{"id":19929,"date":"2024-09-20T13:28:28","date_gmt":"2024-09-20T18:28:28","guid":{"rendered":"https:\/\/bolttech.io\/insights\/bao-hiem-du-lich-nhung-thach-thuc-hien-tai-va-du-doan\/"},"modified":"2024-09-20T13:28:33","modified_gmt":"2024-09-20T18:28:33","slug":"bao-hiem-du-lich-nhung-thach-thuc-hien-tai-va-du-doan","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-du-lich-nhung-thach-thuc-hien-tai-va-du-doan\/","title":{"rendered":"B\u1ea3o hi\u1ec3m du l\u1ecbch: Nh\u1eefng th\u00e1ch th\u1ee9c hi\u1ec7n t\u1ea1i v\u00e0 d\u1ef1 \u0111o\u00e1n"},"content":{"rendered":"\n<p>D\u1ef1 \u0111o\u00e1n cho ng\u00e0nh b\u1ea3o hi\u1ec3m du l\u1ecbch r\u1ea5t s\u00e1ng s\u1ee7a v\u00e0o cu\u1ed1i n\u0103m 2019 v\u00e0 \u0111\u1ea7u n\u0103m 2020.\nTuy nhi\u00ean, khi \u0111\u1ea1i d\u1ecbch COVID-19 l\u00e0m gi\u00e1n \u0111o\u1ea1n c\u00e1c k\u1ebf ho\u1ea1ch du l\u1ecbch tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, n\u00f3 c\u0169ng l\u00e0m gi\u00e1n \u0111o\u1ea1n ng\u00e0nh c\u00f4ng nghi\u1ec7p cung c\u1ea5p b\u1ea3o hi\u1ec3m cho c\u00e1c r\u1ee7i ro du l\u1ecbch. <\/p>\n\n<p>Gi\u1ed1ng nh\u01b0 c\u00e1c ng\u00e0nh kh\u00e1c, b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111ang b\u1eaft \u0111\u1ea7u ph\u1ee5c h\u1ed3i khi c\u00fa s\u1ed1c ban \u0111\u1ea7u c\u1ee7a \u0111\u1ea1i d\u1ecbch \u0111\u00e3 qua.\nKhi b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u1ee5c h\u1ed3i, n\u00f3 l\u00e0m nh\u01b0 v\u1eady d\u01b0\u1edbi s\u1ef1 gi\u00e1m s\u00e1t m\u1edbi t\u1eeb kh\u00e1ch h\u00e0ng v\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd.\nPh\u1ee5c h\u1ed3i ho\u00e0n to\u00e0n s\u1ebd \u0111\u00f2i h\u1ecfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u1ea3i gi\u1ea3i quy\u1ebft m\u1ed9t lo\u1ea1t c\u00e1c nhu c\u1ea7u v\u1ec1 s\u1ea3n ph\u1ea9m m\u1edbi v\u00e0 c\u1ea3i thi\u1ec7n th\u00f4ng tin li\u00ean l\u1ea1c.  <\/p>\n\n<h2 class=\"wp-block-heading\">T\u00ecnh tr\u1ea1ng b\u1ea3o hi\u1ec3m du l\u1ecbch trong COVID-19<\/h2>\n\n<p>&#8220;COVID-19 \u0111\u00e3 khi\u1ebfn ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u00e0y quay \u0111\u1ea7u. S\u1ebd c\u00f3 nh\u1eefng thay \u0111\u1ed5i l\u1edbn li\u00ean quan \u0111\u1ebfn b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch \u0111\u01b0\u1ee3c vi\u1ebft cho k\u1ebf ho\u1ea1ch du l\u1ecbch&#8221;, <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/05\/this-is-the-surprising-way-coronavirus-has-changed-travel-insurance\/#14bab4481664\" target=\"_blank\" rel=\"noreferrer noopener\">PK Rao<\/a>, gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a c\u00f4ng ty insurtech INF, c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m du l\u1ecbch cho du kh\u00e1ch \u0111\u1ebfn Hoa K\u1ef3 v\u00e0 Canada, cho bi\u1ebft.