\u00e1c t\u00ecnh hu\u1ed1ng nh\u01b0 \u0111\u00f3ng c\u1eeda COVID-19, ch\u1ee9ng ki\u1ebfn nhi\u1ec1u doanh nghi\u1ec7p \u0111\u00f3ng c\u1eeda, cung c\u1ea5p ch\u00ednh x\u00e1c lo\u1ea1i t\u00ecnh hu\u1ed1ng m\u00e0 b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean vi\u1ec7c s\u1eed d\u1ee5ng c\u00f3 th\u1ec3 mang l\u1ea1i l\u1ee3i \u00edch cho ng\u01b0\u1eddi l\u00e1i xe, Jason Metz<\/a> vi\u1ebft tr\u00ean Forbes. <\/p>\n\n

C\u00f4ng ngh\u1ec7 xe th\u00f4ng minh c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m thu h\u1eb9p kho\u1ea3ng c\u00e1ch gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh b\u1ea3o hi\u1ec3m hi\u1ec7n c\u00f3 v\u00e0 nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 c\u00e1c t\u00f9y ch\u1ecdn linh ho\u1ea1t nh\u01b0 b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean s\u1eed d\u1ee5ng.\nV\u00ed d\u1ee5, c\u1ea3m bi\u1ebfn th\u00f4ng minh c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh khi n\u00e0o m\u1ed9t chi\u1ebfc xe \u0111ang ho\u1ea1t \u0111\u1ed9ng.\nC\u00f9ng v\u1edbi ph\u1ea7n m\u1ec1m ph\u00f9 h\u1ee3p, c\u00e1c c\u1ea3m bi\u1ebfn n\u00e0y c\u00f3 th\u1ec3 k\u00edch ho\u1ea1t ho\u1eb7c \u0111\u00ecnh ch\u1ec9 v\u00f9ng ph\u1ee7 s\u00f3ng theo m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng xe m\u00e0 kh\u00f4ng c\u1ea7n s\u1ef1 can thi\u1ec7p c\u1ee7a con ng\u01b0\u1eddi. <\/p>\n\n

V\u00ed d\u1ee5, ph\u1ea7n m\u1ec1m d\u1ef1a tr\u00ean blockchain c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh m\u1ed9t l\u1ef1a ch\u1ecdn thi\u1ebft th\u1ef1c cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m khi k\u1ebft h\u1ee3p v\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7 xe th\u00f4ng minh.\nTrong m\u1ed9t b\u00e0i b\u00e1o n\u0103m 2018, m\u1ed9t nh\u00f3m nghi\u00ean c\u1ee9u ng\u01b0\u1eddi \u00dd do F. Lamberti<\/a> d\u1eabn \u0111\u1ea7u \u0111\u00e3 m\u00f4 t\u1ea3 m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p s\u1eed d\u1ee5ng c\u1ea3m bi\u1ebfn th\u00f4ng minh, \u0111\u01b0\u1ee3c b\u1ed5 sung b\u1edfi ph\u1ea7n m\u1ec1m d\u1ef1a tr\u00ean blockchain, cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean vi\u1ec7c s\u1eed d\u1ee5ng theo c\u00e1ch h\u1ee3p l\u00fd cao.\nPh\u1ea7n m\u1ec1m v\u00e0 c\u1ea3m bi\u1ebfn s\u1ebd \u0111\u1ea3m nh\u1eadn ph\u1ea7n l\u1edbn c\u00f4ng vi\u1ec7c t\u00ednh to\u00e1n m\u1ee9c s\u1eed d\u1ee5ng khi\u1ebfn UBI kh\u00f3 \u0111\u1eb7t hi\u1ec7n t\u1ea1i. <\/p>\n\n

\"\"<\/figure>\n\n

L\u00e0m th\u1ebf n\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng t\u01b0\u01a1ng lai xe th\u00f4ng minh<\/h2>\n\n

Khi vi\u1ec5n th\u00f4ng, c\u1ea3m bi\u1ebfn th\u00f4ng minh v\u00e0 c\u00e1c t\u00ednh n\u0103ng t\u1ef1 tr\u1ecb ti\u1ebfp t\u1ee5c l\u1ea5p \u0111\u1ea7y xe, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang thay \u0111\u1ed5i c\u00e1ch ti\u1ebfp c\u1eadn c\u1ee7a h\u1ecd \u0111\u1ec3 t\u00ednh \u0111\u1ebfn c\u00e1c c\u00f4ng ngh\u1ec7 n\u00e0y.\nM\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a Accenture cho th\u1ea5y 68% c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang c\u00f3 k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n ho\u1eb7c hi\u1ec7n \u0111ang ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 ch\u00ednh s\u00e1ch gi\u1ea3i quy\u1ebft c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n th\u00f4ng minh, Michelle Krause<\/a>, gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ea5p cao t\u1ea1i Nh\u00f3m D\u1ecbch v\u1ee5 Kh\u00e1ch h\u00e0ng B\u1ea3o hi\u1ec3m c\u1ee7a Accenture vi\u1ebft. <\/p>\n\n

