{"id":18420,"date":"2024-09-19T17:26:17","date_gmt":"2024-09-19T22:26:17","guid":{"rendered":"https:\/\/bolttech.io\/insight\/bao-hiem-tesla-co-y-nghia-gi-doi-voi-cac-cong-ty-bao-hiem-pc\/"},"modified":"2024-09-19T17:26:18","modified_gmt":"2024-09-19T22:26:18","slug":"bao-hiem-tesla-co-y-nghia-gi-doi-voi-cac-cong-ty-bao-hiem-pc","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/bao-hiem-tesla-co-y-nghia-gi-doi-voi-cac-cong-ty-bao-hiem-pc\/","title":{"rendered":"B\u1ea3o hi\u1ec3m Tesla c\u00f3 \u00fd ngh\u0129a g\u00ec \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&amp;C?"},"content":{"rendered":"\n<p>H\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng m\u1ed9t chi\u1ebfc xe c\u00f3 th\u1ec3 t\u1ef1 l\u00e1i.\nT\u1ed1t h\u01a1n n\u1eefa, h\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng m\u1ed9t chi\u1ebfc xe c\u00f3 th\u1ec3 (g\u1ea7n nh\u01b0) t\u1ef1 b\u1ea3o hi\u1ec3m. <\/p>\n\n<p>Tesla \u0111\u00e3 ti\u1ebfn m\u1ed9t b\u01b0\u1edbc g\u1ea7n h\u01a1n \u0111\u1ebfn m\u1ee5c ti\u00eau \u0111\u00f3 v\u00e0o th\u00e1ng T\u00e1m.\nGi\u1edd \u0111\u00e2y, ch\u1ee7 s\u1edf h\u1eefu Tesla \u1edf California c\u00f3 th\u1ec3 chuy\u1ec3n sang c\u00f4ng ty \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m. <\/p>\n\n<p>T\u1ea1i sao m\u1ed9t nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 nh\u1ea3y v\u00e0o kinh doanh b\u1ea3o hi\u1ec3m?\nL\u00e0m th\u1ebf n\u00e0o c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t c\u00f3 th\u1ec3 gi\u00fap ng\u01b0\u1eddi ti\u00eau d\u00f9ng nhi\u1ec1u h\u01a1n c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi truy\u1ec1n th\u1ed1ng?\nV\u00e0 \u0111i\u1ec1u g\u00ec c\u00f3 th\u1ec3 x\u1ea3y ra v\u1edbi to\u00e0n b\u1ed9 ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u1ebfu nhi\u1ec1u c\u00f4ng ty xe h\u01a1i cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh t\u01b0\u01a1ng t\u1ef1?  <\/p>\n\n<p>Ch\u00fang t\u00f4i \u0111\u00e0o s\u00e2u v\u00e0o nghi\u00ean c\u1ee9u \u0111\u1ec3 gi\u1ea3i quy\u1ebft nh\u1eefng c\u00e2u h\u1ecfi h\u00f3c b\u00faa n\u00e0y.\n\u0110\u00e2y l\u00e0 nh\u1eefng g\u00ec ch\u00fang t\u00f4i ph\u00e1t hi\u1ec7n ra. <\/p>\n\n<h2 class=\"wp-block-heading\">K\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i c\u1ee7a Tesla<\/h2>\n\n<p><a href=\"https:\/\/www.valuepenguin.com\/tesla-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Value Penguin<\/a> n\u00f3i r\u1eb1ng c\u00e1c k\u1ebf ho\u1ea1ch c\u1ee7a Tesla cung c\u1ea5p c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 d\u00e0nh ri\u00eang cho <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/self-driving-cars\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.13.1725027415908&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">xe t\u1ef1 l\u00e1i<\/a>.\nG\u00f3i t\u1ef1 \u0111\u1ed9ng h\u00f3a xe bao g\u1ed3m b\u1ea3o hi\u1ec3m cho nh\u1eefng kho\u1ea3nh kh\u1eafc khi xe \u1edf ch\u1ebf \u0111\u1ed9 t\u1ef1 \u0111\u1ed9ng.\nCh\u1ee7 s\u1edf h\u1eefu Tesla mu\u1ed1n t\u00f9y ch\u1ec9nh b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd cho chi\u1ebfc xe c\u1ee7a h\u1ecd c\u00f3 th\u1ec3 th\u1ea5y \u0111i\u1ec1u n\u00e0y h\u1ea5p d\u1eabn.