{"id":18602,"date":"2024-09-19T20:51:18","date_gmt":"2024-09-20T01:51:18","guid":{"rendered":"https:\/\/bolttech.io\/insight\/cach-data-intelligence-chong-gian-lan-bao-hiem\/"},"modified":"2024-10-29T08:51:53","modified_gmt":"2024-10-29T13:51:53","slug":"cach-data-intelligence-chong-gian-lan-bao-hiem","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/cach-data-intelligence-chong-gian-lan-bao-hiem\/","title":{"rendered":"C\u00e1ch Data Intelligence ch\u1ed1ng gian l\u1eadn b\u1ea3o hi\u1ec3m"},"content":{"rendered":"\n<p>Gian l\u1eadn b\u1ea3o hi\u1ec3m c\u0169ng l\u00e2u \u0111\u1eddi nh\u01b0 ch\u00ednh b\u1ea3o hi\u1ec3m. Theo th\u1eddi gian, gian l\u1eadn b\u1ea3o hi\u1ec3m \u0111\u00e3 tr\u1edf th\u00e0nh tr\u00ed t\u01b0\u1edfng t\u01b0\u1ee3ng ph\u1ed5 bi\u1ebfn, v\u1edbi nhi\u1ec1u ti\u1ec3u thuy\u1ebft v\u00e0 phim kh\u00e1c nhau s\u1eed d\u1ee5ng n\u00f3 \u0111\u1ec3 gi\u1ea3i th\u00edch t\u1ed9i \u00e1c c\u1ee7a c\u00e1c nh\u00e2n v\u1eadt trong c\u00e1c c\u1ed1t truy\u1ec7n b\u00ed \u1ea9n v\u00e0 ly k\u1ef3.<\/p>\n\n<p>Tuy nhi\u00ean, khi gian l\u1eadn b\u1ea3o hi\u1ec3m tr\u1edf th\u00e0nh m\u1ed9t ch\u1ee7 \u0111\u1ec1 trong ti\u1ec3u thuy\u1ebft, n\u00f3 kh\u00f4ng gi\u1ea3m tr\u00ean th\u1ef1c t\u1ebf. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1eabn lu\u00f4n c\u1ea3nh gi\u00e1c ch\u1ed1ng l\u1ea1i gian l\u1eadn b\u1ea3o hi\u1ec3m. Ng\u00e0y nay, h\u1ecd c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o m\u1ed9t s\u1ed1 c\u00f4ng c\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ec3 gi\u00fap h\u1ecd ph\u00e1t hi\u1ec7n v\u00e0 gi\u1ea3i quy\u1ebft c\u00e1c y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m gian l\u1eadn v\u00e0 c\u00e1c h\u00ecnh th\u1ee9c gian l\u1eadn b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n\n<h2 class=\"wp-block-heading\">Gian l\u1eadn b\u1ea3o hi\u1ec3m trong th\u1eddi \u0111\u1ea1i k\u1ef9 thu\u1eadt s\u1ed1<\/h2>\n\n<p>C\u00e1c m\u00f4 t\u1ea3 h\u01b0 c\u1ea5u v\u1ec1 gian l\u1eadn b\u1ea3o hi\u1ec3m th\u01b0\u1eddng cho th\u1ea5y m\u1ed9t c\u00e1 nh\u00e2n c\u00f3 \u00fd \u0111\u1ecbnh x\u1ea5u d\u00e0n d\u1ef1ng m\u1ed9t kho\u1ea3n l\u1ed7 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kho\u1ea3n thanh to\u00e1n b\u1ea3o hi\u1ec3m. Trong khi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p gian l\u1eadn n\u00e0y v\u1eabn x\u1ea3y ra, c\u00e1c k\u1ebf ho\u1ea1ch gian l\u1eadn k\u1ef9 thu\u1eadt s\u1ed1 tinh vi h\u01a1n \u0111\u00e3 gia nh\u1eadp h\u00e0ng ng\u0169 c\u1ee7a h\u1ecd. Trong th\u1eddi \u0111\u1ea1i k\u1ef9 thu\u1eadt s\u1ed1, gian l\u1eadn c\u0169ng \u0111\u00e3 chuy\u1ec3n sang k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n\n<p>&#8220;Ch\u00fang t\u00f4i bi\u1ebft r\u1eb1ng b\u1ecdn t\u1ed9i ph\u1ea1m \u0111ang s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn \u1edf quy m\u00f4 l\u1edbn \u0111\u1ec3 \u0111\u00e1nh c\u1eafp th\u00f4ng tin c\u00e1 nh\u00e2n v\u00e0 c\u01b0\u1edbp b\u00f3c h\u00e0ng t\u1ef7 \u0111\u00f4 la t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u1ed7i n\u0103m&#8221;, <a href=\"https:\/\/www.helpnetsecurity.com\/2022\/01\/28\/insurance-fraud-technology\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kim Kuster<\/a>, chuy\u00ean gia t\u01b0 v\u1ea5n kinh doanh cao c\u1ea5p t\u1ea1i nh\u00e0 cung c\u1ea5p ph\u1ea7n m\u1ec1m v\u00e0 d\u1ecbch v\u1ee5 ph\u00e2n t\u00edch SAS cho bi\u1ebft.<\/p>\n\n<p>\u0110\u1ec3 ch\u1ed1ng l\u1ea1i s\u1ef1 gian l\u1eadn n\u00e0y, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng \u0111ang \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 c\u00f4ng ngh\u1ec7. C\u00e1c c\u00f4ng c\u1ee5 t\u1ef1 \u0111\u1ed9ng ph\u00e1t hi\u1ec7n c\u00e1c khi\u1ebfu n\u1ea1i \u0111\u00e1ng ng\u1edd, t\u1ea1o m\u00f4 h\u00ecnh d\u1ef1 \u0111o\u00e1n d\u1ef1a tr\u00ean d\u1eef li\u1ec7u trong qu\u00e1 kh\u1ee9 v\u00e0 b\u00e1o c\u00e1o c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 \u0111\u1ec1u gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 ti\u1ec1m \u1ea9n. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng \u0111ang \u0111\u1ea7u t\u01b0 v\u00e0o vi\u1ec7c truy c\u1eadp v\u00e0o c\u00e1c ngu\u1ed3n d\u1eef li\u1ec7u s\u00e2u h\u01a1n v\u00e0 c\u00f4ng ngh\u1ec7 ph\u00e2n t\u00edch \u1ea3nh \u0111\u1ec3 gi\u00fap h\u1ecd ph\u00e1t hi\u1ec7n v\u00e0 ch\u1ed1ng gian l\u1eadn.<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-1024x683.jpg\" alt=\"Gi&#x1EA5;y c&#xF3; bi&#x1EC3;u &#x111;&#x1ED3; v&#xE0; ly n&#x1B0;&#x1EDB;c tr&#xEA;n n&#x1EC1;n c&#x1EE7;a c&#xE1;c &#x111;&#x1ED3;ng nghi&#x1EC7;p &#x111;ang l&#xE0;m vi&#x1EC7;c\" class=\"wp-image-6048\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">C\u00e1ch th\u00f4ng minh d\u1eef li\u1ec7u ng\u0103n ch\u1eb7n gian l\u1eadn, ti\u1ebft ki\u1ec7m ti\u1ec1n<\/h2>\n\n<p>M\u1ed9t c\u00e1ch th\u00f4ng tin d\u1eef li\u1ec7u \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi AI \u0111\u1ec3 gi\u1ea3i quy\u1ebft gian l\u1eadn l\u00e0 th\u00f4ng qua ph\u00e2n t\u00edch c\u00e1c khi\u1ebfu n\u1ea1i c\u00f3 gi\u00e1 tr\u1ecb th\u1ea5p, kh\u1ed1i l\u01b0\u1ee3ng l\u1edbn. Nh\u1eefng tuy\u00ean b\u1ed1 n\u00e0y v\u1eeba t\u1ed1n th\u1eddi gian v\u1eeba t\u1ed1n t\u00e0i