<\/p>\n\n<p>Trong khi b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p tr\u1ecb gi\u00e1 3,8 t\u1ef7 \u0111\u00f4 la \u1edf M\u1ef9 tr\u01b0\u1edbc \u0111\u1ea1i d\u1ecbch, ch\u1ec9 kho\u1ea3ng 6,3% trong s\u1ed1 \u0111\u00f3 d\u00e0nh cho b\u1ea3o hi\u1ec3m cho nhu c\u1ea7u s\u01a1 t\u00e1n y t\u1ebf v\u00e0 y t\u1ebf, theo m\u1ed9t <a href=\"http:\/\/www.ustia.org\/uploads\/2\/4\/8\/8\/24887869\/ustia_press_release_2019_new_study.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">nghi\u00ean c\u1ee9u<\/a> n\u0103m 2018 c\u1ee7a Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Du l\u1ecbch Hoa K\u1ef3.\nPh\u1ea7n l\u1edbn c\u00e1c giao d\u1ecbch mua b\u1ea3o hi\u1ec3m du l\u1ecbch t\u1eadp trung v\u00e0o vi\u1ec7c h\u1ee7y chuy\u1ebfn \u0111i ho\u1eb7c gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i. <\/p>\n\n<p>Tuy nhi\u00ean, \u0111\u1ea1i d\u1ecbch coronavirus \u0111\u00e3 l\u00e0m m\u1edbi m\u1ed1i quan t\u00e2m \u0111\u1ebfn b\u1ea3o hi\u1ec3m y t\u1ebf cho du l\u1ecbch, \u0111\u1eb7c bi\u1ec7t l\u00e0 b\u1ea3o hi\u1ec3m cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p nhi\u1ec5m COVID-19.\nN\u00f3 c\u0169ng \u0111\u00e3 l\u00e0m s\u00e1ng t\u1ecf nh\u1eefng h\u1ea1n ch\u1ebf c\u1ee7a b\u1ea3o hi\u1ec3m h\u1ee7y chuy\u1ebfn \u0111i ho\u1eb7c gi\u00e1n \u0111o\u1ea1n, th\u00fac \u0111\u1ea9y nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi. <\/p>\n\n<h3 class=\"wp-block-heading\">C\u00e1c quy t\u1eafc m\u1edbi tr\u00ean \u0111\u01b0\u1eddng ch\u00e2n tr\u1eddi cho ng\u00e0nh du l\u1ecbch<\/h3>\n\n<p>S\u1ef1 can thi\u1ec7p c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 quy \u0111\u1ecbnh c\u0169ng c\u00f3 th\u1ec3 thay \u0111\u1ed5i nhu c\u1ea7u ho\u1eb7c mong mu\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch.\nV\u00ed d\u1ee5, m\u1ed9t d\u1ef1 lu\u1eadt \u0111\u01b0\u1ee3c \u0111\u01b0a ra v\u00e0o th\u00e1ng 5\/2020 s\u1ebd y\u00eau c\u1ea7u c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng l\u1edbn v\u00e0 ng\u01b0\u1eddi b\u00e1n v\u00e9 b\u00ean th\u1ee9 ba ho\u00e0n l\u1ea1i to\u00e0n b\u1ed9 ti\u1ec1n m\u1eb7t cho v\u00e9 m\u00e1y bay b\u1ecb h\u00e3ng h\u00e0ng kh\u00f4ng ho\u1eb7c h\u00e0nh kh\u00e1ch h\u1ee7y trong th\u1eddi k\u1ef3 \u0111\u1ea1i d\u1ecbch. <\/p>\n\n<p>D\u1ef1 lu\u1eadt, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 <a href=\"https:\/\/www.markey.senate.gov\/imo\/media\/doc\/Cash%20Refunds%20for%20Coronavirus%20Cancellations%20bill.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u0110\u1ea1o lu\u1eadt Ho\u00e0n ti\u1ec1n m\u1eb7t cho H\u1ee7y b\u1ecf Coronavirus<\/a>, cho \u0111\u1ebfn nay v\u1eabn ch\u01b0a nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u1ee7ng h\u1ed9 nhi\u1ec7t t\u00ecnh.