\nNh\u01b0ng \u0111\u00f3 l\u00e0 chi ph\u00ed b\u1ea3o hi\u1ec3m Tesla c\u00f3 kh\u1ea3 n\u0103ng n\u00f3i chuy\u1ec7n v\u1edbi h\u1ea7u h\u1ebft ng\u01b0\u1eddi ti\u00eau d\u00f9ng.   <\/p>\n\n<p>Tesla kh\u00f4ng cung c\u1ea5p ph\u1ea1m vi gi\u00e1 c\u1ee5 th\u1ec3 cho ph\u1ea1m vi b\u1ea3o hi\u1ec3m, nh\u01b0ng<a href=\"https:\/\/www.tesla.com\/blog\/introducing-tesla-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">b\u00e0i \u0111\u0103ng tr\u00ean blog<\/a> c\u1ee7a c\u00f4ng ty v\u1ec1 c\u00e1c k\u1ebf ho\u1ea1ch m\u1edbi cho th\u1ea5y ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 th\u1ea5y ti\u1ebft ki\u1ec7m t\u1edbi 30% so v\u1edbi b\u1ea3o hi\u1ec3m th\u00f4ng th\u01b0\u1eddng.\n&#8220;B\u1edfi v\u00ec Tesla hi\u1ec3u r\u00f5 nh\u1ea5t v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a m\u00ecnh, B\u1ea3o hi\u1ec3m Tesla c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, an to\u00e0n v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c v\u1ee5 c\u1ee7a nh\u1eefng chi\u1ebfc xe c\u1ee7a ch\u00fang t\u00f4i \u0111\u1ec3 cung c\u1ea5p b\u1ea3o hi\u1ec3m v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n&#8221;, nh\u00f3m Tesla gi\u1ea3i th\u00edch. <\/p>\n\n<p>\u0110\u00f3 l\u00e0 m\u1ed9t m\u1ee9c chi\u1ebft kh\u1ea5u s\u00e2u v\u00e0 \u0111\u00e1ng \u0111\u1ec3 xem x\u00e9t l\u00e0m th\u1ebf n\u00e0o c\u00f4ng ty c\u00f3 th\u1ec3 bi\u1ebfn n\u00f3 th\u00e0nh hi\u1ec7n th\u1ef1c.<\/p>\n\n<h2 class=\"wp-block-heading\">Tesla th\u1ef1c s\u1ef1 bi\u1ebft bao nhi\u00eau?<\/h2>\n\n<p>Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Tesla<a href=\"https:\/\/www.cnbc.com\/2019\/04\/24\/elon-musk-tesla-will-launch-an-insurance-product-in-about-a-month.html\" target=\"_blank\" rel=\"noreferrer noopener\">Elon Musk<\/a> n\u00f3i v\u1edbi c\u00e1c ph\u00f3ng vi\u00ean r\u1eb1ng c\u00f4ng ty c\u00f3 ki\u1ebfn th\u1ee9c tr\u1ef1c ti\u1ebfp v\u1ec1 c\u00e1ch kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng xe c\u1ee7a h\u1ecd v\u00e0 \u0111i\u1ec1u \u0111\u00f3 gi\u00fap c\u00f4ng ty hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 r\u1ee7i ro.\nTrong t\u01b0\u01a1ng lai, \u00f4ng n\u00f3i th\u00eam, kh\u00e1ch h\u00e0ng c\u1ee7a Tesla c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u1ed3ng \u00fd l\u00e1i xe c\u1ee7a h\u1ecd m\u1ed9t c\u00e1ch th\u1eadn tr\u1ecdng.\nN\u1ebfu h\u1ecd kh\u00f4ng \u0111\u1ed3ng \u00fd v\u00e0 c\u00e1c c\u1ea3m bi\u1ebfn ch\u1ee9ng minh \u0111i\u1ec1u \u0111\u00f3, ng\u01b0\u1eddi l\u00e1i xe c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n.  <\/p>\n\n<p>\u0110\u00fang l\u00e0 Tesla trung b\u00ecnh \u0111\u01b0\u1ee3c trang b\u1ecb camera, c\u1ea3m bi\u1ebfn v\u00e0 \u0111\u1ed3ng h\u1ed3 \u0111o.\nV\u1ec1 l\u00fd thuy\u1ebft, d\u1eef li\u1ec7u m\u00e0 thi\u1ebft b\u1ecb thu th\u1eadp c\u00f3 th\u1ec3 c\u1ef1c k\u1ef3 h\u1eefu \u00edch trong vi\u1ec7c thi\u1ebft l\u1eadp gi\u00e1 b\u1ea3o hi\u1ec3m. <\/p>\n\n<p>B\u00e2y gi\u1edd, h\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng l\u00e0m th\u1ebf n\u00e0o t\u1ea5t c\u1ea3 c\u00e1c th\u00f4ng tin n\u00e0y c\u00f3 th\u1ec3 gi\u00fap l\u00e0m cho gi\u00e1 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 ph\u1ea3n \u00e1nh ch\u00ednh x\u00e1c h\u01a1n h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe.\nN\u00f3 c\u00f3 th\u1ec3 theo d\u00f5i <em>m\u1ecdi th\u1ee9<\/em>, t\u1eeb nh\u1eefng th\u00f3i quen x\u1ea5u, su\u00fdt b\u1ecf l\u1ee1, \u0111\u1ebfn lo\u1ea1i r\u1ee7i ro m\u00e0 m\u1ecdi t\u00e0i x\u1ebf s\u1eb5n s\u00e0ng ch\u1ea5p nh\u1eadn ho\u1eb7c kh\u00f4ng ch\u1ea5p nh\u1eadn&#8221;,<a href=\"https:\/\/www.inc.com\/justin-bariso\/tesla-just-made-a-huge-announcement-that-may-completely-change-auto-industry-heres-why-its-brilliant.html\" target=\"_blank\" rel=\"noreferrer noopener\">Justin Bariso<\/a>, t\u00e1c gi\u1ea3 c\u1ee7a &#8220;EQ Applied&#8221; cho bi\u1ebft. <\/p>\n\n<p>N\u1ebfu c\u00e1c gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Tesla c\u00f3 c\u00e1i nh\u00ecn \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 m\u1ecdi th\u1ee9 kh\u00e1ch h\u00e0ng \u0111\u00e3 l\u00e0m khi ng\u1ed3i sau tay l\u00e1i, ph\u1ecfng \u0111o\u00e1n v\u1ec1 r\u1ee7i ro v\u00e0 l\u1ee3i \u00edch h\u1ea7u nh\u01b0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ecf.\n\u0110\u00f3 l\u00e0 m\u1ed9t \u00fd t\u01b0\u1edfng m\u1ea1nh m\u1ebd, nh\u01b0ng cho \u0111\u1ebfn b\u00e2y gi\u1edd, n\u00f3 v\u1eabn l\u00e0 m\u1ed9t l\u00fd thuy\u1ebft. <\/p>\n\n<p><a href=\"https:\/\/www.cnbc.com\/2019\/09\/18\/tesla-wants-your-car-insurance-business-it-may-not-save-you-money.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sarah O&#8217;Brien<\/a>, ph\u00f3ng vi\u00ean c\u1ee7a CNBC, gi\u1ea3i th\u00edch r\u1eb1ng d\u1eef li\u1ec7u t\u00e0i x\u1ebf t\u1ed5ng h\u1ee3p n\u1eb1m sau gi\u00e1 b\u1ea3o hi\u1ec3m c\u1ee7a Tesla hi\u1ec7n t\u1ea1i.\nTuy nhi\u00ean, theo b\u00e0, c\u00e1c h\u1ed3 s\u01a1 ph\u00e1p l\u00fd cho th\u1ea5y Tesla mu\u1ed1n s\u1eed d\u1ee5ng d\u1eef li\u1ec7u c\u00e1 nh\u00e2n v\u00e0o m\u1ed9t th\u1eddi \u0111i\u1ec3m n\u00e0o \u0111\u00f3 trong t\u01b0\u01a1ng lai.\nC\u00f4ng ty s\u1ebd c\u1ea7n \u0111\u1ea3m b\u1ea3o c\u00e1c k\u1ebf ho\u1ea1ch \u0111\u00f3 kh\u00f4ng vi ph\u1ea1m lu\u1eadt ph\u00e1p ti\u1ec3u bang.\nNg\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng c\u00f3 th\u1ec3 ph\u1ea3n \u0111\u1ed1i vi\u1ec7c c\u00e1c gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Tesla xem h\u1ecd l\u00e1i xe, m\u1eb7c d\u00f9 m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 gi\u1ea3m gi\u00e1 d\u1ef1a tr\u00ean d\u1eef li\u1ec7u tr\u1ef1c ti\u1ebfp t\u1eeb c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.   <\/p>\n\n<p>V\u00ed d\u1ee5, c\u1ea3 Progressive Insurance v\u00e0 Root Insurance \u0111\u1ec1u s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 t\u01b0\u01a1ng t\u1ef1, nh\u00f3m Value Penguin ch\u1ec9 ra.\nPlug-in telematics cung c\u1ea5p cho c\u00e1c c\u00f4ng ty r\u1ea5t nhi\u1ec1u d\u1eef li\u1ec7u v\u1ec1 c\u00e1ch m\u1ecdi ng\u01b0\u1eddi l\u00e1i xe v\u00e0 th\u00f4ng tin \u0111\u00f3 c\u00f3 th\u1ec3 gi\u00fap h\u01b0\u1edbng d\u1eabn gi\u00e1 c\u1ea3 ch\u00ednh x\u00e1c. <\/p>\n\n<p>Tuy nhi\u00ean, c\u00e1c t\u00e0i x\u1ebf Tesla c\u00f3 th\u1ec3 h\u01a1i kh\u00e1c m\u1ed9t ch\u00fat.\nH\u1ecd \u0111ang mua nh\u1eefng chi\u1ebfc xe c\u00f3 r\u1ea5t nhi\u1ec1u s\u1ee9c m\u1ea1nh v\u00e0 t\u1ed1c \u0111\u1ed9, v\u00e0 th\u1eadt h\u1ee3p l\u00fd khi mong \u0111\u1ee3i r\u1eb1ng h\u1ecd mu\u1ed1n th\u1eed nh\u1eefng t\u00ednh n\u0103ng \u0111\u00f3 \u00edt nh\u1ea5t m\u1ed9t l\u1ea7n.