{"id":18161,"date":"2024-09-19T17:24:42","date_gmt":"2024-09-19T22:24:42","guid":{"rendered":"https:\/\/bolttech.io\/insight\/6-xu-huong-cong-nghe-dinh-hinh-thi-truong-bao-hiem-nam-2023\/"},"modified":"2024-09-19T17:24:45","modified_gmt":"2024-09-19T22:24:45","slug":"6-xu-huong-cong-nghe-dinh-hinh-thi-truong-bao-hiem-nam-2023","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/6-xu-huong-cong-nghe-dinh-hinh-thi-truong-bao-hiem-nam-2023\/","title":{"rendered":"6 xu h\u01b0\u1edbng c\u00f4ng ngh\u1ec7 \u0111\u1ecbnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m n\u0103m 2023"},"content":{"rendered":"\n

Gi\u00e1m \u0111\u1ed1c C\u00f4ng ngh\u1ec7 David Lynch c\u1ee7a T\u1eadp \u0111o\u00e0n ch\u00fang t\u00f4i chia s\u1ebb quan \u0111i\u1ec3m c\u1ee7a m\u00ecnh v\u1ec1 c\u00e1c xu h\u01b0\u1edbng c\u00f4ng ngh\u1ec7 ch\u00ednh \u0111\u1ecbnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u00e0o n\u0103m 2023<\/em><\/p>\n\n

\"\"<\/figure>\n\n

Trong su\u1ed1t n\u0103m 2022, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ebfn b\u1ed9 \u0111\u00e3 ti\u1ebfp t\u1ee5c l\u1ea5p \u0111\u1ea7y kho\u1ea3ng tr\u1ed1ng trong nhu c\u1ea7u b\u1ea3o v\u1ec7 c\u1ee7a kh\u00e1ch h\u00e0ng, th\u00f4ng qua c\u1ea3 m\u00f4 h\u00ecnh phi t\u1eadp trung truy\u1ec1n th\u1ed1ng v\u00e0 m\u1edbi n\u1ed5i.\nKhi b\u1ed1i c\u1ea3nh b\u1ea3o hi\u1ec3m ph\u00e1t tri\u1ec3n h\u01a1n n\u1eefa v\u00e0o n\u0103m 2023, c\u00e1c \u0111\u1ed9ng l\u1ef1c m\u1edbi s\u1ebd h\u1ed9i t\u1ee5 v\u1edbi c\u00e1c xu h\u01b0\u1edbng g\u1ea7n \u0111\u00e2y kh\u00e1c.\nNh\u1eefng ng\u01b0\u1eddi di chuy\u1ec3n s\u1edbm n\u1eafm b\u1eaft nh\u1eefng xu h\u01b0\u1edbng n\u00e0y s\u1ebd c\u00f3 c\u01a1 h\u1ed9i gi\u00fap ng\u00e0nh c\u00f4ng nghi\u1ec7p th\u1ef1c hi\u1ec7n m\u1ed9t b\u01b0\u1edbc nh\u1ea3y v\u1ecdt kh\u1ed5ng l\u1ed3 kh\u00e1c. <\/p>\n\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 d\u1ef1 \u0111o\u00e1n c\u1ee7a t\u00f4i v\u1ec1 s\u00e1u xu h\u01b0\u1edbng h\u00e0ng \u0111\u1ea7u c\u1ea7n theo d\u00f5i v\u00e0o n\u0103m 2023:<\/p>\n\n

