{"id":18936,"date":"2024-09-19T23:21:35","date_gmt":"2024-09-20T04:21:35","guid":{"rendered":"https:\/\/bolttech.io\/insight\/3-nganh-co-ho-so-theo-doi-da-duoc-chung-minh-ve-bao-hiem-nhung\/"},"modified":"2024-09-19T23:21:39","modified_gmt":"2024-09-20T04:21:39","slug":"3-nganh-co-ho-so-theo-doi-da-duoc-chung-minh-ve-bao-hiem-nhung","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/3-nganh-co-ho-so-theo-doi-da-duoc-chung-minh-ve-bao-hiem-nhung\/","title":{"rendered":"3 ng\u00e0nh c\u00f3 h\u1ed3 s\u01a1 theo d\u00f5i \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00fang"},"content":{"rendered":"\n

B\u1ea3o hi\u1ec3m nh\u00fang \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t ch\u1ee7 \u0111\u1ec1 n\u00f3ng.\nD\u1ef1 \u0111o\u00e1n cho t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00fang r\u1ea5t t\u01b0\u01a1i s\u00e1ng: C\u00f3 t\u1edbi 40% t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c nh\u00fang trong 10 \u0111\u1ebfn 20 n\u0103m t\u1edbi, Denise Garth<\/a>, gi\u00e1m \u0111\u1ed1c chi\u1ebfn l\u01b0\u1ee3c t\u1ea1i nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p ph\u1ea7n m\u1ec1m b\u1ea3o hi\u1ec3m Majesco d\u1ef1 \u0111o\u00e1n. <\/p>\n\n

\u0110\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m, b\u1ea3o hi\u1ec3m nh\u00fang l\u00e0 m\u1ed9t bi\u00ean gi\u1edbi m\u1edbi.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 th\u1ec3 ng\u1ea7n ng\u1ea1i n\u1eafm l\u1ea5y b\u1ea3o hi\u1ec3m nh\u00fang v\u00e0 c\u00f4ng ngh\u1ec7 l\u00e0m cho n\u00f3 c\u00f3 th\u1ec3.\nTuy nhi\u00ean, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ghi nh\u1edb: B\u1ea3n th\u00e2n b\u1ea3o hi\u1ec3m nh\u00fang kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m m\u1edbi.\nTr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u00fang trong nhi\u1ec1u n\u0103m, v\u1edbi th\u00e0nh c\u00f4ng l\u1edbn. <\/p>\n\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 ba ng\u00e0nh c\u00f4ng nghi\u1ec7p \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh v\u1edbi b\u1ea3o hi\u1ec3m nh\u00fang v\u00e0 nh\u1eefng b\u00e0i h\u1ecdc m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ed3ng nghi\u1ec7p c\u00f3 th\u1ec3 h\u1ecdc h\u1ecfi t\u1eeb ch\u00fang.<\/p>\n\n

Du l\u1ecbch<\/h2>\n\n

\u0110\u1ea1i d\u1ecbch COVID-19 \u0111\u1eb7t ch\u1ee7 \u0111\u1ec1 r\u1ee7i ro l\u00ean h\u00e0ng \u0111\u1ea7u v\u00e0 trung t\u00e2m.\n\u0110\u00e1p l\u1ea1i, vi\u1ec7c mua b\u1ea3o hi\u1ec3m t\u0103ng l\u00ean, ngay c\u1ea3 khi kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u1ea5y m\u00ecnh th\u1ea5t v\u1ecdng h\u1ebft l\u1ea7n n\u00e0y \u0111\u1ebfn l\u1ea7n kh\u00e1c khi th\u1ea5y r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c c\u00e1c t\u00ecnh hu\u1ed1ng c\u1ee5 th\u1ec3 do \u0111\u1ea1i d\u1ecbch \u00e1p \u0111\u1eb7t. <\/p>\n\n

B\u1ea5t ch\u1ea5p s\u1ef1 nh\u1ea7m l\u1eabn ban \u0111\u1ea7u v\u1ec1 nh\u1eefng kh\u00f3 kh\u0103n li\u00ean quan \u0111\u1ebfn \u0111\u1ea1i d\u1ecbch m\u00e0 b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3, vi\u1ec7c mua b\u1ea3o hi\u1ec3m v\u1eabn \u1edf m\u1ee9c cao.\nDu l\u1ecbch l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c h\u00e0ng \u0111\u1ea7u m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng ch\u1ec9 mu\u1ed1n b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng mua v\u00e9 m\u00e1y bay ho\u1eb7c t\u00e0u h\u1ecfa n\u1ebfu b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c nh\u00fang v\u00e0o. <\/p>\n\n