nguy\u00ean \u0111\u1ec3 c\u00e1c nh\u00e0 \u0111i\u1ec1u ch\u1ec9nh con ng\u01b0\u1eddi ph\u00e2n t\u00edch. Do \u0111\u00f3, ch\u00fang th\u01b0\u1eddng nh\u1eadn \u0111\u01b0\u1ee3c \u00edt s\u1ef1 gi\u00e1m s\u00e1t h\u01a1n so v\u1edbi c\u00e1c tuy\u00ean b\u1ed1 c\u00f3 gi\u00e1 tr\u1ecb cao h\u01a1n, khi\u1ebfn ch\u00fang tr\u1edf th\u00e0nh m\u1ee5c ti\u00eau ph\u1ed5 bi\u1ebfn cho nh\u1eefng k\u1ebb l\u1eeba \u0111\u1ea3o.<\/p>\n\n<p>AI kh\u00f4ng c\u1ea7n cam k\u1ebft v\u1ec1 th\u1eddi gian v\u00e0 ngu\u1ed3n l\u1ef1c t\u01b0\u01a1ng t\u1ef1 \u0111\u1ec3 ph\u00e2n t\u00edch khi\u1ebfu n\u1ea1i, ng\u01b0\u1eddi s\u00e1ng l\u1eadp Daisy Intelligence, <a href=\"https:\/\/www.propertycasualty360.com\/2022\/05\/10\/how-ai-uncovers-fraud-in-high-volume-low-value-claims\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Saarenvirta<\/a> vi\u1ebft. Thay v\u00e0o \u0111\u00f3, c\u00e1c c\u00f4ng c\u1ee5 th\u00f4ng minh d\u1eef li\u1ec7u h\u1ed7 tr\u1ee3 AI th\u1ef1c hi\u1ec7n m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn to\u00e1n h\u1ecdc, g\u00e1n x\u00e1c su\u1ea5t cho c\u00e1c tuy\u00ean b\u1ed1 v\u00e0 g\u1eafn c\u1edd nh\u1eefng x\u00e1c su\u1ea5t n\u1eb1m qu\u00e1 xa so v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n th\u1ed1ng k\u00ea d\u1ef1 ki\u1ebfn. V\u00ec nh\u1eefng tuy\u00ean b\u1ed1 b\u1ea5t th\u01b0\u1eddng n\u00e0y c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng l\u00e0 gian l\u1eadn, c\u00e1c c\u00f4ng c\u1ee5 AI gi\u00fap ng\u01b0\u1eddi \u0111i\u1ec1u ch\u1ec9nh t\u1eadp trung v\u00e0o s\u1ef1 b\u1ea5t th\u01b0\u1eddng, thay v\u00ec d\u00e0nh th\u1eddi gian v\u00e0 s\u1ef1 ch\u00fa \u00fd nh\u01b0 nhau cho t\u1ea5t c\u1ea3 c\u00e1c khi\u1ebfu n\u1ea1i v\u1edbi hy v\u1ecdng t\u00ecm ra tuy\u00ean b\u1ed1 k\u1ef3 l\u1ea1.<\/p>\n\n<p>&#8220;Khi b\u1ea1n \u0111ang n\u00f3i v\u1ec1 l\u01b0\u1ee3ng d\u1eef li\u1ec7u kh\u1ed5ng l\u1ed3, c\u00f4ng ngh\u1ec7 c\u00f3 th\u1ec3 gi\u00fap ph\u00e1t hi\u1ec7n c\u00e1c m\u1eabu v\u00e0 c\u00f3 th\u1ec3 g\u1eafn c\u1edd nh\u1eefng th\u1ee9 c\u00f3 th\u1ec3 kh\u00e1c th\u01b0\u1eddng ho\u1eb7c \u0111\u00e1ng ng\u1edd, v\u00ec v\u1eady con ng\u01b0\u1eddi c\u00f3 th\u1ec3 nh\u00ecn v\u00e0o n\u00f3&#8221;, <a href=\"https:\/\/www.managedhealthcareexecutive.com\/view\/ai-for-fraud-detection\" target=\"_blank\" rel=\"noreferrer noopener\">Jodi G. Daniel<\/a>, m\u1ed9t \u0111\u1ed1i t\u00e1c t\u1ea1i c\u00f4ng ty lu\u1eadt Crowell and Moring n\u00f3i. C\u00e1c nh\u00e0 \u0111i\u1ec1u ch\u1ec9nh con ng\u01b0\u1eddi v\u00e0 AI l\u00e0m vi\u1ec7c c\u00f9ng nhau \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c trang web gian l\u1eadn ti\u1ec1m n\u0103ng v\u00e0 gi\u1ea3i quy\u1ebft nh\u1eefng trang web th\u1ef1c s\u1ef1 g\u00e2y r\u1eafc r\u1ed1i.