{"id":19116,"date":"2024-09-20T08:44:25","date_gmt":"2024-09-20T13:44:25","guid":{"rendered":"https:\/\/bolttech.io\/insight\/bao-hiem-an-ninh-mang-loai-bo-cac-diem-yeu-khoi-pham-vi-bao-hiem-cua-khach-hang-smb-cua-ban\/"},"modified":"2024-09-20T08:44:35","modified_gmt":"2024-09-20T13:44:35","slug":"bao-hiem-an-ninh-mang-loai-bo-cac-diem-yeu-khoi-pham-vi-bao-hiem-cua-khach-hang-smb-cua-ban","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-an-ninh-mang-loai-bo-cac-diem-yeu-khoi-pham-vi-bao-hiem-cua-khach-hang-smb-cua-ban\/","title":{"rendered":"B\u1ea3o hi\u1ec3m an ninh m\u1ea1ng: Lo\u1ea1i b\u1ecf c\u00e1c \u0111i\u1ec3m y\u1ebfu kh\u1ecfi ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a kh\u00e1ch h\u00e0ng SMB c\u1ee7a b\u1ea1n"},"content":{"rendered":"\n<p>An ninh m\u1ea1ng c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3i l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ee7a b\u1ea1n, nh\u01b0ng n\u00f3 n\u00ean d\u00e0nh cho m\u1ecdi nh\u00e0 m\u1ea1ng, nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 \u0111\u1ea1i l\u00fd.<\/p>\n\n<p>C\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf ch\u01b0a bao gi\u1edd c\u00f3 nguy c\u01a1 b\u1ecb t\u1ea5n c\u00f4ng nh\u01b0 hi\u1ec7n nay, nh\u01b0ng h\u1ea7u h\u1ebft v\u1eabn c\u00f2n do d\u1ef1 trong vi\u1ec7c mua b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7 \u0111\u1ec3 t\u1ef1 b\u1ea3o v\u1ec7 m\u00ecnh.\nC\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1edbi kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd \u0111\u1ec3 hi\u1ec3u b\u1ed1i c\u1ea3nh m\u1ed1i \u0111e d\u1ecda m\u00e0 c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SMB) ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc \u0111\u1ec3 cung c\u1ea5p lo\u1ea1i b\u1ea3o v\u1ec7 mang l\u1ea1i gi\u00e1 tr\u1ecb th\u1ef1c. <\/p>\n\n<h2 class=\"wp-block-heading\">M\u1ed1i \u0111e d\u1ecda an ninh m\u1ea1ng \u0111\u1ed1i v\u1edbi SMB l\u00e0 c\u00f3 th\u1eadt v\u00e0 ng\u00e0y c\u00e0ng t\u0103ng<\/h2>\n\n<p>SMB l\u00e0 m\u1ee5c ti\u00eau \u01b0a th\u00edch c\u1ee7a tin t\u1eb7c, <a href=\"https:\/\/riskandinsurance.com\/cyber-risk-for-small-businesses-understanding-your-individual-risks-and-what-you-can-actually-do\/\" target=\"_blank\" rel=\"noreferrer noopener\">Aaron Basilius<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch c\u1ea5p cao v\u1ec1 kh\u00f4ng gian m\u1ea1ng t\u1ea1i AmTrust Financial Services cho bi\u1ebft.\nT\u1ea5n c\u00f4ng c\u00e1c c\u00f4ng ty l\u1edbn c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u00e1c kho\u1ea3n thanh to\u00e1n l\u1edbn, nh\u01b0ng nh\u1eefng t\u1ed5 ch\u1ee9c \u0111\u00f3 c\u0169ng \u0111\u01b0\u1ee3c trang b\u1ecb t\u1ed1t h\u01a1n nhi\u1ec1u \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng.\nPh\u1ea7n th\u01b0\u1edfng v\u1edbi SMB c\u00f3 th\u1ec3 nh\u1ecf h\u01a1n, nh\u01b0ng ch\u00fang l\u00e0 m\u1ee5c ti\u00eau d\u1ec5 d\u00e0ng h\u01a1n nhi\u1ec1u.  <\/p>\n\n<p>&#8220;C\u00e1c doanh nghi\u1ec7p nh\u1ecf c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng kh\u1ed5ng l\u1ed3 nh\u01b0 c\u00e1c t\u1eadp \u0111o\u00e0n \u0111a qu\u1ed1c gia kh\u00f4ng? Kh\u00f4ng&#8221;, Basilius n\u00f3i.\n&#8220;Nh\u01b0ng nh\u00ecn chung, n\u00f3 d\u1ec5 d\u00e0ng h\u01a1n \u0111\u1ec3 tham gia v\u00e0o h\u1ec7 th\u1ed1ng c\u1ee7a m\u1ed9t doanh nghi\u1ec7p nh\u1ecf. M\u1ed9t hacker kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111i \u0111\u1ebfn \u0111\u1ed9 d\u00e0i t\u01b0\u01a1ng t\u1ef1 \u0111\u1ec3 x\u00e2m nh\u1eadp v\u00e0o \u0111\u00f3.&#8221; <\/p>\n\n<p>Tin t\u1eb7c nh\u1eafm m\u1ee5c ti\u00eau v\u00e0o d\u1eef li\u1ec7u, <a href=\"https:\/\/www.securitymagazine.com\/articles\/91806-as-cyber-attacks-become-more-prevalent-heres-why-your-small-business-is-at-risk\" target=\"_blank\" rel=\"noreferrer noopener\">Shena Tharnish<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch s\u1ea3n ph\u1ea9m an ninh m\u1ea1ng t\u1ea1i Comcast Business vi\u1ebft.\n\u0110i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 bao g\u1ed3m d\u1eef li\u1ec7u c\u00e1 nh\u00e2n nh\u01b0 chi ti\u1ebft th\u1ebb t\u00edn d\u1ee5ng v\u00e0 h\u1ed3 s\u01a1 y t\u1ebf c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u00e1n tr\u00ean dark web. <\/p>\n\n<p>B\u00e0 n\u00f3i r\u1eb1ng c\u00e1c \u0111\u1ed9ng c\u01a1 kh\u00e1c cho c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng bao g\u1ed3m:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>C\u00f3 \u0111\u01b0\u1ee3c s\u1ee9c m\u1ea1nh t\u00ednh to\u00e1n \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng DDoS quy m\u00f4 l\u1edbn.<\/li>\n\n\n\n<li>Truy c\u1eadp c\u1eeda h\u1eadu v\u00e0o c\u00e1c c\u00f4ng ty l\u1edbn h\u01a1n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u00e1c kho\u1ea3n thanh to\u00e1n l\u1edbn h\u01a1n.<\/li>\n\n\n\n<li>Ti\u1ec1n m\u1eb7t d\u01b0\u1edbi h\u00ecnh th\u1ee9c ti\u1ec1n chu\u1ed9c.<\/li>\n<\/ul>\n\n<p>\u0110\u1ea1i d\u1ecbch l\u00e0 m\u1ed9t l\u1ee3i \u00edch cho tin t\u1eb7c, nh\u1eefng ng\u01b0\u1eddi nhanh ch\u00f3ng t\u1eadn d\u1ee5ng c\u00e1c l\u1ed7 h\u1ed5ng m\u00e0 c\u00f4ng vi\u1ec7c t\u1eeb xa t\u1ea1o ra.\nTrung t\u00e2m Khi\u1ebfu n\u1ea1i T\u1ed9i ph\u1ea1m Internet c\u1ee7a FBI \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3ng 400% b\u00e1o c\u00e1o t\u1ed9i ph\u1ea1m tr\u1ef1c tuy\u1ebfn k\u1ec3 t\u1eeb khi b\u1eaft \u0111\u1ea7u \u0111\u1ea1i d\u1ecbch, t\u0103ng v\u1ecdt t\u1eeb 1.000 b\u00e1o c\u00e1o m\u1ed7i ng\u00e0y l\u00ean m\u1ee9c cao nh\u1ea5t l\u00e0 4.000, <a href=\"https:\/\/www.msspalert.com\/cybersecurity-news\/fbi-covid-19-cyberattacks-spike-400-in-pandemic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tonya Ugoretz<\/a>, ph\u00f3 tr\u1ee3 l\u00fd gi\u00e1m \u0111\u1ed1c b\u1ed9 ph\u1eadn kh\u00f4ng gian m\u1ea1ng c\u1ee7a c\u1ee5c cho bi\u1ebft. <\/p>\n\n<p>H\u00e0ng