\nTuy nhi\u00ean, n\u00f3 cung c\u1ea5p m\u1ed9t v\u00ed d\u1ee5 v\u1ec1 lo\u1ea1i can thi\u1ec7p c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn nh\u1eadn th\u1ee9c c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 nhu c\u1ea7u b\u1ea3o hi\u1ec3m du l\u1ecbch, t\u1eeb \u0111\u00f3 s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh mua h\u00e0ng c\u1ee7a h\u1ecd. <\/p>\n\n<h3 class=\"wp-block-heading\">Th\u00e1ch th\u1ee9c m\u1edbi, ph\u1ea1m vi b\u1ea3o hi\u1ec3m m\u1edbi<\/h3>\n\n<p>Trong khi m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111ang n\u00e9 tr\u00e1nh vi\u1ec7c cung c\u1ea5p b\u1ea3o hi\u1ec3m cho c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng COVID-19, nh\u1eefng c\u00f4ng ty kh\u00e1c \u0111\u00e3 \u0111\u1ea9y m\u1ea1nh th\u00e1ch th\u1ee9c.\nV\u00ed d\u1ee5, c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch Seven Corners hi\u1ec7n cung c\u1ea5p c\u00e1c ch\u00ednh s\u00e1ch chi tr\u1ea3 r\u00f5 r\u00e0ng chi ph\u00ed y t\u1ebf do COVID-19 k\u00fd h\u1ee3p \u0111\u1ed3ng khi \u0111i du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i ho\u1eb7c bao g\u1ed3m chi ph\u00ed chuy\u1ebfn \u0111i \u0111\u01b0\u1eddng b\u1ed9. <\/p>\n\n<p>Nh\u1eefng ch\u00ednh s\u00e1ch m\u1edbi n\u00e0y gi\u1ea3i quy\u1ebft c\u1ea3 m\u1ed1i quan t\u00e2m v\u1ec1 coronavirus v\u00e0 thay \u0111\u1ed5i m\u00f4 h\u00ecnh du l\u1ecbch, <a href=\"https:\/\/www.cnbc.com\/2020\/06\/21\/travel-insurer-launches-overseas-covid-19-domestic-road-trip-coverage.html\" target=\"_blank\" rel=\"noreferrer noopener\">Jeremy Murchland<\/a>, ch\u1ee7 t\u1ecbch c\u1ee7a Seven Corners cho bi\u1ebft.\n&#8220;R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi \u0111ang ch\u1ecdn th\u1ef1c hi\u1ec7n c\u00e1c chuy\u1ebfn \u0111i \u0111\u01b0\u1eddng b\u1ed9 cho m\u00f9a h\u00e8 thay v\u00ec du l\u1ecbch h\u00e0ng kh\u00f4ng.\nCh\u00fang t\u00f4i c\u0169ng t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i [the pandemic presents] \u0111\u1ec3 ph\u00e1t tri\u1ec3n m\u1ed9t d\u00f2ng b\u1ea3o hi\u1ec3m du l\u1ecbch &#8216;c\u1ed9ng&#8217; cung c\u1ea5p b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 cho COVID-19.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg\" alt=\"\" class=\"wp-image-8938\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">D\u1ef1 b\u00e1o \u0111\u1ea1i d\u1ecbch: \u0110i\u1ec1u g\u00ec ti\u1ebfp theo cho b\u1ea3o hi\u1ec3m du l\u1ecbch?<\/h2>\n\n<p>Nh\u1eefng lo ng\u1ea1i ban \u0111\u1ea7u li\u00ean quan \u0111\u1ebfn COVID-19 \u0111\u00e3 d\u1eabn \u0111\u1ebfn m\u1ed9t lo\u1ea1t c\u00e1c chuy\u1ebfn \u0111i b\u1ecb h\u1ee7y, th\u01b0\u1eddng kh\u00f4ng quan t\u00e2m \u0111\u1ebfn vi\u1ec7c li\u1ec7u t\u1ea5t c\u1ea3 ho\u1eb7c m\u1ed9t ph\u1ea7n chi ph\u00ed c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u00f9 \u0111\u1eafp hay kh\u00f4ng.