\nNh\u01b0 <a href=\"https:\/\/www.motoringresearch.com\/car-news\/tesla-car-insurance-monitors-drivers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethan Jupp<\/a>, bi\u00ean t\u1eadp vi\u00ean n\u1ed9i dung t\u1ea1i Motoring Research, n\u00f3i, &#8220;C\u00e2u h\u1ecfi, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111am m\u00ea xe h\u01a1i, l\u00e0 li\u1ec7u l\u1ee3i \u00edch c\u1ee7a vi\u1ec7c gi\u1ea3m gi\u00e1 c\u00f3 l\u1edbn h\u01a1n s\u1ef1 gi\u00e1m s\u00e1t l\u1edd m\u1edd hay kh\u00f4ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi b\u1ea1n th\u00edch l\u00e1i xe nhanh.&#8221;  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-1024x683.jpg\" alt=\"\" class=\"wp-image-6944\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">T\u1ea1i sao b\u1ea3o hi\u1ec3m Tesla l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 n\u00f3ng?<\/h2>\n\n<p>Tuy\u00ean b\u1ed1 gi\u00e1 tr\u1ecb ch\u00ednh c\u1ee7a Tesla li\u00ean quan \u0111\u1ebfn gi\u00e1 c\u1ea3.\nNg\u01b0\u1eddi ti\u00eau d\u00f9ng b\u1ecb l\u00f4i k\u00e9o \u0111\u1ec3 xem x\u00e9t vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i v\u00ec h\u1ecd s\u1ebd ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1ea3o hi\u1ec3m.\nNh\u01b0ng trong khi b\u1ea3o hi\u1ec3m m\u1ed9t chi\u1ebfc Tesla th\u1ef1c s\u1ef1 t\u1ed1n k\u00e9m, v\u1ea5n \u0111\u1ec1 r\u1ea5t ph\u1ee9c t\u1ea1p.  <\/p>\n\n<p>&#8220;Tesla r\u00f5 r\u00e0ng bi\u1ebft nhi\u1ec1u h\u01a1n b\u1ea5t k\u1ef3 ai kh\u00e1c v\u1ec1 c\u00e1ch nh\u1eefng chi\u1ebfc xe c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf, nh\u01b0ng kh\u00f4ng r\u00f5 li\u1ec7u Tesla c\u00f3 d\u1eef li\u1ec7u t\u1ed1t h\u01a1n \u0111\u00e1ng k\u1ec3 so v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1ec1 t\u1ea7n su\u1ea5t xe c\u1ee7a h\u1ecd g\u1eb7p s\u1ef1 c\u1ed1 hay chi ph\u00ed s\u1eeda ch\u1eefa \u0111\u1eaft \u0111\u1ecf nh\u01b0 th\u1ebf n\u00e0o&#8221;, <a href=\"https:\/\/arstechnica.com\/cars\/2019\/08\/tesla-now-offers-auto-insurance-in-california\/\" target=\"_blank\" rel=\"noreferrer noopener\">Timothy B. Lee<\/a>, ph\u00f3ng vi\u00ean ch\u00ednh s\u00e1ch c\u00f4ng ngh\u1ec7 cao c\u1ea5p t\u1ea1i Ars Technica vi\u1ebft.<\/p>\n\n<p>C\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p trong m\u1ed7i chi\u1ebfc xe c\u00f3 th\u1ec3 bi\u1ebfn \u0111\u1ed5i ngay c\u1ea3 nh\u1eefng ng\u01b0\u1eddi u\u1ed1n ch\u1eafn b\u00f9n nh\u1ecf th\u00e0nh nh\u1eefng y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m l\u1edbn.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hy v\u1ecdng ki\u1ebfm ti\u1ec1n t\u1eeb c\u00e1c ch\u00ednh s\u00e1ch c\u1ea7n ph\u1ea3i t\u00ednh \u0111\u1ebfn \u0111i\u1ec1u \u0111\u00f3 khi thi\u1ebft l\u1eadp chi ph\u00ed. <\/p>\n\n<p>Nh\u00e0 ph\u00e2n t\u00edch \u00f4 t\u00f4 <a href=\"https:\/\/www.autonews.com\/finance-insurance\/how-tesla-plans-cut-customers-insurance-costs-tap-autopilot\" target=\"_blank\" rel=\"noreferrer noopener\">Maryann Keller<\/a> \u0111i xa \u0111\u1ebfn m\u1ee9c n\u00f3i r\u1eb1ng Teslas &#8220;kh\u00f4ng th\u1ec3 s\u1eeda ch\u1eefa.