Trong m\u1ed9t nghi\u00ean c\u1ee9u n\u0103m 2020 v\u1ec1 c\u00e1c c\u00f4ng ngh\u1ec7 di \u0111\u1ed9ng m\u1edbi v\u00e0 \u1ea3nh h\u01b0\u1edfng c\u1ee7a ch\u00fang \u0111\u1ed1i v\u1edbi ph\u00e2n t\u00edch r\u1ee7i ro, c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u Nadine Gatzert v\u00e0 Katrin Osterrieder<\/a> \u0111\u00e3 x\u00e1c \u0111\u1ecbnh m\u1ed9t s\u1ed1 c\u00e1ch m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 chu\u1ea9n b\u1ecb cho m\u1ed9t t\u01b0\u01a1ng lai trong \u0111\u00f3 c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n th\u00f4ng minh tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn trong c\u1ea3 m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng c\u00e1 nh\u00e2n v\u00e0 th\u01b0\u01a1ng m\u1ea1i.<\/p>\n\n

V\u00ed d\u1ee5, Gatzert v\u00e0 Osterreider khuy\u1ebfn ngh\u1ecb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u1ea3n \u1ee9ng v\u1edbi t\u01b0\u01a1ng lai xe th\u00f4ng minh \u0111\u01b0\u1ee3c s\u1ed1 h\u00f3a cao b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng c\u00e1c ph\u00e2n t\u00edch d\u1eef li\u1ec7u ti\u00ean ti\u1ebfn \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n th\u00f4ng minh.\nLu\u00f4n c\u1eadp nh\u1eadt c\u00e1c xu h\u01b0\u1edbng m\u1edbi trong ph\u01b0\u01a1ng ti\u1ec7n th\u00f4ng minh v\u00e0 di chuy\u1ec3n d\u00e2n s\u1ed1 c\u00f3 th\u1ec3 cung c\u1ea5p b\u1ed1i c\u1ea3nh thi\u1ebft y\u1ebfu cho c\u00e1c nh\u00e0 b\u1ea3o l\u00e3nh. <\/p>\n\n

M\u1ed9t t\u01b0\u01a1ng lai trong \u0111\u00f3 nh\u1eefng con \u0111\u01b0\u1eddng \u0111\u1ea7y nh\u1eefng chi\u1ebfc xe ho\u00e0n to\u00e0n t\u1ef1 tr\u1ecb v\u1eabn c\u00f2n nhi\u1ec1u th\u1eadp k\u1ef7 n\u1eefa, Todd Litman<\/a> thu\u1ed9c Vi\u1ec7n Ch\u00ednh s\u00e1ch Giao th\u00f4ng Victoria d\u1ef1 \u0111o\u00e1n.\nTuy nhi\u00ean, c\u00e1c \u0111\u1ed9i t\u00e0u th\u01b0\u01a1ng m\u1ea1i \u0111\u1ea7y \u0111\u1ee7 c\u00e1c c\u00f4ng ngh\u1ec7 th\u00f4ng minh t\u1ed3n t\u1ea1i ng\u00e0y nay, mang l\u1ea1i c\u1ea3 c\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. <\/p>\n\n

\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00f2i h\u1ecfi m\u1ed9t s\u1ef1 thay \u0111\u1ed5i c\u01a1 b\u1ea3n trong c\u00e1ch \u0111\u00e1nh gi\u00e1 v\u00e0 b\u1ea3o hi\u1ec3m r\u1ee7i ro \u0111\u1ed9i xe th\u01b0\u01a1ng m\u1ea1i.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng m\u1ed9t s\u1ed1 c\u00f4ng c\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ec3 thu th\u1eadp v\u00e0 ph\u00e2n t\u00edch d\u1eef li\u1ec7u, cho ph\u00e9p \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh t\u1ed1t h\u01a1n v\u00e0 t\u1ea7m nh\u00ecn r\u00f5 r\u00e0ng h\u01a1n v\u1ec1 t\u01b0\u01a1ng lai xe th\u00f4ng minh. <\/p>\n\n

\u1ea2nh: Paolo Gianfrancesco\/\u00a9123RF.com, Sitthinan Saengsanga\/\u00a9123RF.com, adrianhancu\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Thi\u1ebft k\u1ebf v\u00e0 v\u1eadn h\u00e0nh xe d\u1eabn \u0111\u1ea7u cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 th\u00f4ng minh, khi c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 t\u00ecm c\u00e1ch l\u00e0m cho vi\u1ec7c l\u00e1i xe an to\u00e0n h\u01a1n v\u00e0 th\u00fa v\u1ecb h\u01a1n cho ng\u01b0\u1eddi l\u00e1i xe. C\u00e1c doanh nghi\u1ec7p th\u01b0\u01a1ng m\u1ea1i c\u0169ng \u0111\u00e3 n\u1eafm b\u1eaft c\u00e1c c\u00f4ng ngh\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 […]<\/p>\n","protected":false},"featured_media":8794,"template":"","insight-category":[],"class_list":["post-19978","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/19978","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8794"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=19978"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=19978"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}