{"id":19965,"date":"2024-09-20T14:51:11","date_gmt":"2024-09-20T19:51:11","guid":{"rendered":"https:\/\/bolttech.io\/insights\/thien-tai-dich-benh-bat-on-danh-gia-rui-ro-bao-hiem-thuong-mai-trong-thoi-dai-bat-on-toan-cau\/"},"modified":"2024-09-20T14:51:15","modified_gmt":"2024-09-20T19:51:15","slug":"thien-tai-dich-benh-bat-on-danh-gia-rui-ro-bao-hiem-thuong-mai-trong-thoi-dai-bat-on-toan-cau","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/thien-tai-dich-benh-bat-on-danh-gia-rui-ro-bao-hiem-thuong-mai-trong-thoi-dai-bat-on-toan-cau\/","title":{"rendered":"Thi\u00ean tai, d\u1ecbch b\u1ec7nh, b\u1ea5t \u1ed5n: \u0110\u00e1nh gi\u00e1 r\u1ee7i ro b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i trong th\u1eddi \u0111\u1ea1i b\u1ea5t \u1ed5n to\u00e0n c\u1ea7u"},"content":{"rendered":"\n

“Giai \u0111o\u1ea1n kinh t\u1ebf to\u00e0n c\u1ea7u \u0111\u00e3 ch\u1ee9ng ki\u1ebfn m\u1ed9t s\u1ed1 bi\u1ebfn \u0111\u1ed9ng b\u1ea5t th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn ch\u00ednh tr\u1ecb v\u00e0o n\u0103m 2019 v\u00e0 n\u0103m 2020 c\u00f3 v\u1ebb kh\u00f4ng b\u00ecnh t\u0129nh h\u01a1n nhi\u1ec1u”, John Lori\u00e9, Ti\u1ebfn s\u0129<\/a>, nh\u00e0 kinh t\u1ebf tr\u01b0\u1edfng t\u1ea1i Atradius Credit Insurance v\u00e0 l\u00e0 nh\u00e0 nghi\u00ean c\u1ee9u t\u1ea1i \u0110\u1ea1i h\u1ecdc Amsterdam, vi\u1ebft tr\u00ean t\u1ea1p ch\u00ed Qu\u1ea3n l\u00fd r\u1ee7i ro.<\/p>\n\n

Trong khi nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i nh\u00ecn th\u1ea5y b\u1ed1i c\u1ea3nh r\u1ee7i ro t\u01b0\u01a1ng t\u1ef1 v\u00e0o th\u1eddi \u0111i\u1ec3m \u0111\u00f3, \u00edt ng\u01b0\u1eddi d\u1ef1 \u0111o\u00e1n \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng h\u1ed7n lo\u1ea1n to\u00e0n c\u1ea7u n\u1ed5 ra ch\u1ec9 v\u00e0i tu\u1ea7n sau \u0111\u00f3.\nKhi ch\u00fang ta b\u01b0\u1edbc v\u00e0o qu\u00fd cu\u1ed1i c\u00f9ng c\u1ee7a n\u0103m 2020, \u0111\u1ea1i d\u1ecbch coronavirus v\u1eabn l\u00e0 m\u1ed1i quan t\u00e2m l\u1edbn trong vi\u1ec7c \u0111\u00e1nh gi\u00e1 r\u1ee7i ro th\u01b0\u01a1ng m\u1ea1i.\nThi\u00ean tai v\u00e0 bi\u1ebfn \u0111\u1ed9ng ch\u00ednh tr\u1ecb v\u00e0 kinh t\u1ebf l\u00e0m ph\u1ee9c t\u1ea1p th\u00eam c\u00e1c n\u1ed7 l\u1ef1c \u0111\u1ec3 hi\u1ec3u r\u1ee7i ro v\u00e0 \u1ee9ng ph\u00f3 th\u00edch h\u1ee3p. <\/p>\n\n

T\u00ecnh tr\u1ea1ng r\u1ee7i ro: Gi\u1ea3i quy\u1ebft nh\u1eefng thay \u0111\u1ed5i trong d\u1ef1 \u0111o\u00e1n kinh t\u1ebf n\u0103m 2020<\/h2>\n\n