\nB\u1ea1n s\u1ebd nh\u00ecn v\u00e0o ch\u00fang, v\u00e0 b\u1ea1n s\u1ebd n\u00f3i, &#8216;Kh\u00f4ng c\u00f3 g\u00ec sai v\u1edbi chi\u1ebfc xe. N\u00f3 c\u00f3 m\u1ed9t v\u1ebft l\u00f5m nh\u1ecf&#8221;.\nCh\u00e0, v\u1ebft l\u00f5m nh\u1ecf \u0111\u00f3 c\u00f3 th\u1ec3 t\u1ed1n 15.000 \u0111\u00f4 la \u0111\u1ec3 s\u1eeda ch\u1eefa &#8211; ho\u1eb7c h\u01a1n.\nC\u00e2u h\u1ecfi th\u1ef1c s\u1ef1 l\u00e0 c\u00f3 ai c\u00f3 th\u1ec3 \u0111\u01b0a nh\u1eefng chi\u1ebfc xe n\u00e0y tr\u1edf l\u1ea1i t\u00ecnh tr\u1ea1ng thi\u1ebft b\u1ecb ban \u0111\u1ea7u kh\u00f4ng?\n\u0110\u00f3 l\u00e0 l\u1eddi h\u1ee9a c\u1ee7a b\u1ea3o hi\u1ec3m&#8221;.    <\/p>\n\n<p>C\u0169ng r\u1ea5t kh\u00f3 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u00fang ph\u1ea7n \u0111i v\u00e0o y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.\nC\u00e1c b\u1ed9 ph\u1eadn c\u1ee7a Tesla kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u00f3 th\u1ec3 ho\u00e1n \u0111\u1ed5i cho nhau v\u00e0 \u0111i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 c\u00e1c \u0111\u1ea1i l\u00fd hi\u1ec7n tr\u01b0\u1eddng ph\u1ea3i bi\u1ebft r\u1ea5t nhi\u1ec1u v\u1ec1 s\u1ea3n ph\u1ea9m khi \u0111\u00e1nh gi\u00e1 thi\u1ec7t h\u1ea1i. <\/p>\n\n<p>Ngay c\u1ea3 nh\u1eefng m\u1eabu xe Tesla c\u00f3 v\u1ebb gi\u1ed1ng nhau c\u0169ng c\u00f3 th\u1ec3 c\u00f3 m\u1ee9c gi\u00e1 s\u1eeda ch\u1eefa ho\u00e0n to\u00e0n kh\u00e1c nhau, <a href=\"https:\/\/electrek.co\/2016\/08\/30\/tesla-enters-car-insurance-business-self-driving-cars-prepare-disrupt-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fred Lambert<\/a>, t\u1ed5ng bi\u00ean t\u1eadp t\u1ea1i Electrek l\u01b0u \u00fd.\n&#8220;N\u1ebfu c\u00f3 \u0111i\u1ec1u g\u00ec \u0111\u00f3 x\u1ea3y ra v\u1edbi Model S 60 v\u00e0 n\u00f3 \u0111\u01b0\u1ee3c t\u00ednh t\u1ed5ng, gi\u00e1 tr\u1ecb c\u1ee7a chi\u1ebfc xe c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c g\u1eafn v\u1edbi gi\u00e1 ph\u1ea3i tr\u1ea3 (b\u1ed9 pin 60 kWh) m\u1eb7c d\u00f9 \u0111\u00f3 l\u00e0 b\u1ed9 pin 75 kWh \u0111\u00e3 b\u1ecb ph\u00e1 h\u1ee7y. Th\u1eadt h\u1ee3p l\u00fd khi Tesla tham gia nhi\u1ec1u h\u01a1n v\u00e0o qu\u00e1 tr\u00ecnh b\u1ea3o hi\u1ec3m khi xem x\u00e9t nh\u1eefng ph\u1ee9c t\u1ea1p n\u00e0y&#8221;, \u00f4ng n\u00f3i. <\/p>\n\n<p>N\u1ebfu Tesla c\u00f3 th\u1ec3 t\u00ecm ra c\u00e1ch t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u v\u1ec1 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, k\u1ebft h\u1ee3p v\u1edbi th\u00f4ng tin v\u1ec1 c\u00e1ch c\u00e1c m\u00f4 h\u00ecnh \u0111\u01b0\u1ee3c gh\u00e9p l\u1ea1i v\u1edbi nhau, c\u00f4ng ty c\u00f3 th\u1ec3 c\u1eaft gi\u1ea3m chi ph\u00ed m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd v\u00e0 gi\u00fap ng\u01b0\u1eddi ti\u00eau d\u00f9ng.\nNh\u01b0ng c\u00f3 m\u1ed9t c\u00e1ch kh\u00e1c \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u01b0\u01a1ng t\u1ef1. <\/p>\n\n<h2 class=\"wp-block-heading\">Tesla c\u00f3 th\u1ec3 chia s\u1ebb th\u00f4ng tin?<\/h2>\n\n<p>Tesla tin r\u1eb1ng c\u00f4ng ngh\u1ec7 n\u00e0y gi\u00fap gi\u1ea3m va ch\u1ea1m, v\u00e0 \u0111i\u1ec1u \u0111\u00f3 s\u1ebd l\u00e0m cho chi\u1ebfc xe \u00edt t\u1ed1n k\u00e9m h\u01a1n \u0111\u1ec3 b\u1ea3o hi\u1ec3m.