ngh\u00ecn doanh nghi\u1ec7p \u1edf Canada l\u00e0 n\u1ea1n nh\u00e2n c\u1ee7a c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng v\u00e0o n\u0103m 2020, theo b\u00e1o c\u00e1o <a href=\"https:\/\/www.thestar.com\/business\/2021\/02\/04\/small-businesses-pivoting-online-because-of-covid-19-are-vulnerable-to-cyber-attacks-cfib-report.html\" target=\"_blank\" rel=\"noreferrer noopener\">c\u1ee7a Li\u00ean \u0111o\u00e0n Kinh doanh \u0110\u1ed9c l\u1eadp Canada<\/a>.\nM\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t v\u00e0o th\u00e1ng 10\/2020 v\u1edbi 3.040 doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf cho th\u1ea5y g\u1ea7n m\u1ed9t ph\u1ea7n t\u01b0 \u0111\u00e3 tr\u1ea3i qua m\u1ed9t cu\u1ed9c t\u1ea5n c\u00f4ng k\u1ec3 t\u1eeb th\u00e1ng 3 n\u0103m \u0111\u00f3.\nG\u1ea7n n\u0103m ph\u1ea7n tr\u0103m cho bi\u1ebft c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng \u0111\u00e3 th\u00e0nh c\u00f4ng, c\u00f3 ngh\u0129a l\u00e0 h\u01a1n 60.000 doanh nghi\u1ec7p c\u00f3 th\u1ec3 l\u00e0 n\u1ea1n nh\u00e2n n\u1ebfu s\u1ed1 li\u1ec7u \u0111\u01b0\u1ee3c ngo\u1ea1i suy tr\u00ean to\u00e0n qu\u1ed1c.  <\/p>\n\n<p>M\u1eb7c d\u00f9 r\u1ee7i ro l\u00e0 r\u00f5 r\u00e0ng, b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng v\u1eabn s\u1ebd kh\u00f4ng ph\u1ea3i l\u00e0 b\u00e1n d\u1ec5 d\u00e0ng nh\u1ea5t.\nC\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 ph\u1ea3i gi\u00e1o d\u1ee5c kh\u00e1ch h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd, c\u00e1 nh\u00e2n h\u00f3a ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00edch h\u1ee3p \u0111\u1ec3 k\u1ebft n\u1ed1i v\u1edbi SMB v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineer-coding-1024x683.jpg\" alt=\"\" class=\"wp-image-10120\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineer-coding-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineer-coding-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineer-coding-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineer-coding.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p id=\"gdcalert2\"><\/p>\n\n<h2 class=\"wp-block-heading\">Gi\u00e1o d\u1ee5c kh\u00e1ch h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/h2>\n\n<p>\u0110\u1ec3 k\u1ebft n\u1ed1i c\u00f3 \u00fd ngh\u0129a v\u1edbi SMB, c\u00e1c nh\u00e0 m\u1ea1ng ph\u1ea3i v\u01b0\u1ee3t qua l\u1ed7 h\u1ed5ng ki\u1ebfn th\u1ee9c xung quanh an ninh m\u1ea1ng v\u00e0 b\u1ea3o hi\u1ec3m.\nC\u00f4ng ty b\u1ea3o hi\u1ec3m <a href=\"https:\/\/www.sedgwick.com\/assets\/uploads\/documents\/The-SME-Cyber-Insurance-Market_Perception-and-Adoption.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Sedgwick<\/a> nh\u1eadn th\u1ea5y r\u1eb1ng trong khi c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf nh\u1eadn th\u1ee9c r\u00f5 h\u01a1n v\u1ec1 r\u1ee7i ro m\u1ea1ng so v\u1edbi nh\u1eadn th\u1ee9c c\u1ee7a c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi, &#8220;\u00edt h\u01a1n 20% \u0111\u00e3 mua b\u1ea3o hi\u1ec3m m\u1ea1ng c\u1ee5 th\u1ec3&#8221;.