1. Ng\u0103n ch\u1eb7n th\u1eddi gian th\u1ef1c d\u1ef1a tr\u00ean AI v\u00e0 IoT<\/strong><\/p>\n\n

L\u00e0 m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p, ch\u00fang t\u00f4i b\u1ecb \u00e1m \u1ea3nh b\u1edfi vi\u1ec7c nghi\u00ean c\u1ee9u d\u1eef li\u1ec7u l\u1ecbch s\u1eed – t\u1eeb c\u00e1c s\u1ef1 ki\u1ec7n th\u1ea3m kh\u1ed1c v\u00e0 t\u1ed5n th\u1ea5t kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c \u0111\u1ebfn l\u1ecbch s\u1eed y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.\nCh\u00fang t\u00f4i s\u1eed d\u1ee5ng m\u1ed9t s\u1ed1 b\u1ed9 \u00f3c t\u00ednh to\u00e1n b\u1ea3o hi\u1ec3m xu\u1ea5t s\u1eafc nh\u1ea5t \u0111\u1ec3 t\u1ed5ng h\u1ee3p v\u00e0 hi\u1ec3u \u00fd ngh\u0129a c\u1ee7a d\u1eef li\u1ec7u n\u00e0y \u0111\u1ec3 ra quy\u1ebft \u0111\u1ecbnh.\nTuy nhi\u00ean, c\u00f2n nhi\u1ec1u vi\u1ec7c ph\u1ea3i l\u00e0m \u0111\u1ec3 b\u1eaft k\u1ecbp v\u1edbi s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c lu\u1ed3ng d\u1eef li\u1ec7u th\u1eddi gian th\u1ef1c t\u1eeb c\u00e1c c\u1ea3m bi\u1ebfn, thi\u1ebft b\u1ecb IoT, c\u00f4ng ngh\u1ec7 \u0111eo \u0111\u01b0\u1ee3c v\u00e0 s\u1ef1 gia t\u0103ng theo c\u1ea5p s\u1ed1 nh\u00e2n c\u1ee7a d\u1eef li\u1ec7u c\u00f3 c\u1ea5u tr\u00fac v\u00e0 phi c\u1ea5u tr\u00fac. <\/p>\n\n

C\u00f3 ti\u1ec1m n\u0103ng l\u1edbn trong vi\u1ec7c s\u1eed d\u1ee5ng d\u1eef li\u1ec7u th\u1eddi gian th\u1ef1c \u0111\u1ec3 ng\u0103n ch\u1eb7n c\u00e1c s\u1ef1 ki\u1ec7n b\u1ea5t l\u1ee3i k\u00edch ho\u1ea1t khi\u1ebfu n\u1ea1i x\u1ea3y ra.\nV\u00e0o n\u0103m 2023, ch\u00fang ta s\u1ebd th\u1ea5y s\u1ef1 t\u0103ng t\u1ed1c trong vi\u1ec7c s\u1eed d\u1ee5ng d\u1eef li\u1ec7u th\u1eddi gian th\u1ef1c \u0111\u1ec3 d\u1ef1 \u0111o\u00e1n, nh\u1eafc nh\u1edf, th\u00fac \u0111\u1ea9y v\u00e0 quan tr\u1ecdng nh\u1ea5t l\u00e0 ng\u0103n ch\u1eb7n.\nM\u1ed9t b\u01b0\u1edbc t\u0103ng c\u01b0\u1eddng trong ph\u00f2ng ng\u1eeba y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng l\u00e0 m\u1ed9t trong nh\u1eefng t\u00e1c \u0111\u1ed9ng duy nh\u1ea5t, s\u00e2u s\u1eafc nh\u1ea5t m\u00e0 c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i, k\u1ebft h\u1ee3p v\u1edbi chuy\u00ean m\u00f4n b\u1ea3o hi\u1ec3m, s\u1ebd c\u00f3 \u0111\u1ed1i v\u1edbi nh\u00e2n lo\u1ea1i. <\/p>\n\n