\nNh\u01b0ng c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea7n b\u1eb1ng ch\u1ee9ng. <\/p>\n\n<p>&#8220;Trong khi nh\u1eefng chi\u1ebfc xe n\u00e0y c\u00f3 th\u1ec3 l\u00e0m nh\u1eefng \u0111i\u1ec1u \u0111\u00e1ng ch\u00fa \u00fd ng\u0103n ng\u1eeba tai n\u1ea1n, kh\u00f4ng ai b\u00e1o c\u00e1o \u0111i\u1ec1u \u0111\u00f3. Cho \u0111\u1ebfn khi b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u d\u1eef li\u1ec7u h\u01a1n \u0111\u1ec3 ch\u1ee9ng minh r\u1eb1ng c\u00e1c h\u1ec7 th\u1ed1ng n\u00e0y th\u1ef1c s\u1ef1 \u0111ang gi\u1ea3m tai n\u1ea1n, t\u1ea5t c\u1ea3 nh\u1eefng g\u00ec b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m l\u00e0 xem x\u00e9t chi ph\u00ed \u0111\u1ec3 kh\u1eafc ph\u1ee5c n\u00f3, <a href=\"https:\/\/www.caranddriver.com\/news\/a24233073\/active-safety-repair-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">&#8220;John Paul<\/a>, qu\u1ea3n l\u00fd c\u00e1c v\u1ea5n \u0111\u1ec1 c\u00f4ng c\u1ed9ng v\u00e0 an to\u00e0n giao th\u00f4ng t\u1ea1i AAA Nam New England gi\u1ea3i th\u00edch.<\/p>\n\n<p>N\u1ebfu Tesla c\u00f3 th\u1ec3 chia s\u1ebb th\u00f4ng tin quan tr\u1ecdng v\u1ec1 nh\u1eefng g\u00ec x\u1ea3y ra ngay tr\u01b0\u1edbc khi x\u1ea3y ra tai n\u1ea1n, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 gi\u00fap c\u00e1c nh\u00e0 \u0111i\u1ec1u ch\u1ec9nh hi\u1ec3u c\u00e1ch ng\u01b0\u1eddi l\u00e1i xe tr\u00e1nh va ch\u1ea1m.\nNh\u01b0ng vi\u1ec7c chia s\u1ebb d\u1eef li\u1ec7u nh\u01b0 v\u1eady v\u1eabn ch\u01b0a x\u1ea3y ra.\n&#8220;N\u1ebfu kh\u00f4ng c\u00f3 th\u00f4ng tin th\u1eddi gian th\u1ef1c li\u00ean t\u1ee5c t\u1eeb m\u1ed7i chi\u1ebfc xe, ch\u00fang t\u00f4i kh\u00f4ng th\u1ec3 ch\u1eafc ch\u1eafn r\u1eb1ng c\u00e1c ch\u1ee9c n\u0103ng h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi l\u00e1i ho\u1ea1t \u0111\u1ed9ng ch\u00ednh x\u00e1c, ng\u0103n ng\u1eeba tai n\u1ea1n th\u1ef1c t\u1ebf ho\u1eb7c th\u1eadm ch\u00ed \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t&#8221;,<a href=\"https:\/\/www.caranddriver.com\/features\/a15080539\/does-teslas-autopilot-reduce-crashes-it-depends-on-where-you-get-your-data-feature\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clifford Atiyeh<\/a> vi\u1ebft cho Car and Driver n\u00f3i.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-1024x683.jpg\" alt=\"\" class=\"wp-image-6954\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">C\u00e1c nh\u00e0 ph\u00ea b\u00ecnh b\u00e0y t\u1ecf s\u1ef1 nghi ng\u1edd<\/h2>\n\n<p>Th\u00f4ng b\u00e1o c\u1ee7a Tesla \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1t t\u00e1n r\u1ed9ng r\u00e3i tr\u00ean b\u00e1o ch\u00ed v\u00e0 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e3 l\u00ean ti\u1ebfng b\u00e0y t\u1ecf lo ng\u1ea1i v\u1ec1 s\u1ef1 thay \u0111\u1ed5i h\u01b0\u1edbng \u0111i n\u00e0y c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4.<\/p>\n\n<p>&#8220;T\u1ea1i sao \u0111\u1ed9i ng\u0169 c\u1ee7a Tesla c\u00f3 th\u1ec3 gi\u1ea3m ph\u00ed b\u1ea3o hi\u1ec3m cho t\u00e0i x\u1ebf Tesla, trong khi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp \u0111\u1eb1ng sau ng\u00e0nh b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ecb gi\u00e1 285 t\u1ef7 USD \u1edf M\u1ef9 kh\u00f4ng th\u1ec3? Nh\u1eefng c\u00e2u h\u1ecfi n\u00e0y v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c tr\u1ea3 l\u1eddi&#8221;,<a href=\"https:\/\/www.insurancebusinessmag.com\/us\/guides\/tesla-and-insurance--everything-you-need-to-know-177272.