{"id":18592,"date":"2024-09-19T20:51:04","date_gmt":"2024-09-20T01:51:04","guid":{"rendered":"https:\/\/bolttech.io\/insight\/cac-cong-ty-bao-hiem-dung-o-dau-ve-phan-tich-va-thong-tin-du-lieu\/"},"modified":"2024-09-19T20:51:11","modified_gmt":"2024-09-20T01:51:11","slug":"cac-cong-ty-bao-hiem-dung-o-dau-ve-phan-tich-va-thong-tin-du-lieu","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/cac-cong-ty-bao-hiem-dung-o-dau-ve-phan-tich-va-thong-tin-du-lieu\/","title":{"rendered":"C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ee9ng \u1edf \u0111\u00e2u v\u1ec1 ph\u00e2n t\u00edch v\u00e0 th\u00f4ng tin d\u1eef li\u1ec7u?"},"content":{"rendered":"\n

Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y l\u00e0 m\u1ed9t th\u00e1ch th\u1ee9c b\u1ea5t th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 th\u01b0\u01a1ng vong.\nN\u0103m 2017 \u0111\u00e3 l\u1eadp k\u1ef7 l\u1ee5c m\u1edbi v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng th\u1ea3m h\u1ecda thi\u00ean nhi\u00ean tr\u1ecb gi\u00e1 h\u00e0ng t\u1ef7 \u0111\u00f4 la \u1edf M\u1ef9, theo d\u1eef li\u1ec7u<\/a> t\u1eeb C\u01a1 quan Kh\u00ed quy\u1ec3n v\u00e0 \u0110\u1ea1i d\u01b0\u01a1ng Qu\u1ed1c gia.\nN\u0103m 2020 c\u0169ng l\u00e0 m\u1ed9t trong nh\u1eefng n\u0103m t\u1ed1n k\u00e9m nh\u1ea5t \u0111\u01b0\u1ee3c ghi nh\u1eadn v\u1ec1 thi\u00ean tai.\nNgo\u00e0i ra, c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 b\u1ea3o hi\u1ec3m P&C b\u1ecb \u1ea3nh h\u01b0\u1edfng trong nh\u1eefng th\u00e1ng \u0111\u1ea7u c\u1ee7a COVID-19, nh\u01b0 Chris Bradley v\u00e0 Peter Stumpner<\/a> c\u1ee7a McKinsey l\u01b0u \u00fd. <\/p>\n\n

Ng\u00e0y nay, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111ang tranh gi\u00e0nh \u0111\u1ec3 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed1t l\u00f5i c\u1ee7a h\u1ecd trong th\u1eddi \u0111\u1ea1i gi\u1ea3m chi ti\u00eau b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, t\u0103ng thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n v\u00e0 th\u1ea3m h\u1ecda, v\u00e0 s\u1ef1 m\u00e2u thu\u1eabn t\u1eeb c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0.\nPh\u00e2n t\u00edch v\u00e0 d\u1eef li\u1ec7u th\u00f4ng minh cung c\u1ea5p m\u1ed9t c\u00e1ch \u0111\u1ec3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea3i thi\u1ec7n quy tr\u00ecnh kinh doanh c\u1ee7a h\u1ecd v\u00e0 duy tr\u00ec l\u1ee3i th\u1ebf c\u1ea1nh tranh. <\/p>\n\n

Ph\u00e2n t\u00edch v\u00e0 D\u1eef li\u1ec7u th\u00f4ng minh n\u0103m 2022<\/h2>\n\n

C\u00e1c thu\u1eadt ng\u1eef “ph\u00e2n t\u00edch d\u1eef li\u1ec7u” v\u00e0 “tr\u00ed th\u00f4ng minh d\u1eef li\u1ec7u” th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong m\u1ed1i li\u00ean h\u1ec7 ch\u1eb7t ch\u1ebd v\u1edbi nhau.\nTrong m\u1ed9t s\u1ed1 ng\u1eef c\u1ea3nh, ch\u00fang th\u1eadm ch\u00ed c\u00f2n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng thay th\u1ebf cho nhau. <\/p>\n\n