Nh\u1eefng t\u00e1c \u0111\u1ed9ng kinh t\u1ebf ban \u0111\u1ea7u c\u1ee7a COVID-19 \u0111\u00e3 khi\u1ebfn nhi\u1ec1u nh\u00e0 ph\u00e2n t\u00edch tranh gi\u00e0nh \u0111\u1ec3 thay \u0111\u1ed5i d\u1ef1 \u0111o\u00e1n c\u1ee7a h\u1ecd v\u1ec1 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf to\u00e0n c\u1ea7u, qu\u1ed1c gia v\u00e0 khu v\u1ef1c v\u00e0o n\u0103m 2020.\nNhi\u1ec1u d\u1ef1 \u0111o\u00e1n m\u1edbi d\u1ef1a tr\u00ean th\u00f4ng tin \u00edt \u1ecfi v\u00e0 ngo\u1ea1i suy. <\/p>\n\n

V\u00ed d\u1ee5, m\u1ed9t b\u00e1o c\u00e1o<\/a> v\u00e0o th\u00e1ng 3\/2020 t\u1eeb OECD d\u1ef1 \u0111o\u00e1n r\u1eb1ng t\u0103ng tr\u01b0\u1edfng to\u00e0n c\u1ea7u s\u1ebd gi\u1ea3m 0,5%, “v\u1edbi gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng d\u1ecbch b\u1ec7nh \u0111\u1ea1t \u0111\u1ec9nh \u1edf Trung Qu\u1ed1c v\u00e0o qu\u00fd \u0111\u1ea7u ti\u00ean c\u1ee7a n\u0103m 2020 v\u00e0 c\u00e1c \u0111\u1ee3t b\u00f9ng ph\u00e1t \u1edf c\u00e1c qu\u1ed1c gia kh\u00e1c t\u1ecf ra nh\u1eb9 v\u00e0 \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t”.\nKhi c\u00f3 nhi\u1ec1u th\u00f4ng tin h\u01a1n, c\u00e1c d\u1ef1 \u0111o\u00e1n s\u1ebd thay \u0111\u1ed5i.\nNh\u1eefng \u1ea9n s\u1ed1 n\u00e0y l\u00e0m cho vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch v\u00e0 qu\u1ea3n l\u00fd r\u1ee7i ro th\u1eadm ch\u00ed c\u00f2n kh\u00f3 kh\u0103n h\u01a1n \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd. <\/p>\n\n

Theo quy \u0111\u1ecbnh, c\u00e1c doanh nghi\u1ec7p c\u00f3 nhi\u1ec1u th\u00f4ng tin v\u1ec1 nh\u1eefng n\u1ed7 l\u1ef1c c\u1ee7a ch\u00ednh h\u1ecd h\u01a1n l\u00e0 v\u1ec1 t\u00ecnh tr\u1ea1ng c\u1ee7a to\u00e0n b\u1ed9 n\u1ec1n kinh t\u1ebf.\nC\u00f3 l\u1ebd \u0111i\u1ec1u n\u00e0y gi\u1ea3i th\u00edch t\u1ea1i sao m\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a McKinsey v\u00e0o th\u00e1ng 7 n\u0103m 2020 cho th\u1ea5y, trong khi c\u00e1c doanh nghi\u1ec7p c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n l\u1ee3i nhu\u1eadn c\u1ee7a ch\u00ednh h\u1ecd s\u1ebd t\u0103ng trong nh\u1eefng th\u00e1ng t\u1edbi, h\u1ecd \u00edt c\u00f3 kh\u1ea3 n\u0103ng tin r\u1eb1ng n\u1ec1n kinh t\u1ebf qu\u1ed1c gia c\u1ee7a h\u1ecd n\u00f3i chung s\u1ebd ph\u1ee5c h\u1ed3i trong th\u1eddi gian \u0111\u00f3, ph\u00f3 t\u1ed5ng bi\u00ean t\u1eadp McKinsey Heather Hanselman<\/a> vi\u1ebft.\nC\u00e1c c\u00f4ng ty \u1edf B\u1eafc M\u1ef9 \u0111\u1eb7c bi\u1ec7t bi quan v\u1ec1 s\u1ef1 ph\u1ee5c h\u1ed3i kinh t\u1ebf qu\u1ed1c gia ho\u1eb7c khu v\u1ef1c x\u1ea3y ra tr\u01b0\u1edbc cu\u1ed1i n\u0103m 2020. <\/p>\n\n

