{"id":19850,"date":"2024-09-20T13:08:28","date_gmt":"2024-09-20T18:08:28","guid":{"rendered":"https:\/\/bolttech.io\/insights\/tim-hieu-nguoi-mua-bao-hiem-thu-cung-nhan-khau-hoc-va-dong-luc\/"},"modified":"2024-10-25T16:27:25","modified_gmt":"2024-10-25T21:27:25","slug":"tim-hieu-nguoi-mua-bao-hiem-thu-cung-nhan-khau-hoc-va-dong-luc","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/tim-hieu-nguoi-mua-bao-hiem-thu-cung-nhan-khau-hoc-va-dong-luc\/","title":{"rendered":"T\u00ecm hi\u1ec3u ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng: Nh\u00e2n kh\u1ea9u h\u1ecdc v\u00e0 \u0111\u1ed9ng l\u1ef1c"},"content":{"rendered":"\n<p>Ng\u01b0\u1eddi M\u1ef9 y\u00eau th\u00fa c\u01b0ng c\u1ee7a h\u1ecd.\n\u0110\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, h\u1ecd l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a gia \u0111\u00ecnh.\nV\u00e0 quy\u1ec1n s\u1edf h\u1eefu th\u00fa c\u01b0ng \u0111\u00e3 t\u0103ng \u0111\u00e1ng k\u1ec3 trong 30 n\u0103m qua.\nHi\u1ec7p h\u1ed9i s\u1ea3n xu\u1ea5t th\u00fa c\u01b0ng Hoa K\u1ef3 b\u00e1o c\u00e1o r\u1eb1ng t\u00ednh \u0111\u1ebfn n\u0103m 2018, 68% h\u1ed9 gia \u0111\u00ecnh Hoa K\u1ef3 (84,6 tri\u1ec7u ng\u00f4i nh\u00e0) c\u00f3 th\u00fa c\u01b0ng &#8211; t\u0103ng t\u1eeb 56% v\u00e0o n\u0103m 1988.\nV\u00ec v\u1eady, kh\u00f4ng c\u00f3 g\u00ec ng\u1ea1c nhi\u00ean khi b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng l\u00e0 th\u1ee9 m\u00e0 ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng quan t\u00e2m mua.\nVi\u1ec7n Th\u00f4ng tin B\u1ea3o hi\u1ec3m tuy\u00ean b\u1ed1 r\u1eb1ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u00fa c\u01b0ng \u0111\u00e3 tr\u1ea3i qua s\u1ef1 t\u0103ng tr\u01b0\u1edfng k\u1ef7 l\u1ee5c trong n\u0103m 2017, v\u1edbi t\u1ed5ng ph\u00ed b\u1ea3o hi\u1ec3m b\u1eb1ng v\u0103n b\u1ea3n \u0111\u1ea1t 1,2 t\u1ef7 \u0111\u00f4 la &#8211; t\u0103ng 23% so v\u1edbi n\u0103m 2016.\nL\u00e0 m\u1ed9t \u0111\u1ea1i l\u00fd \u0111\u1ed9c l\u1eadp, \u0111\u00e2y ch\u1eafc ch\u1eafn l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m \u0111\u00e1ng cung c\u1ea5p.\nNh\u01b0ng th\u00e0nh c\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ef1 hi\u1ec3u bi\u1ebft \u0111\u1ea7u ti\u00ean v\u1ec1 nh\u00e2n kh\u1ea9u h\u1ecdc c\u1ee7a kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng v\u00e0 \u0111i\u1ec1u g\u00ec th\u00fac \u0111\u1ea9y h\u1ecd mua.         <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>Ai \u0111ang mua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng?<\/strong><\/h2>\n\n<p>Nh\u00e2n kh\u1ea9u h\u1ecdc s\u1ed1 m\u1ed9t v\u1ec1 \u0111\u1ed9 tu\u1ed5i s\u1edf h\u1eefu th\u00fa c\u01b0ng l\u00e0 millennials.\nM\u1eb7c d\u00f9 \u00edt c\u00f3 kh\u1ea3 n\u0103ng l\u00e0 ch\u1ee7 nh\u00e0, ch\u1ee7 s\u1edf h\u1eefu xe h\u01a1i ho\u1eb7c cha m\u1eb9 h\u01a1n th\u1ebf h\u1ec7 tr\u01b0\u1edbc h\u1ecd, nh\u01b0ng h\u1ecd c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng l\u00e0 ch\u1ee7 s\u1edf h\u1eefu v\u1eadt nu\u00f4i.\nB\u00ean c\u1ea1nh ni\u1ec1m vui v\u1ed1n c\u00f3 \u0111i k\u00e8m v\u1edbi vi\u1ec7c s\u1edf h\u1eefu th\u00fa c\u01b0ng, nhi\u1ec1u millenials \u0111\u1eb7c bi\u1ec7t th\u00edch nu\u00f4i th\u00fa c\u01b0ng v\u00ec ch\u00fang cung c\u1ea5p s\u1ef1 \u0111\u1ed3ng h\u00e0nh v\u00e0 c\u00f3 th\u1ec3 thay th\u1ebf cho tr\u1ebb em.\nV\u00ec v\u1eady, v\u1ec1 \u0111\u1ed9 tu\u1ed5i, \u0111\u00e2y l\u00e0 nh\u00e2n kh\u1ea9u h\u1ecdc ch\u00ednh m\u00e0 b\u1ea1n s\u1ebd mu\u1ed1n nh\u1eafm m\u1ee5c ti\u00eau.\nKhi n\u00f3i \u0111\u1ebfn gi\u1edbi t\u00ednh, Bhattarai n\u00f3i th\u00eam r\u1eb1ng \u0111\u00e0n \u00f4ng th\u1ebf h\u1ec7 millennials c\u00f3 xu h\u01b0\u1edbng t\u00ecm ki\u1ebfm s\u1ef1 \u0111\u1ed3ng h\u00e0nh \u1edf th\u00fa c\u01b0ng nhi\u1ec1u h\u01a1n ph\u1ee5 n\u1eef.\nKho\u1ea3ng 71% nam gi\u1edbi trong \u0111\u1ed9 tu\u1ed5i n\u00e0y c\u00f3 ch\u00f3 so v\u1edbi 62% ph\u1ee5 n\u1eef v\u00e0 48% nam gi\u1edbi s\u1edf h\u1eefu m\u00e8o so v\u1edbi 35% ph\u1ee5 n\u1eef.\nNh\u00e0 v\u0103n v\u00e0 bi\u00ean t\u1eadp vi\u00ean t\u1ef1 do Heather Struch \u0111i v\u00e0o chi ti\u1ebft h\u01a1n tr\u00ean Reuters n\u00f3i r\u1eb1ng h\u1ea7u h\u1ebft ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng \u0111\u1ec1u \u0111\u1ed9c th\u00e2n v\u00e0 kh\u00f4ng c\u00f3 con.\nTuy nhi\u00ean, c\u00f4 n\u00f3i th\u00eam r\u1eb1ng nh\u1eefng ng\u01b0\u1eddi l\u00e0m t\u1ed5 tr\u1ed1ng c\u00f3 con g\u1ea7n \u0111\u00e2y \u0111\u00e3 r\u1eddi kh\u1ecfi nh\u00e0 c\u0169ng chi\u1ebfm m\u1ed9t ph\u1ea7n kh\u00e1 l\u1edbn ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng.\nN\u00f3i c\u00e1ch kh\u00e1c, nh\u1eefng ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng l\u00e0 nh\u1eefng c\u00e1 nh\u00e2n l\u00e0 nh\u1eefng ch\u1ee7 s\u1edf h\u1eefu th\u00fa c\u01b0ng t\u00ecnh c\u1ea3m, quan t\u00e2m s\u00e2u s\u1eafc \u0111\u1ebfn s\u1ee9c kh\u1ecfe c\u1ee7a \u0111\u1ed9ng v\u1eadt c\u1ee7a h\u1ecd v\u00e0 hi\u1ec7n kh\u00f4ng nu\u00f4i con.        <\/p>\n\n<h5 class=\"wp-block-heading\"><strong>T\u1ea1i sao h\u1ecd mua n\u00f3?<\/strong><\/h5>\n\n<p>C\u00f3 hai l\u00fd do ch\u00ednh khi\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng \u0111ang ph\u00e1t tri\u1ec3n.