Ph\u00e2n t\u00edch v\u00e0 d\u1eef li\u1ec7u th\u00f4ng minh c\u00f3 li\u00ean quan v\u1edbi nhau, nh\u01b0ng ch\u00fang kh\u00f4ng th\u1ec3 ho\u00e1n \u0111\u1ed5i cho nhau.\nN\u00f3i chung, tr\u00ed th\u00f4ng minh d\u1eef li\u1ec7u l\u00e0 m\u1ed9t danh m\u1ee5c bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c c\u00e1ch m\u00e0 d\u1eef li\u1ec7u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c kh\u00e1m ph\u00e1 v\u00e0 ki\u1ec3m tra \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng tin chi ti\u1ebft.\nPh\u00e2n t\u00edch d\u1eef li\u1ec7u l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh trong \u00f4 c\u1ee7a tr\u00ed th\u00f4ng minh d\u1eef li\u1ec7u. <\/p>\n\n

Ph\u00e2n t\u00edch d\u1eef li\u1ec7u thu th\u1eadp v\u00e0 x\u1eed l\u00fd d\u1eef li\u1ec7u th\u00f4 \u0111\u1ec3 ti\u1ebft l\u1ed9 b\u1ea5t k\u1ef3 xu h\u01b0\u1edbng ho\u1eb7c m\u1eabu n\u00e0o xu\u1ea5t hi\u1ec7n trong d\u1eef li\u1ec7u \u0111\u00f3, Jagreet Kaur Gill<\/a> vi\u1ebft t\u1ea1i n\u1ec1n t\u1ea3ng AI Akira.ai.\nC\u00e1c ch\u1ee9c n\u0103ng thu th\u1eadp v\u00e0 x\u1eed l\u00fd \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi c\u00e1c c\u00e2u h\u1ecfi ho\u1eb7c m\u1ee5c ti\u00eau ch\u00ednh.\nV\u00ed d\u1ee5, ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u00ecm c\u00e1ch hi\u1ec3u nh\u1eefng thay \u0111\u1ed5i v\u1ec1 kh\u00ed h\u1eadu v\u00e0 th\u1eddi ti\u1ebft s\u1ebd ho\u1ea1t \u0111\u1ed9ng kh\u00e1c v\u1edbi ph\u00e2n t\u00edch d\u1eef li\u1ec7u nh\u1eb1m t\u00ecm hi\u1ec3u l\u00fd do t\u1ea1i sao kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m t\u1eeb b\u1ecf quy tr\u00ecnh \u0111\u0103ng k\u00fd gi\u1eefa ch\u1eebng khi \u0111i\u1ec1n v\u00e0o bi\u1ec3u m\u1eabu b\u00e1o gi\u00e1 cho b\u1ea3o hi\u1ec3m \u00f4 t\u00f4. <\/p>\n\n

Ph\u00e2n t\u00edch v\u00e0 d\u1eef li\u1ec7u th\u00f4ng minh l\u00e0 c\u00e1c danh m\u1ee5c r\u1ed9ng.\nCh\u1ee9c n\u0103ng v\u00e0 \u1ee9ng d\u1ee5ng c\u1ee7a ch\u00fang c\u00f3 v\u1ebb m\u01a1 h\u1ed3.\nTuy nhi\u00ean, nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c c\u1ee5 th\u1ec3 trong b\u1ea3o hi\u1ec3m, vi\u1ebft Yannick Even v\u00e0 Jonathan Anchen<\/a> t\u1ea1i Swiss Re. <\/p>\n\n