\u0110\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng b\u1ea5t \u1ed5n kh\u00e1c nhau c\u1ee7a n\u0103m 2020, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang thay \u0111\u1ed5i k\u1ef3 v\u1ecdng c\u1ee7a h\u1ecd trong n\u0103m.\nV\u00ed d\u1ee5, trong m\u1ed9t th\u00f4ng c\u00e1o b\u00e1o ch\u00ed v\u00e0o th\u00e1ng 6 n\u0103m 2020, Munich Re<\/a> b\u00e0y t\u1ecf s\u1ef1 l\u1ea1c quan v\u1ec1 t\u00ecnh h\u00ecnh kinh t\u1ebf c\u1ee7a m\u00ecnh nh\u01b0ng tuy\u00ean b\u1ed1 r\u1eb1ng c\u00f4ng ty “s\u1ebd kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn l\u1ee3i nhu\u1eadn 2,8 t\u1ef7 euro cho c\u1ea3 n\u0103m 2020, do thua l\u1ed7 v\u00e0 m\u1ee9c \u0111\u1ed9 kh\u00f4ng ch\u1eafc ch\u1eafn cao”.\nC\u00f4ng ty t\u1eeb ch\u1ed1i cung c\u1ea5p h\u01b0\u1edbng d\u1eabn l\u1ee3i nhu\u1eadn m\u1edbi v\u00e0o th\u1eddi \u0111i\u1ec3m \u0111\u00f3. <\/p>\n\n

Th\u00f4ng c\u00e1o b\u00e1o ch\u00ed c\u1ee7a Munich Re t\u1eadp trung v\u00e0o nh\u1eefng \u1ea3nh h\u01b0\u1edfng c\u1ee7a COVID-19 \u0111\u1ed1i v\u1edbi c\u00f4ng ty v\u00e0 ng\u00e0nh.\n\u0110\u1ea1i d\u1ecbch v\u1eabn l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 ch\u00ednh trong nh\u1eefng b\u1ea5t \u1ed5n ph\u1ee9c t\u1ea1p c\u1ee7a n\u0103m 2020 v\u00e0 n\u00f3 c\u00f3 kh\u1ea3 n\u0103ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c ra quy\u1ebft \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i trong m\u1ed9t th\u1eddi gian t\u1edbi. <\/p>\n\n

\"\"<\/figure>\n\n

Ti\u1ebfp t\u1ee5c kh\u00f4ng ch\u1eafc ch\u1eafn v\u1ec1 COVID-19<\/h2>\n\n

COVID-19 ti\u1ebfp t\u1ee5c g\u00e2y thi\u1ec7t h\u1ea1i c\u1ea3 v\u1ec1 ng\u01b0\u1eddi v\u00e0 kinh t\u1ebf \u0111\u1ed1i v\u1edbi d\u00e2n s\u1ed1 th\u1ebf gi\u1edbi.\nV\u00e0o th\u00e1ng 6\/2020, Di\u1ec5n \u0111\u00e0n Kinh t\u1ebf Th\u1ebf gi\u1edbi<\/a> d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf to\u00e0n c\u1ea7u l\u00e0 -4,9% cho n\u0103m 2020 – \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m 1,9 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi d\u1ef1 \u0111o\u00e1n th\u00e1ng 4\/2020. <\/p>\n\n

T\u00e1c \u0111\u1ed9ng kinh t\u1ebf c\u1ee7a virus corona \u0111\u00e3 \u1ea3nh h\u01b0\u1edfng n\u1eb7ng n\u1ec1 v\u00e0o th\u00e1ng 3\/2020, g\u00e2y ra m\u1ee9c gi\u1ea3m l\u1edbn nh\u1ea5t trong m\u1ed9t ng\u00e0y c\u1ee7a S&P 500 k\u1ec3 t\u1eeb n\u0103m 1987.\nM\u1ed9t cu\u1ed9c chi\u1ebfn gi\u00e1 d\u1ea7u v\u00e0o th\u00e1ng Ba, \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi s\u1ef1 s\u1ee5p \u0111\u1ed5 c\u1ee7a c\u00e1c cu\u1ed9c \u0111\u00e0m ph\u00e1n gi\u1eefa OPEC v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c, l\u00e0m tr\u1ea7m tr\u1ecdng th\u00eam c\u00e1c v\u1ea5n \u0111\u1ec1 kinh t\u1ebf, ph\u00f3ng vi\u00ean t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u Robin Wigglesworth<\/a> c\u1ee7a Financial Times vi\u1ebft.\nL\u00e0n s\u00f3ng ch\u1ea5n \u0111\u1ed9ng t\u1eeb nh\u1eefng s\u1ef1 ki\u1ec7n n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea3m nh\u1eadn k\u1ec3 t\u1eeb \u0111\u00f3, v\u00e0 ch\u00fang c\u00e0ng l\u00e0m ph\u1ee9c t\u1ea1p th\u00eam c\u00e1c v\u1ea5n \u0111\u1ec1 kinh t\u1ebf v\u00e0 th\u01b0\u01a1ng m\u1ea1i ph\u00e1t sinh t\u1eeb \u0111\u1ea1i d\u1ecbch. <\/p>\n\n