\nTuy nhi\u00ean, khi ng\u01b0\u1eddi M\u1ef9 \u0111\u00e3 quen v\u1edbi cu\u1ed9c s\u1ed1ng trong \u0111i\u1ec1u ki\u1ec7n \u0111\u1ea1i d\u1ecbch, du l\u1ecbch \u0111\u00e3 \u0111\u01b0\u1ee3c n\u1ed1i l\u1ea1i, m\u1eb7c d\u00f9 d\u01b0\u1edbi m\u1ed9t h\u00ecnh th\u1ee9c kh\u00e1c. <\/p>\n\n<p>Trong khi s\u1ed1 l\u01b0\u1ee3ng du l\u1ecbch qu\u1ed1c t\u1ebf \u0111\u00e3 gi\u1ea3m, s\u1ed1 l\u01b0\u1ee3ng du l\u1ecbch n\u1ed9i \u0111\u1ecba \u0111\u00e3 t\u0103ng l\u00ean.\n&#8220;Cho \u0111\u1ebfn nay, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m Starr \u0111\u00e3 ch\u1ee9ng ki\u1ebfn m\u1ee9c t\u0103ng h\u00e0ng n\u0103m l\u00e0 528% trong vi\u1ec7c mua c\u00e1c h\u1ee3p \u0111\u1ed3ng du l\u1ecbch M\u1ef9&#8221;, <a href=\"https:\/\/www.propertycasualty360.com\/2020\/07\/23\/travel-trends-emerging-in-the-wake-of-the-covid-19-pandemic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Grossman<\/a>, gi\u00e1m \u0111\u1ed1c b\u00e1n h\u00e0ng v\u00e0 ph\u00e2n ph\u1ed1i du l\u1ecbch gi\u1ea3i tr\u00ed t\u1ea1i Starr vi\u1ebft. <\/p>\n\n<p>Mong mu\u1ed1n b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 v\u1eabn \u1edf m\u1ee9c cao.\nM\u1ed9t nghi\u00ean c\u1ee9u n\u0103m 2019 c\u1ee7a Berkshire Hathaway Travel Protection cho th\u1ea5y s\u1ef1 quan t\u00e2m \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn b\u1ea3o hi\u1ec3m du l\u1ecbch \u1edf nh\u1eefng du kh\u00e1ch tr\u1ebb tu\u1ed5i.\nCh\u1eb3ng h\u1ea1n, 71% millennials \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t cho bi\u1ebft h\u1ecd c\u00f3 k\u1ebf ho\u1ea1ch mua th\u00eam b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0o n\u0103m 2020.  <\/p>\n\n<p>V\u00e0i n\u0103m qua \u0111\u00e3 cho th\u1ea5y s\u1ef1 gia t\u0103ng nh\u1ea5t qu\u00e1n v\u1ec1 s\u1ef1 quan t\u00e2m c\u1ee7a th\u1ebf h\u1ec7 millennials \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch: Ngay c\u1ea3 khi nh\u00f3m tu\u1ed5i n\u00e0y mu\u1ed1n \u0111i du l\u1ecbch, h\u1ecd c\u0169ng mu\u1ed1n t\u1ef1 b\u1ea3o v\u1ec7 m\u00ecnh kh\u1ecfi r\u1ee7i ro.\n&#8220;N\u00f3 n\u00f3i l\u00ean r\u1ea5t nhi\u1ec1u \u0111i\u1ec1u v\u1ec1 th\u1ebf h\u1ec7 Millennials, nh\u1eefng ng\u01b0\u1eddi n\u00f3i chung cho th\u1ea5y h\u1ecd mu\u1ed1n ch\u1ea5p nh\u1eadn r\u1ee7i ro khi \u0111i du l\u1ecbch nh\u01b0ng \u0111ang cho th\u1ea5y h\u1ecd \u0111\u1ee7 hi\u1ec3u bi\u1ebft \u0111\u1ec3 t\u1ef1 b\u1ea3o v\u1ec7 m\u00ecnh b\u1eb1ng b\u1ea3o hi\u1ec3m du l\u1ecbch&#8221;, <a href=\"https:\/\/www.businesswire.com\/news\/home\/20191113005780\/en\/Survey-Reveals-Sharp-Spike-Travelers-Intending-Buy\" target=\"_blank\" rel=\"noreferrer noopener\">Dean Sivley<\/a>, ch\u1ee7 t\u1ecbch c\u1ee7a Berkshire Hathaway Travel Protection n\u00f3i. <\/p>\n\n<p>B\u1ea5t ch\u1ea5p \u0111\u1ea1i d\u1ecbch, b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1eabn l\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng trong vi\u1ec7c b\u1ea3o v\u1ec7 r\u1ee7i ro cho h\u00e0ng tri\u1ec7u du kh\u00e1ch m\u1ed7i n\u0103m.