B\u1ea3o hi\u1ec3m du l\u1ecbch nh\u00fang kh\u00f4ng ph\u1ea3i l\u00e0 m\u1edbi.\n\u0110\u1ed1i m\u1eb7t v\u1edbi \u0111\u1ea1i d\u1ecbch, \u0111\u1ed9 bao ph\u1ee7 n\u00e0y \u0111\u00e3 ch\u1ee9ng minh kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i c\u1ee7a m\u00ecnh, kh\u00f4ng ch\u1ec9 trong vi\u1ec7c thu h\u00fat kh\u00e1ch du l\u1ecbch m\u00e0 c\u00f2n trong vi\u1ec7c th\u00edch \u1ee9ng v\u1edbi nh\u1eefng r\u1ee7i ro m\u1edbi.\nV\u00ed d\u1ee5, ng\u00e0y nay, m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch du l\u1ecbch nh\u00fang gi\u1ea3i quy\u1ebft c\u00e1c m\u1ed1i quan t\u00e2m v\u1ec1 COVID-19 b\u00ean c\u1ea1nh nh\u1eefng lo ng\u1ea1i do c\u00e1c bi\u1ebfn th\u1ec3 virus c\u1ee5 th\u1ec3 g\u00e2y ra, ch\u1eb3ng h\u1ea1n nh\u01b0 bi\u1ebfn th\u1ec3 omicron g\u1ea7n \u0111\u00e2y, c\u00e1c bi\u00ean t\u1eadp vi\u00ean Amy Danise v\u00e0 Jason Metz<\/a> c\u1ee7a Forbes Advisor vi\u1ebft.\nKh\u1ea3 n\u0103ng th\u00edch \u1ee9ng v\u1edbi nh\u1eefng r\u1ee7i ro m\u1edbi c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch trong khi v\u1eabn g\u1eafn b\u00f3 l\u00e0 m\u1ed9t v\u00ed d\u1ee5 cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m trong c\u00e1c ng\u00e0nh kh\u00e1c. <\/p>\n\n

M\u00e1y t\u00ednh v\u00e0 C\u00f4ng ngh\u1ec7<\/h2>\n\n

C\u00f4ng ngh\u1ec7 l\u00e0m cho ph\u1ea1m vi b\u1ea3o hi\u1ec3m nh\u00fang c\u00f3 th\u1ec3 v\u00e0 ph\u1ea1m vi nh\u00fang cho c\u00e1c c\u00f4ng c\u1ee5 c\u00f4ng ngh\u1ec7 nh\u01b0 m\u00e1y t\u00ednh v\u00e0 \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh l\u00e0 ph\u1ed5 bi\u1ebfn, v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng n\u00f3 ng\u00e0y c\u00e0ng t\u0103ng.<\/p>\n\n

\u1ede \u0111\u00e2y, b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p v\u00e0o chi ph\u00ed c\u1ee7a m\u1ed9t s\u1ea3n ph\u1ea9m, ho\u1eb7c n\u00f3 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c cung c\u1ea5p nh\u01b0 m\u1ed9t ti\u1ec7n \u00edch b\u1ed5 sung t\u1ea1i th\u1eddi \u0111i\u1ec3m b\u00e1n.\nC\u1ea3 hai l\u1ef1a ch\u1ecdn \u0111\u1ec1u gi\u00fap kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m d\u1ec5 d\u00e0ng h\u01a1n.\nM\u1ed9t trong hai l\u1ef1a ch\u1ecdn c\u0169ng c\u00f3 th\u1ec3 l\u00e0m t\u0103ng s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi ch\u00ednh m\u1eb7t h\u00e0ng \u0111\u00e3 mua v\u00e0 v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a n\u00f3. <\/p>\n\n

V\u00ed d\u1ee5, b\u1ea3o hi\u1ec3m \u0111i\u1ec7n tho\u1ea1i ZhongAn \u0111\u01b0\u1ee3c nh\u00fang trong ch\u00ednh \u0111i\u1ec7n tho\u1ea1i v\u00e0 s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 tr\u00ean bo m\u1ea1ch c\u1ee7a ri\u00eang \u0111i\u1ec7n tho\u1ea1i.\nN\u1ebfu ng\u01b0\u1eddi d\u00f9ng l\u00e0m r\u01a1i \u0111i\u1ec7n tho\u1ea1i c\u1ee7a h\u1ecd theo c\u00e1ch g\u00e2y ra thi\u1ec7t h\u1ea1i, c\u00e1c c\u1ea3m bi\u1ebfn b\u00ean trong s\u1ebd ghi l\u1ea1i thi\u1ec7t h\u1ea1i v\u00e0 t\u1ef1 \u0111\u1ed9ng g\u1eedi y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1ea1o hi\u1ec3m Alex Lazarow<\/a> vi\u1ebft.\nDo \u0111\u00f3, b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng t\u00e1c v\u1edbi c\u00f4ng ngh\u1ec7 m\u00e0 n\u00f3 bao g\u1ed3m, cung c\u1ea5p tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng li\u1ec1n m\u1ea1ch. <\/p>\n\n