\nM\u1ed9t l\u00e0 c\u00f3 m\u1ed9t cam k\u1ebft l\u1edbn h\u01a1n \u0111\u1ed1i v\u1edbi vi\u1ec7c ch\u0103m s\u00f3c th\u00fa c\u01b0ng so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y.\n&#8220;T\u1eeb 10 \u0111\u1ebfn 15 n\u0103m tr\u01b0\u1edbc \u0111\u1ebfn nay, \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ef1 thay \u0111\u1ed5i n\u0103ng \u0111\u1ed9ng trong t\u00e2m tr\u00ed c\u1ee7a m\u1ecdi ng\u01b0\u1eddi&#8221;, b\u00e1c s\u0129 th\u00fa y v\u00e0 ng\u01b0\u1eddi s\u00e1ng l\u1eadp B\u1ea3o hi\u1ec3m Th\u00fa c\u01b0ng T\u1ed1t nh\u1ea5t, Ti\u1ebfn s\u0129 Jack Stephens n\u00f3i v\u1edbi T\u1ea1p ch\u00ed S\u1ee9c kh\u1ecfe \u0110\u1ed9ng v\u1eadt.\n&#8220;\u0110\u1ed9ng v\u1eadt kh\u00f4ng c\u00f2n \u0111\u01b0\u1ee3c coi l\u00e0 d\u00f9ng m\u1ed9t l\u1ea7n, ch\u00fang gi\u1ed1ng tr\u1ebb em h\u01a1n v\u00e0 m\u1ecdi ng\u01b0\u1eddi s\u1ebd l\u00e0m nhi\u1ec1u h\u01a1n n\u1eefa \u0111\u1ec3 gi\u1eef cho ch\u00fang kh\u1ecfe m\u1ea1nh.&#8221;\nStanley Coren, Ti\u1ebfn s\u0129, t\u00e1c gi\u1ea3 c\u1ee7a Tr\u00ed th\u00f4ng minh c\u1ee7a ch\u00f3, th\u1eadm ch\u00ed c\u00f2n \u0111i xa h\u01a1n khi n\u00f3i trong T\u00e2m l\u00fd h\u1ecdc ng\u00e0y nay r\u1eb1ng m\u1ed9t s\u1ed1 ng\u01b0\u1eddi th\u1ef1c s\u1ef1 quan t\u00e2m \u0111\u1ebfn ch\u00f3 c\u1ee7a h\u1ecd nhi\u1ec1u h\u01a1n so v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00e1c.\nV\u00ec v\u1eady, th\u1eadt d\u1ec5 d\u00e0ng \u0111\u1ec3 th\u1ea5y l\u00fd do t\u1ea1i sao nhi\u1ec1u ng\u01b0\u1eddi s\u1eb5n s\u00e0ng chi ti\u00eau nhi\u1ec1u h\u01a1n cho v\u1eadt nu\u00f4i c\u1ee7a h\u1ecd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ch\u00fang lu\u00f4n c\u00f3 s\u1ee9c kh\u1ecfe t\u1ed1t.\nL\u00fd do kh\u00e1c l\u00e0 do chi ph\u00ed y t\u1ebf t\u0103ng li\u00ean quan \u0111\u1ebfn ch\u0103m s\u00f3c th\u00fa y.\nC\u0169ng gi\u1ed1ng nh\u01b0 chi ph\u00ed y t\u1ebf c\u1ee7a con ng\u01b0\u1eddi, vi\u1ec7c \u0111i\u1ec1u tr\u1ecb b\u1ec7nh v\u00e0 b\u1ec7nh cho th\u00fa c\u01b0ng ng\u00e0y c\u00e0ng tr\u1edf n\u00ean \u0111\u1eaft \u0111\u1ecf.\nHi\u1ec7p h\u1ed9i S\u1ea3n ph\u1ea9m V\u1eadt nu\u00f4i Hoa K\u1ef3 ph\u00e1t hi\u1ec7n ra r\u1eb1ng ch\u1ec9 trong m\u1ed9t n\u0103m, chi ph\u00ed ch\u0103m s\u00f3c th\u00fa y \u0111\u00e3 t\u0103ng t\u1eeb 17,07 t\u1ef7 \u0111\u00f4 la n\u0103m 2017 l\u00ean \u01b0\u1edbc t\u00ednh 18,26 t\u1ef7 \u0111\u00f4 la v\u00e0o n\u0103m 2018.\nNh\u00f3m DocShop cho bi\u1ebft ch\u00f3 c\u00f3 gi\u00e1 trung b\u00ecnh 227 \u0111\u00f4 la m\u1ed7i n\u0103m v\u00e0 m\u00e8o c\u00f3 gi\u00e1 90 \u0111\u00f4 la m\u1ed7i n\u0103m.