\nTh\u00eam v\u00e0o \u0111\u00f3, ph\u1ea7n l\u1edbn nh\u00e2n vi\u00ean doanh nghi\u1ec7p nh\u1ecf kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o n\u00e2ng cao nh\u1eadn th\u1ee9c v\u1ec1 an ninh m\u1ea1ng.  <\/p>\n\n<p>\u0110i\u1ec1u t\u1ed3i t\u1ec7 h\u01a1n l\u00e0 c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf \u0111ang b\u1eaft \u0111\u1ea7u coi b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng l\u00e0 m\u1ed9t th\u1ee9 xa x\u1ec9 sau \u0111\u1ea1i d\u1ecbch COVID-19, <a href=\"https:\/\/hbr.org\/2021\/01\/cybersecurity-insurance-has-a-big-problem\" target=\"_blank\" rel=\"noreferrer noopener\">Tom Johansmeyer<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u d\u1ecbch v\u1ee5 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng t\u00e0i s\u1ea3n t\u1ea1i Verisk vi\u1ebft.<\/p>\n\n<p>Tuy nhi\u00ean, c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng h\u00e0ng \u0111\u1ea7u \u0111\u00e3 gi\u00e1o d\u1ee5c kh\u00e1ch h\u00e0ng, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/cyber\/do-your-part-to-help-small-businesses-become-cyber-safe-242367.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Jeremy Barnett<\/a>, gi\u00e1m \u0111\u1ed1c ti\u1ebfp th\u1ecb t\u1ea1i nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p an ninh m\u1ea1ng Cyberscout cho bi\u1ebft.<\/p>\n\n<p>&#8220;B\u1edfi v\u00ec \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u0111\u1ed1i m\u1edbi v\u00e0 c\u00e1c ch\u1ee7 doanh nghi\u1ec7p nh\u1ecf kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i quen thu\u1ed9c v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c ph\u1ea1m vi b\u1ea3o hi\u1ec3m kh\u00e1c nhau, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang cung c\u1ea5p c\u00e1c ngu\u1ed3n l\u1ef1c gi\u00e1o d\u1ee5c tuy\u1ec7t v\u1eddi cho h\u1ecd&#8221;, \u00f4ng gi\u1ea3i th\u00edch.\n&#8220;B\u1ea1n kh\u00f4ng ch\u1ec9 mua b\u1ea3o hi\u1ec3m &#8211; b\u1ea1n c\u00f2n mua c\u00e1c t\u00e0i nguy\u00ean h\u1ed7 tr\u1ee3 m\u1ea1ng.&#8221; <\/p>\n\n<h2 class=\"wp-block-heading\">Gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd<\/h2>\n\n<p>M\u1ed9t trong nh\u1eefng l\u00fd do ch\u00ednh khi\u1ebfn c\u00e1c SMB t\u00ecm mua b\u1ea3o hi\u1ec3m an ninh m\u1ea1ng l\u00e0 \u0111\u1ec3 th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 h\u1ee3p \u0111\u1ed3ng, <a href=\"https:\/\/www.zeguro.com\/blog\/the-state-of-the-cyber-insurance-market-for-smbs\" target=\"_blank\" rel=\"noreferrer noopener\">Ellen Zhang<\/a>, gi\u00e1m \u0111\u1ed1c ti\u1ebfp th\u1ecb t\u1ea1i n\u1ec1n t\u1ea3ng qu\u1ea3n l\u00fd ch\u01b0\u01a1ng tr\u00ecnh t\u1eeb xa Symba cho bi\u1ebft.\n&#8220;Nhi\u1ec1u doanh nghi\u1ec7p \u0111ang b\u1eaft bu\u1ed9c c\u00e1c b\u00ean th\u1ee9 ba m\u00e0 h\u1ecd h\u1ee3p t\u00e1c ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m m\u1ea1ng.