V\u00ed d\u1ee5: ph\u00e2n t\u00edch d\u1eef li\u1ec7u h\u1ed7 tr\u1ee3 AI c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u1eed l\u00fd v\u0103n b\u1ea3n nhanh ch\u00f3ng trong t\u00e0i li\u1ec7u (bao g\u1ed3m c\u1ea3 h\u1ee3p \u0111\u1ed3ng), email v\u00e0 nh\u1eadt k\u00fd tr\u00f2 chuy\u1ec7n.\nK\u1ebft qu\u1ea3 l\u00e0 s\u1ef1 hi\u1ec3u bi\u1ebft t\u1ed1t h\u01a1n v\u1ec1 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng, cho ph\u00e9p c\u00e1c \u0111\u1ea1i l\u00fd, nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 \u0111\u1ea1i di\u1ec7n d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng cung c\u1ea5p d\u1ecbch v\u1ee5 t\u1ed1t h\u01a1n. <\/p>\n\n

M\u1eb7c d\u00f9 b\u1ecb t\u1ee5t h\u1eadu trong giai \u0111o\u1ea1n \u0111\u1ea7u c\u1ee7a ph\u00e2n t\u00edch v\u00e0 \u00e1p d\u1ee5ng th\u00f4ng tin d\u1eef li\u1ec7u, b\u1ea3o hi\u1ec3m \u0111ang b\u1eaft k\u1ecbp nhanh ch\u00f3ng – v\u00e0 th\u1eadm ch\u00ed th\u00fac \u0111\u1ea9y s\u1ef1 \u0111\u1ed5i m\u1edbi.\n“S\u1ef1 thay \u0111\u1ed5i n\u00e0y \u0111ang di\u1ec5n ra nhanh \u0111\u1ebfn m\u1ee9c ng\u00e0nh b\u1ea3o hi\u1ec3m ng\u00e0y nay th\u1ec3 hi\u1ec7n s\u1ef1 tr\u01b0\u1edfng th\u00e0nh cao h\u01a1n trong ph\u00e2n t\u00edch d\u1eef li\u1ec7u so v\u1edbi m\u1ed9t s\u1ed1 ng\u00e0nh kh\u00e1c”, Suhas Sethi v\u00e0 Yogendra Goyal<\/a> t\u1ea1i c\u00f4ng ty qu\u1ea3n l\u00fd quy tr\u00ecnh kinh doanh WNS Global Services vi\u1ebft. <\/p>\n\n

\"\"<\/figure>\n\n

B\u1ea3o hi\u1ec3m v\u00e0 d\u1eef li\u1ec7u th\u00f4ng minh<\/h2>\n\n

Ph\u00e2n t\u00edch v\u00e0 d\u1eef li\u1ec7u th\u00f4ng minh kh\u00f4ng c\u00f2n \u0111\u01a1n thu\u1ea7n l\u00e0 t\u1ed1t \u0111\u1eb9p \u0111\u1ec3 c\u00f3.\n“Nh\u1eefng ng\u01b0\u1eddi ho\u1ea1t \u0111\u1ed9ng t\u1ed1t nh\u1ea5t \u0111ang t\u1ea1o kho\u1ea3ng c\u00e1ch gi\u1eefa h\u1ecd v\u00e0 c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh b\u1eb1ng c\u00e1ch x\u00e2y d\u1ef1ng d\u1eef li\u1ec7u ti\u00ean ti\u1ebfn v\u00e0 kh\u1ea3 n\u0103ng b\u1ea3o l\u00e3nh ph\u00e2n t\u00edch c\u00f3 th\u1ec3 mang l\u1ea1i gi\u00e1 tr\u1ecb \u0111\u00e1ng k\u1ec3”, Kia Javanmardian<\/a> v\u00e0 c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u \u0111\u1ed3ng nghi\u1ec7p t\u1ea1i McKinsey vi\u1ebft. <\/p>\n\n

Nghi\u00ean c\u1ee9u c\u1ee7a McKinsey \u0111\u00e3 ph\u00e1t hi\u1ec7n ra r\u1eb1ng khi ph\u00e2n t\u00edch v\u00e0 d\u1eef li\u1ec7u th\u00f4ng minh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u1ea5y s\u1ef1 c\u1ea3i thi\u1ec7n trong m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c:<\/p>\n\n