\nNgay c\u1ea3 nh\u1eefng v\u1eadt nu\u00f4i nh\u1ecf h\u01a1n nh\u01b0 chu\u1ed9t \u0111\u1ed3ng v\u00e0 th\u1ecf c\u0169ng \u0111i k\u00e8m v\u1edbi m\u1ed9t th\u1ebb gi\u00e1 v\u00e0 th\u01b0\u1eddng c\u00f3 gi\u00e1 t\u1eeb $ 30 \u0111\u1ebfn $ 90 m\u1ed7i n\u0103m.\nC\u00e1c t\u00ecnh tr\u1ea1ng ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ed1i v\u1edbi ch\u00f3 l\u00e0 nhi\u1ec5m tr\u00f9ng tai (chi ph\u00ed 149 \u0111\u00f4 la m\u1ed7i l\u1ea7n kh\u00e1m), d\u1ecb \u1ee9ng (235 \u0111\u00f4 la m\u1ed7i l\u1ea7n kh\u00e1m) v\u00e0 nhi\u1ec5m tr\u00f9ng da (175 \u0111\u00f4 la), theo nh\u00f3m nghi\u00ean c\u1ee9u t\u1ea1i Value Penguin.\n\u0110\u1ed1i v\u1edbi m\u00e8o, \u0111\u00f3 l\u00e0 t\u00ecnh tr\u1ea1ng \u0111\u01b0\u1eddng ti\u1ebft ni\u1ec7u (295 \u0111\u00f4 la), \u0111au d\u1ea1 d\u00e0y (385 \u0111\u00f4 la) v\u00e0 suy th\u1eadn (485 \u0111\u00f4 la m\u1ed7i l\u1ea7n kh\u00e1m).\nV\u00e0 t\u1ea5t nhi\u00ean, n\u1ebfu th\u00fa c\u01b0ng b\u1ecb th\u01b0\u01a1ng ho\u1eb7c ph\u00e1t tri\u1ec3n m\u1ed9t c\u0103n b\u1ec7nh nghi\u00eam tr\u1ecdng nh\u01b0 ung th\u01b0, nh\u1eefng chi ph\u00ed \u0111\u00f3 c\u00f3 th\u1ec3 nhanh ch\u00f3ng t\u0103ng v\u1ecdt.\nTr\u00ean th\u1ef1c t\u1ebf, ch\u1ec9 ri\u00eang h\u00f3a tr\u1ecb c\u00f3 th\u1ec3 t\u1ed1n t\u1edbi 10.000 \u0111\u00f4 la.\nMua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng cung c\u1ea5p cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n ch\u1ed1ng l\u1ea1i nhi\u1ec1u chi ph\u00ed \u0111i k\u00e8m v\u1edbi vi\u1ec7c s\u1edf h\u1eefu th\u00fa c\u01b0ng.\nKerry Sutherland t\u1ea1i SheKnows n\u00f3i r\u1eb1ng b\u1ea3o hi\u1ec3m mang l\u1ea1i cho b\u1ea1n s\u1ef1 tho\u1ea3i m\u00e1i khi bi\u1ebft r\u1eb1ng ti\u1ec1n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n s\u1ebd kh\u00f4ng b\u1ecb x\u00f3a s\u1ed5 n\u1ebfu th\u00fa c\u01b0ng c\u1ee7a b\u1ea1n c\u1ea7n ph\u1eabu thu\u1eadt kh\u1ea9n c\u1ea5p.\nV\u00e0 nh\u01b0 nh\u00f3m ASPCA c\u0169ng ch\u1ec9 ra, c\u00e1c k\u1ebf ho\u1ea1ch m\u1ea1nh m\u1ebd h\u01a1n v\u01b0\u1ee3t ra ngo\u00e0i chi ph\u00ed y t\u1ebf th\u00f4ng th\u01b0\u1eddng v\u00e0 c\u0169ng ch\u0103m s\u00f3c chi ph\u00ed \u0111\u1ec3 \u0111i\u1ec1u tr\u1ecb c\u00e1c v\u1ea5n \u0111\u1ec1 h\u00e0nh vi nh\u01b0 lo l\u1eafng v\u00e0 ph\u00e1 h\u1ee7y nh\u00e0 v\u00e0 th\u1eadm ch\u00ed c\u00e1c li\u1ec7u ph\u00e1p thay th\u1ebf nh\u01b0 ch\u00e2m c\u1ee9u v\u00e0 li\u1ec7u ph\u00e1p ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng.                 <\/p>\n\n<h5 class=\"wp-block-heading\"><strong>Xu h\u01b0\u1edbng hi\u1ec7n t\u1ea1i<\/strong><\/h5>\n\n<p>C\u00f3 m\u1ed9t s\u1ef1 ch\u00eanh l\u1ec7ch \u0111\u00e1ng k\u1ec3 v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng ch\u00f3 v\u00e0 m\u00e8o \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.\nNghi\u00ean c\u1ee9u c\u1ee7a Pet Insurance Quotes cho th\u1ea5y s\u1ed1 l\u01b0\u1ee3ng ch\u00f3 M\u1ef9 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong n\u0103m 2016 l\u00e0 1,4 tri\u1ec7u, trong khi s\u1ed1 l\u01b0\u1ee3ng m\u00e8o ch\u1ec9 l\u00e0 200.000.\nV\u1ec1 ph\u00ed b\u1ea3o hi\u1ec3m trung b\u00ecnh, Kerry Lengyel t\u1ea1i Money Digest c\u1ee7a b\u00e1c s\u0129 th\u00fa y vi\u1ebft r\u1eb1ng v\u00e0o n\u0103m 2017, \u0111\u00e2y l\u00e0 535 \u0111\u00f4 la h\u00e0ng n\u0103m cho ch\u00f3 v\u00e0 335 \u0111\u00f4 la cho m\u00e8o.\n\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 ch\u1ee7 s\u1edf h\u1eefu ch\u00f3 s\u1ebd l\u00e0 \u0111i\u1ec3m nh\u1ea5n ch\u00ednh c\u1ee7a b\u1ea1n v\u00ec th\u1ef1c t\u1ebf \u0111\u01a1n gi\u1ea3n r\u1eb1ng \u0111\u00f3 l\u00e0 m\u1ed9t th\u1ecb tr\u01b0\u1eddng l\u1edbn h\u01a1n v\u1edbi ph\u00ed b\u1ea3o hi\u1ec3m cao h\u01a1n.   <\/p>\n\n<h5 class=\"wp-block-heading\"><strong>Ng\u01b0\u1eddi mua \u1edf th\u00e0nh th\u1ecb, n\u00f4ng th\u00f4n hay ngo\u1ea1i \u00f4 h\u01a1n?<\/strong><\/h5>\n\n<p>H\u1ea7u h\u1ebft c\u00e1c chuy\u00ean gia \u0111\u1ed3ng \u00fd r\u1eb1ng ph\u1ea7n l\u1edbn c\u00e1c c\u00e1 nh\u00e2n mua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng s\u1ed1ng \u1edf c\u00e1c khu v\u1ef1c \u0111\u00f4 th\u1ecb l\u1edbn.\n\u0110i\u1ec1u n\u00e0y l\u00e0 do m\u1ecdi th\u1ee9 c\u00f3 xu h\u01b0\u1edbng t\u1ed1n k\u00e9m h\u01a1n \u1edf c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn h\u01a1n, bao g\u1ed3m c\u1ea3 ch\u0103m s\u00f3c \u0111\u1ed9ng v\u1eadt.\n&#8220;Ph\u00ed th\u00fa y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ph\u00ed b\u1ea3o hi\u1ec3m b\u1ea1n ph\u1ea3i tr\u1ea3&#8221;, Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m S\u1ee9c kh\u1ecfe Th\u00fa c\u01b0ng B\u1eafc M\u1ef9 cho bi\u1ebft.\n&#8220;N\u00f3i chung \u1edf c\u00e1c trung t\u00e2m th\u00e0nh th\u1ecb, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb th\u00fa y v\u00e0 chi ph\u00ed chung cao h\u01a1n \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n, v\u00ec v\u1eady ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3n \u00e1nh \u0111i\u1ec1u n\u00e0y.&#8221;\n\u0110i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c ch\u1ee9ng minh b\u1eb1ng th\u1ef1c t\u1ebf r\u1eb1ng Manhattan l\u00e0 th\u00e0nh ph\u1ed1 \u0111\u1eaft \u0111\u1ecf nh\u1ea5t \u1edf M\u1ef9 theo Pet Insurance Quotes.