\nTh\u00edch \u1ee9ng v\u1edbi nh\u1eefng m\u1ed1i quan t\u00e2m m\u1edbi v\u00e0 ph\u01b0\u01a1ng ph\u00e1p giao ti\u1ebfp m\u1edbi c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch k\u1ebft n\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng. <\/p>\n\n<h3 class=\"wp-block-heading\">G\u1eb7p g\u1ee1 kh\u00e1ch h\u00e0ng tr\u1ef1c tuy\u1ebfn<\/h3>\n\n<p>Truy\u1ec1n th\u00f4ng kh\u00e1ch h\u00e0ng ti\u1ebfp t\u1ee5c h\u1ed7 tr\u1ee3 quan h\u1ec7 kh\u00e1ch h\u00e0ng m\u1ea1nh m\u1ebd, trung th\u00e0nh trong b\u1ea3o hi\u1ec3m du l\u1ecbch nh\u01b0 trong c\u00e1c ng\u00e0nh kh\u00e1c.\nT\u1ea1i \u0111\u00e2y, n\u1eafm b\u1eaft c\u00e1c c\u00f4ng c\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 v\u0103n h\u00f3a k\u1ef9 thu\u1eadt s\u1ed1 c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch truy\u1ec1n \u0111\u1ea1t nh\u1eefng thay \u0111\u1ed5i trong s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m cho kh\u00e1ch h\u00e0ng v\u00e0 cung c\u1ea5p h\u1ed7 tr\u1ee3 tr\u01b0\u1edbc, trong v\u00e0 sau chuy\u1ebfn \u0111i. <\/p>\n\n<p>V\u00e0o th\u00e1ng 1 n\u0103m 2020, <a href=\"https:\/\/www.travelweekly.com.au\/article\/opinion-9-travel-insurance-trends-to-spot-in-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ben Webster<\/a>, ng\u01b0\u1eddi s\u00e1ng l\u1eadp m\u1ed9t s\u1ed1 li\u00ean doanh b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i \u00dac, d\u1ef1 \u0111o\u00e1n r\u1eb1ng b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i b\u1edfi m\u1ed9t s\u1ed1 k\u1ebf ho\u1ea1ch t\u1eadp trung v\u00e0o vi\u1ec7c n\u00e2ng cao ki\u1ebfn th\u1ee9c, ni\u1ec1m tin v\u00e0 d\u1ecbch v\u1ee5 c\u1ee7a kh\u00e1ch h\u00e0ng.\nNhi\u1ec1u trong s\u1ed1 n\u00e0y, bao g\u1ed3m c\u00e1c m\u1ed1i quan h\u1ec7 li\u00ean k\u1ebft v\u00e0 \u0111\u1ec1 xu\u1ea5t s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a, d\u1ef1a v\u00e0o vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 v\u00e0 d\u1eef li\u1ec7u k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ec3 cung c\u1ea5p tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng v\u01b0\u1ee3t tr\u1ed9i. <\/p>\n\n<p>Kh\u00e1ch h\u00e0ng \u0111\u00e3 th\u1ec3 hi\u1ec7n s\u1ef1 quan t\u00e2m \u0111\u1ebfn c\u00e1c ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp c\u1eadn d\u1ef1a tr\u00ean k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m, t\u1eeb ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ebfn c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u theo nh\u1eefng c\u00e1ch m\u1edbi.