&#8221; <\/p>\n\n<p>Do \u0111\u00f3, th\u1eadt h\u1ee3p l\u00fd khi c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd xung quanh s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n\n<p><a href=\"http:\/\/www.mcneilandcompany.com\/blog\/5-tips-for-selling-cyber-liability-to-small-businesses\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Woitach<\/a>, gi\u00e1m \u0111\u1ed1c ti\u1ebfp th\u1ecb t\u1ea1i McNeil &amp;; Co.\nB\u1ea3o hi\u1ec3m, n\u00f3i r\u1eb1ng &#8220;\u0111i\u1ec1u c\u1ea7n thi\u1ebft l\u00e0 ph\u1ea3i truy\u1ec1n \u0111\u1ea1t cam k\u1ebft l\u1edbn c\u1ea7n thi\u1ebft \u0111\u1ec3 theo d\u00f5i th\u00f4ng tin c\u1ee7a b\u1ea1n, b\u1ea3o v\u1ec7 ch\u1ed1ng l\u1ea1i vi ph\u1ea1m, ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n b\u1ea5t k\u1ef3 vi ph\u1ea1m n\u00e0o x\u1ea3y ra, th\u00f4ng b\u00e1o cho c\u00e1c c\u01a1 quan th\u00edch h\u1ee3p v\u1ec1 t\u1ed9i ph\u1ea1m v\u00e0 gi\u1ea3m thi\u1ec3u h\u1eadu qu\u1ea3.&#8221;\nTrong khi c\u00e1c c\u00f4ng ty l\u1edbn c\u00f3 c\u00e1c b\u1ed9 ph\u1eadn c\u00f3 th\u1ec3 x\u1eed l\u00fd nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y, c\u00e1c doanh nghi\u1ec7p nh\u1ecf th\u01b0\u1eddng t\u1ef1 x\u1eed l\u00fd m\u1ecdi th\u1ee9.\n\u0110i\u1ec1u n\u00e0y l\u00e0m cho b\u1ea3o hi\u1ec3m bao g\u1ed3m nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y tr\u1edf n\u00ean quan tr\u1ecdng h\u01a1n.   <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/businesswomen-meeting-1024x683.jpg\" alt=\"\" class=\"wp-image-10110\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">K\u1ebft h\u1ee3p b\u1ea3o hi\u1ec3m v\u1edbi b\u1ea3o v\u1ec7<\/h2>\n\n<p>M\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c \u0111ang ch\u1ecdn h\u1ee3p nh\u1ea5t b\u1ea3o v\u1ec7 an ninh m\u1ea1ng v\u1edbi b\u1ea3o hi\u1ec3m, <a href=\"https:\/\/www.securitymagazine.com\/articles\/94746-the-integration-of-small-business-cybersecurity-protection-and-cyber-insurance-an-emerging-trend-in-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Chase Norlin<\/a>, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh t\u1ea1i nh\u00e0 ph\u00e1t tri\u1ec3n l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng an ninh m\u1ea1ng Transmosis vi\u1ebft.\nTrong t\u00ecnh hu\u1ed1ng n\u00e0y, c\u1ea3 hai b\u00ean \u0111\u1ec1u th\u1eafng: C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m gi\u1ea3m r\u1ee7i ro t\u1ed5ng th\u1ec3 c\u1ee7a h\u1ecd b\u1eb1ng c\u00e1ch ki\u1ec3m tra v\u00e0 s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 m\u1edbi nh\u1ea5t \u0111\u1ec3 gi\u1ea3m kh\u1ea3 n\u0103ng b\u1ecb t\u1ea5n c\u00f4ng v\u00e0 c\u00e1c ch\u1ee7 doanh nghi\u1ec7p nh\u1ecf kh\u00f4ng c\u00f2n c\u1ea7n ph\u1ea3i \u0111i\u1ec1u h\u01b0\u1edbng b\u1ed1i c\u1ea3nh ph\u1ee9c t\u1ea1p n\u00e0y \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00f4ng ngh\u1ec7 