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Bethan Moorcraft<\/a>, ph\u00f3 t\u1ed5ng bi\u00ean t\u1eadp t\u1ea1i Insurance Business cho bi\u1ebft.<\/p>\n\n<p>N\u1ebfu ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u0103ng k\u00fd g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a Tesla, c\u00e2u tr\u1ea3 l\u1eddi cho nh\u1eefng c\u00e2u h\u1ecfi \u0111\u00f3 c\u00f3 th\u1ec3 tr\u1edf n\u00ean r\u00f5 r\u00e0ng.\nTesla c\u00f3 th\u1ec3 ki\u1ebfm ti\u1ec1n ho\u1eb7c m\u1ea5t n\u00f3.\nNh\u01b0ng m\u1ed9t s\u1ed1 nh\u00e0 ph\u00ea b\u00ecnh lo ng\u1ea1i r\u1eb1ng th\u1ea5t b\u1ea1i l\u00e0 g\u1ea7n nh\u01b0 kh\u00f4ng th\u1ec3 tr\u00e1nh kh\u1ecfi.  <\/p>\n\n<p><a href=\"https:\/\/www.cnbc.com\/2019\/05\/04\/warren-buffett-on-tesla-id-bet-against-any-company-in-the-auto-business.html\" target=\"_blank\" rel=\"noreferrer noopener\">Warren Buffet<\/a> c\u00f3 nh\u1eefng nghi ng\u1edd c\u1ee7a m\u00ecnh, n\u00f3i v\u1edbi c\u00e1c c\u1ed5 \u0111\u00f4ng c\u1ee7a m\u00ecnh trong m\u1ed9t cu\u1ed9c h\u1ecdp th\u01b0\u1eddng ni\u00ean c\u1ee7a Berkshire Hathaway: &#8220;S\u1ef1 th\u00e0nh c\u00f4ng c\u1ee7a c\u00e1c c\u00f4ng ty \u00f4 t\u00f4 tham gia v\u00e0o kinh doanh b\u1ea3o hi\u1ec3m c\u00f3 l\u1ebd c\u0169ng gi\u1ed1ng nh\u01b0 s\u1ef1 th\u00e0nh c\u00f4ng c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tham gia v\u00e0o l\u0129nh v\u1ef1c kinh doanh \u00f4 t\u00f4.&#8221;<\/p>\n\n<h2 class=\"wp-block-heading\">Tesla s\u1ebd \u0111i v\u1ec1 \u0111\u00e2u t\u1eeb \u0111\u00e2y?<\/h2>\n\n<p>Hi\u1ec7n t\u1ea1i, b\u1ea3o hi\u1ec3m Tesla ch\u1ec9 c\u00f3 s\u1eb5n \u1edf California v\u00e0 n\u00f3 ch\u1ec9 bao g\u1ed3m xe Tesla.\nC\u00f4ng ty c\u00f3 k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng v\u00e0 c\u00f3 th\u1ec3 thay \u0111\u1ed5i c\u1ea3 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1ch x\u1eed l\u00fd. <\/p>\n\n<p>C\u00e1c nh\u00e0 ph\u00e2n t\u00edch c\u1ee7a RBC Capital Markets, d\u1eabn \u0111\u1ea7u b\u1edfi<a href=\"https:\/\/www.marketwatch.com\/story\/tesla-should-stick-to-selling-cars-and-not-insurance-rbc-says-2019-04-29\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Dwelle<\/a>, \u0111\u00e3 \u0111\u00e1nh gi\u00e1 v\u1ea5n \u0111\u1ec1 n\u00e0y cho Market Watch.\nTesla c\u00f3 th\u1ec3 ch\u1ecdn b\u1ea3o l\u00e3nh t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n vay trong t\u01b0\u01a1ng lai, \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c c\u1ea5p ph\u00e9p \u1edf t\u1ea5t c\u1ea3 50 ti\u1ec3u bang.\nVi\u1ec7c m\u1edf r\u1ed9ng th\u00e0nh c\u00f4ng c\u0169ng c\u00f3 th\u1ec3 c\u00f3 ngh\u0129a l\u00e0 b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf c\u0169ng nh\u01b0 xe h\u01a1i, v\u00ec ng\u01b0\u1eddi ti\u00eau d\u00f9ng mong \u0111\u1ee3i g\u00f3i c\u00e1c k\u1ebf ho\u1ea1ch \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c c\u00e1c giao d\u1ecbch t\u1ed1t h\u01a1n.