\nV\u00ec v\u1eady, n\u1ebfu ch\u1ee7 s\u1edf h\u1eefu v\u1eadt nu\u00f4i d\u1ef1 \u0111o\u00e1n chi ph\u00ed cao h\u01a1n, h\u1ecd th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng mua b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng \u0111\u1ec3 b\u00f9 \u0111\u1eafp nh\u1eefng chi ph\u00ed \u0111\u00f3.       <\/p>\n\n<h5 class=\"wp-block-heading\"><strong>Ng\u01b0\u1eddi mua l\u00e0 gia \u0111\u00ecnh hay chuy\u00ean gia \u0111\u1ed9c th\u00e2n?<\/strong><\/h5>\n\n<p>Nh\u01b0 Heather Struck t\u1ea1i Reuters \u0111\u00e3 \u0111\u1ec1 c\u1eadp tr\u01b0\u1edbc \u0111\u00f3, nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng l\u00e0 nh\u1eefng ng\u01b0\u1eddi l\u00e0m t\u1ed5 kh\u00f4ng c\u00f3 con ho\u1eb7c tr\u1ed1ng r\u1ed7ng.\nV\u00ec v\u1eady, b\u1ea1n s\u1ebd th\u1ea5y r\u1eb1ng nhi\u1ec1u chuy\u00ean gia \u0111\u1ed9c th\u00e2n \u0111ang mua c\u00e1c ch\u00ednh s\u00e1ch n\u00e0y h\u01a1n l\u00e0 gia \u0111\u00ecnh.\n\u0110i\u1ec1u n\u00e0y c\u00f3 \u00fd ngh\u0129a khi xem x\u00e9t r\u1eb1ng nhi\u1ec1u ng\u01b0\u1eddi th\u1ef1c s\u1ef1 coi th\u00fa c\u01b0ng c\u1ee7a h\u1ecd l\u00e0 tr\u1ebb em \u1edf m\u1ed9t m\u1ee9c \u0111\u1ed9 nh\u1ea5t \u0111\u1ecbnh.\nTr\u00ean th\u1ef1c t\u1ebf, 44% millennials ngh\u0129 v\u1ec1 th\u00fa c\u01b0ng c\u1ee7a h\u1ecd nh\u01b0 &#8220;nh\u1eefng \u0111\u1ee9a tr\u1ebb kh\u1edfi \u0111\u1ea7u&#8221; s\u1ebd chu\u1ea9n b\u1ecb cho vi\u1ec7c l\u00e0m cha m\u1eb9 sau n\u00e0y, Alexander Whittaker, bi\u00ean t\u1eadp vi\u00ean tin t\u1ee9c c\u1ee7a InStyle vi\u1ebft.\nV\u00e0 21% th\u1eadm ch\u00ed n\u00f3i r\u1eb1ng \u0111\u00e2y l\u00e0 l\u00fd do ch\u00ednh khi\u1ebfn h\u1ecd tr\u1edf th\u00e0nh ch\u1ee7 s\u1edf h\u1eefu v\u1eadt nu\u00f4i ngay t\u1eeb \u0111\u1ea7u.\nH\u1ea7u h\u1ebft nh\u1eefng ng\u01b0\u1eddi quan t\u00e2m \u0111\u1ebfn b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng kh\u00f4ng ph\u1ea3i \u0111\u1ed1i ph\u00f3 v\u1edbi v\u00f4 s\u1ed1 chi ph\u00ed nu\u00f4i d\u1ea1y tr\u1ebb em v\u00e0 do \u0111\u00f3 c\u00f3 nhi\u1ec1u ti\u1ec1n h\u01a1n \u0111\u1ec3 d\u00e0nh cho &#8220;nh\u1eefng \u0111\u1ee9a tr\u1ebb l\u00f4ng x\u00f9&#8221; c\u1ee7a h\u1ecd.     <\/p>\n\n<h5 class=\"wp-block-heading\"><strong>M\u1ed9t ng\u01b0\u1eddi mua \u0111i\u1ec3n h\u00ecnh tr\u00f4ng nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h5>\n\n<p>H\u00e3y \u0111\u1eb7t t\u1ea5t c\u1ea3 l\u1ea1i v\u1edbi nhau v\u00e0 x\u00e2y d\u1ef1ng m\u1ed9t t\u00ednh c\u00e1ch ng\u01b0\u1eddi mua v\u00ed d\u1ee5.