v\u00e0 ch\u00ednh s\u00e1ch ch\u00ednh x\u00e1c s\u1ebd b\u1ea3o hi\u1ec3m cho h\u1ecd trong tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m. <\/p>\n\n<p>M\u1eb7c d\u00f9 xu h\u01b0\u1edbng n\u00e0y v\u1eabn c\u00f2n \u1edf giai \u0111o\u1ea1n s\u01a1 khai, nh\u01b0ng &#8220;c\u00f4ng ngh\u1ec7 v\u00e0 b\u1ea3o hi\u1ec3m c\u00e0ng g\u1ea7n nhau, k\u1ebft qu\u1ea3 s\u1ebd c\u00e0ng t\u1ed1t cho c\u1ea3 hai b\u00ean&#8221;, Norlin n\u00f3i th\u00eam.\n&#8220;\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 \u00edt vi ph\u1ea1m h\u01a1n, \u00edt y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m h\u01a1n, thanh to\u00e1n nhanh h\u01a1n v\u00e0 \u0111\u1ea7y \u0111\u1ee7 h\u01a1n khi c\u00f3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng v\u00e0 s\u1ef1 th\u00e8m \u0103n l\u00e0nh m\u1ea1nh h\u01a1n m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 \u0111\u1ec3 ch\u1ea5p nh\u1eadn r\u1ee7i ro li\u00ean t\u1ee5c.&#8221; <\/p>\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 v\u1ecb tr\u00ed t\u1ed1t \u0111\u1ec3 cung c\u1ea5p m\u1ed9t d\u1ecbch v\u1ee5 nh\u01b0 ph\u1ea3n \u1ee9ng vi ph\u1ea1m, <a href=\"https:\/\/searchsecurity.techtarget.com\/feature\/The-ins-and-outs-of-cyber-insurance-coverage\" target=\"_blank\" rel=\"noreferrer noopener\">Sharon Shea<\/a>, bi\u00ean t\u1eadp vi\u00ean \u0111i\u1ec1u h\u00e0nh t\u1ea1i TechTarget cho bi\u1ebft.<\/p>\n\n<p>&#8220;Khi m\u1ed9t ch\u1ee7 h\u1ee3p \u0111\u1ed3ng li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ecb nghi ng\u1edd vi ph\u1ea1m, m\u1ed9t th\u00e0nh vi\u00ean trong nh\u00f3m s\u1ebd nhanh ch\u00f3ng ph\u1ea3n h\u1ed3i v\u00e0 \u0111\u01b0a c\u00e1c chuy\u00ean gia b\u00ean th\u1ee9 ba nh\u01b0 c\u1ed1 v\u1ea5n ph\u00e1p l\u00fd ho\u1eb7c \u0111i\u1ec1u tra vi\u00ean ph\u00e1p y khi c\u1ea7n thi\u1ebft&#8221;, c\u00f4 vi\u1ebft.\n&#8220;C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m duy tr\u00ec c\u00e1c nh\u00f3m c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5, bao g\u1ed3m c\u00e1c nh\u00e0 ph\u00e2n t\u00edch ph\u00e1p y, lu\u1eadt s\u01b0 vi ph\u1ea1m d\u1eef li\u1ec7u, trung t\u00e2m cu\u1ed9c g\u1ecdi, c\u00f4ng ty PR v\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p kh\u00e1c chuy\u00ean v\u1ec1 ph\u1ea3n h\u1ed3i vi ph\u1ea1m v\u00e0 s\u1eb5n s\u00e0ng h\u1ed7 tr\u1ee3 trong th\u1eddi gian ng\u1eafn. \u0110\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c v\u1eeba v\u00e0 nh\u1ecf ho\u1eb7c b\u1ea5t k\u1ef3 th\u1ef1c th\u1ec3 n\u00e0o kh\u00f4ng qu\u1ea3n l\u00fd kh\u1ee7ng ho\u1ea3ng vi ph\u1ea1m d\u1eef li\u1ec7u h\u00e0ng ng\u00e0y, c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a nh\u00f3m ph\u1ea3n \u1ee9ng vi ph\u1ea1m b\u00ean th\u1ee9 ba c\u00f3 kinh nghi\u1ec7m c\u00f3 th\u1ec3 ch\u1ee9ng minh l\u00e0 v\u00f4 gi\u00e1. <\/p>\n\n<h2 class=\"wp-block-heading\">C\u00e1 nh\u00e2n h\u00f3a b\u00eca<\/h2>\n\n<p>C\u00e1c ch\u00ednh s\u00e1ch ti\u00eau chu\u1ea9n h\u00f3a kh\u00f4ng hi\u1ec7u qu\u1ea3 v\u1edbi h\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty, b\u1ea5t k\u1ec3 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec.\nV\u00e0 trong khi c\u00e1c ch\u00ednh s\u00e1ch an ninh m\u1ea1ng ch\u1ee9a m\u1ed9t s\u1ed1 k\u1ebft h\u1ee3p c\u1ee7a c\u00e1c y\u1ebfu t\u1ed1 ti\u00eau chu\u1ea9n, <a href=\"https:\/\/woodruffsawyer.com\/cyber-liability\/cyber-101-liability-insurance-2021\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Burke<\/a>, l\u00e3nh \u0111\u1ea1o th\u1ef1c h\u00e0nh m\u1ea1ng qu\u1ed1c gia t\u1ea1i c\u00f4ng ty m\u00f4i gi\u1edbi v\u00e0 t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m Woodruff Sawyer cho bi\u1ebft, m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn nhi\u1ec1u s\u1eafc th\u00e1i h\u01a1n c\u00f3 ch\u1ee9a c\u00e1c b\u1ed5 sung chuy\u00ean gia cung c\u1ea5p ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u1ed1t h\u01a1n nhi\u1ec1u. <\/p>\n\n<p>Burke gi\u1ea3i th\u00edch: &#8220;Nh\u1eefng c\u1ea3i ti\u1ebfn n\u00e0y \u0111\u1ed1i v\u1edbi ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m m\u1ea1ng kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u00f3 s\u1eb5n tr\u1eeb khi b\u1ea1n bi\u1ebft nh\u1eefng g\u00ec c\u1ea7n y\u00eau c\u1ea7u v\u00e0 n\u1ebfu ch\u00fang c\u00f3 s\u1eb5n, ch\u00fang th\u01b0\u1eddng b\u1ecb gi\u1edbi h\u1ea1n \u1edf m\u1ee9c th\u1ea5p h\u01a1n gi\u1edbi h\u1ea1n ch\u00ednh s\u00e1ch \u0111\u1ea7y \u0111\u1ee7. &#8220;<\/p>\n\n<p>\u0110i\u1ec1u n\u00e0y s\u1ebd \u0111\u00f2i h\u1ecfi c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 ph\u1ea3i hi\u1ec3u kh\u00e1ch h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ee7a h\u1ecd, nh\u00f3m nghi\u00ean c\u1ee9u t\u1ea1i <a href=\"https:\/\/agencyheight.medium.com\/four-strategies-to-sell-cyber-security-insurance-b220c4b0d516\" target=\"_blank\" rel=\"noreferrer noopener\">Agency Height<\/a> cho bi\u1ebft.\n&#8220;M\u1ed9t s\u1ed1 c\u00f3 th\u1ec3 ch\u1ec9 c\u00f3 nhu c\u1ea7u an ninh m\u1ea1ng t\u1ed1i thi\u1ec3u v\u00e0 ch\u1ec9 mu\u1ed1n ph\u1ea1m vi b\u1ea3o hi\u1ec3m trung b\u00ecnh ho\u1eb7c h\u1ea1n ch\u1ebf. M\u1eb7t kh\u00e1c, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi c\u00f3 th\u1ec3 mu\u1ed1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n do r\u1ee7i ro m\u1ea1ng cao h\u01a1n v\u00e0 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u00e1ng k\u1ec3 h\u01a1n.\nH\u1ecd khuy\u00ean c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 th\u1ea3o lu\u1eadn v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nhu c\u1ea7u c\u1ee7a h\u1ecd v\u00e0 c\u00e1 nh\u00e2n h\u00f3a ph\u1ea1m vi b\u1ea3o hi\u1ec3m.  <\/p>\n\n<p><a href=\"https:\/\/www.pathpoint.com\/blog\/a-guide-to-picking-the-right-cyber-coverage-for-small-businesses\" target=\"_blank\" rel=\"noreferrer noopener\">Michelle Chia<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p v\u00e0 kh\u00f4ng gian m\u1ea1ng t\u1ea1i Zurich B\u1eafc M\u1ef9, khuy\u1ebfn ngh\u1ecb c\u00e1c doanh nghi\u1ec7p \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 chi ph\u00ed li\u00ean quan v\u00e0 ch\u1ecdn c\u00e1c ch\u00ednh s\u00e1ch ph\u00f9 h\u1ee3p v\u1edbi &#8220;m\u1ed1i quan t\u00e2m c\u1ed1t l\u00f5i&#8221; c\u1ee7a h\u1ecd.<\/p>\n\n<p>&#8220;\u0110\u1ed1i v\u1edbi m\u1ed9t c\u00f4ng ty c\u00f3 b\u00e1n h\u00e0ng tr\u1ef1c tuy\u1ebfn, t\u00e1c \u0111\u1ed9ng \u0111\u00e1ng lo ng\u1ea1i nh\u1ea5t c\u00f3 th\u1ec3 l\u00e0 gi\u00e1n \u0111o\u1ea1n kinh doanh ho\u1eb7c ransomware&#8221;, c\u00f4 n\u00f3i.\n&#8220;M\u1eb7t kh\u00e1c, m\u1ed9t c\u00f4ng ty v\u0103n ph\u00f2ng y t\u1ebf c\u00f3 th\u1ec3 lo ng\u1ea1i v\u1ec1 vi\u1ec7c m\u1ea5t th\u00f4ng tin, vi ph\u1ea1m HIPAA, gi\u00e1n \u0111o\u1ea1n kinh doanh ho\u1eb7c c\u00e1c s\u1ef1 ki\u1ec7n ransomware.&#8221; <\/p>\n\n<p>Trong khi c\u00e1c SMB \u0111ang b\u1ecb \u0111e d\u1ecda t\u1eeb t\u1ed9i ph\u1ea1m an ninh m\u1ea1ng, c\u00e1c nh\u00e0 m\u1ea1ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 nguy c\u01a1 thua cu\u1ed9c c\u1ea1nh tranh n\u1ebfu h\u1ecd kh\u00f4ng s\u1eb5n s\u00e0ng tham gia v\u00e0o th\u1ecb tr\u01b0\u1eddng \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng n\u00e0y.\nHi\u1ec3u kh\u00e1ch h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ee7a b\u1ea1n, \u0111\u00e1nh gi\u00e1 nhu c\u1ea7u c\u1ee7a h\u1ecd v\u00e0 sau \u0111\u00f3 t\u1ea1o ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 m\u00e0 h\u1ecd c\u1ea7n. <\/p>\n\n<p><em>H\u00ecnh \u1ea3nh b\u1edfi: <a href=\"https:\/\/unsplash.com\/@awcreativeut\" target=\"_blank\" rel=\"noreferrer noopener\">Adam Winger<\/a>, <a href=\"https:\/\/unsplash.com\/@jefflssantos\" target=\"_blank\" rel=\"noreferrer noopener\">Jefferson Santos<\/a>, <a href=\"https:\/\/unsplash.com\/@amyhirschi\" target=\"_blank\" rel=\"noreferrer noopener\">Amy Hirschi<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>An ninh m\u1ea1ng c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3i l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ee7a b\u1ea1n, nh\u01b0ng n\u00f3 n\u00ean d\u00e0nh cho m\u1ecdi nh\u00e0 m\u1ea1ng, nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 \u0111\u1ea1i l\u00fd. C\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf ch\u01b0a bao gi\u1edd c\u00f3 nguy c\u01a1 b\u1ecb t\u1ea5n c\u00f4ng nh\u01b0 hi\u1ec7n nay, nh\u01b0ng h\u1ea7u h\u1ebft v\u1eabn [&hellip;]<\/p>\n","protected":false},"featured_media":10139,"template":"","insight-category":[],"class_list":["post-19116","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/19116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/10139"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=19116"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=19116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}