B\u1ea3o v\u1ec7 ng\u01b0\u1eddi lao \u0111\u1ed9ng: R\u1ee7i ro li\u00ean t\u1ee5c trong chu\u1ed7i cung \u1ee9ng PPE<\/h3>\n\n

C\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 s\u1ea3n xu\u1ea5t, v\u1eadn chuy\u1ec3n v\u00e0 mua thi\u1ebft b\u1ecb b\u1ea3o h\u1ed9 c\u00e1 nh\u00e2n (PPE) \u0111\u00e3 \u0111\u00e1nh d\u1ea5u nh\u1eefng th\u00e1ng \u0111\u1ea7u c\u1ee7a \u0111\u1ea1i d\u1ecbch v\u00e0 ti\u1ebfp t\u1ee5c g\u00e2y ra v\u1ea5n \u0111\u1ec1 \u1edf m\u1ed9t s\u1ed1 n\u01a1i v\u00e0 \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ng\u00e0nh c\u00f4ng nghi\u1ec7p.\n“Ngay t\u1eeb \u0111\u1ea7u cu\u1ed9c kh\u1ee7ng ho\u1ea3ng, c\u00e1c s\u1ea3n ph\u1ea9m PPE \u0111\u00e3 c\u00f3 s\u1eb5n, nh\u01b0ng kh\u00f4ng ch\u1ea3y \u0111\u1ebfn n\u01a1i c\u1ea7n thi\u1ebft v\u00ec m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t \u1edf m\u1ed9t s\u1ed1 qu\u1ed1c gia kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn \u1edf nh\u1eefng qu\u1ed1c gia kh\u00e1c”, John Scott<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u b\u1ed9 ph\u1eadn r\u1ee7i ro b\u1ec1n v\u1eefng t\u1ea1i B\u1ea3o hi\u1ec3m Zurich vi\u1ebft. <\/p>\n\n

Thay \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh \u0111\u00e3 gi\u00fap gi\u1ea3m b\u1edbt c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn PPE, nh\u01b0ng chi ph\u00ed v\u00e0 s\u1ef1 khan hi\u1ebfm v\u1eabn l\u00e0 v\u1ea5n \u0111\u1ec1 \u1edf m\u1ed9t s\u1ed1 khu v\u1ef1c tr\u00ean th\u1ebf gi\u1edbi, bao g\u1ed3m c\u1ea3 Hoa K\u1ef3.\n\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf, m\u1ed1i quan t\u00e2m v\u1ec1 PPE c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn r\u1ee7i ro \u0111\u00e1ng k\u1ec3 cho ng\u01b0\u1eddi lao \u0111\u1ed9ng, kh\u00e1ch h\u00e0ng v\u00e0 doanh nghi\u1ec7p, \u0111i\u1ec1u m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p ph\u1ea3i gi\u1ea3i quy\u1ebft t\u1ed1t nh\u1ea5t c\u00f3 th\u1ec3. <\/p>\n\n

COVID-19, l\u00e0m vi\u1ec7c t\u1eeb xa v\u00e0 r\u1ee7i ro m\u1ea1ng<\/h3>\n\n

\u0110\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi \u0111\u1ea1i d\u1ecbch l\u00e2y lan, nhi\u1ec1u doanh nghi\u1ec7p \u0111\u00e3 \u0111\u00f3ng c\u1eeda kh\u00f4ng gian l\u00e0m vi\u1ec7c tr\u1ef1c ti\u1ebfp, chuy\u1ec3n l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd sang c\u00e1c n\u1ec1n t\u1ea3ng tr\u1ef1c tuy\u1ebfn.\nTrong khi vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 gi\u00fap l\u00e0m ch\u1eadm s\u1ef1 l\u00e2y lan c\u1ee7a virus, n\u00f3 c\u0169ng l\u00e0m t\u0103ng r\u1ee7i ro cho c\u00e1c c\u00f4ng ty c\u1ee7a m\u1ed9t s\u1ef1 ki\u1ec7n m\u1ea1ng l\u1edbn. <\/p>\n\n

