{"id":18747,"date":"2024-09-19T20:53:59","date_gmt":"2024-09-20T01:53:59","guid":{"rendered":"https:\/\/bolttech.io\/insight\/bao-hiem-nhung-sau-nam-2022-chung-ta-dung-o-dauchung-ta-dang-di-dau\/"},"modified":"2024-09-19T20:54:04","modified_gmt":"2024-09-20T01:54:04","slug":"bao-hiem-nhung-sau-nam-2022-chung-ta-dung-o-dauchung-ta-dang-di-dau","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-nhung-sau-nam-2022-chung-ta-dung-o-dauchung-ta-dang-di-dau\/","title":{"rendered":"B\u1ea3o hi\u1ec3m nh\u00fang sau n\u0103m 2022: Ch\u00fang ta \u0111\u1ee9ng \u1edf \u0111\u00e2u?\nCh\u00fang ta \u0111ang \u0111i \u0111\u00e2u?"},"content":{"rendered":"\n

V\u00e0o th\u00e1ng 6 n\u0103m 2021, InsTech London \u0111\u00e3 b\u00e1o c\u00e1o m\u1ed9t con s\u1ed1 quay \u0111\u1ea7u trong ng\u00e0nh c\u1ee7a ch\u00fang t\u00f4i: 722 t\u1ef7 USD.<\/p>\n\n

\u0110\u00f3 l\u00e0 gi\u00e1 tr\u1ecb d\u1ef1 ki\u1ebfn<\/a> c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00fang to\u00e0n c\u1ea7u v\u00e0o cu\u1ed1i th\u1eadp k\u1ef7 n\u00e0y, t\u0103ng kho\u1ea3ng s\u00e1u l\u1ea7n so v\u1edbi hi\u1ec7n t\u1ea1i.\n\u0110\u00f3 l\u00e0 s\u1ef1 t\u0103ng tr\u01b0\u1edfng to l\u1edbn \u0111\u1ed1i v\u1edbi m\u1ed9t th\u1ecb tr\u01b0\u1eddng, c\u1ea3 kh\u00e1ch quan v\u00e0 t\u01b0\u01a1ng \u0111\u1ed1i. <\/p>\n\n

Nh\u01b0ng b\u00ean ngo\u00e0i m\u1ed9t s\u1ed1 gi\u1edbi ng\u00e0nh b\u1ea3o hi\u1ec3m, r\u1ea5t \u00edt ng\u01b0\u1eddi n\u00f3i v\u1ec1 c\u01a1 h\u1ed9i n\u00e0y.\nB\u1ea3o hi\u1ec3m nh\u00fang v\u1eabn thi\u1ebfu ph\u1ea1m vi b\u1ea3o hi\u1ec3m m\u00e0 n\u00f3 x\u1ee9ng \u0111\u00e1ng. <\/p>\n\n

\u0110i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 do h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi v\u1eabn ch\u01b0a n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c ti\u1ec1m n\u0103ng c\u1ee7a n\u00f3.\nB\u1ea3o hi\u1ec3m nh\u00fang v\u1eabn \u0111\u01b0\u1ee3c xem qua l\u0103ng k\u00ednh h\u1eb9p, nh\u01b0 m\u1ed9t s\u1ea3n ph\u1ea9m \u0111\u01a1n gi\u1ea3n nh\u01b0 b\u1ea3o hi\u1ec3m du l\u1ecbch ch\u1eb3ng h\u1ea1n.\nV\u00e0, v\u00e2ng, \u0111\u00f3 ho\u00e0n to\u00e0n l\u00e0 m\u1ed9t tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng, nh\u01b0ng \u0111\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 \u0111i\u1ec1u th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng h\u00e0ng tr\u0103m t\u1ef7 \u0111\u00f4 la cho \u0111\u1ebfn n\u0103m 2030. <\/p>\n\n

B\u1ea3o hi\u1ec3m nh\u00fang s\u1ebd l\u00e0 \u0111\u1ed9ng l\u1ef1c th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n cho h\u00e0ng t\u1ef7 ng\u01b0\u1eddi tr\u00ean th\u1ebf gi\u1edbi.\nN\u00f3 s\u1ebd t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c l\u1edbp k\u1ebft n\u1ed1i m\u1edbi gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m.\n\u0110\u00f3 l\u00e0 c\u00e1ch ch\u00fang t\u00f4i \u0111\u1ea1t \u0111\u01b0\u1ee3c 722 t\u1ef7 \u0111\u00f4 la. <\/p>\n\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3n ph\u00e1c th\u1ea3o l\u1ed9 tr\u00ecnh.<\/p>\n\n

Ng\u00e0y nay, b\u1ea3o hi\u1ec3m nh\u00fang \u0111\u1ee9ng \u1edf \u0111\u00e2u<\/h2>\n\n

L\u1eddi h\u1ee9a c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00fang l\u00e0 n\u00f3 s\u1ebd mang l\u1ea1i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho \u0111\u00fang ng\u01b0\u1eddi v\u00e0o \u0111\u00fang th\u1eddi \u0111i\u1ec3m.\n\u0110\u1ea1t \u0111\u01b0\u1ee3c \u0111i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 t\u1ea1o ra nhi\u1ec1u k\u1ebft n\u1ed1i m\u1edbi tr\u00ean m\u1ed9t h\u1ec7 sinh th\u00e1i ph\u1ee9c t\u1ea1p c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u1ed1i t\u00e1c ph\u00e2n ph\u1ed1i v\u00e0 kh\u00e1ch h\u00e0ng. <\/p>\n\n

