{"id":19020,"date":"2024-09-19T23:30:26","date_gmt":"2024-09-20T04:30:26","guid":{"rendered":"https:\/\/bolttech.io\/insight\/cac-cong-ty-bao-hiem-lon-cua-my-nhay-vao-cac-nen-tang-phan-phoi-de-co-duoc-khach-hang-doanh-so-ban-hang-reuters\/"},"modified":"2024-10-30T05:03:24","modified_gmt":"2024-10-30T10:03:24","slug":"cac-cong-ty-bao-hiem-lon-cua-my-nhay-vao-cac-nen-tang-phan-phoi-de-co-duoc-khach-hang-doanh-so-ban-hang-reuters","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/cac-cong-ty-bao-hiem-lon-cua-my-nhay-vao-cac-nen-tang-phan-phoi-de-co-duoc-khach-hang-doanh-so-ban-hang-reuters\/","title":{"rendered":"C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1edbn c\u1ee7a M\u1ef9 nh\u1ea3y v\u00e0o c\u00e1c n\u1ec1n t\u1ea3ng ph\u00e2n ph\u1ed1i \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng, doanh s\u1ed1 b\u00e1n h\u00e0ng (Reuters)"},"content":{"rendered":"\n

NEW YORK, ng\u00e0y 7 th\u00e1ng 9 (Reuters) – C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1edbn c\u1ee7a Hoa K\u1ef3 \u0111ang tham gia c\u00e1c s\u00e0n giao d\u1ecbch k\u1ef9 thu\u1eadt s\u1ed1 m\u1edbi \u0111\u1ec3 b\u00e1n kh\u00f4ng ch\u1ec9 c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a ri\u00eang h\u1ecd m\u00e0 c\u00f2n c\u1ee7a c\u00e1c \u0111\u1ed1i th\u1ee7, m\u1ed9t b\u01b0\u1edbc ngo\u1eb7t m\u1edbi trong m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u1ed5i ti\u1ebfng v\u1edbi s\u1ef1 c\u1ea1nh tranh kh\u1ed1c li\u1ec7t.<\/p>\n\n

C\u00e1c n\u1ec1n t\u1ea3ng m\u1edbi m\u1ea1nh m\u1ebd, bao g\u1ed3m Semsee, bolttech, Bold Penguin v\u00e0 Uncharted, l\u1ea5y d\u1eef li\u1ec7u t\u1eeb nhi\u1ec1u h\u00e3ng v\u1eadn chuy\u1ec3n, cho ph\u00e9p c\u00e1c \u0111\u1ea1i l\u00fd xem nhi\u1ec1u b\u00e1o gi\u00e1 cho c\u00e1c ch\u00ednh s\u00e1ch, gi\u1ed1ng nh\u01b0 c\u00e1ch c\u00e1c \u0111\u1ea1i l\u00fd du l\u1ecbch nh\u00ecn th\u1ea5y gi\u00e1 v\u00e9 m\u00e1y bay c\u1ea1nh tranh.<\/p>\n\n

Chubb Ltd (CB.BN), C\u00f4ng ty Du l\u1ecbch Inc (TRV. N) v\u00e0 Liberty Mutual \u0111\u00e3 k\u00fd k\u1ebft g\u1ea7n \u0111\u00e2y c\u0169ng nh\u01b0 c\u00e1c c\u01a1 quan c\u0169ng b\u00e1n ch\u00ednh s\u00e1ch, c\u00e1c gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh cho bi\u1ebft.<\/p>\n\n

“Nh\u00e3n c\u1ea7u r\u1ea5t l\u1edbn v\u00e0 quan tr\u1ecdng \u0111\u1ed1i v\u1edbi h\u1ecd”, Philip Charles-Pierre, \u0111\u1ed3ng s\u00e1ng l\u1eadp v\u00e0 gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Semsee c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i New York, t\u1eadp trung v\u00e0o c\u00e1c ch\u00ednh s\u00e1ch th\u01b0\u01a1ng m\u1ea1i, cho bi\u1ebft.\nNhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 nh\u1eadn ra r\u1eb1ng “n\u1ebfu m\u1ed9t \u0111\u1ea1i l\u00fd l\u1edbn \u0111ang s\u1eed d\u1ee5ng n\u1ec1n t\u1ea3ng n\u00e0y, b\u1ea1n c\u1ea7n ph\u1ea3i \u1edf tr\u00ean n\u1ec1n t\u1ea3ng \u0111\u00f3.” <\/p>\n\n