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng nh\u1eefng xu h\u01b0\u1edbng n\u00e0y \u0111\u1ec3 l\u00e0m cho s\u1ea3n ph\u1ea9m c\u1ee7a h\u1ecd d\u1ec5 d\u00e0ng h\u01a1n cho kh\u00e1ch h\u00e0ng hi\u1ec3u v\u00e0 mua h\u00e0ng, ngay c\u1ea3 \u0111\u1ed1i v\u1edbi c\u00e1c chuy\u1ebfn \u0111i \u0111\u1ed9t xu\u1ea5t. <\/p>\n\n<h3 class=\"wp-block-heading\">Tri\u1ec3n v\u1ecdng t\u01b0\u01a1i s\u00e1ng cho b\u1ea3o hi\u1ec3m du l\u1ecbch<\/h3>\n\n<p>V\u1ec1 l\u00e2u d\u00e0i, b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng quan t\u00e2m v\u00e0 tham gia nhi\u1ec1u h\u01a1n.\nTrong l\u1ecbch s\u1eed, m\u1ed9t cu\u1ed9c kh\u1ee7ng ho\u1ea3ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn du l\u1ecbch c\u0169ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 s\u1eb5n s\u00e0ng tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m du l\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng, <a href=\"https:\/\/www.cnbc.com\/2020\/06\/07\/coronavirus-why-most-people-still-arent-buying-travel-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Cheryl Golden<\/a>, gi\u00e1m \u0111\u1ed1c ti\u1ebfp th\u1ecb v\u00e0 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed t\u1ea1i InsureMyTrip cho bi\u1ebft. <\/p>\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch c\u0169ng hy v\u1ecdng s\u1ef1 quan t\u00e2m \u0111\u1ebfn du l\u1ecbch s\u1ebd ph\u1ee5c h\u1ed3i, m\u1eb7c d\u00f9 h\u1ecd ch\u01b0a th\u1ec3 d\u1ef1 \u0111o\u00e1n khi n\u00e0o \u0111i\u1ec1u \u0111\u00f3 s\u1ebd x\u1ea3y ra. &#8220;[Travel] T\u00f4i ngh\u0129 s\u1ebd thay \u0111\u1ed5i, \u00edt nh\u1ea5t l\u00e0 trong 12 th\u00e1ng t\u1edbi&#8221;, <a href=\"https:\/\/www.cnbc.com\/2020\/05\/10\/heres-how-travel-will-change-after-the-covid-19-pandemic-recedes.html\" target=\"_blank\" rel=\"noreferrer noopener\">Anne Scully<\/a>, ch\u1ee7 t\u1ecbch c\u1ee7a McCabe World Travel n\u00f3i.\nKh\u00e1ch du l\u1ecbch c\u0169ng c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng m\u1ea1o hi\u1ec3m \u0111\u1ebfn nh\u1eefng n\u01a1i g\u1ea7n nh\u00e0 h\u01a1n tr\u01b0\u1edbc khi \u0111i \u0111\u1ebfn c\u00e1c ti\u1ec3u bang ho\u1eb7c qu\u1ed1c gia kh\u00e1c. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"672\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg\" alt=\"\" class=\"wp-image-8928\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-300x197.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-768x504.