M\u1ed9t b\u00e1o c\u00e1o c\u1ee7a Capgemini<\/a> t\u1eeb th\u00e1ng 3\/2022 l\u01b0u \u00fd c\u00e1ch m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang s\u1eed d\u1ee5ng c\u00e1c v\u1ee5 s\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng c\u00e1c k\u1ebft n\u1ed1i \u0111\u00f3.\nNh\u1eefng ng\u01b0\u1eddi kh\u00e1c t\u1eadp trung v\u00e0o vi\u1ec7c x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c phi b\u1ea3o hi\u1ec3m th\u00f4ng qua vi\u1ec7c s\u1eed d\u1ee5ng API v\u00e0 n\u1ec1n t\u1ea3ng k\u1ef9 thu\u1eadt s\u1ed1. <\/p>\n\n

“B\u1ea3o hi\u1ec3m nh\u00fang v\u1eabn \u0111ang trong giai \u0111o\u1ea1n \u0111\u1ea7u v\u00e0 t\u1ea5t c\u1ea3 ch\u00fang t\u00f4i ch\u1ee7 y\u1ebfu l\u00e0m vi\u1ec7c trong l\u00e3nh th\u1ed5 ch\u01b0a \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t, nh\u01b0ng tin t\u1ed1t l\u00e0 ch\u00fang t\u00f4i kh\u00f4ng ph\u1ea3i l\u00e0m \u0111i\u1ec1u \u0111\u00f3 m\u1ed9t m\u00ecnh”, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh T\u1eadp \u0111o\u00e0n bolttech Rob Schimek n\u00f3i v\u1edbi David Schapiro t\u1ea1i Planck<\/a>.\n“L\u00e0m vi\u1ec7c v\u1edbi nh\u1eefng ng\u01b0\u1eddi ch\u01a1i trong ng\u00e0nh v\u00e0 th\u1eadm ch\u00ed \u0111\u01b0a c\u00e1c nh\u00e0 ph\u00e2n ph\u1ed1i t\u1eeb b\u00ean ngo\u00e0i ng\u00e0nh, quan h\u1ec7 \u0111\u1ed1i t\u00e1c h\u1ee3p t\u00e1c c\u00f3 th\u1ec3 t\u1ea1o ra c\u00e1c m\u00f4 h\u00ecnh ph\u00e2n ph\u1ed1i m\u1edbi cho m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u0169.” <\/p>\n\n

L\u1eddi h\u1ee9a \u0111\u00f3 \u0111\u00e3 thu h\u00fat s\u1ef1 ch\u00fa \u00fd c\u1ee7a c\u00e1c doanh nghi\u1ec7p phi b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.\n“\u0110\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, nh\u00e0 s\u1ea3n xu\u1ea5t xe h\u01a1i v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c kh\u00e1c, vi\u1ec7c th\u00eam c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0o h\u1ec7 sinh th\u00e1i c\u1ee7a h\u1ecd c\u00f3 th\u1ec3 t\u0103ng doanh thu v\u00e0 c\u1ea3i thi\u1ec7n c\u00e1c \u0111\u1ec1 xu\u1ea5t gi\u00e1 tr\u1ecb, d\u1eabn \u0111\u1ebfn \u0111\u00f4i b\u00ean c\u00f9ng c\u00f3 l\u1ee3i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 nh\u00e0 ph\u00e2n ph\u1ed1i”, Martin Spit<\/a> t\u1ea1i EY vi\u1ebft. <\/p>\n\n

T\u1eebng b\u01b0\u1edbc, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00e1c doanh nghi\u1ec7p kh\u00e1c v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd \u0111ang b\u1eaft \u0111\u1ea7u nh\u1eadn ra nh\u1eefng l\u1ee3i \u00edch m\u00e0 b\u1ea3o hi\u1ec3m nh\u00fang c\u00f3 th\u1ec3 mang l\u1ea1i cho h\u1ecd.\nKhi ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi tr\u1ea3i nghi\u1ec7m nh\u1eefng kho\u1ea3nh kh\u1eafc “aha!” n\u00e0y, ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u k\u1ebft n\u1ed1i \u0111\u01b0\u1ee3c t\u1ea1o ra. <\/p>\n\n

Sau \u0111\u00f3, s\u1ef1 t\u0103ng tr\u01b0\u1edfng th\u1ef1c s\u1ef1 s\u1ebd b\u1eaft \u0111\u1ea7u.<\/p>\n\n

\"\"<\/figure>\n\n

C\u00e1c \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng trong b\u1ea3o hi\u1ec3m nh\u00fang<\/h2>\n\n

Noam Shapira<\/a>, \u0111\u1ed3ng s\u00e1ng l\u1eadp v\u00e0 ch\u1ee7 t\u1ecbch c\u1ee7a Pattern Insurance, vi\u1ebft r\u1eb1ng m\u00f4 h\u00ecnh b\u1ea3o hi\u1ec3m nh\u00fang s\u1ebd bu\u1ed9c ph\u1ea3i c\u00f3 nh\u1eefng thay \u0111\u1ed5i nh\u1ea5t \u0111\u1ecbnh.\n“N\u00f3 \u0111\u00f2i h\u1ecfi m\u1ed9t c\u00e1ch b\u00e1n h\u00e0ng kh\u00e1c, c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 m\u1ed1i quan h\u1ec7 ch\u1eb7t ch\u1ebd h\u01a1n v\u1edbi doanh nghi\u1ec7p cung c\u1ea5p b\u1ea3o hi\u1ec3m”, Shapira n\u00f3i. <\/p>\n\n

Ph\u00f9 h\u1ee3p v\u1edbi d\u1ef1 \u0111o\u00e1n c\u1ee7a Shapira, ch\u00fang ta th\u1ea5y ba m\u00f4 h\u00ecnh n\u1ed5i l\u00ean s\u1ebd \u0111\u1ecbnh h\u00ecnh s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00fang:<\/p>\n\n