An ninh m\u1ea1ng l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh to\u00e0n c\u1ea7u ngay c\u1ea3 tr\u01b0\u1edbc khi COVID-19 khi\u1ebfn c\u00e1c c\u00f4ng ty v\u00e0 kh\u00e1ch h\u00e0ng \u0111\u1ed5 x\u00f4 v\u00e0o b\u1ed1i c\u1ea3nh k\u1ef9 thu\u1eadt s\u1ed1.\nTheo B\u00e1o c\u00e1o xu h\u01b0\u1edbng ph\u1ee5c h\u1ed3i v\u00e0 r\u1ee7i ro to\u00e0n c\u1ea7u l\u1ea7n th\u1ee9 5<\/a> c\u1ee7a DRI International, nh\u1eefng lo ng\u1ea1i v\u1ec1 m\u1ed9t cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng th\u00e0nh c\u00f4ng l\u1edbn \u0111\u1ee9ng \u0111\u1ea7u danh s\u00e1ch c\u00e1c r\u1ee7i ro m\u00e0 c\u00e1c doanh nghi\u1ec7p lo s\u1ee3, c\u1ea3 n\u00f3i chung v\u00e0 \u1edf c\u00e1c khu v\u1ef1c v\u00e0 ng\u00e0nh c\u1ee5 th\u1ec3.\nNh\u1eefng lo ng\u1ea1i v\u1ec1 vi ph\u1ea1m d\u1eef li\u1ec7u nghi\u00eam tr\u1ecdng v\u00e0 ng\u1eebng ho\u1ea1t \u0111\u1ed9ng CNTT l\u1ea7n l\u01b0\u1ee3t x\u1ebfp th\u1ee9 hai v\u00e0 th\u1ee9 ba. <\/p>\n\n

Tuy nhi\u00ean, hy v\u1ecdng v\u1eabn c\u00f2n.\nB\u00e1o c\u00e1o c\u0169ng cho th\u1ea5y c\u00e1c doanh nghi\u1ec7p \u0111\u00e3 t\u0103ng t\u1ed1c n\u1ed7 l\u1ef1c c\u1ee7ng c\u1ed1 ho\u1ea1t \u0111\u1ed9ng kinh doanh li\u00ean t\u1ee5c, kh\u1eafc ph\u1ee5c th\u1ea3m h\u1ecda v\u00e0 c\u00e1c n\u1ed7 l\u1ef1c qu\u1ea3n l\u00fd kh\u1ee7ng ho\u1ea3ng v\u00e0 kh\u1ea9n c\u1ea5p trong su\u1ed1t n\u0103m 2019.\nM\u1eb7c d\u00f9 c\u00e1c doanh nghi\u1ec7p n\u00e0y kh\u00f4ng th\u1ec3 bi\u1ebft \u0111i\u1ec1u g\u00ec s\u1ebd x\u1ea3y ra v\u00e0o n\u0103m 2020, nh\u01b0ng h\u1ecd v\u1eabn l\u00e0m vi\u1ec7c \u0111\u1ec3 chu\u1ea9n b\u1ecb cho m\u1ed1i \u0111e d\u1ecda c\u1ee7a nh\u1eefng th\u1ea3m h\u1ecda ch\u01b0a bi\u1ebft.\nNh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ec1n \u0111\u00e1p b\u1eb1ng kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i cao h\u01a1n cho nhi\u1ec1u doanh nghi\u1ec7p. <\/p>\n\n

Qu\u1ea3n l\u00fd n\u1ee3 th\u01b0\u01a1ng m\u1ea1i v\u00e0 c\u00e1c r\u1ee7i ro kh\u00e1c<\/h3>\n\n