2. L\u1ef1a ch\u1ecdn t\u1ef1 ch\u1ee7 cho b\u1ea3o hi\u1ec3m<\/strong><\/p>\n\n

Cho \u0111\u1ebfn g\u1ea7n \u0111\u00e2y, kh\u00e1ch h\u00e0ng s\u1ebd kh\u00f4ng th\u1ec3 t\u01b0\u1edfng t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vi\u1ec7c s\u1eed d\u1ee5ng AI ho\u1eb7c t\u00e1c nh\u00e2n t\u0103ng c\u01b0\u1eddng AI \u0111\u1ec3 ch\u1ecdn ch\u00ednh s\u00e1ch c\u1ee7a h\u1ecd.\nTua nhanh \u0111\u1ebfn ng\u00e0y h\u00f4m nay, ch\u00fang ta \u0111ang th\u1ea5y s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng trong vi\u1ec7c cho ph\u00e9p l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m t\u1ef1 ch\u1ee7.\nC\u00e1c h\u1ec7 sinh th\u00e1i API \u0111ang m\u1edf ra quy\u1ec1n truy c\u1eadp d\u1ec5 d\u00e0ng h\u01a1n v\u00e0o m\u1ed9t lo\u1ea1t c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o v\u1ec7 v\u00e0 ngu\u1ed3n d\u1eef li\u1ec7u.\nAI \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o \u0111\u1ec3 t\u1ed5ng h\u1ee3p c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 ngu\u1ed3n d\u1eef li\u1ec7u n\u00e0y, k\u1ebft h\u1ee3p v\u1edbi gi\u1ea5y \u1ee7y quy\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 khi c\u1ea7n thi\u1ebft, s\u1ebd cho ph\u00e9p c\u00e1c \u0111\u1ea1i l\u00fd, nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 s\u00e0n giao d\u1ecbch x\u00e2y d\u1ef1ng ni\u1ec1m tin v\u00e0o AI \u0111\u1ec3 \u0111\u01b0a ra l\u1ef1a ch\u1ecdn \u0111\u00fang \u0111\u1eafn v\u1ec1 nhu c\u1ea7u b\u1ea3o hi\u1ec3m. <\/p>\n\n

3. Th\u1ecb tr\u01b0\u1eddng d\u1eef li\u1ec7u v\u00e0 h\u1ec7 sinh th\u00e1i \u0111\u1ec3 ph\u00e1t tri\u1ec3n m\u1ea1nh<\/strong><\/p>\n\n

Trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, c\u00e1c c\u00f4ng ty nh\u01b0 Amazon Web Services v\u00e0 Google Cloud \u0111\u00e3 ra m\u1eaft th\u1ecb tr\u01b0\u1eddng d\u1eef li\u1ec7u c\u1ee7a ri\u00eang h\u1ecd.\nC\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, ch\u1eb3ng h\u1ea1n nh\u01b0 Chubb v\u00e0 Zurich, c\u0169ng \u0111\u00e3 tham gia v\u00e0o kh\u00f4ng gian th\u1ecb tr\u01b0\u1eddng API c\u1ef1c k\u1ef3 s\u00f4i \u0111\u1ed9ng.\nM\u1ed9t s\u1ed1 ng\u01b0\u1eddi ch\u01a1i \u0111\u00e3 ch\u1ecdn \u0111i theo con \u0111\u01b0\u1eddng \u0111\u1ed9c quy\u1ec1n kh\u00e9p k\u00edn, m\u1ed9t s\u1ed1 con \u0111\u01b0\u1eddng t\u1ed5ng h\u1ee3p v\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00e1c l\u00e0 chi\u1ebfn l\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng \u01b0u ti\u00ean API m\u1edf. <\/p>\n\n

B\u1ea5t k\u1ec3 \u0111\u00f3 l\u00e0 con \u0111\u01b0\u1eddng n\u00e0o, \u0111i\u1ec1u n\u1ed5i b\u1eadt \u1edf \u0111\u00e2y l\u00e0 c\u01a1 h\u1ed9i k\u1ebft n\u1ed1i nhanh h\u01a1n v\u00e0 truy c\u1eadp r\u1ed9ng h\u01a1n v\u00e0o ph\u00e2n ph\u1ed1i, c\u1ea3i thi\u1ec7n vi\u1ec7c ra quy\u1ebft \u0111\u1ecbnh d\u1ef1a tr\u00ean d\u1eef li\u1ec7u, t\u1ea1o v\u00e0 l\u00e0m phong ph\u00fa c\u00e1c m\u00f4 h\u00ecnh h\u1ecdc m\u00e1y v\u00e0 t\u00ecm c\u00e1ch t\u1eadn d\u1ee5ng v\u00e0 ki\u1ebfm ti\u1ec1n t\u1eeb d\u1eef li\u1ec7u.\nKhi c\u00e1c s\u00e0n giao d\u1ecbch ch\u1ee9ng kho\u00e1n h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi t\u1ea1o ra l\u1ee3i nhu\u1eadn kh\u1ed5ng l\u1ed3 t\u1eeb d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng, ng\u00e0nh b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 nh\u00e2n r\u1ed9ng c\u00e1c lo\u1ea1i l\u1ee3i nhu\u1eadn n\u00e0y v\u00e0 t\u1ea1o ra quan h\u1ec7 \u0111\u1ed1i t\u00e1c c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c b\u1ed9 d\u1eef li\u1ec7u m\u1edf, b\u00ean th\u1ee9 ba ho\u1eb7c \u0111\u1ed9c quy\u1ec1n \u0111a d\u1ea1ng v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb nh\u01b0 v\u1eady. <\/p>\n\n