S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a ph\u00e2n ph\u1ed1i k\u1ef9 thu\u1eadt s\u1ed1 th\u1ec3 hi\u1ec7n s\u1ef1 thay \u0111\u1ed5i trong c\u00e1ch c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 ch\u1ee7 nh\u00e0 c\u0169ng nh\u01b0 c\u00e1c ng\u00e0nh kinh doanh v\u00e0 th\u01b0\u01a1ng m\u1ea1i tr\u1ecb gi\u00e1 h\u00e0ng tr\u0103m t\u1ef7 \u0111\u00f4 la h\u00e0ng n\u0103m, c\u00e1c chuy\u00ean gia cho bi\u1ebft.<\/p>\n\n

C\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 c\u0169ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb vi\u1ec7c c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng nhi\u1ec1u nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng h\u01a1n, ngay c\u1ea3 khi h\u1ecd kh\u00f4ng b\u00e1n ch\u00ednh s\u00e1ch c\u1ee7a ri\u00eang m\u00ecnh.<\/p>\n\n

“\u0110\u00f3 l\u00e0 t\u1ea5t c\u1ea3 v\u1ec1 vi\u1ec7c ai s\u1edf h\u1eefu m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng”, Mark Breading, m\u1ed9t \u0111\u1ed1i t\u00e1c t\u1ea1i Strategy Meets Action, m\u1ed9t c\u00f4ng ty t\u01b0 v\u1ea5n qu\u1ea3n l\u00fd \u1edf New York cho bi\u1ebft.<\/p>\n\n

Ng\u00e0nh c\u00f4ng nghi\u1ec7p \u0111\u00e3 tr\u00e1nh xa c\u00e1c \u0111\u1ea1i l\u00fd “b\u1ecb giam c\u1ea7m” ch\u1ec9 b\u00e1n c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a m\u1ed9t c\u00f4ng ty, nh\u01b0ng c\u00e1c s\u00e0n giao d\u1ecbch k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang \u0111\u1ea9y nhanh xu h\u01b0\u1edbng, Matt Leonard, m\u1ed9t \u0111\u1ed1i t\u00e1c c\u1ee7a Oliver Wyman l\u00e0m vi\u1ec7c v\u1ec1 b\u1ea3o hi\u1ec3m cho bi\u1ebft.<\/p>\n\n

“To\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh hi\u1ec7n \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng b\u1edfi c\u00f4ng ngh\u1ec7 v\u00e0 m\u1ed9t th\u1ecb tr\u01b0\u1eddng r\u1ed9ng l\u1edbn h\u01a1n c\u1ee7a ng\u01b0\u1eddi ch\u01a1i”, \u00f4ng n\u00f3i.<\/p>\n\n

Quan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u1edbi c\u00e1c s\u00e0n giao d\u1ecbch \u0111\u00e3 ph\u00e1t tri\u1ec3n trong n\u0103m n\u0103m qua.\nB\u1ea5t ch\u1ea5p c\u00e1c cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 trong c\u00e1c ng\u00e0nh kh\u00e1c, nhi\u1ec1u kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m – \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c doanh nghi\u1ec7p nh\u1ecf – th\u00edch l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c \u0111\u1ea1i l\u00fd c\u00f3 th\u1ec3 gi\u1ea3i th\u00edch ch\u00ednh s\u00e1ch v\u00e0 t\u00ecm ra m\u1ee9c gi\u00e1 t\u1ed1t nh\u1ea5t.\nK\u1ebft qu\u1ea3 l\u00e0, c\u00e1c c\u00f4ng c\u1ee5 tr\u1ef1c tuy\u1ebfn m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1ef1 t\u1ea1o ra \u0111\u00e3 kh\u00f4ng c\u1ea5t c\u00e1nh nh\u01b0 mong \u0111\u1ee3i. <\/p>\n\n

C\u00e1c s\u00e0n giao d\u1ecbch hi\u1ec7n cho ph\u00e9p c\u00e1c \u0111\u1ea1i l\u00fd cung c\u1ea5p cho kh\u00e1ch h\u00e0ng gi\u00e1 t\u1ed1t h\u01a1n v\u00e0 \u0111\u00e1p \u1ee9ng nhi\u1ec1u nhu c\u1ea7u h\u01a1n m\u00e0 kh\u00f4ng nh\u1ea5t thi\u1ebft g\u00e2y h\u1ea1i cho l\u1ee3i nhu\u1eadn, gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh v\u00e0 chuy\u00ean gia cho bi\u1ebft.<\/p>\n\n

“Chubb \u0111ang t\u00edch c\u1ef1c tham gia v\u1edbi m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u00e1c trong k\u00eanh n\u00e0y bao g\u1ed3m bolttech v\u00e0 Bold Penguin”, Sean Ringsted, gi\u00e1m \u0111\u1ed1c k\u1ef9 thu\u1eadt s\u1ed1 t\u1ea1i Chubb cho bi\u1ebft.<\/p>\n\n