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">N\u1eafm b\u1eaft c\u01a1 h\u1ed9i cho c\u00e1c m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng m\u1ea1nh m\u1ebd h\u01a1n<\/h2>\n\n<p>&#8220;M\u1ed7i du kh\u00e1ch, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi \u0111i du l\u1ecbch b\u00ean ngo\u00e0i Hoa K\u1ef3, n\u00ean c\u00e2n nh\u1eafc mua m\u1ed9t ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n di\u1ec7n \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 \u0111\u1ea7u t\u01b0 chuy\u1ebfn \u0111i c\u1ee7a h\u1ecd kh\u1ecfi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c&#8221;, <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/23\/this-is-how-to-buy-travel-insurance-after-the-pandemic\/#36a4ac546362\" target=\"_blank\" rel=\"noreferrer noopener\">Terry Boynton<\/a>, ch\u1ee7 t\u1ecbch c\u1ee7a Yonder Travel Insurance n\u00f3i.\nTuy nhi\u00ean, nh\u1eefng kh\u00e1ch h\u00e0ng \u0111\u00e3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3 tr\u01b0\u1edbc \u0111\u1ea1i d\u1ecbch c\u00f3 th\u1ec3 \u0111\u00e3 th\u1ea5t v\u1ecdng khi ph\u00e1t hi\u1ec7n ra r\u1eb1ng vi\u1ec7c mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u1ee7a h\u1ecd kh\u00f4ng gi\u00fap \u00edch g\u00ec khi \u0111\u1ed1i m\u1eb7t v\u1edbi COVID-19. <\/p>\n\n<p>\u0110\u1ed1i v\u1edbi nhi\u1ec1u kh\u00e1ch du l\u1ecbch, COVID-19 h\u00fac \u0111\u1ea7u v\u00e0o hai \u0111\u1eb7c \u0111i\u1ec3m ch\u00ednh trong ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m du l\u1ecbch: Ho\u1eb7c \u0111\u1ea1i d\u1ecbch \u0111\u01b0\u1ee3c lo\u1ea1i tr\u1eeb r\u00f5 r\u00e0ng kh\u1ecfi ph\u1ea1m vi b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u00fang kh\u00f4ng \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea l\u00e0 m\u1ed9t s\u1ef1 ki\u1ec7n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, <a href=\"https:\/\/www.wsj.com\/articles\/insurers-often-deny-claims-for-pandemic-related-trip-cancellations-11598446800\" target=\"_blank\" rel=\"noreferrer noopener\">Scott McCartney<\/a> vi\u1ebft cho The Wall Street Journal.<\/p>\n\n<p>\u0110\u1ea7u \u0111\u1ea1i d\u1ecbch COVID-19, kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u00e0n ng\u1eadp c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c c\u00e2u h\u1ecfi v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi h\u1ecd t\u00ecm c\u00e1ch hi\u1ec3u nh\u1eefng g\u00ec b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd s\u1ebd v\u00e0 s\u1ebd kh\u00f4ng chi tr\u1ea3.<\/p>\n\n<p>&#8220;M\u1ed9t v\u00e0i kh\u00f3 kh\u0103n v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a ch\u00fang t\u00f4i l\u00e0 th\u1eddi gian gi\u1eef \u0111i\u1ec7n tho\u1ea1i d\u00e0i v\u00e0 th\u01b0 \u0111i\u1ec7n t\u1eed b\u1ecb tr\u00ec ho\u00e3n \u0111\u1ebfn v\u00e0i tu\u1ea7n&#8221;, <a href=\"https:\/\/www.travelagewest.com\/Industry-Insight\/Business-Features\/How-the-COVID-19-Pandemic-Has-Changed-the-World-of-Travel-Insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Kristy Adler<\/a>, \u0111\u1ed3ng s\u00e1ng l\u1eadp v\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Cruise and Resort, m\u1ed9t c\u00f4ng ty du l\u1ecbch c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i California cho bi\u1ebft.