4. V\u00ed b\u1ea3o hi\u1ec3m ph\u00e1t tri\u1ec3n h\u01a1n n\u1eefa theo nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng<\/strong><\/p>\n\n

M\u1eb7c d\u00f9 c\u00e1c t\u00e0i li\u1ec7u ch\u00ednh s\u00e1ch c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng truy c\u1eadp th\u00f4ng qua email, l\u01b0u tr\u1eef \u0111\u00e1m m\u00e2y ho\u1eb7c th\u00f4ng qua \u1ee9ng d\u1ee5ng c\u1ee7a nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5, v\u00ed ch\u00ednh s\u00e1ch \u0111\u1ed9c l\u1eadp v\u00e0 nh\u00fang \u0111ang n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t c\u00e1ch \u0111\u1ec3 gi\u00fap kh\u00e1ch h\u00e0ng qu\u1ea3n l\u00fd nhu c\u1ea7u b\u1ea3o v\u1ec7 c\u1ee7a h\u1ecd v\u00e0 t\u0103ng m\u1ee9c \u0111\u1ed9 t\u01b0\u01a1ng t\u00e1c – cho d\u00f9 \u0111\u00f3 l\u00e0 \u0111\u1ec3 bi\u1ebft ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 c\u1ee7a b\u1ea1n; \u0111\u01b0\u1ee3c nh\u1eafc nh\u1edf gia h\u1ea1n; ho\u1eb7c \u0111\u01b0\u1ee3c nh\u1eafc nh\u1edf th\u1ef1c hi\u1ec7n c\u00e1c h\u00e0nh \u0111\u1ed9ng \u0111\u1ec3 tr\u00e1nh c\u00e1c s\u1ef1 ki\u1ec7n m\u1ea5t m\u00e1t.\nTh\u1ef1c t\u1ebf l\u00e0 h\u1ea7u h\u1ebft ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 doanh nghi\u1ec7p ng\u00e0y nay gi\u1eef m\u1ed9t danh m\u1ee5c c\u00e1c ch\u00ednh s\u00e1ch tr\u00ean nhi\u1ec1u nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 v\u00e0 nh\u00e0 ph\u00e2n ph\u1ed1i (b\u1ea3o hi\u1ec3m v\u00e0 phi b\u1ea3o hi\u1ec3m) v\u00e0 nh\u1eefng g\u00ec h\u1ecd khao kh\u00e1t l\u00e0 m\u1ed9t c\u00e1i g\u00ec \u0111\u00f3 \u0111\u01a1n gi\u1ea3n h\u01a1n nhi\u1ec1u \u0111\u1ec3 qu\u1ea3n l\u00fd t\u1ea5t c\u1ea3 s\u1ef1 ph\u1ee9c t\u1ea1p n\u00e0y. <\/p>\n\n