Nh\u1eefng lo ng\u1ea1i v\u1ec1 PPE \u0111\u00e3 ph\u01a1i b\u00e0y nh\u1eefng \u0111i\u1ec3m y\u1ebfu trong chu\u1ed7i cung \u1ee9ng to\u00e0n c\u1ea7u.\nKhi c\u00e1c doanh nghi\u1ec7p ti\u1ebfp t\u1ee5c chuy\u1ec3n sang m\u00f4 h\u00ecnh ch\u1ec9 tr\u1ef1c tuy\u1ebfn ho\u1eb7c tr\u1ef1c tuy\u1ebfn \u0111\u1ea7u ti\u00ean, chu\u1ed7i cung \u1ee9ng ti\u1ebfp t\u1ee5c \u1ecdp \u1eb9p d\u01b0\u1edbi s\u1ef1 c\u0103ng th\u1eb3ng c\u1ee7a \u0111\u1ea1i d\u1ecbch, thay \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh, \u1ed5n \u0111\u1ecbnh m\u00f4i tr\u01b0\u1eddng v\u00e0 c\u00e1c v\u1ea5n \u0111\u1ec1 kh\u00e1c. <\/p>\n\n

C\u00e1c c\u00f4ng ty v\u1eadn t\u1ea3i bi\u1ec3n v\u00e0 c\u00e1c c\u00f4ng ty ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o chu\u1ed7i cung \u1ee9ng c\u1ee7a h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro b\u1ed5 sung li\u00ean quan \u0111\u1ebfn v\u1ee1 n\u1ee3 v\u00e0 c\u00e1c v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh t\u01b0\u01a1ng t\u1ef1.\n“C\u00e1c ch\u1ee7 h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp b\u1edfi c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p trong \u0111\u00f3 vi\u1ec7c \u0111\u00f3ng c\u1eeda l\u1edbn \u0111\u00e3 x\u1ea3y ra”, Jamie Cannon<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch h\u1eadu c\u1ea7n c\u1ee7a b\u00ean th\u1ee9 ba t\u1ea1i Reliance Partners cho bi\u1ebft.\n“C\u00e1c v\u1ee5 v\u1ee1 n\u1ee3 g\u00e2y ra m\u1ed1i \u0111e d\u1ecda cho nh\u1eefng ng\u01b0\u1eddi b\u1ecb \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp b\u1edfi c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p \u0111\u00e3 m\u1ea5t ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng nh\u01b0 nh\u1eefng ng\u00e0nh \u0111ang tr\u1ea3i qua suy tho\u00e1i do thi\u1ebfu ngu\u1ed3n cung c\u0169ng nh\u01b0 s\u1ef1 ch\u1eadm tr\u1ec5 c\u1ee7a chu\u1ed7i cung \u1ee9ng”. <\/p>\n\n

Khi \u0111\u1ea1i d\u1ecbch b\u1eaft \u0111\u1ea7u v\u00e0o cu\u1ed1i n\u0103m 2019, nhi\u1ec1u doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf \u0111ang tr\u00ean \u0111\u00e0 run r\u1ea9y.\nV\u00e0o cu\u1ed1i n\u0103m 2019, 40% c\u00e1c c\u00f4ng ty M\u1ef9 \u0111\u00e3 thua l\u1ed7 trong 12 th\u00e1ng tr\u01b0\u1edbc \u0111\u00f3, nh\u00e0 ph\u00e2n t\u00edch nghi\u00ean c\u1ee9u Andrew Cox<\/a> c\u1ee7a FreightWaves cho bi\u1ebft.\nNhi\u1ec1u doanh nghi\u1ec7p trong s\u1ed1 n\u00e0y c\u00f3 th\u1ec3 \u0111\u00e3 \u0111\u00f3ng c\u1eeda, l\u00e0m m\u1ea5t \u1ed5n \u0111\u1ecbnh th\u00eam l\u1ee3i nhu\u1eadn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169 v\u00e0 l\u00e0m tr\u1ea7m tr\u1ecdng th\u00eam c\u00e1c v\u1ea5n \u0111\u1ec1 nh\u01b0 t\u1ef7 l\u1ec7 th\u1ea5t nghi\u1ec7p cao. <\/p>\n\n

\"\"<\/figure>\n\n

B\u1ea5t \u1ed5n kinh t\u1ebf v\u00e0 ch\u00ednh tr\u1ecb v\u00e0 r\u1ee7i ro ti\u1ebfp t\u1ee5c<\/h2>\n\n