Rob Schimek, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a bolttech, \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t v\u00ed d\u1ee5: M\u1ed9t c\u00f4ng ty vi\u1ebft ch\u00ednh s\u00e1ch cho \u00f4 t\u00f4 nh\u01b0ng kh\u00f4ng ph\u1ea3i nh\u00e0 \u1edf c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng bolttech \u0111\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m cho ch\u1ee7 nh\u00e0 t\u1eeb c\u00e1c nh\u00e0 m\u1ea1ng kh\u00e1c.\n\u0110i\u1ec1u \u0111\u00f3 khi\u1ebfn kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ec3 mua s\u1eafm \u1edf n\u01a1i kh\u00e1c.\nC\u00f4ng ty ch\u00ednh s\u00e1ch t\u1ef1 \u0111\u1ed9ng ki\u1ebfm \u0111\u01b0\u1ee3c hoa h\u1ed3ng b\u00e1n h\u00e0ng tr\u00ean ch\u00ednh s\u00e1ch ch\u1ee7 nh\u00e0 trong khi c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nh\u1eadn \u0111\u01b0\u1ee3c doanh thu ph\u00ed b\u1ea3o hi\u1ec3m. <\/p>\n\n

“C\u00e1c h\u00e3ng v\u1eadn t\u1ea3i \u0111ang ch\u1ebft d\u1ea7n ch\u1ebft m\u00f2n trong vi\u1ec7c ti\u1ebfp c\u1eadn h\u1ec7 th\u1ed1ng ph\u00e2n ph\u1ed1i”, Schimek n\u00f3i.\nN\u1ebfu c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng mu\u1ed1n cung c\u1ea5p c\u00e1c ch\u00ednh s\u00e1ch th\u00f4ng qua s\u00e0n giao d\u1ecbch, h\u1ecd s\u1ebd kh\u00f4ng c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o kh\u00e1ch h\u00e0ng c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c tr\u00ean s\u00e0n giao d\u1ecbch, \u00f4ng n\u00f3i. <\/p>\n\n

Bolttech, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 m\u1ed9t ph\u1ea7n b\u1edfi t\u1ef7 ph\u00fa Trung Qu\u1ed1c Richard Li, g\u1ea7n \u0111\u00e2y \u0111\u00e3 k\u1ebft th\u00fac v\u00f2ng t\u00e0i tr\u1ee3 tr\u1ecb gi\u00e1 180 tri\u1ec7u USD v\u00e0 m\u1edf r\u1ed9ng ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng ra 26 qu\u1ed1c gia t\u1eeb 14 qu\u1ed1c gia.\n\u0111\u1ecdc th\u00eam <\/p>\n\n

Trong khi c\u00e1c s\u00e0n giao d\u1ecbch mang l\u1ea1i nhi\u1ec1u kh\u00e1ch h\u00e0ng h\u01a1n, ch\u00fang g\u00e2y ra m\u1ed1i \u0111e d\u1ecda b\u1eb1ng c\u00e1ch cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u1ecf h\u01a1n v\u1edbi c\u00e1c ch\u00ednh s\u00e1ch chuy\u00ean bi\u1ec7t ti\u1ebfp c\u1eadn m\u1ed9t th\u1ecb tr\u01b0\u1eddng r\u1ed9ng l\u1edbn, Matteo Carbone, ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 gi\u00e1m \u0111\u1ed1c c\u1ee7a \u0110\u00e0i quan s\u00e1t b\u1ea3o hi\u1ec3m IoT, m\u1ed9t nh\u00f3m nghi\u00ean c\u1ee9u cho bi\u1ebft.<\/p>\n\n

“\u0110i\u1ec1u n\u00e0y, \u0111\u1ed1i v\u1edbi t\u00f4i, l\u00e0 r\u1ee7i ro l\u1edbn nh\u1ea5t” \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1edbn, \u00f4ng n\u00f3i.<\/p>\n\n

B\u00e0i vi\u1ebft g\u1ed1c \u1edf \u0111\u00e2y: https:\/\/www.reuters.com\/business\/major-us-insurers-jump-distribution-platforms-gain-customers-sales-2021-09-07\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

NEW YORK, ng\u00e0y 7 th\u00e1ng 9 (Reuters) – C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1edbn c\u1ee7a Hoa K\u1ef3 \u0111ang tham gia c\u00e1c s\u00e0n giao d\u1ecbch k\u1ef9 thu\u1eadt s\u1ed1 m\u1edbi \u0111\u1ec3 b\u00e1n kh\u00f4ng ch\u1ec9 c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a ri\u00eang h\u1ecd m\u00e0 c\u00f2n c\u1ee7a c\u00e1c \u0111\u1ed1i th\u1ee7, m\u1ed9t b\u01b0\u1edbc ngo\u1eb7t m\u1edbi trong m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u1ed5i ti\u1ebfng […]<\/p>\n","protected":false},"featured_media":7611,"template":"","insight-category":[],"class_list":["post-19020","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/19020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/7611"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=19020"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=19020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}