5. B\u1ea3o hi\u1ec3m nh\u00fang ph\u1ea7n c\u1ee9ng<\/strong><\/p>\n\n

V\u00e0o n\u0103m 2022, Accenture \u0111\u00e3 xu\u1ea5t b\u1ea3n m\u1ed9t b\u00e0i b\u00e1o<\/a> v\u1ec1 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00fang, cho th\u1ea5y r\u1eb1ng ch\u00fang ta hi\u1ec7n \u0111ang \u1edf “Phi\u00ean b\u1ea3n 2.5”.\nPhi\u00ean b\u1ea3n nh\u00fang n\u00e0y cho ph\u00e9p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m c\u00f9ng v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m “k\u1ef9 thu\u1eadt s\u1ed1” nh\u01b0 v\u00e9 xem h\u00f2a nh\u1ea1c ho\u1eb7c m\u00e1y bay.\n\u0110ang \u1edf giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng ban \u0111\u1ea7u c\u1ee7a nh\u00fang, c\u00f3 nhi\u1ec1u \u1ee9ng d\u1ee5ng h\u01a1n, c\u00f3 ngh\u0129a l\u00e0 m\u1ed9t c\u01a1 h\u1ed9i to l\u1edbn cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 insurtechs, v\u00e0 ng\u00e0y c\u00e0ng t\u0103ng cho c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t ph\u1ea7n c\u1ee9ng do s\u1ef1 h\u1ed9i t\u1ee5 c\u1ee7a nhi\u1ec1u c\u00f4ng ngh\u1ec7. <\/p>\n\n

V\u1edbi nhi\u1ec1u ng\u00e0nh c\u00f4ng nghi\u1ec7p ph\u00e1t tri\u1ec3n c\u00e1c gi\u1ea3i ph\u00e1p chu\u1ed7i l\u01b0u k\u00fd b\u1ea5t bi\u1ebfn \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi blockchain, vi\u1ec7c g\u1eafn b\u1ea3o hi\u1ec3m v\u00e0o ph\u1ea7n c\u1ee9ng v\u00e0 h\u1ec7 \u0111i\u1ec1u h\u00e0nh s\u1ebd xu\u1ea5t hi\u1ec7n v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y, gi\u1ed1ng nh\u01b0 b\u1ea3o h\u00e0nh, c\u00f3 th\u1ec3 ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi tu\u1ed5i th\u1ecd d\u1ef1 ki\u1ebfn v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng m\u1ed9t s\u1ed1 t\u00e0i s\u1ea3n nh\u1ea5t \u0111\u1ecbnh.<\/p>\n\n

6. B\u1ea3o hi\u1ec3m nh\u00fang \u0111\u00e1p \u1ee9ng Metaverse<\/strong><\/p>\n\n

M\u1ed9t s\u1ed1 ng\u01b0\u1eddi tham gia ng\u00e0nh \u0111\u00e3 nh\u00fang ch\u00e2n v\u00e0o metaverse v\u00e0o n\u0103m 2022 v\u00e0 nh\u1eefng n\u1ed7 l\u1ef1c c\u1ee7a h\u1ecd ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c nh\u00ecn nh\u1eadn v\u1edbi con m\u1eaft ho\u00e0i nghi.\nH\u1ea7u h\u1ebft \u0111ang \u00e1p d\u1ee5ng m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn th\u1eadn tr\u1ecdng, th\u00edch ch\u1edd xem th\u01b0\u01a1ng hi\u1ec7u v\u00e0 m\u00f4 h\u00ecnh kinh doanh n\u00e0o trong \u0111\u00f3 metaverse s\u1ebd \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ee9c h\u00fat – thay v\u00ec t\u1ef1 th\u1eed nghi\u1ec7m. <\/p>\n\n