<\/p>\n\n<p>Tuy nhi\u00ean, s\u1eed d\u1ee5ng d\u1eef li\u1ec7u th\u00f4ng minh \u0111\u1ec3 gi\u1ea3i quy\u1ebft gian l\u1eadn kh\u00f4ng ph\u1ea3i l\u00e0 ho\u00e0n h\u1ea3o. M\u1ed9t <a href=\"https:\/\/www.sas.com\/content\/dam\/SAS\/documents\/marketing-whitepapers-ebooks\/third-party-whitepapers\/en\/coalition-against-insurance-fraud-the-state-of-insurance-fraud-technology-105976.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a Li\u00ean minh ch\u1ed1ng gian l\u1eadn b\u1ea3o hi\u1ec3m<\/a> n\u0103m 2021 cho th\u1ea5y trong s\u1ed1 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1edbn, 68% b\u00e1o c\u00e1o r\u1eb1ng ngu\u1ed3n l\u1ef1c CNTT h\u1ea1n ch\u1ebf c\u1ea3n tr\u1edf kh\u1ea3 n\u0103ng s\u1eed d\u1ee5ng th\u00f4ng tin d\u1eef li\u1ec7u \u0111\u1ec3 ch\u1ed1ng gian l\u1eadn. Ch\u1ea5t l\u01b0\u1ee3ng d\u1eef li\u1ec7u k\u00e9m c\u0169ng l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111\u1ed1i v\u1edbi 64% s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi.<\/p>\n\n<p>Gian l\u1eadn b\u1ea3o hi\u1ec3m v\u1eabn l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. V\u1edbi tr\u00ed th\u00f4ng minh d\u1eef li\u1ec7u ph\u00f9 h\u1ee3p, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng ph\u00e1t hi\u1ec7n ra c\u00e1c m\u1eabu \u0111\u00e1ng ng\u1edd v\u00e0 ng\u0103n ch\u1eb7n gian l\u1eadn tr\u01b0\u1edbc khi n\u00f3 g\u00e2y h\u1ea1i.<\/p>\n\n<p><em>\u1ea2nh: stockbroker\/\u00a9123RF.com, pressmaster\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gian l\u1eadn b\u1ea3o hi\u1ec3m c\u0169ng l\u00e2u \u0111\u1eddi nh\u01b0 ch\u00ednh b\u1ea3o hi\u1ec3m. Theo th\u1eddi gian, gian l\u1eadn b\u1ea3o hi\u1ec3m \u0111\u00e3 tr\u1edf th\u00e0nh tr\u00ed t\u01b0\u1edfng t\u01b0\u1ee3ng ph\u1ed5 bi\u1ebfn, v\u1edbi nhi\u1ec1u ti\u1ec3u thuy\u1ebft v\u00e0 phim kh\u00e1c nhau s\u1eed d\u1ee5ng n\u00f3 \u0111\u1ec3 gi\u1ea3i th\u00edch t\u1ed9i \u00e1c c\u1ee7a c\u00e1c nh\u00e2n v\u1eadt trong c\u00e1c c\u1ed1t truy\u1ec7n b\u00ed \u1ea9n v\u00e0 ly k\u1ef3. [&hellip;]<\/p>\n","protected":false},"featured_media":11590,"template":"","insight-category":[],"class_list":["post-18602","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/18602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/11590"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=18602"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=18602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}