Th\u1ea3m h\u1ecda m\u00f4i tr\u01b0\u1eddng c\u0169ng l\u00e0 m\u1ed9t m\u1ed1i quan t\u00e2m n\u1ed5i b\u1eadt \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p v\u00e0 ch\u00ednh ph\u1ee7.\nV\u00ed d\u1ee5, B\u00e1o c\u00e1o R\u1ee7i ro To\u00e0n c\u1ea7u<\/a> c\u1ee7a Di\u1ec5n \u0111\u00e0n Kinh t\u1ebf Th\u1ebf gi\u1edbi 2020 x\u1ebfp h\u1ea1ng c\u00e1c m\u1ed1i \u0111e d\u1ecda kh\u00ed h\u1eadu \u1edf \u0111\u1ea7u danh s\u00e1ch c\u00e1c r\u1ee7i ro d\u00e0i h\u1ea1n to\u00e0n c\u1ea7u.\nB\u1ea5t \u1ed5n kinh t\u1ebf v\u00e0 ch\u00ednh tr\u1ecb do t\u00e1c \u0111\u1ed9ng c\u1ee7a bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu xu\u1ea5t hi\u1ec7n nh\u01b0 nh\u1eefng r\u1ee7i ro ng\u1eafn h\u1ea1n n\u1ed5i b\u1eadt trong n\u0103m 2020, theo b\u00e1o c\u00e1o. <\/p>\n\n

C\u00e1c d\u1ef1 \u0111o\u00e1n c\u1ee7a b\u00e1o c\u00e1o v\u1ec1 c\u00e1c r\u1ee7i ro m\u00f4i tr\u01b0\u1eddng to\u00e0n c\u1ea7u h\u00e0ng \u0111\u1ea7u bao g\u1ed3m c\u00e1c s\u1ef1 ki\u1ec7n th\u1eddi ti\u1ebft c\u1ef1c \u0111oan, ti\u1ebfp t\u1ee5c kh\u00f4ng h\u00e0nh \u0111\u1ed9ng trong vi\u1ec7c th\u00edch \u1ee9ng v\u00e0 gi\u1ea3m thi\u1ec3u bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu, thi\u1ec7t h\u1ea1i m\u00f4i tr\u01b0\u1eddng do con ng\u01b0\u1eddi g\u00e2y ra, \u0111a d\u1ea1ng sinh h\u1ecdc v\u00e0 s\u1ee5p \u0111\u1ed5 h\u1ec7 sinh th\u00e1i, v\u00e0 c\u00e1c th\u1ea3m h\u1ecda thi\u00ean nhi\u00ean nh\u01b0 \u0111\u1ed9ng \u0111\u1ea5t v\u00e0 b\u00e3o.<\/p>\n\n

Quy \u0111\u1ecbnh ki\u1ec3m so\u00e1t r\u1ee7i ro, nh\u01b0ng \u0111\u1eb7t ra c\u00e2u h\u1ecfi<\/h3>\n\n

Khi c\u00e1c r\u1ee7i ro kinh t\u1ebf, kh\u00ed h\u1eadu v\u00e0 ch\u00ednh tr\u1ecb ti\u1ebfp t\u1ee5c gia t\u0103ng, c\u00e1c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p tr\u00ean th\u1ebf gi\u1edbi c\u0169ng ph\u1ea3i gi\u1ea3i quy\u1ebft nh\u1eefng m\u1ed1i \u0111e d\u1ecda n\u00e0y.\n“C\u00f3 \u00e1p l\u1ef1c ng\u00e0y c\u00e0ng t\u0103ng \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty t\u1eeb c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, c\u01a1 quan qu\u1ea3n l\u00fd, kh\u00e1ch h\u00e0ng v\u00e0 nh\u00e2n vi\u00ean \u0111\u1ec3 ch\u1ee9ng minh kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i c\u1ee7a h\u1ecd \u0111\u1ed1i v\u1edbi bi\u1ebfn \u0111\u1ed9ng kh\u00ed h\u1eadu gia t\u0103ng”, John Drzik<\/a>, ch\u1ee7 t\u1ecbch c\u1ee7a Marsh &; McLennan Insights n\u00f3i.\n“Nh\u1eefng ti\u1ebfn b\u1ed9 khoa h\u1ecdc c\u00f3 ngh\u0129a l\u00e0 r\u1ee7i ro kh\u00ed h\u1eadu gi\u1edd \u0111\u00e2y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c m\u00f4 h\u00ecnh h\u00f3a v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c cao h\u01a1n v\u00e0 \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o qu\u1ea3n l\u00fd r\u1ee7i ro v\u00e0 k\u1ebf ho\u1ea1ch kinh doanh.” <\/p>\n\n