\"Sửa<\/figure>\n\n

Thi\u1ebft b\u1ecb gia d\u1ee5ng<\/h2>\n\n

B\u1ea3o hi\u1ec3m nh\u00fang cho c\u00e1c thi\u1ebft b\u1ecb gia d\u1ee5ng m\u1edf \u0111\u01b0\u1eddng cho ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng t\u1ef1 cho c\u00e1c m\u1eb7t h\u00e0ng kh\u00e1c, nh\u01b0 xe c\u01a1 gi\u1edbi.<\/p>\n\n

Gi\u1ed1ng nh\u01b0 b\u1ea3o hi\u1ec3m m\u00e1y t\u00ednh ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh, b\u1ea3o hi\u1ec3m thi\u1ebft b\u1ecb gia d\u1ee5ng nh\u00fang ng\u00e0y c\u00e0ng t\u1eadn d\u1ee5ng c\u00e1c c\u1ea3m bi\u1ebfn b\u00ean trong v\u00e0 k\u1ebft n\u1ed1i trong ch\u00ednh thi\u1ebft b\u1ecb.\n\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, d\u1eef li\u1ec7u n\u00e0y cung c\u1ea5p l\u1ee3i \u00edch theo hai c\u00e1ch, George Hosfield<\/a>, gi\u00e1m \u0111\u1ed1c c\u1ea5p cao v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e0 t\u1ea1i LexisNexis cho bi\u1ebft.\n\u0110\u1ea7u ti\u00ean, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1ch thi\u1ebft b\u1ecb ho\u1ea1t \u0111\u1ed9ng v\u00e0 li\u1ec7u n\u00f3 c\u00f3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch d\u1ef1 \u0111\u1ecbnh hay kh\u00f4ng.\nTh\u1ee9 hai, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u v\u1ec1 r\u1ee7i ro v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro b\u1eb1ng c\u00e1ch ki\u1ec3m tra c\u00e1c m\u00f4 h\u00ecnh s\u1eed d\u1ee5ng.\nTrong c\u1ea3 hai tr\u01b0\u1eddng h\u1ee3p, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 h\u01b0\u1edfng l\u1ee3i t\u1eeb m\u1ed1i quan h\u1ec7 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp b\u1edfi m\u1ed9t ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00fang. <\/p>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang t\u00ecm c\u00e1ch n\u1eafm l\u1ea5y b\u1ea3o hi\u1ec3m nh\u00fang s\u1ebd c\u1ea7n ph\u1ea3i c\u00e2n b\u1eb1ng gi\u1eefa nhu c\u1ea7u kinh doanh, b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng v\u00e0 tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh khi k\u1ebft h\u1ee3p c\u00e1c ch\u00ednh s\u00e1ch nh\u00fang v\u00e0o c\u00e1ch ti\u1ebfp c\u1eadn c\u1ee7a h\u1ecd, lu\u1eadt s\u01b0 Shailaja Lall<\/a> vi\u1ebft.\n\u0110\u1ec3 l\u00e0m nh\u01b0 v\u1eady, h\u1ecd c\u00f3 th\u1ec3 t\u00ecm \u0111\u1ebfn c\u00e1c l\u0129nh v\u1ef1c m\u00e0 b\u1ea3o hi\u1ec3m nh\u00fang \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd. <\/p>\n\n

\u1ea2nh: imagehitasia\/\u00a9123RF.com, stockdeca\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

B\u1ea3o hi\u1ec3m nh\u00fang \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t ch\u1ee7 \u0111\u1ec1 n\u00f3ng. D\u1ef1 \u0111o\u00e1n cho t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00fang r\u1ea5t t\u01b0\u01a1i s\u00e1ng: C\u00f3 t\u1edbi 40% t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c nh\u00fang trong 10 \u0111\u1ebfn 20 n\u0103m t\u1edbi, Denise Garth, gi\u00e1m \u0111\u1ed1c chi\u1ebfn l\u01b0\u1ee3c t\u1ea1i nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p ph\u1ea7n […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18936","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/18936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=18936"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=18936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}