<\/p>\n\n<p>Trong khi Adler n\u00f3i r\u1eb1ng th\u1eddi gian ch\u1edd \u0111\u1ee3i n\u00e0y \u0111\u00e3 tr\u1edf l\u1ea1i m\u1ee9c \u0111i\u1ec3n h\u00ecnh, kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m du l\u1ecbch th\u01b0\u1eddng ti\u1ebfp t\u1ee5c c\u1ea3m th\u1ea5y th\u1ea5t v\u1ecdng v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m m\u00e0 h\u1ecd c\u00f3.\nTuy nhi\u00ean, h\u1ecd v\u1eabn quan t\u00e2m \u0111\u1ebfn vi\u1ec7c t\u00ecm ki\u1ebfm ph\u1ea1m vi b\u1ea3o hi\u1ec3m gi\u1ea3i quy\u1ebft COVID-19 v\u00e0 c\u00e1c r\u1ee7i ro \u0111\u1ea1i d\u1ecbch li\u00ean quan. <\/p>\n\n<p>T\u01b0\u01a1ng lai d\u00e0i h\u1ea1n cho b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 \u0111\u1ea7y h\u1ee9a h\u1eb9n.\nHi\u1ec7u \u1ee9ng ch\u1eadm l\u1ea1i t\u1ea1m th\u1eddi c\u1ee7a \u0111\u1ea1i d\u1ecbch c\u0169ng t\u1ea1o c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch suy ngh\u0129 l\u1ea1i v\u1ec1 c\u00e1ch ti\u1ebfp c\u1eadn b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd.\nB\u1eb1ng c\u00e1ch n\u1eafm b\u1eaft c\u00e1c m\u00f4 h\u00ecnh s\u1ea3n ph\u1ea9m m\u1edbi, c\u1ea3i thi\u1ec7n ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 t\u0103ng t\u00ednh minh b\u1ea1ch, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 \u0111\u1ecbnh v\u1ecb m\u00ecnh \u0111\u1ec3 t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf kinh doanh m\u1edbi khi du l\u1ecbch ti\u1ebfp t\u1ee5c.  <\/p>\n\n<p><em>\u1ea2nh: ammentorp\/\u00a9123RF.com, Wang Tom\/\u00a9123RF.com, Livio Monti\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u1ef1 \u0111o\u00e1n cho ng\u00e0nh b\u1ea3o hi\u1ec3m du l\u1ecbch r\u1ea5t s\u00e1ng s\u1ee7a v\u00e0o cu\u1ed1i n\u0103m 2019 v\u00e0 \u0111\u1ea7u n\u0103m 2020. Tuy nhi\u00ean, khi \u0111\u1ea1i d\u1ecbch COVID-19 l\u00e0m gi\u00e1n \u0111o\u1ea1n c\u00e1c k\u1ebf ho\u1ea1ch du l\u1ecbch tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, n\u00f3 c\u0169ng l\u00e0m gi\u00e1n \u0111o\u1ea1n ng\u00e0nh c\u00f4ng nghi\u1ec7p cung c\u1ea5p b\u1ea3o hi\u1ec3m cho c\u00e1c r\u1ee7i ro du l\u1ecbch. [&hellip;]<\/p>\n","protected":false},"featured_media":8957,"template":"","insight-category":[],"class_list":["post-19929","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/19929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/8957"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=19929"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=19929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}