M\u1eb7c d\u00f9 Meta c\u00f3 th\u1ec3 \u0111\u00e3 g\u00e1nh v\u00e1c s\u1ef1 gi\u00e1m s\u00e1t g\u1eaft gao nh\u1ea5t do c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 kh\u1ed5ng l\u1ed3 v\u00e0o kh\u00f4ng gian, nh\u01b0ng \u0111\u1eebng qu\u00ean nh\u1eefng ng\u01b0\u1eddi ch\u01a1i kh\u00e1c – The Sandbox, Decentraland, Roblox v\u00e0 Fortnite.\nCh\u00fang t\u00f4i \u0111\u00e3 th\u1ea5y c\u00e1c c\u00f4ng ty d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh tham gia v\u00e0o metaverse \u0111\u1ec3 x\u00e2y d\u1ef1ng th\u01b0\u01a1ng hi\u1ec7u, t\u01b0\u01a1ng t\u00e1c v\u1edbi nh\u00e2n vi\u00ean v\u00e0 t\u1ea1o ra c\u00e1c kh\u00e1i ni\u1ec7m c\u1eeda h\u00e0ng \u1ea3o.\nCh\u1ec9 l\u00e0 v\u1ea5n \u0111\u1ec1 th\u1eddi gian tr\u01b0\u1edbc khi ch\u00fang ta th\u1ea5y qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i t\u01b0 v\u1ea5n, b\u00e1n h\u00e0ng v\u00e0 d\u1ecbch v\u1ee5 sang c\u00e1c kh\u00f4ng gian k\u1ef9 thu\u1eadt s\u1ed1 nh\u1eadp vai n\u00e0y, v\u1edbi b\u1ea3o hi\u1ec3m v\u00e0 b\u1ea3o v\u1ec7 th\u00fac \u0111\u1ea9y l\u01b0u l\u01b0\u1ee3ng truy c\u1eadp v\u00e0 s\u1ef1 tham gia. <\/p>\n\n

Trong khi ng\u00e0nh b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t k\u1ebb t\u1ee5t h\u1eadu khi \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7, ch\u00fang ta \u0111ang b\u01b0\u1edbc v\u00e0o m\u1ed9t k\u1ef7 nguy\u00ean m\u1edbi c\u1ee7a s\u1ef1 \u0111\u1ed5i m\u1edbi t\u0103ng t\u1ed1c.\nS\u1ef1 ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 \u1edf c\u1ea5p \u0111\u1ed9 v\u0129 m\u00f4 trong c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p l\u00e2n c\u1eadn v\u00e0 s\u1ef1 gia nh\u1eadp c\u1ee7a c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 phi b\u1ea3o hi\u1ec3m \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i ng\u00e0nh v\u00e0 t\u1ea1o ra s\u1ef1 c\u1ea1nh tranh l\u1edbn h\u01a1n. <\/p>\n\n

Tuy nhi\u00ean, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c doanh nghi\u1ec7p phi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 h\u1ee3p t\u00e1c nhi\u1ec1u nh\u01b0 h\u1ecd c\u1ea1nh tranh.\nQuan h\u1ec7 \u0111\u1ed1i t\u00e1c ch\u1eb7t ch\u1ebd, c\u00f9ng v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi n\u1ed5i, s\u1ebd l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 t\u0103ng t\u1ed1c \u0111\u1ed9 ti\u1ebfn b\u1ed9 trong ng\u00e0nh b\u1ea3o hi\u1ec3m n\u00f3i chung. <\/p>\n\n

B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c \u0111\u0103ng l\u1ea7n \u0111\u1ea7u ti\u00ean tr\u00ean InsuranceAsia News<\/strong>: https:\/\/insuranceasianews.com\/six-technology-trends-shaping-the-insurance-industry-in-2023\/<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Gi\u00e1m \u0111\u1ed1c C\u00f4ng ngh\u1ec7 David Lynch c\u1ee7a T\u1eadp \u0111o\u00e0n ch\u00fang t\u00f4i chia s\u1ebb quan \u0111i\u1ec3m c\u1ee7a m\u00ecnh v\u1ec1 c\u00e1c xu h\u01b0\u1edbng c\u00f4ng ngh\u1ec7 ch\u00ednh \u0111\u1ecbnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u00e0o n\u0103m 2023 Trong su\u1ed1t n\u0103m 2022, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ebfn b\u1ed9 \u0111\u00e3 ti\u1ebfp t\u1ee5c l\u1ea5p \u0111\u1ea7y kho\u1ea3ng […]<\/p>\n","protected":false},"featured_media":2389,"template":"","insight-category":[],"class_list":["post-18161","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/18161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/2389"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=18161"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=18161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}