\nDwelle c\u0169ng l\u01b0u \u00fd r\u1eb1ng \u0111\u00f3 l\u00e0 &#8220;r\u1ea5t nhi\u1ec1u th\u00e1ch th\u1ee9c b\u1ed5 sung khi \u0111i\u1ec1u h\u00e0nh m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m cho m\u1ed9t t\u1ed5 ch\u1ee9c d\u01b0\u1eddng nh\u01b0 c\u00f3 ph\u1ea7n th\u00e1ch th\u1ee9c trong vi\u1ec7c cung c\u1ea5p ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed1t l\u00f5i l\u00e0 ch\u1ebf t\u1ea1o \u00f4 t\u00f4.&#8221;   <\/p>\n\n<p>Nh\u01b0ng Tesla c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i gi\u1ea3i quy\u1ebft th\u00e1ch th\u1ee9c n\u00e0y \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u01b0\u1edbc m\u01a1 v\u1ec1 m\u1ed9t \u0111\u1ed9i xe t\u1ef1 l\u00e1i x\u1eed l\u00fd vi\u1ec7c giao h\u00e0ng tr\u00ean kh\u1eafp \u0111\u1ea5t n\u01b0\u1edbc.<\/p>\n\n<p>&#8220;\u0110\u1ec3 bi\u1ebfn t\u1ea7m nh\u00ecn c\u1ee7a \u00f4ng \u1ea5y th\u00e0nh hi\u1ec7n th\u1ef1c, nh\u1eefng chi\u1ebfc xe kh\u00f4ng ng\u01b0\u1eddi l\u00e1i s\u1ebd c\u1ea7n b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i &#8211; \u0111i\u1ec1u m\u00e0 kh\u00f4ng c\u00f4ng ty n\u00e0o ngo\u00e0i Tesla c\u00f3 th\u1ec3 s\u1eb5n s\u00e0ng cung c\u1ea5p, v\u00ec vi\u1ec7c g\u1eedi m\u1ed9t \u0111\u1ed9i xe t\u1ef1 l\u00e1i ho\u00e0n to\u00e0n \u0111\u1ec3 \u0111\u00f3n kh\u00e1ch v\u1ec1 c\u01a1 b\u1ea3n l\u00e0 l\u00e3nh th\u1ed5 ch\u01b0a \u0111\u01b0\u1ee3c kh\u00e1m ph\u00e1&#8221;, <a href=\"https:\/\/www.chicagotribune.com\/autos\/sns-auto-tesla-just-started-selling-auto-insurance-20190901-story.html\" target=\"_blank\" rel=\"noreferrer noopener\">Associated Press<\/a> n\u00f3i.<\/p>\n\n<p>N\u1ebfu Tesla kh\u00f4ng th\u1ec3 khi\u1ebfn c\u00e1c c\u00f4ng ty kh\u00e1c b\u1ea3o hi\u1ec3m xe t\u1ef1 l\u00e1i v\u1edbi m\u1ee9c gi\u00e1 h\u1ee3p l\u00fd, vi\u1ec7c x\u00e2y d\u1ef1ng \u0111\u1ed9i xe \u0111\u00f3 kh\u00f4ng c\u00f3 \u00fd ngh\u0129a t\u00e0i ch\u00ednh.\nB\u01b0\u1edbc \u0111\u1ed9t ph\u00e1 n\u00e0y v\u00e0o th\u1ecb tr\u01b0\u1eddng ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t b\u01b0\u1edbc nh\u1ecf h\u01b0\u1edbng t\u1edbi \u0111\u1ed9i t\u00e0u \u0111\u00f3.\nV\u00e0 m\u1ed9t khi nh\u1eefng chi\u1ebfc xe \u0111\u00f3 xu\u1ea5t hi\u1ec7n tr\u00ean \u0111\u01b0\u1eddng, ai bi\u1ebft \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m s\u1ebd nh\u01b0 th\u1ebf n\u00e0o?  <\/p>\n\n<p><em>H\u00ecnh \u1ea3nh b\u1edfi: melpomen\/\u00a9123RF.com, stockbroker\/\u00a9123RF.com, vadimgozhda\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>H\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng m\u1ed9t chi\u1ebfc xe c\u00f3 th\u1ec3 t\u1ef1 l\u00e1i. T\u1ed1t h\u01a1n n\u1eefa, h\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng m\u1ed9t chi\u1ebfc xe c\u00f3 th\u1ec3 (g\u1ea7n nh\u01b0) t\u1ef1 b\u1ea3o hi\u1ec3m. Tesla \u0111\u00e3 ti\u1ebfn m\u1ed9t b\u01b0\u1edbc g\u1ea7n h\u01a1n \u0111\u1ebfn m\u1ee5c ti\u00eau \u0111\u00f3 v\u00e0o th\u00e1ng T\u00e1m. Gi\u1edd \u0111\u00e2y, ch\u1ee7 s\u1edf h\u1eefu Tesla \u1edf California c\u00f3 th\u1ec3 chuy\u1ec3n sang c\u00f4ng ty \u0111\u1ec3 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18420","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/18420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=18420"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=18420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}