\nN\u00f3i chung, b\u1ea1n s\u1ebd th\u1ea5y r\u1eb1ng kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng trung b\u00ecnh c\u1ee7a b\u1ea1n l\u00e0 m\u1ed9t thi\u00ean ni\u00ean k\u1ef7 ch\u01b0a c\u00f3 con ho\u1eb7c m\u1ed9t ng\u01b0\u1eddi b\u00f9ng n\u1ed5 tr\u1ebb em \u0111\u00e3 nu\u00f4i d\u1ea1y nh\u1eefng \u0111\u1ee9a tr\u1ebb \u0111\u00e3 r\u1eddi kh\u1ecfi nh\u00e0.\nH\u1ecd v\u00f4 c\u00f9ng quan t\u00e2m \u0111\u1ebfn s\u1ee9c kh\u1ecfe v\u00e0 ph\u00fac l\u1ee3i c\u1ee7a th\u00fa c\u01b0ng c\u1ee7a h\u1ecd v\u00e0 nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c c\u00e1c chi ph\u00ed \u0111i k\u00e8m v\u1edbi ch\u0103m s\u00f3c th\u00fa y.\nH\u1ecd mu\u1ed1n bi\u1ebft r\u1eb1ng h\u1ecd s\u1ebd c\u00f3 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c chi ph\u00ed gia t\u0103ng \u0111i k\u00e8m v\u1edbi quy\u1ec1n s\u1edf h\u1eefu th\u00fa c\u01b0ng.\nH\u1ecd c\u0169ng mu\u1ed1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh quan tr\u1ecdng li\u00ean quan \u0111\u1ebfn s\u1ee9c kh\u1ecfe c\u1ee7a th\u00fa c\u01b0ng m\u00e0 kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 c\u00e1c t\u00e1c \u0111\u1ed9ng t\u00e0i ch\u00ednh.\nV\u1ec1 c\u00e1c lo\u1ea1i v\u1eadt nu\u00f4i c\u1ee5 th\u1ec3, b\u1ea3o hi\u1ec3m bao g\u1ed3m m\u1ecdi th\u1ee9 t\u1eeb ch\u00f3 v\u00e0 m\u00e8o \u0111\u1ebfn chim, th\u1ecf, chu\u1ed9t \u0111\u1ed3ng v\u00e0 th\u1eadm ch\u00ed c\u1ea3 b\u00f2 s\u00e1t.\nTuy nhi\u00ean, ch\u1ee7 s\u1edf h\u1eefu ch\u00f3 c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng h\u01a1n b\u1ea5t k\u1ef3 ng\u01b0\u1eddi n\u00e0o kh\u00e1c.\nH\u1ecd c\u0169ng c\u00f3 th\u1ec3 s\u1ed1ng \u1edf m\u1ed9t th\u00e0nh ph\u1ed1 l\u1edbn, n\u01a1i ch\u0103m s\u00f3c y t\u1ebf v\u00e0 d\u1ecbch v\u1ee5 cho v\u1eadt nu\u00f4i cao h\u01a1n \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n ho\u1eb7c ngo\u1ea1i \u00f4.\nM\u1eb7c d\u00f9 nh\u00e2n kh\u1ea9u h\u1ecdc r\u00f5 r\u00e0ng s\u1ebd kh\u00e1c nhau, nh\u01b0ng \u0111i\u1ec1u n\u00e0y s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 t\u00ednh c\u00e1ch ng\u01b0\u1eddi mua c\u01a1 b\u1ea3n \u0111\u1ec3 b\u1ea1n bi\u1ebft n\u00ean nh\u1eafm m\u1ee5c ti\u00eau c\u00e1 nh\u00e2n n\u00e0o.        <\/p>\n\n<h5 class=\"wp-block-heading\"><strong>M\u1ed9t c\u01a1 h\u1ed9i l\u1edbn<\/strong><\/h5>\n\n<p>Quy\u1ec1n s\u1edf h\u1eefu th\u00fa c\u01b0ng \u0111ang gia t\u0103ng \u1edf Hoa K\u1ef3.\nDo \u0111\u00f3, b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng \u0111ang nhanh ch\u00f3ng tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn.\nM\u1ecdi ng\u01b0\u1eddi c\u00f3 m\u1ed9t m\u1ed1i li\u00ean k\u1ebft c\u1ef1c k\u1ef3 ch\u1eb7t ch\u1ebd v\u1edbi th\u00fa c\u01b0ng c\u1ee7a h\u1ecd, l\u00e0m cho b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu trong quy\u1ec1n s\u1edf h\u1eefu th\u00fa c\u01b0ng c\u00f3 tr\u00e1ch nhi\u1ec7m, b\u00e1c s\u0129 th\u00fa y Ti\u1ebfn s\u0129 Nancy Kay t\u1ea1i M\u1ea1ng l\u01b0\u1edbi S\u1ee9c kh\u1ecfe Th\u00fa c\u01b0ng vi\u1ebft.\nC\u00f4 n\u00f3i th\u00eam r\u1eb1ng s\u1ef1 t\u0103ng tr\u01b0\u1edfng \u0111ang di\u1ec5n ra trong b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng v\u01b0\u1ee3t xa nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c.\nNh\u01b0ng \u0111i\u1ec1u th\u00fa v\u1ecb l\u00e0 Pet Insurance Quotes n\u00f3i r\u1eb1ng \u00edt h\u01a1n m\u1ed9t ph\u1ea7n tr\u0103m c\u1ee7a t\u1ea5t c\u1ea3 ch\u00f3 v\u00e0 m\u00e8o M\u1ef9 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.\n\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a kim c\u01b0\u01a1ng th\u00f4 cho c\u00e1c \u0111\u1ea1i l\u00fd \u0111\u1ed9c l\u1eadp.\nC\u00f3 m\u1ed9t s\u1ed1 c\u01a1 h\u1ed9i nghi\u00eam t\u00fac ngo\u00e0i kia &#8211; b\u1ea1n ch\u1ec9 c\u1ea7n t\u1eadn d\u1ee5ng ch\u00fang.\nB\u1eb1ng c\u00e1ch hi\u1ec3u r\u00f5 v\u1ec1 nh\u1eefng ng\u01b0\u1eddi b\u1ea1n \u0111ang c\u1ed1 g\u1eafng ti\u1ebfp c\u1eadn v\u00e0 \u0111i\u1ec1u g\u00ec \u0111ang th\u00fac \u0111\u1ea9y h\u1ecd, b\u1ea1n c\u00f3 th\u1ec3 t\u0103ng c\u01a1 s\u1edf kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh v\u00e0 bao g\u1ed3m b\u1ea3o hi\u1ec3m th\u00fa c\u01b0ng l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m ch\u00ednh c\u1ee7a b\u1ea1n.       <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u01b0\u1eddi M\u1ef9 y\u00eau th\u00fa c\u01b0ng c\u1ee7a h\u1ecd. \u0110\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, h\u1ecd l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a gia \u0111\u00ecnh. V\u00e0 quy\u1ec1n s\u1edf h\u1eefu th\u00fa c\u01b0ng \u0111\u00e3 t\u0103ng \u0111\u00e1ng k\u1ec3 trong 30 n\u0103m qua. Hi\u1ec7p h\u1ed9i s\u1ea3n xu\u1ea5t th\u00fa c\u01b0ng Hoa K\u1ef3 b\u00e1o c\u00e1o r\u1eb1ng t\u00ednh \u0111\u1ebfn n\u0103m 2018, 68% h\u1ed9 gia \u0111\u00ecnh Hoa K\u1ef3 (84,6 tri\u1ec7u [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-19850","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/19850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=19850"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=19850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}