“B\u1ecb d\u1eabn d\u1eaft b\u1edfi s\u1ef1 b\u1ea5t m\u00e3n, c\u00e1c ch\u00ednh ph\u1ee7 \u0111ang th\u1ef1c hi\u1ec7n h\u00e0nh \u0111\u1ed9ng ph\u00e1p l\u00fd \u0111\u1ec3 gi\u1ea3i quy\u1ebft nh\u1eefng b\u1ea5t b\u00ecnh v\u1ec1 x\u00e3 h\u1ed9i v\u00e0 m\u00f4i tr\u01b0\u1eddng”, Chloe Demrovsky<\/a>, ch\u1ee7 t\u1ecbch v\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Vi\u1ec7n Ph\u1ee5c h\u1ed3i Thi\u00ean tai Qu\u1ed1c t\u1ebf vi\u1ebft.\nB\u1edfi v\u00ec c\u00e1c quy \u0111\u1ecbnh xu\u1ea5t hi\u1ec7n t\u1eeb s\u1ef1 ch\u1eafp v\u00e1 ch\u1ed3ng ch\u00e9o c\u1ee7a c\u00e1c c\u01a1 quan ch\u00ednh ph\u1ee7 v\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf Hoa K\u1ef3, c\u00e1c doanh nghi\u1ec7p c\u00f3 th\u1ec3 th\u1ea5y m\u00ecnh ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c y\u00eau c\u1ea7u ph\u00e1p l\u00fd kh\u00f3 dung h\u00f2a.\nNh\u1eadn th\u1ee9c v\u1ec1 nh\u1eefng thay \u0111\u1ed5i quy \u0111\u1ecbnh khi c\u00e1c \u00fd t\u01b0\u1edfng xu\u1ea5t hi\u1ec7n c\u00f3 th\u1ec3 gi\u00fap c\u00e1c doanh nghi\u1ec7p v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111i\u1ec1u ch\u1ec9nh d\u1ec5 d\u00e0ng h\u01a1n khi nh\u1eefng thay \u0111\u1ed5i n\u00e0y tr\u1edf th\u00e0nh lu\u1eadt. <\/p>\n\n

N\u0103m 2020 ti\u1ebfp t\u1ee5c l\u00e0 m\u1ed9t n\u0103m c\u1ee7a nh\u1eefng s\u1ef1 ki\u1ec7n, r\u1ee7i ro v\u00e0 t\u1ed5n th\u1ea5t ch\u01b0a t\u1eebng c\u00f3.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i th\u1ea5y m\u00ecnh ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t ma tr\u1eadn m\u1edbi c\u1ee7a nh\u1eefng th\u00e1ch th\u1ee9c ch\u1ed3ng ch\u00e9o l\u00e0m ph\u1ee9c t\u1ea1p l\u1eabn nhau.\nTrong khi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u00ean to\u00e0n th\u1ebf gi\u1edbi \u0111ang t\u0103ng l\u00ean trong d\u1ecbp n\u00e0y, v\u1eabn c\u00f2n nhi\u1ec1u \u1ea9n s\u1ed1. <\/p>\n\n

H\u00ecnh \u1ea3nh b\u1edfi: soloway\/\u00a9123RF.com, Suriyan Buntiam\/\u00a9123RF.com, razihusin\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

“Giai \u0111o\u1ea1n kinh t\u1ebf to\u00e0n c\u1ea7u \u0111\u00e3 ch\u1ee9ng ki\u1ebfn m\u1ed9t s\u1ed1 bi\u1ebfn \u0111\u1ed9ng b\u1ea5t th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn ch\u00ednh tr\u1ecb v\u00e0o n\u0103m 2019 v\u00e0 n\u0103m 2020 c\u00f3 v\u1ebb kh\u00f4ng b\u00ecnh t\u0129nh h\u01a1n nhi\u1ec1u”, John Lori\u00e9, Ti\u1ebfn s\u0129, nh\u00e0 kinh t\u1ebf tr\u01b0\u1edfng t\u1ea1i Atradius Credit Insurance v\u00e0 l\u00e0 nh\u00e0 nghi\u00ean c\u1ee9u t\u1ea1i \u0110\u1ea1i h\u1ecdc Amsterdam, vi\u1ebft […]<\/p>\n","protected":false},"featured_media":8729,"template":"","insight-category":[],"class_list":["post-19965","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/19965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8729"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=19965"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=19965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}